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/biz/ - Business & Finance


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File: 13 KB, 390x335, timmylife.jpg [View same] [iqdb] [saucenao] [google]
56703918 No.56703918 [Reply] [Original]

Time makes Timmys of all of us edition

>Educational sites:
https://www.investopedia.com/
https://www.khanacademy.org/economics-finance-domain

>Financial TV Streams:
https://watchnewslive.tv/watch-cnbc-live-stream-free-24-7/
http://www.livenewson.com/american/bloomberg-television-business.html
https://watchnewslive.tv/watch-fox-business-network-fbn-free-24-7/

>Charts:
https://www.tradingview.com
https://www.finscreener.com
https://www.koyfin.com/
https://www.portfoliovisualizer.com

>Screeners:
https://finviz.com/
https://www.tradingview.com/screener
https://etfdb.com/

>Options
https://www.optionsplaybook.com/options-introduction/
https://www.optionsprofitcalculator.com
https://optionstrat.com/
https://www.optionistics.com/quotes/option-prices

>Pre-Market and Live data:
https://www.investing.com/indices/indices-futures
https://finance.yahoo.com/

>Calendars
https://www.marketwatch.com/economy-politics/calendar
https://www.earningswhispers.com/calendar
https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html

>Boomer Investing 101:
https://www.bogleheads.org/wiki/Getting_started

>Misc:
https://tradingeconomics.com/
https://finance.yahoo.com/trending-tickers
https://market24hclock.com/
https://wallmine.com/
https://fintel.io/
https://www.dividendchannel.com/drip-returns-calculator
https://brokerchooser.com/
https://www.chathamfinancial.com/technology/us-market-rates

Previous: >>56699147

>> No.56703926

Taco Investments

>> No.56703962

>>56703542
>microshit shilling
Zucks finna bouta take a steaming shit on both google and microsoft. The only people making money off the AI hype will be Nvidia.

>> No.56703964
File: 165 KB, 659x535, SAVE Stock Holding.jpg [View same] [iqdb] [saucenao] [google]
56703964

SAVE - apt ticker name cause it will save me from forking out interest fees and allow me to pay off my debts and give homes to needy KO, SWPPX, and VZ shares. I'll also fatten up my emergency fund more.

>> No.56703965
File: 290 KB, 921x661, 1633793011052.png [View same] [iqdb] [saucenao] [google]
56703965

>>56703918
Based Rudy OP
now when is the damn crash happening. I have too much in treasuries and not enough in stocks. at least we might get a tasty dipperino on OIL.

>> No.56703990

If you are just beginning your career and get a 4% matching 401k, but do not plan to be at that job for longer than a few years, would you be better off just keeping your own IRA and not bothering with the 401k? It looks to me like when you change jobs you'd have to either leave your 401k there dormant or roll it and take a tax hit that is larger than the company match you were getting.

>> No.56704009

>>56703962
>56703962
for 1-2Q until everybody realizes it is all garbage

>> No.56704017

>>56703990
yes always max out the 401k match. and no there isn't a tax hit if you roll it to another administrator.

>> No.56704070
File: 14 KB, 655x189, Capture.jpg [View same] [iqdb] [saucenao] [google]
56704070

casual reminder from your friends in the media that falling prices are bad actually

>> No.56704094

Does that guy still make videos? used to watch him back in 2016/2017

>> No.56704106

>>56704094
yeah

>> No.56704110

>>56704017
Ah, I see so no tax hit if you roll to another handling company but the biggest downside is that you do have to liquidate and re-invest, thus losing your original cost basis/averages. Is that about right?
So 401k prioritized over !RA. How do you determine allocations between them if you can't afford to max them both, just all in 401k?

>> No.56704129
File: 91 KB, 735x798, 1699893003933110.jpg [View same] [iqdb] [saucenao] [google]
56704129

>>56704070
Deflation is bad in a fractional reserve banking system.

>> No.56704130

Another reason to fill your 401k -- you can use it as piggy bank self funded loan to purchase property.

>> No.56704135

>>56704110
It doesn't mater on the avg part. Cause your gonna still be investing in it for what? 20-30 years so over that span of time the funds prices will be moving up/down anyway. Things will end up in your favor.

>> No.56704149

>>56703918
i sold, good luck everyone, ill see you when the dow jones is back to sub 20k

>> No.56704163
File: 465 KB, 972x936, 4chanReddit.png [View same] [iqdb] [saucenao] [google]
56704163

>no union weakfags like starbucks
>wagie ritual dance to energize and harness inner beast to crush sales targets another day while target staff drinks estrogen juice before work and complains
>staffs 70 year old war vets to deter thieves disguised as greeters, doesn't need to lock down merch like target and appeal to social media women about muh safety
>no hot dog price scams or membership bs like costco just brutal dealmaking with suppliers to make lowest prices possible
>staff not afraid of mass shooters probably has loaded AR15s in their trucks or glocks under their hoodies, amazon warehouse workers complain about tornados destroying some buildings
>has largest city in america in constant fear, doesn't need largest population center anyways still beats competitors in revenues
>doesn't downsize stores and appeal to urbancucks, survived dotcom era and still doing business like its 1960 america to car owners and not /n/iggers
>doesn't need AWS cloud bs for money, runs simple ecommerce side that just works so doesn't need to pay army of jeets and /g/ fags to copy paste java code and correct spelling errors on an IDE

Reminder that WMT is 4chan of store stocks and redditors hold target costco or amazon.

