/biz/ - Business & Finance

[Anonymous No.7384699]

Can we have a housing thread /biz/?

What’s your rent situation like? Still living with mommy? Are there any RVfags/tiny housers in here?

I just started a new job and moved into a craigslist room with 3 relatively chill, youngish roommates for $600/mo (utilities included), in the DC metro area where you will not find studio apts for less than $1200. Feels bretty comfy for now but am thinking about going even more radical to reduce costs further.

[Anonymous No.7384750]

>>7384699

[Anonymous No.7384767]

>>7384699
Live at home for free while I trade 0s and 1s on the Internet.

[Anonymous No.7385154]

I rent my flat and I have 2 flats that I own that I rent out for more than what the rent on this one is.
money in money out its all good

[Anonymous No.7385185]

live at home and pay utility cost to my parents
they are ok with it and why should i pay rent to some fucking sandnigger if i can live cheaper

[Anonymous No.7385188]

>>7384699
i split a large one br with my bf. 995 a month total in a great neighborhood. i love philly.

[Anonymous No.7385189]

>>7384750
god tier comfy

[Anonymous No.7385246]

Moving back to London.

Tfw bitcoin didn't hit 100k yet so I have to spend half my wage, 1.5k a month, to live in a studio flat. Fucking shoot me.

[Anonymous No.7385390]

I made barely over 100k last year wagecucking and I still live with mummy and daddy

Im 26, should I kill myself?

[Anonymous No.7385485]

>>7384699
Yes, still living with mom. I hate it, but it costs me nothing. Crypto was the train to freedom, and I missed it.

[Anonymous No.7385503]

All freshman at my uni are required to live in dorms w/ a roommate. I pay just under 1k a month for pic related, but included in that is a gym, unlimited swipes at cafeteria(both the gym and cafeteria are in my building, which is nice). Plus a lot of other stuff

Between that and tuition I build that cost into my margins for my SMM and ecommerce businesses, and so far I'm debt free.

[Anonymous No.7385543]

was planning on moving out this month but down 30k in crypto lol.
24 still living with parents

[Anonymous No.7385555]

Why would I want to live with some random douchebags instead of my family where I can comfortably play with fake money?

[Anonymous No.7385584]

>>7385503
how do you jerk off?

[Anonymous No.7385611]

>>7385503
>All freshman at my uni are required to live in dorms
One of the most laughable policies that American colleges administer.

[Anonymous No.7385660]

>>7385584
>fapping

I'ved fucked with my roomie in the room before, i dont give a shit

[Anonymous No.7385700]

>>7385660
t. chad

[Anonymous No.7385778]

>>7385503
why don't you use a laptop btw

[Anonymous No.7385805]

>>7384750

>ywn jerk off in a big dumpster as you talk shit to dumb cunts who walk by while your stray dog bros guard you

Why even live?

[Anonymous No.7385834]

>>7385660
At UMiami we had similar dorms, my roommate and I were both fucking and high-fived across the gap

[Anonymous No.7385849]

>>7385700
its kind of a dick move, but he is on facetime with his girlfriend EVERY NIGHT who lives in alabama until like 2 am, so he kind of deserves it

[Anonymous No.7385958]

>>7384699
>What’s your rent

What is rent? Don't you all own your property?

[Anonymous No.7385973]

>>7385778
I do, it's in my backpack rn. MSI CX72

>>7385834
that's fucking awesome. I'm at FSU

[Anonymous No.7385981]

>>7385958
>Don't you all own your property?
well yea

[Anonymous No.7386010]

>>7385958
that's the next step. I am saving 10k more to put down on a house in the slums in tallahassee.

[Anonymous No.7386015]

>>7385849
smash a girl when he is on FaceTime so his girlfriend thinks he is fucking around and never calls again
>no more midnight romantic bs

[Anonymous No.7386073]

>>7386015
happened once

[Anonymous No.7386083]

i live in a caravan in parents backyard

feels okay man

[Anonymous No.7386099]

I live at my moms house and pay $300/month and help out

my city is really fucking expensive and I'd rather not live with multiple roommates anymore, that shit fucking sucks

[Anonymous No.7386147]

Me and my girlfriend bought a small apartment close to the city's downtown last year. Its only 45 square metres, but we love it here. Cost about $410k.The dream is to get enough value in crypto that we can move to a bigger place. Currently down 80% though so fuck me right u guise

[Anonymous No.7386181]

>>7384699
>only have cold showers (you get used to it)
>invest in a load of blankets
>never use central heating
>only eat cooked at home food
>grow weed, you dont need the special light and shit just grow shitty weed make it into edibles, sell edibles
>use your own shit as fertilizer for weed
>start cam whoring
>only use bicycle
>steal salt and sugar from maccy d's, never eat there tho
>sew up holes in your clothes
>go to a fountain at night, wear mask, wade around in the fountain and collect the change
>steal internet
>collect different insects to eat or use as bait to catch fish
>never get a game on steam untill you have completed every game you own
>entertain yourself with books from library
>make your own beer, steal ingredients

[Anonymous No.7386241]

>>7386181
>collect different insects to eat
the fuck? Are times really that hard for you?

[Anonymous No.7386250]

>>7386181
i didn't realize the crash was that fucking bad

[Anonymous No.7386278]

>>7386241
is that what made you go "hmmmm rly makes me think" ??

