dividend investing general /dig/

[Anonymous No.57474325]

REITs are on fire sale right now thanks to the fed keeping rates elevated edition

>dividend aristocrats
https://www.nasdaq.com/stocks/investing-lists/dividend-aristocrats
>dividend achievers (10 year dividend increase history)
https://www.marketbeat.com/dividends/achievers/
>check dividend history, dividend growth history, payout ratio etc.
https://www.financecharts.com/
>dividend calendar
https://www.nasdaq.com/market-activity/dividends
>dividend growth calculator
https://dividendathlete.com/dividend-investing-
calculator/
>what are qualified dividends and how are they taxed
https://www.investopedia.com/terms/q/qualifieddividend.asp
>REITs
https://www.reit.com/what-reit
>power of dividend growth
https://www.investopedia.com/articles/basics/04/072304.asp

[Anonymous No.57474343]

I fell for the REIT scam
never again

[Anonymous No.57474406]

If you like dividends you really should own quality resource stocks. Glencore, BHP, Exxon, Kazatomprom, gold majors

[Anonymous No.57474422]

>>57474325
Buy preferred shares instead of shitty low yield REITS and commons.

AIGPRA
COFPRI
GNLPRA
GSLPRB
HWMPR
LBRDP

[Anonymous No.57474425]

>>57474343
It’s treating me well, granted I’ve only been stacking them this year while they are cheap. I expect them to outperform once interest rates get cut and the 2 REITs I own (O and AMT) have good balance sheets to weather the high interest rates.
>>57474406
I do like XOM but will check out the rest that you suggested

[Anonymous No.57474469]

>>57474325
I have puts on that company!

[Anonymous No.57474477]

>>57474425
FFR won't bring down the long end of the curve which is the part you actually care about. That was caused by the Ukraine sanctions not anything the fed did.

Also US realestate is shit. We're just overpriced Mexico. The only thing we had going was tech but that's done now so between that and the de facto treasury default the bottom will drop out.

[Anonymous No.57474481]

>>57474425
Been stacking these in my IRA in addition to the preferred I listed
AAPL
ABBV
ARCC
ATO
AVY
BA
BX
CAT
CSCO
CVX
HD
KO
LOW
MSFT
PEP
TXN
WMT
XOM

[Anonymous No.57474504]

>>57474477
>We're just overpriced Mexico.
That’s fine with me because that translates into high rents payed to my companies. Realty income’s tenants are economic stalwarts like grocery stores, convenient stores, dollar stores etc. AMT has the same moat

>>57474481
A lot of good names in their that I own as well

[Anonymous No.57474508]

>>57474325
Blessed divi thread. I'm buying KO today.

[Anonymous No.57474521]

>>57474504
I'm looking at add some telecom but really hate AT&T and VZ

[Anonymous No.57474522]

>>57474425
Glencore has been buying up met coal mines for like 2-3x annual cash flows because retards like Teck think coal mines will disappear off the face of the Earth by the end of the decade. We're talking about multi-decade operations here, and providing strong cash flows to boot. They'll likely do a spinout of the coal assets into a separate vehicle while maintaining the rest of the business (copper, nickel, etc metals, trading, recycling, processing). BHP also has met coal exposure although they're beginning to slowly divest from coal and into other sectors, for instance they'll have almost half of Nutrien's potash capacity operational by end of the decade and they may invest more into battery metals and uranium. On top of that BHP is a major iron ore and copper producer with gold, nickel and a bit of uranium production from their Olympic Dam mine. Both are profitable companies on a cycle-wide basis unlike smaller mining companies thanks to their large scale open pit economies of scale and tier one assets. Both pay hefty dividends when their cash flows are strong. Kazatomprom is the world's biggest and lowest cost uranium producer, enjoying margin expansion despite facing difficulties increasing production due to strong uranium fundamentals. Their shareholder return framework guarantees higher dividends as long as uranium markets remain strong. Gold majors right now are just silly cheap relative to gold price. Many miners are in fact down more than 50% from their highs while gold is near ATHs and looking like it may stay in an uptrend. Agnico Eagle for example pays a decent dividend while maintaining growth and exposure to gold prices, B2Gold and Endeavour Mining both pay a respectable dividend they can sustain although if you're iffy about African mines then stay away from those. Newmont is worth considering if you think they're able to rein in their costs going forward.

I'll add Nutrien also to the list on account of their continued dividend increases.

[Anonymous No.57474551]

I'm a simple man, I simply buy JNJ

[Anonymous No.57474566]

>>57474504
No one will pay high rent here when they can get the same thing for a fraction of the price in Mexico.
You can talk about your "stalwarts" all you want but the market drives rents and arbitrage will be corrected for.

[Anonymous No.57474572]

>>57474521
Might I suggest AMT

[Anonymous No.57474575]

>>57474566
Convenience stores aren’t going to relocate to Mexico man

[Anonymous No.57474579]

>>57474551
JNJ is one of my bimonthly recurring buys in my Roth

[Anonymous No.57474590]

>>57474575
The people buying their overpriced crap will though.

[Anonymous No.57474610]

>>57474590
I don’t see it that way

[Anonymous No.57474631]

>>57474610
Of course, that's why you made the investment decisions you did.
We'll see who's right, I'm expecting the effect to really get going this year as the tech workforce (which has a large portion of Asian immigrants) shrinks but I tend to be overly aggressive with timelines for these sorts of things.

[Anonymous No.57474653]

>>57474631
In my opinion, the influx of low skilled immigrants will pump my stocks like PEP and fuel convenience store growth

[Anonymous No.57474727]

>>57474653
PEP is already overpriced. Although you might be right, it could do better than some of the others since those sorts of people tend to buy garbage like that.

