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/biz/ - Business & Finance

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841215 No.841215 [Reply] [Original]

One of these threads

>Age
>Salary
>Savings/Bank
>Debt
>Occupation
>Net Worth


I'll go first

>Age
26
>Salary
43k
>Savings/Bank
35k in my savings account
>Debt
20k owed on my car
>Occupation
Software Dev
>Net Worth
Roughly 15k

>> No.841222
File: 22 KB, 367x384, 1438652616542.jpg [View same] [iqdb] [saucenao] [google]
841222

>>841215
>21
>0
>0
>0
>0
>0

>> No.841236

26
170k last year, projecting 210k this
99k (7k checking, 92k vanguard)
0
Software engineer
160-170k maybe

>> No.841238

>>841215
Fuck it...

>>Age
26
>>Salary
~$50k
>>Savings/Bank
~$25k Cash, ~$5k Lent Out, $11,500 Credit
>>Debt
~$950 on my Credit Card, auto payment will take care of that on the 17th.
>>Occupation
Self Employed / Business Owner
>>Net Worth
Counting cash and assets, idk, probably around $50k. Just recently got the ball rolling though, so I'm hoping this will be much more impressive by the time I'm 30.

>> No.841243

>23
>55k
>0
>2k
>Retail
>0

>> No.841257

21
800 euro
2600 in bank + 500 cash
0 debt
Reception

>> No.841260

>>841215
>>Age
20
>>Salary
Unemployed
>>Savings/Bank
~$8000
>>Debt
0
>>Occupation
Unemployed
>>Net Worth
~$9000

>> No.841271

>>841236
>170k last year, projecting 210k this
kek

>> No.841272

>>841236
which company/where do you live?


>Age
25
>Salary
84k
>Savings/Bank
28k in checking/savings. 27k in vanguard funds
>Debt
0
>Occupation
"graphics hardware engineer" but I write software tests for the hw
>Net Worth
80-90k

>> No.841279

19
$11.75/hour
a few hundred
several hundred (insurance on an interest free credit line from before i got my job)
secretary at county juvenile center
a couple thousand

>> No.841282

>>841272
170k is pretty normal for a software engineer in SF. Downside is SF is a bubble that's going to pop within 2-3 years and make the 99 dotcom boom look like small fries.

>> No.841286

>>841215
>>Age

34

>>Salary

$70k

>>Savings/Bank

$77k

>>Debt

$0

>>Occupation

Welder

>>Net Worth

~$85k

>> No.841291

>>841282
what are you doing in preparation for that bubble?

>> No.841293

26
$40k
$5k
$0k
Warehouse Manager
$12k

>> No.841301

20
0
80k
0
Geological engineering student.
80k

>> No.841359
File: 1.90 MB, 320x240, 1430099423337.gif [View same] [iqdb] [saucenao] [google]
841359

>>841215


>Age
20
>Salary
20k (net)
>Savings/Bank
1500
>Debt
-$853 (fees)
>Occupation
eCommerce
>Net Worth
15k (assets + cash)

>> No.841409

>Age
25
>Salary
0
>Savings/Bank
5k in my savings account
>Debt
Roughly 150k
>Occupation
Student
>Net Worth
20k

>> No.841433

>>841215
>23
>1000 a month
>5k
>100k
>student
>~150k

>> No.841438

>23
>36k
>50k
>0
>letter carrier
>52k?

>> No.841444

>>841215
Age
19

Salary
Made $36k last year

Savings/Bank
$200

Debt
$0

Occupation
Sales

Net Worth
Less than $1000

I'm just starting out in life and all of my family is shit with money.

>> No.841452

>Age
25
>Salary
60K
>Savings/Bank
5K
>Debt
350K
>Occupation
CEO/Founder of Tech Startup
>Net Worth
-300K, more if you count shares in my company

>> No.841463

>Age
24
>Salary
roughly $30,000
>Savings/Bank
roughly $30,000
>Debt
None
>Occupation
Retirement Plan Admin
>Net Worth
roughly $50k including the savings

>> No.841484

>25
>66k AUD
>about $8k cash
>zero
>about a quarter mil on paper, but not liquid at all

>> No.841493

>Age 26
>Salary 77k + 5 - 8k bonus once a year
>Savings/Bank 16k in bank +3k I acquired illigaly and literally lives in an envelope under my mattress
>Debt 250k owing in mortgage
>Occupation executive chef
>Net worth roughly 90k

>> No.841494

>>841215

>35
>0
>0
>0
>0
>0

>> No.841497

>>841215

>Age: 35
>Revenues: ~3-4k EUR/ year
>Savings/Bank: 16k EUR
>Debt: 0
>Occupation: NEET
>Net Worth: ~32k EUR

>> No.841603

21
Bout $24k including student loan
$12k
Mechanical engineering student
I don't know

>> No.841617

>Age
23
>Salary
180K
>Savings/Bank
50K
>Debt
0
>Occupation
Defense Contractor
>Net Worth
70K~

Hopefully I make it out alive boys.

>> No.841620

>26
>70-80k
>10k
>40k mortgage
>marketing sales executive
>150k

>> No.841635

>>841617
Tell me more about this job, I'm interested

>> No.841669
File: 44 KB, 198x121, U_B_Plebbing.jpg [View same] [iqdb] [saucenao] [google]
841669

>age
17
>salary
9000000000000000000K
>savings
1 trillion
>debt
u wot m8
>occupation
BTC investor
>net worth
infinite (btc only go up)

>> No.841671

>Age
19
>Salary
$15.06/hr ~ 30k/year
>Bank
$35k
>Occupation
Undergrad Accountant / Student
>Net Worth
35k

>> No.841676

Would /biz/ recommend chemical engineering, computer engineering, or actuarial science?

