25+ life general

[Anonymous No.7926868]

Whose shit is still fucked up? 40k student loan debt for a useless degree from Shekel University, working at Target making $12/hour FML

[Anonymous No.7926910]

Learn a trade you limp wristed faggot

>tech school was ~10k
>made 50k first year out at 23

[Anonymous No.7926921]

>>7926868

29 going on 30, similar debt. I guess the only difference is I built a business that’s worth a decent amount if I sold it but in the mean time I don’t make much/have wage cuck benefits. Debating selling it off and being a Normie cubicle cuck or doubling down and working harder. Idk. Cross roads and shiet.

[Anonymous No.7927435]

>>7926868
>40k student loan debt
Faggot, I saved up about 15k in just half a year.
You can knock that shit out in a few years.

>Working at Target making $12/hour
>40k student loan debt for a useless degree from Shekel University
>Working at Target
>degree from University
Well there's your fucking problem

[Anonymous No.7927449]

40k denbs is nothing. You're also still young so you can still make it. Just stop wasting your time at Target.

[Anonymous No.7927457]

haha loser
I make 75k a year out of school
debt will be paid within 5 years

[Anonymous No.7927470]

>>7926868

$12 an hour isn't bad at all. Ignore these retarded fucking anons and keep doing what you're doing.

[Anonymous No.7927479]

I had most middle 20s (23-26) taken from me and now all I want to do is live the lifestyle.. I was very close last month but for some reason believed bitcoin was going to keep going up.

Had enough to pay taxes, 12 months of an $1100 a month apartment, and enough to pay student loans off.

[Anonymous No.7927498]

>>7926868
>>7926921

I had same debt, roughly 40k after dropping out of uni. I was 28. now I'm 30 and have 0 debt and some savings, and an apartment with mountain views. And no, I didn't make any money off of cryptos. I did, however, learn web development and have a comfy six figure job now (this is normal entry level salary level)

[Anonymous No.7927510]

>>7926868
28
no debt
$30k in saving that i can't touch
no job
$200
faggot
living in a shithole of a town
not even first world
will never make it

[Anonymous No.7927523]

>>7927435
I'm 22 btw

[Anonymous No.7927534]

>>7926868
I got myself out of it but was max out credit card, living pay check to pay check and making $13 / hour as a security guard

[Anonymous No.7927557]

>>7927534

$13 an hour isn't bad at all.

[Anonymous No.7927574]

>looking for new jobs on Glassdoor
>Know your worth calc says I'm overpaid

Apparently I've wasted the last ten years working

[Anonymous No.7927587]

>>7927557
its bad if you're old

i'm 32 and only making like $22/hour and it's pathetic compared to most of my friends of similar age who all own homes and new cars and have nice lives, meanwhile I'm renting a 1 bedroom apartment in the bad part of town. I couldn't imagine making $13 while living alone.

[Anonymous No.7927620]

>>7927587

How is $22 an hour pathetic? Do you not save your money?

[Anonymous No.7927717]

>>7927470
It's bad lad. I make 12 and basically cannot get a mortgage. I have saved up 100k and the bank will only match what I have. 200k homes where I live is bottom of the barrel ghetto

[Anonymous No.7927732]

>>7926868
What did you study?

[Anonymous No.7927743]

>>7927717

M8, where do you live might I ask? A 200K home where I live is massive.

[Anonymous No.7927761]

Yep.
>34
>have bachelors in fine art because follow your dream meme
>now security guard (it's comfy but doesn't pay very well)
>about 8k left on student loan
>drive rusted out '03 toyota echo
>rent because houses are stupid expensive (minimum 350k for a detached)
>gamble on crypto and weed stocks because safer investments barely keep up with inflation

Let the good times roll.

[Anonymous No.7927791]

>>7927743
I live in southern florida

[Anonymous No.7927813]

>>7926868
You're still better off than most of the world

[Anonymous No.7927839]

>>7927791
Don't do that

[Anonymous No.7927895]

>>7927498
Web developers earn like 20k in the UK

[Anonymous No.7927916]

>>7927895

20K is good money

[Anonymous No.7927965]

>>7927916
Not six figures entry level though is it

[Anonymous No.7928023]

>>7927620
living alone is expensive
$22/hour is about $44k/year gross, before tax

some of my bills per month:
>rent $850
>car insurance $150
>gasoline $100
>food $200-250 (cook at home, never eat out)
>internet $70
>cellphone $45
>electricity $50
>gym membership $40
>medical insurance $100
=$1630 approximately * 12 = ~$19,560/year

and thats just bare bones, doesn't account for any social or leisure expenses, and of course there's always unexpected expenses throughout the year, car repairs, home repairs, saving towards a vacation (rarely take one though), periodically buy new clothes once or twice a year, etc. after taxes are deducted off paychecks it doesn't leave a lot leftover or make it easy to save up towards buying a home for example.

I'll admit it could be worse but it's certainly not great and I say that as someone that's already extremely frugal. I have almost no vices, I don't drink, don't smoke, don't buy any collectibles, don't buy new tech gadgets/cellphones, don't buy clothes very often, I basically waste no money ever on anything I don't absolutely need.

[Anonymous No.7928038]

27
~70k a year
Special Operations in military
Travel the world and make per diem while doing it
65k surplus in bank account
No debts
Recently dumped all girlfriends in each country I've been to change my life around
Life is great

[Anonymous No.7928075]

>>7928023

You can easily save money. C'mon man.

[Anonymous No.7928166]

>>7928075
of course i save a little, just not a lot to change my life

i end up saving a couple thousand a year usually, if i keep at it i might have a deposit for a small house by the time I'm 45 or so, then i will be able to pay the mortgage until i'm dead, should be great, lots to look forward to!

[Anonymous No.7928186]

>>7928166

Just keep renting. Jerk off to porn and enjoy life.

[Anonymous No.7928213]

>>7927761
hope u make it anon

[Anonymous No.7928222]

>>7928023
>>7928166
What can you do to increase your profitability? What industry do you work in?

[Trevor james No.7928251]

>>7926868
Easy muh faggotnigger, A) learn a trade at community college. Or B) go into sales. Sales takes balls. Grow balls.

I know a dumb slut with a sub 80 IQ who makes six figures walking dogs for rich people. If you're poor you are dumb or lazy. Sad but true, faggotnigger.

[Anonymous No.7928271]

>24
>in crypto since June '17
>pretty much only 2x'd my $ value
>started an internship for $750/month

To rope or not to rope?

[Anonymous No.7928278]

>>7928038
>military

Literally the biggest loser in this thread, thanks for making me feel better man. Doing God’s work.

