/ck/ - Food & Cooking

>>15034313
This is only true if I wasn't planning on spending $5. Otherwise, who gives a fuck?

>>15034328
>Otherwise, who gives a fuck?
99% of businesses don't have credit card minimums. If your restaurant is so shitty that you have to gouge your credit card fees who knows what shady shit you're doing to my food in an effort to save money.

>5% fee for paying with credit
>not raising your prices 5% and offering a 5% discount for paying in cash

It is amazing how little people understand human psychology. Frame something as a reward and people will happily ante up cash.

More on topic, when a place is cash only and don't tell you until you've literally got your card placed in the check book, then point you towards an ATM with a jacked up fee

>>15034313

>>15034395
>not raising your prices 5% and offering a 5% discount for paying in cash
original price: $10
increase by 5% to cover fee: $10.50
discount by 5% for cash payment: $9.98
rip 2 cents per $10 cash purchase

Instead, literally everywhere raises their prices 10% and gives no discount for cash. If you don't pay cash you are part of the problem with humanity. Possible exception for women in diverse areas, but then again they brought that on themselves.

>>15034313
I bet you guys don't even use credit cards

I have 14 cards now and living that good churning life

>>15034431
>carrying cash
No reward and extra risk. If my wallet gets stolen I can cancel my card.

Has anyone else noticed that carrying cash is only done by poor, stupid people now?
The only people I ever see whip out bills anymore are white trash cletuses and ghetto monkeys. They could probably just round up everyone who made a cash purchase in the last 30 days and the collective IQ of the world would most likely increase by a significant amount. Statistics are a remarkable thing.

>>15034427
anon, do you need help with your maths?

>>15034490
I'm in Russia and the only people who I still see using cash are the elderly. You can use a card virtually anywhere, including random fruit kiosks set up on the streets in summer.

the two best turkish joints in my town only accept cash due to committing tax fraud I believe but since there's a cash point at every fucking corner who cares

>>15034494
i posted that to show the anon i was replying to that adding X% to something and then subtracting X% from that does not give you the same number.
>100
>add 10%
>110
>subtract 10%
>10% of 110 is 11
>99
do you need help with your math?

All shitskin owned businesses around here, despite having card terminals, try to force you to pay cash to feed their money laundering operation

>>15034334
It's the bank doing the gouging. It's your cost for wanting to use a card. It should be standard practice to pass the cost on to the customer to encourage actual competition in fee pricing.

>>15034313
there was a local place that charged an extra $3 if you paid with card

they shut down pretty quickly, not even the hole in the wall mexican places pull that shit

>>15034559
weak bait

>>15034427
that doesn't add up. if you increase by 5% and then decrease by 5% you are at a net 0% increase/decrease.

>>15034313
>$5
My issue is with the $10 minimum joints. What if you just want a couple of carry-out brews or a shrimp lo mein to go? Shit outta luck

>>15034313
My girlfriend thought I was a chauvinistic ass when we first met because I wouldn't let her buy a coke with her debit card because we had a $5 minimum policy.

>>15035208
No, you're not, because the numbers involved are 1.05 and 0.95.

1.05*0.95=0.9975, not 1.

You can invisibly raise prices by 5.263% to later offer a generous 5% discount for cash and hold even, however.

>>15035208
No you idiot you dont add 5% and then subtract 5% from the original amount. You would be adding 5% and then subtracting 5% from the NEW amount which means you would end up with less than the original amount.

All those semi ironic totally passive aggressive signs you see at bars thats the equivalent to those "live laugh love" signs you see in places with a tinge of "interior design".

>>15035218
>offer a generous 5% discount for cash
t. Never watched a crack baboon dump $4 worth of filthy coins onto a counter

it's annoying because were supposed to be working away from needing cash at all

>>15034313
>I'm sorry, sir. Our Icecream machine is broken
I turn 360° and walk away.

>>15035223
It depends whether the discount/increase are additive or multiplicative. If they are multiplicative, it would result in a net increase over the standard price.

>>15034887
>t. brainlet copefag

>>15035235
In these troubled times... not so awful, and a dunk in some rubbing alcohol is probably less expensive than the rolled coin fees the banks charge.