>> No.841734

>Age
24
>Salary
20,000 britbong poundies (tax free)
>Savings/Bank
12,000
>Debt
0
>Occupation
PhD student (income from grant, teaching and consultancy)
>Net Worth
16,000

>> No.842034

>>841215
>21
>12.5 cents per planted tree
>nine hundred bucks
>$6000 student loan
>reforestation labourer until September, then student
>Less than zero

I fugged up. Next year is looking pretty good for me though. I've got a couple tentative projects planned to build capital while I paper trade for a year.

>> No.842036

18
300k
2.5M
0
Student
idk lol

these threads in a nutshell. Fuck off OP.

>> No.842039

>>841215
Damn is Dennis Haysbert a good actor. Wish he'd get more roles

>> No.842043

>>842036
Literally no one has posted something like that.

>> No.842054

>>841409

what asset do you have that makes your positive net worth?

>> No.842090

>Age
23
>Salary
58k + stock options
>Savings/Bank
$500 + $5100 stocks
>Debt
0
>Occupation
software developer
>Net Worth
around 20k

>> No.842109

>>841236
>170k
>software engineer
Why do you fuckers always lie on /biz/.

>> No.842111

>>841215
20
0
10$
0
existence
600$

>> No.842114

>>842109
it seems to be a /biz/ tradition to claim that you have the top 1% (if not higher) income in your profession while still in your early to mid 20s.

>> No.842121

>>841215

>21
>£15000 annual
>approx £9000
>£0
>IT grunt
>If including assets, around £16000 with another £30000 lump sum in my grandads will

I feel like its time I started scouting for a better paying job. Being limited on how much I can put away each month is shit.

>> No.842122

>>842054
Car i paid off before med school and savings

>> No.842128

>>842114
Its like /g/, they pretend to be super leet hackers or engineers. When in reality the elite tier engineers barely know anything about their profession or products. If you're making top 1% income in your 20s then you're owned by your company with long working hours. I know this for a fact. You're working over 90 hours a week. But most of these kids are still in college or a community college day dreaming they'll make the big bucks after college.

>> No.842129

38
about 120k eur total
50k eur cash + 50k eur funds
none
programmer/analyst/manager
~150k eur total

>> No.842134

>>842114
>>842128
Not completely impossible, but pretty unlikely. Mine is actually true, but then again, see my age.

>> No.842137

>>842134
In your late 30s is normal, but in your 20s its completely unrealistic.

>> No.842140

>20
>--
>2k savings (euros)
>0
>studying finance/accounting
>2k + a shitty old vehicle so roughly 5k

>> No.842142

>>841215
>Age
26
>Salary
70k
>Savings/Bank/Investments
14k
>Debt
Absolutely Nothing
>Occupation
Build & Release Engineer
>Net Worth
Roughly 14k

>> No.842145

>>842122
Your car really isn't worth 165k, unless you paid about 400k for it last year.

>> No.842150

>>841676
Actuaries make a lot of money (250k) in high populated areas in America but its a very boring and miserable position.

>> No.842163

>Age
23

>Salary
~20,000

>Savings/Bank
10,000

>Debt
0

>Occupation
Floor maintenance at casino

>Net Worth
~18,000

>> No.842164

One of these threads

>Age
28
>Salary
150k
>Savings/Bank
20k in cash, 233k in investments and 401k
>Debt
20k car loan and 2k credit card rolling
>Occupation
Private equity associate
>Net Worth
250k-300k depending on liquidity discounts on some physical assets, 2.2mm trust fund

>> No.842168

>Age
24
>Salary
85k
>Savings/Bank
64k
>Debt
None :3
>Occupation
Software Developer
>Net Worth
764k

>> No.842174

>Age
>Salary
26
>Savings/Bank
$1,200 in savings within 2 banks and 1 credit union
>Debt
none
>Occupation
gunsmith / writer
>Net Worth
with physical assets and personal property, I own no real property, ca. $7,500.

>> No.842177

>>842174
woops - meant to go;
>age
26
>salary
approx. $3,000 pr. annum. (poor as fuck)

>> No.842179

>>842164
So uh... what stocks are you invested in?

Nice trust fund. How do those work? Don't those normally let people withdraw the money at a certain age? My parents just gave me a few hundred thousand directly and I shorted a bunch of commodities/commodity-sensitive currencies

>> No.842181

>Age
24
>Salary
0 + $433/fn student allowance
>Savings/Bank
~$12000
>Debt
0
>Occupation
Student, Bachelor's degree in Spatial Science (Geographic Information Systems)
>Net Worth
~$20000

>> No.842184

>>841215

>19

>14 hr

>~$10

>13,000+

>Sales representative

>idk

>> No.842188

>>842179

Trust funds are primarily for divorce mgt so the other party can't get access to that asset because of the trust structure. Only a designated trustee can be the beneficiary and so spouses or children cannot make any claims

I am investing in a few value names like micron, gm, cbi while shorting EM and generally holding lots of long treasuries in anticipation of another recession and negative yields

>> No.842191

>>842188
>shorting EM
>holding lots of long treasuries

We are on the same page. I'm long the dollar against the yen, aud and real.

You should be long tech. It's quite clear to me that SF/SV is where all future global growth is coming from. I have almost everything in Google and yes, I caught the huge spike :)

>> No.842203

>>842191

My parent have a couple of properties in Cupertino and Palo Alto that will be mine some day so that's all the tech exposure I need

>> No.842208

>>842203
>tech exposure

More like massively overvalued real estate exposure. Thank god I'm smart enough to be renting. The world still hasn't priced in the fact that real estate is going to be produced at a fraction of the current cost once self operating construction equipment takes off. It will be just like self driving cars

>> No.842210

>>842208

Pro-tip, the value of Silicon Valley property is not in the house, it's in the land, the house is worth about 10-20% tops.

>> No.842215

>>842210
protip: once SF housing restrictions are lifted, the value of all land and housing across the bay area will drop like a rock

granted, this will take a few years. you still have time to sell

>> No.842229

>>841635

Work regular IT jobs in the green zone in the middle east. Hope the next mortar strike doesn't land on your head.

