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/biz/ - Business & Finance


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File: 253 KB, 548x618, euphoria.png [View same] [iqdb] [saucenao] [google]
57572338 No.57572338 [Reply] [Original]

euphoria edition

>Brokers
https://pastebin.com/F1yujtVq
https://brokerchooser.com/

>Risk management:
https://pastebin.com/sqJUcbjp

>Educational sites:
https://www.investopedia.com/
https://exhentai.org/tag/character:Hatsuzuki
https://www.khanacademy.org/economics-finance-domain
https://www.thebalance.com/

>Options (do not trade these just because you read all these links)
https://www.optionsplaybook.com/options-introduction/
https://www.optionsprofitcalculator.com
https://optionstrat.com/
https://www.optionistics.com/quotes/option-prices

>Free charts:
https://www.tradingview.com
https://www.finscreener.com/
https://www.koyfin.com/
https://www.portfoliovisualizer.com/

>Screeners:
https://finviz.com/
https://www.tradingview.com/screener
https://etfdb.com/

>Pre-Market Data and Live data:
https://www.investing.com/indices/indices-futures
https://finance.yahoo.com/

>Bio-pharma Catalyst Calendar:
https://biopharmcatalyst.com

>Boomer Investing 101:
https://www.bogleheads.org/wiki/Getting_started

>Dividend Reinvestment (DRIP) calculator:
https://www.dividendchannel.com/drip-returns-calculator/

>Links for new and existing BOIL bagholders
https://suicidepreventionlifeline.org/
https://bad-dragon.com/shop

>Calendars
https://www.earningswhispers.com/calendar
https://www.federalreserve.gov/newsevents/calendar.htm
https://www.investing.com/dividends-calendar/
https://www.forexfactory.com/calendar/
https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html

>Misc:
https://www.newslive.com/american/cnbc.html
https://market24hclock.com/
https://tradingeconomics.com
https://www.finra.org/finra-data/fixed-income

Previous: >>57567200

>> No.57572346

Hey that's sanic haha he gotta go fast

>> No.57572347

So you're saying... Stocks?

>> No.57572350
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57572350

>> No.57572357

i had a dream about uranium last night, cant remember if it was good or bad

>> No.57572358

>>57572350
tfw anon made it

>> No.57572368
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57572368

>>57572357
Uranium? I hardly knew her

>> No.57572370
File: 1.02 MB, 730x730, 1670191390982257.webm [View same] [iqdb] [saucenao] [google]
57572370

>>57572346
>gotta go fast
>futures

>> No.57572373
File: 1022 KB, 1116x814, 16543245676456789.png [View same] [iqdb] [saucenao] [google]
57572373

I don't own the MAG7 and semiconductor stocks...

>> No.57572381
File: 1.04 MB, 719x988, Screenshot 2024-02-11 071011.png [View same] [iqdb] [saucenao] [google]
57572381

why would anyone invest in dividends?

>> No.57572384

>>57572370
God damn its like 10 thousand knives moving at the speed of my autistic nephew

>> No.57572392

>>57572338
way to fuck the thread name up btw

>> No.57572393

holy shit someone shoot this man already

https://x.com/RobertKennedyJr/status/1756561127557718286?s=20

t.

BLK shareholder

>> No.57572406

>>57572381
Dividends are bullshit, all they do is reduce the share value of the stock and transfer it into your account

>> No.57572408

>>57572338
Good try. We can work with this. Do better next time though.

>> No.57572421
File: 72 KB, 850x960, 2B.jpg [View same] [iqdb] [saucenao] [google]
57572421

eurofag here
anyone have any experience with XTF and etoro?
what happens if broker goes under? how do you access your stuff?

>> No.57572422

>>57572408
It's the new meta, I call it the filter-fucker.

>> No.57572431

>>57572381
Extra easy cash flow for later on in life. Stay away when you’re young though. You’ll miss out on gains.

>> No.57572434
File: 373 KB, 1355x1910, Chie XOM.png [View same] [iqdb] [saucenao] [google]
57572434

Alright anon you said I should start doing art and I promised to deliver a Chie this weekend so here you go. https://files.catbox.moe/uj8ka0.png

Buy OIL

>> No.57572458

>>57572421
>anyone have any experience with XTF and etoro?
Use IBKR.
>what happens if broker goes under? how do you access your stuff?
They can get seized or you could be allowed to transfer them to another broker. Whatever the judge decides.

>> No.57572463

>>57572373
Me neither

>> No.57572473

The market is collapsing. The economy has fallen. It's over.

>> No.57572489
File: 183 KB, 1024x1024, 1707407485798429.jpg [View same] [iqdb] [saucenao] [google]
57572489

open the fuckin markets

>> No.57572496

>>57572421
beware, etoro is full of faggots, retards and israelis

t non retarded non homo non semitic etoro user

>> No.57572497

Tempted to buy some Workhorse stock, surely it will go up again sometimes, it always has, no?