[Anonymous No.7928281]

>30 years old
>80k in debt
>depression and anxiety
>no friends or gf
>portfolio is down 12%

[Anonymous No.7928318]

>>7928271
Did you just give out 90 pct of your private key?

[Anonymous No.7928341]

>>7928271
>24
>in crypto since June '17
>pretty much only 2x'd my $ value
>started an internship for $750/month
>robbed by 4chan

[Anonymous No.7928379]

>>7928281
datass

[Anonymous No.7928382]

>>7928222
like I said earlier, no education beyond high school

ended up doing manual labor all my life, worked in various manufacturing/processing factories, did some industrial painting, construction (framing/drywall), stuff in that realm, never anything customer service related. I do decently well at these jobs, tend to move up to lead hand/supervisor positions, but that's about as high as I get, and through a series of bad luck (companies going bankrupt or losing contracts) have been laid off from most of these jobs after about 3-5 years.

I dunno, probably have undiagnosed mental problems, think I self-sabotage myself or beat myself down mentally (tell myself I can't do any better, etc.) and accept failure/defeat telling myself "this is as good as it gets".

There was a time where I thought I'd do more with my life but each year that goes by where I haven't improved my situation I end up feeling worse about it and fall further into despair. Despite all that though I still feel decently happy about half the time, guess I'm able to block out the bad thoughts when necessary.

[Anonymous No.7928426]

>>7927761
>weed stocks
do you mean you sell w33d?

[Anonymous No.7928502]

What the fuck is with all these web development guys stating they earn 100k starting. I can hire a team of pajeets to do it. In 5 years that shit will be so fucking automated anyways these 100k web devs back on social welfare anyways. Automation will end most careers. The only ones with a guaranteed future are those who can maintain and develop AI/ML , absolute pioneers in thier field or those with capital who invest in the aforementioned. Y'all fucking delusional.

[Anonymous No.7928552]

>>7928382
Couple things.
You can get a better phone deal than $45 bucks a month. You can probably cheap out your internet too but that's at your own risk obviously. Only you know if you can reduce electrical costs.
You work in manual labor. Invest in some basic free weights and ditch the gym membership.

Beyond that, you need to find a construction or labor related job wit apprenticeships. 30's is not to late to increase your value. 40's is pushing it. Depending on where you're living and what end of the scale that rent is at, you might consider shopping around for a better deal there as well.

[Anonymous No.7928580]

>>7927717
100 K SAVED UP?

THEN FUCKING MOVE

[Anonymous No.7928671]

>>7928552

Nigger. Life is very short. There isn't enough time to make any money worthwhile

[Anonymous No.7928697]

JUST

[Anonymous No.7928742]

27 yo STEM degree cuck reporting in. $0 debt including car paid off. $110k salary + bonus, ESPP, and RSUs. $85k in the bank, $130k in stocks, $50k in crypto. About the rekt my shit though and buy a house.
>might not even be a millionaire by 30
fml why did I fall for this fucking meme degree I should have just put that tuition money in bitcoin. FUCK

[Anonymous No.7928942]

>>7926868
>repaying student loans.

[Anonymous No.7929093]

>29
>2 degrees
>150k/yr income
>student loans just paid off
>300k in assets/crypto
>cool friends
I still live like a student and have no gf though.
My goal is to become a millionaire and get with a really cool chick by the end of 2018.

[Anonymous No.7929211]

>>7926910
What trade Anon?

[Anonymous No.7929260]

>>7926868
Not fucked up, don't have any debt, have a large net worth 50K crypto, 250K in stocks, some money in the bank. But don't have a job and live at home, probably don't have much hope of getting a decent job.

[Anonymous No.7929622]

$3k in crypto
29
make $2k/month self employed (net would be like $1300 a month)
work from home which is comfy as fuck
$20k student debt

uni was the biggest waste of time and money of my life.

[Anonymous No.7929653]

>>7929622
>uni was the biggest waste of time and money of my life.

Qft

[Anonymous No.7929654]

how to end it quickly

[Anonymous No.7929663]

>his parents didn't pay for college.

Lol you'll never make it. Plus it's extremely easy to graduate with zero debt or very little. I bet you didn't apply for any aid, scholarships, and probably went out of state and lived in a dorm. Your fault faggot.

[Anonymous No.7929669]

>>7926868
Just save up to buy a food truck. Its 800k per year here in LA. My parents own 3 so they could afford to let their autistic kid to loose a lot of money in crypto.

[Anonymous No.7929812]

>about to graduate from uni with CIS major
>0 debt
feels good anons

[Anonymous No.7929924]

>>7926868

I'm gonna turn 22 this year and going to comp sci college, already learning a lot on my own in c#, python, java and now some C++ also.

I start in about 8 months, but I still live with mom, wagecuck currently, college is free since I'm from EU comfy country, but feel like the biggest failure/loser for being this old and going to college, while my friends are getting out. I know I'm going to work harder than these 18 year old spoiled kids with zero life experience, but still.. fucking sucks.

It's not even that I have to battle with depression due to circumstances, but knowing so many people had bigger expectations of me and me myself was a very bright 16 year old likeable guy.. fuck sake, I want to disappear sometimes.

but then I read about guys like OP and it makes me feel alright actually. sorry OP, at least you make me feel better.

[Anonymous No.7930165]

>>7928023
>extremely frugal
From that list you can live a lot 'fruglier' if you really really wanted anon.

[Anonymous No.7930270]

>>7928038
What MOS anon? Currently military as well, (23 and infantry).

[Anonymous No.7930411]

>>7929093
I hear helium is a painless suicide.

[Anonymous No.7930446]

>>7929924
nigga, it took me 7 years to complete my cs major, mostly due to being a part time student for quite some time and having to retake courses. Chill, you're still very young.

[Anonymous No.7930447]

>>7926868
>28 y/o
>25k debt for shekel U still
>learned to drive an 18 wheeler tho
>work in oil field
>75k a year
Driving a big rig is strangely satisfying. Some real great people out here. Money is pretty good too. Feelsprettyokman.png

[Anonymous No.7930450]

>>7926868

26 yro
Spent years at Uni.

Managed to find contract roles for govt agencies and banks.

Contract roles finished naturally.

Now I have nothing. You know whats complete bs, people ask you what you do and you say unemployed or job searching, and you are immediately regarded as subhuman trash.

Then when you get some bullshit mundane temp job, they speak to you like you are a damn christmas tree.

People are bloody sheep and never learn anything.

[Anonymous No.7930653]

>>7927435
>Faggot, I saved up about 15k in just half a year.
how do I get a job like you have?