You can do these jobs for months at a time and make about 15K a month. You'll be working your ass off since there's nothing else to do.

>> No.842231

>>842229

How do you deal with no alchohol and poon?

>> No.842234

>>841215
>20k owed on my car

lol what a dumbass who the fuck buys a new car,

>> No.842239

>>842231
Afghani pleasure boys :^)

>> No.842251

>>841215
17
0
$5k
0
College student
2k

>> No.842267

24
40k sal
12k savings
0 debt
Manufacturing
Net worth, pfff probs like 40k

>> No.842323

>>842208
>The world still hasn't priced in the fact that real estate is going to be produced at a fraction of the current cost once self operating construction equipment takes off. It will be just like self driving cars
kek it's this retard again

>> No.842338

>>842323
Why does this surprise you? There are companies that are 3d printing buildings right now

>> No.842375

>>Age
25
>>Salary
33k
>>Savings/Bank
35k
>>Debt
0
>>Occupation
Phd student
>>Net Worth
40k

Being a grad student isn't that bad of a deal.

>> No.842408

>>842145
My debt is med school loans

>> No.842416

>>842375
what state are you in? i'm a phd student in illinois but only getting paid 24k a year. probably going to drop out this year because the shit pay compounded with a shit adviser makes me think that the end doesn't justify the means.

i know i'll still be fucking myself over vs working straight out of undergrad, but i thought i could grind it out in the beginning.

>> No.842418

>>842416

Georgia Tech, but I have a fellowship. Georgia Tech's stipend is 24k, and then they charge you 4k in mandatory fees, so the real stipend is 20k. It's almost unlivably low.

>> No.842425

>>842208
Lol self operating construction robots? Factory made houses? Yes. But repairs, renovations, and additions? No.

Carpenter here. Nothing can improvise like a human. Working in the trades requires imagination just as much as brains and brawns.

This is a long way off. Not in my lifetime and if so, probably when I hit my 60s or 70s.

>> No.842436 [DELETED] 

>>841215
>21
>0
>1k
>0
>Day Trader
>$932,241.15

>> No.842438 [DELETED] 
File: 42 KB, 600x400, [001598].jpg [View same] [iqdb] [saucenao] [google]
842438

>>842036
>mfw

>> No.842441

>>842418
it's the same here although they charge us 2k per year because we don't have to register in the summer.

do you have the NSF fellowship? i applied for that and got horrible reviews because my adviser took me on when the lab had no funding so i was in the same bracket as students who already had publications.

>> No.842453

>Age
24
>Salary
68k + 18% bonus
>Savings/Bank
11k
>Debt
0
>Occupation
Software Dev
>Net Worth
Probably not more than 30k

>> No.842459

>>842441

No, I have a pretty small fellowship. I'd prefer not to say, since I think it'd be pretty easily identifiable.

NSF would definitely be a better fellowship.

You should apply to more than just NSF. It's super worth it to apply. The fellowship I have has around 20-30 applicants per year for 3 awards, so roughly a 10-15% chance of getting it, and it represents an increase in my yearly salary of 13k/year over 2-4 years.

Say it's a 10% chance and 26k total salary increase, that means my expected reward for applying is $2600. It takes me maybe 8 hours max to do a fellowship application, which works out to $325/hr equivalent.

Apply to fellowships full time, and it will pay off.

>> No.842461

>>842184
kek
>mfw

>> No.842502
File: 792 KB, 816x603, EfhQXgj[1].png [View same] [iqdb] [saucenao] [google]
842502

>>841272
Silicon Valley.

>>841282
>>841291
Only if you work at an overvalued app company that has no business model or strategy to generate revenue. I work at a household name that will survive the app bubble burst (even if it means stock packages start becoming less generous).

>>842109
>>842114
>>842128
>>842134
Fuck off.

>> No.842503

>>842459
thanks for the advice, but i doubt i'll remain in the program. at this point, i'm a third year student and still have no publications. the first year i just fixed lab equipment and gathered as much data for grants as i could. the second year my adviser recruited another student that was learning to use the equipment and then he gathered data for another grand. the first two years the lab also had no funding.

we finally have funding now, but i have virtually no motivation to continue. my plan was to finish in four years but now i'm looking at at least 5 because my adviser thought it was a good idea to recruit me when there was no funds to even replace faulty equipment and everything had to be half assed just to get it to work. this was also after a multi-year recruitment freeze so i had less than a year to learn everything from the sole remaining student in the lab.

i guess it was a fucked arrangement from the beginning, but like i said, i thought i could grind it out.

>> No.842506

>>842502
Alright, so you work at Google.

Your quality of life is shit, you pay 3k a month for rent in a shithole apartment in a crowded, shitty city in a state way past it's prime.

Enjoy working 70 hour weeks and coming home just to crash in your bed, neglecting everything else for work because "muh prestige".

>> No.842508

>>842502

>>842128
>If you're making top 1% income in your 20s then you're owned by your company with long working hours. I know this for a fact. You're working over 90 hours a week.

Keep thinking that. I'm salaried at 40 hours but I barely work more than 2-3 hours a day, no different than any office job that's 70% dicking around.

Also, 170k is not top 1%, maybe top 3.

>> No.842509

>>842503

So, I hate my advisor, too. Have you considered just doing a mediocre dissertation and scraping by? What's the worst that could happen?

>> No.842514

>>842506
>70 hour weeks
>i'm at home, shitposting on /biz/ at 6:30 after waking up at 11am

Yeah no. No one who isn't some fucking executive works 70 hours a week.

>> No.842517

>>842514
Do you work at Google yes/no

Because I have never in my life heard anything from any of the google employees I know personally say anything other than they work them into the ground and they have no work/life balance

>> No.842523

>>842509
i thought about it, and that's what would likely happen if i were to continue. the problem in my case is an issue of time and career progression. do i want to stay in a place that i dread for the next 3 years, or do i quit and start my career 3 years early?

the starting pay for the graduates from my lab is also not that high. those that didn't move to high cost of living areas got offers in the mid 80k/year. i figure that in 3 years of working i should be able to work my way up to the same salary.