[Anonymous No.57474753]

>>57474551
Based

[Anonymous No.57475009]

Why do I never see people buying KR? The company is great as well as divvy growth. I have SCHD, KR, and XOM. 80/10/10

[Anonymous No.57475102]

>>57475009
Isn’t it a PNW regional brand? That usually means a lot of shoplifting

[Anonymous No.57475119]

>>57475009

I live in Ohio, their stores are all dirty unkempt trash. No clue why, they just don't bother trying to improve the image or the clientele.

[Anonymous No.57475143]

NEE is a value buy at these prices

[Anonymous No.57475919]

Based

[Anonymous No.57476481]

This is your reminder that dividends are extremely relevant

[Anonymous No.57476544]

IWMY LMAO

[Anonymous No.57476578]

How is investing in covered call ETFs like QYLD considered a viable investment strategy when it's down 30%?

[Anonymous No.57476627]

>>57476578
I don’t invest in covered call ETFs but I do sell some conservative calls on my holdings

[Anonymous No.57476875]

I edited my recurring buy for Monday to allot more money to REITs and PEP. I’ll change it back to how it was after

[Anonymous No.57476933]

>>57475102
>>57475119
I'm in Florida so all I have is delivery. It's the tits. Better prices than publix and walmart for me.

[Anonymous No.57476971]

>>57476933
I’m also in florida. Fuck publix anymore for their insane prices. I do most of my shopping at Sam’s club because there’s one right by my house

[Anonymous No.57477096]

>reits
commercial real estate is going to zero and crashing every non jpmorgan chase bank with it everything not CRE will be picked off by private equity and the stocks will be treated as bastard children before delisting
>coal
a much smarter play then uraniumshit but the decline in diesel and heavy machinery production will drop productivity in coal mining, if you pick right one and keep holding you are going to make it
>pep KO
deglobalization will hurt these companies, they will cling to major grocers but their brand religion will have to go up to push it up to meet the debt spiral crisis you have to pick the one that will manage to survive their fall longer
>AMT
tech is going downhill, chip manufacturing will only get more expensive and scarce due to limitations and black swan events, a quality hold but consider trading and researching when to swing to stay above water

[Anonymous No.57477132]

>>57474481
sell me on AVY

[Anonymous No.57477400]

>>57477096
>but the decline in diesel and heavy machinery production will drop productivity in coal mining
please elaborate more on this

[Anonymous No.57477450]

>>57477096
>bets against US real estate and banks
>bets on coal (lol)
>bets on deglobalization (lmao even)
>bets against tech

post portfolio

[Anonymous No.57477461]

>>57477450
Honestly, if you don't have any coal stocks idk what you're even doing at this point. It's like you hate free cash flow

[Anonymous No.57478022]

>>57477400
Every market crash comes after some potential supply shock, energy demand always is brought down by a crash. Dotcom? Coal. Housing? Conventional oil. Covid? Fracking. Demand keeps dropping in energy sector after it hits a ceiling, debts go up, businesses close, energy sector shrinks, expertise leaves, productivity drops. That is my theory. I think the algorithms see these things ahead of everybody and front runs a crash.

>>57477450
>bet against US real estate and banks
banks are failing at larger rates in a cycle lining up with energy demand market crash events. Central banks increase liquidity which trashes smaller banks holding toxic assets, long term government bonds. Ask yourself if large banks like JPMorgan holds onto as much percentage bonds as smaller banks. The bank system is failing from the bottom up.

>bet against deglobalization
It has been happening since 9/11. I would argue real globalism was from 1945 to 1968.

>bet on coal bet against tech
coal rich land deeds will be worth more then data centers in 30-40 years. Ask yourself how much an output is worth if its inputs needed start going missing.

[Anonymous No.57478153]

>>57478022
You're talking about a short term crash. A blip in the chart in a multi-decade basis.

[Baggie !!2wgod7RQeJh No.57478574]

dividends are irrelevant

if you want a return on your investment, sell a portion of it.

[Anonymous No.57478614]

>>57478574
>just sell your position in excellent companies
No

[Anonymous No.57478642]

i fell for the TSLY scam
never again

[Anonymous No.57479087]

Dividends

[Anonymous No.57479201]

>META is now a dividend company

[Anonymous No.57479893]

>>57479201
Based

[Anonymous No.57479952]

THREADLY REMINDER THAT DIVIDENDS ARE YOUR FREN

you guys started a /dig/ and divbro didn't even know about it? :*(

i was gone but now I am back

[Anonymous No.57480033]

>>57479952
Welcome back friend

[Anonymous No.57480072]

HONEY, THE ZESTIMATE!? AAAAAAAAAAAAAAAAAAAAAA

[Anonymous No.57480106]

I've been watching these retards go all in on TSLY and erode their capital by 60%

[Anonymous No.57480565]

>>57480106
Who? No one here went all in TSLY

[Anonymous No.57481137]

>>57474325
Divchads stay winning

[Anonymous No.57481233]

>>57480565
youtube/discord buffoons, they are called "we the khmers" or something

[Anonymous No.57481917]

Dividends

[Anonymous No.57481937]

Tesla is the future, robot cars, ai robots, robot robots. i'm going all in.

[Anonymous No.57482330]

>>57481937
Actually beginning to lose market share to chinks. They're beginning to learn just like they did with smart phones

[Anonymous No.57482742]

Divvie investors are asinine

[Anonymous No.57482761]

>>57477461
what are good coal stocks?

[Anonymous No.57483576]

>>57482761
Glencore and BHP, especialy the former since they have been buying met coal assets hand over fist as of late, most recently they bought Teck's whole coal arm for like 3x cash flow or something (retards sold 1/3 of their revenue for peanuts). Alpha Metallurgical and Warrior Met Coal too but those aren't great dividend payers. Whitehaven is attractive to me because they acquired some met coal mines from BHP a while ago.

