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/biz/ - Business & Finance

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855897 No.855897 [Reply] [Original]

>mfw Americans call me a yuropoor since I live in the Netehrlands
>mfw I don't have to take a sidejob to pay off rent or college costs
>mfw I receive 380 euro's a month in scholarship grants and 210 euro's a month in rent subsidy, 70 euro's a month healthcare benefits, and 400 euro's a month because of the internship (at chem. factory) my school arranged for me
>mfw I am studying chemical engineering full time without having any debt, and being able to live on my own at 19 years old in a an apartment with my own shower, tub, kitchen, sleeping and living room at the side of one of cities with the cleanest air in the world
>Mfw I don't have to pay for public transport as a student, meaning I can travel free through the whole country 5 days a week with train and bus.
>mfw I never have to worry about doctor and dentist appointments since I'm I pay health insurance with the healthcare benefits I receive from the government

>mfw I will make 3400 euro's a month starting after I finished my study, with only 32 hour work week

Feels great living in the Netherlands, man.
>tfw Americans still truly think their country is the greatest in the world.

>> No.855902

>3400 euros a month for a chem eng with socialist level taxes
Poverty tier tbh. Chem eng makes 6 figures in the US and don't have to give half their pay to the goverment

>> No.855906

>>855897
Maastricht?

>> No.855907

>>855906
Groningen

>> No.855919

>>855897

this tard is only telling half of the story.

> 380 euro's a month in scholarship grants

It's a student loan not a grant and you have to pay it back.

>70 euro's a month healthcare benefits

you pay like 120 or 160 and you automatically get 70 back on the 20th each month.

>3400 euro a month

that' before tax.. after tax you have left +- 2000.


Mongool...

>> No.855920

>>855897
>without having any debt

underrated gold.

My undergrad was free because I got scholarships, since I busted my ass hard. All my other classmates are probably STILL paying off school debt close to 10yrs later.

Most people I've worked with were still paying off school loans, so they didn't contribute to their retirement accounts (leaving the company match on the table), and were living paycheck to paycheck without savings. And these were fucking Engineers! They were making a very decent paycheck.

>> No.855921

>>855919
oh shit, if true I take my post >>855920 back

OP is an idiot

>> No.855923

>>855919
>It's a student loan not a grant and you have to pay it back.
Only if you don't finish your study in 10 years cunt

>you pay like 120 or 160 and you automatically get 70 back on the 20th each month.
I pay 75 and get 70

>that' before tax.. after tax you have left +- 2000.

more like 2600, but that's starting...

>> No.855925

>>855923
I like OP again (as long as he finishes his studies!)

>> No.855926

Chem Eng could easily pull a 6 figure salary here. Hell, I clear 3200 after taxes working at a fucking grocery store lol.

>> No.855931

>Netherlands

Americans will think you're poor because of your frugality.

>> No.855934

>>855902
>>855926

It's a risk v. reward kind of thing.

Things are more relaxed in Europe and there is much less risk of becoming destitute. In return you get paid less.

If you prefer higher risks for higher rewards you can always setup shop on your own but most people don't bother because they are pretty happy working 35 hours a week as long as the salary is adequate compared to the cost of living.

>> No.855936

>>855897
>I will make 3400 euro's a month starting after I finished my study

Sure you will anon, and I will make 100k euros a year with my math degree...

>> No.855938

>>855923
nee hoor:

http://www.homefinance.nl/belastingen/belastingtarieven-2015.asp

Je betaald gewoon 42 %.

>> No.855949

Love how OP quotes his gross expected income instead of his net expected income.

>> No.855961

America is the greatest country by a longshot, its the stupid fuckin people that live here that make it such a shithole.

>> No.855988

>>855923
Wat is die binnen 10 jaar onzin waar je het over hebt. Stufi is afgeschaft, al het geld dat je nu leent moet je daadwerkelijk terug betalen.

>> No.855995

>>855926
Gotta compare cost of living and salary together. One alone doesn't mean shit. Go make 100k in SF and go live in the tenderloin with the prostitutes and tar babies. Or make 100k per year in Nebraska and live like a king in a mansion. It's likely that OP's 40 or so thousand per year will go just as far as 100k in NYC, for instance.

>> No.856022

>>855995

When you see OECD income and wealth statistics Americans still have more net worth which means that they still get to save a larger percentage of their take home pay.

Europe only redeems itself because of it's better economic mobility (again from OECD statistics) which was what OP was basically boasting about.

>> No.856028

>>855961
THIS !!! (!!!)

>> No.856099

>>855988
helemaal niet lijkt, teneerste zit ik nog in het oude stelsel, ten tweede als je gezamelijk ouder inkomen onder de 35000 per jaar zit krijg je een volledige aanvullende beurs van +/-380 euro.

>> No.856126
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856126

>>856099
je kunt beter investeren in kanker.

>> No.856141

>>855988
kek kijk eens wie vandaag 18 geworden is

net als OP zit ik in het oude stelsel, €380 gratis en voor niets jwz. Heb bachelor af krijg nu al een jaar master stufi, volgens mij heb ik nog minstens een jaar of zo.

Wat denken jullie ervan om bij IB/DUO maximaal bij te lenen en dit in mijn langetermijn portfolio te investeren? De rente op het geld van DUO is 0.12%