>> No.842524

>>841215
>>Age
>24
>>annual income
>40k-50k depending on how many hours
>>Savings/Bank
>12k in savings, 7-8k in stocks
>>Debt
>2k to hospital
>>Occupation
>day job -construction. career -landlord
>>Net Worth
>Roughly 300k

>> No.842539

>>842514
>no one works 70 hours a week
That's not true. Its quite common with tech and finance companies.

>> No.842541

>>842517
What do you want me to say?

I live in a pretty shitty apartment, I'll give you that. And CA taxes are also high. But I can't pretend that having no debt, driving a $100,000 car, and still saving $70-80k each year after taxes and living expenses for an early retirement while being fresh out of college with just a bachelor's degree is a bad life.

Like I mentioned in >>842508, I don't work 70 or 90 or whatever insane amount of hours per week you want to think everyone making six figures must be working. Having to work 20-30 hours (and usually a lot fewer) each week while living in a crappy apartment for 10-15 years before retiring in a nice house in a cheaper state sounds like a good deal to me.

>> No.842556

>>842541

Did you get a 911tt?

>> No.842560

>>842541
Actually what was your starting job and occupation, and how much experience do you have?

>If you have like 5 years and are a manager at google's office in silicon valley 170ish isn't farfetched. Cost of living and taxes hurt.

Shit like this is why I wish dual residency was easier to get into tax wise, because then you could use your huge paycheck and buy nice cheap land and lower priced everything in a neighboring state. Its more common in the East Coast and the transient population I think.

>> No.842561

>>842556
No, that would be like 200k. Classic mistake is getting a barebones model instead of customizing it. Makes you look like you were reaching to buy something outside your price range just to impress others.

>> No.842569

>>842560
>Actually what was your starting job and occupation, and how much experience do you have?

This is my starting job.

>>If you have like 5 years and are a manager at google's office in silicon valley 170ish isn't farfetched. Cost of living and taxes hurt.

Not true at all. A Google/Facebook/Apple/Amazon/Microsoft/etc. manager living in the exorbitantly expensive Bay Area would be clearing at least 320k when factoring in cash bonus and the value of their vested stock.

>> No.842644

>>842569
>SF
I believe you. That city is fucking expensive and overrated. I used to live in SF for five years, and was happy when I left. Very easy to get 70k job in the bay area coming out of college. But I'm seeing a reduction of STEM hiring.

>> No.842658

>>842506
At least 95% of /biz/ is filled with aggressive retards. No one at Google works those hours and gets paid 170k.

Google employees are stigmatized as some of the laziest engineers in the Bay Area

>> No.842660

>>841215
>21
>~20k a year
>$1,230.40
>$0.00 biiitcheees
>Finance Major/ part time baker
>~>10k

>> No.842665

>>842658
Not all google employees are engineers.

>> No.842668

>>842569
how did you land the job?
Ivy league?
high gpa?
side projects?
tell us moar

>> No.842681

>>842665
Oh really? I thought Google only accepted the best engineers in the world

>> No.842682

>>841215

>21
>80k base + ~70k bonus
>~$40,000
>$0
>High finance
>~$60,000

>> No.842686

>>842681

You're confusing Apple with Google

>> No.842689

>>842658
>Google employees are stigmatized as some of the laziest engineers in the Bay Area

This guy knows whats up.

>>842665

Yeah, but only the engineers are paid six figures for doing fuck all.

>>842668

Good school, but not ivy. High GPA with strong programming ability, data structures, and algorithms (demonstrated in interviews, which are technical, and basically exams). Various Silicon Valley internships each summer (lowest paying was $6000/mo). No side projects, because I'm lazy and doing extra work is not my idea of fun. That said, having side projects would help, since nearly everyone I work with has had some.

>> No.842697

>>842681
The best engineers aren't the workaholics. I think it was Bill Gates who famously said that given the choice between a lazy engineer and one who isn't, he'd hire the lazy one because the lazy one would find a way to make the job itself easier (e.g. coming up with some clever way to automate it).

But seriously, hiring the best is absolutely true. The interviews are tough, basically exams in which you demonstrate your mastery of data structures and algorithms, as well as programming ability. But for someone who passes all these rounds of interviews, the job itself will be pretty straightforward.

>>842686
It's the same at all of them. Apple, Google, Microsoft, Amazon, Facebook, even Twitter. Tough interviews which only the best can pass, then high compensation and challenging, but fair work. Treating employees like shit and working them to death doesn't work, and the reason these companies are widely acknowledged as some of the best to work at in the world is because they understand that.

>> No.842699

>Age
23
>Salary
11k-12k, depends on my hours
>Savings/Bank
3k
>Debt
Zero
>Occupation
Equipment technician, fixing oxygen concentrators

>> No.842700

>>842682
I call bs high finance career at 21? you are barely a graduate

>> No.842701

>>842700
Analyst position at a major investment firm

>> No.842705
File: 10 KB, 250x247, 65786764635.jpg [View same] [iqdb] [saucenao] [google]
842705

>>842701


>Anal

>> No.842707

>>842697
>The best engineers aren't the workaholics

Wrong. Bill Gates worked himself to sleep for the first couple years.

I know you guys have a lot of really smart people, but the _smartest_ work the hardest

>> No.842709

>>842701
god damn im jelouse tbh, im 21 and still studying at uni.

I am studying finance major and econ minor grades are average though.

>tfw no high paying high finance job

>> No.842711

>>842705
Its like getting anal pounded sometimes working 80+ hours a week

>>842709
Its always possible anon, although buy-side right out of undergrad is pretty difficult. Easier to do IBD -> Buyside

>> No.842712

>>842689
>Yeah, but only the engineers are paid six figures for doing fuck all.
You're forgetting about the lawyers and MBAs who are managers/directors.

