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/biz/ - Business & Finance

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827095 No.827095 [Reply] [Original]

Frugal thread.

>inb4 get a higher income

>> No.827120

>Live with parents and get them to pay for everything as much as possible
>Work and save all of your money except for things your parents refuse to buy you

>> No.827123

Stale Bagels

>> No.827126

>>827120
Mooooooooom if you don't pull over for McDonald's I'm gonna wet my adult diaper

>> No.827134

>>827126
>Driving anywhere with your mom

who even does this?

>> No.827146

>>827134
Basement children with minimum wage jobs

>> No.827147

>>827134
Let's not have this thread again. Living with your parents is for manchildren and losers. This is an established fact on /biz/.

If you want to find people who sympathize with your pathetic life choices, please head to /r9k/, /toy/, or /mlp/. Have a nice day.

>> No.827150

>>827147
I live in spain. How the fuck im supossed to save money if i dont live with my parents? Tell me.

>> No.827154

>>827150
>I live in spain.
You don't count. You already lost the game.

>> No.827170

>>827154
>>I live in spain.
>You don't count. You already lost the game.
Where do you live ?

>> No.827181

>>827147
>refusing to spend over $1000/month just so you dont starve to death outside makes you a manchild or loser

Well heck I guess I'm a manchild then

>> No.827187

>>827181
Don't get your jimmies rustled kid. 4chan is as NEET friendly as it comes. There's probably 20 boards where you'll fit right in with other unapologetic basement dwellers. Just not here.

You don't show up on /ck/ and expect people to agree that McDonalds is wonderful cuisine. Similarly, you don't show up on /biz/ and expect people to agree that living with Mommy & Daddy is an acceptable personal finance decision.

>> No.827191

>>827187

>> No.827197

>>827187
But most people on here are neets...

Why are you talking about /biz/ as if it's sophisticated in any way? There's cryptocurrency threads by neets, people "inheriting" millions of dollars every other day and then never posting again after making a thread, and many more retarded threads.

Besides this is a frugal thread, eating from dumpsters and stealing toilet paper from bathrooms is alright for /biz/nessmen but for some reason you think living with your parents makes you inferior?

P-ulease, this is a board of wannabe day traders and app makers.

>> No.827209

>eat food from dumpsters
>rummage through other people's trash in hopes they left something valuable
>take packets of ketchup from McDonalds for later use
>sneak into memeco with a membership and stick around eating samples all day
>bring your own cup from home and fill it up at their soda fountains
>steal rocks from other people's yards and sell them on memebay
>whenever you buy shit at a store, claim to only have 20-50cents under the price to save money
>collect every coupon available
>only buy food that's expired already for discount

>> No.827217

For college I'm thinking about printing out and laminating a pdf of my books and putting them in a binder instead of buying those over priced paper weights. Are there any Chinese counterfeit book companies out there?

>> No.827220

>>827217
Why not just read the PDFs on your laptop you lil meme?

>> No.827222

>>827197

I would like to ask you this question so that I can make the best future decision possible.

Long story short, I have a 5/10 girlfriend and a really awesome daughter. I have started a business that nets me about 2500-3000 a month in the active season (April-October) Off-season I will net about 1400.

My girlfriend is attending some kind-of like cooking training program called servsafe. Shell graduate from it in about a month from now.

We are thinking of leaving this shitty apartment here in New England and moving to my moms house in Florida to stay in an extra bedroom. (very big house with yards and stuff.) We will avoid the winter and save ourselves the expense of around $1200 a month. She wants to look for a cooking related job in Florida.

I did a test run of my business down in Florida while on vacation for a few weeks. I have to do things at a lower hourly rate and market myself more heavily but it worked out to be just as good as it is up here. (its easier in Florida because of stuff.)

Is this a bad idea, Should I just stay here?

>> No.827223

>>827220
Would I really be allowed to bring to laptop to open book tests?

>> No.827225

>>827222
>daughter
>girlfriend

What the fuck are you doing, mate? Get married and start reaping tax benefits. If you don't want to marry her, why the fuck are you dating her? Tell her to scram and find someone you do want to marry.

>> No.827227

>>827223
What kind of degree-churning college allows open meme tests?

>> No.827229

>>827227
Inappropriately using "meme" in every sentence makes you look stupid, not funny.

>> No.827230

>>827225
What are the tax benefits of being married?

