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/biz/ - Business & Finance

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57985242 No.57985242 [Reply] [Original]

How are young people so catastrophically bad with money? I'm in my 20s and yes the economy isn't fantastic, but I also pay my own way on a job not much more than min wage, own my car, pay my taxes, put away a sizeable amount of my paycheck into my saving each month, buy my food each week, buy my clothes, pay my rent and still have a bit left over to spend on hobbies and other things I may want.
These pieces of shit will buy brand new clothes constantly, buy the latest apple products, spend stupid amounts of money "partying" every weekend if not multiple times a week, then complain that they don't have enough to live.

>> No.57985320

>>57985242
I bet those are CNAs and not RNs or even LPNs

>> No.57985325
File: 825 KB, 990x926, 1708672714088103.png [View same] [iqdb] [saucenao] [google]
57985325

>>57985242
They just want to have fun, okay?

>> No.57985339

Not everyone is a miserable, miserly penny pinching sperg.

>> No.57985346

>women
There's your answer, most women are consumers that's why.

>> No.57985398

>>57985346
I thought most women were left leaning and hated capitalism?

>> No.57985402

>>57985339
>bank account of a person with a relatively well paying job between in the negative on pay day
>theyre just not a sperg like you
Kek. Enjoy wage slaving until you die.

>> No.57985414

>>57985339
Pretty sure the slobs in the webm are a lot more miserable than me

>> No.57985425

>>57985242
They don't have the discipline to live like peasants while dumping 90% of their paycheck into speculative assets like people here do.

>> No.57985428

>>57985398
They do, and they’ll tell you so on the new $1500 iPhone they just bought with a credit card at 24.99% Apr while sitting in the car they’re leasing in the parking lot of the college they’re borrowing $100,000 to attend.

>> No.57985433
File: 83 KB, 640x513, u-v0-behgsupxs12c1.png [View same] [iqdb] [saucenao] [google]
57985433

>>57985242
>plot-twist they all bought bitcoin and are HODLíng

>> No.57985490

the average docgecoin investor

>> No.57985519

>>57985242
>>57985325
thanks for the two good additions to my kazakhstan folder

>> No.57985702

>>57985339
NGMI

>> No.57985796

>>57985242
I'd be so stressed out if that was me. how do you live like that

>> No.57985880

most people are horrible with money. like 60-80% of the remaining 20% who are good to great with money the vast majority don't make enough to ever really get ahead.

make 200k and live a 50k a year lifestyle = made it forever in between 10 and 15 years.

>> No.57985906

They don’t even know their own gender. These kids are fucked

>> No.57985923

> fat latina women

what else did you expect?

>> No.57985935
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57985935

>>57985242
I'm happy they're consooming, I hope they buy the latest products of any kind and plunge themselves into debt year after year. Not because I hate them but because their mindless consooming is my profit as a shareholder of the companies they buy their products from. I don't care about their lives, I just want to profit from HOW they live.

>> No.57985952

>>57985242
My balance is $28 because everything is in crypto.

>> No.57985964

>>57985935
This is a sad reality, but we really do profit off retards in the current economy. Maybe good financial advice should be behind a paywall to offset the cost of them not giving us their checks in the future.

>> No.57985991
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57985991

>>57985242
I've seen gen z and alpha talking about loading mp3s onto their phones and playing music offline as some kind of money-saving lifehack. This is just something we did before streaming became the status quo. These people grew up thinking that being subscription cattle is somehow the norm.

>> No.57986010

>>57985991
Is that Chris Pine?

>> No.57986016

>>57985991
never let them know about pirating movies and games or the economy is doomed

>> No.57986061

>>57986016
you think they can actually sit through a whole movie?

>> No.57986088

>>57986061
Last time I went to the cinema, I had to move to the front row because every row in front of me had multiple people with cellphones in their hands.

>> No.57986115

>>57985425
this

>> No.57986125

>>57985991
>only just now figuring out something thats been done for 15+ years

>> No.57986217
File: 89 KB, 1106x1012, pepeglasses.jpg [View same] [iqdb] [saucenao] [google]
57986217

>>57985242
>easy to be smarter then financial irresponsible
>literally impossible to join the occultist tier class of elite scammers like elon musk or cathie woods that make their "wealth" off dark mass manipulation magic and require you to have become a member of the big boy club

Truly this is the real biz hell. Predditors below you and predators above you. As above so below.

>> No.57986230

>>57985991
>These people grew up thinking that being subscription cattle is somehow the norm.
I feel bad for them. they've been nickle and dimed to the fuckin extreme their whole lives in every aspect of it.

>> No.57986786

>>57985242
>Video shows a bunch of fat brown retards
>”Why are they bad with money?!”

>> No.57986904

>>57985242
>people
>everyone in the webm is a woman
werent you there for the women and money thread the other day
women have no concept of money and saving, they think money exists to be spent
they feel that its a waste to leave money sitting around when it could be spent instead

>> No.57986959

>>57985242
I know people that make 120k+ a year and are literally broke and living paycheck to paycheck. Shit I know a guy that won a 13 million dollar lotto and lost all of it.

>> No.57986971

>>57986904
>they feel that its a waste to leave money sitting around when it could be spent instead
Fuck.

>> No.57986993
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57986993

>the whole 21st century is based around imprinting on people that buying things = feels good
>people don't feel good because the word is lurching from one crisis to the next for decades and in general nothing good happens
>people consoom
Dunno dude

>> No.57987046

>>57985242
why do you care what other people do with their money? have sex incel if this aint a 1pbtid

>> No.57987057

>>57985242
Weed

>> No.57987761

>>57985325
>okay?
Okay

>> No.57987790

>>57985339
I have 6 figs and I can't even think of something to spend money on. I have everything I need. Meanwhile normies will buy new shit just for the hell of it

>> No.57988327

>>57985320
And they give all their money to their Big Black Kangz who don't work and are convicted felons.