/biz/ - Business & Finance

[Anonymous No.58041858]

>I can financially outperform 70% of the population just by saving my money instead of wasting them in bullshit stuff and social events

[Anonymous No.58041865]

>>58041858
>70%
90% easy. If you invest it all in VOO it's easily 95%, and that doesn't even have any risk.

[Anonymous No.58041868]

>>58041858
saving your money where though, in a bank? it's just losing value.

[Anonymous No.58041875]

according to my calculations.. it really is that simple

[Anonymous No.58041881]

>>58041858
yeah you can financially outperform them, but are you experiencing life as you'd like to?

[Anonymous No.58041885]

>>58041881
normalfag "life" isn't life, it's a system of slavery

[Anonymous No.58041899]

>IM GOONA SAAAAAAAAVEEEEE
savings are just future spendings

[Anonymous No.58041903]

>>58041858
50 years later:
>*ack* why don't I have any stuff or memories of social events *dies*

[Anonymous No.58041912]

>>58041858
No fucking kidding. A normie friend of mine goes partying every weekend and she almost reaches the $100 mark each time, and then there's her weekly brunch outing with other friends and she routinely stops at a fast food place after work for a quick meal. Yes life is expensive as shit now but normies who just burn their money off like that have no rights to complain

[Anonymous No.58041913]

>>58041903
incel cope

[Anonymous No.58041915]

>>58041858
>saving money
Get outta my face with that poverty shit. If I wanna go to a bar with my bros, I'm gonna go to the bar with my bros. Rich people are rich, because they have a lot of income, not because they live frugally. But ofc I'm not saying you should blow all your cash on hookers, blow and expensive cars. Just enjoy the simple pleasures of life

[Anonymous No.58041918]

>>58041858
>Bragging about being in the 70th percentile

[Anonymous No.58041921]

>>58041912
She is a girl and will always have a guy lined up to save her

[Anonymous No.58041928]

All I've ever needed in my life is a computer. My entire life since like age 12 has been in front of a PC and im 36 now.

I dont see how this ever changes. I dont like going outside, I dont like doing things. My biggest expense is a gym membership ($500/year) and thats basically my only form of spending outside of a internet bill

[Anonymous No.58041933]

>>58041928
Based.

[Anonymous No.58041943]

>>58041868
Choose:
>losing value of 50k sitting in a bank account
vs
>losing value of 1000$ in a bank account + value lost in useless bullshit sold used for -50% + value lost in party drinks + more value lost in long term bad health caused by consuming shit

[Anonymous No.58041955]

>>58041858
I was like this until I started gambling. Now I’ve mostly quit and I really never went into debt, but climbing the ladder again by working a 9 to 5 and saving is gonna be so fucking annoying.

[Anonymous No.58041962]

>>58041858

>glad I wasted my youth to have 50k in the bank

[Anonymous No.58041970]

>>58041962
>he thinks it's 50k
seethe more roastie

[Anonymous No.58041974]

>>58041881
Are they even happy?
They are full of problems like debts and always angry, you can tell by them driving like shit and aggressive behavior at work and other places.

Majority of people are fucking unhappy and vicious following the latest social media trends. I prefer to be a loser at this point.

[Anonymous No.58041994]

>>58041921
She's currently in her "I'm done slutting around and now want to settle with a nice man" phase so probably

[Anonymous No.58042005]

>>58041903
>"i'm glad i have all these memories of people abandoning me once i finished all my money"
>*dies*

[Anonymous No.58042013]

>>58041858
It's pretty great. If you can just get yourself to the point where you bring in more than your living expenses, you can quickly start accumulating wealth. No idea how normies can just go through life barely scraping by and not try to improve things.

>>58041881
Money can't buy me any of the stuff I want. But accumulating a lot of it might. Also kek at the idea that normalfag lives are even pleasant.

[Anonymous No.58042021]

>>58041915
>>Rich people are rich.
Nice tautology retard.

the question here is, are you rich? Unless this is the case pipe the fuck down, retard.
earn -> save -> invest -> become rich.
if you mess up anywhere, you are fucked, simple as.

>>Just enjoy the simple pleasures of life
By spending money you dont have? simple things are free, sorry can't help you have nigger/female brain.
you are not going to make it. .

[Anonymous No.58042040]

>I'm missing every life milestones, surely I can do them later when I made it (tm)
fucking autists man I swear

[Anonymous No.58042045]

>>58041994
but she's clearly not done wiht her "i'm done spending money on shit" phase. gotcha!

[Anonymous No.58042070]

>>58042040
>>life milestones
normalfag npc detected

[Anonymous No.58042101]

>>58042070
good luck with your 4chan teenager meme, have an interesting shut-in 3-4 decades until you die

[Anonymous No.58042110]

>>58041928
You dropped your crown, KING

[Anonymous No.58042117]

>>58042013
>No idea how normies can just go through life barely scraping by and not try to improve things.
The thing is a lot of them earned a lot in the past, even without a job, but they manage to magically eat them all without problems and i have no fucking idea how.