[Anonymous No.7930686]

im 32 and my life is a mess

>moved back in with parents because of depression
>lost all my friends in last cpl of years
>owe five figures in backtaxes even though I spent years outside of the country but didnt really understand the jew laws
>busted my ass last year to become a top performer in the company I work for. still make barely 50k a year
>crypto has destroyed all my remaining motivation to work

[Anonymous No.7930754]

>>7930411
knock yourself out (pun intended)
>>7930447
I wouldn't mind being a big rig trucker one day. Just me and the road for days at a time.

[Anonymous No.7930766]

>>7930686
You have a job?

[Anonymous No.7930796]

I'm a convicted pedo, I don't think any of you could have it worse.
Fuck your normie lives with normie problems.

[Anonymous No.7930805]

>>7930766

im a freelancefag and work from home
barely do an hour a day lately though as I have almost zero energy for anything these days

[Anonymous No.7930813]

>>7926868
>27
>no debt
>working a pajeet job online for pennies
>hate my friends and cant relate or symphatize with people
>stuck in a relationship with a girl I cant be arsed to take care of
>just came back from her parents place where we watched the Beautiful Mind

[Anonymous No.7930850]

>>7926910
When you’re 40 and gone through your fifth back or knee surgery and you can’t get outta bed without 2oxys and a shot of whaskey you’ll suddenly realize why Jews get into finance and why people do fancified college work
>unclog my fucking toilet you replaceable pleb worker

[Anonymous No.7930862]

>>7926868
>40k student loan debt
HAHAHAHAHHAHAHAHAHAHHAHAHAHAHA

[Anonymous No.7930876]

>>7930796
Sh0ta?

[Anonymous No.7930896]

>>7930876

No, gurls. I always think to myself "at least I'm not gay".

[Anonymous No.7930905]

>>7926868

>29
>Living comfy as fuck off the gains from my 100k portfolio.

[Anonymous No.7930944]

>>7926868
>Whose shit is still fucked up?
Not really.
I have ZERO debt.

60k Networth.

I earn $200 bucks per weekday.
$20-100 bucks through crypto per week.
$50 unrealized gains per day (on average, plus increasing by 2% on average every month per deposit).

I am pretty comfy as fuck. I'll be getting a raise this week as well. I know I'll end up a millionaire at 35. I'll be using the power of LEVERAGE soon.

I am 26 right now.


Word of advice, University and college are a waste of time.

[Anonymous No.7930975]

>>7930805
Better than nothing. Debt aside, what's keeping you from just committing to the work and winning?

[Anonymous No.7930976]

>>7930944
>$50 unrealized gains per day
This is through stocks by the way.

[Anonymous No.7931005]

-$70k networth here ($75k debt, $5k in crypto), no degree, dropped out of college, depressed since last 8 years, no friends, family or lovelife, outside of wagecucking spending most of the time sleeping or drinking myself to blackout
it can always be worse anon

[Anonymous No.7931032]

>>7930975

anon I worked 10-12 hours days for months. I read dozens of books in my field and frankly Im one of the best in the industry in my country.
and all thats worth to my shitty client is 50k a year. I made more money just holding bitcoin (and then I lost it all again because BTC tanked). so Im not gonna fall for the "just work hard" meme again. if you work for other people you are getting fucked. and I cant be bothered to start my own business

[Anonymous No.7931048]

>>7926868

10k Community college and making 22/hr. I feel like such a s fucking loser because I've been into crypto since like 2011.

[Anonymous No.7931073]

>>7931032
>I cant be bothered to start my own business
calm down. no one here is harping on you except yourself.

[Anonymous No.7931077]

>>7931032

I made my client millions last year and all I got was like 1500 bucks in bonus payments. we are talking literal MILLIONS. from pure numbers I beat every record in the last 20 years for that company and noone gives a shit, nobody even congratuled me for it.
DONT WORK FOR OTHER PEOPLE
and if you do, just put in minimum amount or you will get fucked, mark my words anons.

[Anonymous No.7931114]

>>7926868

depends on your age, i was a late bloomer as well.

> 26, just finished master: 0$ salary, $-10k net worth
> 27, started working: $100k salary, $0 net worth after a few months of working
> 30 (now): $130k salary+bonus, $250k net worth (crypto gains)

[Anonymous No.7931120]

>>7928038
lol thanks for serving as a goy guard.

[Anonymous No.7931148]

>>7927717
>making 12hr
>wanting to buy a house

How about you fix your income problem first?

[Anonymous No.7931202]

>>7930944

Most good non-labor jobs require a degree anon so lay off the crack pipe and quit dishing shit advice.

[Anonymous No.7931401]

>>7928023
rent $850
internet $70
cellphone $45
gym membership $40
food $200-250
is this really the cheapest? I am asking because i am not from burger land.

[Anonymous No.7931424]

>>7930686
>owe five figures in backtaxes even though I spent years outside of the country but didnt really understand the jew laws
Explain? Which country?

[Anonymous No.7931458]

>>7928742

How did you amass this much wealth already?

[Anonymous No.7931616]

>>7931458
trustfund babby or at least upper middle class parents who paid for all his shit

that’s fine and all but not all of us are as lucky or have had the same opportunities

[Anonymous No.7931618]

20 soon 21, no debt, two years ago college was giving small amounts of money for student research, I presented idea to research crypto. built first mining rig with that money, kept the rig and used it to build more rigs, paying my own college now and mining/trading crypto.
You should look out for research scholarships thats how I got started
sometimes they are basically free money

[Anonymous No.7931665]

>>7931401
>gym membership $40
>food $200-250
>is this really the cheapest? I am asking b
That's pretty standard yeah. Maybe $700 rent cheapest...Internet $50 minimum. Othes are about as cheap as possible.

[Anonymous No.7931753]

>>7931048
>same road except making 12/hr
hope that makes you feel better

[Anonymous No.7931905]

>>7931202
>shit advice
>He has never read Rich Dad, Poor Dad

It's great advice actually.
Your gampa's time might have been a great idea to go to post-secondary education, but right now it's not. There is too much competition.
The best advice is, forget post-secondary. Start working. Start saving and reinvesting.
It's called the compound effect.

The better job you have through post-secondary education the worse you're taxed. Plus debt and there is ZERO guarantee you"ll get a job. Back in your dad's or grampa's days they only applied to 10 places and they got 1 job response.
These days you'll have to apply to 100's of places just to get an internship.

