/vt/ - Virtual Youtubers

>Rosalyn in E tier
opinion disregarded

>>73220588
>mori
>responsible with money
Anon???

This list tells me that op's finances are a complete mess.

>fubuki the gacha whale
>a tier
seriously she bought like 30k lunacy in limbus company and only streamed it once

shit tierlist

Didn’t a few months ago Kiara have to take out a loan just to pay basic expenses because she continues to buy things on credit and doesn’t trust herself with money, so relies on a retarded financial planner who doesn’t have any of her money in liquid investments?

If that is S tier, none of these girls will have any of their vtuber money 5 years after they retire.

>>73220588
>CN
>sana
>coco
>ru
>meru

Move Ame to Z tier. She bought a house for her family, is going to live with them and letting them leech off her. The only family she should be supporting is Auntie Watson and BigBro Watson. Fuck the rest of them.

>>73222959
>Gets chased off of any Ame thread because he keeps pissing and shitting over Mama Watson
>Pisses and shits in other threads
lol

>>73222325
How are you threadreader and still got it wrong.

>coco that low
If this is because of the bed you're a fucking retard, the bed purchase is precisely why she would be SS.

Hope none invested in FTX. All gone.

Pekora in S Tier lol. She bets on horse races and bought a monkey. A FUCKING MONKEY.

goob still shops at walmart

>>73223661
The monkey was actually a good investment, it actually ended up increasing her exposure by a good amount, which translates to more money than she would have not getting the pet.

>FWMC anywhere but E tier after using their money to move to nipponland and stagnate their career
I know this entire list is a shitpost but come on

>Watame dead last
Because she spends money on her music?

>>73220588
>Suisei SS
does he know?

How would you even know any of this? Like I imagine Marine is low because of how much she invests in music and MVs, but she's also earning well-enough to pay her NEET sister to clean her house.
Financial irresponsibility to me is the failure to take care of your baseline shit, not running out of spending money in a given month or whatever

>>73220588
Why is Matsuri on A tier?! You ever seen her Apex lootbox stream?

>Rosalyn that low
watch streams fag

>>73224517
it's better to stagnate temporarily rather than plummet permanently isn't it?

>>73220588
Not even a clipwatcher-level take.
Go back to R*ddit, faggot.

>>73221676
She uses her addiction as content, it's a self-sustaining cycle.

>>73220588
I refuse to believe A-chan is E tier.

>>73220588
If Yagoo's responsibility with money was D-tier Hololive would've gone bankrupt years ago dumbass

>>73220588
>Suisei in SS tier
>Credit card got stopped midstream from too many gacha pulls

>>73220588

>>73220588
>Gura in B
shit tierlist

Did I miss something about Aki?

>>73223243
He's right though. Deadbeat parents don't deserve love or respect

>>73225986
1. YouTube search Holomem + bought .
2. Extrapolate from the first 2 clips

Host Clubs

>>73220588
>A-chan at E-tier

>>73220588
you fag never even watched hololive

>>73221676
its called a business expense, same thing gambling streamers do

>>73220588
First of all those that live in the US should all be in E because just living in that hole is costing you way more money than it should
Secondly you need an F tier for anyone with a pet

>>73229851
no hes right

>>73220588
>artia A tier
isnt she fucking bankrupt now when her NFT scam failed?

>>73220588
the very first holo being Suisei in SS tier immediately lets me know that the rest of this list should be ignored.

>>73221208
>Home owner
>Has her own shop
>Renting a house comfortably in Japan

Yes?

>>73221208
She's a homeowner and probably invests her label/cover earnings anon. Doesn't seem to have leech family and friends either

>>73229851
She leeches off her parents/stays at their place and only spends her money on songs, animations and merch of her coworkers and herself

>>73221676
She still whales Lunacy btw. She waits for a full chapter to finish, clears it and then whales at the end of a season to get all the IDs.

>>73229851
She's a solid B. Doesn't spend anything extravagant and but doesn't do anything with her money. B minus or high C if we think her MV as a monetary loss.