>> No.827231

>>827222
So you mow lawns, and your girlfriend is on track to be a manager at a fast food restaurant?

Your mom will get tired of you living there after about 3 months. She'll be pissed because you plan on using her for free daycare.

All-in-all, go for it. Just make sure you plan on moving out within a certain time frame to avoid passive aggressive mothers and active aggressive girlfriend who gives you a hard time because of the passive aggressive mother.

>> No.827234

>>827231

lol lawns.

I planned to go for just the winter anyways. Thanks.

>> No.827235

>>827227
>>827220
>>827209

Stop overusing the word meme you fucking newfag

>> No.827238
File: 949 KB, 500x281, giphy.gif [View same] [iqdb] [saucenao] [google]
827238

>>827222
>I have a 5/10 girlfriend

Are you aware a good looking NEET guy dating a 8+ has a better life than you?

>> No.827239

>>827235
Go back to reddit

>> No.827240

>>827222
Your gf is subhuman and so are you.

Gas yourself

>> No.827250

>>827227
>>827239
>>827240
Look newfriend, I know you're butthurt about getting called out for living in your parents basement, but now you're just lashing out randomly. Maybe its time to turn off the computer and take a nap.

>> No.827254

>>827250
You're the one who thinks this board actually fosters productive discussion of any sort.

go back to memetube

>> No.827283

Some NEET is getting called out for being a NEET and is now frustrated.

LOL!

>> No.827287

>>827240
Oh he mad now
shaniquashakingsides.jpg

>> No.827288

>>827283
Go back to 9gag

>> No.827299

>>827287
Go back to ebaums world

>> No.827305

>>827287
Go back to junkfunny

>> No.827312

>>827283
Go back to reddit.meme/memestertube

>> No.827313
File: 64 KB, 160x120, basement dweller.gif [View same] [iqdb] [saucenao] [google]
827313

>>827288
>>827299
>>827305
>>827312

>> No.827319

>>827313
Go back to xvideos forum

>> No.827323

>>827313
Go back to cliphunter

Go back to xhamster

Go back to youjizz

>> No.827329

>>827313
Go back to runescape

Go back to WoW

Go back to memestory

>> No.827334

>>827147

I have an apartment i rent for girls, however i still live with my parents because my shop is 2 blocks away it's just too convenient.

>> No.827343

If you are employed to work for someone in any level within any size organisation you are a loser period.

Its funny how people have been conditioned to see living with your parents saving money as something losers do....

What about the fact that most if not all of you are manbaby's who get told what to do at work all day.

You literally go to ADULT DAYCARE all day and have the audacity to call anyone a loser or child, on a business board even.

>> No.827346

>>827223
Wtf open book test in college

A not paper I understand, but open book...

>> No.827349

>>827343
See, finally someone who isn't a retarded goy

>> No.827358

>>827343
Trading labor for money is a perfectly normal transaction, and frankly represents the basis of capitalistic society.

Living with your parents past the age of 18 is abnormal, and represents the failure of Millennials as a whole. Literally the worst generation in a hundred years.

Not knowing the difference is a formal of extreme denial. The only thing worse than being a loser is being a delusional loser.

>> No.827363

>>827358
>Living with your parents past the age of 18 is abnormal, and represents the failure of Millennials as a whole. Literally the worst generation in a hundred years.

Consider how many people lived on planet earth during le boomer generation and how many live now.
Hint: there currently lives more than double how many people lived in the 1960's.

In combination with immigration flooding the job market and driving wages down and all the technology that exists now it is not a surprise that a great deal more people still live with their parents past 18. In fact it's completely unsurprising given the kind of jobs the average 18 year old can perform and how much those pay versus standard living costs.

>> No.827366

>>827358
also go back to memeland

>> No.827376

>>827358
cuckold cuckold you are a cuckold

>> No.827378

>>827358

>The only thing worse than being a loser is being a delusional loser.

Apply the above to yourself mate.

Living with your parents is perfectly normal in many parts of the world. Thinking you need to move out at 18 is TV propaganda.

Please im begging yo, tell me who is worse here?

The guy who lives with his parent/s but pays them rent, contributing to household essentials and upkeep while saving and investing his money to educate themselves or start a business or invest?

OR

The guy working getting told when to sleep, how to dress, how to speak, what to behave and scolded for various work infringements....

