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/biz/ - Business & Finance

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8690199 No.8690199 [Reply] [Original]

Is real estate currently inflated in the US? I was thinking about cashing out the remainder of my crypto before it dies entirely and buying a small house.

>> No.8690301

>>8690199
32 plzz

>> No.8690314

>>8690199
roll, everything is in a bubble btw. fiat will be king

>> No.8690316

10-12 please, stalking and threatening? sounds like every woman I've ever dated

>> No.8690350

>>8690199
rollin

>> No.8690374

>>8690199
roll

>> No.8690414

>>8690199
Yes, and it's made worse by inflation.
If min wage was tied to housing prices since the 70s it's be around 40/hour

>> No.8690422

>>8690199
Ral

>> No.8690438
File: 13 KB, 148x213, Capture.jpg [View same] [iqdb] [saucenao] [google]
8690438

honestly this is the average sort of girl i wish i had been having one night stands with in college

nothing really noteworthy about her but it would be a good night of feeling like you're normal. i'd almost rather bang her than someone objectively prettier because at that point you're like "ok you're banging me but you're out of my league, what's your angle"

with this girl you're like "ok shes just horny like me, we're both average. cool"

anyway whats this thread about?

>> No.8690455

/rolll

>> No.8690457

>>8690199
Rolling

>> No.8690459
File: 269 KB, 1080x1349, 1502335975994.jpg [View same] [iqdb] [saucenao] [google]
8690459

>>8690414
Tits for truth

>> No.8690471

in a lot of cities, some houses are indeed insanely overvalued. not only in the US also here in Europe

>> No.8690480

>>8690414
>>8690314
So what should I do? If I cash out now I can afford a very small house in my area, decent white neighborhood, etc. What do you think?

>> No.8690492

rolling

>> No.8690499

>>8690438
She's way above average. She's not wearing that much make-up in the pic. You've spent too much time on 4chan looking at photoshopped chinks.

>> No.8690510

roooollllll

>> No.8690522

>>8690199
rolling

>> No.8690539

peep roll

>> No.8690560

>>8690438
I guess we tag teamed her broski. Is this how they make peanut butter peeps?

>> No.8690582

rolIing

>> No.8690909

>>8690199
r-roll

>> No.8691563

>>8690199
rol

>> No.8691578

>>8691563
rereoll

>> No.8691592

>>8690199
Roll

>> No.8691609

>>8690199
rolling

>> No.8691649

rolling

>> No.8691653

>>8690199
Rolling for 34-36

>> No.8691660

>>8690199
00

>> No.8691687

>>8690199
fuck this thread we be rollin

>> No.8691708

>>8690199
Las Vegas is looking less like a bubble, rents are over mortgages, Raiders coming in 2 years, new arenas popping up, Weed rec created lots of jobs and bought up empty wharehouses, More diverse economy than when the economy crashed ten years ago. UNLV new med school, NFL, NHL, WNBA, UBER, AirBNB plus huge airport, casinos and lots of food. Service industry, always easy to rent homes to.

>> No.8691711

>>8690199
roll

>> No.8691737

>>8690199
rolling for russel

>> No.8691751

roll..

>> No.8691773

>>8690199
rolling for Jillian

>> No.8691777

rolll

>> No.8691784
File: 41 KB, 564x467, 1522440578726.jpg [View same] [iqdb] [saucenao] [google]
8691784

>>8690199
roll

>> No.8691810

>>8690199
roll

>> No.8691811

>>8690438

Wow you nailed it

>> No.8691834

>>8690199
roll 58-60 for tonya

>> No.8691863

>>8690199
if i made enough from day trading crypto and stocks, i would probably spend my free time flipping homes. it can be lucrative

>> No.8691870

>>8690199
haha OP rolled 99

>> No.8691911

>>8690199
roll

>> No.8691919

>>8691863
ever tried it?

>> No.8691926

>>8690199
trollin

>> No.8691931

>>8690480
Real estate is almost never a bad investment, just make sure you're not getting a dicking on price. If you have some free time become a realtor so you don't have to pay some asshat who's only use is having access to the MLS

>> No.8691941

>>8690438
dude she is way above average.

thanks for trolling me

>> No.8692158

rollo

>> No.8692231

80

>> No.8692432

Nig

>> No.8692532

>>8691931
>If you have some free time become a realtor so you don't have to pay some asshat who's only use is having access to the MLS
Interesting, I don't have to pay as a buyer, though, right?