>> No.842716
File: 127 KB, 599x602, 9846415633.jpg [View same] [iqdb] [saucenao] [google]
842716

>>842711

How's the environment?

>> No.842725

>>842711
im assuming you are 'murican?

whats your opinion on post graduate qualifications? is MBA necessary in US or can you get away with just a bachelor's degree.

>ausfag here

>> No.842728

>>842716
Really good actually. Junior team all pretty young (early-mid 20s) and outgoing, so its a lot of fun in the bullpen most of the time

>> No.842730

>>842725
It depends firm-to-firm.
Some really encourage/want MBAs, others only need undergrad and just promote from within.

Seems to be moving more towards undergrad and promote-from-within though, as firms realize that it can be more effective to hire analysts and then promote them as opposed to freshly minted MBAs who have less on-the-job experience

>> No.842735

>>842730
The MBA is useless and too expensive for firms. They are reverting back to the old model of promoting from within. This saves on recruitment cost, which runs into the millions of dollars.

>> No.842737

>>842730
that makes me a little relieved, just want to get out of uni and start making some money

>> No.842740
File: 948 KB, 900x1600, 5be7484c-3e4f-44de-bfa8-e5c3a513268f.png [View same] [iqdb] [saucenao] [google]
842740

>> No.842769

>>842740
materialistic fuck, go kill yourself

>> No.842773

>>841215
>19
>~$1,000/mo (two month summer job)
>$2,300
>no debt
>warehouse worker -> student late August
>~$3,000 net worth

>> No.842775

>>842740
are you the defense contractor guy?

>> No.842804

>>842769
Jealous poorfag, go kill yourself.

>> No.842808

>>842804
>pposts picture of v/expensive car instead of answering questions in OP.
>"im so rich im above /biz/

what was even the point in posting in this thread apart from showing off that he is rich thats essentially what he is doing. he is the kind of person that secretly genuinely enjoys being asked how much he earns, likes to show off, display his 'power'... a Machiavellian cunt

>> No.842815

>Most of these guys saying 0 debt. Get the fuck out of there.

>> No.842817

>>842815
i dont get myself into debt because im not american or greek is that so hard to believe?

I dont buy things i cant afford, and my country is not autistic and sets the minimum wage high enough so that im not a poverty stricken degenerate

>> No.842821

>>842815
If you really want, I can tell you about the few thousand in credit card debt that I have, but that's paid off every month so it doesn't mean much

>> No.842867

23
$80,000 including stock
$35,000 or so
Nothing, unless you count the credit card I pay off every month.
Programmer (graduated this spring)
Bank account plus lol $1000 car

>>842815

My parents paid my tuition at a fairly cheap school. Summer internships covered rent and living expenses.

>> No.842873

24y
42k
25k
$30gym$10spotify
I.T. Desktop consultant (2 companies)
30k

>> No.842875

>>842873
24y
42k
25k
$30gym$10spotify
I.T. Desktop consultant
education : (G.E.D.)
30k

>> No.842876

>>841409
daaaaamn. I'm feeling better already

>> No.842881

>>841617
Hopefully you make it out alive man. Hey, if you ever need family, I can provide such services given contracts are in accordance with your inheritance

>> No.842898

>Age
20

>Salary
varies, i do youtube (lel)

>Savings/Bank
$10,000

>Debt
about £12k so far (UK student debt, its not that bad)

>Occupation
Student

>Net Worth
if you count my debts, 0

>> No.842899

>Age
28

>Salary
33k

>Savings/Bank
13k Bank
28k Super

>Debt
30k HECS

>Occupation
Office drone

>Net Worth
11k

>> No.842902

>Age
24
>Salary
AU$80,000
>Savings/Bank
AU$60,000 cash
>Debt
AU$0
>Occupation
Lawyer
>Net Worth
AU$120,000 (cash + shares + other assets)

>> No.842942

>>841734
Why is your income less than some internships

>> No.842945

23
30k
29k
0
Supermarket
40k

>> No.842984

>>842502

damn taxes mane.

>> No.842986

>Age
25
>Salary
10680 tax free
>Savings
0.01
>Debt
0
>Occupation
Unemployed
>Net Worth
Almost 5k

>> No.842989

>>841215
>Age
22
>Salary
AU $34k
>Savings/Bank
AU $0.77
>Debt
AU $6500
>Occupation
Aged care nurse
>Net Worth
Roughly $15k

I feel like such a loser but I started with nothing. I'll try harder.

>> No.842992

>>841215
21
0
0
>debt 5000 eur
0
0
Am i fucked ?
How do i change ?

>> No.842993

>Age
23
>Salary
$20,870 (AUD) after tax last FY
>Savings
~$13,000
>Occupation
Student (Law)
>Net Worth
Roughly -$12,000 (after higher education debt)

>> No.843007

I cannot be the only one who feels like shit after reading this thread?

>tfw you know that it will be like this but still have to browse it though

>> No.843025
File: 60 KB, 500x375, 1.jpg [View same] [iqdb] [saucenao] [google]
843025

>>841215

>Age
25
>Salary
54k
>Savings/Bank
1100
>Debt
75k
>Occupation
small business hat wearer, no official title
>Net Worth
Close to 0

>> No.843049
File: 335 KB, 1024x670, 1396732253472.jpg [View same] [iqdb] [saucenao] [google]
843049

>Age
29
>Salary
9600 yearly
>Savings/Bank
like 100 usd
>Debt
100K USD (student loan debt)
>Occupation
Communications Officer for a Startup. Not going well either
>Net Worth
dunno

>> No.843056

>22
>$60K
>Not much, something around $4000 (just got position, first really good salary ever). Will all be going towards a new apartment move though.
>~$400
>Curriculum Dev. Specialist
>I'd imagine in the negative currently, idfk

>> No.843061

>>841215

>>Age
30
>>Salary
$85kish with bonus
>>Savings/Bank
pic
>>Debt
pic
>>Occupation
Sr BI Analyst
>>Net Worth
pic

carless manchild masterrace

>> No.843094
File: 34 KB, 384x609, Capture.png [View same] [iqdb] [saucenao] [google]
843094

>>843061

pic

>> No.843105

>Age
20
>Salary
12k/yr
>Savings/Bank
5 hundo
>Debt
$90
>Occupation
Housekeeping/Writer
>Net Worth
$550

Pls no bully. I'm just trying to get published ;_;

>> No.843107

>>843049
That's awful, I'm so sorry

>> No.843117

>>843094
what account is this that let's you see all your numbers like that?