[Anonymous No.7932084]

>>7926868
>Be Me
>25 years old Burger
>60k in student loan debt
>dropped out third year, no degree, not even associate's
>10k total debt from multiple credit cards. All not been paid for 6+ months and in collections
>Unemployed for 2 years+, full Neetdom, almost true Hikikomori
>politically Identify as "alt-right," or fascist. Listen to TRS/TDS/Alt-right youtube religiously 3-4 hours a day, and then stuff like Molymeme, Joe Rogan, Jordan Peterson or history podcasts rest of day
>Not left my house in 9 months straight
>zero income, zero wealth. Have watched /biz/ rise from the sidelines, knowing I missed all the gains.
>zero IRL friends
>only interaction with world is 4chan, wizchan
>only play single player games, don't even have steam account, utterly anonymous. zero online presence. As if I don't exist.
>KHV
>zero family outside of mother and father, and a sister who hasn't talked to me in 6 years
>live in middle of nowhere, 10 miles from nearest town of 900 people
>No driver's license, have never driven
>5'6" (~169cm)
>310 Pounds (~140KG)
>zero exercise
>diet consists of frozen pizza and hot pockets
>zero alcohol, drugs
>shower about once a week
>never shave face or cut hair
>never trim nails
>never wear deodorant/use hygienic supplies
>brush my teeth about once every 10 days or so
>wear same cum-stained, shit-stained sweatpants, and 5xl t-shirt for up to a month at a time without washing
>no end in sight for any of this besides a schizophrenia diagnosis or suicide

[Anonymous No.7932100]

>>7931905
Nigger investing isn't a magical science, people do it all the time and people also choose not to do it.

>The better job you have through post-secondary education the worse you're taxed. Plus debt and there is ZERO guarantee you"ll get a job. Back in your dad's or grampa's days they only applied to 10 places and they got 1 job response.
These days you'll have to apply to 100's of places just to get an internship.

Unemployment is the lowest it's been in a long time so yea quit giving shit advice. And choosing to not earn more because you'll be taxed more is the most retarded thing I've ever heard and it's quite obvious you don't even know how taxes work if you believe this shit.

Here's an example of good advice:

Don't go to college if you're going to not try and pick a shit degree out of state racking up stupid amounts of debt.

[Anonymous No.7932136]

>>7932084
cool larp

should use those storytelling abilities to make it

[Anonymous No.7932248]

>>7932084
sounds harsh man, but you sound self-aware so maybe you want to improve your situation?

I'm not the best person to give advice but one thing I will say is that it helped me immensely by losing weight - I was up near 270lbs at my all time high and decided to try a ketogenic diet at the recommendation of an anon here on biz about a year ago. It's a great diet, can eat things like bacon, chicken, beef, nuts, eggs, cheese, some vegetables like broccoli, spinach, and then mainly drink water/coffee/tea. I went from 270lbs to 180lbs in less than 12 months, and it was really painless, was never hungry, the food was still delicious, and I felt a lot better, more energy, all the joint pain I had went away completely, and now am able to actually go outside and enjoy myself, go for a run, ride a bicycle, whatever.

If everything in your life feels like hell I'd consider looking into a ketogenic diet and losing some weight. It doesn't even take much research, just spend a day or two reading about it, then go and buy some of the appropriate groceries, and throw out all the stuff you're not allowed to eat. I remember when I tossed out all the rice, pasta, hot pockets, microwave dinners, and anything with sugar, was one of the better decisions I've made.

Making one change like that (diet/weight) can end up resulting in other positive things happening down the road as well. One step at a time bro.

[Anonymous No.7932250]

>country sucks
>university sucks
>job market sucks

the only thing saving me from despair is that I'm renting out a house I inherited and living with my mom who's pretty supportive of me despite not accomplishing anything, I don't expect to see any big gains from crypto for years
living in a 3rd world country has sucked the willpower out of me

[Anonymous No.7932258]

>>7932136
the worst thing about my life is its so horrible, the few times I tell it, maybe every couple months, I'm told i'm a larp
im so fallen, even fallen for this cesspit

[Anonymous No.7932351]

>>7932248
my weight has been the great burden of my life, and is responsible for me abandoning it, and succumbing to abyss. I fought against it for years, and lost every battle. I'm the man in Hell JBP warns about. The knowledge that I am responsible for my life, not a third party, has only deadened me more.

[Anonymous No.7932430]

>>7926868
Just paid off college loans and am a net positive for the first time. Not to shabby for now

[Anonymous No.7932447]

>>7932351
Ya I know the feeling of being in that abyss. You end up falling deeper and deeper if you let the problems fester.

Like I said, give keto a look. Prior to that I'd tried other diets and just trying to apply willpower to control portion sizes and restraint but it didn't work. Keto allowed me to still eat foods I loved (meat, nuts, eggs, cheese) so I didn't feel like I was restricted to nasty foods I despised.

As for the other stuff you mentioned about hygiene, maybe try taking one day a week consistently (say Sunday) where you clean yourself up, shave/trim, cut your nails, that kinda thing. Even if no one else sees you it might still make you feel a bit better.

[Anonymous No.7932638]

reeeee

[Anonymous No.7932803]

>>7930796
Ahahahahahaha. What did you do idiot?

[Anonymous No.7933276]

>>7932447
Not the anon you're talking to but my weight also is a burden for me. I'll look into the keto diet and I'll start tomorrow (stopped eating at 6pm, trying out intermittent fasting)

Thanks, desu. I don't even care if I get lose skin any more, my weight is worse than a prison. It's not letting me live my life. All the things I wanna do just for fun I can't cause I'm either too heavy or too disgusting looking to not wear a shirt. I also wanted to create a youtube channel and teach people how to play the ukulele but I'm too fat and ugly and I don't want people to see me. I'm literally ashamed of people looking at me.

Hope this helps. If any of you feel like me, try to change it. Fuck being fat. I refuse to live like this anymore. I'm already 25. that's half of my 20's fucking LOST because of being fat.Can't waste any more time.

[Anonymous No.7933348]

>>7930796
Your not the only one. Spent life browsing /b/ years ago, someone saw cp while i was browsing on phone, reported. V&nned and life ruined forever.

[Anonymous No.7933479]

>>7931114
And what is it that you do?

[Anonymous No.7933865]

>>7932084
You have no fucking right to call yourself a fascist, you disgusting waste of flesh and blood.

[Anonymous No.7933990]

>>7933276
>Can't waste any more time.
You are absolutely right. Do yourself a favor and join a gym. If you're reluctant about it because of self esteem issues, look into a tiny one with little traffic, or get yourself a set of dumbbells to use at home to get you started. You don't necessarilly have to have great amount of equipment to start with.

I'd personally recommend the gym, though - understand the fact that 90% of people can't be fucked to care about the way you look, 9% will admire you for actually getting off your ass and taking steps towards self-improvement, and maybe 1% might look at you and smirk. That's pretty much the worst that can happen. People in gyms tend to be friendly though, I've had great success with people telling me how to use equipment, proper ways to excercise, etc.

tl;dr: join a bloody gym. It's the best thing you can do for yourself, both physically and mentally.

