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/sci/ - Science & Math

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3943356 No.3943356 [Reply] [Original]

ITT: how much debt you have in student loans, credit cards, etc

>> No.3943358

$0

>> No.3943370

currently -$28K

>> No.3943376

0$ but I'm only 19. Probably about 15k debt by the time I'm out of college

>> No.3943380

What do you mean OP? We get paid for studying in Europe.

>> No.3943381

$42K

>> No.3943382

0 because I don't live int he land of the $20,000 college paycheck.

>> No.3943384

0$
University pays me about 30k per year

>> No.3943388

0 SEK currently, but when I move out next year I'm expecting about 100k SEK debt (about $15k) by the time I graduate.

>> No.3943389

>>3943370
so somebody owes you 28k?

>> No.3943391

>>3943356
E0,-

And I get 260 Euros a month for studying.

>> No.3943396

I get paid to go to college as an undergrad , 5k per month ( thats besides payed full tuition )

>> No.3943399

Seven grand currently. Still have many years to go though.

>> No.3943414

Will be $120k in debt by the time I graduate.

>> No.3943410

jesus, i'm moving to europe

>> No.3943415

>>3943381
damn dude

>> No.3943420

>>3943415
student loan..FUCK CHILE

>> No.3943419

0 euros.
A full year is about 500 euros, here.
Next year, I'll get 4k per year, for my Master's education.

>> No.3943429

>>3943414
ouch, you in a phd program or something?

>> No.3943430

I'm in the US, and I get paid around 3.5k a semester to go to colelge.

>> No.3943437

zero. one year from graduation.

feelsgoodman.wololo

>> No.3943446

None. But I am just living on a meager scholarship while working really hard. But less hard than the wet-lab people I assure you.

>> No.3943449

>>3943429
No, I'm an out-of-state undergrad at a public university. It's one of the more expensive ones -- $40k per year.

Not sweating it much though, since I'm a CS major.

>> No.3943470

0€ because I live in europe.

>> No.3943476

>>3943449
... even if you luck out and land a job out the gate that pays 100k a year, you know how long it's gonna take you to pay that shit off?

>> No.3943478

$0 from loans.
~$30 left on my credit card that I need to pay off.
~$300 left on my car insurance.
Don't have a lot of money and I get paid very little from the research program I'm involved in. Have some left over money from Pell Grants to help pay for some stuff. Still pretty broke though.

>> No.3943485

>>3943476
it wouldnt take long enough for it not to be worth it.

>> No.3943487

>>3943449
You should be sweating it dude... even if you have some amazing experience that will definitely land you a job out of undergrad you're going to be going through some lean times to pay that shit off. Plus (assuming you're US) you can't default on that shit.

>> No.3943500

>>3943476
Yes I do, 10 years. I'm ok with that.

>>3943487
I should be fine in terms of experience. Already interned at Amazon and Google.

>> No.3943512

>>394350
Yoi could probably get it paid off in 2 if you lived cheaply, 3 if you lived like the average person.

>> No.3943513

almost $2k can be paid off instantly and i'll graduate with 0 debt. i have a credit score that's over 700 too. feels fucking good man

>> No.3943522

$0 and will have $0 by the time I'm done with college assuming no huge expenses pop up in the meantime. Thanks grandma!

>> No.3943529

>>3943449
you know MIT costs that much, right?

I hope you're getting just as much value...

>> No.3943557

0, I have only moral debts. Oh, and I owe my friend $3.

>> No.3943571

0. and I'm going back to school to pick up another shiny piece of paper.

I am 23 years old, I have worked a job ever since I turned 18. I can actually pay for my tuition by working at my part time job TWO days out of the week and I'll still make a profit by the end of the term. I have a credit card and banks love me because in the 4 years that I've had it I have never paid it off late or neglected to pay it off at all. I do not have a fancy car or a fancy house, but I'm okay with that. I am part of the 99% standing with the 1%, deal with it nerds.

>> No.3943574

0

my mom and dad are putting me through college

>> No.3943576

None, my parents are rich. I go to an ivy btw.

>> No.3943580

>>3943576
Yet you are wasting your potential here.

>> No.3943598

>>3943529
I go to UIUC for CS, which is considered to have one of the best departments. It's not MIT per se, but it's pretty close to it. I'm very happy with the curriculum here.

I could've gone to the University of Florida and pay $5k in total, but I decided that UIUC is definitely worth the cost for me.

>> No.3943606

Ill end up with 33k in debt while my parents will have pulled out about 4-5k

Not sure if bad but it could be worst.