>> No.843119

>>843049
no one can live on 9600 yearly. what do you make?

>> No.843162

>>843107
Thanks anon
>>843119
I make 800 USD a month. Forgot to mention I live in a shitty 3rd world country.

>> No.843198

>>843119
>no one can live on 9600 yearly

Depends on the definition of the word "live" I guess.
I get by with ~3000 eur (3300 $) per year.

>> No.843206

18

£12k

£7k

Hairdresser/ Barber

i dunno, shit ive invested in has gone up in value but haven't had it valued eg my rolex.

>> No.843232

>Age
20
>Salary
26K (USD, I live in UK)
>Savings/Bank
about 15k USD
>Debt
1.2K
>Occupation
Infrastructure Engineer
>Net Worth
22k

>> No.843244

>>841236
Nice I'm going to major in software engineering. I want to double major. Software and Hardware engineering. Worth it? What would be a good combo for software engineering? I love all things technology.

>> No.843459

>>841243
Is this b8?

>> No.843470

>>841734
PhD student

> 0 debt

>> No.843477

>>Age
>26
>>Salary
>$14k (CAD)
>>Savings/Bank
>$2k
>>Debt
>€20k to my parents when and if I can afford it / they need it
>>Occupation
> MSc Petroleum Geology student. Former/future geo
>>Net Worth
>€25k but it's in stuff and gold and I haven't considered what it would be worth if I sold today. Maybe half that

>> No.843479

>>841215
>Age
33
>Salary
98k
>Savings/Bank
55k
>Debt
None at the moment
>Occupation
MD (Pathologist)
>Net Worth
idk like 30k

>> No.843967

>>842992
you're only 21, you have plenty of time to make money

>> No.843969

>>843117
mint

>> No.843970

>>843007
No I feel like shit too.

>30
>Salary
Unemployed
>Savings
$700
>Occupation
Unemployed (studying for IT cert)
>Net Worth
1k

>> No.843997

>>843244

>I like videogames and am going to switch majors to something in the humanities 18 months from now.

>> No.844004

>>841215

>20
>About $1000
>$100,000
>0 debt
>Student (psychology, planning to get a PhD or go to medical school)
>About $110,000

>> No.844006

>>843479

Are you a pathology resident? Where are you from?

>> No.844010

>>843105

Post tits

>> No.844012

>>844004

How do you have money like this at such a young age?

>> No.844018

>>844012

My dad gave me about 100k to pay for my education and gives me about $1000/month for living expenses until I am fully done my education. I worked a wageslave job which was boring shit for a few weeks and saved a few hundred from that. I have a few valuables (watch worth about $6000, laptop worth around $1000, stuff like that) and I sell books on the side for the past few years and have about $3000 in cash saved at home, not just from selling books but just in general. I'm lucky to have rich parents. I don't really flaunt it but it's nice not to work a shitty job and not take on debt.

>> No.844022

>>844018

Fuck you you rich motherfucking cock faggot capitalist. I hope you die. You are the reason why people are dying and starving on the streets.

>> No.844024

>>844022

Ok, cool.

>> No.844033

>>842697

Ok, I believe you. Props to you for your honesty.

Still, many here embellish their earnings.

>> No.844039

>>841215
>Age
24

>Salary
$40K equivalent

>Savings/Bank
$32K equivalent

>Debt
$502 equivalent biweekly mortgage payment. 28 years left.

>Occupation
Interpreter/Translator at an automobile company in Japan.

>Net Worth
Honestly not sure how to calculate this. Probably deep in the negatives because of my mortgage.

>> No.844099

>Age
19
>Salary
33.000 euro / year
>Savings/Bank
52.000 euro (two grandmothers died :D)
>Debt
0 euro
>Occupation
Welder at a international welding company
>Net Worth
at the moment say a little over 52 000
(got some stock trades in alcatel)

>> No.844103

>>841215

32
85k
~135k
None
Technical Medical Staff
~900k

>> No.844111

Lol, seems like a lot of people are exaggerating.

Age: 21
Occupation: Auto Detailer/e-Nail vendor.
Income: 10.50/hr, 60 hours a week, roughly 20,000/yr after taxes.
Savings: $7100 in the bank, about $700 worth of inventory.
Debt: $0.00
Net Worth: Around 10k.

>> No.844122

>>842338
Yeah but if the soil can grow crops it adds to it, if there is a beach, a mountain, a stream, very little natural disasters, less extreme seasons, they all add to property value. Sure it may fall a little, but will people really like the style of uniform concrete building? Fuck no.

>> No.844158

Age
25

Salary
355/month (converted)

Savings/Bank
0

Debt
~2k

Occupation
Doorman

Net Worth
~40k

>> No.844164

>Age
19
>Salary
none/living off upper class parents currently
>savings
319k saving at least 75% of money sums i've got since 7
>debt
none
>occupation
currently a student but hoping to become a gynecologist
>net worth
lmao idk

>> No.844606

>>844103

Nice

>> No.844654

>>842523

I'm dropping out of a PhD too, after 1.5 years. I think I'm severely fucked for getting a job though cause now I have a 2 year gap on my CV and absolutely no references. How are you so confident of getting a career, I wish I had your confidence.

