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/biz/ - Business & Finance


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File: 53 KB, 392x500, cheapskate.jpg [View same] [iqdb] [saucenao] [google]
8380968 No.8380968 [Reply] [Original]

ITT: Anons, Post your tips for how you saved money (or are currently saving money)
Doesn't have to be specific methods, can also just be a mentality or "mission statement" of sorts
financial freedom isn't all about making the big bux, it's about knowing how to not piss it away, too.

>Acorns app to round up purchases on debit
>all denominations of cash smaller than a $5 bill into a big 'ol jar that gets deposited once a month
>NEVER pay retail for anything if you can avoid it, someone else always has what you're looking for for cheaper
>buy meat on sale, and buy the biggest piece you can (ex. If you want porkchops and roasts, get a whole rib loin and cut it up yourself)
>rice, rice, rice. Rice is cheap as fuck, only needs water and heat to make
>if you are a smoker, play around with rolling your own, or buying a vape
>ordering out food kills the dream $20 at a time
>minimize the amount of shit you own (and stress caused by that shit) by selling a bunch of it
>buy clothes at thrift shops (no its not all ratty poor people shit, I have a duffelbag full of ralph lauren, adidas and air force one's, all purchased at salvation army)
>cancel any subscription services you don't actually use

most of what I know how to save on is clothes and food, because those are the industries I have wagecucked in.

>> No.8380989

marry a nigger and get them to steal everything

>> No.8381033

Live at home is rule #1

>> No.8381070

Scrape chewing gum off the street, bonus is it's much more flavorful.

>> No.8381088

>>8381033
This, or "crowdfund" rent with a few friends who have stable jobs.
never pay more than 25% of what you make each month on housing.
>lived with mom until 21
>21, moved in with GF's parents, they are in hard financial times so my $250 a month helps.
>everybody wins

>> No.8381104

>>8381088
plus they get to listen to her moaning each night and that might revitalize their own sex life

>> No.8381154

>>8381104
My oh my is it awful.
i'm 21, she's 20, they're both 60

I wake up to her dad blasting Heart almost every morning trying to relive them glory days and it hurts knowing one day I'll be doing the same thing, no matter how rich i get.

>> No.8381280

>>8381070
Should I sort the gum by color or by scent?

>> No.8381885

>rice
Also beans. Both are super fucking cheap at immigrant markets, along with spices and parts of animal westerners don't typically eat. Eggs are really cheap at the right places as well. Green onions are always cheap at Asian markets.

>Go to different churches every few months for free food (it's usually junk, but there are some good items in every bag).
>Same churches sometimes pay a bill for you once or twice a year.
>If you live in CA you can get gibs even with a job.
>Anything with a light on it when turned off is in standby mode and can be unplugged to save on electricity. Anything with a switch is turned off fully so don't waste your time.
>It takes more electricity to boot a computer and is more dangerous than to just keep it on, just turn off the monitors.
>Coffee filters can be recycled once or twice easily.
>Carpool if you can.
>Kodi + Covenant
>Some online shopping can be cheaper than salvation army. $19.99/yr on Asos for shipping, they often have shirts for a couple dollars than are comfortable, good looking and well-made.
>Skipping a meal never hurt.
>Cans have a lot of recycle value in some states. Don't throw quick money away. Step on them to save space and take 10mins to sell them when you have a few trash bags.
>Work overtime if it isn't too stressful. That's more time earning and less time you have to spend on frivilous crap.
>Running and body weight workouts relieve anxiety and keep you from stress eating, having to do drugs or pay for a hooker if you don't have a gf.
>Being religious isn't just a decent way to gain some guidance, but your elder/pastor/whatever probably has great tips or even connections.

>> No.8381934

>>8380968
Someone post that thread of the guy who uses rags he washes instead of toilet paper to save money pls.

>> No.8382222

>>8381885
>>Anything with a light on it when turned off is in standby mode and can be unplugged to save on electricity. Anything with a switch is turned off fully so don't waste your time.

Modern kit does not burn an amount of energy worth worrying about. Sure for stuff you don't use daily, leave it powered off. But for TV/monitor etc, you're doing more damage to the unit cycling it's power than you'll ever save in power. We're talking 1c a day here for a house full of gear, and it's just not worth it.

>It takes more electricity to boot a computer and is more dangerous than to just keep it on, just turn off the monitors.

Absolute bullshit. Even laptops are 30W+ to run, versus 0W when powered off or a fraction of 1W on standby. Want to size this up for yourself? Get one of those kill-a-watt meters, they're not expensive.

Everything else is alright, but those bugged me.

>> No.8382278

>>8382222
PS a bigger tip when it comes to computers is that if you have a gaming PC, don't use it for everyday surfing, only for gaming. Use a tablet or laptop or something else low power for surfing. Saves a bunch on computing power costs.

Regarding heating, it's far cheaper to heat only a small portion of your home i.e. shut off any rooms you don't have to use, and if you spend a lot of time on the computer put it in a small room that you exclusively heat. Also, spot-heating areas of your body is cheaper than heating the air i.e. heating pads are a good idea.

>> No.8382326

Lol you fucking Jews don't enjoy life have fun with your money when u save it and the cheapness is so engrained into you you can't enjoyy shit all cause you're too cheap

>> No.8382340

check out schools in the mornings, sometimes food deliveries are left at the back for personell to carry in
i'ce scored 25lb packs of chicken, minced meat, rice, and potatoes
great way to stay /frugal/

>> No.8382363

>>8382326
kekd. there are some valid points though.

>> No.8382369

Shave with a straight razor.
$20 for the razor
$20 for strop
$50 for sharpening stones
set for life

>> No.8382379

>>8382340
stealing is not saving

>> No.8382398

>>8382340
That’s not /frugal/, it’s /illegal/.
Dumbfuck

>> No.8382402

>>8382379
he is a nigger
it's literally the same for him

>> No.8382422

>>8382340
Stealing from the state and the kids... way to piece of shit it up bro

>> No.8382561

Kek consider myself frugal
>Buy leather dress shoes for the office with Goodyear welt, they can basically be repaired for ever
>Buy all your groceries at Lidl of Aldi
>Buy liquor on sale, give it to someone as a birthday present
>Always cook from scratch , no premade stuff (contains to much salt anyways)
- Always hustle when you want to buy something.
- If something has no expire date buy large when the deal is good (bought 12 gallons shampoo for example ).
- Buy safety razor from Ali Express and razor blades from Amazon. Now you can shave for 10 bucks a year.

