/biz/ - Business & Finance

[Anonymous No.57972117]

just hit 6 figs

wtf do I even buy with my money? How does this even improve my life at all?

[Anonymous No.57972127]

>>57972117
>buy
>with money
retard

[Anonymous No.57972146]

>>57972117
buy a 4chan pass to post more frogs

[Anonymous No.57972188]

Take some profit off the table and get a normie dividend fund going, 8% from a fund that is nominally growing. Just a few bucks along the way as we ascend, and definitely get your initial out. Also get rid of any high-interest debt. Use the dividends to buy your forever bag of BTC.

[Anonymous No.57972235]

>>57972188

when is a good time to get your initial out from shitcoins? 10x?

[Anonymous No.57972275]

>>57972235
Depends on the coin but shit if you get 2-3x take SOME profit and redeploy.

[Anonymous No.57972320]

>>57972117
buy your mom something nice:)

[Anonymous No.57972341]

go for 300k

[Anonymous No.57972350]

>>57972320
solid advice

[Anonymous No.57972378]

>>57972117
Welcome to six figure hell, where you can't complain lest the (even poorer) poorfags screech and you can't do much anything meaningful with your money.

[Anonymous No.57972389]

>>57972117
You're in six figure hell now. It doesn't change anything materialy, but now you feel less motivated to continue working even though you logically know you have to.

[Anonymous No.57972411]

>>57972188
>8%
Lmao no such dividend fund exists
Even SCHD doesn’t come close to that

[Anonymous No.57972478]

>>57972117
You best start believing in 6-figure hell, OP.
You're in it.

[Anonymous No.57972513]

>>57972188
>Bro just sell your BTC to collect 8% dividends and dca into btc when it's $500k lol

[Anonymous No.57972556]

>>57972411
If you can beat inflation between the principal and the divvies you’ll be fine. A number of funds do that.

[Anonymous No.57972657]

>>57972478
somebody explain me the 6fig hell..

like you shit your pants because every dump feels like a huge one but also it's harder to reach to $1mil due to the stress?

[Anonymous No.57972846]

>>57972657
It's because you have "a lot of money," then you realize you can't do things like retire, buy a house, and even be careful about buying a fucking car.

[Anonymous No.57973079]

>>57972389
lmao this

[Anonymous No.57973109]

>>57972117
You buy better investments.

[Anonymous No.57973149]

>>57972117
What do you even mean? Your salary is six figs a year or you have six figs of investable assets? If investable assets, first 100k is the hardest, you are on cruise to multi-millionaire if you are young and continue investing.

[Anonymous No.57973182]

>>57972657
I mean I'm at $1.9 million and this feeling doesn't get any better. The difference between $100k and $1-3 million though is that you are guaranteed 100% that you will retire someday (assuming you're young, like early-mid 20s). I'm guaranteed I will retire comfortably (somewhat rich) someday. I'm also low-mid 20s in age.

I imagine this feeling goes away at about $6-10 million, or the "i can retire comfortably NOW" or "I can be rich someday" stage. That's the truth of it.

If I told you how painfully far you are from comfort, and you actually believed it wholeheartedly, you would cry. It's literally your entire lifetime of difference.

[Anonymous No.57973256]

>>57973182
>far from comfort
why the fuck do I need $10m to be "comfortable"? Stop being an eternal consoomer and just enjoy what you have while investing passively in the background

[Anonymous No.57973296]

>>57972117
I'm in 6 figure hell myself, and make a 6 figure salary. Really, it'd be more realistic to call it a sort of purgatory rather than hell. Basically it's enough to live a comfortable yet trivially boring life. You still have to wage slave, and while you cam buy almost anything practical (food, clothing, video games, movies and other mindless entertainment), it's not enough to indulge in most luxuries, like expensive cars, watches, frequent vacations, etc. Most of all, it can't buy you true freedom and financial independence.

So tldr: it's enough to live a boring life and consoom useless baubels and distractions until you get bored.

[Anonymous No.57973448]

>>57973256
>Why the fuck do I need $10m to be "comfortable"
You won't understand what I'm saying until you reach around $1.5-$3 million. It's not me about consuming. It's about a defense you have that prevents you from realizing just how poor you are. See the last line of my previous post. If you didn't have those defenses, you would realize just how far from true financial independence you really are.

It's like the slave who feels like a king because he can finally afford to buy lunch on his lunch breaks in between 14 hour shifts in the mines. All he's thinking about is how he'll never have to worry about paying for his lunch again while all the other slaves beg for scraps. He doesn't realize that even the owner of this "mine" he works in is a slave. He thinks it's inconceivable that the man who owns him could also be just as uncomfortable of a slave as he is. That's where you are.