[Anonymous No.57484746]

Based

[Anonymous No.57485407]

>>57474481
Why do I never see SELF in these threads? It’s a stock for a business that will never see a decline in demand (people will always want to store their useless crap somewhere), its dividend interest exceeds basically every other stock listed here, and each share is relatively cheap. It’s stable, I wouldn’t expect any more than a one-point swing every two years, and by then your dividend payments will have covered the unrealized loss. Is there something I’m not seeing?

[Anonymous No.57485446]

>>57485407
I love the self storage business. I’m going to look into SELF but I’m already pretty heavy in REITs

[Anonymous No.57485448]

>>57474325
>REITs are on fire sale thank to fed holding rates
Real estate is fucked. Dividend investors confirmed midwits.

[Anonymous No.57485467]

>>57485407
I just glanced at their dividend history and they have only raised it once since 2016. That’s going to eliminate it from my watchlist

[Anonymous No.57485489]

>>57485448
>why does everyone laugh at me when I say the sky is falling

[Anonymous No.57485514]

>>57485467
I must misunderstand the purpose of dividends- is this not supposed to be a stable form of passive income? Why does raising the dividend matter if you’re already getting a greater percentage per share than most blue chip stocks?

[Anonymous No.57485525]

Where do I put the first 10k for a divvie port ? I have 11,047$ to put somewhere and not burn away with fds as one tends to do in this shit hole.

[Anonymous No.57485574]

>>57485514
Because it’s nice to receive a raise yearly. Sure you can go with a 6% yield that never increases or start at a 2% yield that ends up yielding 12% after 20 years. You should always have a good mix between high yield and high dividend growth.
>>57485525
I would DCA it into SCHD over the course of 6 months or so.

[Anonymous No.57486343]

AMT below $190

[Anonymous No.57486384]

Heavily modified my bimonthly recurring buy set up for Monday to take advantage of the REIT and value stocks sale.

[Anonymous No.57486763]

>>57474590
>people want to live near cartels
You're an eastern Turk, you love deserts, please go already.
>>57477096
>real estate will be free!
lol
>machines get less efficient
lol
>pep KO problems are market size
lol
>tech is dead
dispersed, maybe. dead, no.
>>57477400
He's a resident bear, apparently.
>>57478022
>if my premise holds true, then my premise will be bad, therefore it's true
lol

On REIT be sure you're checking balance sheets, and expect that valuations on properties are not realistic. Your choice of 1/2, 1/3, 1/4 on liquidation. Consider that if they are getting actual rents to pay their bills, then there's a good chance they can leave some property vacant for even a few years before refit costs make them untenable. A roof and Climate Control go a long way towards valuable space, it's a matter of finding a user.

Some Com REIT will need to look at paying to Refit into Apartment/Townhomes. The good thing, many Com buildings are basically shells and the insides can be divided in dozens of ways. The bad is the plumbing and probably HVAC especially, as an office can be one temp for the entire floor, or building, but nearly nobody wants an apartment like that. The US real estate market isn't China, our buildings are real.

[Anonymous No.57487051]

>>57474343
elaborate?

[Anonymous No.57487071]

what's /dig/'s opinion on divvy etfs? like SDIV or TTAI

[Anonymous No.57488143]

>>57487071
I like SCHD

[Anonymous No.57488268]

>forever cucked by growth

[Anonymous No.57488444]

>>57488268
Ahem

[Anonymous No.57488458]

>>57488444
Bump

[Anonymous No.57488495]

SOXL pays a 0.78% dividend

[Anonymous No.57489083]

>>57486343
starting to get attractive

Akre fund added at $165 last quarter and I'm too overweight real estate already so I'm waiting for $165 or under personally

[Anonymous No.57489092]

>>57488444
Checked, based and dividendpilled

[Anonymous No.57490987]

>>57487071
They're alright I suppose. I have two both with ~5% yield, one swedish and the other with more European exposure.

[Anonymous No.57491109]

>>57486763
>Real estate will be free
I never said this. Real estate is a big market and with the way the global economy is going privatizing of real estate is the future.
>Machines will get less efficient
Yes they will. Every time we get a demand drop from energy supply shocks there is a debt spike, layoffs will happen as more companies go under and lost knowledge increases it's going to happen it is reality. Notice how trucking companies are going under still while big tech keeps getting pushed up by trading machines.
>Commercial real estate can be converted to residential space
Fantasy. Large buildings are energy hogs, this isn't 1910 where eroei made dense commerical building profitable. A lot of these buildings will sit empty and rot as populations drop and disperse.

[Anonymous No.57491360]

Rate my list.

[Anonymous No.57492185]

>>57491360
Good. I’m not a fan of CC ETFs but otherwise it’s a solid list

[Anonymous No.57492208]

i just made 1.000.000€
what the fuck do i buy as an eurofag to live off dividends? I just need 2000€ a month
bonds suck because they don't grow your capital long term and it is locked
I like the liquidity and growth of stuff like SCHD, no wonder burgers are buying it, but guess what, all these ETFs are not availible here

I can buy VYHD which pays 3.4% yield but I would lose on currency conversion tax of I think 0.3% per dividend payment because it pays in USD

inb4 real state etc, I want a liquid product that's in the cloud so I can move anywhere in the world if I want to

[Anonymous No.57492672]

>>57491360
>VXUS

If you're going Total International, might as well go VTI or split international into VWO/VEA

[Anonymous No.57492680]

>>57488444
>your chart is literally just apple but yea that’s not a divvy
Also
>2017

[Anonymous No.57492697]

I have $100k in my TFSA in Canada. The fuck do I buy to make it...

[Anonymous No.57492958]

>>57492208
Is O available to you? You still loose some on yhe conversion tax but you get more than double of the €2k you need a month.

[Anonymous No.57492993]

>>57492697
SU

[Anonymous No.57493395]

>>57492993
>not CNQ
ngmi
>>57492208
XOM has arguably the most sustainable dividend in the world for one.

