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57884199 No.57884199 [Reply] [Original]

Spend less than you earn.

>> No.57884208

>this frightens, confuses, and angers the millennial

>> No.57884213

Hide more threads than you participate in

>> No.57884224

>>57884199
Eat your toenails instead of beans

>> No.57884243
File: 19 KB, 640x591, bfds.png [View same] [iqdb] [saucenao] [google]
57884243

>>57884208
>generation bait

>> No.57884246

>>57884199
Very obvious, but amazing how many people don't.

>> No.57884252

>>57884208
surely you meant zoomer

>> No.57884253

>>57884199
what are you saving for?
the afterlife?

>> No.57884270

cum contains tons of nutrients. eat your cum and save big bucks grocery shopping. hell, harvest your neighbors cum if they arent using it.

>> No.57884310
File: 29 KB, 798x501, debt bait.png [View same] [iqdb] [saucenao] [google]
57884310

>>57884252
Wake up to the truth, comrade:
The capitalist class is conquering you by dividing you into arbitrary buckets of crabs.

>> No.57884316

>>57884208
boomers are the ones paying money for retarded shit like boats and renting a space at the dock where it gets parked except for 3 days out of the entire year

>> No.57884340

>>57884310
always wild how easily people are fooled by intentionally misrepresented data, it should almost be a common core subject in this age

>> No.57884341

>multimillionaire boomer teaches inept retards how to not be inept retards
It's crazy how many ways there are to make money. The guy provides little to no information of value yet has a cult following. Gee, Dave. I never knew that spending a credit card like a retard was a bad idea!

>> No.57884776
File: 89 KB, 1192x751, wrwerewr.png [View same] [iqdb] [saucenao] [google]
57884776

>>57884310
Its as if people in their 40's realize the mistake they have done and how tricked they were...and they try to pay it all off while dying with debt on their death bed. Its sad.

>> No.57884795

>>57884341
There was a time in my life where I was a retarded kid and listened to worse people than this

>> No.57884801
File: 581 KB, 1000x1200, 1709585063042743.png [View same] [iqdb] [saucenao] [google]
57884801

>>57884199

Earn more the more you spend less earning.

>> No.57884810

>>57884199
>run a pig butchering scam in your free time

>> No.57884811

I think there's also like a cult of self-righteousness, associated ideologies, and just smugly laughing at losers go on tho. No offense loser anons; things can change fast.

>> No.57884817

>>57884199
I literally do.

>> No.57884847

>>57884776
That chart is bait. >>57884340 even spelled it out.
I should perhaps have turned it into a proper bell curve meme.
Here's one hint: There are different amounts of folks alive at 30 than at 70.

>> No.57885182

>>57884199
>make a million more dollars than you earn currently

This is unironically his advice every time. This guy is a niggerfaggot.

>> No.57885191
File: 29 KB, 590x350, Dave-Ramsey-1536490.jpg [View same] [iqdb] [saucenao] [google]
57885191

>>57884199
>NOOO YOU CAN'T JUST NOT PAY OFF ALL YOUR DEBT. YOU HAVE TO WORK 80 HOURS A WEEK AND NEVER HAVE FUN EVER AGAIN UNTIL YOUR DEBTS ARE PAID

>> No.57885202

>>57884199
>debt maxx
>default
>settle for .20 cents on the dollar
>bombard credit repair letters
>repeat process
lmao

>> No.57885227

>>57884340
Most people can’t grok stats anyway. Let alone basic arithmetic.

>> No.57885360

>>57884310
>bro this would ALL be fixed in my commie utopia
shut up nigger we saw CHAZ

>> No.57885416

>>57885360
Perhaps there is room for more nuanced behavior than cheering while being crushed by the boots of the owner class because you live in the best of all possible worlds.

>> No.57885513

>>57885416
Perhaps there is room for a more nuanced discussion than. "GUYS THINGS ARE BAD, THEREFORE I WANT TO TAKE AWAY YOUR RIGHT TO PRIVATE PROPERTY AND TO BUY AND SELL, ITLL WORK I PROMISE"

you commies are the biggest fucking pseuds on the planet and I could beat the shit out of every fucking one of you.