I can continue if people want

>> No.8382636

Ring it up as bananas at the self checkout and get filet mignon for 50 cents a pound

>> No.8382670

>>8380968
If you're overweight you can literally stop eating. Just water with potassium and salt.

>> No.8382727

>>8382222
Leaving it on I've noticed no real change in my bill, abpenny or two less. The biggest point of failure for computers is typically the boot-up though. I guess a better tip overall is to get a surge protector that doubles as a battery. Either one of those two can help save equipment.

>> No.8382775

>>8382670
Snake juice isn't bad. It's easier for super fatties to start out with 16:8 though. Move their way to OMAD then OMAW. As long as they keep themselves in check.

>> No.8382913

>>8381885
>>If you live in CA you can get gibs even with a job.
spoon feed me pls I want to be the blades in this state's belly

>> No.8382933

>>8382340
jesus christ hahahah

>> No.8382966

My dad learned how to torrent when I was 10 years old and I haven't paid for TV, film, music, etc. since. It amazes me that people are online all day but don't know how to illegally download the dumb shit they pay for

>> No.8383038
File: 694 KB, 629x626, 1505176714603.png [View same] [iqdb] [saucenao] [google]
8383038

>>8382340

>> No.8383063

>>8380968
Kill yourself. Your cost of living drops to zero.

>> No.8383105

>Cancel your porn subscription.
>Cancel your WoW account.
>Cancel Netflix/spotify/whatever entertainment

>Always shower and wash hands in cold water.
>If you are a wagie, walk instead of driving.
>Use the same clothes 7 days straight to save money on cleaning products/washing machine.

>only eat rice and beans, it should give you most nutrients you need to survive. If your feeling really down supplement with vitamin pills.
>Wash your ass with cold water instead of toiletpaper.

Invest newly found gains into chainlink.

>> No.8383297

>>8382340
this is pretty funny, don't let them shame you

>> No.8383307

>>8383105
>>Always shower and wash hands in cold water.
>>Use the same clothes 7 days straight to save money on cleaning products/washing machine.
>>Wash your ass with cold water instead of toiletpaper.
congrats you're now pajeet

>> No.8383389

>>8381885
>>Coffee filters can be recycled once or twice easily.
A french press doesn't need filters. Buying coffee beans in bulk, grinding them yourself and brewing in a french press is pennies a cup. That, or buy one the metal mesh filters. Paper filters are just dumb.

>> No.8383572

>>8382326
lol another dumb edgy b/tard tries to pretend he's funny.

does your moomy know you're no the web little boy? it's 18+ to be here

>> No.8383592

>>8380968
I'm not a cheapskate, I just try to live simply - I hate clutter, broke out of the "acquire stuff" mentality, and buy quality and durability over anything else. I own stuff, and it's good stuff. It lasts. It works. If I don't use it often, I get rid of it. For instance, I have 8 cabinets in my kitchen. Only 3 of them have stuff in them. I have enough plates, cups, glasses, and silverware for 4 people. Enough pots for simple meals. I don't own a toaster.

>No cable - $150 a month for mindless shit, that i don't watch anyway. Haven't missed it, it's been two years.
>Cheapest phone plan I could find for a smart phone, because I rarely use my phone. It does come in handy, so I keep it. I use free wifi for everything outside of the house.
>I cook, so I spend less than $40 a week on food. Rice, beans, potatoes, vegetables, they're all cheap. I eat healthy (and cheap) 6 days a week, the 7th I eat whatever the fuck I want. I don't keep a lot of food on hand, because boredom means mindless snacking, and I have so many fucking grocery stores around me I don't need to 'stock up".
>I put less than 1000 miles a year on my car. I live near the train, I have buses that stop right outside my door, and tons of stuff is walkable. Considering going anywhere requires an hour in traffic, I just rarely go places anymore. I'm considering getting rid of the car, now it's paid off, for a motorcycle.
>Anything in the stores is overpriced because it's "New". Buy last years model, and enjoy steep discounts. Especially clothes. Outlet stores and Goodwill are amazing. If someone can tell you're wearing last year's fashion, they're a cunt and don't matter anyway. Buy quality, so it lasts, and take care of them, especially shoes.
>If you wear glasses or contacts, get the prescription, and shop online. Shit's cheap now.
>Don't let a doctor get you on stupid pills. Don't fall for the Pharma jew.

>> No.8383679

>>8380968
I went from a phase of
>buy lunch every day at work for $8-$13
To
>Bring in a $1.50 frozen meal with 18g protein or greater
So I'm spending about $30pw less

>> No.8383723

>>8382636
jesus christ

>> No.8383825
File: 45 KB, 500x500, 51qpeb02sxL.jpg [View same] [iqdb] [saucenao] [google]
8383825

if you don't already know how to cook, learning is the #1 money saver. going from eating fast food / delivery can easily save >$4000 a year
also wet cooking is fast and pretty hard to fuck up

>> No.8383876

>>8380968
More:
>Pirate everything. Books, movies, magazine, TV, don't pay. Netflix is the only thing you should pay for - that, and a VPN. There's enough stupid people paying, don't sweat it. I havent paid for a book in years. I can download every bestseller on the list right now - mobilism. org, and Usenet has EVERYTHING.
> Pay for LED for everything, your lights, your monitors, TVS, everything. I have tiny electrical bills because of this.
>Buy generic, especially things like shampoo. Most shampoos and soaps are overpriced, and the only difference is the perfumes. But definitely bathe regularly.
> Stop wasting money on the fast food jew, and the snack food jew.
>One thing I noticed - when I got rid of cable, I stopped wanting shit. It's amazing how much money you save, when you're not being yelled at all the time by ads.
>USE COUPONS. I'm shocked by how many people don't. They exist for a reason - to get you in the door - they're taking a loss on that item, because they're counting on buying more, while you're there. If you go, buy only the product on sale or with a coupon, you've defeated them. COUPON THE FUCK OUT OF THEM. If they have a coupon, use it. If you don't have one, ask for one. I worked in retail during and right after college, and EVERY FUCKING chink and pajeet in the county would come in with our coupons, every time. I'd have chinks have meltdowns if the coupons were expired, or our offer was over.
>If you smoke, definitely vape - and make your own liquids. I vape. I make my own eliquids. A 60 ml clone of my favorite vape is less than $1.50 to make. It's better for you, and cheaper.
>Alcohol. Shit's expensive. I personally rarely drink, your call here.
Most of the money people spend, is out of convenience and laziness. Just make a budget, and look at what you spend every month. I guarantee most people can cut at least 25% and not feel any pain, they'll just need to do a little more, like cooking.