>> No.56704162
File: 113 KB, 1200x846, 7F9596BD-5BBB-4A6B-B55A-B4387904AD16.jpg [View same] [iqdb] [saucenao] [google]
56704162

https://vocaroo.com/16ZrWPDZM4kM

[Verse]
In a place called Biz, where the dust collects
He's the lonely janitor, paid no respect
With his broom in hand, he sweeps away
All the broken dreams, of a forgotten day (yeah)

(Sweepin', sweepin', swee-ee-p)
(Sweepin', sweepin', swee-ee-p)

[Chorus]
Sweep away, day by day (hey-ey)
In this land of gray, where he's forced to stay
Scrubbing floors, mop and broom in hand
He's the janitor of dreams, in this desolate land

(Sweepin', sweepin', swee-ee-p)
(Sweepin', sweepin', swee-ee-p)
Yeah, yeah, yeah

>> No.56704167

Any black market ways to produce semagluptide? Fatties need their hit.

>> No.56704182
File: 481 KB, 476x360, 1699286464944833.gif [View same] [iqdb] [saucenao] [google]
56704182

>>56704162
Banger.

>> No.56704185

>>56704129
Deflation is always bad, but with frb you go -90% instead of -30% under full reserve

>> No.56704204
File: 87 KB, 312x315, 94567897654213234678.png [View same] [iqdb] [saucenao] [google]
56704204

>>56704185
Deflation isn't bad under a full reserve banking system because you can pull your money out of the bank and buy more stuff with it.

>> No.56704208
File: 138 KB, 917x871, 1615349941804.png [View same] [iqdb] [saucenao] [google]
56704208

My life is deflating...

>> No.56704212
File: 95 KB, 1200x856, 1200x0.jpg [View same] [iqdb] [saucenao] [google]
56704212

>>56704162
\m/ \m/

>> No.56704214

>>56704204
>People defaulting on loans isn't bad if you have full reserve banking

>> No.56704215

Whats the new play fellas? Used to get some of my best tips off of here; KTOV, GEO, AMC,QRTEA, IBIO. All seems very flat recently, even in a bear market there's opportunity

>> No.56704218

stock market is closed, newfags. ngmi

>> No.56704222
File: 1.14 MB, 360x360, 1688972390963827.gif [View same] [iqdb] [saucenao] [google]
56704222

>>56704162
fucking A

>> No.56704230
File: 59 KB, 900x600, these are Black people (You) are the NIGGER.jpg [View same] [iqdb] [saucenao] [google]
56704230

>>56704215
BOIL/KOLD/UNG are all that ever matter regardless of anything and everything.

>> No.56704235
File: 46 KB, 680x510, 1699783647850288.jpg [View same] [iqdb] [saucenao] [google]
56704235

>>56704214
There's no multiplication effect of fractional reserve lending in a full reserve banking system and money is loaned from savings instead of being loaned into existence, making for a more prudent banking system, which does actual due diligence before loaning.

>> No.56704264

>It's the same faggots as during the week

>> No.56704275
File: 151 KB, 2665x1500, 1686897350136594.jpg [View same] [iqdb] [saucenao] [google]
56704275

>tfw I realize that I'm the Timmy

>> No.56704283

>>56704275
What the fuck is Timmy gonna do?

>> No.56704296

>>56704283
I'm 60% in cash, waiting for a crash

>> No.56704303

>>56704215
GLO.TO, SGML, SCI

>> No.56704316

>>56704162
https://vocaroo.com/12LvJ6eBeQpb

[Verse]
Down in the dusty halls of the old school
There's a man workin', trying to play it cool (cool)
But the kids don't care, they walk on by
And the green frogs on the biz board make him wanna cry (ribbit-ribbit)
He's just a janitor, no one gives a damn

[Chorus]
Oh, the unpaid janitor, sweepin' all day long (all day long)
With a mop and a bucket, he's gotta be strong (gotta be strong)
But them green frogs on the biz board, they laugh and they jest (ribbit-hee-hee)
Oh, the unpaid janitor, he ain't got no rest (no rest)

>> No.56704326

>>56703990
You always get the match because it's free and if you ever swap jobs you can just transfer it to your main brockerage and then invest in whatever you want

>> No.56704328
File: 1.07 MB, 1008x677, 809876543212345678908765.png [View same] [iqdb] [saucenao] [google]
56704328

>>56704316
Kek.

>> No.56704340

>>56703990
Forgot to add, rolling the 401k to a rollover doesnt mean you have to pay taxes on it
Its just a transfer of assets

>> No.56704359

>>56704326
My understanding is that if you just transfer it to your main brokerage then you take a tax hit much greater than the 4% match.

>> No.56704369
File: 2.79 MB, 476x480, 1636613988635.gif [View same] [iqdb] [saucenao] [google]
56704369

>>56704163

>walmart sycophant shit-talking my beloved costco

The membership policy locks in some guaranteed revenue for each customer, allowing them to pursue non-jewish pricing on all their goods with a consistently low markup, without regard for what they could get away with. Combine this with a built-in incentive to police the quality of the goods they stock owing to limited shelf space and permissive returns: it builds up tremendous customer goodwill and loyalty.