[Anonymous No.7934045]

>>7928271
in since Oct '17
pretty much only 3x my $ value in the greatest crypto bullrun
should i neck myself?

[Mondayded No.7934140]

>>7926868
Just keep listening to the man....

Im not going to college. You probably won't ever need to pay that loan bc plenty of people have the same problem. That loan market is going to pop.

ps fuck school

[Anonymous No.7934191]

>>7934140
Let me guess you're a crypto day trader?

Enjoy laying concrete for a living.

[Anonymous No.7934205]

>>7931401
>rent $850
>is this really the cheapest? I am asking because i am not from burger land.

southern california $850 might get you a bedroom in a shared house.

[Anonymous No.7934324]

>>7932100
>Nigger investing isn't a magical science
Compounding is magic.

>people do it all the time and people also choose not to do it.
Poor people don't. Rich people do.

>Unemployment is the lowest it's been
People with poor financial education believe this. Anyone not looking for work within 4 weeks, is removed from that. Anyone discouraged from finding a job for a while is not included in that.
Anyone doing temp job (uber or anything part time) is removed from that. Part time jobs are the highest it's ever been. Full time lowest.

Unemployment rate is not a correct method on viewing how well the economy is doing.

>shit degree
No. Doesn't matter if you have a good degree.
Only degree that matters is high quality jobs, like Doctor, Lawyer or even engineering.

Anything else med-tier like business, computer science, English or Psychology is not worth it.

It's even better to start your own business.

Everything is better than wasting 3 to 4 years in school then another 2 to 5 years in debt.
Even McDonald's if you know how to save and reinvest. Within 4 years you'll be ahead by 80k if you save and reinvest properly. Within 8 years you'll be ahead by 240k.
That's when the average university joe schuck is out of debt.
Of course I am comparing if others did the exact same methods as me. But even half of that is 120k Which is not bad at all.

[Anonymous No.7934381]

>paying for education
>paying for AMERICAN education
>paying for a useless degree

My country payed ME to study.
And YOUR country got you KEKED.

[Anonymous No.7934395]

>>7934140
It can't pop, it's Federally backed.

[Anonymous No.7934468]

>>7934324
http://www.pewsocialtrends.org/2014/02/11/the-rising-cost-of-not-going-to-college/sdt-higher-education-02-11-2014-0-01/

https://www.cbsnews.com/news/workers-with-no-college-degree-fall-further-behind-than-ever/

You don't know what you're talking about and the biggest mark of a fool is talking about shit he doesn't understand. I can't convince someone who thinks that working at McDonald's is a better life choice than a college grad career though. Statistics say you're wrong over and over and over and over again.

[Anonymous No.7934542]

>>7934395
See social security and how well that shit's doing

[Anonymous No.7934585]

>>7930653
Git gud st something

[Anonymous No.7934624]

>24
>no education
>200k in savings, half of that from crypto
>planning on switching to part-time work and living off interest

I've pretty much won at life, I think.

[Anonymous No.7934688]

>>7931905
Rich dad poor dad is literally a scam book written by a con artist in order to sell more books and seminars. The only thing you can learn from it is how to con normies into paying for advice that is actually useless.

[Anonymous No.7934776]

>>7932258
you should declare bankruptcy maybe and try to start a new life.

[Anonymous No.7934969]

>>7934468
>Statistics say you're wrong over and over and over and over again.
My Networth says otherwise. I am not saying I am the richest man alive. But it is very easy to acquire wealth when you have wealth and financial education.

Not a single one of my university buddies nor most millennial are working at the job they wanted and are living paycheck to paycheck in minimum wage job because they have debt they owe. They can't do free internship because they owe debt.

Obviously if you look at "statistics" most uneducated people are the poorest. That's a fact and the most uneducated people end up being people with no college degree.

If you also look at the most wealthiest people. about 30% of billionaires don't have post-secondary education. And majority of billionaires made their wealth through investing.
All you need in financial education and you're set for life.


>>7934688
Actually if you read it properly he gives a lot of good advice on how to properly get wealth. He just missed one single element but otherwise it was spot on.

[Anonymous No.7935075]

>>7934969
Gee turns out your anecdotal evidence really doesn't mean shit compared to statistics because if you actually were as smart as you claimed to be then you'd realize that.

Fun fact: Earning more allows you to invest more and thus ensure greater returns! Who would have thunk that!?

[Anonymous No.7935107]

>>7927895
I'm in SF, mid-range web devs make at least $100k and average of $120k here. If you're at a large/top company, then closer to $300k.

[Anonymous No.7935139]

>>7928382
Get your own contracts. Start your own company. Make $1M+ per year.

[Anonymous No.7935197]

>>7935075
>anecdotal evidence
It's called observation. It's not just my anecdotal. It's happening all over the west.

>Fun fact: Earning more allows you to invest more and thus ensure greater returns! Who would have thunk that!?
So does 4 to 8 years of head start with no debt plus 4-8 years of work experience.

Nobody is stopping you on living an average life.

But there is a good reason some people succeed and most don't.
And it's not the degree in their hand.

[Anonymous No.7935229]

>>7928502
Most pajeets, especially those that work for low wages, are absolutely terrible at coding. They'll do the bare minimum to meet the contract requirements, and write terrible unmaintainable code.

This is great if you're planning to make a cheap prototype that will get rewritten/scrapped entirely. Not so great if you want to create a scalable/reliable codebase.

There's a reason why top companies don't outsource, and will pay big bucks for coding talent. There isn't a shortage of programmers, but there's a definite shortage of good programmers in the market.

Also, programming is probably one of the last things that will be automated. If you believe programming will be automated, then you can assume pretty much every job will be.

[Anonymous No.7935250]

>>7927510
>30k$
>not first world
You already made it

[Anonymous No.7935345]

>>7935197
I can show you all the evidence in the world but keep burying your head. Sorry you couldn't hack it in college, it's really not that hard.

Is a college degree the only path to success? No at all, but your entire assertion that college is worthless falls flat on it's face in front of evidence showing otherwise. If you can't admit you're wrong then you have zero businesses dishing out advice. Especially the kind of fool who takes self-help books as gospel.

[Anonymous No.7935374]

28 here, finally turning my life around making bank on dumb ETH games

>>7934910

[Anonymous No.7935438]

29, in college, like 50k or less in crypto, no debt. Can't talk to people or maintain eye contact, don't know what I'm gonna do after college

[Anonymous No.7935461]

>>7935229
This anon is legit. Probably more legit than me. Indians view software as a trade, not a profession.

