itt shit poorfags say or do

[Anonymous No.882850]

>My BA in sociology demonstrates my critical thinking skills

[Anonymous No.882857]

>i value hard work

[Anonymous No.882858]

>I leverage my house
>I leverage my car
>I have no emergency fund
>I make money through Forex
>I buy Bitcoins
>I need a new car
>I don't read at least one book a month
>I don't read to my children
>I don't exercise
>I pay $50-$100 a month for a cell phone
>I have cable television
>I commute more than 15 minutes to work
>I own a timeshare
>I work for an unpaid internship
>I support Bernie Sanders
>I vote Democrat
>I don't have a budget
>Married me make more money
>I don't care about my wife's past
>I tip at least 20%

[Anonymous No.882865]

>i circle-jerk in a pseudo-intellectual image board

[Anonymous No.882868]

>STAALLEE BAGELLLSSSSS

[Anonymous No.883437]

>Stock market is too risky there are no guarantees man
> What is an ETF? Is that electronic fund transfer?
>I play golf to fit in with upper management

[Anonymous No.883439]

>I play videogaymes more than 15 minutes per day

[Anonymous No.883440]

>I studied business in college

[Anonymous No.883453]

>>883440
>I'm going to get an interview let alone a job without going to college

Tai Lopez please stop posting

[Anonymous No.883493]

>>882858
>I don't care about my wife's past.

10/10 Would contempt.

[Anonymous No.883511]

>>883453
>business major reading comprehension
I'm not saying people shouldn't go to college, I'm saying you shouldn't major in business because you won't learn anything.

Hell, if you aren't going to major in something useful like a STEM, you might as well study a liberal arts subject that you enjoy.

Business seems to be the default major for people who went to college for the sake of going to college.

[Anonymous No.883518]

>i post shitty jew memes on a japanese website

[Anonymous No.883520]

>>883518
>i'm a butthurt jew

[Anonymous No.883526]

>>883511
>I'm not saying people shouldn't go to college, I'm saying you shouldn't major in business because you won't learn anything.

Why not? How else are you suppose to learn about business?(Pls don't say youtube tutorials)

[Anonymous No.883533]

>>883511
Actually bullshit. While you're right that a Bachelors in business alone won't get you a good job, going to a quality college of business at a decent university is just about the only way to snag an internship (and subsequently a management position straight out of school) for a major company.

[Anonymous No.883535]

>stem master race

[Anonymous No.883537]

>>882850
> buy an item for 45$ on ebay
>sell item for 46$ on ebay
>think they made a 1$ profit.

[Anonymous No.883546]

>>883526
Accounting master race. Get a CPA. That's a more concrete thing than just "lol business".

[Anonymous No.883554]

>>883546
There's 3000000 accountants in every city on Craigslists offering to work for pennies fam.

also your work is being automated by turbotax, your profession is irrelevant.

[Anonymous No.883567]

>>883526
The same place Jack Welch, Eric Schmidt and all the other great CEOs learned: on the job.

>>883533
>going to a quality college of business at a decent university is just about the only way to snag an internship (and subsequently a management position straight out of school) for a major company.
Really, that's the only way? I must be doing something wrong because I've gotten several summer internships and a job lined up at a major semiconductor manufacturer without doing any of that.

>management position straight out of school
Are you talking about project management, which is a type of job, or asset and wealth management, which are types of businesses? Either way, no one's taking orders from a 22 year old straight out of college.

[Anonymous No.883580]

>>883567
>The same place Jack Welch, Eric Schmidt and all the other great CEOs learned: on the job.

How do I get the job without going to college? How am i suppose to get my foot in the door?

You seem to be living in the 1950's where you think people who graduate highschool can go and start as a lowly worker and work their way up to president of the company.

HR departments won't even look at your resume without a degree or experience(which you need a degree for).

[Anonymous No.883589]

>>883580
Welch started off as a chemical engineer, Schmidt started as a programmer at Sun. Both went to college and hold multiple degrees.

You seem to be a retard who thinks everyone over the age of 50 got their first job through a handshake and a smile.

[Anonymous No.883598]

>I can't afford to invest.

Oh really, but you spend hundreds on video games, Netflix, weed, and alcohol every month.

[Anonymous No.883607]

Niggas in this thread be like:

>I have hobbies
>I believe there is more to life than ruthless efficiency
>I believe in evolution
>I once had fun

[Anonymous No.883615]

>>883589
>Both went to college and hold multiple degrees.
>Both went to college and hold multiple degrees.
>Both went to college and hold multiple degrees.

