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/biz/ - Business & Finance

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653510 No.653510 [Reply] [Original]

What is a good credit card for a college student and beginner?

>> No.653514

>>653510

Both Discover and BoA have basic $500-$1000 limit cards that they can issue you as long as you have a checking account with at least $1000.

>> No.653516
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653516

>>653510
BoA's student premier card or whatever it has a 500 dollar limit. It's mostly so you can build up credit, also pay your cell phone on time and pay down your student debt to achieve a decent credit rating.

>> No.653522

>>653514
>>653516
around how much would the monthly payments be or does that depend on how much I get approved for?

>> No.653527

>>653522
Your monthly payment is however much you spend that month.

>> No.653536

>>653522

What do you mean by "monthly payments"

The amount you spend is the amount you pay. Always pay your cards off in full every month.

It is a myth that carrying interest improves credit faster.

If you mean the fee for using the card, then there is none. Never get a card with an annual fee. Obviously there are exceptions to that, but you'll know when that rule no longer applies to you

>> No.653539

>>653510
arrow is a better show

>> No.653541

>>653539
I like both. New ep of Flash in a few hours and I cant wait

>> No.653544

>>653510
I fucking hate JPMorgan and want to take my business elsewhere. Recommedations? Was thinking of Wells Fargo because one of my relatives work there.

>> No.653545

Discover it student
Capital one student
Bank of America (easiest to get)