[Anonymous No.7386281]

>>7386181
lol top kek

[Anonymous No.7386314]

>>7386181
also, if you use your own shit as fertilizer, you dont have to flush teh toilet. just keep on pissing in it cos the water level doesnt go up. can even sell ur own fertilizer just blend with ash + dirt

[Anonymous No.7386338]

>27
>have a big boy IT job
>still live at my mommy’s nice big house with 4 bedrooms, huge TV, and doggo
>buy my own food occasionally and do chores around the house
>pay 0 bills
>Work gives me an extra 50 a month for using my own cell phone but mummy still pays family plan
Living on your own is a fucking meme I’ve had 3 different apartments in the past and they weren’t worth the 1300 a month in expenses. The only downside is pussy is non existent but fuck it saving money > roasties. I will have to move out soon though since mummy is moving feelsbadman. Is having 18k in savings a decent stack of shekels before going out on your own for good /biz/?

[Anonymous No.7386545]

>>7386338
>18k
>enough

[Anonymous No.7386566]

>>7386338
try 50k liquid assets and 50k in investments

[Anonymous No.7386692]

>>7386338
would also like to know; I have 40k saved and 70k in crypto(yes, post crash), up from literally $1500 in 2016.

Idk what to even do with all of that money

[Anonymous No.7386710]

>>7386278
Yes, going from cooking at home to eating fucking bugs like Bear Grylls kanoodled my noodle.

[Anonymous No.7386759]

>>7386692
Yes daddy

[Anonymous No.7386775]

>>7386338
You fucked up if you're living with parents, 27, real job, and only 18k savings.

[Anonymous No.7386776]

>>7386566
>>7386545
I-I-I have 2.4k in crypto too anons 70% ETH 20% ICX 10% FUN that will be 100k by winter r-r-right????? Fuck should I just stay at mummy’s then for another year or two and avoid the rental Jew as long as possible?

[Anonymous No.7386779]

>>7386338
>big boy IT job
>living at home
>not spending money on pussy
>only having 18k saved

did you lose the rest of your money in crypto?

[Anonymous No.7386781]

I own a 3 bedroom house in the UK, I live here with my girlfriend, dog and cat.

[Anonymous No.7386792]

>>7386759
>roastie

I'm might be 19 but I'm a bit smarter than to blow it on a bitch

[Anonymous No.7386795]

>>7386776
only a cuckold kike lover has time in the day to LARP as a poor crypto neet

[Anonymous No.7386810]

>>7384699
I'm currently a NEET, looking for work. Ha e been living with my parents for that sweet extra cash flow every month

[Anonymous No.7386821]

>nyc
>1BR
>2,000/month

[Anonymous No.7386926]

>>7386775
>>7386779
I was a NEET druggie till about the age of 21-22 until I got fed up with it and went back to Uni. 90% of people I know around my age have about as much as I do in savings in student loans funny how everyone on the ch0n makes 100k first year out of uni and has 6 figures in savings by their late 20’s.

[Anonymous No.7387062]

>>7386792
What was your investment strategy anon? All in on crypto long? Or some contemporary shit?

[Anonymous No.7387182]

>>7387062
I mentioned earlier that my main source of income is a social media marketing agency. I also sell websites to each of my clients.

For the past year, every time I ship a site, I encrypt a Monero browser miner in the code. I use that monero to go into the rest of the market. I'm not an autist like most of the guys here so I stick with high marketcap coins.

[Anonymous No.7387258]

>>7386181
cont

>repair holes in shoes with white silicone
>dont use toilet paper, keep water bottle next to toilet wash your ass with that, thanks pajeet!
>take as much coffee and tea as you can from work
>get enough ADA for staking
>buy a annual pass for perscriptions
>get a job barrowing concrete, get paid no need for gym
>take condom to public toilets, squeeze all the hand wash into condom
>wire up your house to lamp post free electricity
>buy tools, get recepits, take tools back. use receipts for tax purposes
>pan for gold
>buy scap cable, strip for copper, sell copper
>cover you licence plate in dirt, fill up tank, dont pay
>buy btc on coinbase, sell on ebay
>steal out of date food from bins at supermarket
>cruise in public toilets for extra cash
>take wood from woodlands, burn to heat home
>milk your dog/cat, different from cows milk, but still good

cont?

[Anonymous No.7387296]

>>7386792
>>7386759
also, I have a stable gf now who doesn't know the extent of what I own. She knows I have some, but not the the extent I have. All she knows is "I have some bitcoin" and I can afford as a freshman in college to drive a 10 y/o Porsche. All she really needs to know is I can afford dinner.

[Anonymous No.7387319]

>>7387182
nice. how much you get from mining xmr? none caught you? impossible to figure out who put it there or no?

[Anonymous No.7387335]

>>7387182
>encrypting miners
This kinda shit makes me wanna write a virus

[Anonymous No.7387403]

>>7386181
>>7387258

>they think their time has literally no value.

Jesus christ you are dumb as fuck.

[Anonymous No.7387440]

3bed 2bath
638 mortgage
26 years old; purchased when i was 23

[Anonymous No.7387493]

>>7387296
Keep it this way and you're set for life about

[Anonymous No.7387537]

>>7387493
*Anon

[Anonymous No.7387564]

>>7387182
you brag about this shit every chance you get.

[Anonymous No.7387589]

>>7387335
why write a virus when you could just do what I do
>>7387319
None of them are smart enough to figure it out; my clientele is literally 99.999999% boomers who have to pay people to use excel for them

plus I disclose it in the invoice as "sitewide implementation of (miner)" and they HAVE to read it before they pay

no one's asked yet

[Anonymous No.7387648]

>>7387564
i think I've maybe put this in 3 threads tops

[Anonymous No.7387715]

>>7387182
Nice LARP faggot, you think those companies IT outsourcing vendors wouldn’t catch on to that shit?