>> No.57572501
File: 411 KB, 1365x768, Giamatti as Bernanke - We won't have an economy on Monday.png [View same] [iqdb] [saucenao] [google]
57572501

>futures

>> No.57572511

>>57572489
What a stupid bear. Just turn sideways and lean out. Holy fuck this can't be an actual apex

>> No.57572518

>>57572511
cock bulge is too big

>> No.57572526

>>57572497
Fuck mail trucks, all my homies invest in schoolbuses with BLBD.

>> No.57572545
File: 40 KB, 1008x999, soksl1151.jpg [View same] [iqdb] [saucenao] [google]
57572545

What the fuck do I buy tomorrow? I need to make $$$. Kinda want to buy SOXL or UPRO. What do I buy?

>> No.57572554
File: 318 KB, 825x700, 1634567875678.png [View same] [iqdb] [saucenao] [google]
57572554

>>57572545
>What the fuck do I buy tomorrow?
NVDA/ARM/META/AAPL/MSFT etc...

>> No.57572555
File: 38 KB, 578x546, gamer biden.jpg [View same] [iqdb] [saucenao] [google]
57572555

why does mcdonalds keep going up? Their food is overpriced and shit quality. I'd rather go to burger king or chickfila then mcdonalds. Hell their coffee isn't even that great, dunkin donuts coffee is million times better. Mcdonalds should dump 10 percent at the very least.

>> No.57572557

>>57572545
If you want to buy SOXL, why not NVDA? And if you want to buy NVDA, why not NVDL?

>> No.57572565

>>57572545
ASML

>> No.57572567

>>57572434
Very cute. Nice job.

>> No.57572568

>>57572555
All the market can see is a few extra pennies squeezed from cattle and a little hiccup in Mideast sales. Reputational damage is nearly invisible on 10-Q's until it's too late.

>> No.57572570

>>57572545
Actually yeah what this >>57572557 anon says just borrow money and long NVDL.

>> No.57572571
File: 138 KB, 1170x648, IMG_9928.jpg [View same] [iqdb] [saucenao] [google]
57572571

It’s really kinda fucked up how they dangled student loan forgiveness without being able to pass it. Like what the fuck am I supposed to do? Pay the loans? Wait for them to try again? They’ve basically disincentivized repaying them at a time when interest rates are at 20 year highs. It’s fucked up.
I didn’t even care one way or the other about forgiveness. I’m a fascist. Full stop. Student loans aren’t even in the top 50 things I cared about but i feel like it would probably be retarded to pay them at this point.

>> No.57572590

>>57572571
>didn't have his parents pay for his education
ngmi

>> No.57572592

>>57572571
cant you basically take the rest of your life to pay them back?

>> No.57572594

>>57572489
the bear could easily squeeze trough these bars if he could think intelligently but he choses not to escape his prison and buy.

>> No.57572595
File: 136 KB, 803x688, 1454766938511.jpg [View same] [iqdb] [saucenao] [google]
57572595

> smoke detector starts beeping at 5am to replace battery
It's just too much. Ready to end it all.

>> No.57572602

>>57572595
ceiling birds

>> No.57572603

>>57572595
just unplug the fucking thing

>> No.57572619

>>57572554
>NVDA
Why buy shares when you could buy calls?

>> No.57572620

>>57572595
Just ignore the beeping. At least 13% of the population does the same thing.

>> No.57572626
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57572626

>>57572592
It’s a monthly reminder of when I was a bluepilled faggot. I hate getting the letters and it has nothing to do with money

>> No.57572637

>>57572620
they will beep for months and months before finally stopping, are they still working during that time?

>> No.57572649
File: 18 KB, 360x360, gamer obama.jpg [View same] [iqdb] [saucenao] [google]
57572649

>>57572568
And what is with their new interiors? It's like I woke up in another world where fast food shit buildings turned into micro apple stores. Grey and brown painting, ugly furniture like out of ikea. Hundreds of billions of dollars and they couldn't afford interior designers with style. I've seen more character inside small italian pizza shops or mexican food joints. Atleast with apple you are getting some high tech gizmo shit and the spaceship look suits it, mcdonalds is microwaveable crap I could get out of a freezer in a grocery store.

>> No.57572651
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57572651

>>57572555
Because despite all this, its still the most consistent fast food chain when it comes to quality. I can’t even eat at the burger king, wendys, or carls junior in my town anymore. Its only macdonalds. Everything is expensive but the quality is down, except for mcdonalds. This is like buying Ford stock in 2007, all the other american car makers needed a bailout from the government when the crash came but Ford didn’t. But there wont be a bailout for fucking burger king

>> No.57572664

>>57572555
Not saying you’re wrong but the market is more then just your opinion.

>> No.57572672

>>57572649
they took out most of the booths at my mcdonalds and replaced them with large tables that seat like 20 people. go in for coffee with my parents and we have to sit at a table with like 10 strangers and whisper

>> No.57572674
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57572674

>>57572571
Imagine falling for Democrat (jewish) promises. Did Obama legalized weed? Or wait Biden was going to do it! Student loan forgiveness free money if you vote for them except not really but totally the next time you vote for them! Haha but seriously man just pay off your loans its not hard.

>> No.57572689
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57572689

>>57572567
Thank you anon, I will continue improving!

