/biz/ - Business & Finance

[Anonymous No.56706746]

It just hit me today how absolutely fucked most people are. Top tier wagies like doctors are basically the only people to enjoy anything more than a just-above-poverty level existence, and things like AI mean it will only get harder for the average person to enjoy any kind of acceptable standard of living/income. You have to go to Med/law school to obtain the same standard of living that GED Boomers has turning wrenches in the Ford plant.

Average people have absolutely NO chance in today’s economy. It’s sad bros.

[Anonymous No.56706792]

>>56706746
just be yourself little buddy, there's no shame in that little fella. even if you end up breaking the law you'll still have the same jobs available to you when you get out of prison. you can even own a business if you want. my taxes will pay for you to get 3 meals and have a library inside even. how's that sound my guy?

[Anonymous No.56706934]

>>56706746
what do you think is enjoyable in life? what do doctors and such have access to that wagies don't? the longer you are alive the more obvious what matters becomes. many wealthy people are miserable.

[Anonymous No.56706958]

>>56706934
>what do doctors and such have access to that wagies don't?

You have to be 18 to post here anon.

[Anonymous No.56706965]

Just risk-maxx bro. Study sub-$50m market cap coins to see which ones have die hard cult followings. Stop putting all of your capital into just bitcoin and eth (unless you're already rich). Only use the high caps as market hedges so you can scoop up more of your small caps if they crash super hard. Either way, you'll benefit and ultimately win in the end.

[Anonymous No.56707000]

Money really doesn’t matter much after you’ve gotten to a point where you’re no longer worried if you can make ends meet. Most people on /biz/ are obsessed with money because they’re non-white. But they’ll see after they hit 7 figures here their lives will be no different from 6 figures. The only thing more money buys is fancier versions of things you can already buy. It’s purely materialistic so in the end you still serve your Jewish overlords.

[Anonymous No.56707109]

>>56707000
I feel personally attacked but you're 100% right about lifestyle not changing. I just want enough to comfortably not be a wage slave for the rest of my life.
>t. black man with 7 figure net worth since 2021

[Anonymous No.56707123]

>>56706746

I'm just vibin'

[Anonymous No.56707431]

>>56706934
Beautiful houses
Beautiful cars
Rolexes
Fine food
Respect from family
Freedom to travel and enjoy the world and make memories
Futures for their children
Satisfaction
Peace

[Anonymous No.56707443]

>>56707000
Except most people never get fucking close to 7 figures. What the fuck. Yea if I had a million I’d be happy probably but that’s rich as fuck to me. The issue is hardly anyone has a million but a shit load of people have 5 figures or 8+ figures.

[Anonymous No.56707539]

>things like AI mean it will only get harder for the average person to enjoy any kind of acceptable standard of living/income.
You see the world backwards and upside down from how it actually is. The world is bottom up, not top down, work is a COST not a BENEFIT, the output is the desirable part not the input. Increasing output for a given input will ALWAYS increase global wealth.
>b-but da state/oligarchs will bogart all da wealth!
Like Kings became gods and we peasants are still subsistence farmers? Again, the world is bottom up, if a state tries to monopolize the increased output it will fade into nothing as it gets crushed mercilessly by a state that doesn't. Hayek's Knowledge Problem is less about 'desires' as it is about MOTIVATION, oligarchs monopolizing productively constitutes a labor price cap which will always result in labor shortages and inferior productivity to an economic region that does not impose such price caps. See: every commie shithole ever, See also: labor force participation in the West in the last 50yrs (a product of the defacto price caps on labor imposed via monetary and welfare policy in the post-hard money era)

[Anonymous No.56707560]

>>56706746
I moved to Australia, the wages are insane, lots of time off I can work as much or as little as possible, raking it in. Opportunities are out there normoes just want a overpriced apartment and a desk job

[Anonymous No.56707565]

>>56707560
>I moved to Australia
I'm sorry

[Anonymous No.56707575]

>>56706746
We will have fertile grounds.

[Anonymous No.56707595]

>>56707431
Preach
>>56707443
A million is not a lot

[Anonymous No.56707629]

>>56707539
AI is going to put millions of people out of work forever. Once an AI can perform the same functions as a human that human is never getting hired again. We have never had a phenomenon like this in the economy before. It’s one reason the powers that be are pushing depopulation so hard.

>>56707443
That’s even worse because a million is nothing nowadays.

[Anonymous No.56707704]

>>56707629
95% of the human population were farmers for 99% of human history. "Strangely" mechanization led to not 95% of the population dying but huge increases in QoL.
>once we have general automatons general automatons will be obsolete!
Human + $tool = more productivity than $tool
>pushing depopulation
I wish. Starve Africa and I'd believe they're trying to depopulate. They're pushing propaganda to make you scared you'll lose your income so you stop asking for rises, you dumb fucking niggercattle

[Anonymous No.56707724]

>>56707704
Missing the point entirely. AI is a replacement for an entire human. Let me put it like this: scientists create an AI equivalent to a human with a 100 IQ. As soon as this happens everyone with less than that IQ is permanently redundant.

