Housing crash 2025?

[Anonymous No.57548987]

Will the housing market crash in early to mid 2025. The fed has hinted at interest rate cuts by spring potentially. The election has to influence economic decisions right? I will have 150k as a down payment by then guaranteed. The loan would be 150k. Should I continue to accumulate wealth into 2026 and wait for the bubble to pop.

[Anonymous No.57548997]

STABLE AND RESILIENT

[Anonymous No.57549072]

[Anonymous No.57549084]

[Anonymous No.57549101]

>>57548997
You might be right anon during the 70s there was a lot of inflation and a lot of us government backed civil wars and coups. I suspect they did that to prop up the economy. Which is fine. But I think they are doing the same thing right now. Regardless Ill have to wait a year so I have a larger lump sum so the mortgage doesnt suck. Pardon my reasoning l dont know anything. Im not an expert.

[Anonymous No.57549127]

>>57548987
In 2006 the banks were trolling for home buyers. In 2023, home buyers can barely find a single god damn house on the market. Any "crash" will be a minor correction at most.

[Anonymous No.57549140]

>>57549101
it takes 3-4 years for the housing market to bottom. early 80s crash the houses didnt bottom until mid-late 80s. 2008 crash, houses didnt bottom until 2011.

adding to that, when the fed lowers interest rates to 0%, the real rates offered by the banks stay elevated and slowly lower the longer they keep them at 0%. so you want to wait for as long as the fed keeps rates at 0% to get the lowest interest rate

[Anonymous No.57549181]

>>57549127
This
And any problems with expense per payment will be solved by more people per house or worst case scenario just starting to offer 40 year mortgages
I honestly think we see 40y mortgage this decade (and Also infinite spics and Indians)
I’m just gonna move out lol

[Anonymous No.57549217]

>>57549127
>>57549181

youre wrong, theres about to be a glut of new homes on the market combined with air BnB investments folding over because people are underwater on the mortgage when the stock market drops 30% this fall.

there are towns that put restrictions on air BnB and the home prices dropped 200% faster than the rest of the market

theres a huge amount of boomers who just bought houses at All time highs, just to use them as rentals and air BnB. This chart is going to correct

[Anonymous No.57549242]

>>57549217
No retard
Normal people have 3% fixed mortgages and will never leave
Millions flood into the the country every years
There is no cheap housing construction
There is no supply entering the market
There are no reasons to expect a crash

[Anonymous No.57549267]

>>57549242
I agree that millions of Mexicans and Venezuelans are entering the country. My brother is now dating a venezuelan whose mother does not speak English. Clearly she wanted a rich white man who roots for a green card. They live in free government housing. But these people cant afford houses they are poor they must rent. Im stupid and uninformed so i cant make reasonings on what will happen next. I just know I have to move out and get a bachelor pad next year and not settle for a venezuelan

[Anonymous No.57549311]

>>57549267
I’m honestly thinking of moving to Venezuela to beat them at their own game of moving
At least I won’t have Jew bankers and judges ruining my life there (I think)
And then as a white man I can just start being useful and building things and it will work out easily

[Anonymous No.57549330]

>>57549242
>yes
>interest rate means nothing when you owe more on the house then the house is worth and the bank forecloses on your home
>low birth rates, immigrants have no money
>there is tons of houses being built and home builders happen to be slashing prices constantly, which is setting the market and boomers are becoming bagholders
>margin calls and foreclosures will create supply
>everyone is completely fucking broke and credit maxxed, meanwhile inflation stopped above 3% and is raising in the rest of the world. Cpi gets released in one week for america and should be a very important figure. if cpi is even one point above expectation, it will throw the entire market into a panic because the rally since october has been based on the idea that the fed is going to lower interest rates. ironically the fed tossed up the idea of lowering rates before inflation is 2% because they are genuinely worried about the economy, the fact that nobody has any money anymore, and unemployment is about to spike. maxed out credit cards, negative net bank balances, ATH usage of buy now pay later, student loan payments were restarted in october, yet people still betting on stock earnings to continue to increase. the only thing floating the economy is biden spending on useless govt jobs that have no purpose other then to get the wages spent into the economy, meanwhile debt is growing faster then GDP at a time where the currency is already inflating, and bond rates are going to get raised even higher by ratings agencies who just lower americas credit rating from AAA to AA for the first time in history a few months ago. govt needs to keep printing to pay off the debt from all the printing.
>everything is going to keep growing at record pace
KYS

[Anonymous No.57549343]

>>57549311
fucking christ, after reading this i dont know why i even wasted my time responding to someone who is this retarded

[Anonymous No.57549352]

>>57548987
Why did you post a picture of HBAR?