>> No.57572694

>>57572651
When placing a value on MCD you need to keep in mind that they are a real estate company that sells burgers. The value is in the locations, not the food quality.

>> No.57572699

>>57572554
>>57572557
>>57572570
Fuck, do I really have to buy NVDA now? Fuck sake... can't I buy Tqqq or SOXL calls?

>> No.57572713

Buying CLOUDFLARE on monday

>> No.57572714

>>57572689

>No rape buzzer

Little whore is just begging for it

>> No.57572715
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57572715

>>57572694
and when the real estate crash happens I’ll worry about it. Until then, invest in MCD

>> No.57572719

>>57572649
Probably shit that was least objectionable to focus groups, maximizes customer turnaround time, and reduces friendliness to hobos.

>> No.57572720
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57572720

>>57572381
Why compare returns of dividend vs no dividend without re-investing dividends?
At that point you might as well be confirming ETFs with 0% MERs comopared to funds with 2% MERs

>> No.57572733
File: 2.38 MB, 960x540, smg explains leveraged QQQ.webm [View same] [iqdb] [saucenao] [google]
57572733

>>57572699
If you want stable, reliable, low risk diversification, there's always SMCI.

>> No.57572735
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57572735

>>57572714
She is BEGGING for you to buy OIL nothing else

>> No.57572737
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57572737

>> No.57572743
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57572743

>>57572571
You can pay them off fast or slow. You can default and have a bad goy score. You can move to a different country so that doesn't matter. You may not file bankruptcy to dodge them as the government closed that loophole a long time ago.
By the by, they were never going to forgive those loans and never will.

>> No.57572749

>>57572555
>Hell their coffee isn't even that great, dunkin donuts coffee is million times better. Mcdonalds should dump 10 percent at the very least.
it's the opposite here in leafland
Mcdonalds coffee is passable while our dunkin donuts (tim hortons) is garbage now after being bought by burger king or something like that

A&W is my go to though for cheap fastfood burgers before it goes to more expensive ones like five guys, burger priest etc
Haven't tried A&W coffee yet i bet it's good, i always get root beer in their chilled mugs if im there since it does actually make it better, no ice needed

>> No.57572761

>>57572743
i still listen to BA music/videos even though i gave up on the game (tired of being gold)

https://www.youtube.com/watch?v=K-xrQypXQdY

>> No.57572766
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57572766

>> No.57572767
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57572767

>>57572749
A&W coffee is adequate. Not great. Not notably bad.

>> No.57572771

How do you guys cope with bad years/plays
I’m down 10% while everyone is up 25
I was so wrong

>> No.57572795

>>57572771
2022 i went down -30K a new car, was just happy to go breakeven and then be up nearly 2x since then :)
-10% is nothing though lol

all my long-dated calls have gone -40% or even -70% before i got 2x off them, didnt have the balls to average down on calls back then
my penny stock also went +100% then -70% and now back to like +50% thanks to averaging down, those i can average down

cut your winners in green, use the cash to average down on your losers :) :) :) it works sometimes

>> No.57572798

>>57572771
>[X] I simply deal with the pain

>> No.57572800
File: 288 KB, 1158x2000, 1707380014288746.jpg [View same] [iqdb] [saucenao] [google]
57572800

>>57572771
That's not bad at all. I blew 60% of my portfolio once.

>> No.57572801
File: 262 KB, 643x750, 1585483528748.jpg [View same] [iqdb] [saucenao] [google]
57572801

>>57572571
>they dangled student loan forgiveness without being able to pass it
because its illegal retard and the bulk of americans dont have student loans. you are looting the treasury for yourselves.

>> No.57572825

>>57572801
here in leafland, trudeau just made student loans 0% interest indefinitely
i extended my payment terms to the maximum 15 years even though i can pay it off compeltely

have the cash collecting 5% tax-free right now but I think i'll buy VET on Monday. Will leave some cash for only the amount i still owe on my car (loan is only 4% so eh cash might as well collect 5% interest instead)

>> No.57572843

>>57572825
Why VET and why now? Genuinely curious because I want to buy some oil too and don't know what to buy

>> No.57572849
File: 124 KB, 1024x1024, IMG_7080.jpg [View same] [iqdb] [saucenao] [google]
57572849

>>57572801
The majority of student loans are held by high income earners. I have $160k in loans left. But I pull double that per year. Please forgive my loans lol it would be so funny! I’m just a regular working class joe who needs a handout!

>> No.57572877
File: 85 KB, 819x489, GF0_T3lXAAAkszT.png [View same] [iqdb] [saucenao] [google]
57572877

>>57572843
frankly i have no idea about oil/gas sector intricacies, im only looking at the numbers like a dumb bean counter (trading well below book value is the biggest appeal to me as a value-trap picker :^), shareholders dont like the company tackling their debt first instead of increasing dividend yield)
and to be fair, looking at numbers like this is what helped me make money off GME, JXN, GSI.V, and oil's earlier bullrun, albeit again prob just like and overall bullmarket high tide raising all boats

really juhst stuck out to me because i look at the oil permabull Eric Nuttall's twitter occasionally for free analysis. May be other stuff on this chart are better picks since reserves and production decline rates of oil/gas companies obviously differ

>> No.57572907

>>57572619
Whatever exposes you to the highest leverage to the NVDA price.