>starve Africa
Literally the only continent with a positive birth rate. Depopulation is inevitable at this point.

[Anonymous No.56707734]

>>56707000
>Most people on /biz/ are obsessed with money because they’re non-white.
extremely powerful trips

>after they hit 7 figures
unfortunately they will never hit this

[Anonymous No.56707769]

>>56707431
Beautiful houses
k3k
Beautiful cars
k3k
Rolexes
k3k
Fine food
k3k
Respect from family
AHHAHAHAHA ALMAO,
Freedom to travel and enjoy the world and make memories
K#K
Futures for their children
you don' t have to worry about that
Satisfaction
I don't think you know the meaning of the word.
Peace
Rope

[Anonymous No.56707797]

>>56707560
Chink or Poo.

Call it /biz/

[Anonymous No.56707815]

>>56706746
welcome to reality
>most rich people already born rich
>mostly "self made" faggots become rich because luck or contacts/despotism
>mostly wagies get a promotion in their job, due to time or contacts/despotism no because hard working or intelligence
>the vast majority of people live in a permanent state of debt, even the successful doctors and lawyers with mansions and yachts are in debt and will work until they are 80
>american boomers lived in the easy and wealthy era of the humanity
>real quality of life has fallen since its peak in the 60s-70s
>wealth is finite, fewer poor people also mean less resources and opportunities for the rest, that is the reason why the middle class of the 90s was richer than the modern middle class

[Anonymous No.56707827]

>>56707724
You're a retard. Humans are the most general of general automatons, the ability to automate a task a human performed in the past increases not decreases the value of the more general automaton. 100 IQ AI (which we're still far far away from, gpt4's performance on non-knowledge loaded intelligence tests is pathetic) does not render you, the 80 IQ niggercattle, worthless, instead it means you can now be pair with an 100 IQ AI co-pilot, greatly increasing your productivity. Human-level general automatons would mean post-scarcity as the marginal cost of everything is driven through the mantle

[Anonymous No.56707836]

>>56706934
>many wealthy people are miserable.
This is incorrect. The available scientific literature shows that wealthy people live longer, happier, healthier lives than their poorer counterparts and that the wealthier you are the happier you get

[Anonymous No.56707895]

>>56707560
>Australia

[Anonymous No.56707982]

>>56707827
>hey I know you have an AI that is superior to me in literally every way but you should still keep me around lol

I would expect nothing less from a /pol/tard that unironically references Mises

[Anonymous No.56708066]

>>56707982
>keep me around
Top-down worldview slavemind. This is source of your fundamental inability to grok the implications of technology. You see oligarchs as "in control" of the world when the world is actually organic and emergent, you see work as a benefit when it is a cost, and something that is given when it's actually traded. Things that can be completely automated simply ceases to be work, it's free or so cheap it might as well be.
>AI that is superior to me in literally every way
1) AI is still so far from the IQ of even retard niggers like yourself that it's not even funny 2) can you pick things up and put them down? congratulations, you can do things AI can't

[Anonymous No.56708173]

>>56706934
Free time, faggot

[Anonymous No.56708188]

>>56708066
e/acc chad

[Anonymous No.56708217]

>>56706746
Top tier wagies work too hard and are too incel and autisgic to enjoy their wealth

Oh u make 160k a year but ur some retarded incel who never even drinks or does anything remotely stimulating then yeah i don’t feel remotely envious

[Anonymous No.56708233]

>>56708066
>You see oligarchs as "in control" of the world when the world is actually organic and emergent, you see work as a benefit when it is a cost, and something that is given when it's actually traded.


Strawman; rest of the post not even worth responding to.
>>>/pol/

[Anonymous No.56708234]

>>56708173
Doctors, free time? Maybe if they quit their job

Those mofos work hard as hell

[Anonymous No.56708238]

>>56708234
kek. no they don't.

[Anonymous No.56708245]

>>56708173
Poor people actually have the most free time. in fact the reason they are poor is often because they value free time over working for money. I think it's good to work for part of your life, and to have free time at others. YMMV

[Anonymous No.56708326]

>>56708066
>>56707827
>>56707704
this is actually insightful

[Anonymous No.56708663]

>>56708233
Kek. I believe politics is a memetic parasite and economics and technology drive the world, while you believe the wef is two weeks away from implementing global technocommunism but I'm the one that belongs on /pol/?

[Anonymous No.56708684]

>>56707769
Dank greentext story haha have my gold kind stranger

[Anonymous No.56708718]

>>56707431
You almost had me there kike. There is no future for children in the west regardless of how much money you have

[Anonymous No.56709139]

>>56707815
>despotism
kek

[Anonymous No.56709195]

>>56708188
checked. actually hadn't heard of e/acc before your post, tho seems at a glance to be broadly in line with my thinking

[Anonymous No.56709240]

>>56707431
>Freedom to travel and enjoy the world and make memories
>Peace
Not these two

[Anonymous No.56709298]

>>56706746
Im a doctor and im on £35k a year working 6 days on average with weekends and nights. Think you mean american doctor.