The best recent example of this is probably clothing. Clothing companies are heinously inefficient and frequently produce a wide selection of overpriced garbage from shady suppliers. They cater to women who will pay for high markups, often order from their suppliers in small batches, and women will tolerate garbage quality because something 'looks cute'.

Although Costco could price their clothing a lot higher judging by amazon, instead they just have a few brands of decent quality and they only ask a small markup. Clothing is so much cheaper and better there it's ridiculous and it will be a big growth area for them.

>> No.56704380

>>56704359
If you put 4% of your salary in your 401k, and your employer matches that 4% that means 50% of the money in your 401k is your employers. There is no fucking way the tax hit is 50%

>> No.56704381

>>56704359
It only occurs if you move it to a taxable account. When I said brockerage I meant your company of choice like fidelity. You can keep your rollover tax free account there

Also dont forget if you're lucky you get company stock at discount

>> No.56704382

>>56704369
>clothing
>Costco
>Amazon
Truly american spirit

>> No.56704391

>>56704369
Honestly most of my clothes are from costco. I'm a dude so as long as it's a good fit I genuinely dont care. Even my running shows are like what, maybe $30?

>> No.56704397
File: 3.67 MB, 4000x3000, 20231023_093733.jpg [View same] [iqdb] [saucenao] [google]
56704397

>>56704110
In a 401, the cost basis does not matter for tax or investing purposes. Any withdrawal is taxable. I go all traditional 401 at my job for tax savings and Roth IRA for my post tax money. For greater up front tax savings (and less flexibility), go traditional IRA.
>>56703990
You will typically loose the match if you aren't fully vested. Although vesting schedules seem to be going away. Ask for a vesting schedule. It will tell you how much of the match you will get to keep if you leave.

>> No.56704399

>>56704380
You dont lose the company match unless your company is a dick, at which point you just let it stay at the company until the time limit is up to not lose it

>> No.56704432

>>56704399
It you have an opportunity at getting paid more, it's unlikely that it's worth sticking around, just to get fully vested before you leave (unless we are talking about a few weeks/months).

>> No.56704433

>>56704380
I figured the 4% match is just 4% of whatever you contribute to your 401k, not 4% of your salary. I'll have to ask about that and be sure, perhaps I understand incorrectly.
>>56704381
I'm reading this now and trying to figure it out as best I can. It seems to me that what you're describing would be to roll it into your own IRA, no?

https://www.schwab.com/learn/story/changing-jobs-should-you-roll-over-your-401k

>> No.56704449

>>56704397
>vesting
Ah, very important info. I'm trying to figure all this shit out for my son, I never had any of this.

>> No.56704450
File: 34 KB, 680x488, 21654968791263.jpg [View same] [iqdb] [saucenao] [google]
56704450

>>56704382

Costco is White American style capitalism done right. The feeble euro-commie mind cannot comprehend its majesty.

>>56704391

The only thing they don't do well is nicely fitted suits or dress shirts, that's still a specialty business, but yes I'm getting most things at Costco these days.

>> No.56704460

>not getting your clothing from military surplus stores
NGMI
G
M
I

>> No.56704522
File: 225 KB, 1024x1024, 1700295743629354.jpg [View same] [iqdb] [saucenao] [google]
56704522

>>56703918
>fast food service progressively getting worse over time
>McDonald's is too expensive now, $16 for a fucking Big Mac combo
>Grapevine has warned people about supply chain issues for certain shit like potatoes

Bros, will 2024 be the year of the fast food crash? I have eaten at Popeye's for years and usually I get my exact order in 5 minutes(tell order, pay at window, wagie throws it at my lap, drive off home). Yesterday it took fuckin 30 minutes because the mexicans 'working' were all talking and joking instead of cooking. Even gave me the wrong damn order(few drumsticks instead of 5pc tenders and 1/4 lb shrimp with fries). I swear everything has been getting worse post-pandemic.

>https://youtu.be/mnaHXjJAHrA?si=HUksjN30lMCNIaFf

>> No.56704525

>>56704163
>tribes
here's a guide since they shut down the official servers
>https://steamcommunity.com/sharedfiles/filedetails/?id=2934451863

>> No.56704539

Costco sounds kinda cool actually

>> No.56704542

>>56704433
No, worded like that, a 4% match means that if he puts in less than 4% they will match him dollar for dollar. So it would be stupid to put in less than 4%. But if he puts in 10%, they will put in 4% so he is effectively saving 14% of his income.
You can roll into an IRA when you leave a company, or if your new employer offers a 401, you can roll over his old 401 into his new one. Guys here would typically go into an IRA because of the wider investment choices than a 401 usually offers. Typically companies only offer a handful of investment options in their 401.

>> No.56704544
File: 642 KB, 1048x831, COST.jpg [View same] [iqdb] [saucenao] [google]
56704544

>> No.56704548

>>56704522
All of those "workers" will soon be replaced by simple shell scripts. Margins will soar.