[Anonymous No.57493437]

>>57474325
I open the thread and no one has mentioned MPW, pathetic.

[Anonymous No.57493512]

>>57492697
CP Rail, CN Rail, SJ, ATD.

[Anonymous No.57493802]

>>57488495
fuck you

[Anonymous No.57494335]

>>57492208
500k in main street capital (11.000 shares = $2640/Month) 100k in Ares capital (5000 shares = $2400/quarterly) reinvest what you don't spend.
400k left to invest conservatively. Or adjust to your risk tolerance.

[Anonymous No.57494844]

Good morning dividend bros. What are you researching over the weekend?

[Anonymous No.57495211]

>>57474325
Here is a "killer income portfolio" with huge dividends that will make it "pour rivers of gold" in your 401k or Roth IRA for years to come.
>Tier 1: moderate yield high quality - 50% weighting
Alright this is where you HODL stonks that have moderately high say 3.5%-5% yield. The goal here is to have some capital gains potential while also collecting a decent yield. Some STONKS that could go in here include:
* Dividend aristocrats like KO, ABBV (usually 3-3.5%)
* Financials like TD, TROW - both 5% yield.
* Energy non-shitcos like CVX - 4%
OK with the right weightings of shitcos you can have your core "quality" stocks paying out 4.5% income which is already doing much better than the average person to begin with. If you're willing to sacrifice yield a bit you can get into techcos like TSM but that will take the yield a bit lower (prob good for total returns though)
>Tier 2: high yield, some risk - 40%
Here's where you find your typical large cap REITs, foreign banks, small cap high yielders and so on. Examples:
AT&T - 6.3%
Kinder Morgan - 6.6%
Oaktree specialty Lending - 11%
Postal Savings Bank of China - 8%
>Tier 3: true garbage, enormous yield - 10%
Here's where you're unironically attempting to get 15%-20% yield, the dividend equivalent of moonshots. You'll fund a lot of leveraged junk bond funds in this category. Examples include:
PIMCO PDI - 13.65%
Alright so I put together an Excel spreadsheet that calculates the weighted average yield on all the stocks I mentioned. The stocks are equal weighted within their categories, but the number of stocks differs by the category's weighting, producing 50/40/10 category weightings. This was just to make the excelling easier on me, you should be more diversified than this.

[Anonymous No.57495416]

>>57495211
Great analysis. I do something similar but add low yield, high capital appreciation and dividend growth: examples include V, MSFT, COST

[Anonymous No.57495945]

>>57492672
Why?

[Anonymous No.57496182]

>>57488444
now adjust that retarded chart for inflation

[Anonymous No.57496352]

SCHD used to beat SPY now its just garbage. I know it pays ever growing divvies but I want capital appreciation NOW. will I get it once the jews start lowering rates?

[Anonymous No.57496426]

Im sorry but reits are still shit investments to me. There is not enough return for the risk, not even close. >5% yield

Absolutely go fuck yourself. Inflation is 5%. Meanwhile you hold fucking commercial real estate in an era of WFH. If the yield was 15% that would be appropriate for me.

[Anonymous No.57496432]

>>57485407
>down 17% this year
>dividend barely pays more than a CD
>is there something I’m not seeing?
Yeah get your eyes checked.

[Anonymous No.57496470]

>>57493437
The stock has been in free fall for years. Is there a reason to think this is the bottom now?

[Anonymous No.57496473]

Meanwhile. I could go buy a shitty little house, slap some paint on it and get 1% of the purchase price per month. 12% yield in terms of revenue. Call it 8 or 9% yield after expenses. Plus appreciation which is likely to be more than the rental income. Reits only make sense if you have already MADE IT and are part of a large and very diversified portfolio IMO.

[Anonymous No.57496487]

>>57474425
>I expect them to outperform once interest rates get cut

when do you think that will happen? don't forget that the market can remain irrational longer than you have liquidity.

[Anonymous No.57496503]

>>57496487
The market is only irrational on this matter if you are an unironic soft landing fag. Which is very unlikely IMO.

[Anonymous No.57496615]

>>57496503
>he doesn't know we're already in a "soft landing"

we're not gonna see a return to 2% interest rates until like 2040 or if china invades taiwan.

[Anonymous No.57496687]

>>57477096
>deglobalization will hurt these companies, they will cling to major grocers but their brand religion will have to go up to push it up to meet the debt spiral crisis you have to pick the one that will manage to survive their fall longer
This might be the dumbest thing I've ever heard in relation to soft drinks, KO has guaranteed moats in europe and south america. Deglobalization isn't going to be an "everywhere all at once" sort of thing, it's going to happen in specific places for specific things at specific times and it's going to start in Asia, for industrial materials (Asia is on the ass end for all that shit).

[Anonymous No.57496832]

>>57496487
> don't forget that the market can remain irrational longer than you have liquidity.
If anon only invested what he doesn't need and just owns shares then he'll never have a liquidity problem no matter what happens to the interest rate.

IMO this is actually a key benefit of dividend investing. There's no need to get involved with decaying or leveraged derivative instruments or pay margin costs. You just buy shares you can afford and then expect to hold them for the long term. While everyone else is getting margin called the dividend investor is just vibing collecting their dividends.

[Anonymous No.57497415]

>>57496487
I’m happy to keep buying at a discount for as long as I can. I don’t worry about O or AMT failing to pay and increase their dividends.

[Anonymous No.57498366]

>TFW them divvies come in

[Anonymous No.57499164]

Januarys dividends

[Anonymous No.57499180]

[Anonymous No.57499195]

>>57492993
I'll buy some but not more than 10%< what else?