My brother for example managed to get a job while living with my family, he was never able to save shit for some reason do to his shit attitude, last time my mother asked wtf he did with his last 1500$ after losing the job he acted like a child and got angry as fuck.

Now he lives in a rented apartment, is always stressed and can't save shit.

[Anonymous No.58042150]

>>58042040
Ah yes, the milestone of being eternally asshurt, live in poverty and full of coping systems (drinks, consumerism, sex and netflix movies).

[Anonymous No.58042193]

>>58042117
does he constantly watch youtube or other social media? that shit constantly tells you to buy shit.

[Anonymous No.58042198]

>>58042070
>>58042101
I WILL NOT go on dates
I WILL NOT kiss a woman
I WILL NOT hold hands with a woman
I WILL NOT get a girlfriend
I WILL NOT buy a mortgage and put myself in debt slavery
I WILL NOT get married
I WILL NOT have children
I WILL NOT be divorced raped
I WILL NOT pay child support and alimony
I WILL have infinite freedom and no obligations
You WILL seethe day and night

[Anonymous No.58042206]

>>58042150
as opposed to let your dick rot in front of charts h24 the real based /biz/ life indeed

[Anonymous No.58042236]

>>58041915
>Rich people are rich, because they have a lot of income, not because they live frugally
Woman-tier logic. Most rich people are actually middle-class people who handled their money well, or people who started businesses. A lot of high earning professions like doctors actually tend to cap out at upper-middle class because they're so bad with their money. A higher income is like higher horsepower in a car. It'll get you somewhere faster, but it's not going to do jack if you haven't even steered the car towards where you want to go.

>>58041974
>Are they even happy?
This is the funny part. Most people are constantly unhappy and complaining about money problems. I rarely meet someone whose life I would actually want to live, yet I'm supposed to spend all my money because I'll miss out on life milestones that I'd probably somehow be gatekept from anyways?

>>58042117
>last time my mother asked wtf he did with his last 1500$ after losing the job he acted like a child and got angry as fuck
The money tantrums are so annoying. I've seen multiple people do it, and I have no idea what's going through their minds. I can't tell if they're just overemotional and taking it as some sort of insult or if it's some sort of ploy for sympathy so other people will give them shit.

Still feel bad for all the people who ruin their entire life because they can't keep a buck in their wallet without spending it. It's almost like seeing a drug addict who squanders all their potential.

[Anonymous No.58042298]

>>58042206
Rot in one way or rot in another way, still rot at the end, i don't see many people being healthy and stress free that is not a faggot with higher social class, but even if you're rich you're full of problems, always.

I can always improve by being more self-aware than the average retard out there. So...

[Anonymous No.58042326]

>if you invest in the S&P 500 every paycheck you will outperform 98% of your peers

[Anonymous No.58042359]

>>58042236
>It's almost like seeing a drug addict who squanders all their potential.
Yes, more or less, they deserve their lesson. I just came to the conclusion these are the kind of people who needs to manage their lives alone so they can understand how much they spend, because if they start relying economically on someone like parents they become parasites and damage others even if they're evil and feel bad after doing bad choices, at least this was my brother's character.

[Anonymous No.58042363]

>>58042298
fair point, just pointing out that to think being financially successful and having a social life are somehow mutually exclusive is grade a copium

[Anonymous No.58042373]

>>58042363
They are often mutually exclusive

[Anonymous No.58042381]

>>58042359
*even if they're NOT evil

sorry for mistyping

[Anonymous No.58042429]

>>58042363
People can balance between saving and having a good social life without problem, if they can only sit in front of a table and check how much they spend.

But they don't do that because they're retarded, and also because the whole zeitgeist they live in and slowly absorbed since infancy is one retarded shopping mall with lots of colorful lights.

[Anonymous No.58042433]

>>58041858
I outpeformed my whole family by holding some cat loafs on LOAF a month ago and now they're begging me to know how the fuck they can set up a fucking solana chain to do the same

[Anonymous No.58043552]

>>58041865
I’d start investing in VOO if I wasn’t afraid the markets will slide soon

[Anonymous No.58043623]

>>58041903
kek this

[Anonymous No.58043709]

>>58042040
>Implying you can’t be frugal and selective with your social outings
Most people go out every single weekend to the same place to buy the same shitty overpriced food and drinks. You can be choosy with when you socialize, and make it count. My friends hate going out so we all just meet up at one of our places and hang out. It’s based and free. If you need an event for your friends to want to hang out, they’re probably not real friends.

[Anonymous No.58045003]

>>58041858

>make your own sandwich instead of getting doordash
>I am now richer than my peers

Who said life was hard?

[Anonymous No.58045030]

>>58041903

>go to bar
>no one talks to me
>spend $100
>still alone
>now $100 poorer

Great "memory" I made there.

[Anonymous No.58045078]

>>58042198
I am following this life path, but involuntarily.