[Anonymous No.7387717]

>>7387589
how much xmr in usd monthly so far ish? genius imo

[Anonymous No.7387809]

>>7387715
>those companies
im not THAT big, they're all wordpress sites for restaurants/clubs/law firms/small businesses etc

>>7387717
enough. Not NEARLY as much as I make selling the same people social media management and websites, though. It's just a nice little revenue stream I use to put money straight into crypto without having to deal with fees.

[Anonymous No.7387831]

A homeless anon was posting during the height of the bubble that he moved out of his hobo squat. Pic related. I wonder if he is back in the woods since the crash?

[Anonymous No.7387841]

Own my own house. Cost a shit ton but it's near beaches and silicon valley and wineries

[Anonymous No.7387843]

>>7385503
>All freshman at my uni are required to live in dorms w/ a roommate.

u wot
Is that normal in the US? What kind of retarded policy is that?

[Anonymous No.7387871]

>>7387831
>homeless
>still using a phone

These LARPs are getting completely out of fucking hand

[Anonymous No.7387880]

>>7384699

Own my house. 3 bed/1 bath, ~1,200 sq ft. Will be moving this summer tho.

Tiny housers are idiots. you're paying $40-$60k for a glorified fucking shed built to RV specs. If you're going to spend that kind of money just buy a real fucking house. Or scan craigslist and buy a decent camper for $5k.

I've seriously never seen a bigger scam than "tiny houses".

[Anonymous No.7387903]

>>7386147
Wow. That's the size of my garage. Seriously. I don't know how you guys do it.

[Anonymous No.7387926]

>>7387831
I remember this thread. it was real. He had a picture

>>7387843
yeah it is as far as I know; the only exception is if you live with your fraternity/sorority or are local

[Anonymous No.7387944]

>>7387871
No he posted a picture of the apartment where he was living and I asked to see his old hobo squat

[Anonymous No.7387980]

>>7387944
Who eats a watermelon that way?
fucking nigger

[Anonymous No.7387992]

>>7387926
... but why

[Anonymous No.7388013]

Cryptochads should band together to buy a mansion, then make people pay them rent in crypto.

Fool proof.

[Anonymous No.7388021]

>>7387944
>'old hobo squat'
>freshly setup, relatively clean
>perfectly clear modern camera picture

nigger this would be believable if he was using some old shitty nokia phone but he set this up and took some pictures and pretended to be homelss to meme you

god damnit i hate this board so much

[Anonymous No.7388137]

>>7385543
Same...

[Anonymous No.7388140]

>>7387992
because universities like money anon

i am literally only here to get a piece of paper that signifies I can program, just in case my businesses fail at some point. it seems more and more futile by the day

>>7388013
i would actually move in desu. would be like a "team house" like esports teams used to have back in the good old days

[Anonymous No.7388162]

>>7384699
Splitting rent with my mom @$950/mo (I pay half, plus utilities). Going to look into getting a studio apartment in the future, want to look into a house further down the line.

[Anonymous No.7388164]

>>7387903
I've lived in many dorm rooms (or what its called in the states, groups of students living together) during my 6 years as student. Having my own apartment then is just amazing nevertheless. And if we manage to live this closely together we will manage anything;) And btw; living in this city is among the most expensive in the world

[Anonymous No.7388185]

>>7385555
Checked

[Anonymous No.7388190]

>>7388021
I WANT TO BELIEVE

[Anonymous No.7388191]

>>7387880
>I've seriously never seen a bigger scam than "tiny houses".
lol
you are on /biz/, you know.

[Anonymous No.7388208]

>>7385246
>Moving back to London.
Yikes.
I live here (Zone 4) and cant wait to get the fuck out.

>Who eats a watermelon that way?
He probably has to eat it like that because he doesnt have plates or some way to wash up the watermelon juice.
Also watermelon juice would bring ants to his place pretty quick so he has to be careful.

[Anonymous No.7388256]

>>7386181
>dude weed lmao
>paying for video games

toppe kekke

[Anonymous No.7388278]

>>7384699
that's called a trailer park for hipsters

[Anonymous No.7388339]

>>7388191

Touche....

[Anonymous No.7388352]

>>7384699

Live in a van, freelance, travel, eat whatever I want.

I pay about $1500/mo to live this way (that includes all gas, food, van maintenance, insurance, 4g internet with no limits, weekly hotel stays (i stay once a week in a hotel for cleanliness purposes), parking, tickets (to amusement parks, national parks, museums, concerts, etc.), gym membership (to exercise and take regular showers) new clothes, etc. Those are my only expenses.

https://www.youtube.com/watch?v=HOMWMi4d-Wg

[Anonymous No.7388565]

>>7387880
After living with my mother all of my life and paying her mortgage for the past 2 years she finally tells me shes going to sell up.
The house is worth £600000, but she's selling in a rush so she will probably get £500k.
She said she has some debts and other costs so in the end we will get £200k each


I can work remotely so my plan is to get some cheap land and setup a tiny house on that. Literally just enough to put a postbox and garage on to store my RV when I'm on the land.

I don't think 40k GBP would get anything decent in the UK, let alone 40k USD

[Anonymous No.7388629]

pic related will be my backyard in May.

[Anonymous No.7388709]

>>7385834
Gayest shit I've ever heard

[Anonymous No.7388718]

>>7388629

most land that has been farmed on is as good as deal
the soil is depleted

[Anonymous No.7388722]

>>7388140
>because universities like money anon
oh right makes sense, honestly didn't think about the fact that your universities are businesses first and foremost

[Anonymous No.7388768]

>>7388718
>land that's being farmed on is depleted

You don't know shit about farming, crop rotation, or soil nutrients.

[Anonymous No.7389048]

>>7386083
Did that for a while too bro. Would do it again lol.