>> No.8383895

>>8382561
>give it to someone as a birthday present
Dude. I havent given a birthday present in years. Nobody gives me any, and I did that shit for years. Stop.

>> No.8383976

>>8380968
>Anons, Post your tips for how you saved money (or are currently saving money)

Make twitter account and promise people to send them 3-30 eth if they send me 0.3-3.0 eth

>> No.8384022

>>8383105
Was with you until chainlink and no toilet paper. This is madness!

>> No.8384057

>>8382369

I went the short beard route instead. Bought pair of clippers, trim once weekly. Also use clipper to cut my hair.

Regarding meats, if you like chicken make sure to get thighs instead of breasts as the price is considerably less.

>> No.8384076

>>8382340

sure and you can get money from the bank for free if you ask them in the right way!

>> No.8384357

https://www.youtube.com/watch?v=faSsTAhc_Vc

>> No.8384389

>>8380968
>ITT: Anons, Post your tips for how you saved money
>If you are a smoker
Absolute state

>> No.8384454

>>8383876
>Netflix is the only thing you should pay for
Why the fuck would anybody pay for netflix? All of their originals are ripped and uploaded within hours. BroadcasttheNet has internal 1080p rips of every netflix series

>> No.8384487

>>8384454
Because it's $10, it saves me from having to buy hard drives to store shit, and I'm not so broke I can't afford $10 a month. I'm not that fucking stingy. I just don't waste money. I could probably get someone's password from my family, but it's $10.

>> No.8384710

>>8384487
You stream bro, not store.

>> No.8384855

>>8384710
Yeah, that's what Netflix is. And a lot of the shit I keep, is stuff I can't find on streaming sites.

>> No.8384876

>>8384487
>2018
>pretending disk space is expensive
You can buy a brand new 8tb hard drive for less than $150. That's barley more than one year of netflix

>> No.8384901

>>8382966
This

>> No.8384964

>>8384487
No, it’s $120/year and $1200/decade

>> No.8385124

>>8384876
This is a good point as well.

>> No.8385248

>>8384964
Muppet, i make $40 a fucking hour. Stop lecturing me about shit that doesn't matter. I pay for Netflix going to the bathroom and chatting with the cute admin on the way back.

>> No.8385448

>>8382913
Just walk into any welfare office and tell them your situation. They don't really trace anything. My brother made $12/hr and got $75 for food every month still, they didn't ask hours he worked or anything. You can get money the same way, a few hundred dollars if you're lucky. You'll have to attend a meeting once a month or every few months depending on location, which is like an hour.

>> No.8385474

>>8383389
Time consumption can be a cost matter. Most people drink before work, so in that case you might as well pre-grind or buy pre-ground.

>> No.8385501

>>8385448

That's really fucking lenient compared to Indiana, we have to work at least 20 hours a week or be forced to spend our time in volunteer work while applying for jobs every day (we have to document it too). The amount of work put in for all that doesn't even get you $100 for food, so having a job is more attractive unless you have a lot of kids (then you get a lot of free shit).

>> No.8385912

What do you guys have for phone bills? My friend was telling me, yeah bro I just get a package with my internet and cell and cable and it's only $350 a month. He spends insane amounts of money on things he only uses once, a few months ago he bought him and his gf some skates that were $500 each because they were on sale from 1k but I don't even know if he's used them more than once. I'm struggling to find a job in my field but I only have $30 on month on my phone bill for talk and text, I just use wifi since everyone has it then I spend $500/month on paying back student loans because I'm a cuck and another $500 on rent. Pro tip- if you live in a city with a decent holding of university/college students you can get a good price on rent by just telling the person you're a student and you can save $200-300 maybe more if you want to live with some other students maybe you get (un)lucky and live with a bunch of sluts. Why did I have to pick such a shit major..

>> No.8386038
File: 26 KB, 716x717, 1521075141204.jpg [View same] [iqdb] [saucenao] [google]
8386038

>>8385248
this thread is about saving money wherever possible

>> No.8386160

Stay informed and DYOR. The best tips for being frugal. You will only ever spend more than you need if you know nothing about what you have to purchase.

>> No.8387025
File: 99 KB, 517x768, 1480036141978.jpg [View same] [iqdb] [saucenao] [google]
8387025

>>8385248
>bragging about your income in a frugal thread
holy shit dude how do you handle being such a sensitive faggot?

>> No.8387074

>>8380968
>a duffelbag full of ralph lauren, adidas and air force one's
Fucking baller.

>> No.8387079

>>8380968
Stopped eating and replaced it by bingesmoking

>> No.8387114

Eat twice a day instead of 3 times a day.

I've been skipping lunch for the past few months. Your body gets used to it pretty quickly.

>> No.8387153

>>8384454
>Why the fuck would anybody pay for netflix?
Why the fuck would anybody be watching TV period? You could be reading books and philosophy, doing things that increase your understanding of the economy and reality and how to hack it in your favor.

>> No.8387157

>>8387114
and your brain works better too
and you sleep better

>> No.8387194

>>8387153
>he boycotts the medium of film to impress incels from /lit/

>> No.8387233

>>8387153
who's your favorite philo?

>> No.8387288

>>8382561
>birthday present

Lmao

>> No.8387321
File: 56 KB, 1100x618, badass alert.jpg [View same] [iqdb] [saucenao] [google]
8387321

>>8385248
>i make $40 a fucking hour

>> No.8387364
File: 40 KB, 1152x801, TvsJ.png [View same] [iqdb] [saucenao] [google]
8387364

If you live in the UK, try matched betting. It's hedging free bet offers for guaranteed profits.
Example:
Bookie offers "place a bet £50, get a free £50 bet".
You place the first bet with the bookie and then lay it off on a betting exchange. You usually lose a small amount here (maybe £2).
You then place the free bet with the bookie and lay that off at the exchange. You get to keep around 60-70% of the value.
All tax free and legal.