This same fucking CHILD thinks their better than other people participating in the above and thinks they are grown and mature, don't have a fucking dime to their name, drowning in debt, in an apartment that costs half their pay and will never stop being cuck to their boss because they can't ever grow some fucking balls and become Adults.

Who is better?

>> No.827382

>>827363

I actually need to post this again

> The only thing worse than being a loser is being a delusional loser.

You actually think you aren't a fucking loser as a worker?

I don't fucking care where you are or how much you make, you are taking home 0.0000000005% of whatever that company makes and you think you aren't a god damn jabroni?

Who is delusional here?

>> No.827387

>>827378
>The guy working getting told when to sleep, how to dress, how to speak, what to behave and scolded for various work infringements....

It's obviously the one who thinks he's an adult because he is throwing money into the garbage when he can't afford and he can't get along with his parents enough to live next to them.

I mean I agree you should move out as soon as you're able to but in almost every case before you finish college is just financially irresponsible.

>> No.827390
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827390

>>827378
>perfectly normal in many parts of the world
This isn't Africa, kid. We're talking about First World.

>Please im begging yo, tell me who is worse here?
The loser who still lives with their parents. Duh.

Jesus man, its so cringe-worthy that I'm feeling nauseated listening to you try to defend it. So pathetic.

>> No.827395

>>827390
How do you even survive on minimum wage as an 18 year old in your world?

What if you break your leg and can't work for a month or get laid off? That's it? Sudoku?

>> No.827403

>>827390

Im cringing at you trying to defend wage-slavery.

YOU AREN'T A WINNER.

You still can't explain how a person who goes to work everyday and has someone ordering him around controlling all his actions for a fraction of company revenue isn't a manchild?

Explain that?

>> No.827410

>>827403

What makes you a manchild is the fact that your mother still supports and takes care of you.

>a person who goes to work everyday and has someone ordering him around controlling all his actions

You realize most jobs aren't like this, right? Maybe at McDonalds...but nowhere I've worked as a professional.

>> No.827416

>>827410
Where did you work that isn't like that at 18?

How many jobs that aren't paycheck to paycheck can 18 year olds get you stupid cuckold

>> No.827418
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827418

>someone suggests the fiscally smart thing of staying with family for a few years to save money
>someone comes in and denounces it for neets and manchildren only
>people fall for the bait

Literally every thread guys, just ignore it

>> No.827420

>>827416

Not sure; I was bartending at 18 making decent money. I also wasn't supervised, being the only employee on premises when I worked. So I guess even at 18 I can't relate.

>> No.827421
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827421

>>827403
>wage-slavery
Never heard of it. Sounds like something a kid would make up as a rationalization for being a lazy fuck.

Besides, what does my job have to do with the fact that you're a loser? Stop deflecting.

>> No.827426

>>827410

My mother doesnt support shit. I get myself everything I need and CONTRIBUTE to household necessities. This is the case with many who live at home.

You are still delusional. A professional cuck is what you are. Actuall thinking ou can behave any way you like just because you are a "professional"

Do you seriously think you aren't being controlled ?You wouldn't be reprimanded for coming in late, what if you came to work in a tank top, shorts and flipflops as a professional? What then?

You realize most jobs aren't like this, right?

>Maybe at McDonalds...but nowhere I've worked as a professional.

At work you are given a set time to come into work, there deliverables which you need to meet and reviews which you will go through

You will be told when to take lunch, you will be told what time to go home, to come into work (SUBSEQUENTLY WHAT TIME TO SLEEP). What to wear, how to look, how to speak...everything.

All this for change. You know who else gets told what to do by superiors? Children thats who.

to conclude the point is, you can't cll people living at home manchildren, its ironic given your stature as a wage-slave.

Cut it out.

>> No.827427

>>827421

You having a job calling others losers and children is just ironic, because you yourself a re a child and loser in your position as a professional.

I think I've explained why enough now.

>> No.827429
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827429

>>827426
Kek, you're living the dream man. Your practiced well-worn responses don't reek of desperation or denial at all.

>> No.827431
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827431

>>827427
>I think I've explained why enough now.
Mom needs to use the 'puter, huh?

>> No.827435

>>827429

Keep thinking you aren't a bum as your alarm goes off yet again and you drag your ass to work for 0.000000000045% of your company's trunover.

Keep thinking you arent a damn child as your boss gives you another task to complete and points out your worthlessness you via e-mail like the baby you are.