[Anonymous No.7389151]

>Northern Eurofag hating the cold
>See this weird thing called Ethereum developed by a Money Skeleton
>Looks promising. Buy 8000 of it for $7200 worth of Buttcoin
>Fast forward 16 months
>Sell 2000 for $690,000
>Fast forward another 6 months
>Sell 6000 for $4.5M~
>Fast forward another
>Decide to buy US citizenship for a $500k real estate investment in Florida
>Buy a house in North Scottsdale because it's the only warm place that doesn't have a lot of Mexicans

Pic related is almost an exact fucking replica of my house. In hindsight I should have held on to some ETH and waited for it to hit $1k, but that's spilt milk under the bridge.

[Anonymous No.7389157]

>>7388352
>weekly hotel stays (i stay once a week in a hotel for cleanliness purposes)
Seems expensive, why not just fit your van out with a shower? many people do this.

The parking tickets and being harrased by police is why I would never do the vanlife thing without actually having my own land.

That and its hard to exist in this world without an actual address.

[Anonymous No.7389206]

>>7388629
Any risk of someone building some nasty shit behind that?

[Anonymous No.7389252]

>>7388722
I was about to say "even the publicly funded state unis," but then realized "ESPECIALLY the publicly funded state unis"

[Anonymous No.7389304]

>>7389151
>US citizenship

Sorry. Permanent residency. Not getting my citizenship for like 5 years.

[Anonymous No.7389381]

>>7389151
>>7389304
I remember you from another thread anon!

Where are you doing real estate in Florida? I live here too and really want to get into the market. Do you have discord or telegram?

[Anonymous No.7389384]

>>7389151
Congrats if true anon, but how on earth does a eurofag cash out that much and where?

[Anonymous No.7389417]

>>7389151
>leaving caliphate of scandinavia to move to swampy beaner territory

Enjoy your brown US in 10 years

[Anonymous No.7389435]

>>7389151
Wtf that's only $500k?

[Anonymous No.7389467]

>>7389417
Where could he go that doesnt have brown people?
Also arent mexicans better by the fact that they at least eat pork?

[Anonymous No.7389478]

3300 sqft house, originally built in the late 1800s and updated many times. Mortgage is $2000 a month. Goddam I love the Midwest.

[Anonymous No.7389501]

>>7389467
>Where could he go that doesnt have brown people?

Space.

[Anonymous No.7389523]

>>7389381
Don't want to get into exact project. It basically went like this:

>I looked up a US based lawyer who specialized in these investment-for-permanent-residency schemes
>He drew up all the papers for the investment and application for residency
>I wired $500k and expect to see a decent ROI once the development of the complex is finished in 2019
>Paid a few thousand dollars in lawyer fees

I've never actually set foot to Florida, ever.

[Anonymous No.7389528]

I live with mommy because living alone in Vancouver is impossible.

[Anonymous No.7389535]

>>7389467
>>7389501
>Where could he go that doesnt have brown people?

idk, school?

[Anonymous No.7389575]

>>7389528
Dont they have houses in BC going for cheap?

[Anonymous No.7389608]

>>7384699
>moved into a craigslist room with 3 relatively chill, youngish roommates for $600/mo
I'm literally in the exact same boat, same amount of rent and roommies.

Just ran into a huge problem though, the roommate that actually knows the landlord is kicking me out because she's an alcoholic roastie cunt that thinks she should be able to take someone's housing so her friends can move in.

I've been looking at buying land and building a tinyhouse that will eventually be the bunkhouse for my larger house (which will be built when I have the money). Problem is the cunt wants me out by April 1st, and this project will likely take more than 2 months (or maybe not? how long does building a small house typically take?). Realistically I can tell her to fuck off, I'm protected under the state's landlord-tenant act, so the actual landlord would have to evict me through civil courts which would take a few months.

Any info on tinyhouses would be greatly appreciated. I can afford to do it if the land is around 200k. The only issue I have is how the fuck do I get electricity and water? I'd like to avoid shitting in an outhouse, showering with a bucket, and washing clothes by hand.

>Tl;Dr how do I build.a tinyhouse with electric, water, and septic within 2 months?

[Anonymous No.7389613]

>>7384699
I live in a 1bedroom apartment, student housing, around $400 per month. I'm graduating this year and it sucks because I'm gonna pay 3x that soon.

[Anonymous No.7389631]

>>7389523
>become resident in the most draconian tax bureaucracies on earth
>think you're going to not get fucked once the fed rolls out retroactive crypto wealth taxes

You may have made a good investment originally, but you're about to watch uncle sam take all your money.

[Anonymous No.7389660]

>>7389523
That's not bad at all. I assume the project's probably in Miami?

If you need a social media manager, let me know

[Anonymous No.7389688]

>>7389575
Our little house is valued at 2 million because of this fucking bubble. Until it pops I'm stuck here.
(It'll probably just go up more because that's what happened in 2008)

[Anonymous No.7389719]

>>7385185
Same here. I desperately need to move out though, for my own sanity.

[Anonymous No.7389724]

>>7389384
Don't want to get too specific, but only part of the sales were cashed out through regular means using Bitstamp and one exchange that was based in the country I lived, meaning I paid taxes.

A decent portion went through a LLC in Panama with corporate bank account in Curaçao. Much like the investment in Florida, I never actually set foot in Panama while incorporating. Few thousand in lawyer fees, and they fixed it. I did however have to set foot in Curaçao while opening a corporate bank account, since physical presence was required.

[Anonymous No.7389725]

>>7389608
>Tl;Dr how do I build.a tinyhouse with electric, water, and septic within 2 months?
2 months is short for building any kind of house.

If you can secure the land, maybe you could camp on it whilst you build the house?
If you actually have a job though I would prioritise getting basics like a shower and internet up and runnning first.