>> No.8387423

>>8385248
lmao

i make almost what you make pre-tax (37ish) and theyre right. you are just lazy. netflix is legitimately an unneeded expense if you know how to use a computer

>> No.8387726

>>8387025
Because i try not to waste as much of it as I can on things I don't use. I use Netflix, you cock sucking sloppy party bottom.

>> No.8387765

>>8387423
LOL, I got you all neckbearding over $10 a month. Hooked some real fat neckbeards, good eatin'! LOL.

Honestly, I save enough on other shit, I don't care about Netflix. I was just bored waiting for Bitcoin to crash and burn. I'm going to go enjoy the flames of the REKT wreckage on Bitmex now.

>> No.8387808
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8387808

>>8381934

>> No.8387844

>>8387808
I can only hope he bleach cleaned the machine after every wash.

>> No.8387859

Always pay with a credit card that has cash back, and pay it off monthly to not pay any interest.

>> No.8387869

>>8383063
>Kill yourself. Your cost of living drops to zero.
>pink ID
checks out

>> No.8388212
File: 206 KB, 669x514, 1521119525211.jpg [View same] [iqdb] [saucenao] [google]
8388212

>>8387808

1 frugal too many, albeit using a public wash salon makes sense for those or better yet throwing them away afterwards - cloth is basically everywhere and almost free

>> No.8388519

>>8387808
>>8388212

just go to a public bathroom stall, click open the tp dispenser and put the fuckhuge roll in your backpack. then get home and put on towel rack. you can bulk and shit 4x per day and you will only do this twice per year.

washcloth anon spends more money on detergent and electricity than the regular tp normans.

>> No.8388546
File: 289 KB, 1663x791, 81D50FD1-0ADC-46B7-BA10-35E695F79BD2.jpg [View same] [iqdb] [saucenao] [google]
8388546

>grab fruit and veggies from neighbors’ gardens at night
>sneak into movies, theater hop
>walk into McDonalds with old cup and get free refills
>grab out of tip jars while cashiers aren’t looking
>pocket small items from Walmart aisles without cameras
>get free stuff off craigslist and re-sell them
>take people’s pets and return them when they start posting ‘Have You Seen This Dog?’ rewards

feels good to be frugal bros, fucking wagecucks lol

>> No.8388656

For US friends: instead of keeping all of your money in a savings or checking account collecting dust buy short term US Treasury Bills. If you start a 4 week ladder you can have funds coming back in weekly if you need cash. The interest earned beats almost all savings accounts, there's zero risk, and the interest is exempt from state and local taxes.

>> No.8388853
File: 454 KB, 1234x752, Free Condoms.png [View same] [iqdb] [saucenao] [google]
8388853

Just found these bad boys on craigslist. Gonna pick them up in an hour to use tonight.

>> No.8388912

>tfw i want to do all of this but my wife is too fucking expensive and gets mad if I point this out.

>> No.8389160

>>8388912
Does anyone have any advice for this?

>> No.8389961

>>8387233

Zizek.

>> No.8390824

I shit and shower at the same time

>> No.8391142

Don't smoke
Don't drink
Buy hair trimmer and never get your hair cut professionally
Buy cheap shoes in bulk, same with socks
Meal prep/freeze meals
Don't get a car
Live with a roommate or move into a shithole

>> No.8391858

>>8389160
Sit her down with all the numbers in front of her. Smack her if she tries to get up. "These are the fucking bills, Brenda. You gonna spread your goddamn legs and pay all of them?" *Calm down a bit* "Listen Bertha, it's just that you have no idea how much money's been stressing me out lately. If we just do a few things to cut down on the bills it would really take a load off." Then after she hugs you and agrees be like, "Speaking of getting loads off." Then fuck her on some cash.

>> No.8392109

>>8387808
>tfw I unironically do this, because I've discovered the frugal yet luxurious benefits of a bidet

>> No.8392194

>>8383105
fucking stinkies

>> No.8392455
File: 1.46 MB, 300x300, 1504762616670.gif [View same] [iqdb] [saucenao] [google]
8392455

>>8388853
Stop drinking your cum, anon. How do you expect to get to Valhalla if you indulge in faggot shit?

>> No.8392470

>>8383592
>a motorcycle
I know I'm going full /mom/ here, but don't do it bro. You're trading a lot of safety for small extra convenience and cost savings. It's not worth it, trust me.

>> No.8392559

>>8385912
I use republic wireless. Their business model works off the assumption that you'll be connected to wifi for 90% of your usage time so they pass the savings of you not using the network onto you.
When you're out and about it uses the metro network I think. I've never had major problems with it frankly, and I'm almost always connected to a wifi spot except when I'm traveling. I pay for the cheapest data plan (.5 gb) and I rarely ever hit it (I don't watch video when I'm not on wifi, just read shit which doesn't take much), and they refund whatever data you don't use on each bill, so my bill fluctuates. If I were to use all my data (again this never happens to me) I would pay 17.50 I think. It averages about 15 bucks a month.

The best part is my company pays me for using my phone for work, and they pay me 40 bucks a month, so it's like a 25 dollar bonus every month.

I'm shocked at how much people pay for their phone service when options like this exist.

>> No.8392626
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8392626

>>8387808
This isn't really as wild as people think, it's not super different from using handkerchiefs instead of tissue (which is something I do). Use 'em for a day, throw 'em in the wash and they're like new.

That being said I probably wouldn't do this cloth toilet paper thing, because shit is gross to me, and the cross contamination risk in the washer seems like a health hazard.

What I really want to do is this:
>>8392109
Bidet bro, please bestow upon me your wisdom... I've been wanting one of these for YEARS but I haven't taken the leap. Where did you get yours? Was it hard to setup? How much did it cost? How exactly does it work? You use the cloth to dry your bottom after the bidet washes the poo off right?
So jealous right now.

>> No.8392662
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8392662

>>8388656
waaat? how do I do this? this sounds interesting.

>implying I wont look it up myself anyway
humor me.

>> No.8392953

>>8385248
my mom makes 54$ an hour as a nurse lmfao

>> No.8392990

>>8392626
I got a $20 bidet from Amazon. It basically just has a splitter that you hook into the water inlet to the toilet tank, and is a little plastic piece that fits between the bowl and the toilet seat, with a little dial on the side that turns it on and controls the pressure. Nothing too fancy, and was really easy to set-up. The water comes out room temperature and even as it starts to cool it just becomes more refreshing. Yes, the bidet washes off the poo and the washcloth is used to dry. I usually swap cloths every few days anyway, just to be safe. Absolutely recommend. Haven't bought TP in over a year.