>> No.844662

>20
>Married 2 years
>Net 30K (Industrial Maintenance) Wife nets 15K (Barista & Sales jobs)
>4700 owed on cars. $500 credit limit. Possess an 18K vehicle already.
>About 1K in bank because I just purchased vehicle with $4,500 down.
>No college debt; two associates degrees in engineering related fields and a career studies certificate.

Am I doing okay, /biz/? I have no bills other than insurance and a very small car payment with an amazing interest rate for someone with such little credit. Literally my biggest bill is probably food and I'm trying to find a way to eat out a lot less. I live in the upstairs of my house which is basically converted to an apartment and completely privatized from my parents. It's free to stay here.

What are the next steps I can take? I make more money than anyone else my age in this area. I live in a very poor region with low starting wages. My pay will increase from $13.65 to $17.35 in a year. I'm just here to get experience and work my way up.

I've managed to save up quite a bit of cash whilst also not sacrificing room for luxury. My wife and I don't have much time off, but I've bought tons of furniture and appliances in effort to redo our living conditions so we can put off moving out for a very long time.

>> No.844669

>>844654
i was a TA and RA during that time so i use that as experience. i seem to be getting the most interest from employers looking for field engineer positions since i worked on the lab equipment a lot, but i don't have any offers yet. as soon as i would get a decent enough offer i'm out of the lab.

>> No.844699

>>841236
>grabbing your dad's check stub to prove a point on /biz/

lel

>> No.844772

>>Age
21, 22 in 20 days
>>Salary
£27k after tax
>>Savings/Bank
£150
>>Debt
£11000 Student Finance (Basically not even debt lmao)
>>Occupation
Network Engineer
>>Net Worth
No idea. Low.

>> No.844803

>>841215

>Age: 21
>Salary: 1200€/month x 14 months yearly

>Savings: 800€, but I'm about to blow 300 on vacation. inb4 staypoorpleb
>Debt: none
>Occupation: programmer
>Networth: 2.5K car, plus the cash.

My networth went down considerably the last month.
Had to send 2000€ to my stepbrother (who lives on the other side of the world) so he could come to his dad's funeral.
Also had to send 1500 to my own dad because his car broke down and whatnot.

It was not a very good month, this one.

>> No.845186

>>841452
How did this happen dude? Are you gonna be alright?

>> No.845203

>>Age
18
>>Salary
Parents money
>>Savings/Bank
Tears
>>Debt
Student loans comin hot
>>Occupation
Studyin undergrad at my community college
>>Net Worth
Poop emoji

>> No.845206
File: 77 KB, 500x374, image.jpg [View same] [iqdb] [saucenao] [google]
845206

> 26
> 20k salary
> 14k savings in cash
> -147k debt
> Business owner
> 307k net worth

>> No.845207

>>841215
>>Age
18
>>Salary
$0
>>Savings/Bank
some cents
>>Debt
Who knows? Definitely over 10,000 with this current semester.
>>Occupation
student
>>Net Worth
?

>> No.845208

>>842942
The standard grant in the is around 13k give or take, so Idk really why its not pegged to something like that. But with the odd bit of teaching on top its not a bad rate.
>>843470
Yeah, worked like a dog through my A levels, and bachelors giving me enough to get by debt free (least when student fees were only 3K in the UK PA), and lived with the parents so that kept costs down. Then grant for my masters and PhD and bang, no debt.

>> No.845497

ITT: 18 year olds who don't know what net worth is.

>> No.845511

>>845497

How's ITT tech going for ya?

>> No.845554

>>845511
good ty for asking

>> No.845567

>>845497
Assets minus liabilities. I'm 18, didn't know the exact words, but figured as much.

In regards to >>841215

>18
>10,65$ CAD (roughly 8,11$ US)
>2,3K savings (+1,3K set aside for school)
>7,6K student loan (but was able to not use it)
>Clerk in grocery store
>3,6K net worth

>> No.845614

>Age
26 on Monday
>Salary
About $85K this year
>Savings/Bank
$32K Savings,$6K Checking
>Debt
$0. Parents paid for college.
>Occupation
Actuary
>Net Worth
$360K or so. $260K is money my parents saved for education that I didn't end up spending since I picked a profession that doesn't require grad school. They just decided to let me take over the management of it. It was considerably less when I took it over but 2013 and 2014 were kind to stock portfolios.

>> No.845673

>Age
25
>Salary
120k
>Savings/Bank
23k
>Debt
None
>Occupation
Data analyst
>Net Worth
57k

>> No.845869

>>841215
>Age
20
Salary
20k currently, expecting promotion soon which will take me up to 49K
>Savings/Bank
None
>Debt
4k in Student Loans left (And I still didnt graduate) and about $600~ Credit Card
>Occupation
in training for Packaging machine operator @ Frito Lay
>Net Worth
5k~

>> No.845876

>>845869
Having to type this out made me realize how shit my situation is and now i'd like to kill myself. C ya /biz/

>> No.845882

>>842517
Actual Google employee here.

No one works 70 hour weeks outside of insane tryhards. People would laugh at you for doing that.

>> No.845931

>20 years old
>no salary, casual worker $23 an hour
>$26k AUD
>$20k when degree is over
>waiter
>nothing yet, I just got into /biz/ and i want to educate myself more before i make investment decisions

>> No.845946

>>842514
>>845882

How the fuck do I work/intern at the big four? What got you into google?

>> No.845952

>Age
28
>Salary
$115K+~$15K in bonus
>Savings/Bank
$340K
>Debt
$0
>Occupation
Software Engineer
>Net Worth
$340K

>> No.845967
File: 22 KB, 208x200, sadfasd.png [View same] [iqdb] [saucenao] [google]
845967

>>841215
>26
>65k
>10k (college)
>Webdev
>~2k, ever since I started the job I've put most of the money into getting rid of debt
Can't wait to get rid of those last 10k and be completely debt free.