[Anonymous No.57499312]

Just started invested in July
Now at about 500$ in divvys per year. Goal is 50k/yr. 50-50 split between SPY and actual dividend stocks
Thanks for reading my blog

[Anonymous No.57499598]

>>57491360
drop vxus for vigi

[Anonymous No.57499705]

I'm holding 155 shares of voo, kinda scared of the tech bubble. Should I swap to value stocks?

[Anonymous No.57499833]

>>57492958
wtf is O?
>>57493395
all eggs in one basket too risky, also the future is just anti oil laws going in, XON dumped 66% for instance in 2014, look at the chart

>>57494335
again, those are just 2 stocks, too risky
I want an ETF that has a basket of stocks, so I can sleep at night, but fucking EU limits the possibilities so much. ares capital dumped 81% for instance. so yeah you got all this nice yield, but what if the initial dumps? I dont want to hold throught a 80% crash

here is the list of stuff I can buy from my bank, anyone can see some good one?

[Anonymous No.57499909]

>>57499833
I didn't say "put everything to XOM". I said that XOM's dividend is one of the most sustainable in the world. Look at XOM's dividends. Despite whatever price action has happened they have never decreased it and have been very consistent with increasing them. They're also active in buybacks. Don't worry about the future of oil, it's brighter than all this ESG nonsense of recent years tries to claim. Heck even coal will remain a great investment for the foreseeable future.

[Anonymous No.57499930]

>>57491109

You don't need to keep the building the same amigo, and also population drops in any meaningful way are not happening in your life time unless you are speaking about some global warming collapse event in which case - your stocks will not matter much.

[Anonymous No.57500141]

>>57491360

Noice

[Anonymous No.57500160]

>>57499909
XOM is my favorite stock. biz loves XOM i would say it is everyones favorite stock on here.the close second would be LINK lmao.

[Anonymous No.57500175]

>>57500160
You just can't help but love XOM. The value is patently obvious.

[Anonymous No.57500268]

>>57499909
Yeah but again, that is just one stock. I need diversification to sleep at night. An ETF that does this for me and constantly replaces the top X stocks would be best. I know some people have their own portfolios but that is too much work.

[Anonymous No.57500283]

>>57500268
Feel free to do just that. That's why ETFs have a fee after all, they do the work of diversification for you and you pay for that. For people that have lives an ETF is a reasonable solution.

[Anonymous No.57500292]

>>57500268
also,XOM was 102$ in 2014, 101$ today, basically no growth, I want some growth. A yield of 3.85% with growth liek SCHAB would be enough. If I get more yield, I will become a degenerate consoomer. I like a peace of mind that im still making money without needing to reinvest dividends.

[Anonymous No.57500299]

>>57500283
yeah but look at this list:
>>57499833
what would you buy?

[Anonymous No.57500322]

>>57474325
I sold out of them in late 2021. missed the top by a little but overall i'm happy.
i don't know that i agree about buying today, but i'm thinking it's a buying opportunity within the next few years. office and retail REITs are on suicide watch so maybe sooner for those.

[Anonymous No.57500336]

>>57500299
I wouldn't buy any of those. I don't buy ETFs so I have no idea what those ETFs contain, how they operate and what their fees are. I can only say that I would stay away from the bond ETFs but that's got more to do with interest rates.

[Anonymous No.57500351]

>>57474325
O sucks. Just buy F. I have a few hundred shares at like $10.25 It's like we get to be the boomers now.

[Anonymous No.57500826]

>>57500336
So what do you buy? individual dividend paying stocks? how many?

Another problem is, companies that pay in USD, the bank will charge me 0.3% to convert to EUR on each dividend payment. fml

[Anonymous No.57500850]

>>57500826
>individual dividend paying stocks?
That's the way I'd do it. A basket of companies that suit your portoflio's needs.
>how many?
That depends on (You)r needs. Generally speaking more diversification equals less volatility which is probably something you want if you plan on sitting back and collecting dividends over the years
>Another problem is, companies that pay in USD, the bank will charge me 0.3% to convert to EUR on each dividend payment.
Consider a different brokerage. As a yuro myself I use Interactive Brokers. The bank may be a more convenient solution as you wouldn't need to transfer money but a brokerage account may be more competitive as far as trading costs and currency conversion fees go.

[Anonymous No.57500874]

>>57500850
What is your portfolio? how many stocks and how often do you reallocate/add/remove? how do you decide that?

I use a bank because I don't feel safe having my entire networth in some online webpage. It is registered here in my country as a legit company tho. But I would need to enter extra taxes, and manually enter every move. If I use a national bank, everything is automatic. I would need to pay more to my accountant I guess to do this, I would need to see if im saving money this way.

I just wish we had stuff like SCHD, I would put like 50% in there and 50% in another similar one and that's it.

[Anonymous No.57500925]

>>57500874
My portfolio consists exclusively of mining, oil and gas companies. I'm much more of a speculator and value investor than a dividend investor. I trade a lot but I have my dividend-generating core portfolio as well. Right now I own 19 or 20 different stocks of which less than half are what I would consider "core". My goals and strategy are different from yours because I want to take risks and increase my capital instead of sitting back and collecting yields on my principal.

[Anonymous No.57500934]

>>57500925
how can i learn more about value invest? i know graham number sqrt(22.5 * bvps * eps). some other basic stuff i am trying to learn more about the valuation concepts.

[Anonymous No.57500950]

>>57500934
Investopedia has useful articles, then there's of course Benjamin Graham's book The Intelligent Investor that's considered the gold standard book about value investing. If you want to go even deeper there's a book called Security Analysis also by Graham but I haven't read that one myself.

[Anonymous No.57501029]

Good to see so much XOM love here

[Anonymous No.57501082]

>>57500160
I love buying XOM at $32/share. I love holding XOM at $100+/share. I hate buying XOM at $100+/share.

Oil has two types of price crashes: supply crash and demand crash.