[Anonymous No.57973462]

>>57972657
It's very easy to get to $100k. Basically anyone that has a decent job can get to $100k by the time they're 30 if they're not a complete fuckup. Getting to $1m from $100k is exponentially harder. It could take a normie with a normal job 30 years to get from $100k to $1m, unless they somehow get way better than average returns or income. And for most they are old and their life is mostly over at that point.

[Mr. Referee No.57973464]

Based dev here trying to push $mussi and $runaldo. Support one of these pliz

[Anonymous No.57973520]

>>57972117
take 10%~20% pay tax on that, spend it one w/e you want. use the rest of it to make more money.

[Anonymous No.57973535]

>>57973520
This is a great way to stay poor forever OP. Do this if you hate yourself.

[Anonymous No.57973590]

>>57973535
ok well i literally mean, if you don't do that, then use it to make more money. how? i don't fucking know. stingy ass economy.

[Anonymous No.57973601]

>>57973448
Most people don't want to just NEET all day long. A little bit of investments goes a lot further in having a less intensive and higher QoL job as a supplement instead of just full-on retiring at 30 and jerking off all day.

If you literally want to retire and live a fancy, high-end life like some kind of lazy trust fund kid, then yes, obviously that require a huge amount of work just for you to be a slob for decades.

[Anonymous No.57973610]

>>57972117
Get more FUN and your life we instantly become way more wholesome, and or course, FUN kek

[Anonymous No.57973672]

>>57973462
yeah just live with your parents until you're 30

[Anonymous No.57973701]

>>57972117
Just hitting 6 figures means flying premium economy, not yet business. Still good, tho. Also means not checking prices when you go shopping for whatever. Doesn't mean you can buy a Rolex on a whim, tho. That's for 7s.

[Anonymous No.57973749]

>>57973601
So what exactly are you suggesting I do if I have close to $10 million at age 30 with a job that makes only $100k per year? Keep working the job? It's not like you can use your net worth to buy a comfier job.

[Anonymous No.57973757]

>>57972117
6 figures literally means nothing
congrats you can buy a mid tier luxury suv

[Anonymous No.57973767]

>>57973701
I'm at "7s" and wouldn't dream of flying even premium economy.
>Not checking prices when you go shopping for whatever
If meat is not on sale at the grocery store, I won't buy it until it is.

[Anonymous No.57973779]

>>57973757
but why would you?

[Anonymous No.57973789]

>>57973779
So your kid has some legroom on the way to soccer practice?
Oh wait I forgot this entire board plans on never having kids because they're all 22 and naive.

[Anonymous No.57973796]

>>57972389
It was a bitch last friday seeing a shitcoin i hold make more than i make in a year of wage slaving, but still needing it to do at least another x30 before it matters

[Anonymous No.57973814]

>>57972117
6 figs at this point is nothing op, invest that to at least 10x that money so you can retire, or farm some tokens on blocklords in you dont wanna work, when the time comes, youll have a lot of those tokens to just short them

[Anonymous No.57973825]

>>57973182
>low-mid 20s
Nigga, you're 24. That's mid 20s. If you're under 24, you're not mid 20s. There's no such thing as "low-mid".

[Anonymous No.57973840]

>>57973825
Ok. Ya got me.

[Anonymous No.57973880]

>>57973789
>having a kid in 2024
>will likely have to support them well past 30
>have to buy a luxury SUV because you made the worst financial mistake of all
lol

[Anonymous No.57973887]

>>57973182
damn you gotta have the luck of life to have this much at your age
and still complaining, the audacity unreal
a brainlet like you deserves to lose it all

[Anonymous No.57973888]

>>57973880
>Dying with no children

[Anonymous No.57973898]

>>57973887
I'm not "complaining". I'm telling you life is just has hard at $1.9 million as it was at $40,000. Try havingHave some perspective.

[Anonymous No.57973910]

>>57972117
kek you'll need 8 figures to make it in the new paradigm
good luck

[Anonymous No.57973922]

>>57973888
>Living with children

[Anonymous No.57973928]

>>57973898
its not hard at all your life has been a literal cake walk and its fucking easy when you already are above 1 million
be at 5 fig hell at 30s thats tough youre a fucking pathetic retard who was probably born wealthy or literally won the lotto and acts like you did anything to deserve this cash which you clearly never worked for

[Anonymous No.57973944]

>>57973749
work less hours, find a comfier job that is easier with less hours, work part-time/side hustle, take an extended break between looking for jobs, etc.