>> No.8692534

>>8690199
roll

>> No.8692577

First ask yourself if yuo think the stock market is overvalued. makrets are connected.

Real estate is inflated due to companies having so much money from the stock market that they are paying well and hiring well

If stock market crashes, real estate market crashes next.

>> No.8692646

>>8692577
So what is the best strategy for a NEET? Just sit on a pile of cash until this stuff happens?

>> No.8692664

>>8690438
well played m8

>> No.8692691
File: 60 KB, 640x640, Pop_Majin_Buu_Chocolate.jpg [View same] [iqdb] [saucenao] [google]
8692691

>>8690199
sure is.
time to invest everything in chocolate dolls son

>> No.8692747

>>8690199
Rolling.
And the answer is yes.

>> No.8692748

>>8690199
Roll

>> No.8692774

eh

>> No.8692776

>>8690199
roll1

>> No.8692809

Rollan

>> No.8692824
File: 116 KB, 640x640, 6a00d8341c558f53ef01bb081f9646970d-800wi.jpg [View same] [iqdb] [saucenao] [google]
8692824

>>8690199
roll for snooki

>> No.8692831

>>8690199
rolling

>> No.8692852

>>8692831
Nice Ill breed her well
8 Aryan babies coming right up

>> No.8692857

rawl

>> No.8692871

>>8690199

rull

>> No.8692889

please 40-42

>> No.8692908

>>8690199
Pls a qt with anger issues that knows her way around a pair of handcuffs

>> No.8692927

>>8692908
nice roll

>> No.8692928

>>8690199
ROLL卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐PEEP卐

>> No.8692946

>>8690199
31-32 pls

>> No.8692968

>>8692946
>>8692831
No she is mine back off soyboy

>> No.8692994

>>8692831
Nigga she's a tranny

>> No.8693031

>>8692994
wut no the post creator just tagger her as that

>> No.8693036

roll pls dont give snook

>> No.8693054

REROLL

>> No.8693063

>>8690199
gib me nut butt. piss

>> No.8693065

roll

>> No.8693075

>>8693031
Wrong faggot

>> No.8693097

Rollll

>> No.8693107

>>8690199

in some places but not others, but it will all come down together

roll

>> No.8693129

damn op really should've used a different pic. there are too many /b/tards here now to have a discussion with a pic like that

>> No.8693139

>>8690199

>> No.8693146

>>8693129
Dumb chocolateposter

>> No.8693150

>>8690199
checked and calling dubz

>> No.8693149

>>8693129
but i am interested in what the best strat is as well. is it really as simple as hodl cash? would the dollar lose value too?

>> No.8693189

Rolling!

>> No.8693192

Rollin for blob

>> No.8693193

>>8690199
Ayy lmao lessss roll

>> No.8693203

>>8691708
California scumbags are turning this city into an unaffordable shithole. The Raiders are only going to make things worse.

>> No.8693252

>>8690199
Rollan

>> No.8693317

>>8692532
No. You'd be your own realtor, so you'd save on (((commission))) and such.

>> No.8693344

>>8690199
bruh

>> No.8693362

Rolling, and yes, real estate is s gigantic ripoff to the average buyer. The word "mortgage" means "deathgrip", and that's all you need to know.

>> No.8693423

i know 3rd one , real name is victoria xDD OP fucked up

>> No.8693424

>>8690199

reroll

>> No.8693465

>>8690199
rollin'

>> No.8693466

Roll

>> No.8693562

Rick roll

>> No.8693575

rall

>> No.8693587

roll

>> No.8693605

henry rollins

>> No.8693642
File: 269 KB, 800x1200, 1521759082244.jpg [View same] [iqdb] [saucenao] [google]
8693642

>>8690199
roll

>> No.8693663

roll

>> No.8693671

Roll

>> No.8693766

.i.

>> No.8693785

>>8693766

ronald it is, i'll fuck this nigger

>> No.8693797

roll

>> No.8693798

>>8693362
Mortgage is fine if you get a good interest rate (i.e. you have a good job and don’t live in a shit country). My mortgage has <1% interest rate.

