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/biz/ - Business & Finance


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56947465 No.56947465 [Reply] [Original]

How do you reduce your expenses, /biz/?

>> No.56947473

>>56947465
I have no life.

>> No.56947478

>>56947465
Don't interact with women.

>> No.56947527

>>56947473
This. Go to work. Go home. Live in the smallest, shittiest apartment you can tolerate. Mealprep and entertain yourself with pirated media and 4channel.org.

>> No.56947546

>>56947473
basically this, especially in america
going out and doing stuff will always incur expenses

>> No.56947605

>>56947478
Interacting with women always means spending money?

>> No.56947608

>>56947465
My sister brings me free pasta from her waitressing job at Olive Garden. Flip side, I now have high cholesterol

>> No.56947645

>>56947527
This.

>>56947605
when you're like me and the only women who you interact with are prostitutes, then yes

>> No.56947668
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56947668

>>56947645
>when you're like me and the only women who you interact with are prostitutes
Fair point.

>> No.56947676

>>56947465
I'd like to slurp her noodle

>> No.56947682

>>56947465
Yo momma so maruchan it takes her 5 minutes to instant lunch

>> No.56948479

>>56947465
I steal from the grocery store using a hidden pocket in the bag that I'm required to bring myself and use the self checkout

>> No.56948499

>>56947465
by not eating maruchan. turns out high quality noodles cost less.

>> No.56948502

>>56947465
date a stripper.
They have tons of cash and feel like spending it because 'easy come easy go'.

>> No.56948517

>>56948502
Retarded middle aged faggot loser with his retarded middle aged faggot loser advices GFY

>> No.56948524

>>56948517
lol struck a nerve?

>> No.56948770

Alright, I'll throw in my 2 cents...

Get some roommates. This will not only decrease your living expenses, but will actually improve you quality of life; You'll always be with your mates and you'll always have house parties that don't cost anything except the electricity it takes to air fry some burritos and play video games.

You're going to want to take showers like you're in the military (wet yourself, turn off the water, soap down, rinse yourself.) That will save you a lot in water. Also, rinse your dishes immediately after eating, instead of running the dishwasher.

Dry your clothes on hangers instead of running the dryer. Hang your bath towel after each use and use it a few times before washing it. All of these things save on water bills. You can even put a brick in your toilet tank to use less water with each flush. Pour a tiny bit of water in a cup to brush and rinse your teeth, instead of running the water.

Turn off lights and let the sun in. Run your AC/Heat at the absolute minimum and maximum that your body can stand. In the winter, you can always put on more layers. Bake in the winter and bbq or cook outside in the summer. Turn the brightness down on all your screens. Play games and movies in the dark. This will save you a bunch in electricity.

Car pool with your mates. Never waste a trip either; plan your routes and be smart. Walk to the gas station if you must buy something out of convenience.

PLAN YOUR MEALS. You need to buy groceries with a plan to actually cook them. Rice, beans, flour, potatoes, pasta etc... all go a long way towards larger meals. Eggs are an excellent protein and are about as cheap as it gets for such a healthy food. Save your bacon grease and use it to make biscuits or tortillas from scratch.

Mow your neighbor's lawn to help pay for your gas and maintenance on your own mower.

Buy a water filter and stop spending money on bottled water.

(Will continue in next reply)

>> No.56948820

(Continued...)

Lower your cell phone bill and make use of your wifi. If your internet bill is too high, use your neighbor's hotspot (you can easily game the free xfinity hotspots with free email addresses and a mac address changer.)

Brush your teeth with baking soda (it's better for them anyway.)

Pirate everything (obviously.)

You can literally pee in a container and pour it down the tub or outside if you wanna get retarded cheap. You can bathe every other day an wear clothes one extra time. The point is... be conservative. You know what kind of dumb shit you are wasting money on, so stop. Be as cheap as possible, all the way up to your limits.

>> No.56948842

Also, charge your devices at the library or wherever you go sit for free wifi. If you bring a backpack, you can plug all your devices into a power strip that stays hidden in your backpack and just the one power cable hangs out stealthily and plugs into the wall (no one says anything about ONE power cable)

>> No.56948844

>>56947465
I drink raw milk which is an actual superfood. I can survive on that for 3-4€ a day.

>> No.56948856
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56948856

1. Drive a 4cyl anything, preferably Japanese and cheap to repair. Honda, Toyota. Subaru only sometimes.
2. Live in the places that aren't really far away from the city but are cheap for no reason. You may think these places don't exist. They do. Nerf that rent.
3. Learn to love beans, and using chicken breast in every viable way possible. Potato flakes and pasta are also cheap and filling. Peanut butter is also your friend. Sweets are a waste of money. Treat yourself with fresh vegetables.

>> No.56949731
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56949731

>>56948770
>Get some roommates.
>will actually improve you quality of life;
>you'll always be with your mates
>and you'll always have house parties

This would actually decrease my quality of life.

>> No.56950085

>>56947465
Going turbo autist mode is the only way to reduce spending in our modern world. Everything both online and offline is literred to the brim with ads from the explicit kind to covert shilling. The more time you spend preoccupied learning some interesting subject or improving a skill the less of an urge you will get to spend.

>> No.56950099

>>56948770
holy fuck go back no ones reading this
>>56948502
cuck

>> No.56950144

Basically the only discretionary spending in my budget is food. Rent, insurance, utilities, savings, are all preset amounts and mostly auto-debited from my account. The only thing I have any control of in my life is food. I shop at Aldi and eat rice, chicken, and broccoli or noodles, chicken and broccoli. Sometimes I will treat myself with a frozen pizza or some air-fried tendies.

The most excitement I've had in my life was when I treated myself to a "nice" frozen pizza from Rao's that was on sale for $8.00 from Whole Foods.

>> No.56950149

>>56948856
solid

>> No.56950159

>>56950144
chicken is literal peasant food. upgrade to beef.

>> No.56950182

>>56950159
>peasant food
You mean it has calories but not many nutrients?

>> No.56950198

>>56950159
>upgrade to beef.
In this economy under Bidenomics?

I suppose I do buy cheap 80/20 ground beef occasionally when it is on sale and make tacos or chili with it.

>> No.56950213

>>56950182
it's a bird. birds pass sickness to humans. not worth eating. if you do risk it COOK WELL.

>> No.56950440
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56950440

>>56947465
Use cash back rewards from credit/debit cards. Keep heat to a minimal and use extra layers and quality wool socks. Buying quality goods upfront is the way to go, even if they cost more (they’ll last longer). Cook at home only, eating out is for special occasions.

Frugality is great. Don’t overdo it though, especially if it’s at expense of your health. Health is wealth, never forget that.

>> No.56950744

i am single. I do not eat breakfast or lunch. I avoid driving to work as much as i can. i have never purchased a car for myself, only getting the hand me downs from the family, and fixing it myself when it breaks down. i dont go on vacations. i take things from work like kleenex, cleaning supplies, notebooks so i dont gotta buy any.

>> No.56950818

>>56950744
>I have never bought a car, I only take free cars
Frugal

>> No.56950871

>>56947465
>Charge all electronics at work
>Steal toilet paper, cleaning supplies, Kleenex, paper towel, and whatever else you need from work
>Walk whenever possible
>Only use heat when necessary
>Only use lights when necessary
>Bulk buy food when possible and only eat meals prepared at home
>Dont pay for any media
>Library card
>Cashback credit card for all purchases and pay off immediately
>Room mates if single
Just think of whatever you’re spending money on, and then just don’t.