>> No.8393014

>>8392990
What brand did you buy please? I'm super interested.

Also do you use special cloth, or just regular old dish rags?

>> No.8393034

>>8393014
I think I got a Biobidet. I just use terrycloths, like the towel material you would use to dry off after a shower, nothing special but yeah, basically dishrag sized.

>> No.8393052
File: 10 KB, 251x251, 1351912687509.jpg [View same] [iqdb] [saucenao] [google]
8393052

>>8393034
Sick, I've been thinking about this for literally the last 5 years, for some reason I haven't done it... I think because I don't live alone... but I don't even fucking care I want one so badly now... I can't tell you how much I hate TP... If I end up having to shit more than once or twice in a day, my ass will bleed. I'm sick of this barbaric shit.

I'm also concerned that it wont work as well as I'm building it up in my mind.

>> No.8393105

>>8393052
Not gonna lie, it might take a little wriggling around to make sure you get everything. But I have never had a cleaner ass. I even try really hard not to poop in a public restroom if at all possible, because I know I won't be able to get as clean with just the paper, and it feels bad man.

>> No.8393132

>>8393105
holy shit I'm buying one this weekend I swear to god I can't wait.... I don't mind a little maneuvering to get a good hit, that's nothing.

>> No.8393269

>Use only soap to wash whole body, including hair.
>Reuse disposable razors.
>Use spit instead of shaving cream.
>Handwash and air dry clothes.
>Use shit stick to clean ass to save on toilet paper.
>Wear clothing with 100% artificial fibers (retains color after repeated washing).
>Use rechargeable batteries.
>Use manual fan instead of electric fan

>> No.8393839
File: 34 KB, 433x603, Mr. Takagi.jpg [View same] [iqdb] [saucenao] [google]
8393839

>mfw real /biz/ is back baby

thank you crypto collapse

https://www.youtube.com/watch?v=yvHYWD29ZNY

>> No.8393975

Buy fake clothes and other basic normal clothes for ridiculously cheap from china, check out r/fashionreps

>> No.8394011

>live a shit life
>to make money
>so then you can live a slightly less shit life
no thank you, lifelets

>> No.8394026
File: 119 KB, 1280x720, maxresdefault.jpg [View same] [iqdb] [saucenao] [google]
8394026

Be Asian.

>> No.8394036
File: 186 KB, 585x392, Victory-Garden-2.png [View same] [iqdb] [saucenao] [google]
8394036

Grow a victory garden,and a beard.

>> No.8394566

>>8382369
Double edge razors are more practical Imo. $30 on Amazon plus $10 for 100 blades that can be reused 3-7x. No sharpening required. I haven't bought razors in over 4 years

>> No.8394601

>>8380989
Fpbp

>> No.8394632

Don't buy any non phisical media. Pirate everything.

>> No.8394678

>>8382369
It's not worth the hastle it takes, the one razor that takes baldes that cost 1£ for 10 is the best. Not sure about the name in English

>> No.8394850

>>8391142
>Cheep shoes
Not worth it, just get the last year'sodel on 50-80% discount.

>> No.8394886

>>8393052
Use wet wipes if you hate TP it's like 1c a wipe and it's so much better than TP, I had hemoroids and that saved me.

>> No.8395043
File: 166 KB, 1200x1156, 1521183440105.jpg [View same] [iqdb] [saucenao] [google]
8395043

>>8381088
You gonna make it

>> No.8395085

Use amphetamines instead of buying beer when going to a bar. 5€ a gram vs 5€ a beer.

>> No.8395343

Get addicted to robinhood and put every last cent into it.

>> No.8395819

>>8393269
>>Use spit instead of shaving cream.
I used water for most of my life, if you make sure your face is wet and the razor is wet, it works. I probably wouldn't recommend spit because of the higher risk of infection should you nick yourself.

>> No.8395861

>>8394886
>more expensive in the long run
>can't flush so I have to keep a poo rag waste basket in the bathroom
gross dude.

>> No.8395864

>>8394850
Get a decent pair of hiking boots. They should last for years

>> No.8395873

>>8391858
No see the problem is she's seen how much money I have, mostly from crypto, because I used an account of hers in another country to avoid taxes, but because she's seen that her habit is to try and fucking spend all of it.

Her mindset is that I should work until I'm 65. Mine is that I want to retire by 30 and I probably could. She fucking hates that. There's the problem.

>> No.8395882

>>8388519
Also this. It's fucking terrible to steal but I used to do this in college.

>> No.8395898

Expensive and lasts for decades > cheap that you need to replace every year

>> No.8395899

I spend a lot of money on good quality groceries. But this actually stops me from from eating out a ton knowing I have good food at home.

>> No.8395925

>>8395864
Protip: construction boots often cost less than hiking boots and are generally a lot tougher and will last for years and years.

>> No.8395927

I start to lose sanity a bit when I really penny pinch. Part of the problem is that having a social life without spending money is borderline impossible. Anyone have any tips for that? I think my best bet is to ‘pregame’ a bit by straight up eating dinner before going out and then just splitting an appetizer with my gf and having a single beer or something. Is it considered cheap to leave a 15% tip on a tiny bill? Fuck, I hate tipping.

And what are some low-cost adult hobbies? I’m used to just pirating games and playing for free for years on end with my only cost being a custom built PC (also relatively cheap when done right). Now that I’m older I see gaming as a solitary and childish hobby (I still enjoy it but that’s just the way it is). Anyone have any suggestions here? Maybe hiking or something?

Would also love some wedding tips. Weddings are so god damn expensive...

>> No.8395938
File: 193 KB, 591x448, 1500926621769.png [View same] [iqdb] [saucenao] [google]
8395938

>>8382340
might have to try this

>> No.8395949

>>8394632
I feel like we grew up in a weird age. Had a library of vhs when I was a kid, but own less than 5 dvds, all the ones I got when I got my first dvd player in 1999. Cable internet came soon after and the rest is history

>> No.8395957

>>8382340
literally stealing from school children

10/10 stay frugal, anon.

>> No.8395973

>>8395927
Secondhand good quality dslr and hiking can get you hooked on photography. Do that for a few years and work yourself up to a point where you might even be able to make money from gigs.