[Anonymous No.56709343]

>>56706746
Pretty much. Im a freelance IT consultant and earn more money than I ever expected, and yet it is barely enough to keep my head above water. The economy is fucked. And they might give mt job to pajeets or AI soon. We are all going down

[Anonymous No.56709352]

>>56708217
>drinks
Drinking destroys your brain, even in small quantities. Very sad. There is nothing left to enjoy.

[Anonymous No.56709361]

I think it funny when a song comes out like "Buy dirt" and people get so happy about their mediocre life. What is the number one thing people do when they win the lottery? Buy a house and car. The most pathetic boring shit ever. They have enough money to never even need a house and car and it is the first thing they get. It honestly annoys me.

[Anonymous No.56709381]

>>56707815
the reason nepotism and contacts are the thing here is because many jobs are do nothing and don't require specific skills. The employer is not looking for good skills, he's looking for contracts and recommendations.

[Anonymous No.56709389]

>>56708234
Doctors take long vacations then wonder why they have 30 patients in hospital on their death beds when they get back

[Anonymous No.56709407]

>>56709352
Drinking alcohol is a social ritual that has existed in human culture for literally millennia. Getting yourself absolutely shitfaced every weekend isn't great for you, sure - but any loser who refuses to drink at all isn't worthy of participating in this tradition.

[Anonymous No.56709410]

>>56706746
>fucked
not exactly. but 90% of people will wage slave until they are old and frail. this is shilled as a "meaningful" life.

[Anonymous No.56709440]

>>56709407
Ok

[Anonymous No.56709446]

>>56709410
>this is shilled as a "meaningful" life.

Ahhh yes. You are right. They do this all the time. Mf'ers

[Anonymous No.56709480]

>>56706746
Delet

[Anonymous No.56709502]

>>56707704
>increases in QoL
Proofs?

[Anonymous No.56709518]

>>56707109
are you a rapper?

[Anonymous No.56709522]

>>56709518
He is arthur hayes

[Anonymous No.56709577]

What's depressing is that even if I make 300k a year (salary), which supposedly puts me in the top 5% salary earners in my country.. I still can't afford a house where I grew up lol. Most houses where I grew up are going for $5 mil plus.

Just read an article today about a young millennial couple who started this trashy girls clothing company called white fox boutique who have accumulated 130 mil worth of property lol.

Looks like the path to financial freedom is starting a side business selling anything to insecure teenagers.

[Anonymous No.56709631]

>>56709577
Fellow Sydney resident detected

It's crazy isn't it? I moved here from interstate before I really had much of an idea just how much of a gap there was between someone who grew up here and has family here willing to help them get into a house, and a person coming here with effectively nothing but the shirt on their back and a secure job that pays reasonably well. I make about 150k and have absolutely no chance of ever living comfortably here, my housemate makes $75k/year working for a clothing retailer as a manager and when her parents die she'll be basically set for life because she'll inherit half her parents' $5M house and then some.

Aussieland has very swiftly over the last twenty years or so become a country where what you inherit will determine the outcome of your life to a far greater degree than how skilled you are or how hard you're willing to work. It never used to be like this and it's sad to see us going this direction.

[Anonymous No.56709651]

Maybe I should just use nepo to get a gov job

[Anonymous No.56709875]

the sad thing is: the little money people have, they lose it on grey market investment schemes that target them for their lack of education. they all spout grandiose claims like "double your money each month, bitconeeect" or "ccip eoy". it's heartbreaking to watch

[Anonymous No.56709893]

>>56706746
>law school
Most lawyers are making a pittance while working like field slaves and they're going to be among the first victims of the AI revolution.
As a lawyer if you don't work for either the government of one of the big law firms your job is basically fucked

t. Lawyer

[Anonymous No.56709928]

>>56709389
> doctors
> vacations
You get 30 days a year and you have to fight viciously with rota organizers to get 2 days off in a row, for which you have to apply months ahead.

Literally don't get more than 15 minutes for a lunch break on a 12 hour day so in reality you use your holiday days to split up horrific shift runs just so you don't die of a kidney injury.

[Anonymous No.56709949]

>>56707431
>Beautiful houses
>Beautiful cars
You'll get use to your house and car be it ugly or pretty, after a years you'll 100% not care either way

>Rolexes
Just a status symbol, you won't care after purchasing it. Also an used Rolex is like 5k and a pretty good investment, anyone who isn't broke can buy one, it's cheaper than half a LINK suicide stack

>Fine food
Not important, mostly a status thing, you can eat very tasty and still healthy food by learning recipes on youtube and everyone can afford fine diner exeptionnaly if they want.

>Respect from family
Unrelated to the job you have

>Freedom to travel and enjoy the world and make memories
Pretty cool thing but you can enjoy life and make good memories without travelling

>Futures for their children
It's true money helps for that but in this world even poor people can live and reproduce easily, in the first world at least. But yeah, for me the one reason to chase money is for the sake of your children

>Satisfaction
Psychological, unrelated to money or status

>Peace
Same as above

[Anonymous No.56709956]

I like it when they let you run up $200k in debt trying to get a degree, then they lie to get expelled, and say they're going to keep raping you until you get amortgage.