>> No.8693799

>>8690199
roll

>> No.8693813

>>8690199
rolling

>> No.8693838

Roll

>> No.8693843

Rolll

>> No.8693870

>>8690438
that girl is gorgeous

>> No.8693882

Rollin

>> No.8693904

This board sucks

>> No.8693908

>>8693882
shit roll

>> No.8693909

>>8690314

>implying anyone would want to hold fiat when Trade war between Us and China is going on.

*Breathes in*
AHAHHHAHAHAHAHAHAHAHAHAHHAHAHAHHHAHAHAHA

>> No.8693915

Gotta roll for this shit

>> No.8693959

>>8690199
Rolling for a cutie

>> No.8693968

I can't not this

>> No.8694021

I bought my house for $103k in 2010. It appraised for $186k. Calling it a bubble is a joke at this point.

I want to sell it and move but I'd just be buying some else's bubble. I'm not going to give nosestein rent either.

>> No.8694107

>>8690199

Holy fuck American women age so fast compared to Euros. Literally none these ugly bitches even look like they are in their 20s

>> No.8694109

>>8690199
asdasd

>> No.8694160

>>8690199
rol

>> No.8694304

>>8690199
rolo

>> No.8694308

>>8693149
also wondering this

>> No.8694326

>>8693909
what should we hold?

>> No.8694376
File: 417 KB, 433x432, vargdubz.png [View same] [iqdb] [saucenao] [google]
8694376

>>8690199

Gimme Russell

>> No.8694403

roll

>> No.8694926

Roll

>> No.8695013

>>8690199
rip

>> No.8695038

reroll mate

>> No.8695070

Yea

>> No.8695083

>>8690199
roll

>> No.8695117

>>8690199
I'm thinking I should edge myself with some crypto. If fiat sinks, then at least I have digital currency that can be exchanged internationally. Perhaps NEO. Probably not though.

>> No.8695129

>>8690199
roll

>> No.8695137

gimme dat russel

>> No.8695564

>>8690199
Roll

>> No.8695611

roll

>> No.8695630

>>8690199
anyone notice 97-98 was possession of cannabis and she also looks high as fuck

>> No.8695689

You wait for the real estate market to go down again OP. It's just that simple.

>> No.8695693

creepy soul reaper pls

>> No.8695847

>>8690199
Roll

>> No.8696178

>>8690199
Roolllll

>> No.8696267

>>8690199
So rolling I guess.

>> No.8696300

what a glorious day

>> No.8696305

Roll for russell

>> No.8696310

LEts See

>> No.8696345

>>8694021
refi and dump into bitcorn

>> No.8696370

Roll

>> No.8696432

>>8690199
aaaaaa

>> No.8696482

That's a problem. I keep wanting to buy a house, but everything seems so expensive and prices have risen so much over the last few years. I'm probably going to rent an apartment for a year to work, save, crypto and assess where things are at.

I hope prices drop.thkugh this shit is crazy. Looking at Trulia frequently and I'd have to expect at least 300k to not end up in an area full of Mexicans.

>> No.8696521

>>8690199
Rolleeeeee

>> No.8696532

>>8690199
Roll.

>> No.8696634

>>8690199
Rolling

>> No.8696639

>>8690199
rol

>> No.8696776

>>8690199

Jesus look at Russell.

>> No.8696847

>>8690438
>when pasta gets best girl
Rolling to steal

I think property values are over inflated and soon to crash in the states. I'd say land is the smarter buy right now because of modern sensibilities.

For a long time now, residential construction has been outpacing population growth. More rooms with less people to fill them will lead to an eventual decrease in rent prices, and property value in existing structures/urban areas. Technological ease of dwelling erection and the cookie cutter suburban design has lead to a saturation of cheap to build housing on smaller plots (main limiting resource). These will probably be the most immediately hit when the market corrects. I think the only thing propping the market up right now is the culturally reinforced investment axiom that real estate is always a smart buy.

Why I favor land:
The upper and upper middle class are starting to flee from cities . Emergent technologies like delivery services (Prime,groceries),VR/AR, and self driving cars will eliminate a lot of the luxury that living in a crowded centralized area provide. Rich housewifes can use vr to participate in a morning yoga class their husbands can work comfortably from home, and on the off chance they do need to go the the office they'll be able to focus on work on their automated commutes. Kids will either be homeschooled online, or be able to take a car to/from private school without parents having to worry about who's driving it.
The ideal for what defines luxury is changing from a high rise apartment in the cool part of town, to a modestly large home on a larger piece of land. I'm noticing this, even today when I go home to visit my parents in FL. They live in a suburban/ almost rural area. A Lot of the trailer parks that were by their neighborhood have been bought up and replaced with 1-2 mini mansions.