>> No.8396004

>>8395973
Also looking for things I can use to socialize, make and keep friends, etc

>> No.8396011

>>8395927
>caring about what others think
You're never going to make it.

>> No.8396035

>>8382913
The ironic thing is you probably only hate CA because of “da gubmint giving away muh tax dollars to niggers & spics”

You’re a real piece of shit

>> No.8396048

>>8380968
This is one of the better threads I've seen on /biz/. Should make this a daily/general thread for useful tips and strategies desu.

>> No.8396064

>>8395957
Unless he's got a fetish for stealing from kids he could just go 'dumpster diving' to pick up the perfectly fine food that supermarkets/grocery stores are forced to throw out due to 'sell by date'. Bunch of kids at my college do it every week and get shitloads of good food.

>> No.8396119

>>8380968
Off Topic: CAN WE PLEASE PUSH COIN-SHIT ONTO A CONTAINMENT BOARD?!

>> No.8396161

>>8383976
i like this idea

>> No.8396168
File: 22 KB, 502x246, 1t7mty.jpg [View same] [iqdb] [saucenao] [google]
8396168

>>8382340
say hello to the fbi for me

>> No.8396183

>>8382278
>a bigger tip when it comes to computers is that if you have a gaming PC, don't use it for everyday surfing, only for gaming
I second this. Get something silent with a HDMI-Plug and external Keyboard+Mouse. Maybe a cheap surface?

>> No.8396244

>>8387074
fug yea the air force ones (2 pairs) were both $20 a pair and were practically new.
I've found True religion and Chanel before but it was women's shit.

>> No.8396254

>>8396011
Where was that conveyed in my post? Are you upset that I insulted your childish pastime?

>> No.8396460

>>8395927
i leave 20% tips always, this i don't ever skimp on, but I just fill my day up with other shit and blow people off a lot
If i go out i go out for coffee (cheap) or movies (cheap in terms of time per dollar) or a cheap restaurant.
Don't care too much if my friends think I'm cheap, I never shut the fuck up about crypto and stocks so i think they already know where all my money goes.

>> No.8396471

>>8395861
I flush them. It's cheeper than TP guaranteed

>> No.8396574

>>8396254
>Is it considered cheap to leave a 15% tip on a tiny bill?
Never going to make it.

>> No.8396669

>>8385448
>Have to feed all those mexican slaves somehow.

>> No.8396744

>>8381934
>>8387808
One roll of toilet paper lasts me about six months.
I have a special trick to do this ;
1. Take a single paper from the roll.
2. Fold it in half
3. Remove a small piece of paper from the fold in the middle of the sheet. Keep it for later.
4. Put your finger through the hole from step 3 and scoop shit from ass.
5. When you are done cleaning your ass with the finger use the small bit of paper from step 3 to clean under your fingernail.
I spend about 1 dollar on tp in a year using this technique.

>> No.8396762

>>8396744
>buy $0.5 chewing gum
>chew gum after each meal, store in tupperware with tiny water bowl to maintain moisture
>roommates and family ostracize and laugh at me for being frugal and thrifty
>meanwhile they go out and spend $5 per 12 oz tube

Why are normies so dumb?

>> No.8396777

>>8396762
>literally using shitrags to wipe your ass
>move tons of shit through your washing machine
>all your clothes are in direct contact with feces while you "wash them"

good job anon you just smeared shit all over your body and clothing

>> No.8396795

>>8396777
>not just showering after you poo

the absolute state of bizness and finance

and you call yourself frugal

>> No.8396827

>>8396795
>piss in a bowl
>pour the piss into a water filter tank to make piss into clean water
>roomates and family ostracize and laugh at me for being frugal and thrifty
>meanwhile they go out and spend $20 a week on bottled water

Why are normies so dumb?

>> No.8396872

>>8396827
Shit to shower is the way to go, bidet is the second best.

Third best is taking TP from work to use at home, or just pooping at work.

As the saying goes. Boss makes a dollar, I make a dime. That's why I poop on company time.

>> No.8396889

>>8396872
Just shit before shower, and wash with soap and water. No need for $9 worth of rags and extra laundry costs . Fuck $9 for rags is super high anyway, go to thrift store and by xxxl T-shirt for $1, you'll get like a weeks worth of wipes, 2 weeks if you turn it inside out.

>> No.8396911

>>8388656
>https://lifehacker.com/5835059/setup-a-treasury-bill-investment-ladder
>http://www.mymoneyblog.com/how-to-build-a-treasury-bill-ladder-a-visual-guide.html
Unfortuneatly that broke. Because the rate cratered.

>> No.8396912

>>8396889
>buy wheelbarrow and gasoline
>go to dump each day and melt plastic off copper wires to sell them for up to $5 a day
>roomates and family ostracize and laugh at me for being frugal and thrifty
>doctors say I have 3 months to live from exposure to melting plastic

Why are normies so dumb?

>> No.8396921

>>8392470
But driving it is so cheap!

>> No.8396924

>>8396912
>buy 24pack of axe on amazon for only 45 dollars
> *NEVER* wipe ass after shitting, but spray ass with axe
> this way people wont smell the shit, trust me it works
> save thousands of dollars and smell great in the process

>> No.8396939

>>8392990
>Cold water increases circulation
>Increased circulation helps the immune system kill bad shit
Benefits!

>> No.8396957

>>8393105
There are portable bidets you know ...

>> No.8396958

>>8396924
>Hot water knob? Haven't touched it in months. I'm actually currently going through the process of having it uninstalled from my plumbing, they should be coming out sometime next week. I had to list a reason(s) on the work order as to why I am requesting my hot water knob to be removed and discarded. Would you care to hear the reasons? Well stay tuned friend. 3 reasons:

>1. Discipline
>2. Mental toughness
>3. It raises my testosterone

>> No.8396975

>>8396939
>>8396958
>My property manager was initially questioning my reasons, but I explained to her that by taking cold showers I am actually able to develop discipline and mental toughness. After a long and heated (note that I needn't anything heated, especially my water) debate, I was able to convince her to put the work order in. Now I'm living a great life, warm water free. I even started forcing my gf to take cold showers with me. I refuse to date an inferior female, and I explained to her that if she can't learn to accept and love cold showers as I have then we really have no business being together anyways.

>> No.8396999

>>8396975
>She's already received a black mark for questioning my NoFap practices stating that she wants my seed and wishes me to release my seed. Should she continue in this non-stoic fashion then I don't see us lasting much longer.