That's exactly what I'm saying.

>You seem to be a retard who thinks everyone over the age of 50 got their first job through a handshake and a smile.

I mean that in today's overpopulated and overqualified world, surviving without a degree requires extreme luck, extreme intelligence or very hard work(much more than simply going to class and passing exams for 4 years). HR departments will simply never contact you if you have no degree in most cases

[Anonymous No.883627]

>>883615
Jesus Christ, read my second post. I'm talking in circles here.

[Anonymous No.883631]

>>883598
>Netflix: $8
>Weed: Lol no
>Alcohol: $35
>Video gay: $30 max

The poorest of the poor can afford this. Hell, 144 condoms is like 30 dollars online.

[Anonymous No.883634]

>>883535
>follow your dreams

[Anonymous No.883685]

>>883567
>No ones taking orders from a 22 year old straight out of college

Except they do, all the time. Both in project management and operations management. I graduated from a Big 10 school with a BS in Business Admin (major in Accounting) and I started as an assistant PM for a top engineering firm in Chicago. My roommate did the exact same thing and got a job running a team of technicians at Lockheed installing systems in the F-35 in Fort Worth.

Most Fortune 500 companies hire people straight out of school into their management pipeline. Most of these people majored in a business field. They take people who majored in engineering too, but they're less common as engineers usually apply for entry-level engineering gigs out of school instead.

Good on you for getting a job offer. is it an engineering job? Unless your company raises engineers into supervisor roles with experience, you're most likely either going to need to move laterally or get business education to move into jobs where people report to you, as opposed to just crunching numbers all day.

[Anonymous No.883691]

>>883631
>Weed: Lol no
Suits this thread.

[Anonymous No.883718]

>Play videogaymes
>Watch TV
>Use drugs/alcohol

[Anonymous No.883754]

>>883631
Total money wasted a month according to your post: $105

>$105

If you used this 105 dollars to buy two bikes in a junk yard, fixed them, painted them and sold them to random mexican drug dealers, you would have made at least, AT LEAST, a 100 bucks. And that's only a month.

Let's see:

I pay $10 on the trashed bike.
I spend $40 fixing it.
I sell it for $80 to $100.
Your profit margin is 50%.
If you invested 10000 on your bike fixing business you would have earned $5000.
If you reinvested those 5k in painting equipment and wholesale parts that cost 20% less, your marginal costs would drop and your profit margin would raise.
Let's say you now have a conservative profit margin of 48 to 58%. You would earn ~$5300 now.
Now let's say you use that money to buy wholesale bike structures that cost half of the price of the scrapyard. And that you also save $5 from removing rust.
Your cost is now $32 dollars and your profit margin is 60 to 68%. That's ~$6400.
Let's say you know hire someone to fix them for you. Let's say you pay him $9/h. Your only cost now is $20 with the parts, plus a fixed cost of ~$1300 a month.
With a profit margin of 80% now minus your employee's wage you earn $6700 in profits each month.
If you reinvest at least 30% of profits each year, and that the investment increases your margin by 2%, in 2 years the expected market cap of your company will be worth $7.475.160.000 (seven billion, four hundred seventy five million, a hundred and sixty thousand United States of America Dollars) which is more than the GDP of Monaco.

[Anonymous No.883764]

Nothing wrong with a sociology degree. I mean yeah you might not start out high, but if you enjoy the field and work your way up you can earn good.
>>883520
White person here. Fuck off.

[Anonymous No.883765]

>>882858
>I vote Republican
>I support any retarded Republican candidate
Fixed for you. You do know red states universally earn less right? Now fuck off.

[Anonymous No.883766]

>>883764
>Nothing wrong with a sociology degree. I mean yeah you might not start out high

>One of the lowest related-field post-grad employment rates
>Some of the lowest starting salaries even if you do manage to get a job in the field
>Very little room for growth, only people making good money are ones either with phds or got very lucky/connections to get high position

http://www.latimes.com/business/la-fi-companies-hiring-liberal-arts-majors-jobs-20140521-story.html

>A mere 2% of companies are actively recruiting college graduates with liberal-arts degrees, according to a new study.

>Not surprisingly, many more corporate hiring managers are on the lookout for engineering or business majors, according to the survey by Millennial Branding, a research and consulting firm, and Beyond.com, a career advisory website.

http://www.forbes.com/sites/susanadams/2014/05/20/new-study-is-no-degree-better-than-a-liberal-arts-degree/

I am guessing that sociology or whatever isn't far off from the hiring rate of liberal arts majors.

