/biz/ - Business & Finance

[Anonymous No.57025714]

I just wanted to own a house bros. Why did they do this to the zoomers?

[Anonymous No.57025722]

> inb4 someone posts some antisemitic shit

[Anonymous No.57025730]

>>57025722
>inb4 someone posts the real and honest answer to why zoomers will never own a house
funny how that works huh

[Anonymous No.57025735]

>>57025730
sorry you don't understand economics so you use fairy tales instead :)

[Anonymous No.57025753]

>>57025722
Why would your first thought be relating to semites? I just asked a basic question aimed purposefully at no one in particular.

[Anonymous No.57025762]

>>57025735
stop baiting kike fuck

[Anonymous No.57025770]

>>57025714
Because boomers were too scared to be called racist and anti-semitic

[Anonymous No.57025793]

>>57025714
Millenials still don't own a home.

We must kill the rich and take for ourselves.

[Anonymous No.57025816]

>>57025762
u mad goy?

[Anonymous No.57025831]

>>57025714
only way to do it is to live with your parents if you can for as long as you can while making $100k+ and saving like half your income for 5+ years. then buy a shit house outright, fuck the mortgage jew at these rates. fix it up yourself with your friends if you can. then enjoy paying thousands in (((property taxes))) every year, forever, and they always go up too, goy.

if you don't have the option to stay with your parents, you're just fucked. better luck next life.

[Anonymous No.57025856]

>>57025714

>pandemic comes, everyone is forced wfh
>i bail on my lease and live with my mom for a year
>save every penny, only play vidya while mom cooks my tendies for a year
>have 70k, put a fat down payment on a nice lil home while rates are sub 3%
>years later, home value is +30%, my mortgage is way smaller than comparable rents in my area

it was that easy and obvious what the path to home ownership was at the time. how did others not see they needed to save up a down payment when it was easiest?

[Anonymous No.57025870]

It’s designed to keep you constantly working for jewish interests. House prices go up and the jews that own the banks lend money to the poor goys. The more house prices go up the more the banks lend and the more they make back in interest. The only way to compete with the goys that use loans to purchase property is to also take out loans. So this becomes a race to be saddled with the most debt. Soon 40 year mortgages will start being offered to continue this game. This is why usury was outlawed in the bible and quran.

[Anonymous No.57025871]

>>57025714
Houses are overrated

[Anonymous No.57025876]

>>57025870
everything you said is correct, except for the part about jews owning the banks

[Anonymous No.57025882]

Boomers figured out the cheat code to making money

Buy houses, support laws that prevent building houses, them inport millions of pajeets

Not their problem if their grandparents are homeless and starving

[Anonymous No.57025883]

it's not the jews, it's just bankers in general

there's no need to overcomplicate things

[Anonymous No.57025899]

>>57025793
Thats because millenials are losers. Instead of pushing their way up the ladder in a tough system they decided to flounder about and put the nail in the coffin.

[Anonymous No.57025907]

>>57025870
not to mention that the money the banks lend out to goy homebuyers is conjured out of thin air. at least it used to be backed by other deposits in the bank. but now they lend out money THEY DON'T HAVE and then charge you, the dumb goy, interest on that non-existent money. that's why home prices will always go up, until the whole house of cards collapses. they just keep lending fake money on top of fake money.

[Anonymous No.57025913]

>>57025876
Post nose

[Anonymous No.57025916]

>>57025816

[Anonymous No.57025918]

>>57025913
jews don't actually have big noses, you stupid goy

[Anonymous No.57025927]

>>57025722
You wanna be black so bad its more weird than funny at this point

[Anonymous No.57025938]

>>57025907
Imo it wont actually ever come crashing down because that would piss off all the psuedo homeowners. Until rentoids form a large majority this system will continue. Covid proved that the system can run on fairy dust if it needs to and that the governments will step in if things get too shaky.

[Anonymous No.57025939]

>>57025714
Because we are holding shit like MAGA (ticker)TRUMP and expect to make it in just one month...
Yeah dude we kinda deserve it, but I managed to buy a motorcycle this month kek

[Anonymous No.57026000]

>>57025714
>I just wanted to own a house bros. Why did they do this to the zoomers?
LOL
Answer is that the median age at which people take out their first mortgage is now 47. People are strapping in for mortgage payments until they're 80. This economy is very over. Why? Boomers never cared about you. When you talk to boomers they'll dismiss your concerns because they don't care.