Keep thinking you aren't literally a pre-teen as you complete tasks in the hope that your fucking daddy (your BOSS) pats you on the head gives you a raise and promotion to assistant wage slave this year

>> No.827437

>>827435
Relax, this is probably a wageslave still living with his mom infact and just projecting how he feels about the whole thing

>>827429
>>827431
Come on man, tell us what kind of job you do. And what kind of job you expect 18-23 year olds to do that allows them to comfortably live alone.

>> No.827440

>>827334

How are you earning girls as payment for your apartment renting? How did you manage to set that up?

>> No.827445

>>827435
You come off as a NEET who's income is largely from either 1) parents and/or 2)government

What business do you own; how do you make a living?

>> No.827446

>>827426
>>827435
dawg. How do you pay rent? How are you able monetarily contribute to your household?

Oh no... don't say it... it can't be so! A JOOOBB??? YOU TRADE YOUR TIME FOR MONEY??? NOOOOOOOOOO IT'S HAPPENNINGGGGGGGGGGG.

fuck you.

Lets say you own you own biz. YOU STILL TRADE YOUR TIME FOR MONEY. You can't get around that. You still have to dress a certain way to present yourself a certain way. you still have to get fucking sleep.

Investing, trading your time(relativity small it may be)+money for money.

It's like this guy just wants everyone to sit perfectly still, forever.

A least part of almost everyone's life is consumed by trading time for money. Very few can get around that.

>> No.827450

>>827445

I get up and go to work and I hate it, feel like a fucking kid. Preparing reports having a set work time.

I'm not the one who came on here blasting calling people living at home saving money children.

Its an odd thing to say given the prospect of wage slavery and the lack of control and freedom which comes with working.

>> No.827455

>>827446

If you own your own business you can do whatever the fuck it is that you want to do with your own damn time and life.

There are business owners who delegate management to wagers and are able to take months off for whatever reason which arises.

Nobody tells them when to come into work, how to look at THEIR own workplace, when to leave, when to have lunch.

business ownership = AGENCY. These are grown folk. Not some guy who can't shit without asking his manager first.

>> No.827459

>>827450

People who post on 4chan are children. Think of anyone you admire. Are they on 4chan right now? Probably not. Nobody should be on 4chan, ever, except to find and talk about porn.

>> No.827461
File: 210 KB, 935x867, 1425694_683138058386122_964541791_n.jpg [View same] [iqdb] [saucenao] [google]
827461

>Go to my credit union and ask for free coin roll papers(Canada, Northern Ontario)
>roll up all my change every few months or so and deposit into my account
>I having to rent, never sign yearly leases, go for the 3 month ones and always be on the lookout for a cheaper place
>never accelerate more than i have to when driving
>call your insurance or insurance broker to try and get a lower monthly rate every now and then
>don't eat at expensive restaurants, don't buy coffee at timmie's or other places, make your own at home
>go to the landfill and look at the scrap piles, sometimes there are useful things in there that could be sold on online classifieds
>for canadians out there, if you fuel up a lot, get a canadian tire card and fuel up at the canadian tire gas station to collect CT points
>invest a certain % of every paycheck into dividend paying stocks(requires lots of reading and knowledge of which companies to stick with)
>monitor the real estate listings in your area, lookout for places that got repossessed by the bank or when you hear about someone dying look to see if their properties go up for sale, usually the kids of the dad/mom don't keep the properties and want to get rid of it quick so they sell it at a lower price(then turn it into rental income properties)
>offer to mow your neighbour's lawns, even if you're 28 like I am, it only takes an hour or so of your free time
>sell your old video games and consoles and things on kijiji/craigslist
>don't waste time derailing frugal threads on /biz/, you could instead be making money on www.clickworker.com since you're a NEET

More to come if the thread gets back on the rails.

>> No.827463

>>827426
Your parents paid for the house you live in. Letting you stay there is supporting you. Because you take out the trash, it's actually for you to feel like you're not a leech, not for your parents.

>You wouldn't be reprimanded for coming in late, what if you came to work in a tank top, shorts and flipflops as a professional?

I come in late every day and leave early actually. I don't own a tank top nor do I wear flip flops; others here do wear them though. However, when I go to a restaurant and don't wear flip flops, I do so because it's respect for the decor of the place...just a social custom. I don't feel I'm controlled by going there and adapting my clothes. Some people don't care in those establishments too...it's just a personal thing...and hardly comparable to your parents wiping your ass.

