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/biz/ - Business & Finance


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8227729 No.8227729 [Reply] [Original]

How many of you does this apply to?

>> No.8227899

Kek that hits hard

>> No.8228253

It's not true that nothing changed. I also got depression now.

>> No.8228294
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8228294

>>8227729
I'm starting to realize I have a problem because a lot of the screencapped biz posts recently have me in it

>> No.8228360

>>8227729
Gnarly
big eye opener

>> No.8228377

That's it. I'm getting the fuck off this board.

>> No.8228378
File: 219 KB, 775x581, 1516160136-wokack.png [View same] [iqdb] [saucenao] [google]
8228378

>>8227729

>> No.8228409

>>8227729
Nah I'm 30 and my life has changed a lot. None of it for the better, but hey at least it stays exciting!

>> No.8228425

>>8228409
30 next week, what should i expect?

>> No.8228440
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8228440

>>8228253
>>8228294
>>8228360
>>8228377
>>8228378
There is still time to change anons

>> No.8228460
File: 105 KB, 790x700, 1513494278413.jpg [View same] [iqdb] [saucenao] [google]
8228460

>>8227729
Joke's on you, I don't have a histrionic gf.

>> No.8228466

>>8228425
to hate yourself more because you understand you wasted your potential

then you start drinking

>> No.8228481
File: 89 KB, 1127x685, delet this.jpg [View same] [iqdb] [saucenao] [google]
8228481

>mfw oldfag in my 30s

>> No.8228490

>>8228466
I have a good wife a nice home and well paying job that I hate.
33 and drink every day for 3 years now.

>> No.8228492

>>8227729
i got into crypto and have nothing to show for except new pepes and pink wojaks... touche

>> No.8228495

>>8228425
Your life pretty much becomes a bear market.

You double top at 21 and 25, have a fake out at 30 then denial, capitulation and despair. This time there is no 'return to mean'

>> No.8228508

>>8227729

Savage

>> No.8228526
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8228526

>>8228495

>> No.8228531

>>8228490
Subtract the wife, add a fiancee (that is now too fat), and you are me.

I also make too much money to leave the job that I hate. AMA

>> No.8228545

>>8228531
Dude same situation as well except gf is pregnant and not fiance. 30 years old

>> No.8228551

>>8228495

DELET THIS!!!!

>> No.8228557

>>8228495
damn

>> No.8228573

>>8228545
Fucking sucks, doesn't it.

Not sure where to go from here, beyond hoping and praying that LINK hits $100, and then I'm moving to Puerto Rico for a year to avoid capital gains, cashing out, and just traveling and fucking prostitutes while smoking as much weed as I please.

>> No.8228594
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8228594

>>8228531
>>8228526
>>8228495
>>8228492
>>8228490
>>8228481
>>8228466
>>8228460
>>8228440
>>8228425
>>8228409
>>8228378
>>8228377
>>8228360
>>8228253
>>8227899

https://www.youtube.com/watch?v=jGL1x40p46s

relevent

>> No.8228601

>>8227729
>tfw considering becoming alcoholic to stay mostly disconnected from reality as much as possible
hmm...

>> No.8228607

Wasted my 20s on weed

>> No.8228612
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8228612

20 year old anon here in my penultimate year of university. If you oldfags could offer any advice, what would it be?

>> No.8228625

>>8228612
stop going into debt for kike brainwashing

>> No.8228629

>>8228612
Do stuff

>> No.8228641

>>8228573
What about your finance? I would feel to bad.

>> No.8228642

>>8228425
What >>8228466 said. Sink or swim. You start to realize you don't have time to fuck around and waste your life. I've accomplished a lot in the last two years because this hit me hard and I started to realize how much of my time I wasted in my 20s not accomplishing things I wanted to do. What those goals are differ from person to person though obviously.

>> No.8228674

>>8228612
If you want to have children one day only date someone you truly could love. If you don't want kids then you are probably better of fucking around and keeping your good guy friends close.

>> No.8228675

>>8228612
don't waste years on a relationship you know that isn't worken

>> No.8228684

>>8228641
Assuming you meant to say "fiancee" -- I would feel kind of bad, but if she can't have enough respect for her body (or me) to stay in shape, I've got nothing for her.