[Anonymous No.57026032]

>>57025793
Anyone over age 32-34 should have been able to buy a home with pre covid rates 5 years ago. I agree though zoomers are totally fucked. I’m stuck in my $850 a month starter home because 2.75% would be retarded to walk away from. All I want is land and a giant shop. Wish I could sell my cuckshed to you OP

[Anonymous No.57026058]

>>57025918
It’s part of the mental illness they actually think their thousands of years of inbreeding has created some sort of godlike being. Pure schizo delusions.

[Anonymous No.57026102]

>>57025722
>>57025735
>>57025816
silence you disgusting jew

[Anonymous No.57026134]

>>57025714
Just get a top 5% finance or tech job bro do you even excel at STEM bro?

[Anonymous No.57026188]

>>57026032
>Anyone over age 32-34 should have been able to buy a home with pre covid rates 5 years ago.
"You should have predicted the future, bro".

[Anonymous No.57026202]

>>57025735
You mean like the Torah? That's a good fairytale.

[Anonymous No.57026537]

>>57025856
>he bought in 2021
>he thinks he didn't buy the top

price indexes are a lagging indicator, moron.

[Anonymous No.57026552]

>>57025722
makes you think

[Anonymous No.57027120]

>>57025714
ZOOMERS are RICH
The girls do onlyfans and make 60k a day

The guys do streaming and reels and make millions.

Its literally that simple

[Anonymous No.57027144]

>>57025714
It's basically a pyramid scheme. Someone has to hold the bags.

[Anonymous No.57027157]

>>57025856
Was in same boat, living with parents to save cash got me in right before shit went crazy. Easy to imagine if I hadn't gotten my shit together until a year later I would have been priced out.

[Anonymous No.57027165]

You zoomers never stood a chance. We still kick the can down the road from 2008 when most of you were still shitting yourselves.

I'm a millennial and my only chance is inheritance.
Some fag above says millennials should already have a house but fails to understand by the time we left school, went to college and/or uni, got entry level jobs, worked our way a few rungs up the ladder and began to save for a house it was 2019. Guess what happens next!

[Anonymous No.57027170]

Home prices are up 30% but so are incomes.

$100k in 2023 is worth the same as $70k in 2020.

Incomes aren't up 30% yet, but they will be within the next few years. They're already up about 10-15% at a bare minimum. Just relax and wait for incomes to rise with inflation, 2025/2026 or so.

Income inflation always happens the last and it takes the longest.

[Anonymous No.57027196]

>>57027170
Incomes are not up that much at all. My job pay bracket is exactly the same +/- $5-8k as it was pre covid. If anything they put people into less pay if they didn't live in the lib cities pay bracket due to wfh. The only ones that got a raise were in unions or high end tech jobs paid with covid loan money.

[Anonymous No.57027240]

>>57025735
It's called understanding economics

[Anonymous No.57027248]

>>57025856
You just got lucky. Most people's parents live far away from their job and they didn't have guaranteed work from home or houses were already well out of their price range

[Anonymous No.57027258]

>>57027170
Most of the people who job hopped and got crazy promotions during covid got laid off

[Anonymous No.57027335]

>>57025883
right, because "goldman sachs" and "larry fink" for example are definitely not stereotypical ashkenazi names.

[Anonymous No.57027395]

>>57025714
Boomers and Gen-X only care about themselves. Squeezing every drop of potential out of the economy and hoarding it while it rots is just in their nature.

[Anonymous No.57027421]

>>57025856
>and obvious
Only if you weren't panicking like everyone else or had someone in your life who could tell you what's what. Millennials are immune to advertisement so all those commercials about INTEREST RATES AT HISTORICAL LOWS that should have clued people like me in that buy-time was now was like water off a seel's back. They're never going to outright tell you that it's advantageous to buy now because they're going to have to hike rates.

[Anonymous No.57027439]

>>57027335
Not all jews are bankers.
Not all bankers are jews.
All bankers are part of the problem.

[Anonymous No.57027442]

>>57025882
Boomers didn't have kids so they dont give a fuck

[Anonymous No.57029010]

>>57027442
>Boomers didn't have kids
what? boomers are the parents of millennials. they had a shit ton of kids.
>>57027395
yes

[Anonymous No.57029313]

>>57025714
https://nomadcapitalist.com/finance/offshore/countries-with-no-property-taxes-really-home/

[Anonymous No.57029325]

>>57025735
they're called dwarf tales sweetie :)