Maybe just buy a cheap RV or live out of a car in the mean time?

[Anonymous No.7389784]

>>7389724
>If I incorporated in Panama I don't need to pay taxes on my wealth as a US citizen

Oh sweetie.

[Anonymous No.7389793]

What is a reasonable amount to pay to parents?

I've been covering my share of the food, and some of the hydro and gas, and repairing stuff around the house as it breaks. Do you think that is enough?

Maybe help on the taxes too?

[Anonymous No.7389794]

>>7389660
Yeah, Miami.

And nah, I just live life and tend to my portfolio of shitcoins for a living. Crypto is a lifestyle and hard to get out of even if you make it. Not running a business, so don't really need anyone working for me.

[Anonymous No.7389826]

>>7389794
You haven't made it. You've simply transferred your wealth to the american tax bureaucracy.

[Anonymous No.7389872]

>>7389784
I'm not a US citizen.

I'm a permanent resident, and the sale was made before I acquired permanent residency in the US. Meaning I owe nothing.

I've been drilled so fucking hard by lawyerfags about this. Don't worry.

[Anonymous No.7389952]

>>7389725
An RV might be doable with a storage shed also. I have a lot of stuff.

Camping or living out of the car wouldn't be doable. I have a career that requires me to be showered, shaved, and have a clean pressed uniform. At the very least I need something with the amenities of a studio apartment, which is essentially what a tinyhouse is (and it's a fucking brilliant investment, living in a paid off studio apartment on some land while saving for enough to build a real nice house).

Realistically I can push the issue and get an additional 2, maybe 3 months. I don't think the landlord knows of her plans yet, and I don't think he'd approved of her turning his property into an alcoholics anonymous group home. This is literally what she's trying to do.

[Anonymous No.7389962]

>>7389826
Where I came from I paid 45% income tax, $6 per gallon for gas and taxes on just about anything you can imagine.

American taxes don't phase me at all. Especially not in Arizona.

[Anonymous No.7389964]

>>7389826
Yeah, from the Northern European tax bureaucracy. You pay way less taxes in the US if you shoot Mr. Goldstein some shekels to handle your finances than you would in the socialist refugee utopia that is Northern Europe.

[Anonymous No.7389971]

>>7389872
You have to pay property tax though right?

[Anonymous No.7390036]

>>7389971
Yeah, I believe it's a little bit less than 1% per year. Which is less than I would have paid in my old country.

My shitfolio takes care of those expenses.

[Anonymous No.7390062]

I pay $675 for a 1 bedroom in Portland OR. In a decently nice part of town too. It was just pure luck though. It's an 18 unit complex and the landlord is an old lady who doesn't realize she could be charging $1100 for them. She'll die soon though or sell off and my rent will double.

Saving until then. Pic related.

[Anonymous No.7390209]

>>7389206

VERY unlikely.

[Anonymous No.7390241]

>>7389435
No. $500k had to be in an investment that put more than 10(?) US citizens to work, so the $500k went into an investment pool for construction of a complex in Florida.

North Scottsdale was expensive, but I guess that's a sacrifice I'm willing to make to avoid Mexicans.

[Anonymous No.7390269]

>>7384699
I pay $1,700 for a shitty 1 bedroom with mold and no dishwasher that the landlord raises rent on at least 3 times per year. Only a block from the beach in Southern California, and it's my home town, though. So I can't really escape the dumb costs.

Currently upgrading so that the square footage per dollar is more acceptable (plus I need a yard for my dog, she's no puppy anymore).

They really need to start factoring in the demographics into pricing around here. Or maybe they already do and that's why I pay so much, rofl.

[Anonymous No.7390321]

>>7387871
I know a homeless guy who lives at a shelter. Somehow, he has a cell and shows up at every Pokemon raid in town.

[Anonymous No.7390646]

>>7388352
Dude you could live in an apartment for 1500 a month why would you want to live like a fucking bum?

[Anonymous No.7390760]

>>7390646
Some ppl hate to be tied down. I'd live like a nomad if I could, maybe not forever but I'd do it for a couple years.

[Anonymous No.7391018]

>>7389952
Yeah I would drag my heels and make them pay for the eviction.

I'm pretty sure the landlord would favor you over "some bitches friend" because he should be smart enough to know that friends dont pay rent all the time.


Regarding having to stay suited and booted, I guess your major problem is needing laundry and a shower. I would honestly drop a container on your land (if you can secure it in time) prioritise getting electricity and water so you can run a washer / dryer.

If you cant get water, I understand there are water truck services in the US that will deliver water to your address. You can then use an electric pump and electric shower to get you hot water.
If you cant get electricity, a generator might be an option (though it will be expensive and draw attention when running)

It would take too long to make the container habitable so I would suggest the RV option, or maybe you could camp inside the container with some sleeping bags. I would not reccomend sleeping inside a shipping container though because of the problems with CO2 or CO gas buildup.

Do research, though. There are always solutions.

[Anonymous No.7391087]

> ugly fences everywhere
> cancerous farming in backyard
> fake "wood" materials and 0 tast in architecture

let me guess, you're a burger ?

[Anonymous No.7391254]

>>7384699
>TFW want a shipping container house but know that as a single guy I would instantly become the local weirdo.

[Anonymous No.7391322]

>>7389151
How much % tax did you end up paying int total?

I also want to cash out 7 figs but no idea what to even google to find these lawyers who can help me legally pay less tax. Live in uk so looking at 20% tax right now

[Anonymous No.7391408]

>>7391018
Yeah I'm guessing the RV would be the only viable option, and it can be sold later. The house could be built in that timeframe but getting water and electric will likely take longer.