>> No.57572977

>>57572843
also im a leaf so i look at leaf companies for slight tax advantage

>> No.57573007

>>57572795
>>57572798
>>57572800
I know it’s not a ton, and it’ll recover, but I do have fomo. Not sure what moves to make

>> No.57573029

>>57572338
>no /smg/ in body
shit bake

>> No.57573050
File: 1.16 MB, 2425x1280, 1703964006684711.png [View same] [iqdb] [saucenao] [google]
57573050

how come 90% of actively managed funds perform worse than index?

>> No.57573053

https://www.youtube.com/watch?v=0bUX2jFGvdg

>> No.57573061

>>57573050
Take the Boglepill

>> No.57573071

>>57573050
they dont though?

>> No.57573073

>>57572571
I owe like $30k and pay like $50 a month. Don't even get letters just an automatic - 50 to my account every month. There was a thing where you could refinance payments based on income.

>> No.57573086
File: 272 KB, 473x338, lynch.png [View same] [iqdb] [saucenao] [google]
57573086

>>57573050
>Fundamentally speaking, hedging and risk management is for homosexuals. Just buy good shit and you will be fine.
Peter Lynch circa 1994

>> No.57573089

>>57573050
Why do people keep saying this without providing hard evidence? Are they including trash funds like the Jim Cramer ETF? And funds that aren't intended to bear the market like bond funds and CD funds? Beating the market is as simple as adding 1.5x leverage to an index

>> No.57573112

>>57573089

S&P Dow Jones Indices’ scorecard compares the performance of actively-managed mutual funds to major indices.

It found that over the course of one year, 51.08% of actively-managed mutual funds underperformed the S&P 500, and 48.92% of actively-managed funds outperformed the S&P 500. However, those numbers change dramatically over longer periods of time.
Over five years, just 13.49% of actively-managed funds outperformed the S&P 500*
Over 10 years, only 8.59% of actively-managed funds outperformed the S&P 500*

>> No.57573163
File: 858 KB, 671x732, 16324567456789.png [View same] [iqdb] [saucenao] [google]
57573163

>>57572825
>>57572843
>Unironically buying VET over YGR.
VET made $57M Q3 and has $1.7B mcap.
YGR made $11.5M Q3 and has a $112M mcap.

>> No.57573166

>>57573112
>>57573089
And if you're investing, you're DCAing over a long period of time. The 10 year average is more appropriate.
The conventional wisdom is 60-30-10 for equities, fixed income/gold, and cash

>> No.57573181

>>57572825
>here in leafland, trudeau just made student loans 0% interest indefinitely
Does that work for new student loans? In theory I could take out a 10k loan or more, "work" towards a CSC certification (eg just apply for it at the end of year with all the shit I already know for the last 3-4 years), get Walmart to pay partial tuition costs at the end, get 0% loan costs, and every year I drag it out, get 4.8% interest from the cash
What's the catch

>> No.57573189

>>57573089
The point is that you can't predict which ones will be successful or not, and even if you do it is highly unlikely that you will beat just putting it in VTI

>> No.57573236

>>57573181
>What's the catch
Canadian home prices and smelly indians

>> No.57573264

>>57573050
cool it.

>> No.57573269

Is it better to DCA into an index or just dump all your cash into it at one time and forget it

>> No.57573274

>>57573269
ask your crystal ball

>> No.57573276

>>57573269
if the index has done a minus 10-20% you might as well lump sum. Otherwise you can DCA

>> No.57573287

It's interesting that NVDA could go down 25% and it still wouldn't be a bear, just a good place to buy. Nigga can go back to 500 and it's a nice place to slurp.

>> No.57573307
File: 19 KB, 567x405, bobo-face.jpg [View same] [iqdb] [saucenao] [google]
57573307

>>57572338
Don't care, rather be a bobo

>> No.57573311

>>57573269
Kek in my personal experience lumping is better, I lump summed 310k right at the bottom of 2022 in VTI out of pure luck

>> No.57573329
File: 49 KB, 780x1049, old-tim-hortons-lids.jpg [View same] [iqdb] [saucenao] [google]
57573329

>>57572749
>(tim hortons) is garbage
I always hated tim Hortons flat top lids that would always malfunction and not open properly and I would end up spilling coffee on myself in the car at 7am. Dunkin chads don't have this problem

>> No.57573340

>>57573311
Why pick VTI over SPY or viceversa? Retard here.

>> No.57573361

>>57573340
>SPY
Options volume for the chads
>VTI
Slightly more diversified for the cucks

>> No.57573363

>>57573340
More diversified, they're like 99.9% same in performance so it doesn't really matter

>> No.57573379

>>57573329
The maple syrup flavored donuts are awesome.

>> No.57573387

>>57573329
the new lids are just as bad. how hard is it to make a coffee lid that doesnt leak around the rim?

>> No.57573406

>>57573329
>Open flap
>Tuck flap down and in
That was literally all you had to do.

