/vt/ - Virtual Youtubers

>5k debt
>implying that's a considerable ammount
lmao

why haven't you taken the DEBTMAXXX pill? want to own a house? easy. just apply for a mortgage. want a new car? you're qualified, just go to a $0 down, buy here pay here lot. need a new phone? finance it. student loans? just stop paying them and let them garnish your wages, they can't garnish >25%. owe money on your debt? just get a new credit card and do a balance transfer. if corporations can perpetually refinance billions in debt, why can't you? really, if you aren't living the DEBTMAXXX lifestyle you aren't living. it's simply a matter of showing up, speaking with the loan officer, looking him in the eye, giving him a firm handshake, and telling him that you want MORE DEBT.

>ALL BANKS AND CREDITORS KNOW YOU BY NAME
>FEARED YET RESPECTED BY LOAN OFFICERS
>DEBT COLLECTORS BLOCKED IN PHONE
>STILL SCREEN EVERY CALL TO VOICEMAIL
>NEVER ANSWER THE DOOR (CAN'T GET SERVED DEBT PAPERS)
>DEBIT TO INCOME RATIO >100% BUT STILL GETTING NEW LOANS
>LEASED LUXURY CAR WITH NEGATIVE EQUITY TRADE IN
>HOUSE 6X YOUR SALARY ON 40 YEAR ARM MORTGAGE
>STARBUCKS & RESTAURANTS EVERY DAY
>ALL SUBSCRIPTION ENTERTAINMENT SERVICES
>8 CREDIT CARDS, ALL MAXXXED OUT
>NEW IPHONE EVERY 6 MONTHS, FINANCED WITH NEGATIVE EQUITY