I'm definitely going to drag my heels but if the landlord threatens eviction I'm leaving, don't want it on my record. I don't think he will, and I think if he knew about this cunt's plan he'd flip that she's booting his most reliable tenant for someone who's probably a loser. I have every intention of fucking up her little plan, but at the same time it makes me realize I'm too old for this shit and don't want to deal with roommates anymore. On top of that I've always thought buying a premade mcmansion or renting and apartment by yourself are financially retarded ideas.

[Anonymous No.7391473]

>>7391254
Debatable.
Some of the container conversions look pretty nice.

[Anonymous No.7391537]

what does biz think about owning large + cheap farmland that's far away from the city, while still renting a room in a inner city area with good public transport? This way you get a balance of both "extremes" - live shittily and cheaply in a work convenient area while still have plently of money left for large farmland that provide passive income (build a comfy cabin there too). When you get sick of the crowds simply drive to your acreage and recharge for a weekend.

I hear hardwood tree nurseries can be profitable since hardwood is in serious short supply practically everywhere in the world. (Nurseries may be able to be combined with animal stock nurseries to result in symbiotic relationship - tree grows quick with animals shitting there > animals take shade and shelter from trees).

Essentially the idea is to have the comfiness of owning large amount of land that produces annual income, while still living below your means in a work convenient area.

Thoughts?

[Anonymous No.7391560]

>>7391087

jesus, i just noticed how warped the "wood" on the front of the house is kek
still looks cozy tho

[Anonymous No.7391750]

OP: In case you haven't heard, saving money is a means to no end

Listen, stick with what you're doing and save up for a studio you can purchase with a mortgage. The DC metro area has TONS of these for cheap-ish, you can easily save up 20%. Then you buy that shit with a 15 year mortgage.

In 7 years it's half paid, you don't live like a weirdo, and it's making money because DC metro housing prices are basically never going down.

This seems so obvious but what do i know.

[Anonymous No.7391856]

>>7391408
Oh and also, the container house is not doable in my area. It gets both too cold and too hot. They simply aren't insulated enough, I think the same would apply to an RV so this has to be a very temporary solution. Luckily winter is just about over, summer will be survivable if I keep the windows open and stay mostly outside like a porch monkey.

[Anonymous No.7391930]

>>7391537

would you be farming the land yourself?

i've literally heard of people basically betting on the price of wood in the future for their retirement. Like, buying land, planting a bunch of trees and waiting 30 years for them to get large as fuck, to chop them down and sell them off later on.

if it works for you, then i'd say do it. Land is forever, man. I don't even know if you eat meat or not, but you can basically just throw a few cows in a field, moving them between paddocks every now and then, and you'll have more meat than you could eat. Plus it tastes good as fuck because they didnt't have stressful lives or whatever kek

[Anonymous No.7391971]

>>7391254
Depending on your local trends, you could make it look like a hippie environmentally conscious thing. Paint some flowers on the side, grow grass on top for some roof insulation, plant some trees and a garden around the property to make it look nice. It all depends on how you present it and present yourself. I would agree though that getting a girl to come back with you to your shipping container after a date is going to take some skill...

[Anonymous No.7392004]

>>7384699
Owning property is the only true path to financial independence.

[Anonymous No.7392009]

>>7389962
Hold on, you wouldn't go to florida but you're fine with Arizona?

Unless its in or around Flagstaff or Sedona, that's a bad move anon.

[Anonymous No.7392049]

>>7391930
Wait, how profitable are trees? Should we be investing in trees rather than shitty coins?

On a side note you could probably get away with planting some on public or state land then chopping them down years later for additional profits.

[Anonymous No.7392078]

>>7385188
>1 bedroom house
>$1000/month

>good deal

[Anonymous No.7392179]

>>7392078
Isn't it sad? You could build a 1 bedroom house for like $5,000, yet rent/mortgage cucks keep spending this amount for nearly the rest of their lives.

[Anonymous No.7392212]

>>7392049

I can't remember what trees they talked about, unfortunately. But you get a big enough tree, with some quality wood, then they can go for a pretty decent amount, if the industry doesn't shit itself

[Anonymous No.7392295]

>>7392009
>Flagstaff
Hey that's where I live. Unfortunately it's the most expensive place to buy land in AZ. Sedona isn't too bad, neither is Prescott area, then there are the really nice hidden gems like Verde Valley and Payson. Anything below Prescott is like an anarchistic 3rd world shithole, but damn is it fun down there.

[Anonymous No.7392419]

>>7388208
I also live in zone 4. What the fuck was I thinking when I chose to study in London

[Anonymous No.7392467]

>>7391856
>It gets both too cold and too hot
Yeah, too cold might be workable but too hot will be a bitch to deal with.

Good luck with whatever you choose.

>>7391254
>>7391971
With some design you can get away from the shipping container feel. though the cost increases.

[Anonymous No.7392502]

>>7387258
yes

[Anonymous No.7392619]

>>7387258
ohhh come on, you can milk dog, but cats? their milk taste horrible!
where i live you can get cheap donkey milk, and horse meat is also pretty cheap.

[Anonymous No.7392662]

Own my own two bedroom house in a hip neighborhood. No roommates, just me. Mortgag is 895 a month. Fucking love it. Two bedrooms around here rent from $1200-1800 and I have a fucking sweet ass house. Love it. Problem is the gf wants to have kids soon and I kind of do too but we'd have to move out into the suburbs. Well, i would want my kids to grow up out there so they could live in a neighborhood where more families are

[Anonymous No.7392709]

>>7384699
I can afford to pay rent to live alone, and it's less than 1/2 my monthly.