I'm a little further on the psychopath spectrum than most, though, so I think I'd be alright (unless I turned it into self pity in some way).

>> No.8228701

>>8228642
What type of things did you do?

>> No.8228722

>>8227729
Want to time travel?
>smoke marijuana on a daily basis
>whenever you’re bored, get high rather than do something productive
>never accumulate money, make just enough to cover basic expenses and fucking weed
>waste hours under dim, colorful lights watching Bob Ross
>don’t get good jobs because they all test (hair) and you won’t quit for 3 months
>pretend you’re helping depression when really you’re making it worse
>ignore the anxiety you didn’t have before, it’s not marijuana causing it
>post on 4chan a lot
>watch how you magically get older and never age intellectually or emotionally
The best part is you don’t realize this until you make a change and look back at the years wasted.

>> No.8228723

>>8228594
That's pretty spot on, thank you for that.

>> No.8228747

>>8228684
Yes sorry. On my phone and auto correct is a bitch. Why don't you just call off the engagement and live your life without having to run away? Traveling is awesome and I'm going to do more of it but it sounds like your traveling is to get away.

>> No.8228757

>>8228625
This is correct.
>tfw Irish with poorfag parents so government literally pays all college fees and even gives me a maintenance grant to live off.
Being born here was great luck - don't think I'd go to third level education if I had to go six figures in debt for it. I always try to stay away from debt when possible.

>>8228629
Elaborate anon

>>8228674
>>8228675
>tfw haven't had sex in 15 months (total count is 4) and am very lonely.
Would love a partner but I really don't want to put myself out there and get rejected by some roastie.. Call me a copecel but the selection of females is staggeringly bad. They're mostly all the same. I want someone smart but not a cunt.

>> No.8228785

>>8228722
>post on 4chan a lot
>years wasted
i disagree

>> No.8228803

>>8228785
On one hand it made me a lot of money. On the other hand much of the time is spent in a psuedoworld where little is achieved.

>> No.8228819

>>8228701
Nothing that exciting but it's stuff that was important to me. I wrote a book, started to learn programming languages for the hell of it, put a portfolio together that I've been meaning to do for years, started a shitty collaboration site with some friends, started working out more seriously, lost a lot of weight. I also got discouraged and started wagecucking after taking a couple years off but got laid off almost immediately so I took that as a sign that it wasn't the life for me and that I need to start working for myself, so that's my main focus right now. Just a lot of little things that I always put off in my 20s because I always thought I'd have plenty of time for them. Now I'm starting to realize I'm getting older and if I keep putting them off, they'll never get done and I'll hate myself for that.

>> No.8228838

At least we live in the first world. Be thankful.

>> No.8228848

>>8228819
That's awesome man. Your health is always soooo important. Without good health you can't really enjoy your life.

>> No.8228853

>>8228757
>elaborate anon

Don't sit around thinking 'something will come along soon'. It doesn't.

Don't become obsessed with normie stuff like 'chilling' and netflix binges. Set aside one night a week for this crap.

Don't half heartedly do something that could better your life, give everything your all.

Don't pussy out of something beneficial in favour of getting drunk or doing nothing.

Join a gym and use it.

Start a low carb diet

Basically don't waste your 20s, don't sleep walk to 30 thinking everything will sort itself out.

>> No.8228878

>>8228495
holy fuck.

>> No.8228891

>>8228612
29 and going through my final year of college, i postponed it because as soon as i hit 18 i knew that my 20s would be a window of opportunity that would never come back

I tried becoming a pro athlete (got to semi pro and even made a little bit of cash doing it, while having the time of my fucking life), travelled around the world for a while during free time, lived in 5 cities (3 different countries), know how to speak english, portugues, spanish, italian and a little bit of german. And most importantly, met a shit ton of people and banged a ton of thots in the process...

Now i'm sitting at my desk here in my part time research internship... i go to class every morning, sit on a desk reading papers and writing abstracts and doind data manipulation for lazy professors that aren't going to give me any credit for the work i do for them all afternoon and by the end of the day have 3-4 hours of free time just missing how much my life was better when i was actually doing shit i liked even tho my prospects in life where slim to none.....