>At work you are given a set time to come into work, there deliverables which you need to meet and reviews which you will go through

No set time, and the deliverables general goals. I wrote my last promotion.

>You will be told when to take lunch, you will be told what time to go home, to come into work (SUBSEQUENTLY WHAT TIME TO SLEEP). What to wear, how to look, how to speak...everything.

Never happens to me

Although, after reading >>827450, it sounds like you failed hard in some way and settled on a shitty job. Sure, jobs can be shitty. Why not find a better one instead of sulking and forming an ideology about how you wish your parents were still taking care of you. Also, business owners are subject to other authorities--regulating bodies and the law; are they also manchildren because they are overseen by these entities?

>> No.827471

Donate plasma

>> No.827473

>>827437
>Come on man, tell us what kind of job you do.
I don't work. Anymore.

>And what kind of job you expect 18-23 year olds to do that allows them to comfortably live alone.
Pretty much any white-collar job in any field, and many trades as well.

You try to make it sound like living at home is the only option. But you're in a minority, even amongst your shitty generation. Most people make it work. That you can't is YOUR problem, not a problem with the world.

>> No.827475

>>827461
pls post more

Also in Canada :^)

>> No.827476

>>827473
>You try to make it sound like living at home is the only option. But you're in a minority, even amongst your shitty generation. Most people make it work.

Out of everyone I've spoken to between 18-27 at part time jobs I've had, nearly every single person except for a small handful lived with their parents.

It's just not realistic or logical to move out as soon as you possibly can. I understand if you got a comfortable $40k/yr+ job, but even so it'd be far better to just save the money for a few years for house downpayment or whatever.

>> No.827498

>>827461
reply please

>> No.827499

>>827476
>Out of everyone I've spoken to between 18-27 at part time jobs I've had, nearly every single person except for a small handful lived with their parents.
You have loser friends. That's to be expected, since most people develop friendships with people who are similar to themselves.

But only a child would look at their immediate surroundings and think, "this is how the world works."

And stop trying to drag others down to your level of mediocrity. That's just sad.

>I understand if you got a comfortable $40k/yr+ job
You mean like most people? Fuck, even teachers make more than $40K on average (yes, google it).

Stop making excuses for the fact that you're a loser. Either accept it, or change your life

>> No.827503

>>827499
>You mean like most people? Fuck, even teachers make more than $40K on average

I understand that. but most people aren't teachers or make a cent over $20k/yr before they finish college.

>You have loser friends. That's to be expected, since most people develop friendships with people who are similar to themselves.
Wasn't talking about my friends. I was simply asking people around my age their plans and if they still live with their parents. And unsurprisingly nearly all of them still did.

Can you please explain what kind of job you expect 18, heck even 20 year olds to have that would allow them to comfortably live on their own? Because this is completely out of touch with reality.

>> No.827506

>>827343
>mfw a NEET living in his parents basement calls me a loser for being a VP making 200k

>> No.827509

>>827506
>Someone making $200k/yr actually comes to the business board of an anonymous Chinese anime imageboard

Yeah, ok. Prove it

>> No.827526

>>827509
He will not because it never happened. Everyone here is coping.

>> No.827530
File: 61 KB, 1008x531, Clipboard01.jpg [View same] [iqdb] [saucenao] [google]
827530

>>827509
>>827526
Shit, I make more than that in passive gains alone.

You guys need to stop thinking that your small lives are somehow reflective of the wider world. We're not all in the same boat, and we don't all accept mediocrity as the standard for our lives. Some of us strive for -- and even achieve -- better.

>> No.827536

>>827530
>What is inspect element

What do you mean "strive to achieve better"?

You're on business board of one of the most useless waste of time websites out there. Besides the ebay thread(which gets 1 response every 30 minutes) there is no productive discussion here.

There is simply no reason anyone making a respectable salary(over $90k/yr) would spend even several hours per week here.

>> No.827538

>>827181
Damn, 1000 per month? I have my living costs down somewhere around 6-7 hundie. You don't have to live in a mansion to not live with your parents.

>> No.827540

>>827346
>>827227
No idea. Wasn't sure if it was a thing of not

>> No.827542

>>827538
Rent(bare minimum $450/month), $300 on food, plus other expenses and entertainment and stuff.