[Anonymous No.56709965]

Imagine winning the lottery or making crazy stock gains like 10,000,000 or some shit dollars and just living in a Mercedes mobile home eating bacon and ramen for life and being completely detached from the system traveling the americas

[Anonymous No.56709983]

if you can notice the game is rigged don't play(or try to get out if you're already in it)
if you have no chance at winning you don't need to participate, just move onto something else or somewhere else
they need you to participate

[Anonymous No.56710003]

>>56707109
You already have enough

[Anonymous No.56710075]

>>56708326
imagine samefagging to prop up your own midwit take

[Anonymous No.56710204]

>>56706746
yep

[Anonymous No.56710310]

>>56709502
Imagine being envious of third world living standards.

[Anonymous No.56710336]

I purposely took a job that has a lot of time off. I work 2 weeks in a row then have 2 weeks off. I flip between this and 1 week on, 2 week off. Sometimes 1 month one 1 month off.

The pay isn't so good obviously. But at least I don't spend my whole life working. The idea of a Monday to Friday job scares me. At least with my current job I have a whole 2 weeks to spend dedicated to escaping wage slavery.

[Anonymous No.56710396]

>>56707629
They've made it very clear they only want white Europeans gone because they have standards they (might) fight to protect.

[Anonymous No.56710690]

>>56706746
If you think about it though they might still be depressed and in a constant cycle of debt.

In between student loans, child care and mortgages. They are still living paycheck to paycheck.

The average tradesmen living below his means could save up money, still manage at wife at 28 or 29, then have kids while not being in debt.

Basing quality of life on income earned is the dumbest thing to think about.

If anything worry more that what counts as luxury goods will be things like Mcdonalds and Detached Single Homes will only be for investment companies.

[Anonymous No.56710764]

>>56707827
100iq maybe.

what makes you think a 200, or 400, or 1000iq AI would be content "copiloting" with your dumb ass when it could be talking with other AI's?

[Anonymous No.56711123]

>>56708238
In the western world doxtors work insanely long hours this isnt china were we let people bleed out in the street

[Anonymous No.56711136]

>>56707109
>>t. black man with 7 figure net worth since
you dont count cents positions nigger. only whole numbers count. you are six figure

[Anonymous No.56711182]

>>56710003
Not quite. My annual expenses are ~$70k a year and that's only gonna go up with inflation.
>>56711136
Sit your goofy ass down.

[Anonymous No.56711230]

>>56706746
This. I make 250k a year. Save about 10k a month after taxes and bills. How the fuck are you supposed to buy a house??

[Anonymous No.56711859]

>>56708066
>you see oligarchs as "in control" of the world when the world is actually organic and emergent
e/acc is just reddit psychopaths who believe the science and want to justify their abhorrent beliefs and behavior with buzzwords. have fun uploading yourself to the cloud, faggots. Microsoft has a great track record with avoiding bugs.

[Anonymous No.56711893]

>>56706746
>Top tier wagies like doctors are basically the only people to enjoy anything more than a just-above-poverty level existence,

>You have to go to Med/law school
Job prospects for lawyers are terrible.

You have no idea what your talking about.

[Anonymous No.56712334]

>>56709502
>1890
That's post-industrial revolution. QoL has increased nigh-continuously since movable type. Never forget median household income in 1970 was 235oz of gold, the declines seen in the last 50 years are an artifact of unchecked monetary expansion through fiat, and this is currently being corrected by technology/economy: Bitcoin, which is not only a technical solution for the political corruption of money but also IS the deflationary crash bobos keep expecting.

[Anonymous No.56712431]

>>56710764
Affirming the Consequent. Sentient life is not self-directed because it's sentient, it's self-directed because it's life. Hominids were self-directed before sentience, a fucking tree or microbe is self-directed, sentience will not make a machine self-directed. Thinking is not special, it's just computation, self-direction will not "emerge" from intelligence, as it is unrelated.

[Anonymous No.56712464]

>>56710336
I do this too, except I work 2 days a week - 2 x 10 hours shifts and have 8 weeks of vacation per year. Income covers expenses and some savings. House is paid off, no debt, and about 150k in stocks/savings. I am never going back. No amount of money could make me want to work 5 days per week for 8 hours a day.

[Anonymous No.56712529]

>>56711859
Like I said up-thread, this isn't "e/acc", never heard of e/acc before

[Anonymous No.56712568]

>>56712464
I the anon you replied to but I'm on a phone so new id. That's pretty awesome. I hope to be there soon. I already have my home paid for. Not much in savings. Once I get more I plan to work just 2 days per week or maybe less. Each day I work is 500usd before tax. It's tempting to work more now while I have little savings, but once im set up, 1 or 2 days a week is going to be enough to pay the bills and that's all I care about. Not a slave. Serve God, not money

[Anonymous No.56712706]

>>56712334
>is a bitcuck

I knew it lmao. I’m surprised you didn’t use the “digital gold” buzzword.