Demand crashes are historically short duration <1 year. Typically a recession or something along those lines decreases discretionary spending and thus oil demand, but demand is quick to recover as the economic fundamentals recover (it’s a concurrent indicator). Often companies ride these out without even layoffs and a healthy company won’t be greatly impacted.

Supply crashes are historically multiyear events. Overproduction creates a supply imbalance with respect to demand, which can’t increase enough to absorb the glut. This has to gradually work its way to equilibrium as lack of new investment in exploration and drilling and decline of existing wells brings down global production. Production is a variable that is slow to change; there are technical issues that mean a company can’t just turn valves to reduce production. Companies will typically resort to mass layoffs and reduction in capital expenditure to survive these. Indebted or unhealthy companies have a higher risk of bankruptcy.

Watch production numbers and the debt levels of any companies you hold to evaluate the risk of holding and buying. Demand crashes are great times to buy anything at a discount, but in supply crashes companies are heavily stressed. In a supply crash, if a company is healthy (like XOM in 2014), it will survive dividend intact and you’ll be able to ride through and have an excellent opportunity to purchase at a discount. If it’s not, you risk capital destruction. Needless to say, in the latter case it’s important to exit before the crash and later reallocate to a better position at a discount.

It’s actually pretty easy to see these events coming at a macro level and prepare if you watch rig counts and production trends.

[Anonymous No.57501099]

>>57500292
XOM was $58 in 2010, $73 in 2015, and $36 in 2020. See my other post for how to trade oil industry stocks.

[Anonymous No.57501114]

>>57500826
Investing in Europe sucks. Thank god for dual citizenship. I want to set up a Europe domiciled account for a geopolitical/inflationary hedge, but the investing environment is so ass over there that I’ve never bothered.

[Anonymous No.57501244]

>>57500925
I also like to take risks. Im looking at MSTR as a sightly leveraged BTC play, instead of using miners or options. Thoughts?


Also if you "made it" and wanted to live off divs, what would you do?

[Anonymous No.57501399]

>>57501244
I have no thoughts about crypto. I simply don't understand that market.
>Also if you "made it" and wanted to live off divs, what would you do?
I'd own steady companies in the resource space that are able to thrive on a cycle-wide basis like XOM, CVX, BHP, RIO, GLEN, WPM, FNV and the like for one. I probably would keep a portion of my portfolio in growth and speculation because I enjoy doing that, and I'd attempt to buy different commodity sectors counter-cyclically in order to buy the companies when they're cheap and sell them when they're expensive as well as gain dividends while waiting. For example, right now precious metals producers (gold, silver, platinum group metals) are silly cheap so I've been on the bid. Some of the companies I've bought pay dividends.

I would probably be diversifying to other sectors as well to reduce risks but that's a challenge I'll tackle once and if it becomes pertinent for me. Banking for example seems like a good place to park money for the long term as long as the company is run with enough discipline. For the time being and for the foreseeable future though I'll just keep focusing on what I feel comfortable doing and what I understand best.

[Anonymous No.57501991]

Thanks euros

[Anonymous No.57502194]

>>57499833
>ares capital dumped 81% for instance. so yeah you got all this nice yield, but what if the initial dumps? I dont want to hold throught a 80% crash

Everything crashed in 2020 and that's your big buying opportunity. Both MAIN and ARCC have proved reliable dividend payers through economic difficulties.
I don't really suggest you put all eggs in a basket, but If you have a million you can easily put 20-30% in higher yielding stocks and you can take that income to reinvest in ETF or whatever.

[Anonymous No.57502302]

What are your forever hold sleep well at night companies. For me it’s JNJ, PEP, NEE, and V.

[Anonymous No.57502696]

Divi update. Bought KO and KPN for febuari. It's an extra buy because I sold profits on some shitcoin. Next buy (about € 1000 worth) will be FRT.

[Anonymous No.57503239]

>>57502696
Solid portfolio. The tobacco companies seem like a value trap to me. Demographics and trends are against them.

[Anonymous No.57503534]

>>57501399
Which one or two mining would you recommend as a buy and hold through cycles?

[Anonymous No.57503637]

>>57503239
didn't you hear that philip morris is coming out with a dildo vape? gen z is gonna very literally eat it up

[Anonymous No.57503726]

Dividends are irrelevant:
>https://www.jstor.org/stable/2351143
Above is the original paper, and below is a summary that is likely more your speed:
>https://www.investopedia.com/terms/d/dividendirrelevance.asp
Here's a good video explaining the concept as well:
>https://www.youtube.com/watch?v=f5j9v9dfinQ

Rather than relying on something irrelevant like dividends, if you really must use some generic factor criteria to drive longterm investment decisions. I'd recommend you consider the Fama-French 5 factor model:
>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2287202

Once adjusting for other factors, dividends become entirely irrelevant as a predictor of future stock returns:
>https://www.financialplanningassociation.org/article/journal/APR13-dividend-investing-value-tilt-disguise
>In this study, the dividend yield factor has been shown to actually detract from portfolio performance.
And one final video, pointing out the drawbacks of restricting investment options based on some arbitrary irrelevant criteria:
>https://www.youtube.com/watch?v=4iNOtVtNKuU

Hope this helps you see the light.

[Anonymous No.57503731]

>>57503239
Thanks anon. Not really scared for the tabacco companies. The trends against it are mostly in the western world and even here I don't really see a downward trend. I live in a relativly high income town in the Netherlands and every zoomer here is a smoker. For people my age, smoking is now something you do with friends on the weekend. I use to smoke a pack a day but that was long ago. Now a pack lasts a month, sometimes even longer. Not the excise tax raising that caused me to reduce smoking. Its having a non smoking wife and kids that did it for me.