How do you fit buying clothes into that budget? Or really doing anything besides eating and rent?

>> No.827544

>>827329
>memestory
>nostaligic tear for the little toaster that could

>> No.827552

>>827426
What is flex time?
I'll take "Jobs with lax dress codes" for 400, Alex.
Who are employers who understand work/life balance?

>> No.827553
File: 1.40 MB, 2988x5312, inspect element huh.jpg [View same] [iqdb] [saucenao] [google]
827553

>>827536
>What is inspect element
I don't know. What is it?

>there is no productive discussion here
Then leave. Only a fool would bitch and moan like you do and still stick around. Its not like you add anything of value anyway.

>> No.827556

>>827542

If you frequently check out 2nd hand stores once every week or two you can actually find some good stuff.

You can also find pretty nice stuff on Ebay for a lot less. I can get used Allen Edmond dress shoes that are worth like $200 for $60 if I'm patient for example.

>> No.827561

>>827553
>Then leave. Only a fool would bitch and moan like you do and still stick around. Its not like you add anything of value anyway.

I'm not complaining, just saying it's a little bit strange how someone who is successful would stay here for any period of time.

>> No.827568

>>827187
/ck/ fucking loves the 'donalds, what are you talking about?

It always baffles me how people who never go on /ck/ think it's full of all these culinary snobs.
Half the board is fast food discussion.

>> No.827573

>>827553
Like why are you even here then?

what do you gain from seeing the same "just inherited 500,000,000 and i'm 18 what do" threads and shit like that?

If i had anything over $100,000 I swear I would never come on these shitty fucking websites

>> No.827576

>>827506

You stupid nigga apply your own logic. Someone else makes $1million.

To them you're the loser. Just cut it out man. Vice Wage Slave means nothing.

A guy who owns a kiosk and can take off anytime he wants > YOU period.

No matter what. Niggas are literally OWNED by other human beings and don't see their own immaturity.

How much did your company turnover last year? And you only got 200k of that? Thats losing no matter how you spin it.

>> No.827579

>>827561
>>827573
I'm not here to learn. I'm here to teach. So start listening.

>>827568
>It always baffles me how people who never go on /ck/ think it's full of all these culinary snobs.
>Half the board is fast food discussion.
Half of /biz/ is cryptocurrency discussion, but that doesn't make it an intelligent investment. But the /ck/ thing was just an example. Let's not get defensive.

>> No.827584

>>827579
>I'm not here to learn. I'm here to teach. So start listening.

What have you taught anyone?

You've literal spent at least an hour just insulting me for doing the financially responsible thing of living with my parents when I don't have a decent full-time job.

Is there nothing else you could do with your time when you're rich?

>> No.827587

>>827552

You people will do anything to COPE won't you?

I don't care how much flex time or how LAX the dress code is. You cannot do as you please in the workplace.

You have no agency in a workplace. You a mandated to be THERE 5 days a week over 200 days a year finish and klaar.

Twisting and turning to your REALITY to make it seem like something a damn adult should be doing does not change facts.

You have no control over your own life and you are here calling people kids.

>> No.827594

>>827584
>Is there nothing else you could do with your time when you're rich?
Why does everyone ask this? Its not like idling on 4chan is particularly demanding of anyone's time or energies. Insulting you doesn't take a lot of effort -- you make it pretty easy.

And no, I don't intend to teach you anything. You've made it clear that you're beyond help. But others will browse this thread and see our discussion. Do you think they'll want to follow your advice (from the loser living with his parents) or my advice (from the self-made millionaire)?

>> No.827598

>>827594
But you didn't give any advice

Besides how would saving more money be worse for you than spending a large chunk of your paycheck everyday?

>> No.827600

>>827463

>Your parents paid for the house you live in. Letting you stay there is supporting you. Because you take out the trash, it's actually for you to feel like

Handing over cash to pay for me staying there amongst other expenses isnt taking out the trash you.

>I come in late every day and leave early actually

You know damn well you don't do that shit.

>No set time, and the deliverables general goals. I wrote my last promotion

Im sure you did.

>business owners are subject to other authorities--regulating bodies and the law

Business owners are subject to their own god damn desires. If a business owner does not want to work, he doesn't have to.

YOU on the other hand are subject to the desires and whims of your bosses, no matter how much you think you aren't.

I know business owners who've spent months at home, without checking on their businesses. THAT is adulthood.