>>73220588
Isn't Watson letting her entire extended family sponge off her?

>>73220588
The girls hardly ever talk about their finances, this list is mostly pure conjecture

>>73220588
>La+
>D
retard

>>73231290
>2. Extrapolate from the first 2 clips
Based. Don't even watch the clips just go from thumbnail and feelings alone.

>>73220588
I'm pretty sure that if Niji had a tier list like this back when they actually still had members, Selen would probably be somewhere in W or Y tier.

>>73220588
It's you isn't it? The usual tiermaker faggot from /hgg/ trolling for (You)s with your intentionally wrong garbage.
Please exterminate yourself

>>73220588
green en whore needs to be higher. she denied her cucklings a 3D live because she has to pay for it. they would still eat it up no matter how bad it is but she'd rather keep the money.

>>73220588
>Rushia not in E

>towa
>poorfag
>has to be forced to buy anything that would improve her life
>b

Why is Mumei S

>>73237821
she made 27 thousand dollars in 2 minutes.

>>73220588
any holo that plays a gacha game automatically drops to at least D or lower

>>73220588
i remember botan's financial advice was to reinvest everything into the US stock market
she at the minimum doubled her networth in the past year alone if she followed her own advice

>>73220588
ame can't be A tier with that leech of a mother draining all her finances

>>73220588
>Amane"i'm using taxi to go everywhere" kanata in A tier
uh-huh

>>73238611
public transportation is for poors who don't value their time

>>73220588
> Suisei
> SS Tier on being responsible with money
Is this a reverse tier list?

>>73238718
Nah, you just live in a shit third world country without good public services.

>>73220588
I am so fucking confused whether you are ranking who is the most or least responsible, it just seems completely randomized with contradictory choices all over the place.

Cool bait OP

>>73220588
Is this tierlist suppose to be E being the most responsible and SS being the most irresponsible? It makes no sense with Suisei being ss tier

>>73220588
>suisei ss
WATCH. STREAMS.
Fucking faggot tourist, her bank account used to lock her credit card all the time. She's a MASSIVE whale.

>>73238818
NTA but could be just a burger

>>73225986
>Like I imagine Marine is low because of how much she invests in music and MVs
Thats called investing in her own brand, which is a responsible thing to do, being irresponsible is spending on frivolous things like Gacha

>>73220588
Shiori A or B tier
She buy stupid shits all the time, and doujins
Shiori also stopped being f2p in gacha game recently

>>73233974
>is buying a Trigger MV out of pocket that will take her years to repay

shes my oshi and shes marine tier, sorry

None of you ever watched hololive

>>73220588
>Mori
>SS
I stopped reading right there and immediately assumed this is a troll list. Some Myth members have made fun of her idiotic spending habits multiple times. She even got salty about the gold flake steak thing during the last myth collab.

>>73220588
>Okayu
>Literally won't get a salary for years because she has to pay for an insanely expensive MV
>S tier

Come on bro

>>73220588

>>73223575
Kiara literally invests in crypto, so it could be possible

Why is Fauna so low? Just cause she buys slime?

>>73235229
Bae is pretty responsible, her moving to Japan went really smoothly. I think she should be S tier.

>Amelia "Lets spend hundreds of thousands of dollars on a 3d studio and never use it, along with the other random purchases shes used once and never used it again" Watson
>A tier

>>73241896
She also wastes loads of money by giving it to her family

>>73241896
That's called the hustle grindset my man. She's gonna use that for other things. Eventually. Some day.

>>73220588
why is Achan E?

>>73220588
>Kiara
>keeps blowing away money on vacations all over the place

>Rushia
>B

>>73241888
That is true, Bae has been seemingly pumping out contents that needed quite the funding like her album, her Birthday Live with great production value, all the things she spent on her birthday month be it kitchen studio renting or the stupid toys for that one stream. All that while in the process of moving to Japan which has basically been done without a hitch now, it's safe to say she's good with her money.
She did spend $1k to buy what is essentially a toy gun though.