I'm thinking about buying a boat and traveling the world, but it's taking a lot of research to find a reliable and well built blue water boat, that's powered/sail, that has the living conditions I want. Working on it. Was thinking of rehabbing an old military boat, a smaller one, and converting it to hybrid, to save on diesel.
RVs restrict you to one continent. If I'm gonna live in that small a space, I want to go see the world, not go moldy in a Walmart parking lot, fuck that.

[Anonymous No.7392736]

>>7392419
If you are American or something I can understand it. But if you are actually from the UK I have no idea.

I only studied in London because my family has property here so its slightly cheaper, but if I had to do it again I'd study in austria/netherland anywhere but

[Anonymous No.7392766]

mortgage cuck here

[Anonymous No.7392823]

>>7388629
can i hobo in the corner?

[Anonymous No.7393046]

>>7387871

Dude you can get a second hand smartphone with like 50 bucks and leech free wifi. The cyber hobo is real.

t. ex-homeless

[Anonymous No.7393061]

>>7391408
RVs are problematic. Where are you gonna park it? Unattended at a Walmart parking lot? It'll be broken into constantly, the types who hang around those places watch people's schedules. RV lot? They're almost as expensive as apartments. Every blog I've read about RV living is that it's not as cheap as it seems to be, and there are a lot of risks attached - they catch fire, they're not very secure, if they break down they're expensive as hell to tow and fix, and they're not designed to be lived in full time, so their materials are cheaper, and they fall apart fast.
Not to mention the fact that it's a depreciating asset the minute you buy it. Throw money away on rent, or the same money every month on a lower resale cost. Pick one.

[Anonymous No.7393143]

>>7392004
You're still dealing with a running meter with property taxes.

I'm not against owning land, but you cannot escape the government's hand in your pocket. All you can do is try to reduce it.

[Anonymous No.7393234]

>>7384699
Buy white business cargo van
Put in a sleeping bag
Park in any business parking lot
Profit

[Anonymous No.7393244]

>>7384767
This nigger knows

[Anonymous No.7393331]

>>7384699

Just moved 1 block from the ocean in Jacksonville with my wife

It's based

[Anonymous No.7393713]

>>7391322
On the stack I cashed out in my country, roughly 30%. On the majority of the stack cashed out through my LLC; 0%.

>>7392009
I don't like niggers, cubans or hurricanes, and I heard Florida was full of them unless you moved to the swamps. Could be misinformed, but I'm satisfied with Arizona.

[Anonymous No.7393729]

>>7393234
If the police find out they will move you the fuck along.
Especially in the US.

[Anonymous No.7393763]

>>7385503
What does you smm do? how much do you earn by it?

[Anonymous No.7393847]

>31
>single
>nocoiner
>no drivers licence
>no friends
>watch burmese moving tapestries and rot away in my own 20m2 suicide cube on neetbuxx, rent is 368€/month plus ~20€ for electricity
>dad picks me up for tendies and a soccer game twice a month
>go to trade school for an electrician degree

I grew up expecting literally nothing from life and I'm thoroughly content in some laconic sense. Happy for all you guys who've made it.

[Anonymous No.7393908]

>>7393713
I have a feeling you're from Norway. Is it hard to get an LLC, did scandi lawyers fix that for you

[Anonymous No.7394014]

>>7393061
Read the post nigger it would be temporary and on a few acres that I'd own. I'd sell it as soon as the bunkhouse is up and running.

[Anonymous No.7394179]

>>7393908
Not going to disclose which country, but close.

My bank set me up with a law firm in Panama for the incorporating. Law firm in Panama did all the work, and all I had to do was sign some papers, travel to Curaçao and sign the papers to open a corporate bank account there.

Sale of crypto went to Curaçao corporate account, and Panama has a 0% tax rate on corporate income made outside of Panama. Which means I never had to disclose to sale to any authority, not even Panamanian.

[Anonymous No.7394278]

>>7393847
Which country in the EU is this? Sounds stressfree honestly.

[Anonymous No.7394459]

>>7384699
the Jews want you to move out and get loans.
why not stay at home if there is a lot of space and you don't have kids/family?
you guys do know that that rich people live at home longer.

[Anonymous No.7394551]

>>7384699

I live on the ground level of a three level house (rented). A family of turkroaches live on the upper two. The turks are nice, husband is a university professor here on some kind of sabbatical/research/visiting foreign professor to the local uni trip. It's comfy and cheap. I want to buy a house but don't have the funds for it yet. Investing is certainly getting me closer though.

[Anonymous No.7394611]

>>7393234
burgerplanet does this
he is a live streamer in his 30s
lives in a fucking van and live streams all day
guy has like 200k in the bank

[Anonymous No.7394658]

>>7394611
https://www.youtube.com/watch?v=OPIxxV8CJzE

[Anonymous No.7394772]

>>7387871
There are government programs that give out phones. Homeless people have phones.

[Anonymous No.7394832]

just moved into this thanks to crypto tanking...hoping BTC goes up enough for me to afford a garbage bag to put over it when it rains.

[Anonymous No.7394845]

>>7387589
kek burying that clause in your invoice isn't going to cover your ass in court if you get found out, you realize this right?

[Anonymous No.7394891]

>>7387871
>>homeless
>>still using a phone

what is obama phone

https://www.youtube.com/watch?v=tpAOwJvTOio

[Anonymous No.7395059]

>>7394278

Finland. Doing jack shit in your life is quite zen for some time, but at least I start to feel like degenerating mentally and socially after a while. Maybe I'm just stupidly hardwired for wageslaving, because having a job at least gave me routines, a community at work, an identity and some vague sense of belonging to the wider society no matter how awfully normie it would sound to an aspiring crypto hermit. The days become weeks that become indisguishable from another and mush into a gray flatlined existence and molding you into a cave goblin stuttering at your only social interaction - the damn shop clerks. And I just love fiddling with electrical wiring and coming home physically exhausted from a days work.