>>15034427
Wanna try that again

>>15034313
when you run a credit card the company you are buying from pays a charge for that. on small purchases there is little profit margin to pay for the transaction. so that's not a reason to not go there.

>>15034410
I would be more likely to go in to a place with that sign. If some place is not worried about the virus what other things are they not doing?

>>15034426
This is almost everywhere now.

>>15034432
credit cards are for emergency use only.

>>15034473
how often does a wallet get stolen? what are you doing that would allow it to be stolen?

>>15035214
no one should be buying anything from a vending machine or below $10 with a card.

>>15035858
so I pay with exact change (when I have it) this is not a problem.

>>15034313
seems fair. Keep then nogglers away.

don't tell me what to do

>>15035885
Thank you retardo, go back to writing a blog instead of posting your inane contradictions as though they were law.

>>15035897
10/10 would avoid again

>>15035897
Yikes

>>15035212
Order more or keep a tenner on you. Cheapfag.

>>15034313
cigarettes cost more than $5 now so that doesn't matter anymore

>>15035865
The product of the increase factor and the discount factor must be unity.

Algebra, man.

(1 + Upcharge%) x (1 - discount%) = 1


In reality, just make sure that the upcharge is greater than the discount. Mark all the prices up by 10%, discount 5% for cash, and wa la - more moneys.

>>15034395
I keep a few benjamins folded in the back of my cell phone case for instances like this. it's enough to cover a tow too. you don't want to be stuck paying for an expensive tow service just because you aren't ready to pay the cash only guys

>>15034313
we're in this together

>>15034610
Spot on. Credit card fees cause price increases at the business. Why should cash customers be required to pay for your need to use a credit card?

>>15036021
Cash is more expensive to handle why should credit card users subsidize your use of luddite payment systems

>>15036051
>t. credit card company

If we are being sincere:
>Main course menu has over 20 different meals on it
>Regular tap water costs money
>Once finished with your meal the waiter hawks around and subtly tries to make you leave asap
>The doorman comes up to you on the street or yells they have space available, what would you like? etc
>Every fucking place in the main square. If it's nice it's expensive as hell with tourist tax or it's a shithole that survives purely on location
>An above average dish takes less than 5min to get 5 plates ready when at a place that doesn't serve just one or two meals which may be ready before you arrive
>It has 5/5 average star review on google from 2000+ people

>>15034313

>>15034313

I rarely carry cash, the exception is once a week I'll withdraw like $25 to fill up my car but otherwise why the fuck wouldn't I just use a card. Shit, I can pay by tapping my phone on the reader too.

However the Korean owned place near me does this so I will intentionally buy a shitload of pic related because its the only store near me that has it and its fucking delish

>>15036390
This is mainly to stop junkies from shooting up in the restroom.

>>15036430
I'm pretty sure I don't want junkie illegals anywhere near my food.

>>15034313
heres what i do everytime.
>order my shit thats under $5
>extra jalapenos/pepper/hot sauce
>custom shit so they cant resell it
>hand card to pay
>they point to sign
>i say no and walk out
now they lost a sale and have to throw the shit out because its not gonna sell

>>15036458
every time you order out or eat at a restaurant there is a 45% chance that a junkie handled your food. all people who work in kitchens are felons and drug addicts.

>>15035897
if a shop has this on the door i will not go in.

>>15036487

I worked at Subway during high school and we used to just take them home to eat. My friend got caught once and she got fired :(

>>15036497
I want to cum inside your friend

>>15036497
i claim your cum dumpster friend
>>15036508
too late i claimed her already

>>15036508
>>15036522

Go for it but once we drunkenly hooked up and she waited two weeks to tell me that I should probably get tested for chlamydia so I would stay away.

>>15036497
The Subway franchise near my high school was owned by an absolute degenerate to the point where he wouldn't even remember to pay the electric bill to the store. At one point a friend of mine became the manager and hired a bunch of our friends and since this guy was so bad at owning the franchise it was basically just ran entirely by really stoned teenagers who somehow ran the business better than he could. Constantly got free meals just had to pretend to swipe a card in at the end of the fake transaction, one guy was selling weed and hash in the little sauce containers and had an absurd amount of hash in the back one day I was hanging out there. In hindsight it was pretty crazy.