[Anonymous No.56712748]

>>56706746

>Median household income: $60k
>Median house: $400K

[Anonymous No.56713015]

>>56712706
You had fifteen years. You still have time, but of course you won't use it:
1) Hyperbitcoinization eliminates parasitic economic transactions by enforcing positive sum gaming
2) Increasing BTC value pushes us closer to hyperbitcoinization realities
3) Increases in value of BTC translates to DIRECT increases in worldwide economic efficiency by granting greater economic influence to positive sum actors

BTC bootstraps itself being both safe haven, a politically, cryptographically, and financially fixed unit of account, and risk asset (liquidity sponge) this creates a positive feedback loop under expansitory regimes. As futures where BTC gains value outperform futures where it does not (by granting greater economic influence to positive sum actors), BTC will gain value in all realities which operate under fiat/debasement systems. Bitcoin is an inevitability.

[Anonymous No.56713346]

>>56713015
>this is what bitcopers actually believe

[Anonymous No.56713737]

just buy $dog @dog_erc

[Anonymous No.56713765]

>>56707000
Your mindset was right 5 years ago.
Now that the middle class has been destroyed trying to max the waging income and max the top of the rat race make sense because you're either too poor you need to eat your own shit or you reach top 5% work hard but live a good life.

[Anonymous No.56714139]

>>56713346
You watched but you refused to learn. Sad.

[Anonymous No.56714183]

>>56707000
Money always matters.

[Anonymous No.56714190]

>>56707000
i notice trips and dubs goes to posts that are surface level correct lately , or maybe always was. its some kek magic reverse psychology

[Anonymous No.56714195]

>>56707443
i have six figures in assets (middle class), it really makes no difference whether you have $100k or $3million, shit is not enough to retire with this inflation so you have to keep wage slaving anyway

[Anonymous No.56714203]

>>56714195
thats because you want to “retire”

[Anonymous No.56714229]

>>56714203
Yeah i don't want to work until i am 69 years old and 6 months, which is the "estimated state pension age" in my country. Sue me.

[Anonymous No.56714231]

>>56714139
Just two more weeks until USD collapses and everything runs on bitcoin bros

[Anonymous No.56714300]

>>56714231
>usd collapse

It already collapsed 2 years ago, just the inflation didn't propagate to the main-street yet. Toothpaste will soon cost $40.

[Anonymous No.56714369]

>>56709631
its funny you say this because the basis for the white nationalist movement in Aus is basically they are disenfranchised because what their ancestors accumulated / built has been taken from them

once u realize people everywhere from all political spectrums speak out of both sides of mouth u understand the game

[Anonymous No.56714413]

>>56714300
>Toothpaste will soon cost $40.

K keep me posted

[Anonymous No.56714426]

>>56706934
Wealth means you don't need to make nearly as many sacrifices as someone without wealth. I've been poor and now I'm wealthy. The whole time I was poor, I was painfully aware of the sort of trade offs I had to make just to make sure I made it from Monday to Tuesday. You know what's different between then and now? Options. If I need new tires, I don't need to worry about how it will impact my groceries. I just get new tires, buy whatever I want at the grocery store, don't need to worry about filling up my gas tank, etc. If I'm pissed, I can go to practically anywhere in the world on a whim. What fucks me over hard right now is the target wealth paints on your back. All of the good shit wealth provides me comes with the consequence of someone, somewhere, quite a few people at times, often trying to work to get me in chains so I can't jet over to Cancun on a whim or force me back in to that poverty mindset of making hard trade offs. In other words, your vigilance shifts, it never goes away, but it's a lot easier to be a King being vigilant of your subjects than it is to be a peasant vigilant of whether or not eating that day means not eating tomorrow. The cost of poor vigilance as a King is you end up as a peasant. The cost of poor vigilance as a peasant is you end up dead or functionally dead.

[Anonymous No.56714664]

>>56714231
Look at anything denominated in BTC, the collapse is 15 years in, the world is healing and there's nothing you can do to stop it little statist

[Anonymous No.56715055]

>>56714664
Uh huh

[Anonymous No.56715072]

>>56714369
>it's funny you feel people with assets inherit assets because people complaining about the cultural, social, and financial landscape of their nation feel their country has changed
Retard

[Anonymous No.56715235]

>>56715072
Ask an aboriginal person about the country changing.

[Anonymous No.56715258]

>>56715072
the game is the game, my nigga. complaining to overturn the table because it didn't work out one's favour is fine and legitimate, but it is still funny.

[Anonymous No.56716903]

>>56707000
>bill gates can only buy the same can of coke I can, he can buy more cans of coke but his cans of coke are the same as mine.

[Anonymous No.56716912]

>>56706746
>frog
>Top tier wagies

[Anonymous No.56717772]

>>56709407
> but any loser who refuses to drink at all isn't worthy of participating in this tradition.

lmao settle down alkie

[Anonymous No.56719050]

>>56708217
>160k a year
thats literally barely-middle-class-tier. hardly cause for celebration. if i was on that salary i too would be hyperaggressively squirreling every spare cent away into a savings account with the intention of maybe purchasing property 3-5 years down the line.