>> No.3943607

None from undergraduate work and actuarial exams.
Will be roughly $20K for graduate work.

>> No.3943610

I owe about $10k to my parents. They did tell my that I don't have to pay it back as long as I graduate, which I will next Summer (barring some unforeseen problem)

>> No.3943615

So far about 7k, I believe

>> No.3943625

>Not living in a socialist country with free education.
costanza.jpg

>> No.3943652

I got diagnosed with diabeetus type 1 at 11, I got £3000/year disability allowance until I turned 18 and consequently have no uni debt. Every turd has a silver lining..

>> No.3943658

$0

Student loans and shit I can understand for people living in countries with non-free universities, but who the fuck is actually stupid enough to buy stuff they can't afford using credit cards?

>> No.3943679

30,000 in college debt

>> No.3943683

my free undergrad education + generous parents for subsequent qualifications = u jelly

>> No.3943687
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3943687

While studying physics I got 220€ a month for 6 years.
Then I was looking for a job some time, i.e. 700€ a month.
Now I'm doing a PhD which is about 1000€ a month.
>mfw people studying in merrica.

>> No.3943691

how the fuck can school cost this much in usa? with this price I can take a personal teacher for each of the modules.

>> No.3943696

none, because I chose to not be poor

>> No.3943701

$0.00. No student loan debt, no medical debt, no car payments, no mortgage.

Was lucky enough to put together money from the state, grandparents, parents, and my own work to be debt free shortly after I nearly didn't graduate college (but ultimately did). Been living with the folks ever since while the economy shits the bed, saving money at a job which is one tier up from mcjobs. Meanwhile, several of my buddies have had to move back in with their folks while they pursue more advanced/specialized education- I feel a sort of perverse vindication that I didn't set the bar higher after I graduated....

>> No.3943755
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3943755

>>3943580

yep

>> No.3943775

>paying for school

You're doing it wrong.

>> No.3943777

$0

I dropped out though. ;_;

>> No.3943788

>>3943775
You don't pay for education. You pay for qualifications. The prices rise in accordance with the prestige of the granter, not because the quality of education soars to a level justifying the extravagant price. the quality of schooling is roughly the same across all institutions since it's all mainly self reliant with some slight variance in the numbers of journals you are permitted to access.

>> No.3944605

I majored in drums at a school known for music education. I had a scholarship when I entered, so I only will be $30000 in debt when I graduate.

>> No.3944623

about to graduate (compE, U Florida) with 10k in bank
no help from parents
all money from scholarships/grants/internships/research
about to start grad school with RAship (tuition waver + stipend)
>mfw

>> No.3944628

Probably around £20,000 by the time I finish my masters, but Ph.D.s are funded £18,000 a year, so that shouldn't be too bad.

>> No.3944634

>>3943598
I also go to UIUC. It's actually better than MIT for my engineering discipline though :P

>> No.3944646
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3944646

>>3944605
>majored in drums
>$30,000 in debt

>> No.3944653

€0

What's a student loan? My film school costs me €300 euro a year. And we have all the professional equipment for loan for free anyone would ever need.

And why the hell would I need credit cards? What's the point of spending money you don't have?
It seems like Americans buy A LOT on credit. While over here everyone saves money for when they need it. The only things worth taking a loan for is starting up a company, buying a house or a car.

>> No.3944660

>>3944653
For building credit.

>> No.3944675

>>3944605
I dont know why
But I started laughing my ass off at this post

>> No.3944696

>>3944605

I learned to drum because of rockband and learning myself how to play afterward by reading up on the internets. I got drums frommy uncle who didn't use them anymore.

Cost me $70.

>> No.3944697
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3944697

>>3944605

>> No.3944720

In Soviet Britain, college pays YOU!!

>> No.3944723

left grad school with Ph.D. and $20K in the bank. Had a BA and $500 when I started. No debt. Follow the money and work like a motherfucker.

If somebody won't pay you to go to school, think seriously about what it means to be in debt for that degree.

If somebody will pay you, get a fucking job anyway for as much as you can stand it - you're losing the early peak earning years of your life in grad school.

>> No.3944741

>>3944605
I chose drums as my major and I got a homework due on friday. i gots to hit em real hard and i think im gonna fail. /sci/ help me with this problem:

"how do you make the drums go bom bom boooooom ba boooom?"

if i fail i wont get my Master of Science in Drums and ill just be $30K in debt
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I AM THE 99 PERCENT