Would love to have a real conversation about this, but I'm posting from my phone into a roll thread, so there's that.

>> No.8696978

rollllkinn

>> No.8697003

>>8696847
Biz has got so good in the last week
I wish crypto could crash EVERY day

>> No.8697018

rolling..

>> No.8697038

>>8696847
I feel exactly the same way. Self driving cars will allow a bearable or even pleasurable commute down town, and delivery services will bring all the ethnic and yuppie goodies out of the city. We'll see the trend play out over the next twenty years

>> No.8697040

>>8696300

uhhhhhhh.... sir

>> No.8697106

>>8690199
Roll

>> No.8697127

>>8690199
Reroll

>> No.8697364

>>8696847
Sounds like an optimal future. Cities are so overpopulated, it's getting downright unpleasant to live in one, but that's where the jobs are for now. I hope technology changes that.

>> No.8697522

Roll

>> No.8697604

>>8690199
Roll for ronald

>> No.8697753

>>8697003
2018
>-5k on crypto
>+6k on a couple lots in the boonies

feels...ehhhh

>>8697364
>jobs are for now
>inb4 the end of jobs and UBI
Seriously though, I have a meme job and I don't see it lasting until I'm 40. My only option is to invest as well as I can before I have to live in an urban shanty on blockchain distributed welfare tokens.

>> No.8697784

>>8696847
I just need to know whether or not to buy a house, man. How long should I wait to make this determination in your opinion? I can live in mom's basement for a few more years.

>> No.8697819

>>8694107
They're mugshots, you fucking retard.

>> No.8697835

roll

also real estate is in bubble

>> No.8697836

Roll

>> No.8697863

>>8697784
I'd wait another two years if it were me. real estate is in a bubble. If you're comfy in mom's basement for now I'd stay there.

>> No.8697924

>>8696847
One of my really smart foreign professors last year told us in class to buy land instead of property.
I've kept it in mind, but don't see why it would be so good.

Could you please elaborate on why I should buy empty land for like 50-100k rather than a house? Or is it cheaper land somewhere I'm supposed to find and then bullshit some trees there to call it a farm?

>> No.8697933

>>8697863
Thanks for the tip. Houses in my area are actually pretty cheap, though. I can get a really tiny starter home for about $75k. Needs a bit of work but it's perfectly acceptable for me. This same place cost like 45k 4 years ago, though. Basically everything has gone up 30% minimum in the last 4-5 years. Still, they're cheap as hell.

Can I realistically expect them to go much lower in two years? What would be the catalyst for that?

>> No.8697980

>>8697933
Holy FUCK where do you live?

>> No.8697986

>>8690199
Roll

>> No.8698036

>>8690199
Meme me up senpai

>> No.8698056

roll

>> No.8698083

>>8692968
You lucky mother fucker.

>> No.8698103

Roll

>> No.8698125

>>8697980
Michigan, USA

>> No.8698145

>>8690199
As a gayfag I wish someone made one of these with men.

>> No.8698231

>>8690199
Rollin

>> No.8698249

>>8690199
roll, if I get Russell, I actually get Ted

>> No.8698261

>>8690199
roll

>> No.8698266

>>8698125
Ugh no wonder.
BLOCK O MOTHERFUCKER
... actually the UP is pretty cool

>> No.8698405

roll

>> No.8698437

>>8698266
There are plenty of decent white areas with houses between 75 and 100k here. I don’t love the state but I like the people and the prices.

>> No.8698452

Roll

>> No.8698483

>>8691708
Rents are only over mortgages because the only thing they're building are new apartment complexes, keeping the supply low.

I'm up 70% from my purchase in 2013 but can't trade up because no one is selling and they're not building anything new.

>> No.8698493

>>8690199
aa

>> No.8698512

>>8697863
Everyone's wants and desires are different.

I never plan on having a family, and don't like the idea of having to maintain a lawn and wear and tear bullshit like a roof and plumbing, so I'll never own a house for living purposes. i know this comes with the negative of being utterly cucked by rent.