>> No.57573409

>>57573387
I wonder how much work goes into those. I've helped design mass produced plastic parts before and ours took like ten people across three countries and we still kept tweaking the molds for years.

>> No.57573412

There should be a cuck market general for the "people" who only buy indices.

>> No.57573421

>>57573387
Not hard but it costs like half a cent more per cup and if less than 1 per 1000 customers are annoyed by it enough to stop buying a $5 coffee it's economically better not to do it.

I made all these numbers up it was just am example of how margin jewing works

>> No.57573499

>>57573412
>t. lost it all on meme stocks

>> No.57573520

>>57573181
i mean i basically did this through covid, i was still in school while i was investing my CERB covid handouts and student loan leftovers into tech/GME/oil lmfao
and the ~CAD$35K i still owe in student loans i am dragging out for 15 years with no interest. Even if rates get cut down to 1% it's still a plus to just drag it out

but yes the catch is living in Canada. My job pays me like CAD$110k but the same job would probably pay US$110K (CAD$150K) down the border

>> No.57573556
File: 249 KB, 1024x1024, 1707408028018900.jpg [View same] [iqdb] [saucenao] [google]
57573556

OPEN THE FUCKIN MARKETS

>> No.57573557

>>57572595
There is a test/hush button that if you press it will silence the device for a few hours. When replacing the battery leave the device without batteries for a few minutes to allow the capacitors to lose their weak charge and then put the new battery in.
If the device is older than 10 years it may be reaching the end of it's life and will resume chirping even with a fresh battery so keep that in mind too.
Be sure to dispose of batteries properly into the ocean.

>> No.57573565

>>57573269
I'm starting to realize you don't need to pick on or the other. Lumping 30-50% then DCA'ing the rest might be a good idea. Personally I've gotten hard rekt everytime I lump summed a position so I DCA now. Getting annoyed with DCA because the gains are very very muted.

>> No.57573616

>Apple M2 chip designed to run AI on chip
>Google Tensor chip designed for AI
Nvidia is obsolete and will go the way of Cisco during dotcom bubble. 1 billion devices run on Apple and Android owns the rest of the mobile market share.

>> No.57573627
File: 142 KB, 339x683, Investments List 2024.jpg [View same] [iqdb] [saucenao] [google]
57573627

Nice tool on smart asset site that allows you to get a feel for how much taxes and other shat get sucked out of your check. So you can see just how much you got left over to work with after say you get a pay hike. (other tools do savings and investment growth calculations). After my upcoming pay hike in July I'll have nice extra cash wad to punt toward strictly debt knockoff. So just gotta hold it steady for 5 more months then "surprise fuckers" when the extra payments start flowing. The fucking 2% hike in 2025 is a slap to the face move. The pay increase from that is uh fucking insulting. About the only thing it's good for is finally my salary gross will be punted over into the next thousand number bracket.

>> No.57573648

>>57573627
You do nothing at work, KO boomer. You've said it yourself.

You deserve a 10% pay cut.

>> No.57573658
File: 250 KB, 1200x2000, sp500 trends.png [View same] [iqdb] [saucenao] [google]
57573658

>>57573269
depends on your time frame
gonna need it in 40 years? lump sum
in <20? DCA
in <5? stick mostly to bonds/fixed income unless you like gambling

lump summing is dangerous right now given real S&P is well above trend
we're over +1.5stdev or relative top ~6% all time

if you FOMO'd in at similar times during previous decades:
in 1968 it would've taken ~23 years to break even
in 2001, ~13 years

>> No.57573695
File: 138 KB, 1024x1024, IMG_7081.jpg [View same] [iqdb] [saucenao] [google]
57573695

>> No.57573713

>>57573648
Sure I do nothing. But for a decade no one got any pay hikes at all even though its law that every year state workers get a 5% hike. So let that sink in a bit. A guy starting out in say 2005 (me) making bottom of the barrel money. No pay hikes for 10 years. Meanwhile inflation didn't exactly hit pause in that time frame. The result? Your walking a tightrope. One slip and your fucked. Sure your future is bright and dandy due to the retirement punting you've been doing. But for the here and now you've been doing the high wire act for a decade without a net. The only thing that saved me was promotions and the recent salary hikes they did/are doing. If I'd have gotten 5% like clock work for 10 years as I was supposed to have gotten plus all this other shat I got, holy fuck. The recent debt I've got would be a nothing thing to pay off if things had happened the way it was supposed to have done.

>> No.57573728
File: 209 KB, 1024x1024, IMG_7097.jpg [View same] [iqdb] [saucenao] [google]
57573728

>>57573713

>> No.57573731
File: 277 KB, 452x356, Losers average losers.png [View same] [iqdb] [saucenao] [google]
57573731

>>57573713
This rule applies to paying state employees.