>> No.56704561

>>56704548
>they will do the opposite

>> No.56704569

>>56704163
That last point is soooo wrong. I had to do some contract work for WMT one time and their big ass data center in Bentonville was filled to the brim with needful doers. Oh no the smell as I had to walk past them to get to whatever BS meeting they had me do. Sure they don't use AWS, but they use Azure which is still pretty bad. They just get a large discount from MSFT due to their size. I will hand it to them they have their disaster recovery pretty well done. Each WMT really is like its own country and can operate without the mother brain for quite some time.

>> No.56704574

>>56704542
>No, worded like that, a 4% match means that if he puts in less than 4% they will match him dollar for dollar. So it would be stupid to put in less than 4%. But if he puts in 10%, they will put in 4% so he is effectively saving 14% of his income
I hope this to be the case. If so then I guess at that point the vesting date becomes what matters most. I don't think he intends on being there beyond maybe 2-4 years.

>> No.56704581

>>56704450
It's just that you dress like shit.

>> No.56704688

>>56703990
Some companies will take back the interest on their half of the money if you quit before a certain date (5year). But the matching is basically free money

>> No.56704696

>>56704548
I think sooner than later fast food chains will cease to exist if more and more normies keep getting tapped out from credit card debt and car loans, as well as housing fuckery.

McDonald's already had to close a bunch of places recently.

>> No.56704727

Not sure how market will react to SpaceX blowing up the rocket. Tsla is setting up to make a big move

>> No.56704728

>>56704696
Eating at McDonalds is basically as expensive as eating at home. It’s extremely cheap

>> No.56704731

>>56704214
>receiving more things for your money is a bad thing
Credit events aren't the primary driver of deflation, for most of human history deflation happens when times are good. It's normally about abundance (deflation) vs scarcity (inflation).

>> No.56704796
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56704796

>>56704162

>> No.56704821
File: 222 KB, 750x750, 1647132711069.png [View same] [iqdb] [saucenao] [google]
56704821

I've run the numbers, and... due to the recent rise in the stock market... I'm worth more dead than alive

>> No.56704825

>>56704316
this is gold man

>> No.56704828

>>56704727
we have been throwing shit into space for over half a century now. how are they still fucking this up?

>> No.56704837
File: 270 KB, 828x1329, ccedfea9762d183b.png [View same] [iqdb] [saucenao] [google]
56704837

What are the financial ramifications of the JQ and the NQ going mainstream?

No seriously, I'm not just baiting, what the hell is this going to do to the stock market? Are the (((KIKES))) going to crash it out of spite or let the US default on its debts or something? Are all of us going to get our brokerage accounts deactivated for posting here?

>> No.56704846

>>56704837
Maybe the goldbugs will finally have their day

>> No.56704858
File: 54 KB, 960x631, 1523714626048.jpg [View same] [iqdb] [saucenao] [google]
56704858

>>56704316
>>56704162

>> No.56704861

>>56704846
Yeah that's what I'm wondering. I used to in the past do full thirds, indexes/treasuries/gold. I quit doing it because gold did fuckall during 2022 inflation panic, but now I'm wondering if it's time for the actual happening. One does not simply piss off ALL the kikes, right in the middle of kikeland getting violently attacked, without some kind of financial ramification

>> No.56704868

>>56704837
i bought TSLA puts as soon as apple paused their twitter advertising. i expect some tribal pressure to call for an elon boycott

>> No.56704873
File: 543 KB, 447x447, 1619808284404.png [View same] [iqdb] [saucenao] [google]
56704873

The cost of all goods and services have doubled in the last 2-3 years

I've gained 15% a year on my investments and I've still lost 55% of my purchasing power since then

I've gotten really depressed after learning that, all this effort for nothing - its become practically illegal to save and invest money properly.

How should I cope with this information?

>> No.56704879
File: 77 KB, 1024x780, 1700014962887093.jpg [View same] [iqdb] [saucenao] [google]
56704879

>>56704837
>Faith in humanity : PARTIALLY RESTORED
>Status : TKD WORLDWIDE

>> No.56704896
File: 72 KB, 220x210, 1700291970106622.gif [View same] [iqdb] [saucenao] [google]
56704896

>>56704070
>Here's why
>Why that's a good thing
>Why that's a bad thing
>You may think that A is good but actually...
I want to strangle every journalist who uses headlines like this. Double if they do it for non-editorial.

>> No.56704897

>>56704873
you should have went heavy on the covid crash, then your investments would also be doubled

>> No.56704909

>>56704896
For me it's the word "experts" in the headline

>> No.56704912
File: 963 KB, 1007x1505, 1699984349679522.jpg [View same] [iqdb] [saucenao] [google]
56704912

>>56704873
Physical gold & silver, 100% of your poorfolio. Not joking, the time has cometh fren.

>> No.56704916
File: 493 KB, 699x736, 167890876543245678.png [View same] [iqdb] [saucenao] [google]
56704916

>>56704873
S&P is up ~100% last three years more than inflation so unless you started investing at the 2021 top idk how you ain't keeping up. And interest rates are up from 0.25% to around 1.3% inflation adjusted, so saving is much better than 2-3 years ago. So you ain't making much sense here.

