/vr/ - Retro Games

This has been bugging me forever. What a terrible feel, only having vague memories and trying to remember. Maybe you guys can help ._.

It was a first-person RPG for Windows, I think. I played it in the late 90s or early 2000s - I recall it looking pretty good but don't think it was full 3D.
Similar to Might & Magic where you control a party. I remember starting with 3 human male party members. One might have been a squishy Cleric type. One might have been an archer... but I'm not too sure.
Battles were not in the first person view, I think it went into a tactical view of the battlefield, reminds me a bit of Heroes of Might & Magic, but it might have been vertical instead. Or maybe it wasn't. Hnnng.
You could break into houses. There was a day/night cycle and I believe people could catch you if you broke in while they were there or something.

I never got very far, and there's a chance it might have only been a demo. But it's been bugging me for like 10 years, so any help would be appreciated. Is there a good list of first person RPGs from the era that I could check out? Google isn't being too helpful.