[Anonymous No.883792]

>>883766
There are many many many liberal arts major degrees, so you can't say that sociology blanket is "better" or "worse" than all of them.

Also that study is biased because it didn't look in companies that are tailored toward liberal arts people. Schools and design firms obviously hire more people with those kinds of degrees.

As for sociology the data is mixed but:
>According to The Bureau of Labor Statistics, the median annual wage of sociologists was $72,360 in May 2010. The lowest 10 percent earned less than $44,000, and the top 10 percent earned more than $129,870.
It's not the best, but you can earn if you work your way up like I said. I'm just doing CS though.

[Anonymous No.883818]

>>882858
>I pay $50-$100 a month for a cell phone
It's worth being able to keep in contact and check emails on the go.
>I commute more than 15 minutes to work
Not everyone works at the local grocery
>I support Bernie Sanders
That doesnt make you poor
>I tip at least 20%
That's just courtesy. You should be grateful. Most you guys seem to work minimum wage jobs.

[Anonymous No.883933]

>Goes on /pol/, aka stormfront v2

[Anonymous No.883967]

>>883537

>inb4 a dollar is a dollar

>>882850

>We can just buy snacks at the movies

[Anonymous No.883980]

>not being a cheap fuck while you are poor
>listening to music/watching movies/ shitposting/wasting time in general
>not scheduling your day/week/month
>not constantly reading
>not trying new stuff
>listening to unsuccessful people

[Anonymous No.883982]

>>883980
>implying constantly reading gets you anywhere

[Anonymous No.883985]

>>883982
You know that you are right, fuck reading stuff written by successful experienced people, I should shitpost everyday and listen to 4chan virgins, the knowledge will just come to me.

[Anonymous No.883991]

>>882850

>gets a job as a recruitment consultant

[Anonymous No.883993]

>>883985
>life is either constantly burrying yourself in self-help books or shitposting

Viewing the world in black and white is proletarian tier.

[Anonymous No.883996]

>>883993
>self-help books
Lol

What is better than reading in your free time ? Seriously interested

Even if you share the 4chan point of view that 'studying STEM is the only way to be happy and successful' reading should be a priority in your life.

[Anonymous No.883998]

>>883546

lol getting a CPA instead of a CFA

>enjoy making 80k max

[Anonymous No.883999]

>>883996
The best thing is to take ample time to unwind and not constantly flooding yourself with information. You need time to progress and more importantly to think for yourself. Reading is important, but in moderation. Contemplation is at least as important, and plainly doing nothing as well. People get their best ideas when they're just fucking around, not while they are constantly engaged in goal oriented activity according to a strict schedule being constantly obsessed with spending every minute 'productively'.

[Anonymous No.884006]

Carrying around cash rather than having it in your account. Niggers are especially bad for this, they save up some money and then carry around $1000 to impress their hoodrat friends.

[Anonymous No.884015]

>>883754

but then i still gotta take the 105 out of my billions anyways at an opportunity cost of billions

when do i get to enjoy my money??

[Anonymous No.884021]

>>882850

>credit cards are for suckers
>home buying is for suckers
>i was too stupid to get enough grants to pay for college, therefore college is a scam

All I can think of off the top of my head.

[Anonymous No.884023]

>>883991
All my hate for those people. Total mouth breathers.

[Anonymous No.884028]

>>884006
>generalizing out of your ass with no data to support it

[Anonymous No.884038]

>>884021
explain how credit cards are bad, I use mine to get miles and was able to travel a bit.

Bad part is, I always seem to overspend so I stopped.

[Anonymous No.884039]

>>884038

You srs, nyukka?

[Anonymous No.884040]

>>883764
>White person here. Fuck off.
good one, kike lmao

[Anonymous No.884044]

>>884028

>Tumblrizing this hard

[Anonymous No.884054]

>>884038
>explain how credit cards are bad, I use mine to get miles and was able to travel a bit.

They're not.

That's the point of this thread, "shit poorfags say".

[Anonymous No.884063]

>>884044
>calling names when you get called out on your bullshit
>neckbearding this hard

[Anonymous No.884065]

>>884040
>gets BTFO
>repeats self
>>>/pol/

[Anonymous No.884066]

>>884063
>>884065

>Muh racism motherfucker

Are you Swedish or Australian?