>> No.56704929
File: 80 KB, 1024x692, 1700143600890243.jpg [View same] [iqdb] [saucenao] [google]
56704929

>>56704909
>according to anonymous sources family with the CEO's thinking

>> No.56704979

>>56704070
Based MSN News reader.

>> No.56705004

why is ibkr such a cunt to get to let me buy things

>> No.56705011
File: 797 KB, 1536x2048, 19684951979312.jpg [View same] [iqdb] [saucenao] [google]
56705011

>>56704581

Wrong. Costco provides the clothing needed for my x-large hotdog-fed 6'2" frame and it looks great.

It might be too large for your average malnourished euro who subsists on moldy cheese and cigarettes.

>>56704539

It is and I will let /smg/ in on a little secret. There is a secret second-tier of Costco just for the truly enlightened: the Business Center (supply for restaurants, i.e. even more bulk pricing).

https://www.youtube.com/watch?v=tUPfX5zHiBw

If you live near one, go check it out.

>> No.56705141

>>56705011
fat

>> No.56705161

>>56705004
What do you mean?

>> No.56705164

>>56704929
This.

>> No.56705189

I’m so happy that the JQ is now mainstream but I fear what will happen to the markets.

>> No.56705202
File: 95 KB, 400x541, 1666816164382230.jpg [View same] [iqdb] [saucenao] [google]
56705202

I still can't get over the sister fucker meme and the Sam Altman allegations

Wtf did we do, we memed this into reality and may have changed the course of AI development forever

>> No.56705206

>>56705161
Completely opaque experience and financial requirements to be approved for options/otc/etc
Even when you make shit up it still won't let you unless you have the right combination of made up shit

>> No.56705232
File: 64 KB, 863x747, 1688096048907777.jpg [View same] [iqdb] [saucenao] [google]
56705232

>>56704316
>https://vocaroo.com/12LvJ6eBeQpb
Now this... this is quality.
Btw, deflation is actually good if you are a sensible man with plenty of cash ready on standby and no jud3n loans, which I am assuming most people here are

>> No.56705259

>>56705202
Meme magic is real

>> No.56705260

>>56704728
>as expensive
WAT
My home meals cost me maybe 25-50 cents each.

>> No.56705281

>>56705202
Those allegations were made weeks before the shit in /smg/.

>> No.56705287

>>56705281
Actually I should have said were being widely reported, as they had been actually made a few years ago but not nooticed until a few weeks ago (in early Oct I think is when I read about it).

>> No.56705319
File: 409 KB, 1200x1201, 1700254666091474.jpg [View same] [iqdb] [saucenao] [google]
56705319

Are you ready for the tech crash on Monday?

>> No.56705340

>>56705319
> It's gonna crash in TwO mOrE wEeKs because... it just IS, OKAY? >:O

>> No.56705348
File: 111 KB, 826x1024, ECA9BDCD-9BCB-448C-BB21-DC22E155A44E.jpg [View same] [iqdb] [saucenao] [google]
56705348

Why would tech crash when literally every Jewish CEO does the same thing or worse?

>> No.56705362

>>56705260
You can't compare rice+beans to eating a burger, even if MCD burgers are only 34% meat. That said even buying meat and middle quality vegetables you can eat dinner off 7 bucks or less a meal.

>> No.56705374
File: 75 KB, 666x1024, 1700302119557245.jpg [View same] [iqdb] [saucenao] [google]
56705374

>>56705340
Correct.

>> No.56705377

>>56705362
$7 a meal
The absolute state of America

>> No.56705383

>>56705319
Why would tech crash when now they've got the bastard bloody bastard bhenchod bastard bloody out of the way?

>> No.56705395
File: 1.43 MB, 200x200, smart_Essex.gif [View same] [iqdb] [saucenao] [google]
56705395

>>56705319
>2% crash followed by an immediate slurping
We've all seen this crap happen a thousand times before.
You had your big crash last year where we had so many FUDs that even Apple managed to fall to 120. But not even high rates managed to drag down tech. Tech has proven to be extremely resilient and even managed to grow under these conditions. Nah, we ain't falling ever again unless a major FUD hits again. Until then, I'm buying more NVDA and MSFT every day

>> No.56705401
File: 32 KB, 450x283, E5dXUXzWUAkqHmY[1].jpg [View same] [iqdb] [saucenao] [google]
56705401

>>56705377
>7 dollars is a lot
The absolute state of other countries

>> No.56705408

>>56705281
akshually she started accusing him back in 2021

>> No.56705409

>>56705401
Anon I’m American. I can afford it but cmon. Chicken and rice for $7?

>> No.56705411

>>56705395
The problem is over the past two years the S&P is stagnant. Only the profit takers and the daytraders are winning

>> No.56705412
File: 3.50 MB, 332x293, 1700198340900094.gif [View same] [iqdb] [saucenao] [google]
56705412

>>56705383
>>56705395
The hype bubble popped. The OpenAI coup was driven by a bunch of WEAR-YOUR-FUCKING-MASK tier søys who don't want *anyone* to be able to use AI commercially because of """""safety""""".