YOU cannot do that. You will never be able to do that in your perpetual childhood at work.

>> No.827603

>>827598
>But you didn't give any advice
Get a job.
Move out of your parent's house.
Start living life like an adult.

This is getting silly, kid. Your pathetic tantrums earlier in the thread show me that you're just here for attention. I've given you more than enough of mine. Good luck with your life, and say hi to your Mom from me.

>> No.827604

>>827587
>You have no control over your own life

I think that applies mostly to you. You're so buttwrangled about your life you can't see outside of it. Talk about prison...

>> No.827607

>>827603
>Get a job.
>Move out of your parent's house.
>Start living life like an adult.

But what if I'm still in college? Am I suppose to be working fulltime and living alone instead of studying?

>> No.827618

>>827604

Im good with my life. Im doing fine. Its no use moving out if my income will be halved anyway once I start articles.

Better tolerate a job and save up as much as possible, have some fucking foresight.

You and others like you in the thread are the ones making ironic statement after ironic statement.

>I think that applies mostly to you. You're so buttwrangled about your life you can't see outside of it. Talk about prison

The fact that you can't accept that working and being an employee is childish is shocking.

>Talk about prison

Your working life mate.

I'll say it again to you too Guy in a kiosk selling kibabs everyday>YOU

>> No.827624

>>827530
What is your family.background ?
How old are you?
Where do you live?

I have friends my age who are doing God tier right now, but it's all because of pre-18 support from their parents. How about you?

>> No.827627

>>827618

"I get up and go to work and I hate it"

"Im good with my life."

>> No.827628

>>827627

I hate the concept of working for someone else mate. I could be at an IB making 300k I'd still hate it. Means to an end is all it is.

>> No.827633

ITT: EVERYONE BECOME BUSINESS OWNERS, WE DON'T NEED CHILDISH CONSUMERS

>> No.827637

>>827624
>What is your family.background ?
>How old are you?
>Where do you live?
My parents were wealthy, but they were killed when I was 8 years old. I grew up not worrying about money. When I became a teenager, I travelled the world quite a bit. I studied everything possible: criminology, forensics, and criminal psychology. I learned from monks and martial artists, mastering every fighting style. Once I was honed into a living weapon, I returned to Gotham City to strike fear in the hearts of criminals. I am Batman.

Seriously, stop being nosy. This isn't a thread about me.

>> No.827642

>>827637

You sure did make it about you bragging about your Vanguard accounts which nobody but YOU gives a shit about

>> No.827656

>>827475
>>827498

>http://www.mrmoneymustache.com

Start at the first article, have fun. This thread is cancer. We should leave it before we catch the cancer.

>> No.827665

>>827642
Which part of "Prove it" didn't you understand? And I don't recall doing any bragging whatsoever. Posting evidence of a fact isn't bragging.

You're a very confused, and possibly retarded, person.

>> No.827670

I buy Wallmart brand foodstuffs

It's virtually identical to other brands

>> No.827674

>>827665

You are painfully insecure calling people losers over the internet and posting $6 million ETF statements.

You were asked to prove it because you felt the need to brag about the money you make.

A) You aren't competing with anyone chill. No need to start calling people losers and posting accounts online.

B) Someone else makes quadruple what you do and has way more than 6mill, you don't see them on 4chan calling you a loser do you?

Desperate as fuck.

>> No.827682

>>827674
>You were asked to prove it because you felt the need to brag about the money you make.
Wasn't me who bragged about the job. Your reading comprehension is bad.

>calling people losers
I'm sorry that your feelings got hurt, but I don't see the need to be polite on an anonymous image board. The truth is, if you live at home after age 18, you're a loser. If you use the phrase "wage slave" in any capacity, you're a loser. You, anon, are a loser.

>Someone else makes quadruple what you do and has way more than 6mill, you don't see them on 4chan calling you a loser do you
I didn't call you a loser because you're poor. I called you a loser because you act like a loser. If the shoe fits ....

>> No.827784

>>827209
>honey, why are the dumpsters and trash lying around the whole neighbourhood
>must've been one of those fucking internet 'businessmen' again, get the gun next time I see him I'll fucking kill him on the spot

>> No.827840

>>827536
>There is simply no reason anyone making a respectable salary(over $90k/yr) would spend even several hours per week here.