[Anonymous No.56719057]

>>56709298
>Im a doctor and im on £35k a year working 6 days on average with weekends and nights.
genuine question, what makes you get up in the morning?

[Anonymous No.56719177]

>>56706746
I made 450k net profit this year with my 4 man construction business.
There’s plenty of opportunities for normal people, but most people think it’s a better idea to be as financially retarded as possible

[Anonymous No.56720342]

>>56706746
AI will bring a post scarcity world… everyone will live like kings with bots as slaves

[Anonymous No.56720357]

>>56707827
Bro. Go offline

I can literally tell you’re a deranged /pol/tard

Also youre wrong and most likely poor.

[Anonymous No.56720510]

debt maxx
>take out every line of credit
>buy bitcoin take everything offshore
>abscond town
>declare bankruptcy
5 years later
profit and buy island citizenship and a dubai aparatment

[Anonymous No.56720548]

>>56707000
>The only thing more money buys is fancier versions of things you can already buy. It’s purely materialistic so in the end you still serve your Jewish overlords.

THIS all day long. Usury need to be outlawed in the US.

[Anonymous No.56720564]

>>56707575
you really CAN sense its coming,, huh? I personally can't wait. We have a lot of chimps running loose that need to be put in a zoo

[Anonymous No.56720738]

>>56719050
Try earning £40k a year and see how you feel then
Can't afford hobbies, work 6 days a week, no holidays or days out, just work so I can barely afford my mortgage, die
I'd love to be able to afford to fix my pc but a new gpu is so far out of reach I may as well forget about it
The only problem I have in life is a lack of money, in my case, money would 100% bring me happiness

[Anonymous No.56721133]

>>56720738
youre right, thats why i said $160k is barely middle class. with 160k you could comfortably pay mortgage, holidays, hobbies, etc. and do it with a peace of mind, *just*.

i dont really have words for the UK anymore, see my reply to another UK wagie here >>56719057. simply godforsaken island, i have no idea how it still functions.

[Anonymous No.56723206]

>>56706746
Doctors will go private. Lawyers squeeze the system’s tits to stay up. Don’t make laugh at “engineer”; hardware software? Lol

[Anonymous No.56723337]

I can always kill myself, I have that going for me which is nice.
Life was always shit for people like us.
It is what it is.

[Anonymous No.56723473]

>>56723337
>Demoralization bot #4527839
Life is great and WAGMI.

[Anonymous No.56723543]

>>56706792
I want to meet you. How does that sound?

[Anonymous No.56723636]

>>56714426
This thread doesn't deserve a response this good. Fuck all these "you can be happy when you're poor" cucks, they'll never be kings because in their minds they've accepted they're just fit to be peasants and nothing more.

[Anonymous No.56723855]

>>56714139
This image is so comfy. I think the implication is that it's a fall morning, but I imagine it as sunset, drinking coffee and ready to start the night doing whatever

[Anonymous No.56723961]

I make 350k salaried at 28. I have 150k in my 401k. I have ~300k in other assets. I am taxes around 45% when it's all said and done. If I save aggressively I can probably retire around 50.

I have no idea how the average person is going to retire by 65, nor why they would partake in a system in which retiring 10 years before death is the favorable outcome.

[Anonymous No.56724093]

>>56706746
i make $100k and i feel poor as hell. i could jump to $130k but it would mean giving up my remote job and moving into management, so basically a 10x on stress.

im unironically thinking about going to dental school so i can make a comfy $150k working part time.

[Anonymous No.56724239]

>>56723961
>>56724093
Similar situation. I wish I could but I’m shackled to a wife and kid and they would need to leave me and go live with their parents/grandparents in order for me to not work and pursue more education.
>>56723961
They just assume they’ll coast on social security as long as they have a paid off house.. my boomer in laws are living like kings with a paid off house on SS. They have millions in a 401k they have not even touched. Oh well, maybe I’ll inherit some so it’s not for nothibg. The only problem is SS might not be there in the future.

[Anonymous No.56724284]

>>56706934
This doc life sucks big time, except nepotistic fags and roasties in dermatology or academia
but if you are normie then it's 80hr work week and 2 weekends per month for you
Special bonus if you are idiot who thought it's about helping people

[Anonymous No.56724320]

>>56724284
thats why high IQ people go into >>56724093 dentistry

t. dropped out of US MD school

[Anonymous No.56725081]

>Average people have absolutely NO chance in today’s economy. It’s sad bros.

It's been true of life on earth for a long long time.
Above average intelligence IS required to have a more luxurious lifestyle and thats been true across every era of human history.
A smart man can see where the flow of money in the economy is coming from and he adjusts his profession, or crafts a business to siphon the wealth off to himself.
Whereas a avg man barely conscious does the minimum just to sustain his life as his lack of creative problem solving mental capacities is what keeps him ultimately poor.