>>15034313
I'm the opposite of most zoomers here and want cash to still be around. So if a place is card-only, I would generally avoid it out of principle, even if I mostly pay by card nowadays. Luckily, 99% of places where I live still accept cash, the few I know were card-only have gone out of business.

>>15036051
Cash is only more expensive for big business. You're also unwittingly spending your personal information when you use cards, by the way.

>>15034313
>I will no longer shop at your establishment
Sign working 100% as intended. Keeps niggers, scammers and poors out. They're all bad for business.

>>15035865
10*1.05=10.50
10.50*0.95=9.975

>>15036643
Those three groups of people are the only ones who still carry cash.

>>15036706
If they want the luxury of paying with a card they have to spend more. Niggers like OP must pay in cash. It's a win-win.

>>15034313
Lol that’s how an establishment determines that you aren’t worth their time or money

I refuse to shop at cash only places, they're usually run by fucking Indians or Arabs laundering money to send to their raghead friends back home.

>>15034313

>>15034313
Don't care if cardfags get to pay a penaltyfee, serves 'em right and me as well anytime I use a card

>>15035212
Envy whatever country you're in, over here you'd be hard pressed to find a place where you can get two beers for under $10 outside the biggest cities of course where almost everything is cheap

>>15036724
>Niggers like OP must pay in cash.
You're contradicting yourself. OP doesn't carry cash therefore he can't be a black person.

>>15034395
Don't several card payment service companies specifically say in their contracts that businesses are not allowed to do this. I think even some states made it illegal for whatever fucking reason.

>>15036781
The dumbfuck business owners who took out 20 loans to run these failing ventures got them to repeal that law IIRC. Covid was a blessing in disguise since it pretty much wiped out any of these places that had no business staying open.

>>15036777
>You're contradicting yourself.
False
>OP doesn't carry cash therefore he can't be a black person.
He has no cash and can't afford a $5 purchase. All signs point to OP being a nigger. Case closed.

>>15036744
The best part is that the law required these signs to have at least 1" tall clearly legible letters and include all the required text in English and Spanish, so they end up being these massive easily-identifiable cuck posters. Also, they need to have both a 30.06 AND a 30.07 sign if they want absolutely no guns.

>>15036487
congratulations on wasting everybody's time including yours

>>15034395
I cannot believe there was an actual argument trying to dispute the math that was put in this post. /ck/ truly is the dumbest fucking board by a mile, maybe only beaten by /cgl/ (because it's filled with women)

>>15036838
You're a brainlet. See >>15036648

>>15036860
You are red in the face and coping so goddamn hard over a stupid internet argument. All the dude said was raise all prices by 5% but lower them by the same amount for cash payments while removing credit card payment fees. That essentially keeps the fees and allows them to be "hidden" behind something that seems "beneficial". It was you who was the brainlet today, friend.

>>15036881
Nice projection, brainlet. Refute the math in >>15036648, you literally can't LMAO

>>15034410
3edgy5me

>>15036881
> All the dude said was raise all prices by 5% but lower them by the same amount for cash payments while removing credit card payment fees
Nah, he literally said raise prices by 5% ($10 > $10.50) and offer a 5% discount ($10.50 > $9.75). I'm beginning to think you're the retard that said it originally by how personally you're taking this.

>>15036806
>and can't afford a $5 purchase
Where did anyone say they couldn't afford it?

>>15034313
poor butthurt bitchboy #%^>

>>15036909
>>15034313

>>15036892
>>15036906
Refute the statement I made or you admit a second defeat to a new guy.

>>15036935
see >>15036906 >>15036860

>>15036648
You fag your math is all fuck d up and your shits retarded
You undo multiplication of x by n by dividing x by n, or by multiplying x by the inverse of n.
You don't undo multiplication by multiplying x by 1-(n-1), that's just dumb

>>15036943
retard alert

>>15036940
That's the thing I don't get; getting so red in the face that you try to misrepresent a statement to this extent. Again, refute the actual statement with some integrity or move on.