For the sake of long term investments, I feel like mutual and index funds probably offer a higher return over 30 years, than buying a single family home. The nice thing about housing is it's relatively easy to get a large amount of capital to buy a house which makes them more accessible than trying to get a loan to diversify 100k into funds and other shit.

I doubt you will lose money buying a house now, but don't expect that buy simply having your house paid off by the time you retire means you'll be set like it did for your (read:my) grandparents.

My advice if you absolutely want a house for your future is to buy something on at least 1/3rd of an acre (really shoot for a half). If possible, and in your budget, a house that was individually built, and not something that was thrown together by a surburban developer contract team, will likely hold its value better if the market corrects.

>>8697924
Your professor probably has a way better rationale than I do. I'm just some wage slave that makes all my predictions on "intuition".
So long as your living situation is comfortable, the appeal of land over property is
1. it's way cheaper initially
2.taxes are a lot less. Pretty sure US cucks us by taxing based on property value. I've heard some countries, estonia comes to mind, still only taxes you based on the price of the land. Also a lot of tax loopholes, like you mentioned farmland, or grazing.
3. less maintenance
4. if the markets hot, you can get a loan to build a house, and sell once it's built. You would profit off of the appreciation of your land, and the profit of building a house.

>> No.8698525

>>8690199
Yes

>> No.8698530

>>8690199
Real estate broker here. Yes and no. I believe it will crash again in about 3-4 years. Lenders are geedy cunts that learned nothing because they were bailed out.

>> No.8698539

>>8690199
Jailfu? LOL ok Rolling

>> No.8698559

roll

>> No.8698631

>>8691919
10/10

>> No.8698642

4-6 please

>> No.8698694

>>8690199
so inflated

>> No.8699016

>>8690199
rollin for blob

>> No.8699035

>>8690199
rolling

>> No.8699091

>>8690316
Victoria is my girl

>> No.8699104

>>8690199
rolling

>> No.8699105

RUSSEL PLS

>> No.8699115

>>8699091
Meh she was my 2nd choice

>> No.8699158

>>8690438

You're a legit Chad if you think that's within your league

>> No.8699222
File: 39 KB, 634x355, 45A1309E00000578-5011485-image-a-36_1508842878835.jpg [View same] [iqdb] [saucenao] [google]
8699222

>>8696847
>>8690199

What happens to your house value when one of these comes raining down from space?

>> No.8699236

>>8690199
Wait out the coming recession in the next year or two. Short-term bond prices are high whole long-term ones are bearish, an indicator of a recession about to hit. Also, rolling

>> No.8699322

>>8690199
Roll

>> No.8699345

rollerino

>> No.8699362

>>8699236
Why do so many people here think a recession is coming? The normie news is just talking about growth

>> No.8699373

>>8690199
rolling for that yummy coke whore

>> No.8699391
File: 468 KB, 1280x2160, 1442957482590.jpg [View same] [iqdb] [saucenao] [google]
8699391

>>8699362
>(((news))) is just talking about growth
How new r u
>>8699373
Fresh creatura puss is a decent consolation prize, I guess I'll take it.

>> No.8699396

>>8690199
rollin

>> No.8699406

>>8690438
That’s an epic get mate

>> No.8699429
File: 50 KB, 549x365, aaroon.jpg [View same] [iqdb] [saucenao] [google]
8699429

>>8690199
34-36 looks like arron gillespie from underoath

>> No.8699518

The housing bubble will burst soon the housing bubble will burst soon. That's when I will buy my first house. I give another 5 to 10 years for it to pop.

>> No.8699572

>>8699362
Bitcoin isn't saving anything. Money isn't saving the Earth from resources being depleted. They need to constantly be put back, but at the pace we are going you can't possibly replenish this Earth until we stop and remember what we need and not what ((they)) want.

>> No.8699595

>>8690199
37 MOMMY

>> No.8699655

>>8690199
roll for US winning trade war

>> No.8699759

>>8690199
who cakay

>> No.8699774

>>8690199
>cashing out the remainder of my crypto before it dies entirely


based on?


4th dimensional shilling doesn't work in here because were all transcended 10th dimensional Linkers op.

>> No.8699835

I'm more concerned about Canada's real estate situation. Toronto and Vancouver are definitely bubbles. Several other cities are presently heading in that direction as well if things don't change.

>statutory rape/aggravated
>incest

Nice.