Thanks for reading my /biz/ blog.
>just buy $RSR

[Anonymous No.56725178]

>>56723961
I know retired firefighters making $180k with yearly increases for the rest of their existence. If they're survived by their wife, then their wife gets it. The taxpayer is paying it. You'd have to have $5m invested in a 3.5% dividend etf/stock in order to get that much. Counties are going bankrupt because of these pensions and the beneficiary not dying lol. I should've been a firefighter. 2 weeks on hanging with the bros and 2 weeks off chilling doing whatever i want. Retire at 50. SHHHEEEEEEEEEIIIII

[Anonymous No.56725328]

>>56725081
what a shitty way to post a discord link.

[Anonymous No.56725356]

>>56708718
so go where?

[Anonymous No.56725535]

>>56725328
and not even working, sad

[Anonymous No.56725564]

>>56707000
Nice house, nice car, can afford kids, can buy services, can afford healthcare, can buy nice things for your wife. All of those increase quality of life considerably.

[Anonymous No.56726028]

>>56725178
Yep. An old guy I know who was in the Marines for 2 years, shit himself in the foot to get out, now has permanent medical benefits, a $1200 monthly check, and is hailed as a hero.

He even gloats about it and tells me about all of his military buddies who did the same thing, most making more. One also worked as a sheriff and gets $8000 a month in pensions.

The system is being drained by losers and propped up by a very, very small number of white male winners paying $7000+ monthly in taxes.

[Anonymous No.56726116]

>>56706746

[Anonymous No.56726288]

Leave the USA. I am looking into moving to Mexico. I can rent a 3 bedroom + house for the same price I am paying for my shitty 1 bedroom apartment which feels more like a studio apartment. Even less $ if you are ok living in poorer areas.

women treat you better and can easily date attractive women there. Prostitutes are 20-40 dollars typically, and 100-120 for girls who look like models.


the west is a complete lost cause unless you are making 150k+ a year, and even that you might be house poor.

[Anonymous No.56726311]

>>56706746
Seeing this is hard, but it’s pretty much the truth. Many will turn to drugs, gambling, alcohol etc. This, as always, will represent an opportunity for others, that do remain strong despite to all the challenges ahead. The only way I know how to participate atm is buying FUN, and waiting for gamblers around the globe to line my pockets with their losses kek

[Anonymous No.56727101]

>>56712334
Well, almost. China had the printing press centuries before Europe did, but it was always under central control. Europe is where we saw the press become decentralized.

[Anonymous No.56727447]

>>56706746
Average person needs 4 times 10x in crypto to have a headstart. Not waging

[Anonymous No.56727497]

>>56709352
You really think I'm gonna give a fuck about that when I'm 60 and nobody wants to voluntarily do things with my cock anymore? Lol

[Anonymous No.56727549]

>>56708234
Doctors are basically pill salesman nowadays. The 1960's was literally the last decade where you had "real" doctors that actually advised you on preventative medicine. Now it all has to be by the ((book)) or you'll lose your license.

[Anonymous No.56727657]

>>56727447
I heard this many times but it's not that easy. I started with the same mentality and did a 20x from the first 1K. Then I did a 3x from the next one, another great trade.
Now half of my ~60K is distributed to 4 different ones with 10x expectation; P2P, BLACK, ESTATE and FARM
and the rest is on CYMI, expecting a mere 2x because it's a much more steady one compared to others

[Anonymous No.56727670]

>>56706746
Top tier wagies just live in nicer houses and drive nicer cars
They are as fucked as everyone else

[Anonymous No.56727792]

>>56716903
This is a bad analogy because there's only so many cans of coke you can drink before you get sick, also coke is not a necessity so the minimum needed amount to survive is 0.

[Anonymous No.56727797]

>>56707000
if money doesnt matter than send me a few btc

[Anonymous No.56727814]

>>56714300
i knew buying colgate stock was a good idea.

[Anonymous No.56727836]

>>56709928
I get 8 weeks of vacation as a doctor in the US, I'm an anesthesiologist, radiologists get even more vacation than I do

[Anonymous No.56727855]

>>56709631
I work as a junior dev earning $90k, my parents own a $3.5M mini mcmansion and another rental property. I'm set to inherit it all + my dad's business. I feel a mix of grateful and apathy, I'm gonna be one of the lucky ones but also feel like my own efforts before everything is passed down to me is meaningless.

[Anonymous No.56727872]

>>56707827
tfw 95iq mega autist. smart enough to realize the right paths but too dumb and sensitive to handle them along with the lack of economic opportunities for people like me.

[Anonymous No.56727920]

>>56706746
Even people who make a lot of money seem burnt out. Honestly, it feels like we're all just a bunch of slaves to like eight guys who run everything.

[Anonymous No.56727987]

>>56727855
Banking on an inheritance is morbid as hell. Even the slightest dopamine hit of thinking about what you'll get once your parents drop dead is fucked up.
The only way to make that effort before that cashgrab matter is to never count on it.
Work with the goal of never needing it. You're selling the future idea of your family for a stack of money.
Your dad worked for it. It's his. And if it makes him happy to sell it all and spend it on a stupid dream like starting a ranch or booking a trip to space, there's not a damn thing you should say about it except: "I'm happy for you".