Cept i work from home and already fapped so /biz/ it iz

>> No.827871

>>827682
At least I'm not gay

>> No.827917

>>827553
implying this isnt a troll with daddy's money

>> No.827920

>>827542
I spend 1200 a month, 1050 of that is rent.
300 a month of food for yourself? Holy fuck.
Also I haven't bough clothes in 2 years. I have T-shirts that are 8 years.
As for other things, I guess the things I find fun don't cost much money.

>> No.827925

>>827095
>2015
>not patronizing at pawn shops
>not visiting local mexican food markets

>> No.827933

>owns house in wealthy neighborhood
>takes in brother-in-law after he goes to rehab
>he buys pizza tonight
>can I have some?
>put slices in freezer
>lunch door rest of week

You bitches got nothing

>> No.827935

>>827225
Tax benefits from marriage, what? You shave a few shekels off mortgage and insurances b/c statistical profiles. However in exchange she has the option at any time to pack her pussy and leave you with the bill of 50% your earning power.

>> No.827937

>>827920
i pay around 250 for food and I don't even eat out more than twice a month, and I save a lot by buying in bulk

I am trying to get /fit/ though so I have to eat a lot as well as eat healthy. /biz/ isn't the only priority.

>> No.827970

>>827461
this stupid fuck not hoarding nickels for the secured gains.
http://www.coinweek.com/bullion-report/the-nickel-hoarding-billionaire/
Not knowing that you can negotiate way better terms on longer letting periods.
paying taxes on dividends and not using derivatives to expense your real gains away.

>> No.827981

>>827920
My wife and I spend $1500 a month on food. What do you guys eat, dogfood?

>> No.828217
File: 107 KB, 607x1045, james-holmes_o_895562.jpg [View same] [iqdb] [saucenao] [google]
828217

Get a bike
Yeah that's it

>> No.828226

>>827981
you could spend that on seeds and a shovel and have food for years.

>> No.828251

>>828226

I guess if you call plants food

>> No.828300

>>827440
hehe

>> No.828306

ITT:
Successful professionals shit their pants over others' living arrangements
Clever cost-cutters rage against earning money
Some other people who do not have an enormous chip in their shoulder

>> No.828334

>>827346
I had an open book portion of an exam in a class on Internet law last semester. We were allowed to consult our book for cases during part of the exam because "you can't memorize every case" and "lawyers always have reference material"

>>827217
>>827223
ask your professor if he does open book tests at the beginning of the semester and just buy a hardcopy if he doesn't or a pdf isn't available

if you buy used from other students, you can sell the book later for equal or more money.

I had a roommate who would scam professors into giving him free books. He'd show up early and distressed without a backpack and give them a sob story about how someone just stole his backpack with all his supplies and hundreds of dollars worth of books and they would give him a copy they had lying around or a slightly older edition.

>>827674
it's okay and socially acceptable to live with your parents to save money for a while when you're young, but this whole "being employed = slave manchild" thing is autistic.

>> No.828421

>>827637
kek LIARDETECTED

>> No.828485

You should live with your parents until you are married.

Moving out early for no reason is just a way to spend 5 years in poverty and set yourself behind the curve financially.

>> No.828492
File: 23 KB, 337x365, 1420956890001.jpg [View same] [iqdb] [saucenao] [google]
828492

>>827665

How much in capital do you have to get dividends like that.

Also, what is your portfolio split if you don't mind sharing.

kthx

>> No.829721

>>827536
You're an idiot. I make double that (but not as based as VP-chan up there) and I spend lots of time here because it's cheaper to read NEETs raging than to spend a lot of money on entertaining myself.

>> No.829788

>>828485

such a fajet

>> No.829794

>>828485
>You should live with your parents until you are married.
On this website, that means forever.

>> No.829839

>>828334

Please explain how?

>> No.829842

>>828334

Its autistic to you because its your reality. Nobody wants to be told their reality is extremely childish and a shit way to live.

You want to be told your decisions are perfectly fine and that its perfectly normal to be ordered around by a superior for large portion of your life.

Its shit and it will always be shit, pay check doesnt matter.

>> No.830504

>>827150

an apartment in madrid is like 500 a month. that is retardedly cheap for a major city

>> No.830507

>sell car
>live in the ghetto
>take bus to work

bam done

>> No.830516

>>830504
Same in Barcelona.

>> No.830753

>>830504
500 is a lot of money in Spain.