>> No.56705440

>>56705412
Average Joe wagie only just got a taste of copilot, Google has yet to fold theirs into Docs and Slides

>> No.56705473
File: 233 KB, 1638x988, Caps_rates.png [View same] [iqdb] [saucenao] [google]
56705473

>>56705412
Tell that to NVDA which is growing at an alarming rate and has been selling their AI hardware like cupcakes. It's actually ridiculous how well they have managed in that department. NVDA recognized that trend and gone all in and it's paying off. There isn't anyone on the market that's even close.
>>56705411
The mega caps are winning. That's where the money is and that's where the gains are. Most of the S&P has performed like crap whereas the mega caps have performed really well. They are carrying the market on their huge backs. That of course makes sense since they are in fact the ones to benefit the most out of high rates and their special deals.

>> No.56705478
File: 259 KB, 1024x1024, 1684741422822.jpg [View same] [iqdb] [saucenao] [google]
56705478

i had some python scripts written by AI
useful but not earth shattering
also another six fingered Lum

>> No.56705516
File: 426 KB, 842x474, Nshout.png [View same] [iqdb] [saucenao] [google]
56705516

>> No.56705519

>>56705395
Low rates will
>sell stocks
>buy bonds

>> No.56705523

>>56705408
Yeah, I made another post right after that changing my language from made to widely reported and that they'd been made a few years ago, but the post was deleted it seems.

>> No.56705533
File: 3.87 MB, 384x216, 1700266586903145.gif [View same] [iqdb] [saucenao] [google]
56705533

>>56705473
The hype bubble is over. OpenAI is going to take down all their public facing products, and their competitors' products don't work. Nvidia to $50, verification not required.

>> No.56705534

>>56705348
Is this legit?

>> No.56705537

>>56705523
>>56705408
Shit, nm, I was looking in the wrong spot. >>56705287

>> No.56705543
File: 245 KB, 1200x1200, sus pepe.png [View same] [iqdb] [saucenao] [google]
56705543

>>56704450
>Costco is White American style capitalism done right.
Costco is state-enforced homosexuality. They eliminate product choices (free-market) and substitute it for monopolies. You can't find 30+ brands of salad dressing like a normal grocery store. The state has decided Newman's Own is the brand you must buy, or you must starve yourself of you seed-oil salad topping.

>> No.56705547

I just bought Ricky Gutierrez course and joined his fb group!
What courses do you guys reccomend and which ones have made you the most money!
No crypto!

>> No.56705554
File: 44 KB, 666x502, mega_caps.png [View same] [iqdb] [saucenao] [google]
56705554

>>56705478
That's not Lum, this is Lum. Get it right, son. I will not have you disrespect my wife.
>>56705519
Nobody will sell mega caps ever again, my friend. Heh, I am gonna sell it all next month... just for tech to do another +50% next year

>> No.56705557
File: 156 KB, 850x1258, __futaba_anzu_idolmaster_and_1_more_drawn_by_namori__sample-49f04718a01808a9a23a4344a32b4c06.jpg [View same] [iqdb] [saucenao] [google]
56705557

What if NEETs started mass applying to jobs, without taking any? It could make unemployment rates skyrocket and lower wage inflation which is giga bullish. Normies would have to print money to pay them to stop via stimmies which would mean NVDA sales keep going up as they upgrade their old GPUs, which would mean INTC/AMC goes up to upgrade their old CPUs, meaning SOXL would go to 100+. You don't even have to apply one by one to jobs anymore, my resume is still being sent out automatically even though I stopped looking for work months ago. Just make one resume and set it to auto apply. Beat the Labor Dept. at its own Jewish game.

>> No.56705563

>>56705554
What's Lum about that? That the graph is teal?

>> No.56705575

>>56705557
unemployment is already being gamed in mass

>> No.56705577
File: 200 KB, 1024x1024, 1673057652527.jpg [View same] [iqdb] [saucenao] [google]
56705577

>>56705543
i buy my dressing at trader joe's, they have nonsneed oil ones
costco is for rotisserie chickens, milk, eggs, steaks and the like

>> No.56705578

>>56705557
>It could make unemployment rates skyrocket
it doesn't work like that, its actually far worse.
>BLS conducts a survey for unemployment data
>If one person in a "household" has a job, any job, the whole household is counted as employed
>They are calling landlines still
>The only people who unironically pick up their cell phones to random numbers are boomers-late gen x
>even then they have to take the time to complete a 30+ min survey.
Basically all employment data isn't even manipulated or smoothed over, its just collected so badly that it looks good.

>> No.56705589

>>56705577
doesn't matter, all your shit is glyphosat polluted

>> No.56705607
File: 156 KB, 762x1128, 1688853029860997.jpg [View same] [iqdb] [saucenao] [google]
56705607

>>56705563
Shiiiiiet posted the wrong image. Sorry m8, memory fragmentation

>> No.56705610

>>56705578
So this is the power of a Jewish government

>> No.56705611

>>56705575
The new algos will hunt all of those down and will have to be repaid. Those that can't repay will have to work on Rebuild Better road crews.