I have no regrets living up my 20s... all my friends did the whole HS->UNI->Job thing and all of them undergo psychological treatment due to depression, anxiety, panic attacks etc etc...

>> No.8228893

>>8228848
Yeah, I had to make the change when I was 28 and sitting in a waiting room to see a cardiologist surrounded by a bunch of dying old fucks because I was never active. I started running that same day.

>> No.8228928

>>8228853
>Basically don't waste your 20s, don't sleep walk to 30 thinking everything will sort itself out
Shit, yeah it's weird how things aren't just sorted out. Plots aren't resolved like movies when they're real life ones.
Thanks anon, I have a gym membership but haven't been in a while. Going to go now!

>>8228891
Based Chad-tier 20's

>> No.8228954

>>8228747
My traveling is just what I want to do. I get why you would get that impression, though.

I can't travel and work in my profession unless I choose a job I would REALLY hate to do (like pure software development).

>> No.8228957

>>8228495
How to short sell my life?

>> No.8228981

>>8228957
Buy life insurance and then figure out quantum suicide and interdimensional travel.

>> No.8229025

>>8227729
Its within the laws of physics to permit time travel but not in the way you might would think. You need a lot of gravity to do it. And by a lot I mean something like a black hole.

>> No.8229036

>>8228957
Make your own roadmap and deliver on each target!

>> No.8229048

>>8228891
>I have no regrets living up my 20s... all my friends did the whole HS->UNI->Job thing and all of them undergo psychological treatment due to depression, anxiety, panic attacks etc etc...

That's because your friends are huge pussies. I went down that typical path and my life is amazing. I get to work for a huge multinational corporation that doesnt even know I exist. I'm working from home right now but I'm really just shitposting on biz and I haven't been asked to do any actual work in the last 3 weeks. When I do get a request I just finish it in a few hours and go back to doing whatever I want. wagecucking in IT couldn't be easier

>> No.8229138

>how to time travel as man
https://youtu.be/p978u4r-q4c

>> No.8229244
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8229244

>that feeling you get in your stomach when you start thinking about your future

>> No.8229266

>mfw i chased my dreams in my 20s, accomplished tons of personal goals, travelled, banged sloots and im still miserable, lonely and get assraped by life

Youngfags if you want my advice enjoy the hell out of your teens and early 20s because life will only go down hill later on. You can work your ass off, make smart moves and life can still serve you a shit sandwich. Dont fall for the self help meme

>> No.8229271
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8229271

>>8229244

>> No.8229308
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8229308

I turn 28 Tuesday. Can someone tell me what the fuck to do?

>> No.8229340

>>8227729
holy fuck OP
everything except the job

>> No.8229366

Delete this thread :/

>> No.8229392

>>8229308
Do you have any education

>> No.8229445
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8229445

>>8229392
BA in Media. Worked in TV for a couple years in a big city but then I went to rehab. Now I'm back home and been sober for a year+ trying to figure it all out

>> No.8229455

>>8228722
faggot dies of old age after years of telling others how they should live like faggots moms rules. you are the faggot, and your mom is stupid

>> No.8229462

>>8227729

Own a house.
Own a car.
Married.
40K job in a town where average is 30K.
Still play video games at night.
Still hang out with my same circle of friends since highschool.

Don't know what cheat code I entered but life couldn't be better aside from getting rich.

>feelsgoodman,jpeg

>> No.8229476

>>8227729
Pretty much sept no GF and wasted too much of my 20s getting absolutely fucked/coping via alcohol in the Army.

>> No.8229507

>>8228594
lol
that fucking show
makes me feel like shit every time

>> No.8229534

>>8229445
You could try and find something locally. You have the experience.

>> No.8229562

>>8228803
>On one hand it made me a lot of money. On the other hand much of the time is spent in a psuedoworld where little is achieved.
lol that describes most jobs.

>> No.8229564

>>8228612

Don't be a fucking idiot and take out credit cards on anything unless you are going to lose your house or you're going to die.