[Anonymous No.7395612]

>>7395059
Have an autist friend in Finland who's just gone away on his conscription, lived a pretty similar NEET life, I had no idea the welfare system was so over the top, in the UK to live entirely on benefits requires loopholes and a degree of effort.

[Anonymous No.7395757]

>>7393763
I have 6 clients at $1500/mo each, give or take $500. I have two other clients who I work for free for because one is a my local Porsche dealership and they help get me cheap parts and the other is a REALLY good coffee shop across the street from my dorm.

[Anonymous No.7395799]

>>7395757
also SMM = social media management

[Anonymous No.7395940]

>>7394611
>guy has like 200k in the bank
I dobut it.
I saw him drinking the last inch out of peoples unfinished beers.
He sure knows how to save money though.

[Anonymous No.7395948]

>>7395059

Hit me deep man, I own my own business and its doing pretty good. I've got another 2 smaller businesses that I will be involved with this year as well. Between this and crypto I have a dream of retiring by the time I'm 35. The problem is, I know my mental health would seriously go to shit, its good for me to keep busy but its such a horrible realisation that if I make it, I will be bored with life, but if I carry on over working myself then I will never taste that freedom.

I'm not a complete social autist, I have a gf and I own a 3 bedroom house. Problem is, I think being financially free would be so fucking boring after the first few years travelling even though I would like to make this a reality and its what drives me in the present. Maybe I'm just doomed to work in order to perceive a purpose in life.

[Anonymous No.7396183]

>>7384699
I live in one of the cheapest cities in Canada (London ON), $800/month CAD (640.00 USD) for a very spacious 2 bedroom apartment, fully renovated, all inclusive, including parking. The only problem: it snows like a mother fucker here and there's not much work (I'm going back to school for programming though, and will be travelling around as a free lancer once done). The government has started paying for free school too, so I only have to pay back about 4000 per school year. It's not a bad deal at all. Before that I lived with my parents, and they eventually kicked me out.

[Anonymous No.7396263]

>>7395940
yeah, he is a fucking jew.
but he has bank.

[Anonymous No.7396311]

>>7395948
you don't have to spend it like a permanent holiday. You've got the money now to learn whatever you want, acquire whatever skills or assets you want by paying others.

[Anonymous No.7396316]

>>7384699
>moved into a craigslist room with 3 relatively chill, youngish roommates
Pathetic... Kill yourself

[Anonymous No.7396342]

>>7392736
I think it was a cool city and still is but I don't have any friends. The only one lives a bit far and doesn't want to visit me because it's expensive. I thought about going to the Royal Opera House by myself but it's always sold out and the remaining tickets are expensive
I'm thinking of moving to Netherlands afterwards. Ideally buy a house near a lake and far from the city. Just 2 more years and half living here because I'm going abroad in my 3rd year

[Anonymous No.7396347]

>>7395612

Nice. The benefit system kinda isn't that straightforward anymore and the amount of bureaucracy and paperwork can be really obscene in some cases. The government also just introduced requirements that require you to actually actively do shit to find employment. Looking back the military was an extremely easy and comfy period in life. Close to zero brains required, all your basic needs like housing, food and laundry are taken care of for you and the bro culture is golden. Would definitely do again in a heartbeat, but too old for career military already.

>>7395948

Well at least you get to wind down and set your own pace in things. Keep yourself occupied, establish routines and most importantly, don't start drinking or doing drugs to fill the void.

[Anonymous No.7396435]

Comfy as fuck in first solo apartment at 22. Near the beach and 10 minutes from work so no commute. Feels good.

[Anonymous No.7397524]

>>7396435
>work

[Anonymous No.7397856]

>>7387831
>>7387871
>>7387944

Holy shit lol. OP here, this is actually what my younger brother basically does, that's sorta why I posted the thread. He pays no rent and basically lives in the woods wherever he goes, out of a Bivy sleeping bag to block the elements, and using some crazy wood stove heater that charges his phone. He uses an ebike to get around, charges it at libraries and starbucks and went something like 100 miles in the DC area and came back home over a few days' time.

Pic related is part of his current setup he texted me recently. His sleeping bag is in the drawstring with a couple other items; food stuff goes in the other bag, and he had a larger survival bag with some other shit, that he apparently left outside of a grocery store just the other day and got stolen, lol. Sucks for him but he said he learned from it and only lost a few nonessentials.

[Anonymous No.7397981]

>>7384699
Single room apartment for $800 a month. About 500 sqft.
Moving to denver soon. I have about $180k saved up and i plan to maximize my tax write offs with interest payment while going to college on my gi bill.

[Anonymous No.7398048]

>>7384699
mommy kicked me out, now living with daddy . ]

[Anonymous No.7398094]

>>7392179
You cant do that in a lot of locations. You would also have to foot the price of installing infrastructure.
You also lose a lot of job opportunities by living in those locations.
You end up losing dimes to save pennies.

[Anonymous No.7398125]

>>7389501
the library

[Anonymous No.7398215]

>>7386926
Look man. I dont have a 100k a year job but your savings are pathetic.
I had more than that working at walmart and I also had a gf at the time.

[Anonymous No.7398277]

>>7384767
what it's all about

[Anonymous No.7398456]

>>7387258
>steal out of date food from bins at supermarket
This one is huge

[Anonymous No.7398496]

>>7386181
solid advice

[Anonymous No.7398753]

>>7387258
I need more of these tips if I'm gonna survive the winter.