/lit/ - Literature

anusknull :D

Give me fantasy where the protagonist isn't a onions filled cuck. No multiple pov's either, I hate how common it is. Stories where the main character has a winners mindset etc. He doesn't need to be a chad or in anyway perfect, I prefer characters who have flaws. I just want to read about a person who values himself more than others, who has selfish desires, unlike most retards that fill this genre.

>>14704460
OP implied zero starting assets. Most 18 year olds without employment experience do not have the disposable income to invest an initial $5000. As for the growth to 20k, assuming you invested an additional $500 every year on top of that, that's not impressive and is similar to historical market rate of 10% growth.

After federal taxes, and benefits, he will be taking home approximately $3000 a month. Given that he has no assets, he will need to rent, which will be roughly $1000 a month. Food expenses, $500 a month for one person. $300 a month for gasoline/car insurance/vehicle maintenance and let's just say $200 a month for other (phone/internet/sanitary/pre-deductible health expenses, etc) gives him a very generous, bordering on best-case scenario, $1000 a month to invest. This is assuming no debts either.

Assuming there are no market upheavals and he has diversified, he will have earned a little over $2M dollars by the time he is 55 if he started at age 25 which will give him after capital gains and other taxes about $60k/year to live off of for the next 30 years. That's not that great after expenses. Might as well be skip all the hassle and be a literal welfare leach collecting $1500 a month of SSDI during his prime with unlimited free time instead.

>>14680726
It's not the drug's fault, choice and precious vessels, though they are, it's the user's. Anyone who blames a physician for their drug addiction should be beaten to a pulp.

>>14668655
I'll fix all of your problems.
>can barely retain shit tier poverty dead end jobs
Store every last cent either in safe or somewhere physical do not keep any bank balance. Keep all owned assets at $0.00
>have no health insurance, if i get sick or break a
>live in pain because i can't afford the procedure i need leg it's over and i may as well kill myself
You're in the best boat right now actually. You can sign up for Medicaid in most states, approval takes 48 hours. There is no deductible, at all. You will meet the income threshold and if not, just quit your job and claim you are at $0.00. The cost of the surgery will be worth it. This comes at absolutely no cost to you.

Search your state + medicaid. Sign up. You are your own household if you are older than 23, so you do not claim your parents income on it. You'll also probably qualify for food stamps, which is a free $200 a month toward food.
>can't pay back loans, more interest accrues every day
Don't pay them. File for Chapter 7 bankruptcy like I did. Contrary to popular belief, you can be discharged from federal student loan debt. You need to go before a judge and cite the Brunner decision and how you meet the three-prong test. If you show 1) Hardship, 2) no savings 3) some attempt of payment (even 1 payment in my case), you will no longer owe a cent. Do not listen to redditors who say it cannot be done. They either cannot qualify, and are upset or view repayment as a moral obligation.


I just fixed your entire life. It would have saved me a decade of my life had I known this a decade ago. I was in your shoes, friend.

>>14501018
Oh yeah? I always get my girlfriends signed up for SSDI and SNAP, which affords them over $1000 a month typically. The money comes out of your paycheck, not mine.