>>73241743
This one is better but I think there should be a successful investor tier above frugal. Though I don't think any holomem except maybe sora would be in it. Idk if she's ever talked about it but as a founding member she probably has a decent amount of cover stock.

>>73235229
giwtwm

>>73244599
I like how you completely ignore that Mori flies to the US in first class every couple of weeks to hang out at E-celeb events.

>>73241854
She's probably a bit higher, but yeah
>has to get niche vegan substitutes for everything
>pays in AC pocket camp
>several "quality" slimes for some weird obsession that lasted a week
>KU is just sitting and collecting dust
>talks about the matcha latte she had earlier that day every other stream
>normie (read: healthy) relationship with friends and family so probably out and about more than the average holo despite claiming to never go outside
>most normie woman interests out of EN by far (clothes, cosmetics, bath bombs, etc.)

>>73220588
Correct me if I'm wrong, but didn't Raden literally gamble her money away, sell her precious belongings away to make ends meet, debuted with basically 20 bucks to her name, and had to ask Ririka for money before she got monetized?
How is she not in a tier of her own?

>>73241743
>>73244599 This, orange woman is not fucking frugal holy shit! But her placement gets saved by the fact she got some tardwrangler to handle her money.

>>73244806
>successful investor tier
Slow down there, skippy! You know we're talking about women right?

>>73241743
>>73220588
Feel like Noel should be a bit higher.
I want to say she talked about earning money through properties she bought and now rents.

>>73245721
>she enjoys life like a normie
>this makes her bad with money
ogey

>>73241896
Dude, what the fuck are you talking about? She build no 'hundreds of thousands of dollars' studio, stop making shit up. She got 3D motion technology, that costs at most 10k.

>>73244599
Dude, spending money is not the same thing with being financially irresponsible. Blowing 20k on gotcha is irresponsible because you gamble them on digital items with no value, going on a vacation is not... why the hell do you have money, if you don't spend it?

I assume OP is just making bullshit up considering he put Kronii in D tier unless he views the Asian tradition of "supporting your parents with some of your salary" as irresponsible financial behavior.

>>73235074
You can't consider someone as irresponsible with money, for losing money in an investment thou.

>>73246951
giving your parents about 150k a year is fucking mental

>>73247118
If she's able to still live comfortably after that, I don't see how that's a problem.

>>73247212
because she is earning it from a career that wont last 40 years, anyone in holoen should save money because the good times do not last forever
Prime example being Kronii roru

Why Ina so low? She has a different job where she is a big name. And she lived like a hikki with her parents (who seem to be well off) for her whole life basically.

>>73247403
Spending any money on gacha is retarded no matter how rich you are. It's gambling except you get nothing return.

>>73225679
>SS
Yeah, Super Sexy

>>73247299
And you know she's not saving some on the side as well from what exactly?

>>73247684
if she gives the fucking 50% she said she gives then she has so much less to save retard, should she live in a shoebox just so she can save for her future and give her parents a luxury life?

>>73220588
Miko just pissed away 3500 on horse racing if that helps

>>73247118
>>73247299
>>73247921
>t. parents removed him from the will or can't even be assed to talk to them outside of funerals or when he needs to leech more for drugs

>>73248078
Nah I am white so my parents has a house with no loans, a car with no loans and both have a healthy pension

>>73241888
how did bae move to japan so smoothly but fuwamoco have basically been struggling to get everything going there?

>>73249930
She prepared before hand, Fuwamoco lept at the first chance they could to go without prep.
She is asian so she has easier time getting a place without discrimination
Fuwamoco are not asian so lots of renters will turn them down for being filthy foreigners

>>73220588
>List about a real life subject
>Still has Haato and Haachama in separate tiers
The fact that people are taking this seriously is nothing short of incredible.

>>73245194
Where did I mention Mori?
Or any of the other Holos? I only mentioned two. Do I have to comment on every one?