All of these are predicated by having financial stability

[Anonymous No.57973959]

>>57973922
There's no argument here. You're just ousting yourself as an immature child when you claim life is better without children.
>>57973928
>Probably born wealthy
Nope.
>Literally won the lotto
Nope.
Worked a job, invested in Bitcoin. Simple as that faggot.

[Anonymous No.57973969]

>>57973959
>>57973928
Just to be perfectly clear, I'm not lucky. You're just that pathetic. There's a difference.

[Anonymous No.57973974]

>>57972117
Don't save your money in US dollars, keep the money circulating in investment from your bank, stock market or crypto and always remember, use credit
Don't let the inflation made you lose around 2% of your savings according to Truflation
It's just that easy, now you can travel to Thailand and ravage some ladyboys

[Anonymous No.57973992]

>>57973959
>life is better without children
Objectively true. Nobody is more pathetic than the person who seeks validation from having children. They ruin any chance of having an enjoyable life.

[Anonymous No.57973993]

>>57973888
Why should I have kids?

[Anonymous No.57973996]

>>57973959
yea so won in lotto you fagot nigger>>57973969
yes you are 100% lucky you never deserved shit for investing in literally nothing internet money
you literally are just a low iq monkey who saw biz and randomly won lotto talking shit on the internet how hes tough and deserved this unironically hope a nigger rapes your asshole for your ridiculous attitude then you can act like you do now

[Anonymous No.57974003]

>>57972188
want to kill all these faggots suggesting going into tradfi


why not suggest some more stable crypto instruments like staking or lending? why? because you don't GET it and you're just here for a quick buck and that's why your never gmi

[Anonymous No.57974016]

>>57973993
The same reason people use Linux as a desktop OS - they want to needlessly complicate their lives because they need something to fill the void.

[Anonymous No.57974056]

>>57973996
want to kill all these faggots suggesting that buying bitcoin was "just lucky"

[Anonymous No.57974067]

>>57972117
buy PRQ and go 8 digits, then buy coke and whores

[Anonymous No.57974100]

Just go all in on any if the AI memes like enqai or whatever.
Its pretty much guaranteed 10x

[Anonymous No.57974126]

>>57974056
its literally luck if you had no money now youd literally never make that money again you retarded arroant fagot unironically hope you geet raped
learn humility you literally lucked out maxxed and if you cant even admit that youre a just an immature child with a tiny brain, whixh you are

your craptos worth is exactly 0 dollar

[Anonymous No.57974204]

>>57974126
Holy shit

[Anonymous No.57974207]

>>57972117
Lmao it doesn’t, poorlet. I spent 6 figs on my pet python’s food. Kys, you eastern euroach

[Anonymous No.57974227]

>>57974204
exactly youre a nigger who lucked out and acts like he actully desered this youre literally dumb asf and dont deserve it

[Anonymous No.57974281]

Welcome to reality. This is how I figured out boomers and consumer drone karens are probably the dumbest shits on the planet. Heck I have more respect for a woke leftist because at least they believe in something nomatter how delluded.

OMG Guys I can buy more flashier shit.
I can sell my $200 smart watch and buy a gold plated one I can get a bigger mortage.

Utter clown world mate.

[Anonymous No.57974282]

>>57973992
It's an insult to society to not have children, like a silent protest. Society either thinks you're selfish or an incel. And it is (in my case) a protest of sorts and and insult. If there's a chance my kid would end up like the vast majority of NPCs I see, I'd rather it not be born. Killed before inception.

[Anonymous No.57974315]

>>57974207
good morning sir

[Anonymous No.57974960]

>>57974282
Yeah, there are multiple things at play. You have weirdos like the anon with children who are salty that DINKS get to have fun while they have to slave away to pay for their children.

Then you have capitalists that are salty because you're not raising slaves for them.

Then you have the government that's salty because they make profit off of each person over the course of their lives.

The only winning move is to not have children.

[Anonymous No.57975056]

>>57974960
Everything you've said only applies if you're poor, which I am objectively not.

[Anonymous No.57975287]

it doesnt matter until youve made it
try not to think about it too hard
whenever i do i get all nervous and feel like im gonna fuck it up
>t. mid 6-fig

[Anonymous No.57975349]

>>57972117
Help me survive in the shithole i live in op please

[Anonymous No.57975450]

>>57975056
You're going to be $300,000 poorer for every child you have. Objectively speaking of course.

[Anonymous No.57975585]

>>57972117
Wait till you learn about 7 figure hell

[Anonymous No.57975706]

>>57972389
>>57973182
>>57973296
>>57975349
Please any richfag see this I'm gonna kill myself if i become homeless

[Anonymous No.57975942]

>>57972389
>tfw each months paycheck is only like 3% of my portfolio and keeps shrinking every month.
It's an abstract kind of feel.