[Anonymous No.884074]

>>883554
>accountants basically just do taxes all day
great contribution anon

[Anonymous No.884080]

>>884074
youre mom is a faggot you stupid retard

[Anonymous No.884086]

>>883754
>dat broscience

i love this board

[Anonymous No.884089]

>this thread

[Anonymous No.884117]

>Post "shit poorfags say" threads
>Go on /biz/ for business advice

[Anonymous No.884681]

>>883754
So why don't you do that? I bet you don't actually do that.

[Anonymous No.884684]

>>883511
>Hell, if you aren't going to major in something useful like a STEM, you might as well study a liberal arts subject that you enjoy.

You said this unironically? Shiggy diggy doo.

What is Finance? Economics? Linguistics? You also make it sound like nobody who studies STEM does it because they enjoy it. What about Med and Law school?

[Anonymous No.884700]

>>883754
You had me until I read the end. Fucking kek.

[Anonymous No.884704]

>My family and i are taking our annual 1-week vacation to [insert generic tourist trap here].

[Anonymous No.884713]

>>884054
>>884038
>>884021
Poor fags have more credit cards than anyone else. The more cards you have, the more you use them.
Better tone safe and not have any plastic.

[Anonymous No.884716]

>Study what you love/find interesting
>I went to (insert shitty university here) to save money and to have a better social life
>woman's rights
>da wyt man keeping us down (I actually know a Jamaican guy from highschool, laziest fucker I ever met, he went to some shitty college for liberal arts, obviously didn't find a job and now complains about white ppl while liking interracial pictures on Facebook)
> "I want to be a singer/model"
>highschool were the best years of my life

[Anonymous No.884862]

>>883998

>Not having a CA/CPA
>Enjoy not being in the executive committee

[Anonymous No.884875]

>>884038
>>884038
>>884054
Poorfags have more credit cards than richfags. So what you guys are saying is what poorfags also say. Some richfags have one CC, while others have none.

[Anonymous No.885091]

>>884875
>So what you guys are saying is what poorfags also say.

Hence they are poorfags.

[Anonymous No.885117]

>>883765

Don't you know the difference in breeding ground for right and left, idiot? Large cities where the wages and rents are highest will always spawn cesspools of plug eared faggots that think Bernie is the shit and clap watching him lick some BLM asshole like a champ.

[Anonymous No.885128]

>>882850

>I invest in bitcoin
>I invest in CDs
>Penny stocks to the moon!

[Anonymous No.885270]

>>885091
Yup. I need a credit card said all poorfags. You need liquid cash to buy assets, not credit. A loan is much different.

[Anonymous No.885394]

>>883765
> voting

[Anonymous No.885777]

>>882858
>I work for an unpaid internship

I would agree, but as someone with a shit GPA and an Econ degree you have to get your foot in the door somehow. Doing one just landed me my latest job.

[Anonymous No.885778]

>>883440
Can be done with proper networking and experience. But most people just expect to graduate with a job.

[Anonymous No.885782]

>>885128
One of these things is not like the other.

[Anonymous No.885877]

>I give 10% of my wealth to a church

[Anonymous No.885885]

>getting tattoos
>muh body art

[Anonymous No.885907]

>>882850
>How do I build my credit?

[Anonymous No.885956]

>>883754

>doesn't account for any cost of labor

Stay pleb

[Anonymous No.886571]

>>882858
>I don't care about my wife's past.

explain to me faggot.

[Anonymous No.886617]

>>882865
Win fucking Rar

[Anonymous No.886622]

>>882850


>I pay cash for my house
>Gold is a great investment
>arbitrage is for faggots
>The stock market is too risky
>Lets have more kids!

[Anonymous No.886629]

>>886622

>kids not a good investment

Enjoy checking yourself in the nursing home and spending years hoping to die before you run out of money.

[Anonymous No.886631]

>>886629
You read that wrong - I have kids and speak from experience! At least I get the deductions.

[Anonymous No.886929]

>>882850
>The latest xx came out!!

[Anonymous No.888628]

>>885877
Cringe everytime I hear it. I can understand if the Church is excellent at giving back with scholarships and activities. But as a general practice it's dumb as fuck.

[Anonymous No.888629]

>>886629
If you're relying on your kids for a full life you're doing it wrong.

[Anonymous No.888653]

>>883439
So like, a game of chess? Or a few games of minesweeper?

[Anonymous No.888655]

>i post on 4chan

[Anonymous No.888665]

>I post on 4chan about how successful I am in the middle of the working day

[Anonymous No.888687]

>>888628
Its a nice thing to do if you find a legit awesome church. Like my Catholic church is pretty based and gives away lots of food and clothes with our money so I feel like its better than Amway as a charity, its a difference I can SEE.

