/biz/ - Business & Finance

[Anonymous No.57492309]

>finally bought a house
>far more expensive than renting
>headaches always
>property taxes
>mortgage payment
>girls still don’t care about owning my own home hasn’t changed anything in dating
>have to wage cuck everyday just so bank doesn’t take it back

I thought it was suppose to get better when i owned a home? Isn’t this the America dream! Why is everyone so demoralized about never being able to own a home? Consider yourselves lucky you don’t have this fucking obligation without any benefit or family to raise. What’s the fucking point

[Anonymous No.57492353]

>mortgage
Stop saying you own a home. The bank owns your home.
Even after you pay off your mortgage, the government still owns your home, and you will pay your rent (property taxes) to them.

[Anonymous No.57492641]

>>57492309
imagine buying the boomers bags LMAO

[Anonymous No.57492741]

>be rentoid
>can move anywhere in the country I want at any time for a few thousand fee at most
>if anything breaks I call maintenance and they fix it immediately for free
>less than a mortgage
Feels good.

[Anonymous No.57492812]

I bought a home as well bros. I am actually excited for the first time in awhile. We in a buyers market so someone accepted my lowball and gave concessions. I have a corner lot and no backyard neighbors, just a nice view. A fucking view is what this is all about, niggers. It’s a nice view. I really like Texas and am settled here. I am a member of a community. Apartment bros you can come enjoy my view at the BBQ. If your property taxes and interest are about the same as the cuck rental apartment, it’s time to fucking act. Space and freedom from close human contact can be yours

[Anonymous No.57493007]

>>57492741
This.
I usually do one year leases. My rent is below $700/month, I never have to lock my front door or even my car doors. I live in a quiet, white area with extremely low crime, it's mostly just old white people who keep to themselves. If I drive 25 minutes I can be near a college campus/downtown area full of bars, sportsball, a casino or whatever else if I feel like going out.
My hot water tank blew up a few years ago and I had to be at work in an hour. I made one phone call and by the time I was home from work that night I had a brand new hot water tank installed.
I've never dealt with property taxes, cutting grass or shoveling snow. They even replaced my garbage can when mine blew away during a windy storm.
Renting is based. I don't have to know how to fix anything, I don't have to deal with anything other than a single monthly payment. If/when they raise my rent too high I'll just go somewhere else. If the real estate market tanks, I don't care. If interest rates moon or go low, I don't care. Nothing matters, I have so much free time that I wouldn't have if I owned this place. They even provide laundry 1 step from my front door. When the washer broke a few months ago, it sucked. I had to lug my clothes to the laundromat and they charged like $10 for one wash/dry cycle. They fixed my washer and raised the price but it still only costs $3 to wash and dry a load which is a bargain. Maybe one day if real estate tanks I would buy a house but most likely I'll just keep renting and winning and enjoying my low stress life.
Combine this with working from home, being my own boss (no schedule, no customers, take time off anytime I want, wake up and sleep whenever I want) and grinding various easy side hustles that don't require me to leave my couch and it's pretty damn comfy. Last year I made 60k and didn't have to deal with driving to and from work, I work from my couch. It's nothing insane but I have ultimate control over my time.

[Anonymous No.57493115]

>>57492741
>>if anything breaks I call maintenance and they fix it immediately for free
>>less than a mortgage
do they really still believe this?

>>57493007
post your bitch tits

[Anonymous No.57493151]

>>57493115
show bald head

[Anonymous No.57493153]

>>57492309
>lose your job
>now your commute is 10x further
Us renties can just pack up and move closer to our new job

[Anonymous No.57493810]

>>57492309
you'd be fucked either way

[Anonymous No.57493898]

>>57492309
It America it's easier to be rentoid because first you get the house with all the electric appliances and laws are in favor of the rentoid.

[Anonymous No.57494019]

Literally all you buy when you buy a home is the feeling that you must be cool to have bought your own home. Have fun living with mr sheklestein clamped onto your ballsack for 30 years, goyim

[Anonymous No.57494116]

>own house
>own 2 cars
>enough tools and skills I can just fix whatever.
>own a 1/4 acre in the desert in case I need to fuck off to
>Good cooking skills
>No investments
>No debt or credit
>just did my taxes and it says i'll be paying a 7.5% tax this year, no State income tax.
>full time neet and I plan on doing it next year too.

goddam it feels good to be king.

[Anonymous No.57494179]

>>57492309
>>girls still don’t care about owning my own home hasn’t changed anything in dating
Having an apartment in a city puts you near single thots in college or working as HR ladies, 66% of people aged 18-39 in the city are women. Having a house in the 'burbs puts you near other men, who are usually married to the women in the 18-39 range you want to fuck and thus don't want you hitting on their wife/girlfriend.

[Anonymous No.57494189]

>>57493007
Doesn't sound real but I imagine you'll get a lot of tough guy responses about how they love fixing every piece of shti that breaks themselves.

[Anonymous No.57494596]

>>57494116
but but but but but you should actually be a rentoid!!! here's 5 reasons why you should be a rootless cosmopolitan like me...

[Anonymous No.57494787]

>>57492309
You don't own shit you fucking dumb nigger
Only time you own anything is by buying it outright

[Anonymous No.57495080]

>>57494116
boomer detected

[Anonymous No.57495173]

>>57492309
I live with my parents but I also make more money than them. One day I will move out... maybe...

[Anonymous No.57495207]

>>57494116
seize the means of production
give me your shit

[Anonymous No.57495216]

>>57492309
You are only looking at the negatives, go exploit the advantages of being a home owner. You can do whatever the fuck you want, use your land for productive shit like growing food, working out, etc. Basically owning property is for a real man, if that doesn't appeal to you then sell it and buy a condo bitch

[Anonymous No.57495813]

>>57492812
Sorry I'm not driving 40 minutes out of town just to see your "view". Texas is flatter than your girlfriend's chest so there's nothing to see.

[Anonymous No.57495846]

>>57493007
this is the truth. low cost of living rentbros have the least stress in life. Also get more pussy than married niggas in the house they "own".

[Anonymous No.57495850]

>>57495216
that's illegal in the US though

[Anonymous No.57495852]

>>57495216
lol growing food? what a meme. the only thing i would plant is fruit trees. backyards are mostly useless unless u have a dog, at which point its just the dogs litter box.

also the "real men have houses" is fucking stupid. as a real man myself, im not going to be bothered tinkering and fixing my shitboard house like a bored boomer, even landscaping is for cucks. i have real things to build.. the place i live should be made of brick/stone and locked in and set up properly so i can use my time/energies for real shit....if you need a garage to do "man cave" shit just rent one somewhere. same thing with a backyard, just buy some land in the boonies and go out there when u feel like it.

[Anonymous No.57495862]

>>57492641
bro who do you think your rent payments go to?
the boomers won, it's fucking over

[Anonymous No.57496029]

>>57493115
>do they really still believe this?
Both are true. I once lived in a place where the air conditioner died and it was replaced shortly at no cost to me. Cost my landlord thousands.