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/biz/ - Business & Finance

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57339086 No.57339086 [Reply] [Original]

>have car insurance
>get into accident thats not your fault
>other person drives off
>insurance raises rate to recoup loses
>all those premiums youve been paying were for no reason plus you have to pay for the accident too now

How is this shit legal and also mandatory?

>> No.57339211

>>57339086
Thanks for playing!

>> No.57339331

Only in Virginia and New Hampshire is car insurance not mandatory. It's fucking bullshit too, here in SC my rate literally went up over 100% over the past 2 years alone and I haven't been in a single accident. I want out of this insurance dogshit, it's literally the world's biggest and worst ponzi scheme.

>> No.57339344

well everyone has to have insurance or nobody will get taken care of when they get in a wreck and the insurance companies have to make money or else they'll just not operate

>> No.57339392

>Have no insurance because insurance is expensive
>Get in car accident
>Owe 25k
>License suspended for a year
I'm doomed

>> No.57339677

>>57339331
/thread

>> No.57339684

>>57339086
just have liability insurance. liability wouldnt pay for your car anyway so no claim. just dont drive an expensive car and be able to afford a new one if you dont have fill coverage.

>> No.57339705

>>57339331
when they raise your rate, you just cancel and go with a competitor. its always cheaper. idk, why but they all offer really competitive rates initially....and they all raise your rates over time thinking you'll stay with them or not notice.

>> No.57339753
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57339753

Car insurance is the biggest scam in the planet how the hell do I I have to pay for something that has not happened yet. I'm an excellent driver I don't even speed . I would agree with car insurance if it wasn't so damn expensive the mere act of paying it is the reason white people can't afford an extra kid

>> No.57339774

Think about it the only reason the average joe gets car insurance is so the cops won't seize your car it's another government overreach .

>> No.57340045

>>57339086
car insurance is mandatory so that if Jaquavius accidently hits you at 120mph in his newly leased Dodge Charger nothing will prevent him - no liability, no credit, no license - from going and buying another one, AS LONG AS he also pays a lawyer who is preferably Jewish to gaslight the everloving fuck out of the so-called "victim" - it's his God given right, his FREEDOM (what are you, pro-slavery?) after all.

Every time you see someone driving recklessly on the road, endangering the wellbeing of those around them, just think to yourself: I did that. I support that. I fucking love freedom. I am the system.

>> No.57340050

>>57339086
just WAIT til you hear about health insurance