I've seen so many faggots your age ruin their life because they think credit cards are free money.

I never opened my first credit card until I was 28, and that was only to get married.

You'll thank me later.

>> No.8229576
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8229576

>>8229534
I actually had coffee with a local photographer/videographer doing commercial work and it went well. He said he'd like to use me as an assistant.

I guess I'm just more wondering what to strive for in life going from here. It's like normie life doesn't appeal to me but chasing good feelings hasn't exactly worked out for me in the past.

Thanks though anon. I hope you make it.

>> No.8229580

>>8229476
Hey, I don't remember posting this.

>> No.8229587
File: 3.96 MB, 640x381, 1520189376610.gif [View same] [iqdb] [saucenao] [google]
8229587

>>8227729
Wew lad exactly everything besides the hairline

>> No.8229660

>>8228612
Enjoy it as much as you can. Maybe take a few extra years to enjoy the college life. You really have no idea how easy and fulfilling it is. Your main tasks are to learn stuff. It’s pretty cool.

Work is soul crushing shit.

Also don’t major in office cucking.

>> No.8229684

>>8229576
I am a strong believer in have as many children as you possibly can, mainly because I have only interacted with morons.

>> No.8229693 [DELETED] 

>>8229564
This is retarded advice. You should take out a credit card as soon as you're legally able to and use it to pay for everything(as long as you can repay it every money). You save money through the cash back program and build up a credit score. You have to be literally braindead to ruin your life with a credit card. If that's even remotely possible then your life was going nowhere to begin with.

>> No.8229713

>>8229564
This is retarded advice. You should take out a credit card as soon as you're legally able to and use it to pay for everything(as long as you can repay it every month). You save money through the cash back program and build up a credit score. You have to be literally braindead to ruin your life with a credit card. If that's even remotely possible then your life was going nowhere to begin with.

>> No.8229733
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8229733

>>8228612
Take a year off if you are not sure about your future IE. DON'T jump straight into a master's or another meme degree. Get a manual labour job assuming you are a guy (XY). It will will help you build your body, get you outside, and make you understand what hard work is. It will also help you appreciate what you have.
I'm not much older than you (23), but I feel like every male should do a physical labour job once in his life. (Speaking from experience)

>Inb4 HURR DURR I DON'T LIKE WORKING OUTSIDE/WORKING HARD/ STRESSING MY BODY/ GETTING DIRTY.

This is exactly the mentality that a job like that changes. Also, hit the weights. Nobody wants to be a weakling. Wishing you all the best in the future anon.

>> No.8229735

>>8229048
How fulfilling anon, you must love your job

>> No.8229740

>>8228612
I can only speak for myself, but: Sometimes when life feels bad, you cope and try to numb yourself or distract yourself with stuff. But maybe it feels bad because you are in a shit situation of your own making and should be changing it. I have come to realize that getting addicted to stuff comes easy to me, and the only solution I have found so far is complete abstinence. I’ve stopped cigs, alcohol, weed and vidya, with the last two being hardest. Those 2 also had the biggest impact on my life. A lot more energy and time suddenly.

>> No.8229750

>>8229684
I'm too immature and selfish to do that to a kid. I hope that changes though.

>> No.8229809

>>8228607
who didnt

>> No.8229906

>>8229713

Retards like this is who you need to avoid. The whole "YOU NEED TO TAKE A CREDIT CARD OUT TO GET GOOD CREDIT HUUUUR" is a fucking myth. I purchased my house and got a car without having to take a single credit card out. When I finally did for my wedding my rating was 700 and I couldn't get those fucking leaches to stop sending me FREE PRE APPROVED CREDIT CARDS.

You are a fucking brainlet who got cucked by these credit card scammers.

>> No.8230001

>>8229906
I'm younger than you, have a better credit score than you, an easier and higher paying job than you, more crypto than you, and probably a better looking girl than you. But sure I'm the brainlet lel

>> No.8230105 [DELETED] 

>>8229906

>Making these many assumptions about a person after two posts.

Holy shit, where is your wrangler retard?

>> No.8230127

>>8230001

>Making multiple personal assumptions about a person after two posts.