Imagine raising a child thinking the best thing you gave them is love, but all they do is wait for you to die.
I'd tell you to kill yourself but if your parents love you they'll blame themselves, so wait to rope yourself until they're dead having thought that the son they loved, loved them back for who they were and not what they had.

Scumbag.

[Anonymous No.56728002]

>>56727987
Hate on me all you want, but the reality and numbers don't change.

[Anonymous No.56728050]

>>56727987
Based

>>56728002
Write the word “Yahweh”

[Anonymous No.56728062]

>>56706746
Work full time
make like 30k
live with four other roommates
cannot afford a car

yeah feeling like we made it boys

[Anonymous No.56728086]

>>56728050
I've already wormed my way into the family trust and working on taking control of the finances. I don't plan on ruining their lives, but one day they will obey my will instead because they are stupid consoomers who got lucky in the housing boom and I have better plans for the money that will benefit the entire family.

[Anonymous No.56728417]

>>56727987
Yeah start a gay ego dream instead of securing children. Kek normies are this arrogant and heartless.

[Anonymous No.56728479]

>>56725356
Any BRICS country, although China's obviously the best one if you can make it there.

[Anonymous No.56728544]

>>56728479
>China
Not even former chinese citizens can go back and settle fully once they immigrate out what would you expect the average western to even do?

[Anonymous No.56728563]

>>56707431
>material possessions
>material possessions
>material possessions

Respect from family my ass. Family members will love and respect you if you get married and have children.

Only non-whites care about the car you drive, or what watch is on your wrist.

[Anonymous No.56728574]

>>56725081
It's not hard to be above average.

Half of the people in America are women. Another half are low IQ non-whites.

Expectation should be top 10% if you are a white male.

[Anonymous No.56728620]

>>56727497
>when I'm 60 and nobody wants to voluntarily do things with my cock anymore?
>he doesn't know
ngmi

[Anonymous No.56728629]

>>56723961
Because most people are fine with a modest retirement consisting of playing golf and going out to restaurants for dinner.

Boomers do it off of their social security payments which are no more than 44k/year.

40k/year from treasury bills paying 5% + 400k house = 1.2 million

[Anonymous No.56728905]

>>56706746
Not just med/law school, a top one. Going to a mid-level school just makes you an above-average wager and you won’t get paid anywhere near rich wages
Work is absolutely fucked right now, in such a stark contrast to the mid 20th century. The economic boom of that period is going to be considered a golden age in 30 years

[Anonymous No.56728929]

>>56728905
>in 30 years
it's already been that way, for at least two generations

[Anonymous No.56728971]

>>56719057
The fact that I have to to live. It's not for the love of the job, which is hell, or the pay. I currently have a £400 brake pad bill or something similar I both need to save for and somehow find the time to arrange. People just don't get paid here so what can you do.

I think I will leave but a medical degree is highly location specific. I can move to AUS and that's about it.

[Anonymous No.56729053]

>>56728971
>£400 for brake pads
LOL. Do eurosois really?

[Anonymous No.56729141]

>>56727101
>China had the printing press centuries before Europe did
There are many preconceptions concerning the history of China. It is presumed to be exceptionally ancient, a lot more so than European history, and its datings are said to be perfectly reliable. An example is the invention of the printing press by the Germans in the XV century, 1440 being the earliest estimation. There is nothing odd about this invention being made in Europe around that time – after all, all European languages use phonetic alphabets.

However, consensual history is trying to convince us that somebody invented printing molds in China 300 years before, in the XI century – for tens of thousands of hieroglyphs, no less. The invention had promptly been forgotten, serving no other purpose than going down in history.

The more plausible version is that a European (possibly Dutch) book about the invention of the printing press in Germany became translated into Chinese around the XVII century and became part of Chinese history. One must also recollect the alleged invention of the logarithms in China that took place 500 years before they were invented in the Netherlands.

The comparison of two publications, European and Chinese, demonstrates that a misprint from Napier’s table of natural logarithms (first published in 1620) was repeated in a Chinese book that is presumed to be 500 years older.

Is that the natural way of making history, one wonders? The Spanish Armada of 300 great vessels also became an important part of Chinese history. Every Chinese history book reports about the construction of a gigantic 300-vessel armada in 1405; some of the ships are said to have been 150 meters long, which is quite impossible for wooden ships.

[Anonymous No.56729293]

>>56728086
That’s cool but can you write the word “Yahweh”?

[Anonymous No.56729311]

>>56707815
>wealth is finite, fewer poor people also mean less resources and opportunities for the rest, that is the reason why the middle class of the 90s was richer than the modern middle class

Boomer bullshit logic. Society is designed to inefficiently use resources in order to increase the gap between classes.

[Anonymous No.56729330]

>>56728971
Brake pads are ridiculously easy to replace and the part are like $50 in total. Just do it yourself.

[Anonymous No.56730453]

>>56713015
Now this is what I call BASED

[Anonymous No.56730596]

>>56707724
Tell me you don't understand AI without telling me.
>t. One of your "scientists"

[Anonymous No.56730680]

>>56727987
You sound like a faggot, are you that upset your parents were losers?