[Anonymous No.57503872]

>>57503731
I do notice that motherfuckers smoke everywhere in Italy and Spain when I’m over that way. You never see it outside of the trailer parks in the US, though I hear that zoomers love their vapes. The main concern is that mexicans and african niggers have low smoking rates in addition to a statistical decline and increasing taxes in the west. It seems like a slow decline and the companies should be able to adjust. I’m waiting for Phillip Morris to start branding cannabis once the legal environment is sorted desu, but it’s an uncertain play in my mind. Those dividends at multiyear lows are appealing, though.

[Anonymous No.57504027]

>>57503726
Theoretical future expected return is irrelevant if you can live off dividends and have financial independence.

[Anonymous No.57504165]

>>57503534
Can't go wrong with BHP, RIO and GLEN on the mining side imo, on the energy side XOM and CVX are also safe holds. If you want exposure to precious metals, WPM and FNV since their royalty business model incurs very little costs (their gross is essentially their net before taxes) and enables them to pay extremely safe and sustainable dividends.

[Anonymous No.57504211]

>>57500934
>>57500950
I like value investing ideas a lot myself, but something to keep in mind is that Benjamin Graham himself said in the 70s that his style of value investing didn't work anymore. He exploited the information asymmetry of having to comb through thousands of pages of Moody's by hand to find legitimately healthy but undervalued companies. Today you can do this with one click in a stock screener, and the result is that few companies are really cheap for no reason anymore.

It seems like there's three alternatives these days. You can keep going like Graham and plunge into developing markets like India or Turkey (where the new asymmetry is dealing with currency problems, local bureaucracy, and rampant corruption and fraud). You can look for a fair deal on a quality business like Warren Buffett, Charlie Munger, Chuck Akre, or Terry Smith. Or you can look for growth potential, which was one of Peter Lynch's favorite ideas (although he also invested in other ways depending on what opportunities were available).

[Anonymous No.57504253]

>>57503731
>>57503872
I have PM on my radar for the same reason but I'm waiting for the price to get truly ridiculous first as a hedge, under $90 at least and preferably more like $75. With a high enough yield I figure worst case it's just like buying a 20 year treasury and best case there's still that potential upside in developing markets and non-traditional products like heated tobacco or weed.

[Anonymous No.57504259]

>>57503872
Mainly thinking about east asians. Many smokers there. I see smoking the same way as alcohol. Everybody knows it's bad but many people just like to smoke. 20 years ago people were complaining and saying that if a pack of cigs ever gets close to €5 (was about €2.20 then) they would quit smoking. A pack is know almost €10 and these people are still smoking a pack a day. As for the risk in my portfolio. I won't be adding much for know till I get the other stocks on my wishlist to about the same pay out. My goal is to one day live of dividends. I want each stock to be about 3% of my income when I'm finished. If one goes down the hit won't be that big.

[Anonymous No.57504302]

>>57504211
>Today you can do this with one click in a stock screener, and the result is that few companies are really cheap for no reason anymore.
Personally I view most of the resource sector as really cheap for no reason compared to more crowded trades like tech. But that's just my opinion and I invest accordingly. Nobody cares about these "boomer stocks", which is something I like.

[Anonymous No.57504455]

>>57504302
There is definitely still SOME mispricing, especially in "boring" sectors with low coverage from Wall Street. There's a reason Peter Lynch liked to buy new regional companies like La Quinta without analyst coverage, or else colorless companies that made stuff like bottlecaps or gravel.

There's also a difference between cyclical pricing and mispricing, I think. On the one hand holding oil when it's $10 a barrel until it's $90 a barrel is a great way to make a mint. On the other hand this process is rarely fast. While you sit there waiting a year or more for a price correction the latest hot stock can run 100%+, or reliable compounders can put in their 15-20% year after year. So they are unbelievably cheap sometimes but I think a lot of that price is actually justified considering the amount of waiting involved.

So, definitely some nuance there, I agree. But I just wanted to let anon know that the man himself said not to expect Graham-style value investing to necessarily work that well anymore. He also made about half his fortune by buying a lot of Geico one time and then just holding on to it, so finding cheap companies to flip also wasn't even responsible for most of Graham's personal success.

[Anonymous No.57504551]

>>57504455
>There's also a difference between cyclical pricing and mispricing, I think. On the one hand holding oil when it's $10 a barrel until it's $90 a barrel is a great way to make a mint. On the other hand this process is rarely fast.
Excellent point and you're absolutely correct. Buying cyclically requires lots of patience and stomach for volatility as well as the ability to let gains elsewhere pass you by. I like doing that myself though.

[Anonymous No.57504552]

>>57504302
China and market manipulation. That’s the problem with mining and why that sector is so fucked. The Chinks don’t have oil outside of that shitty declining Daqing field, so they can’t fuck with it. Fortunately the niggers of OPEC are much more corrupt and incompetent than the chinks so they are a nonfactor.

[Anonymous No.57504579]

>>57504551
It does take time, but reliable ~90% gains in 13 months plus 8% dividend yield on initial investment, all but guaranteed every cycle…

You might hit that 100% fast gainer but turning down something like that in hopes of that is…just no. There is a place for both in a portfolio. Diversity.

[Anonymous No.57505306]

We’re going to reach 300 this time boys… I can feel it. We’ve had some based euros keeping us alive overnight

[Anonymous No.57505925]

>>57505306
Bumpin'

[Anonymous No.57506561]

Dividends

[Anonymous No.57507071]

>>57506561
Oh my God, he's the next Peter Lynch!

[Anonymous No.57507269]

Shill me some good divvy stocks bros, preferably ones that pay monthly. I already have a few grand on JEPI, want to put a couple more in and them start diversifying.

[Anonymous No.57507286]

>>57507269
If you’re looking for monthly I’d say O is the best one. Covered call ETFs like JEPI are still very new and are taxed to a much higher degree. Read up on the importance of dividend growth.