Holy shit, where is your wrangler retard?

>> No.8230157

>>8227729

Most of it is true. brb, gonna kill myself

>> No.8230174

>>8229906
>"YOU NEED TO TAKE A CREDIT CARD OUT TO GET GOOD CREDIT HUUUUR" is a fucking myth.
>my rating was 700

700 is not good credit dude. You don't have to go into debt with a credit card to get good credit, but if you're not taking advantage of the current credit card system you're retarded.

I get between 1%-5% money back on literally everything I buy, including paying my utilities. I pay my credit card(s) off every single month, and I have a credit score of 830.

If you ever want to borrow money for anything at all (like buying a house), having good credit makes a difference.

>> No.8230178

but I'm enjoying my time on 4chan

>> No.8230182

>>8227729

Ha!!! Still have all my hair.

>> No.8230188

>>8229507
>HE HATES IT

>> No.8230192

>>8229462
Fuck.... House on 40k.
I keep forgetting that houses are an actual possibility in certain parts of the world. Even living is a suburban shit hole house that's 2 hours away from the main city will cost roughly 850k+

>> No.8230206

>>8230174

>Larping this hard

Ok retard. Screen cap your FICO score.

>> No.8230228

>>8228612
Drop about immediately- you are wasting your fucking time

>> No.8230242

>>8229244

lol, stomach? I feel it in my soul. And you know what it feels like?

>nothing

>> No.8230243
File: 15 KB, 604x266, mint_credit.png [View same] [iqdb] [saucenao] [google]
8230243

>>8230206
This is from Mint.

Not quite 830 right now, but pretty close

>> No.8230248

>>8230192

Most of suburbia in the U.S. is like this. Impossible near a main city. I live in upstate NY. I couldn't afford a matchbox sized room in Manhattan if I dedicated my entire salary to it.

Works for me, I like visiting but I wouldn't want to live there.

>> No.8230249

If you could travel to an alternate dimension 5 years ago where everything is the same as it was, would you do it? It's a one-way trip and you absolutely have to murder your past self or els

>> No.8230285

>>8229445
go to goodwill and buy mugs for 50 cents and sell them on eBay for $14.95 to $19.95... Some Starbucks mugs fetch more

>> No.8230291
File: 34 KB, 1399x265, credit_karma.png [View same] [iqdb] [saucenao] [google]
8230291

>>8230206
>>8230243
This is from creditkarma

>> No.8230313

>>8228612

Fail at whatever you do, failure is the best teacher. In your 20s you can fail at almost anything and recover short of going to prison or getting killed, or student loans...

You have nothing to fear as you've got an entire decade to sort it out. Go out, fuck up at work, learn how to invest, fuck beutiful people, go to new places.

Also don't drink soda.

>> No.8230343

>>8227729
can my video game be money?

>> No.8230410
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8230410

>>8229660
>Also don’t major in office cucking.
B.Sc. in Applied Physics, me in pic related

>>8229733
Doing physical labour for money really isn't for me. Seems like a meme chum. Last year I did work in a warehouse producing cold pressed juice, was basically me and one other guy doing all the work. Only did it for a Summer but hated every day of it. When I was a teenager I worked in KFC for over a year. Again, hated it. Work that's mentally stimulating is far better. For my placement I convinced my coordinator to let me create a cryptocurrency trading bot as a project. If I make it work, I get to enjoy passive gains. If I fail, I'll have to wagecuck again. Been hitting them

>>8229740
I feel like I'm addicted to wanking/porn. I only do it once a day or every two days but after 3-4 days I physically can't think of anything other than sex.

>>8230228
No. I've already learned a ton of valuable shit from it and having a degree gives you more status. No thought put into your shite post.