>> No.57573735

>>57573269
lump sum is better than timing the market
just like how variable rates are better than fixed rates

except when they're not

>> No.57573763
File: 210 KB, 1024x1024, IMG_7099.jpg [View same] [iqdb] [saucenao] [google]
57573763

>> No.57573780

everyone else is going to come in on monday and see smg is gone forever

RIP smg

>> No.57573786

>>57573780
That's the least of our problems: >>57572501

>> No.57573788

>>57573713
The real slap to the face is right now the state is sitting on 3.7 billion surplus money. In the so called rainy day fund. So far there's been two pay studies done. Each one it says the same thing; jack the salaries. Each one it says how much it'd cost to do it. Uh the total cost to jack the salaries to make up for the lost decade would be a drop in the bucket. The rainy day fund wouldn't even be hit that hard. But what they do? Nothing. They're doing yet another study on the issue (3rd one). It's gonna say the exact same thing; jack the salaries.

>> No.57573806
File: 430 KB, 1000x1422, 1692347259574792.png [View same] [iqdb] [saucenao] [google]
57573806

>>57573658
really makes me think about cashing out right now

>> No.57573811

>That's the least of our problems:
bwo no matter how desperate you are, theres no need to give yourself a (you) lmao

>> No.57573815
File: 312 KB, 1920x1080, iDoBusinessWithSomeOfThoseCompanies.jpg [View same] [iqdb] [saucenao] [google]
57573815

This is gonna be a pretty dull week I think

>> No.57573820

>>57573811
I just love that fucking pic and >duplicate file exists is a totally gay rule.

>> No.57573833

>>57573658
lump sum is better statistically because the market goes up two thirds of the time, you are more likely to get a higher cost basis through dca
>lump summing is dangerous right now given real S&P is well above trend
You can try to time your buys with indicators like this but I'm not sure how accurate and useful it will be. The trend could continue and when the correction eventually comes, it might not dip back to the level it was when you could've lump summed. Also, corrections tend to be pretty short, so you'd have to squeeze all the buys into a short time frame to actually benefit, you're basically just trying to time the lump sum buy. there's really no point in a dca plan lasting more than a year, you'll very likely have a higher cost basis that way.

>> No.57573844

>>57573815
WM is going to be atypically wild after that shitfest of a tournament. HOOD and DKNG will also provide degenerate excitement.

>> No.57573858

>>57573788
It didn't used to be this way. When I started in 2005 you started out making shat but you knew that over time and with your retirement by the time you got to that point (27 years or 32 years later depending on what you wanted) there would be a nice pot of money waiting for you for the rest of your life. Well for me the pot of money will be there. I might be one the last bunch who can claim that. For those hired after 2008? they get a 401k and that's it. They also gotta work longer.

>> No.57573885

>>57573815
YETI and Upwork might have some big moves, but not much else is eyecatching this week.

>> No.57573936
File: 189 KB, 1052x679, a95b495dcdee3ea1.jpg [View same] [iqdb] [saucenao] [google]
57573936

I feel like the war and AI craze hasn't reached ESLT yet and it's kind of weird
>Jewish company = infinite US taxpayer money
>One of the biggest player in the drone segment
>They stated in interviews that their systems are ready to go fully autonomous as soon as regulations are dropped
>only up a measly 23% on the 1y chart

why isn't money pouring into ESLT?

>> No.57573995

So what I’m gathering is that DCA and lump summing together are the right move. Buy, and when a big dip happens, buy more

>> No.57573999

>>57572571
they'll forgive them, just work for the state (they actually do this). we all will be in 2 years anyways, we've gone soviet. also

>I'm a fascist and went to college
KWAB, shocker

>> No.57574026

>>57573815

Anybody have this data in csv format?

>> No.57574055

>>57573053
dat wus fiuwe beets

>> No.57574064

>>57574026
There's some kind of download feature if you have an account. No idea if that requires a paid subscription or not. I had a scraper that made a CSV at some point but it no longer works.

>> No.57574072
File: 46 KB, 696x508, Screenshot 2024-02-11 145535.jpg [View same] [iqdb] [saucenao] [google]
57574072

>I feel like the war and AI craze hasn't reached ESLT yet and it's kind of weird
i for one would rather gamble on safer and already-proven ways to make money off AI

just slap AI onto dashcams lol

>> No.57574089

>>57573936
Pricing in risk that they get overrun by the Egyptians and Hezbollah.

>> No.57574090

>>57573995
yes just have infinite money to buy dips you always win when statistically it goes up

thats why the house always wins

>> No.57574100

>>57572571
>It’s really kinda fucked up how they dangled student loan forgiveness without being able to pass it
If you went to college you should be intelligent and knowledgeable enough to know that wouldn't have worked. Otherwise the wage slavery is absolutely justified because you effectively blew tens/hundreds of thousands of dollars of other peoples money on nothing.

>> No.57574105

>>57574064
Thanks, brother.

>> No.57574126

>>57574100
You still need a college degree to get past HR filters. At least until the Supreme Court repeals Griggs.

>> No.57574128

>>57574100
Kek I said fuck college altogether. So no student loans to pay off at all.

>> No.57574153

>>57574128
Lots of big shits will be taken after the super bowl. You'll have to unclog thoses pipes come Monday, which less than 9 hours away. Thank you for your service wagie.

>> No.57574157

>>57574126
This, it doesn't even matter if you get a shit degree, HR will cockblock you for basic jobs without a degree. It's becoming a requirement for anything nowadays.