[Anonymous No.57549430]

>>57549217
Yeah, that chart is going to correct. Rent is going to go up.

[Anonymous No.57549455]

>>57549330
SOURCE?

[Anonymous No.57549459]

>>57549217
> youre wrong, theres about to be a glut of new homes on the market
Where you dumb stupid asshole?

>An estimated 1,469,800 housing units were authorized by building permits in 2023. This is 11.7 percent below the 2022 figure of 1,665,100


The price increases comes from building expenses going up and the fact that everyone who bought has a 3% mortgage and is never fucking leaving

There will be no crash. You are stuck in a pod if you won’t inherit a house.

[Anonymous No.57549483]

>>57549455
His broke myopic 19 year existence lol look at all that stupid nonsensical whining

[Anonymous No.57549497]

>>57549483
btw i have a very large schlong

[Anonymous No.57549502]

Jesus christ chicken littles its been fucking YEARS, get over it- you only chance to own property is crypto. Ever if it does crash in two or three years its been 4 in a row you have been wrong already, not good for making money.

[Anonymous No.57549509]

>>57549502
And im NOT ESL, im drunk because im skiing tomorrow.

[Anonymous No.57549515]

>>57549502
>it’s been years
>the housing market functions over years rather than decades

[Anonymous No.57549585]

>>57549352
Is hbar a whole pizza that I ate yesterday

[Anonymous No.57549681]

>>57548987
if you want to lose money just buy chainlink

[Anonymous No.57550217]

>>57549681
This is a house thread anon. I dont have expenses right now. I just work alot and workout. I need a cool place to live. My down payment is nearly half maybe more if I find a good deal. I could move out of state and pay full in cash but im a huge pussy and the wages are great here for a simpleton such as myself. I can easily afford the mortgage and fees of 1200 a month. Leaving me 1600 a month to live off. I wont buy furniture or do anything but lift weights and post on 4chan and just exist in a perpetual state of cheapness. You underestimate how cheap i really am. Everything will be unplugged. Im saving wax from my job to use as candles to save on electricity. Im a man who eats stale bread and will do whatever it takes. Ive taken toilet paper instead of buying it. I will live this way until I have a cushion to support any potential major home repairs. My stocks are worth 6k so I can just liquidate those if needed. My 401k is worth 20k so if things go very bad I can take the hit on taxes. Plus I can just ask my parents for any short term repair money. Ill have a job. Im due to get a big inheritance within 5 years. Maybe less if Im lucky. Im just worried if I ask my brother to join the mortgage with me. He will only have 75k. he wants 50 percent ownership. But that is only providing half of what Im putting up. The Venezuelan woman might murder me and then they get the house. I dont know what these immigrants will do to achieve the American dream. Ultimately the process to buy might take longer than I think. So I will continue accumulate and move in with my dad when Im ready to move in the area. Yes crypto might help me but I would rather rely on hard work and saving

[Anonymous No.57550396]

>>57549515
Mortgage rates are already down 1 percent in six months. A good sign combined with the supposed fed interest rate cuts. I might be able to buy in at 6 percent which isnt great but isnt terrible

[Anonymous No.57550920]

>>57549217
>when the stock market drops 30% this fall.

lmao

just 2 more weeks guys

[Anonymous No.57550937]

>>57549343
all it takes is a 30 second conversation with most renters to understand why they're homeless

[Anonymous No.57550938]

>>57550920
just 2 more weeks you really think the stock market is just going to drop 30% suddenly lmao you sound like a brainlet like a 4chan anon trying to predict crypto prices let me tell you something i'm a gigachad with a massive hog and crypto is a waste of time i'm gonna dump my life savings into shorting dogecoin and watch you idiots lose all your money i bet you're some kid still living in mommy's basement

[Anonymous No.57551052]

>>57549502
>Jesus christ chicken littles its been fucking YEARS, get over it- you only chance to own property is crypto.
Sounds good, what do I do then? I have $1k.