>> No.845978

>30
>41k a year
>91,000
>none
>Baker
>Net Worth
210,000

>> No.845999

>age
22
>salary
0
>savings
10,000
>debt
0
>occupation
Student
>other assets
90000
>net worth
100,000

>> No.846007

>Age
20
>Salary
0
>Savings/Bank
0
>Debt
0
>Occupation
Full Time NEET
>Net Worth
$50

>> No.846045

17
$10,000
$80
0
KFC
$132.43

>> No.846161

22
42,000
12,300
0
Software engineer
15,000

>> No.846195

>>841215
20
0
42k
0
Student
42k

>> No.846505

>25
>1000 € /month
>2500 €
>4200 €
>Administrative and business student
>68300 € (car + office i bought last year)

>> No.846512

20
26k
7k
120k
Real estate agent
10k

>> No.846762

>Age
20
>Salary
€0
>Savings/Bank
€25
>Debt
€0
>Occupation
Student
>Net Worth
€25

>> No.846767

>Age
23
>Salary
70k
>Savings/Bank
$8k
>Debt
$8k
>Occupation
IT
>Net Worth
$5k

>> No.846963

>Age
26
>Salary
USD ~95,000
>Savings/Bank
USD ~30,000
>Debt
USD ~4,000
>Occupation
Finance / Compliance
>Net Worth
~30,000

prior - preschool teacher (30k/yr) >> private investigator (55k/yr) >> compliance

>> No.846978

>>846963
What was an average day like as private investigator?
How many hours did you usually work per week?

>> No.847016

>24
>95k
>10k
>no debts
>sales
>30k

>> No.847030

>>846978
Probably not what you'd think. I did corporate stuff so it was a lot of research mostly and the hours were pretty regular. The subjects usually had some relationship to the requester such as as a client, prospective client, investment opportunity, high profile hire, vendor, etc.

>> No.847073

>>845614
What did you study to become an Actuary? It seems like a very broad amount of degrees would fit. What would you say are required qualifications? This actually seems like a really challenging and fun job.

>> No.847094

>Age
18
>Salary
$0/yr atm but not for long
>Savings/Bank
$1500
>Debt
$0
>Occupation
Entrepreneur
>Net Worth
$1500 soon to be $241m

>> No.847103

>Age
18

>Salary
£22,000 ($34,000)

>Savings/Bank
~ £500 ($770)

>Debt
0

>Occupation
Software Developer

>Net Worth
~ £500

I think I'm doing pretty good for 18. Already moved out and providing for myself. If I can be on £30,000 ($46,000) at 20 years old that'd be nice.

>> No.847145

>Age
2 months shy of 31
>Salary
135k base, 85k targeted bonus (likely to be more like 125k this year)
>Savings/Bank
~$35k cash & ~220k investments
>Debt
$0
>Occupation
commercial real estate acquisitions & development
>Net Worth
~$350k

>> No.847166

>>841215
>>Age
23

>>Salary
€ 41,000 per year

>>Savings/Bank
€ 400 in cash, € 5.000 in my bank account.

>>Debt
None.

>>Occupation
Natural Gas Mechanic

>>Net Worth
Little more than my savings. I don't own anything of great value.

>> No.847227

24
>48K a year
>5K savings, 5K Roth IRA
>66K in debt (10K student loans, 56K mortgage)
>Project Controls Specialist
>15K net worth including my home

>> No.847232

>>847103
What kind of software development job pays so little and how did you find one just out of highschool?

>> No.847233

>>844662
I think you're doing just fine buddy. If I was in your situation I'd do the following
>increase your available credit by getting a no-free credit card (only use it for small purchases and pay off the entire balance each month before your reporting date so you're not charged interest)
>encourage your wife to get a management position at her job or hunt for one somewhere else while she works.

>> No.847241

>Age
22
>Salary
Part time. $58k FTE
>Savings/Bank
$8k cash
$2k securities
>Debt
Approx $30k student loans, 0% interest
>Occupation
Finance student/customer service
>Net Worth
Calculation would say -$20k, but student loan is interest free and I only start making payments once my income goes over $55k per year.

>> No.847295

>>847166

What's the job title mean? You work on compressors?

>> No.847308

>Age
25
>Salary
70k
>Savings/Bank
15k
>Debt
190k mortgage
>Occupation
3D Artist
>Net Worth
~100k

Just bought a townhome.

>> No.847339 [DELETED] 

>Age
24
>Salary
80k
>Savings/Bank
35k in my savings account
>Debt
None
>Occupation
SCADA tech
>Net Worth
30k

>> No.847342

>Age
24
>Salary
80k
>Savings/Bank
23k
>Debt
None
>Occupation
SCADA tech
>Net Worth
23k

>> No.847343

>>847295
I do customer service for the public utility company. Changing gas meters and such things. My main task is to check the gas supply lines for leaks.

>> No.847355
File: 156 KB, 500x739, implying you wouldnt.jpg [View same] [iqdb] [saucenao] [google]
847355

>24
>$85k
>$40k
>No debt
>Not saying; does it really matter?
>I don't know.
Sucks being a poorfag. I chose the wrong career...maybe it's not too late to change.

>> No.848042

>>Age
22
>>Salary
fucking zero
>>Savings/Bank
8k
>>Debt
0
>>Occupation
self employed failure
>>Net Worth
~11k

That gamble sure paid off, can't even see past this bottle of booze anymore

>> No.848067

>>841215
>18
>25k or 12.25 an hour
>cash-1300 checking-230
>0
>part time cashier
>about 5,500

>>841286
How does one become a welder? I'm very interested.

>> No.848080

>>841215
20
48k
10k
0
Software developer / Student
No assets, so 10k

>> No.848084

>>842502
>>842506
>>842517

Don't worry guys, he's just jealous as fuck. I know engineers who work at google and it's one of the best places to work.

>> No.848094

23
40k
28k
0
Retail
50k

>> No.848114

19
0
18k
0
mechatronics student
18k

>> No.848123

26
60k
210k
0 debt
electrician journeyman
unsure

>> No.848152

21
~$22/hr
$21,030
$354.52
Store assistant
$30,676