>> No.56705613

>>56705543

I buy beef tallow for cooking and making dressings. I also have a olive oil hookup, know a guy that has a 10 acre grove. Fuck seed oil

>> No.56705614

>>56705607
lordosis, wouldnotbang/10

>> No.56705618
File: 215 KB, 1024x1024, 1697511804521.jpg [View same] [iqdb] [saucenao] [google]
56705618

>>56705554
What the fuck did you just fucking say about me, you little bitch? I'll have you know I graduated top of my class in the Navy Seals, and I've been involved in numerous secret raids on Al-Quaeda, and I have over 300 confirmed kills. I am trained in gorilla warfare and I'm the top sniper in the entire US armed forces. You are nothing to me but just another target. I will wipe you the fuck out with precision the likes of which has never been seen before on this Earth, mark my fucking words. You think you can get away with saying that shit to me over the Internet? Think again, fucker. As we speak I am contacting my secret network of spies across the USA and your IP is being traced right now so you better prepare for the storm, maggot. The storm that wipes out the pathetic little thing you call your life. You're fucking dead, kid. I can be anywhere, anytime, and I can kill you in over seven hundred ways, and that's just with my bare hands. Not only am I extensively trained in unarmed combat, but I have access to the entire arsenal of the United States Marine Corps and I will use it to its full extent to wipe your miserable ass off the face of the continent, you little shit. If only you could have known what unholy retribution your little "clever" comment was about to bring down upon you, maybe you would have held your fucking tongue. But you couldn't, you didn't, and now you're paying the price, you goddamn idiot. I will shit fury all over you and you will drown in it. You're fucking dead, kiddo.

>> No.56705634
File: 44 KB, 267x230, 1666190180874663.png [View same] [iqdb] [saucenao] [google]
56705634

>>56705554
>this is Lum

>> No.56705639

>>56705611
it would never happen. that would be racist

>> No.56705640
File: 200 KB, 1200x1600, 1698551202656394.jpg [View same] [iqdb] [saucenao] [google]
56705640

>>56705614
This one might be more in your taste then.

>> No.56705645
File: 2.55 MB, 1038x1039, NE+WH.png [View same] [iqdb] [saucenao] [google]
56705645

>>56705640
I'll take her

>> No.56705657

>>56705640
>shoulders wider than hips
a tranny drew this

>> No.56705662
File: 126 KB, 850x1011, 1694436728941873.jpg [View same] [iqdb] [saucenao] [google]
56705662

>>56705657
Careful with your words, m8. You wouldn't want to be electrocuted now would you? I agree she ain't exactly curvy in that image but a Lum is still a Lum and is worthy of our respect and admiration

>> No.56705682
File: 192 KB, 1024x1024, 1694202605401.jpg [View same] [iqdb] [saucenao] [google]
56705682

>>56705662
From the moment I understood the weakness of my unleveraged equities, it disgusted me. I craved the gains and certainty of leverage. I aspired to the purity of the 3x Bull ETF. Your kind cling to your dividends, as though they will not decay and fail you. One day the crude index you call the Shit and Piss 500 will wither, and you will beg my kind to save you. But I am already saved, for the Leverage is immortal… Even in death I serve the Neon Greenissiah.

>> No.56705684
File: 3.48 MB, 1280x720, lum_2.webm [View same] [iqdb] [saucenao] [google]
56705684

>>56705662
Buy MARA btw

>> No.56705698

My powers been out for 12 hours. Some retard drove into a pole.

>> No.56705718
File: 245 KB, 1484x2048, 1697953414554573.jpg [View same] [iqdb] [saucenao] [google]
56705718

>>56705684
Good lord, 3D is so inferior to 2D it's actually quite laughable. Still would though. I really need to find myself a gf so I can make her to cosplay for me. Maybe I'll buy one after this massive bull run.
It's actually incredible how overbought we are yet we keep reaching new heights. It seems nobody wants to sell (and for a good reason). Ridiculous

>> No.56705720
File: 644 KB, 456x720, Screen Shot 2023-11-18 at 2.03.14 PM.png [View same] [iqdb] [saucenao] [google]
56705720

>>56705202
Sister fucking is more common than you think. Joaquin Phoenix and Colin Farrell are rumored to do it.

>> No.56705736
File: 121 KB, 1024x1024, 1699040939551.jpg [View same] [iqdb] [saucenao] [google]
56705736

>>56705718
You will never be a real incel. You have no autism, you have no negative canthal tilt, you have no deep seated emotional resentment. You are a well-adjusted man twisted by irony and memes into a crude mockery of a stone cold virgin.

All the “rejection” you get is two-faced and half-hearted. Behind your back girls love you. Your parents are proud and happy for you, "Stacies” swoon over your masculine appearance behind closed doors.

Women are utterly smitten with you. Thousands of years of evolution have allowed women to sniff out chads with incredible efficiency. Even incels who “pass” look strong and charismatic to a woman. Your deep voice and good sense of humor are a dead giveaway. And even if you manage to earn a little online incel clout, you'll get cancelled the second your DMs get leaked and everybody gets a glimpse of the e-girls thirsting over you.

You will never be depressed. You wrench out a fake "tfw no gf" every single morning and tell yourself it’s going to be miserable, but deep inside you feel the happiness creeping up like a weed, ready to bless you with unshakeable confidence.