>> No.8397003

>>8394036
762cm * 458cm

Too bad that doesn't fit. Is that a instruction booklet?

>> No.8397030

>>8396957
Spraying water up your asshole is kinda gay

>> No.8397041

>>8395927
>low-cost adult hobbies
Make shit and sell it?

>> No.8397056

>>8396999
Not even our poor as fuck dustbowl outhouse ancestors sunk this low. FUCKING USE NEWSPAPER OR ANYTHING FREE AND GET RID OF IT YOU NASTY FUCK

>> No.8397083

>>8397056
Bitch, I use a new $3 cloth every time I take a shit and throw it out of the window.

>> No.8397106

>>8382966
At least I don't pay for porn.

>> No.8397135

>>8397083
>search in dumpsters
>find perfectly good half eaten but still edible food that people toss out
>roomates and family ostracize and laugh at me for being frugal and thrifty
>meanwhile they go out and spend like $300 a month on groceries

>> No.8397139

>>8396975
So does this mean you won't get billed for hot water anymore?

>> No.8397161

>>8397056
Stop talking to yourself. It is annoying. Continuing your own story is okay.

>> No.8397184

>>8397135
Jesus christ how many times a day do you fucking shit? And stop eating so much grease and put some fiber in your diet. One roll of single ply literally lasts me 3 fucking weeks.

>> No.8397207

>>8397184
Single ply is barbarian tier, I wouldn't wish that shit on my worst enemy.

>> No.8397225

>>8397207
I totally agree. I shilled my dad on ETH when it was $7 and made them into millionaires, but when I go to their new house they bought with crypto gains, it's fucking raw ass sandpaper single ply. Stupid boomer mom grew up poor and doesn't know how to enjoy life.

>> No.8397257

>>8397225
>find bucket in back alley
>shit in it
>once a month go to a farmers market and sell 'cow manure' for $1 a pound

why do normies literally flush money down the toilet?

>> No.8397269

>>8388519

Then you have to deal with the horrors of single ply shit. You might as well pawn your bed and sleep on the floor for maximum frugality if you’re going to settle for single ply.

>> No.8397283

>>8397257
>tfw saving money on TP
>water utility and laundry detergent usage skyrockets

>> No.8397321

>>8397283
>get 0.5L bottle
>each time I masturbate jizz to that bottle, mix it with water add some sugar or honey and drink
>roommates and family ostracize and laugh at me for being disgusting peace of shit
>meanwhile they go out and spend 1.79 euros for 2 liter bottle of milk.

>> No.8397348

>>8397321
Kill yourself you fucking sub human.

>> No.8397429

>>8397348
>he doesnt steal toilet paper from work
>he buys cloths instead of stealing them from hotels

$3 is a waste and so is the energy/waster costs to wash them. Just use your hand then wash it with the neighbours front lawn tap. Fucking pajeet kike

>> No.8397455

>>8380968

3 bars of 'simple' soap cost £1.

Sure there are better, less fatty, soaps for £3 each, but that's not the point. Here's all the shit you buy that can be replaced by bars of soap.

-shaving cream (2-4 bottles a year)
-shower gel (6-12 bottles a year)
-'anti-bacterial' soap dispenser (2-4 bottles a year)
-face cream (2 bottles a year)

Just buy soap, sure shampoo, face scrubs etc... can't be replaced but think of all the fucking crap building up in your bathroom you don't need.

>> No.8397478

>>8397429
>mfw i may potentially use the same laundry machine as people who use shitty clothes to wipe their ass

>> No.8397486

>>8382369

I used to go through 18-24 rolls of toilet paper a year living alone. That's like £4.

Buy Jug
Convert to islam

Set for life

>> No.8397488

I just take a fucking shower after taking a shit and make sure to wash my ass thoroughly with warm water and shower soap. Might check out that safety razor thing though, because I shave my head and beard almost every day and fuck those gillette razors add up.

>> No.8397494

>>8397478
>only shit in public restrooms
>wipe my ass and flush everyday for free
>roomates and family ostracize and laugh at me for being frugal and thrifty
>meanwhile they go out and shit in their bathrooms and spend $$$ on the water bill and toilet paper.

Why are normies so dumb?

>> No.8397521

>>8397429
I did this for a year when I first moved out of my parent's house. I stopped when I realized if I was ever caught I'd always be known as that guy that steals toilet paper from work when you can buy rolls for 50c each that are twice as comfortable.

>> No.8397536

>>8397521
>he pays for rags to wipe his ass with
>not breaking into one of those red clothes donation boxes and getting your shit rags for free

Shiggy

>> No.8397558

>>8380968
>Acorns app to round up purchases on debit
this nigga knows his shit

>> No.8397635

>>8382561
>Buy safety razor from Ali Express
Buy EVERYTHING from aliexpress. It takes a while to get there but that's where all online products are sourced from anywhere

t. full time dropshipping

>> No.8397701

>>8396035
if they get it why should he not?
capitalise upon it until the fags that put the system in learn

>> No.8398233

spray your ass off in the kitchen sink for a make shift bidet, save money not buying toilet paper.

>> No.8398769

>>8396827
On the topic of bottled water. I don't trust the tap in my area. Just buy one of those 5 gallon bottles and find one of those machines that vends 5gal for 1$.

>> No.8398893

>>8393052
Unironically just ordered one. 3 kids. Toilet paper roll bill hurts man.

>> No.8398941

>>8397635
To be fair they probably sources from alibaba (aliexpress being subsidiary and being more retail, than wholesale).

>> No.8398946

>>8395043
ty anon

>> No.8398981

>>8395085
i prefer uppers anyways.

>> No.8399029

>>8382369

i bought an electric clipper (wahl) i use with no guard to shave with. drop off mineral oil to prevent rust and keep sharp after every time. the absolute cheapest disposable bic shaver to make strategic areas smooth (sides of mouth and cheeks).

i don't use any creams. safety razor completely dry

i use an old toothbrush to scrub the hair or of the bic blades after each swipe.

ive literally spent $0 on haircuts and shave with this method every week for years.

can't evergreen fathom why anyone would want to waste money on creams lotions foams aftershave razors etc.