[Anonymous No.57507304]

>>57507269
XO-
>preferably ones that pay monthly
Uhhhh FRU.TO

[Anonymous No.57507341]

>>57507269
Instead of one that pays monthly buy 3 good companies that pay out quarterly and stagger them. One for Jan, one for Feb, one for March. Then the order repeats forever and you bag a dividend a month. This is what I do in addition to my monthly payer

[Anonymous No.57507360]

is IVR a good play for REIT?

[Anonymous No.57507381]

>>57507360
No. 17% yield with -21 P/E ratio down 99% in 5 years

[Anonymous No.57507997]

Anybody able to enlighten me on Hamilton ETFs? I'm thinking of dripping HBND in my TFSA. Seems like an incredible yield that's just exposure to treasuries with covered calls on the treasuries. What happens in a bond volatility event when the bonds go up in price and the options become in the money?

[Anonymous No.57508018]

>>57493437
Because MPW is a massive loser >>57496470
Not yet. Their biggest tenant can’t pay. They’re restructuring now, just wait until that fails

[Anonymous No.57508126]

>>57507997
>What happens in a bond volatility event when the bonds go up in price and the options become in the money?
they get exercised and the fund sells its bonds

[Anonymous No.57508157]

>>57507286
Will do
>>57507304
I’ll look onto it thanks
>>57507341
This is really smart, thank you

[Anonymous No.57508306]

>>57507341
>One for Jan, one for Feb, one for March. Then the order repeats forever and you bag a dividend a month. This is what I do in addition to my monthly payer
What do you hold?

[Anonymous No.57508349]

>>57507997
I’m not a fan of bond funds. I do like bonds, and I do like ETFs, but do not like them combined. They combine the worst parts of bonds and stocks or stock-heavy ETFs and exclude most of the advantages of either. That’s a personal preference. Certainly people have success with them.

[Anonymous No.57508471]

People used to brag about SCHD doing better than VOO over the last 10 years. But the last few years that hasn't been the case. Are the glory days of SCHD over?

[Anonymous No.57508718]

>>57508471
Propped up by magnificent 7 AI/tech hype and liquidity/money printing.

[Anonymous No.57509159]

>>57474522
B00kmark

[Anonymous No.57509191]

>>57499164
>>57499180
based "See It BIGGER" calendar book enthusiast

[Anonymous No.57509758]

Based Monday

[Anonymous No.57510290]

Bi-monthly Recurring buy hits the Roth today

[Anonymous No.57510516]

for me, it's MO

[Anonymous No.57510738]

>>57507381
Wont it recover when interest rates start getting cut? Im pretty sure they make a lot of their money from refinancing.

[Anonymous No.57510812]

>>57510738
I have no idea. I haven’t done a deep dive on them

[Anonymous No.57510979]

>>57508126
how does this affect the price of the ETF and the yield? Would they just pay out the cash infusion from the bond sales in a special dividend? Buy back the bonds and cut the divvy? Buy back the bonds and ETF price drops considerably? I'm a timid millennial and too scared to email them and ask

[Anonymous No.57511592]

God I love when slurp day is a deep red. My buys usually hit around 1pm

[Anonymous No.57512417]

We will not make it through a weekend just to hit page 7 on a red day. This is peak buying time

[Anonymous No.57513435]

What the fuck dividend warriors? What did you buy today?

[Anonymous No.57513482]

i just picked ones that had a history of ~10%+ returns am i retarded?

[Anonymous No.57513484]

>>57513435
i bought some IDVO and ABR

[Anonymous No.57513556]

>>57513482
Yes. But it’s ok there is alot to learn. Do not focus so much on dividend yield, at least not all in on high yielders. Read up on dividend growth, payout ratios, yield on cost, etc. I’m at work so I can’t get into too much detail right now but maybe another of our regulars could

[Anonymous No.57513909]

>>57513482
If you want high yield at least buy something like PBR man

[Anonymous No.57514005]

>>57513556
>>57513909
thanks guys im gonna completely rework this list

[Anonymous No.57514121]

>>57483576
>>57477461
Why is Glencore like 4 bucks/share on TDG and 400GBP on the LSE?

[Anonymous No.57514230]

>>57514121
LSE shows its prices in pence sterling. Therefore 400GBP = £4.00. The OTC GLNCY is like $10.5 or something so there is a difference between exchanges too

[Anonymous No.57514252]

>>57514230
Jesus I feel dumb. Thanks.

[Anonymous No.57515953]

>>57514005
For the record one friend of mine said he likes MO a lot for its dividend. It seems they've kept up with their dividend payments and increased them periodically as well. The payout ratio is on the higher end at 84% but they've got a healthy 40% profit margin, do note the longer term secular trends in smoking though as Altria is a tobacco company. You could make the bet that they'll continue doing well selling vapes and cannabis products in the future I think.

[Anonymous No.57516578]

>>57515953
Tobacco is still the cheapest source of nicotine so a shift to Zyn type pouches would also serve them well.

[Anonymous No.57518194]

*beats all you retarded div stock pickers by investing in an ETF*
heh, feels good to always win

[Anonymous No.57518855]

[Anonymous No.57519973]

>>57511592
>Roth is all dividends

That's an interesting approach. I have some SCHD and O in my Roth but most of it is VOO and QQQ. My hope is to sell off some of the index funds and pick up some stuff that's higher yielding but also tax disadvantaged.

I figure I'll shelter the tax disadvantaged stuff in the Roth while my regular, tax advantaged divvies can be out in my regular brokerage account.

Do you use a brokerage as well or all all your holdings in your Roth?

[Anonymous No.57519999]

>>57508471
SCHD is light on the Magnificent 7, which have propped up the reh80vmst of the market.

[Anonymous No.57520118]

>>57513482
You need some index funds. Even VOO pays out a 1.5% divvy.