>> No.57574171

>>57574126
Regardless if you thought taking out loans that big without the possibility of bankruptcy protection made sense you're too stupid to be going to college.

>> No.57574175
File: 384 KB, 586x750, 1694286062850272.png [View same] [iqdb] [saucenao] [google]
57574175

Why should I own any stocks rn when SPAXX gives me a comfy 5%?

>> No.57574177
File: 144 KB, 2368x481, Screenshot 2024-02-11 151422.jpg [View same] [iqdb] [saucenao] [google]
57574177

ok an oil boomer has spoken and now im not sure about buying VET tomorrow anymore

>> No.57574184
File: 183 KB, 1024x1024, IMG_7098.jpg [View same] [iqdb] [saucenao] [google]
57574184

>>57574157
I know how to partially dodge this. Get a meme degree from Westerns Governors University in like 6 months. Its fully accredited and you set your own pace because its all online without real teachers. You just read a chapter then take a test. Repeatedly until you have a degree

>> No.57574201

>>57574171
Even if you take out like $50k, and assign a 25% chance to some bullshit amnesty, the wage premium far exceeds stopping at high school. Especially if you don't get a useless degree for retards.

>> No.57574205

>>57574184
Nah they can sniff out degree mills easily

>> No.57574209

>>57574175
How about you own NVDL for 1 day, then switch to SPAXX for another 365 days (2024 is a leap year). Then you have a comfy 10%.

>> No.57574212

>>57574201
Your tail risk is massive though. This is the kind of thing I would expect a college graduate to understand.

>> No.57574219

>>57574177
I trust that obtuse Arab Anas and last time he was on MacroVoices he said oil's gonna be rangebound this year between 70 and 80. Considering all the OPEC and NAT GAS fuckery around, I tend to agree.

>> No.57574223

>>57574205
WGU is not a degree mill. Just because it's self paced doesn't mean they just give you that shit. Granted, if you apply for a prestigious business finance position or law or something it might not really help you but if you're going into cybersec/devops type shit it's good and half your coworkers will probably also have a degree from there.

>> No.57574225
File: 38 KB, 565x600, 1670472677181567.jpg [View same] [iqdb] [saucenao] [google]
57574225

>>57574177
>year #3 of recession fears talk

>> No.57574227

>>57574212
The lifetime wage differential is in the 6 figures, especially since you're supposed to do shit like network in undergrad. There is no "tail risk" when talking about a $50k loan balance that you can easily switch into a bullshit $1/month plan if you stumble on a couple months of hard times.

>> No.57574229
File: 255 KB, 1183x996, dca overlay.png [View same] [iqdb] [saucenao] [google]
57574229

>>57573833
I'm not disagreeing lump sum wins on average if you pick a random date
minimal risk if your horizon is 40 years
much different say if you want to save for a house or car in <10 years

just took this lad's graph
https://ofdollarsanddata.com/dollar-cost-averaging-vs-lump-sum/
and overlaid to my pic (pink = DCA over 24mo outperforms)
in the orange/red periods in that graph (or really, any time it's above trend) DCA has decent odds at winning out - much higher risk with lump sum after the tops
this also doesn't consider leaving the to-be-DCA'd cash in money markets or short bonds which would only improve its odds

>corrections tend to be pretty short
well except for the 70's where the whole market steadily declined in real value over an entire decade plus

>>57573995
yes. if you:
- have large amount of cash on hand
- expect a steady income in the future and/or keep emergency savings to last you a while
- don't need the money within a decade
do it

the problems for most will be:
will you keep your source of income in a recession?
will you have the balls to hold/buy when everything is red?
will your current assets maintain their price if you want/have to sell?

>> No.57574232
File: 219 KB, 2208x1242, 2208x1242_1e6f499303beefafe561b126fa9df7be-TsSVRPB6.jpg [View same] [iqdb] [saucenao] [google]
57574232

How much NVDA do I need to get this?

>> No.57574242

>>57574232
0 shares because coomer (dot) party exists.

Which reminds me: long ESTA

>> No.57574250
File: 162 KB, 1024x1024, IMG_7082.jpg [View same] [iqdb] [saucenao] [google]
57574250

>>57574205
Its not a degree mill, its fully accredited, and all the HR bitches got their degree from there

>> No.57574256
File: 2.32 MB, 1304x1026, 176543456787656789.png [View same] [iqdb] [saucenao] [google]
57574256

>>57574232
He has a pimple on his buttocks.

>> No.57574260
File: 26 KB, 600x469, Heheheheh.jpg [View same] [iqdb] [saucenao] [google]
57574260

>>57574250
>called Western Governors University
>online only
>not a degree mill

>> No.57574289

>>57574227
According to Census.gov college graduates have a labor force participation rate of 75% and 41% of recent college graduates are underemployed. You have a decent chance of being stuck with no/low income and a massive amount of high interest non-dischargable debt.

Yes, the tail risk is enormous, and people who accept it get precisely what they deserve.

>> No.57574296

>>57574289
>recent college graduates
>recent
>underemployed
Yes, we call those Starbucks baristas who majored in English.