[Anonymous No.57976064]

>>57973974
>ladyboys
Disgusting, only real women or nothing.

[Anonymous No.57976234]

>>57973448
what a retarded post

[Anonymous No.57976491]

Any rich fags want to invest in scaling my profitable OnlyFans agency?

[Anonymous No.57976508]

>>57975706
Please any richfag see this

[Anonymous No.57977049]

>>57972127
kek, fpbp

[Anonymous No.57977068]

>>57972117
me too, I did so to today, so I know you are a fellow AVAX baggie. My plan is to hold AVAX until 200$ and then start selling progressively. Meanwhile I gamble in solana shitcoins.

[Anonymous No.57977127]

>>57972146
no I don't think I will

[Anonymous No.57977178]

>>57975349
>>57975706
>>57976508
FUCK why is every brownoind literally this pathetic? Fucking sickens me holy shit, the mental weakness is unbearable to witness
The internet was an absolute mistake, I hate that I share the same world with you endless loser fucks

[Anonymous No.57977211]

>>57977178
He's been here in a few different threads begging for the last few days.

[Anonymous No.57977320]

>>57977178
Im whiter than you

>>57977211
Just today

[Anonymous No.57977335]

>>57977211
>>57977320
He's brown, probably a spic. You can tell by the feminine desperation - they live in a culture where the "men" both worship and fear women, they act tough but when shit gets real they cry and chimp and have zero emotional control like females
Pathetic to be completely honest, I really do wish they'd all chug bleach as one

[Anonymous No.57977347]

>>57977335
Way to project anon lmao

[Anonymous No.57977349]

>>57977320
>Im whiter than you
And the only way you're White is if you're literally 9 years old, then I'd forgive the humiliating weakness of begging strangers for money on the internet

[Anonymous No.57977359]

>>57977349
Im that desperate

[Anonymous No.57977360]

>>57977347
Nigger I'm white as snow, born poor and I make my own money you absolute brown rodent kek

[Anonymous No.57977370]

>>57977360
Whatever you say anon

[Anonymous No.57977379]

>>57977359
If you're that desperate then use your God-given BRAIN to figure a way out, and use it again to create a sustainable life for yourself that doesn't require begging, otherwise I and any other self-respecting White will treat you with contempt and disgust

[Anonymous No.57977390]

>>57977379
You think i would be doing this if i didn't exhausted every possibility here?

[Anonymous No.57977408]

>>57977379
>>57977390
I understand what you saying tho. But when you are this desperate and hungry and exhausted you stop caring about that stuff. I just need help to get my life back

[Anonymous No.57977470]

>>57977408
Listen bro I apologize for shitting on you, I really do, I just have a visceral reaction to begging
Start thinking of yourself as greater than your circumstances and use every waking moment to scrape something together for yourself

I've been homeless, 3 years to be exact. I lived in a car in Los Angeles, ate food out of dumpsters, stole food, was on welfare. I made some friends and eventually one of them offered me a job and I busted my ass so hard there that the owner started hiring me to do work at the house she just bought. I moved into a makeshift room in a guy's house I worked with and kept pushing from there

My positive attitude and will to be greater was all I had at that point bro, I know you're probably in different circumstances but just know it all starts in your head, what you believe about yourself and what you're willing to go through to break your cycle

Truly best wishes bro

[Anonymous No.57977544]

>>57977470
Actually pretty similar to my situation, thanks for the kind words anon

[Anonymous No.57979381]

>>57974003
>proceeds to sell for usd

[Anonymous No.57979403]

>>57977335
>He's brown, probably a spic. You can tell by the feminine desperation - they live in a culture where the "men" both worship and fear women, they act tough but when shit gets real they cry and chimp and have zero emotional control like females

[Anonymous No.57979413]

>>57972117
It's the money you're going to use when you become homeless and fastman

[Anonymous No.57979433]

>>57979381
Just buy gold and silver lmao. USD is stable enough to use as a temporary transition to alternate asset.


Unlike shitcoin, where you are lucky because other idiots got conned into buying so now you're cashing out big or holding. It is not stable & can crash fast. What goes up must come down.

[Anonymous No.57979649]

>>57973928
God people like you are the worst. Get back in te bucket crab.

[Anonymous No.57979669]

>>57972117
Anon just realized 6 figs is not a lot of money

[Anonymous No.57979711]

>>57972117
Cash out and see

[Anonymous No.57979787]

>>57972378
Hitting 7 figure hell is worse. Everyone thinks it's a ton of money but you know you can't retire on it. Go much more conservative and live life as usual several more years.

[Anonymous No.57979910]

>>57972117
Guns. Lots and lots of guns.