/biz/ - Business & Finance

[Anonymous No.57368945]

We're going to see a lot more of this in the coming years.

[Anonymous No.57368948]

>as a porn addicted incel it's so nice to know I'm superior to all off these terrible normgroids and their bad financial decisions

[Anonymous No.57368951]

>>57368945
Good

[Anonymous No.57368957]

>>57368945
Good

[Anonymous No.57368959]

>more diversity
I hate plebbitfags so much

[Anonymous No.57368966]

>buys house in suburbs
>wants to live downtown
>thinks a state that's 40% white isn't "diverse enough"
Lmao

[Anonymous No.57368978]

>>57368959
That's Reddit, not Plebbit.

[Anonymous No.57368991]

My mortgage payment is less than 2 days wages for me. And I'm a normal dude. Feels fucking good that's for sure. Normies sure are retarded

[Anonymous No.57368996]

>>57368966
>wants walkability
>moves to texas
Yeah I don't know what these people were thinking

Also shit like this is what makes me think a lot of cities that saw pandemic-era downturns (boston, chicago, SF if they can get their homless problem in check, etc) in the wake of WFH are going to come roaring back, normies love le hustle and bustle

[Anonymous No.57369079]

>>57368945
>30% of income
>too tight

Dumb bitch, most average Americans are doing 40-50% of income of rent or mortgage. She needs to learn to not spend money. 2k on daycare? LMAO

[Anonymous No.57369091]

>>57369079
>most average Americans are doing 40-50% of income of rent or mortgage.
No fucking way this is real, maybe those that are buying right now. Mine (all expenses included - mortgage, HOA, utilities, insurance etc) is around 10-12%. I know that's low, especially for when I bought (2021), but I'd imagine ~25-30% is still the median for most households.

[Anonymous No.57369248]

>>57368948
>brings porn into everything
Fuck off degenerate.

[Anonymous No.57369260]

>more diversity
>more community
Dumb cunt wants contradictory things

[Anonymous No.57369278]

>>57368966
maybe everyone speaking spanish isn't diverse enough
and they wanted some negro gang members and chinese restaurants

[Anonymous No.57369311]

>>57368945
I know multiple normies apeing into mortgages like they're gonna miss out. I love this shit

[Anonymous No.57369327]

>our neighborhood is too white
Fuck is wrong with reddit

[Anonymous No.57369392]

>>57368945
>people expect homes to appreciate
What the fuck? Homes are commodities, they don't last forever and should not investments unles you're on desirable land

[Anonymous No.57369421]

>>57368945
Wow, their down payment is the cost of my house.

[Anonymous No.57369444]

>>57368945
>daycare in america costs 2k a month
what the fuck
>more community, more diversity
any neighbourhoods with even a semblance of community in them are extremely homogenous

[Anonymous No.57369449]

>>57369421
And guess what. They got it from mommy and daddy

[Anonymous No.57369643]

>>57368948
kek based

[Anonymous No.57369647]

>$2000 a month to have someone watch your baby
>2 hour commute
>its too expensive!!!!
>not enough diversity though

do Americans really?

[Anonymous No.57369674]

>>57368996
I liked living somewhere walkable, unfortunately America has basically accepted 50% of our cities are no-go shitholes which makes having a single family home in an actual city comically expensive and impractical. The negro tax is astronomical. Unfortunately the cities are going to keep getting worse because the tax base is eternally being depleted and pushed further out.

[Anonymous No.57369815]

>>57369674
Very insightful post. Walkability is a perk in many parts of the world. It's not workable in the US simply because there are too many niggers. The importation of slaves was probably the worst decision the American people ever made.

[Anonymous No.57369878]

>>57368945
>more walking, more diversity
She will have her car stolen and she will walk

[Anonymous No.57371320]

>>57368959
a diversity shot a gun outside my window in my all white apartment neighborhood the other night and im thinking about telling the office to lower my rent

[Anonymous No.57371335]

>>57369647
Oh they do, they really do

[Anonymous No.57371348]

>more diversity

[Anonymous No.57371364]

>>57369815
>Walkability
Have fun walking where you will die from exposure.

[Anonymous No.57371371]

>bought in 2022
>375k at 4.6% for 30 years (lol faggot non Americans wish)
>Mortgage less than a third of my monthly income after taxes
>No other debts so it's cool
>Planning to rent it out soon since I've since moved to the house my wife bought at the same time
>350k at 2.5% for 15 years
>Worth over 450k now
>Way less than a third of her income
Rates are never going to be that low again and you clearly want a home to live in since you're speculating on a crash that will never come. You'll get a home that's far more expensive at 7%. The historic average btw.

[Anonymous No.57371399]

>>57368945
>more diversity
They want more niggers? Huh?

[Anonymous No.57371408]

>>57369079
Uhhhmmmm, sweety, my career as an chief assistant sub-supervisor marketing lead, is way more important that caring for and watching my child grow.

[Anonymous No.57371411]

>>57371399
>buzzword
>counter buzzword
AM I KEWL NOW GUISE!?!?

[Anonymous No.57371419]

>>57368948
Fapping in moms basement is unironicallybthe better financial move.

[Anonymous No.57371443]

Women who want are women who lead into destruction.

[Anonymous No.57372222]

>>57369674
>Unfortunately the cities are going to keep getting worse because the tax base is eternally being depleted and pushed further out.
This isn't entirely true. At least where I live (chicago) there is pretty significant out-migration, but it's almost exclusively coming from the South/west sides (i.e. the shitty parts), whereas downtown, the north side, and the near west/near northwest sides are actually growing pretty quickly with that growth coming largely from college-educated professionals. I know the same is happening elsewhere in other major cities as they continue to gentrify.