>>8230313
>fuck beautiful people
I'll try anon. Soda's for kids anyways

>> No.8230435

>>8230313
Is this copy pasta? If not I'm making it some.
>Also don't drink soda

>> No.8230523

>>8228612
- Don't look for a job, start a business or samthing that can free you rather than making you a slave
- Eat well and exercise as an habit
- Be true with yourself and do not let other people define you

Also unironically kys

>> No.8230536

yes i do all of that. my problem is that i was home schooled so i never made friends growing up. just me playing video games by myself in my room every day. i turn 26 next week and i dont have any desire to go out and do anything or meet people. never had a gf or any real friends. i've been lifting for a few years so i'm fairly fit and i sometimes wonder why i even bother with that anymore

>> No.8230538

>>8227729
but PUBG is life

>> No.8230550

>>8230523
Who the fuck even kills themselves ironically anyways? Also nice greentexting, faggot

>> No.8230582

>>8230435

Lol no, just what I wish I'd done in my twenties instead of playing Battlefield 2 and WoW.

>> No.8230748

>>8230582
video games are the only thing that i have fun doing anymore tho. what exactly would you want to go out and do? i think that's my issue in that i just don't have the desire to do anything anymore

>> No.8231120

Smoked weed daily from 18y old until last Christmas Eve (I'm 21 now).
These last months have been life changing.
>cut off my hippie hair
>starting taking care of my hygiene
>able to wake and get up early (6-7am)
>more confidence
>no more hiding from emotions
>no more wasting time or not acknowledging I'm lonely when I smoke weed by myself
>started doing rock climbing
>have a meditation habit now

I'm also on a NoFap for about 40 days now.
This thread is full of wisdom. I wish you anons the best.
4chan is the smartest place!!

>> No.8231188
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8231188

>>8228495
FUARK

>> No.8231215

>>8228495

This is only true for r9k losers. For alphas 30 is literally the 1st year of your life as a man, only gets better from here.

>> No.8231284

>>8228612
What you get out of things is proportional to what you put into them. This is especially true for education, skills and relationships.

>> No.8231485
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8231485

>>8231120
Best of luck to you buddy. We're all gonna make it

>> No.8231573

>>8228495
This may be true. But since you know exactly when the peaks and troughs of age are, you can open your positions accordingly. Short by investing your precious time and money into investments, good work and arduous learning. When the time comes, your positions will return their initial value many times over in the form of comfortable living, deep pockets, respect from your peers, time to spend on whatever you want and a greater understanding of the world.

>> No.8231728

ouch

>> No.8232203

>>8228891
What sport?

>> No.8232260
File: 94 KB, 600x900, 1511663218756.jpg [View same] [iqdb] [saucenao] [google]
8232260

>>8227729
besides the drinking alcohol and having a gf and essentially on the same path as this anon

>> No.8232311

>>8230228
what an absolute idiot

>> No.8232382

>>8228675
How do you end a relationship like this? I made the mistake of cohabiting and if we break up I have to leave town to stay with my dad and find a new job. Either that or sell all my linkies for a new apartment. It's been 3 years and it is killing me but I think she'd actually kill herself if we broke up

>> No.8232520

>>8231215
maybe, but after 35 is game over

>> No.8233165

>>8231120
what have you noticed from your meditation? felt any effects?

>> No.8233314

Spend 20s on
> getting 2 BsC
> aquire top form in body, social game
> lay the top girl
> top job, begin consulting
> startup, exit, business is good do what I love whenever I want

At 30
> same girl is now top housewife making the best pies
> wife is best mother, stay at home taking care of our kids
> business is good, work from home sometimes, not more than 50% of full time either way

Only regret, now at 33, wrinkles appear under eyes.
I was reading and staying up past 22 too many nights
Was playing FIFA with friends too often.

Instead of exercise to maintain top body health form from early 20s, I got too comfortable.

First signs of diabetes appear, should have not eaten sugar in any food since 20s.

Health, diet.

Focus on that Anon, the rest will come, and keep it up for all life, if you get comfortable, low life signs appear

>> No.8233392
File: 27 KB, 301x305, 79e0f76f22f429dc6a79ebbe8f3b484d.jpg [View same] [iqdb] [saucenao] [google]
8233392

>>8228492
After getting liquidated earlier I am in the same boat

>> No.8233417

>>8232520
>maybe, but after 35 is game over
For women, yes. For men obviously not.

>> No.8233439

>>8233417
Keep telling yourself that

>> No.8233743

>>8228531
>>8228545
>>8228490
anons anons #metoo