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/biz/ - Business & Finance


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56939459 No.56939459 [Reply] [Original]

As a middle class man on my mid 20s, I make 75k CAD per year, and my net worth is over $160k CAD.

I continue to minimize my expenses by revisiting internet, phone bill, and auto/home insurance plans for discounts and sales. I also avoid unnecessary purchases like take out, and spotify subscriptions, which can accumulate easily. I only buy used furniture, with the exception of mattresses.

I look for opportunities to make a little extra cash on facebook marketplace, or with web dev.

I splurge on healthy groceries, and high quality clothing for my minimalistic wardrobe.

I invest only in ETFs (VFV, HXS, HXDM, VCN, VTI), and dollar cost average when I find myself with a lump sum of cash great than 8k CAD.

I am a middle class man and will remain a middle class man when I retire as a millionaire in my 50s.