I just passed $0 net worth. Feels pretty OK for the first time.

[Anonymous No.7935484]

>>7933348
Yeah right

[Anonymous No.7935500]

>>7935345
>I can show you all the evidence in the world but keep burying your head.
I showed you evidence on billionaires not being post-secondary education.

>Sorry you couldn't hack it in college, it's really not that hard.
I did finish college and it was the worst decision I made. If I didn't, I would be 4 years ahead in my life.

>College is worthless
I never said that. You assumed that.

>If you can't admit you're wrong then you have zero businesses dishing out advice.
Right now, I am succeeding above people majority of people. I am pretty sure I can give out advice to people less well off.

>Especially the kind of fool who takes self-help books as gospel.
It's not a gospel but it does give out good financial advice.

[Anonymous No.7935575]

>26 years old
>make only 51k starting
>no debt
>live with parents
>only 70k in stocks and crypto

[Anonymous No.7935698]

>>7935575
You're probably still better off than most.

[Anonymous No.7935765]

>>7935575
>Only 70k

Fuck off humblebrag

[Anonymous No.7935874]

Do any anons have an idea for what kind of business, venture or profession I can get into that I don't have to report to the IRS? I'm disabled is all, and 31 now. Sucks, but I'm willing to put in all kinds of work.

[Anonymous No.7935929]

>>7926868
yeah this is why i became an engineering

>tfw 80k salary starting
>tfw can leave and get a job anywhere else if employer becomes a faggot
>tfw can afford nice things and still have money leftover to invest in crypto
>tfw feel like i have full control over my destiny

don't do trades anons. go to school for engineering, get good grades, be sociable, and land your internships. you won't regret it

[BearShaman !!L8t332Waibq No.7936014]

I'm 30 and shit's more fucked than I ever thought it would be and I feel like I've only scratched the surface of just how fucked it can be, but my mind is OK because I've reached enlightenment. However I am a wounded shaman with bad lungs and low energy and I am trying to get healed so that I can reach my full potential. I think it kinda sucks that I probably pissed away most of my prime years playing with drugs and trying to find myself, but there is still some time left to live life

In minor debt
3k in crypto
Very low social status and shitty car, working 80 hours a week for peanuts and killing my body to make my jew boss rich while his family takes 10 vacations a year but acts like business isn't good and his employees are assholes

I want to get back to school but right now all I can do is try to keep my place in order in the few hours I have away from work, and trying to get more disciplined spending what little free time I have productively. And I'm trying to get heavily invested as fast as possible

[Anonymous No.7936015]

>27
>currently unemployed
>finished 4 year degree in dec 2017
>no debt and ~280k in liquid assets primarily from crypto
>spent the majority of 2017 glued to charts, ignored all networking and relationships in my life
>still live at home

Feels hollow but comfy

[Anonymous No.7936219]

>>7935107
100k in SF is like 40k midwest, extremely average salary that affords you an extra 3-400 a month after every expense is paid (assuming you don't have a car payment).

[Anonymous No.7936321]

>>7931458
LARP or inheritance unless his parents paid for his uni, car, and his monthly expenses like rent and food

[Anonymous No.7936332]

>>7936219
You're a brainlet

[Anonymous No.7936608]

friendly reminder that if your employer isn't providing solid health insurance for you and your family, you're poor unless you're making 250k a year

[Anonymous No.7937116]

>>7936219
Depends on where you live, but assuming you're not an idiot and get a place within your means (most likely 2-3 BR apartment/house with 1-2 other ppl), you'll most likely have ~$3k each month after rent/food/basic expenses.

If you decide to get a $3.5k 1 BR apartment, then sure, you probably won't have much leftover.

Also, $100k is low for a midrange dev in SF, it'll most likely be $120k+ at a startup. Much more if you're working at a large/top company.

[Anonymous No.7937159]

>>7927743
where do you fucking live where 200k can get a massive house? some flood zone in west texas or something?

[Anonymous No.7937246]

>>7937116
avg rent is 4k in San Fran, a 300 sq ft cuck shed studio apartment is 1750. I'm not knocking it man I just get sick and tired of everyone on 4chan LARPing that they all make 6 figures writing code their first year out of uni. Lets just hope we all make it in crypto so we can have a taste of financial freedom.

[Anonymous No.7937272]

>>7930850
Electricians don't have that issue

[Anonymous No.7937626]

>>7937246
Avg rent for an apartment is more like 3.5k. $4k would easily get you a 2 BR apartment, so rent per person would be $2k.

Most people who rent in SF pay about $2k for their share, there's not many who pay $4k per share unless they're playing for a top class luxury apartment and have money to burn.

$100k 1st year is not unusual in SF.

[Anonymous No.7937697]

>>7935874
One that handles a lot of cash. Constrcution, the trades, consulting, etc.. Anything that is contracted work basically.

[Anonymous No.7937728]

>>7928502
Most work in cuckifornia and save 500 a month max.

[Anonymous No.7937739]

>>7926868
Ah for my carefree days as a young hellion at Shekel U
I'll see you at the alumni mixer anon

[Anonymous No.7937805]

>>7926868

29 here, about 40k student loans for BS in Biochemistry. Currently going to work as an Operations Specialist at Ameriprise in a month. Pay is 40k, equivalent of shit, but crypto awakened a passion for trading in me.

Job deals in accounts that manage securities, so I feel like I'm in the right field for a transition.

I could try to get a job in chemistry again but that market reject me repeatedly, and at this point, all I give a fuck about is money and learning how it moves.

[Anonymous No.7937824]

Holy fuck. I'm 25 and feel way better after reading this thread all though I've only semi-made it.

>junior software dev 50k/year
>live with parents
>no debt since I went to community college and said fuck real college/university
>total net worth is around 50K and own my car

Granted I live in Canada and any decent home is retarded expensive but hopefully by the time I'm 30 I'll be getting some where.

Parents keep asking me why I don't have a GF yet now that I can "support a family with my income". Ride never ends desu.

[Anonymous No.7937851]

>>7928281

[Anonymous No.7938013]

>>7931148

Is it really a problem if I could easily pay the monthly payment x2 and have an oversized down payment

[Anonymous No.7938130]

>>7926868
>23
>Earn 70K a year
>Made 200k on crypto
>300k net worth

Living the dream :). Bad luck to the rest of you guys tho.

[Anonymous No.7938153]

>>7937824
Lel support a family on 50K a year while you are being taxed out the ass to pay benefits for degenerates and immigrants/refugees?

[Anonymous No.7938366]

>>7938153
Yeah pretty much. It's my mom that pushes the idea the most but my dad is all like right wing and shit and supports me staying at home until the real estate market collapses. He also told me it's not worth giving money to some Mohammad running an apartment building complex so I just gladly give rent to my parents instead and invest it into our family as a whole.