>>73220588
>Takanashi "Brought a fake noble title and non-existent piece of land" Kiara
>S Tier

>>73220588
They are all woman and thus maybe ONE at most should be any higher than B tier

>>73240408
She causally dropped like 500 dollars on her own card gacha, on her own deresute account, which already looked whaled, especially with that low level

She also buys a LOT of clothes, expensive ones too
https://www.youtube.com/watch?v=yW5MhZMEx74

>>73246527
>>73247655
This thread is basically:
>she spends money on thing I don't like, so that's bad and she is financially irresponsible
Which is childish.
None of them should be financially irresponsible with Hololive money.
The only way they'd be financially irresponsible is if they fail to pay mortgage/rent, car, utilities (internet, electricity, water), loans, healthcare bills or groceries.
Or if they cover most of that but let's say because of gacha addiction/pachinko, buying clothes, or investing too much on projects they only eat cup noodles, get sick and now have medical bills.
They can get away with not budgeting now, which can be viewed as irresponsible, but until that Hololive money runs out they should be living well enough.

>>73220588
>Suisei "Gets credits cards closed" Hoshimachi in SS tier
>About to go broke on otaku stuff Iroha in SS tier

>>73220588
Kaela needs to be bellow Zeta for getting scammed by street vendors when she did not even need thair products

I will never understand gachafags. Listening to them casually talk about how they blew a grand or whatever in an hour or two is shocking.
I used to know someone who played pay2win mmos and would have been considered a whale and even he would take an entire month to piss away a grand.

>spending money is le bad
It's not like they are broke.

>>73252539
Look I feel you anon, but this board is literally the last one that should be giving anyone financial advice. If you don't get someone's hobby or what they're into, you are going to think they are retards for sinking money into it.
Even non-normalfags obsessed with 2D purity or purely fictional character would find superchatting and donating weird
>so instead of just finding a perfect 2D waifu, these cucks actually spend money on gay little messages that may or may not get read lmao
It's easy to make fun of anything you don't understand why people spend money on.

>>73246054
imagine paying hololive rent money.

>>73252848
>>73247299
I mean with some luck their careers could go beyond 20 years but in principle you shouldn't bet on it

>>73220588
Quite possibly the worst tier list I've seen in the last 2-3 years. Actually impressive how retarded it is.

>>73231171
Can confirm. my mom watched mori and now I hate her.

>>73220588
All I know is Mori spends money like crazy. She absolutely requires a high income to keep up with her habits.

This thread proves that you faggots not only don't watch streams, you don't even watch clips or read threads.

>>73224517
true

>>73220588
This list is fucking retarded

>>73220588
>Fuwawa
>SS-tier
Fluffy paws made this tier list.

lol

>>73224517
They lived in a hovel to save up to move to a country where their supa dollars will stretch extremely far. Seems smart

>>73262455
>"see mogojan, even /vt thinks I'm good with money"

>>73264978
And now they're burning it away by living in a hotel and not being able to stream.

>>73265169
they're spending a vacation by spending 220 hours in a love hotel together. They are recording it but only for personal use.

>>73220588
>lappland
>d
she's z tier

>>73241743
>Mori Tier
>Everyone in the list is much worse than Mori
>Retard Tier is also much worse than Mori, especially fucking Coco (Except for Shiori and Bae, I have no idea why they're there)
Gachafags autonomatically the worst and Mori isn't a gachafag.

>>73267796
Everyone on this board is aware of Mori's RM's shenanigans. She's easily the worst one.

>>73257486
XD

>>73220588

>>73249930
As someone who moved to Japan and was comfily settled in in 2 weeks, it puzzles me greatly. I have 3 theories:

>1. They are having Visa problems
>2. They are panicking hard, which prevents them from getting stuff done
>3. They are straight lying and having a long holiday / focusing on something different

According to what they said in one of their "sekrit streams", theory 3 could be real. But I really hope I misunderstood what they were saying. It never got archived, so I can't link it.