If you don't have a based church you know about or your church is lame and just uses the money to buy paintings of saints then screw those guys.

[Anonymous No.888706]

>>888665
>working
stay poor

[Anonymous No.888729]

>>883554
>doesnt know what the difference between an accountant and a bookkeper
>clearly isnt an working for himself or he'd know the difference
>hows your salary treating you?

[Anonymous No.888959]

Lemme hol a dolla

[Anonymous No.888971]

>He doesn't post in "things successful people do" thread

get in here >>888715

[Anonymous No.889014]

>>882850
>You should only trust physical gold!
>Vote Bernie Sanders
>Vote Donald Trump, he'll make America great again!
>It's the fault of the 1%
>It's the fault of the immigrants
>It's the fault of the Jews
>I don't have time/money to eat healthy
>I don't have time/money to exercise
>Uses the word metrosexual to mock those better dressed than him
>Can I pay with coupons?
>You are tipping too much!
>Can you call me?
>Can I use your phone?

[Anonymous No.889107]

>>889014
You forgot
>"The Media"
>Can I get some gas money?
>Can we split the check?
>Hey can I get some money for rent?
>Rent
>Sales isn't a real career
>What's consulting?
>Complains excessively about their job
>Paycheck-to-paycheck
>Takes out payday advance loans
>Always tired
>"Who needs grad degrees?"

[Anonymous No.889112]

>>889107
Same anon.

My all-time favorites:
>"Wall Street"
>"Big Corporations"
>"Executives"
>"The 1%"

[Anonymous No.889121]

>>889112
>Same anon.

wtaadafuq

[Anonymous No.889127]

>>883685
college being useful lel

[Anonymous No.889128]

>>889121

[Anonymous No.889130]

>882858
>I go out and don't budget for a 20% tip
difference between frugal and cheap.

[Anonymous No.889138]

>>885128
>Be me
>Bought 1000 Buttcoins for $3 in 2009 because buddy was studying it for some comp-sci class
>Promptly forget about it because lol $3.
>Nov 2013 rolls around, CNN does a story about the $1200 peak posted on Mt. Gox
>Holy shit, got $1.2 million on an old laptop
>Pull it out of crate, crushed...
>Please oh please
>No boot
>HDD inspected by buddy
>Platters cracked
>MFW

[Anonymous No.889467]

>>886571
People say that to rationalize the fact that their wife is a whore and they have no other option. Probably not the most successful people.

[Anonymous No.889501]

>>882850
>I got a cashies loan

This one doubles up for drug addicts

[Anonymous No.889502]

>>883567
How'd you snag internships?

[Sage No.889951]

>>883765
>Thinking the people control who get elected
>Thinking any party will do something different to fix anything

Underage

[Sage No.889954]

>>884038
>I always seem to overspend so I stopped
>get miles and was able to travel a bit

Are you retarded?

[Anonymous No.890047]

is accounting a good degree? im applying to a masters program that will get me a masters and my CPA

[Anonymous No.890088]

>>889138

do you know how hard it would be to crush a hard drive like that?

either your buddy took them or you're just trolling

[Anonymous No.890093]

>>882858
>>I make money through Forex
>>I buy Bitcoins

Sounds like a poor fag I know.

[Anonymous No.890338]

>>886629
>not being /fit/ so you don't end up the nursing home

[Anonymous No.890373]

>>889127
lol you got it all figured out bud

[Anonymous No.890380]

>>883440
Don't really get this one when all of the richest people in the world studied business in college.......

[Anonymous No.890383]

>>884038
>explain how credit cards are bad
>Bad part is, I always seem to overspend
fucking neck......

[Anonymous No.890430]

>>882850
I have a BA in Classical Studies, one year later I work in business banking

its not your education, its your ambition

checkmate richfags

Also even the oldest money was nouveau riche once

[Anonymous No.890438]

>>883598
Video Games > ok I do want a PS4
Netflix > Download for free
Weed > Never pay more then $40 a year
Alcohol > Easy $400 a fortnight...you got me

[Anonymous No.890607]

>Work is a virtue
Had a nice laugh about this with my friends.

[Anonymous No.890869]

NICE JEW MEME IDIOT STAY POOR

[Anonymous No.891084]

Nice Jewish meme idiot, stay poor.

[Anonymous No.891088]

>I browse 4chan

[Anonymous No.891138]

>>883598

Only weed and alcohol you bitch