They don't ask for much anyway I'm banking literally 90% of what I make since I drive an old as fuck car and maintain it as much as I can on my own. I'm hoping to drive it for as long as I can since a new car will just rob you blind these days.

I don't know how normies are fine with coughing up 30K for some meme car that talks and parks itself.

[Anonymous No.7938464]

>>7938130
why arent you a millionaire, tho

[Anonymous No.7938466]

>>7938366
Yeah that is the plan dude. I also live in a city with really overpriced housing (Sydney Australia).

So I am just planning on saving as much as possible (like 70% of my after tax income) and putting it in vanguard index funds / crypto at a 80%/20% ratio. And then either waiting for a crash or moving to a smaller city to raise a family.

[Anonymous No.7938480]

>>7938464
This guy is a pretentious faggot.

[Anonymous No.7938500]

>>7926868
>>7938130
>29
>White male, kinda Chad-looking
>Make 100K a year in a field lacking matching degree
>Made 2mil on BTC
>FeelsGuiltyMan

You can always improve your situation. Be ambitious. You've already acknowledged your degree is worthless, but it's really not. You made it through college. That'll get you looked at, but now you just need to find a field that's relatively easy to break into and in-demand and fucking rock some shit. UX design, for example, is easy to learn. Make up shit portfolio concepts and people will swoon

[Anonymous No.7938549]

>>7938500
Yeah don't worry mate. I am raising my goals now that I have hit my initial goals.

Trying to hit the gym and get /fit/. Gained 8kg of muscle so far in the last year.

I want to hit 120K income, 600K net worth, and /fit/ as fuck by 28.

[Anonymous No.7938610]

>>7938549
right on! Keep that mindset. Even on my best days at your age, I was still overweight and drowning in debt from college. You can def change the cards youre dealt. some is luck, but most is smart moves at the right time and some foresight. you've already got the latter

[Anonymous No.7938752]

>>7926868
I studied psychology.
Then I got a job in psychology.
Now I make a whackload of money running my own practice.
I laugh at how many stupid fucks study psych and then whine about how they can't get jobs. Mental health services are in demand the world over. But you have to actually put effort in. Something many people aren't willing to do.

[Anonymous No.7938837]

>>7926868
its your own fault for picking a worthless major. your parents should have bitch slapped you but I'm guessing they are retards like you.

[Anonymous No.7938840]

>>7938752
What kind of job in psychology?

We talking actual MD (psychiatrist) or LICSW lol

[Anonymous No.7938955]

>>7926868
Nigga I made 12$ when I started working in a shitty ass retail store at 16 holy fuck.
>>7927470
OP is a fucking loser lmfao.

[Anonymous No.7938965]

>>7938837
bro, why do you have to be toxic. offer some encouragement instead. do you realize how many kids are born to parents that don't always look out for their best interests? most kids have no clue what the fuck they wanna do come college time, much less what will matter most, so instead they go for something they enjoy. very rarely do those two things align

don't tear someone down who already got torn down by the grinder that is our modern day education system

[Anonymous No.7939004]

>>7938965
>>>//reddit//
This isn't your hugbox, OP was a dumbfuck and still is. You literally don't even need to go to school to make 80k+ a year.

[Anonymous No.7939092]

>>7939004
you're validating my point. our school's are fucked up. i work in a field i received no schooling for making six figures. most people blindly just follow a path they think they have to. all im saying is that this dude had his moment of clarity and you're just gonna rub salt in the wound like a dick. you can't even turn a topic into a conversation about what the dude could do. just "ur fucking stupid, hurhurhur". doesn't seem constructive, my doggie

[Anonymous No.7939178]

>>7939092
/biz/ truly is the lowest iq board if it takes 25 years to realize something you easily could have realized in elementary school.

[Anonymous No.7939436]

>>7928281
Honestly curious why you would have a portfolio. Depending on the type of debt, the best investment you can make right now is to just pay it off as it keeps accruing interest.

[Anonymous No.7939539]

>>7938840
>there are only social workers and psychiatrists
Psychology, doctorate. Assessment, diagnosis and clinical treatment.
Not goddamn social work.
Not psychiatry where you spend years learning about how to check a colon and solve problems by tossing drugs at people.

We charge the same rates as psychiatrists, we do the same job, we just don't toss drugs at people. The job is about utilizing scientifically valid techniques on statistically recognized problems. Mostly I do diagnosis by performing full battery clinical tests.

[Anonymous No.7939568]

>>7930447
Does being a trucker not destroy your health? How do you take care of yourself?

[Anonymous No.7939587]

>>7938130
Read the thread title fag

[Anonymous No.7939604]

>>7936332
>>7937626

You guys are forgetting the part where you get taxed out the ass just for living in the state of California. $100K is $55K in the midwest

[Anonymous No.7939744]

Still fucked up but recovery should be over this year
>31
>Great job that taught me a lot but underpaid: $8.5/hour, 45 hours/week (not burger land)
>Debts from my disastrous commercial venture are paid since May
>15K in the bank
>Now qualified enough to be a manager
>Headhunters call me but salary is lower that what I earn already
>No crypto, no money I can afford to gamble but I'll probably do some index funding with the SEHK once I'm good

[Anonymous No.7939774]

>>7926868
You just did it backwards bruh. I worked for a while after high school got experience started my own business made money threw it all in crypto. Now that I'm 25 and know what my interests are. I'm going to business school with an MBA in sight. The kicker is the government is giving me 6k/ year in grants and 4k in loans no interest till 6 months after grad because adults expanding on education get more assistance than high school kids. I could pay for my entire education in cash but I wont say no to 40k with 0% interest. I think the real travesty that we do as a culture is insist people to go to university too young. How the fuck is an 18 year old going to make adequate long term life decisions. This is how we end up with thousands of adults with no life skills or training for real world jobs application.

[Anonymous No.7940775]

27
50K school debt
no degree
around 18K net worth
5K is in crypto
had a job making 18/hr but had pay discrepancy with owners, quit job 2 months ago-I'm an asshole and they were terrible bosses so it wasn't going to probably last much longer anyway
Feel so lost, and don't know what to do with my life
Live in ohio and want to start buying duplexes and live in one and rent out like 2 others
you can get them cheap where I live like 35-40K and rent out each side for around 500-600

Only upside is my entire monthly living costs are about $900 total thats food, hygiene products, rent(utilities are included), car insurance, phone, and internet

What do...god I hate working for other people

[Anonymous No.7941339]

>22
>250k networth up from 30k since last year from crypto
>majoring finance
>no debt, paid family mortgage

feels good senpai

[Anonymous No.7941354]

bump

[Anonymous No.7941455]

>22
>20k in debt
>about to graduate with honors
>don't know how I'll survive in the real world though; I'm socially paralyzed
>less than 1k in crypto, no other assets besides a beat-up old car
>afraid that the golden age is over and that I won't make it

I'll be okay, r-right?