>>15036949
see >>15036892

>>15036926
Not what it looks like OP is referring to at all to me. I get paid via direct deposit and don't head to the bank that often, so eventually I'll run out of cash. If I'm looking to buy a scoop of ice cream and you won't sell me it because I'm not paying enough it's frustrating. I don't want to have to run to the bank just to get something small. I've wound up treating people to their purchase before just so I could afford mine after realizing I've got no cash on me. Don't have to worry about it much anymore though because small vendors here have started replacing this with a surcharge on card purchases below a minimum.

>>15036955
Yeah, this is why my statement still stands: /ck/ truly is the dumbest fucking board (besides /cgl/, of course)

>>15036383
>It has 5/5 average star review on google from 2000+ people
I don't live in an area that can even produce that many google reviews. Explain.

>>15036961
You've gotta pay in cash then, poorfag.

>>15036962
Agreed, but there's still hope! Once you leave this board, we're one step towards making this board intelligent again! Yay!

>>15034313
>establishment
I don't know where you live, but that's the definition of a gas station (convivence store) and if you're concerned about your time and money, fucks sake, why are you there?

>>15036977
I'm not the guy so horrified of a statement that I try to egregiously misrepresent it anonymously.

>>15036981
Because he's a poorfag in a poorfag habitat complaining about policy that keep people like him away.

>>15036983
see >>15036892

>>15036051
Suck my dick you fucking fed

>>15036989
Yes, see
>>15036881
Now tell me why that math needs to be disputed or put to question at all. Like, how are you confused by that?

>>15034410
jesus christ somehow they were able to capture the look of misery and dread of mask culture in a line-drawn cartoon woman on that sign

>>15036993
see >>15036860

>>15037004
Now refute the original statement.

>>15037016
see >>15036648

>>15037021
The best part about us both bumping the thread is that more people will get to see your stupid fucking math debate and cringe. However, I'm going to be replying more slowly for the next few hours.

>>15037030
see >>15037030

>>15037036
Statement

>>15037053
>>15037030

>>15036816
And if both are up they're just yelling "rob us!" Also it's clever how they're making these places advertise a tried and true rifle cartridge.

Is this a poor people problem?
The only places I see those signs is the liquor store and it’s to keep out the bums who show up every few hours to buy a pint of vodka.

>>15037100
Pretty much. People with money have no issue throwing in a few extra items if they don't have cash.

>>15036822
>what is causation
you must be a biden voter, most of them are low IQ voters.
the store that has the sign is wasting everyones time.

>>15037100
>>15037110
No, it's because of how credit cards work. Every time you purchase with them, there's a fee charged to the business. The fee is relatively small and so in most cases the cost is easily absorbed, but for small purchases the cost is not so readily absorbed, and in some cases the business might even lose money on certain transactions. Now, at a big chain that doesn't matter. They're doing enough business that they would rather keep their customers happy and coming in than worry about having some losses here or there. A small business is operating on much tighter margins, and can't so readily absorb those kinds of losses.

I once bought a single banana at a Safeway for 30 cents and I paid with visa.

>>15037133
Yeah, that's a fact that goes alongside >>15037100 and >>15037110

>>15037147
>buy shares in Visa
>start buying everything in sequences if tiny transactions at large supermarkets
>make it a trend on Insta to show off the series of receipts
>Visa gains record profits
>share price soars
>sell shares before supermarkets respond by passing the costs on to the customer
I'm taking this to /biz/

gay niggers tongue my anus

>>15036051
are the glowie who did this >>15035858 too?

>>15037200
Go and take it to biz then report back to me

>>15034313

I remember going to a pizza place and getting their lunch special and a coke. I think it came out to about $10 and I usually add $2 tip. After placing the order, I went to pay with my debit card. The fat fuck owner started bitching and crying that I'm causing him to lose 2% of the Sale. I did a 360 and walked away. About a month later the place was closed.

>>15037100

Its to cover credit card fees, that's why gas stations usually have two prices, one for cash and one for card users.

>>15035924
I forgot to post a picture of myself.