They're not really "people".

>> No.57574297
File: 181 KB, 1024x1024, IMG_6777.jpg [View same] [iqdb] [saucenao] [google]
57574297

>>57574260
As the other poster said, if the job requires prestige then it wont work. But if you deserved prestige then you wouldn't be a broke stupid loser complaining about student loans now would you?

>> No.57574304

>>57574296
Whatever you'd like to call them it's nearly half of graduates bellow the age of 27.

>> No.57574340

>>57574177
How do you retards read 3 foot wide paragraphs? You don't have to maximize all your windows you know.

>> No.57574353
File: 214 KB, 1856x1142, indicator history.png [View same] [iqdb] [saucenao] [google]
57574353

>>57574225
in fairness to bobos, shit's fucky

picrel is a recession warning indicator on tradingview - accounts for trends in unemployment, M2, GDP, yield curve, and stock prices
since WWII it's been correct 12 of 17 times (70%)
of the 5 misses, 4 only briefly flashed for ~1 month
the current warning has lasted for nearly 2 years

quite literally a case of this time being different (so far...)

>> No.57574357

Supposedly you can uh get a degree made and sent to you for like $500 from lets say certain places online. That looks legit and everything. All you gotta do after that is use common sense when applying for a job. Aka; you aiming for some high up position on the career pole with it will most likely end in failure. But if you use it for something a bit lower your more apt to get in.

>> No.57574361
File: 59 KB, 1905x391, Screenshot 2024-02-11 143816.png [View same] [iqdb] [saucenao] [google]
57574361

>>57572338
What the fuck is wrong with you? I'm baking new bread.

>> No.57574378

>>57574361
based

>> No.57574421
File: 920 KB, 5120x1440, Screenshot 2024-02-11 154750.jpg [View same] [iqdb] [saucenao] [google]
57574421

>>57574340
works on my pc

>> No.57574431

>>57574421
I know your PC is like that, I'm asking about your eyes.

>> No.57574441
File: 283 KB, 600x600, 1654742373135.png [View same] [iqdb] [saucenao] [google]
57574441

what is your favourite A&W burger, fellow humans

>> No.57574451
File: 217 KB, 1022x1202, Screenshot 2024-02-11 155221.jpg [View same] [iqdb] [saucenao] [google]
57574451

>>57574357
>Aka; you aiming for some high up position on the career pole with it will most likely end in failure.
go big or go home

>> No.57574457
File: 2.91 MB, 540x360, butterface.webm [View same] [iqdb] [saucenao] [google]
57574457

>>57574441
For me however it's bang's rootbeer

>> No.57574460

>>57574441
mama burger

if i only have coupons for teen burger left, i tell them no cheese

>> No.57574471
File: 35 KB, 600x482, donald_duck.jpg [View same] [iqdb] [saucenao] [google]
57574471

>>57574462
>>57574462
>>57574462

>> No.57574477

>>57574471
lol

>> No.57574544

>>57574229
Yes, DCA over 24 months outperforms if there happens to be a bear market during that time. Can you predict a bear market? If not, just lump sum.

>> No.57574713

>>57573387
Rim leak isn't from the lid design. It's the seam on the cup itself. You can account for this in manufacturing but Tim's uses some producer that doesn't. So there is always high chance of leak regardless of lid.

>> No.57574867

>>57574304
Anon, more than half of graduates in that age range are blacks, browns, or women.

That doesn't change the "college or no college" logic for your average (white or yellow, male) /smg/ger

>> No.57574891

>>57574297
Oh 100%. A degree mill definitely gets you that HR stamp, hopefully teaches you skills, and almost loses you prestige.

>> No.57574905
File: 150 KB, 1242x1058, Two based frogs Pepe meme.jpg [View same] [iqdb] [saucenao] [google]
57574905

>>57574421
>Virtual Piano

>> No.57574932
File: 166 KB, 754x427, 1622313605004.jpg [View same] [iqdb] [saucenao] [google]
57574932

I am going to make so much money when this house of cards comes crashing down.

>> No.57574938

>>57574867
There are plenty of White underemployed college graduates. I'm not looking things up for you again but you should go get the data if you really want to argue from that angle.

>> No.57575024

Did Enron ever ask for $7 trillion?

>> No.57575046
File: 839 KB, 400x400, frag.gif [View same] [iqdb] [saucenao] [google]
57575046

>>57574932
Positions or ban.

>> No.57575050
File: 63 KB, 3158x1957, Market Stages.png [View same] [iqdb] [saucenao] [google]
57575050

July-October of last year was First Sell Off. Bears be rekt.

>> No.57575064

>>57575050
For what? AMD? NVDA? SPY? VT?

>> No.57575120

>>57573050
(((fees))) and (((commissions)))

>> No.57575135

>>57573815
UPST and LYFT will be fun times for straddle holders

>> No.57575211
File: 2 KB, 83x125, jeromebu.jpg [View same] [iqdb] [saucenao] [google]
57575211

>>57575050
Looks like somebody had a rough Q4.

>> No.57575955

>>57573713
>The result? Your walking a tightrope
No your a walking cuck for putting up with that