[Anonymous No.7941506]

>>7941455
Grades mean little to nothing in the real world. Employers want people that are practical and fun to work with. I hope you networked and have a job lined up.

[Anonymous No.7941553]

>>7935250
not really, its only enough for like 10 years of being piss poor

[Anonymous No.7941589]

>>7941506
Not extensively, but I do have some good connections through my parents. Succeeding academically is more of a personal thing for me. I'm just more concerned with full transitioning into adulthood. Escaping the tedium of middle-class life would be an added bonus.

[Anonymous No.7941602]

>>7927457
>makes 75k
>will take 5 YEARS to pay off debts
lol, gonna be about 15

[Anonymous No.7941664]

>>7926868
to inspire new lads. shit changes every years, trust me. the ride is worth sticking around for.

[Anonymous No.7941707]

>>7934205


bs. You could fine a room in santa ana for ~$500

[Anonymous No.7941798]

>>7939604
Cali has literally the poorest people (in terms of being able to afford things) in the entire country

[Anonymous No.7941807]

>>7939436
Crypto easily outpaces your interest rate on minimum payments of debt.

[Anonymous No.7941849]

>25
>Literally living in my parents basement
>All my friends have moved away
>Past year I've been fighting legal battles over my psycho bitch ex falsely claiming abuse
>No job anymore (I quit but still)


But things are definitely looking up now:
>No debt
>Going to get my eng masters
>Have more than enough money in crypto to pay all my expenses
>Moving across country to a city I've always wanted to live
>Won all my legal stuff
>Bitch ex probably ruined her career because she started lashing out at people including her boss and professors; I may also sue the shit outta her but I'm kinda exhausted from this stuff so idk

I honestly feel pretty good for the first time in a very long time. Life gets better, even if everything at the moment seems dire. You just have to keep trying working at it.

[Anonymous No.7941887]

I'm 25 too. I accrued about 36k student debt, and paid it off in a year after graduating. Sucked spending my entire year of savings on paying it, but feels good to have it gone. Why did you study to obtain a 'useless degree'? Sounds like you put yourself in that position

[Anonymous No.7941998]

>>7941849

I understand very well how utterly draining all that legal bullshit is, but follow through on suing that bitch anon, I'm betting your gut reaction was a lust for vengeance and I'm here to tell you that that's not an overreaction, that was your PRINCIPLES speaking to you, that was your bottom fucking line. Crush her. If you have a solid case, take her for what she is worth like she tried to take you, claim your victory and enjoy your life. People who pull this, men or women need a firm fucking up the ass from the long cock of the judicial system.

Follow through with your principle anon, and you won't have to worry about feeling resentful about it later, one less thing for your ego to kick you up the ass about. Trust me. This doesn't make you heartless or malevolent, this makes you more dominant and thus a better producer of serotonin, you will be happier you followed through than to not.

[Anonymous No.7942320]

>>7941849
Please sue that bitch anon. Society as a whole needs to start cracking down on lying whores.

[Anonymous No.7942380]

>>7939539
as somebody with life long uncontrollable anxiety issues (PTSD), will confirm exercise and psychologists are way WAY more useful than fucking quack shrinks.

[Anonymous No.7942481]

>>7938610
also never be foolish as to waste your 20s only lifting and working lads. I didn't and still got rich in my 30s. i could ride downhill mountain and enduro cross motorcycles in my 20s a lot easier compared to now as your ability to heal disappears mid thirties (but doctors prescribe testosterone now anyway...)unless you are a fucking faggot and dont do any leisure (women sports, like team sports soccer/football/cricket etc) or extreme sports of course. buy some quality knee pads. Youth is for experience, not just money folks.

[Anonymous No.7942500]

>>7938464
because i was having fun

[Anonymous No.7942531]

>>7926868
20 here, still haven't got my shit together yet. Can I make it in 5 years lads?

[Anonymous No.7942568]

>>7926921
Double down and work harder. Much better than working for idiots and handing over control your own destiny in the process.

[Anonymous No.7943337]

>>7931616

[Anonymous No.7943450]

>>7927791
Same! Recommend to rent until at least 2021-22. Thank me in a few years after the recession

[Anonymous No.7943474]

>>7937272
True, they die in accidents before they reach that stage. Not to worry though, the insurance will bet your family a sweet 5k bucks so your wife won't have to sell herself to just bury you.

[Anonymous No.7943485]

>>7926868
how do you graduate and then work at target ? LOL

[Anonymous No.7943503]

>>7928502
Literally they earn $700~ per month in third world countries

[Anonymous No.7943525]

>>7943337
Now that's a classic strawman I AM UGLY comic if I ever saw one. Glad to see gamersgate still got it

[Anonymous No.7943537]

>>7927557
this is like 8 dollars below minimum wage in Denmark, lmao

absolute shit wage

[Anonymous No.7943856]

>>7937626
That's in the city, if you head east to oakland or over the hills into walnut creek and concord, rents are easily half of SF. You can easily find one bedrooms and studios along the BART line. Living IN SF sucks, I don't know why anyone would, the traffic sucks, everything is crowded and expensive, there's shit and piss and needles everywhere, the weather sucks. Live in the east bay and pay less, and live better. Hell, parts of the north bay are still affordable, if you want to deal with the bridge, or take a ferry.

[Anonymous No.7943881]

>>7926868
Americucks are truly fucking cucked.

I thought I was getting fucked over for getting a degree when there are people in my office without one...

I also feel bad about student debt, but it's interest free and I don't have to pay a cent until I earn 55K, whereby a few dollars gets taken out each pay cheque.

[Anonymous No.7943983]

>>7927717
Move.
Dumbass.

[Anonymous No.7944056]

>>7926868
>be 29
>in a shithole country
>got 2x higher salary than the rest of my friends because I am more autistic than them in the field
>still have to support the whole family, parents and 2 siblings
>live paycheck to paycheck while my friends could save their money so they are richer than me even though they have lower salary
>now still struggling to get rich by any means possible and have high ambition

I'll keep trying till I made it, you guys have better life than me, stop complaining.

[Anonymous No.7944080]

>>7939539
ONLY if you live in a country where there is no bad stigma for the mentally ill.

[Anonymous No.7944100]

>>7927557
Yes it is, you can't grow beyond living meagerly as s single person without making more