>>15036906
>95% of 10.50 is 9.75

I can't tell who is trolling who anymore

>>15034410
go back to your containment board

>>15035865
The original price for the item was $10.00.
You decide to raise your base prices to account for credit card fees, but give a discount for cash payments.
The new base price is $10.50 (10 * 1.05 = 10.50).
The discounted price is $9.98 (10.50 * 0.95 = 9.975).

You are selling your goods for ~0.2% less than you were before adjusting your prices.

>>15034490
Nah, even they have moved on to loadable debit cards. It's really just the elderly and the sovereign citizen types that deal exclusively with cash.

>>15037075
s

>>15034410
It's a law in my state :(

>>15034431
>If you don't pay cash you are part of the problem with humanity.
That doesn't make sense, anon. If I pay cash, I'm getting screwed over by giving the company a larger profit margin for no meaningful change in my experience over a card user. It's basically giving the business a tip for every cash purchase if they offer no discount.

Sounds like cash is for cucks.

>>15036629
>Cash is only more expensive for big business
Cash also has its own expenses. You must pay for armored car pickup or pay an employee to physically deposit it at some points. I'm sure there's data showing the costs of one versus the other.

>>15037083
People always say this, but is there any actual data supporting that stores with these signs get robbed more often, or is it just wishful thinking? I've seen a couple mass shooter manifestos say they explicitly picked gun free zone targets, but I'm talking about robbing,

>>15037133
Is the fee not a percentage of the sale? Does it change based on how large the sale is? If it's just a flat percentage, the actual cost shouldn't matter at all as to how well they can absorb it.

>>15038722
Depends on the deal the business has with the credit card transaction company, with sliding rates or fees depending on the number of transactions the business typically makes in their contract period.

>>15038722
It's definitely a flat cost, at least for smaller standard transactions. Credit card providers and banks are turbo kikes that always try to get the most out of any arrangement. They would probably only used a percentage based rate if the transactions are large enough that they would benefit more from doing so.

>>15034410
Lmao there’s a place near me that has a sign “MASK REQUIRED FOR ENTRY” and then another one that says “THAT MEANS YOU, CHAD”

Not sure what they mean by that

>>15038637
Would you rather support the local businesses that apparently you like enough to become a regular patron of, or would you rather support (((Visa))).

>>15035897
What does this even mean

>>15036987
Only poorfags carry cash because no bank will take them.

>>15038827
>or would you rather support (((Visa)))
Yes every day of the week. I only shop local because it's conveniently located near me. Big companies have better everything and shitty small businesses will never be able to compete.

>>15034313
Credit card companies charge a disgusting percentage of fees and it directly results in higher prices for you the customer you fucking moron. Some of the best and cheapest businesses like Winco grocery stores have no-credit policies for this reason. Every time I see some credit-card user forced to walk out of the store I laugh my ass off.

>>15039165
It means you're allowed to use the restroom without making a purchase if it's for the purpose of dilating, sucking cock, or getting fucked in the ass.

>>15036407
>I'll withdraw like $25 to fill up my car
???

>>15036965
Any major city in Europe with a very central highly visible restaurant which have been in business for over 10 years usually produce that if they have any sense of social media.

>>15036781
Credit card surcharges were generally in violation of the merchant agreement.
Cash discounts (almost) never were.

the hell are with all these people shitting on cash?
is everyone going to need card scanners in the future?
how am I going to pay someone for private sales or just to pay some kid to mow my lawn etc.?
only poor fags use cash? w-what?! lots of my family are loaded and they use cash.
personally I wish large denomination coins would make a comeback.
I'm 25 and I sure as hell see many problems with cards...is this a zoomer thing?

>>15040794
Cash keeps small businesses alive. You let the tax man in through traceable transactions & bam, mum & pop are gone forever.

>>15034313
This is actually illegal in America

bump

>>15040833
>>15040833

Wrong. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 permits businesses to impose a minimum purchase amount of up to $10 for credit card use, but the minimum must be the same for all credit card issuers and payment card networks.

>>15038713
Tbh the places I see with 30.07 are like tanning salons...probably a lot of low cash places. I'd be interested in seeing stats on what businesses put them up.