>> No.8399047

>>8383389

not appreciating instant

>> No.8399088

>>8397536
>>8397521
>>8397494
>>8397478
>>8397429
>>8397348
>>8397321
>>8397283
>>8397257
>>8397225
>>8397207
>>8397184
>>8397135
>>8397083
>>8397056
>>8397030
>>8396999
>>8396975
>>8396958
>>8396924
>>8396912
>>8396889
>>8396872
>>8396827
>>8396795
>>8396777
>>8396762
>>8396744
what kind of next-gen samefaggery is this

>> No.8399100

>>8383876

>. I'm considering getting rid of the car, now it's paid off, for a motorcycle.

don't. a bicycle is way more fun.

Motorcycles are actually pretty expensive. i know this because i own one. it's under a tarp and i either walk or ride bike. going to sell it soon, just a complete waste of money

>> No.8399575

>>8399088
Lol what even was the point of it all wtf

I'm fucking dying

>> No.8399676

>>8399575
me too, this dude singlehandedly kept my shit thread alive all night

>> No.8399750

>generate "coupons" and use self checkout
>or ring everything up as bananas

The guide probably still floats around 4ch occasionally. It's fraud though. Works great.

>> No.8399760

you're all tramps,

get some money, cucks

>> No.8399798

>>8399760
I have money.
From saving money

You literally don't understand numbers, do you?

>> No.8399887
File: 521 KB, 589x583, 1517748289306.png [View same] [iqdb] [saucenao] [google]
8399887

>>8399088

A U T I S M
I
T
I
S
M

>>8399575
see >>8387808

>>8399676
your're are welcome

>> No.8399955
File: 478 KB, 782x960, 1521166668238.png [View same] [iqdb] [saucenao] [google]
8399955

>>8399887
and then you spent a half hour replying to yourself

But I'M the acoustic one.

>> No.8400026

If you're too giving poor to part for a VPN

Keep signing up for ProtonVPN 7 day trials. Basically their paid plan in its entirety.

>> No.8400088

>>8399887
HERE ARE SOME LEGITAMITELY GOOD MONEY SAVING TIPS:

1. 1/2 off lambos
>go to grocery store
>find 50% off cart
>peel 50% off stickers off
>take 50% off stickers to car dealership
>walk up to lambo
>put 50% sticker on lambo
>????????
>profit

2. how to get cheaper peanuts
>go to bulk barn
>go to the peanut section
>there are a bunch of different peanuts in different containers that all look the same
>take whatever type you want
>tell the cashier that you took the cheapest variety by telling them the product #

congrats, you now saved $0.25 per 100g of peanuts Also there are coupons for bulk barn at post offices occasionally. (bi weekly I think).

>> No.8400106
File: 44 KB, 329x399, 1518112182206.jpg [View same] [iqdb] [saucenao] [google]
8400106

>>8399955
fuck off fag

>> No.8400142

>>8399955
nice dubs btw

>> No.8400227
File: 183 KB, 374x578, tu400.jpg [View same] [iqdb] [saucenao] [google]
8400227

>>8385248
>Muppet, I make $40 an hour

>> No.8400256

>>8399798
nah i just make enough not to be like you bunch of fucking mongrels, mate

>> No.8400386

>>8392470
Holy shit what a soft faggot you are

>> No.8400541

>>8400256
"i make"

you mean at your fucking JOB that if you stop showing up at your money dries up?

"what is passive income"

I fuckin kek'd

>> No.8400547
File: 25 KB, 280x373, 1511678009169.jpg [View same] [iqdb] [saucenao] [google]
8400547

>>8395927
>wedding

Either don't get married (the best choice) or just do it at the courthouse.

>> No.8400606

>>8380968
Grow your own weed and make your own alcohol

>> No.8400627

>>8400606
I live in connecticut and the DEA just moved into town to crack down on all the massive drug operations going on. I FUCKIN WISH I COULD GROW

>> No.8400696

>>8400541
keep coping poorboi

>> No.8400713

>>8382326
>implying life is about enjoyment

Life is about winning you little faggot. Who are you to tell me I can't leave my half asian children a massive nest egg?

Side note, ride a bike/take public transit instead of driving. You will save money on gas, repairs and insurance. Cars are also a depreciating asset which require a lot of real estate to hold so if you can avoid buying them at all that is good.

>> No.8401057

>>8395873
Move it all into monero, run it through 5 wallets to make it untraceable. Say you lost it all. Divorce. She sounds like cancer who will only ruin you and make you miserable.

>> No.8401252

>>8400386
lol cry about it bitch nigga

>> No.8401315

>>8383592
>>8392470
>>8400386
>>8401252
I'm an EMT and we jokingly refer to people on motorcycles as organ donors. You gotta be mad or poor to ride one of those things with regularity.

>> No.8401381

>>8401315
I've known too many people who have straight up died of it. Like, not even a small number of the people I've personally known who also ride motorcycles.

>> No.8401521

>>8401315
>EMT
>implying i take advice from poorfags

>>8401381
Your friends were retards

>> No.8401548

>>8401521
Cool, make sure you're a donor at least, let someone benefit from your stupidity.

>> No.8401574

>>8401548
Don't hold your breath. Reflect on your life when you're lying in a hospital bed dying of ass cancer.

>> No.8401641

Buy the kids meals at IKEA. You get 4 meatballs with fries, drink and apple slices for 3 bucks. The adult plate gives 8 meatballs with mashed and shitty veggies for 7 bucks and doesn't include the drink (another dollar). Do the math :)

>> No.8401806

>>8380968
Water fasting. Just don’t eat food for a month. Only drink water. When you learn what "true hunger" actually feels like, it will break your psychological attachment to all sorts of things that might be holding you back. No you won’t lose all your muscle (just some, but exercise regularly and you will keep most of it; my body fat % went from like 18 to 10 when I did it.) It’s supposed to promote healing bc your body isn’t spending so much energy digesting food anymore. Also it’s a healthy way to have no food bill for a month.

Recommend buying some Celtic Sea Salt to have with your water (the highest quality salt on the market, for the most balanced electolyte replacement.) You won’t need it in the beginning bc your body can take salt from your shrinking fat cells, but if your weight loss hits a plateau, you will suddenly lose all your energy (i think from not enough salt = low blood pressure), but a pinch of salt and your energy will be restored.

I am not a big guy, kind of got a welterweight boxer’s body, and i fasted for 28 days before "true hunger" hit. I even exercised every 2 or 3 days (short, low rep stuff like pullups. etc). So a fat person should be able to fast for 2 or 3 months, maybe more. The record is over a year.