>> No.57885558

>>57885513
Nah, let's keep some aspect of the free market economy, but with appropriate regulations to keep the owner class in check.

For starter, we need to be taxed a lot more than we are.
Warren Buffer famously raged at being taxed less than his secretary, and everybody went "Oh gosh he's so right" and nobody did a fucking thing to fix it. That's some adject abdication right there.

Next, the working class need to learn to resist harmful memes, like the notion that anybody denouncing divisive propaganda is necessarily a dangerous communist against which violence must be exerted. As long as you're so easy to manipulate, nothing can change.

IDK, there's probably more. But you know, why not try being less of a chud?

>> No.57885570

>>57885558
>we need more taxes
kys tranny. You think about suicide every day, just do it

>> No.57885586

>>57885558
do it. just do it. do it. do it. do it. stop thinking and just do it.
do it. https://www.youtube.com/watch?v=yVSmiDJB-PI

>> No.57885626
File: 817 KB, 921x961, room for two.png [View same] [iqdb] [saucenao] [google]
57885626

>>57885570
I'm not crazy, you're crazy. All I want is a pepsi.

>> No.57885642

>>57885570
Also, it occurs to me that you were perhaps misled.
When I wrote "we need more taxes", the "we" did not include you.

>> No.57885647

Thank you grandpa, I can't wait to be rich when I'm 80 years old

>> No.57885671

There's no future to save for, boomer.

>> No.57885692

the hate that ramsey gets is just proof of the animalist and impulsive nature that most humans have, there can't be an elite class if there wasn't a slave class shackled by self-inflicted debt anyway

>> No.57885701

>>57884199
Some one make a Ramsey coin on sol so we can finally own Reddit with this one.

>> No.57886650
File: 1 KB, 125x125, plebbit ying and yang.jpg [View same] [iqdb] [saucenao] [google]
57886650

>>57884199
Is he talking about plebbit sers?
Plebbit is unironically one of the few actual grassroots projects, with 2+ years of development, working demos and an actual 100% airdropped supply to biz 2 years ago (search the archive).
Even the plebbit Devs had to purchase their stack on their own on the market, like everyone else.
YET biz still ignores plebbit on uniswap.
Plebbit is an opensource, free to use, scalable P2P social media protocol with no https endpoints making it actually decentralized unlike federated alternatives.
The token is used for curating the default boards in a DAO, voting on dev issues in the DAO and tipping.
9m mcap
Long term targets 1-5b 2026-2027
Pic related

>> No.57886682

>>57884253
you gotta pay the ferryman

>> No.57887207

>>57885642
you understand that taxes don't help "we" and instead only go to subhuman poors right?

>> No.57887279

>>57884208
Millenials have less credit card debt than Zoomers or Boomers.

>> No.57887315

>>57885416
Communism gives more power to the ownership class. It's literal slavery. At least under capitalism there is a chance to improve my life. Under communism your stuck in the job you're assigned to for the rest of your life, no escape, no pay raises.

That's true slavery.

>> No.57887323

>>57887207
He is a subhuman, it's the only reason anyone would believe communism could work.

>> No.57887406

I‘ve been working fulltime for 6 years now and have always saved (invested or gambled, whatever you want to call it) 50% of my income despite being in the low 1/3 of earners in my country. I could most likely retire within the next 10 years and people around me live paycheck to paycheck setting their money on fire. I feel alienated from just about everyone around me and yet feel like I’m doing good on my own terms. It does feel weird at times but oh well. Even friends make a big thing of wages, boasting about earning 1000€ net/month more than some other dude but I fucking know they just waste it anyways and have less than 5k in savings despite being fucking 30 years old.

>> No.57888119

>>57885416
you act as if in communism there is no owner class. its the politicians that own it all, directly, while larping that its "ours". to the gulag, slave.