Will take a lot of time and good leadership (and I'm not saying the city has good leadership now, it absolutely does not), but demographically it actually looks pretty promising.

[Anonymous No.57372249]

>>57371411
How is the word "nigger" a buzzword, you dumbass jigaboo?

[Anonymous No.57372256]

>>57368948
cry more baggie

[Anonymous No.57372262]

>>57368948
Critical hit.
Chuds BTFO

[Anonymous No.57372274]

>>57368948
But I am superior to all off these terrible normgroids and their bad financial decisions

[Anonymous No.57372302]

>>57372262
>every normie thinks israel is our greatest ally
Was it a critical hit though?

[Anonymous No.57372304]

>>57371411
t. Literal nigger ape

[Anonymous No.57372313]

>>57371399
they are probably the diversity and find it too white

[Anonymous No.57372321]

>>57371411
Nigger isn't a buzzword, it's a species like humans or dolphins

[Anonymous No.57372353]

>>57371411
seething shitskin

[Anonymous No.57372927]

>>57369444
>daycare in america costs 2k a month
what the fuck
damn, that's way more than what I was earning as a programmer in my shithole country

[Anonymous No.57373019]

>>57368945

This makes me horny.

[Anonymous No.57373270]

>>57372249
>>57372304
>>57372321
>>57372353
Hahaha! Get a load of all these fragile racetards! You low IQ fags are so easy.

[Anonymous No.57373289]

>>57368948
>t. cuckgaged baggie

[Anonymous No.57373452]

>>57368948
kek look at the amount of seethe you created anon

[Anonymous No.57373500]

>>57373270
>I was only pretending to be retarded!
Please learn how to speak English.

[Anonymous No.57373554]

>>57371364
Walkability doesnt mean you cant have the option of driving as well
>those temperatures
dont be a wimp

[Anonymous No.57373953]

>>57368945
>have to drive an hour AM and PM for kids
this is what its like everywhere in the US except inner cities (which are slums), right? why did you plan all your cities like this? I mean I get wanting to escape poors, but maybe don't found an entire country built around unsustainable multiculturalism if you want to have a stable, safe and healthy society (not that I can really say anything as a eurocunt, we all just decided to implode our perfectly functional homogeneous societies with mass immigration because the neolib jews said to)

[Anonymous No.57373975]

>>57369260
It's shocking that people still can't understand WHY proper communities were able to exist and thrive in the first place.

[Anonymous No.57373980]

>>57368948
Unironically this.

[Anonymous No.57373981]

>>57373953
you have no idea what you are talking about bro I would say <5% of the population has to drive an hour or more to get to school

[Anonymous No.57373982]

>>57371419
yeah if your financial goal is to die alone and despised without kids

[Anonymous No.57373993]

>>57368945
My job has an all inclusive gym and culinary staff for employees. It’s also down the street so I gave up my car 2 years ago and saved 300 bucks a month.

[Anonymous No.57373999]

>>57368945
>more diversity
guaranteed half nigger mutt

[Anonymous No.57374042]

>>57371411
>buzzword
We should call niggers "buzzwords".
>What's up buzzword?
>Are the buzzwords out rioting again?
>Oh no, a buzzword just moved in down the street.

[Anonymous No.57374116]

>>57373982
this is unironically my goal, I hate other people.
If I had enough money to pack my bags and go live in a house in the middle of nowhere I would.

[Anonymous No.57374181]

>>57372222
the city has been losing residents for 70 years and the murder rate is practically back at all time high from the 90s due to mismanagement and fake and gay leadership - Chicago is also like 30% white and that number is never going back up. People that actually want to succeed in life can replenish and gentify specific pockets all they want, but you're too optimistic in generalizing this to the whole city. It's good though, stay whitepilled.

[Anonymous No.57374266]

>>57368945
Why wont the mother take care of her baby? Why do women hate children these days? Is smolhat feminism to blame yet again?

[Anonymous No.57374278]

>Hot market fags getting cucked the past year

Lol, my Ohio county has hummed along at +15% for 2023

>unfortunately the property tax jew stopped by and re-assessed as well

[Anonymous No.57374288]

>>57368945
>we want a more diverse neighborhood
tell me you're retarded without saying you're retarded

[Anonymous No.57374315]

>>57369815
>The importation of slaves was probably the worst decision the American people ever made.
>American people
Are you fucking kidding? blacks are an infliction, a biological weapon of war. Not a single American man had anything to do with blacks being in America.

[Anonymous No.57374346]

>>57369815
that was jews

[Anonymous No.57374384]

>>57368948
Unironically yes, and tone down your sarcasm walking vagina

[Anonymous No.57374422]

>>57368945
>foid gets nice comfy house
>wants to move back to roach infested apartment in the niggerhood
women are a meme

[Anonymous No.57374433]

>>57374315

They were the original illegal immigrants. Where the elite establishment uniquely benefits from and insists on their presence at cost of the common man's quality of life and bargaining power.

[Anonymous No.57374683]

>>57373975
how would they come to this conclusion? They can't even piece together what's going on with crime and get bamboozled by "systemic racism".

[Anonymous No.57375773]

>>57368945

you are already underwater

[Anonymous No.57376189]

>>57371411
You are going home. You have less than one year.

[Anonymous No.57377865]

>>57375773
As much as I want that image to be reality, I honestly don't think it will be.

[Anonymous No.57378079]

>>57368948
?????????????????

[Anonymous No.57378092]

>>57371411
you ok?