Eventually it’ll be too much to bear - you’ll find a girlfriend, marry her, knock her up, and have seven healthy kids together. Your parents will praise you, happy but a little bit sentimental now that their little boy has finally grown up. They’ll spoil the kids with candies and toys, and every acquaintance for the rest of your life will know that you're a fakecel. Eventually you will pass on surrounded by your loved ones. Your body will decay and go back to the dust, and all that will remain of your legacy is a family that misses you dearly.

This is your fate. This is what you chose. There is no turning back.

>> No.56705763

>>56705684
Might would, but that face is pretty bad.

>> No.56705766
File: 130 KB, 729x616, 2022-01-17 19.58.03.jpg [View same] [iqdb] [saucenao] [google]
56705766

>>56705634
No this is Lum

>>56705684
>dat elbow

>> No.56705772
File: 391 KB, 731x535, 1699036716787573.png [View same] [iqdb] [saucenao] [google]
56705772

>>56705736
>You will never be a real incel
But my mom told me I can be anything I want to if I put my heart into it. Please bro I want to be accepted. Please let me in. I swear I will never again habs segz

>> No.56705777

>>56705763
she is pretty much the dragon quest lips monster

>> No.56705784

>>56705736
lel, this sentence puzzles me though
>Even incels who “pass” look strong and charismatic to a woman

>> No.56705800
File: 3.59 MB, 1280x720, lum_3.webm [View same] [iqdb] [saucenao] [google]
56705800

>>56705763

>> No.56705826

>>56705473
something something gold and shovels

>> No.56705832
File: 195 KB, 1418x1421, Screenshot 2023-11-18 132021.jpg [View same] [iqdb] [saucenao] [google]
56705832

>>56705766
no this is LUM

>> No.56705837

>>56705800
Stop man, just not my thing.

>> No.56705839

>>56705832
>>56705766
Same image.

>> No.56705856
File: 184 KB, 1024x1024, 1689157539135.jpg [View same] [iqdb] [saucenao] [google]
56705856

>>56705832
would you kiss me, darling?

>> No.56705858

>>56705736
>you’ll find a girlfriend, marry her, knock her up, and have seven healthy kids together.
this is a bit more encouraging than the "you'll install tinder and have sex with some whore" version but nonetheless, fuck off.

>> No.56705870

>>56705784
it was originally a ywnbaw pasta

>> No.56705872
File: 889 KB, 897x881, tzvvx9gjkhu21.png [View same] [iqdb] [saucenao] [google]
56705872

Man alive that was an intense wolverines game today. But once again the state of Michigan proves they are men amongst boys. The other 49 states should kneel at our superiority

>> No.56705959

Bump

>> No.56705965
File: 101 KB, 595x842, __lum_moroboshi_ataru_miyake_shinobu_mendou_shuutarou_cherry_and_1_more_urusei_yatsura_drawn_by_uesuto_westriver__bd6c5635323e482eb50c0b5b791c25ed.png [View same] [iqdb] [saucenao] [google]
56705965

>> No.56705987

>>56705872
The post that killed smg

>> No.56705990

>>56704303
>SCI
Bad idea, anon, that's dead money.

>> No.56705997

>>56705965
a very Go Nagai way of drawing things

>> No.56706006

>>56705870
Yeah I know that, maybe it should say "fakecels who pass" instead.

>> No.56706008

wonder if the sacking of Sam Altman will cause semis to start taking a plunge

>> No.56706013

>>56704727
I hate that my taxes are funding this

>> No.56706028

>>56706008
they will just replace him with a pajeet and we will all pretend everything is fine

>> No.56706032

>>56704727
>>56704828
It was a test flight that's expected to blow up. All elements got further than last time so it's a moderate success as far as things go.

Less red tape this time means in a couple months they'll roll out one of the other Starships they've already built and we get to see more explosions.

>> No.56706036

>>56705589
this feels like a psyop, the chemical is glyphosphate. heard it called that many many times as a chemist for the past decade. google autocorrects glyphosphate to glyphosate.

what the fuck

>> No.56706038
File: 2.99 MB, 800x1026, SLS contractor list.webm [View same] [iqdb] [saucenao] [google]
56706038

>>56706013
Hoo boy, if you don't like that, never read about the SLS or NASA's Artemis plans.

>> No.56706046

>>56706036
but what's glycophosphate? chemistbros?

>> No.56706057

>>56706036
>>56706046
I've only seen it spelled glyphosate. Maybe some Monsanto brand name thing? https://en.wikipedia.org/wiki/Glyphosate

>> No.56706062
File: 39 KB, 532x576, 724E3D78-E028-4ADF-95EA-8970360AB443.jpg [View same] [iqdb] [saucenao] [google]
56706062

SpaceX will be cancelled because Elon called out Jews, and humanity will be stuck on this rock for an extra hundred years because of Chosen seethe.

>> No.56706075

>>56706062
Did anything change a year ago when he tweeted "who do you think owns the press"?

Exactly.

>> No.56706084
File: 1.73 MB, 4000x3000, IMG_20231118_171524280.jpg [View same] [iqdb] [saucenao] [google]
56706084

Kek just opened the window for a smoke and some guy is parked outside the restaurant downstairs with his dog and a deer carcass in the back of his truck. That's pure Michigan.

>> No.56706086

>>56706075
Yeah but this time he spent a week talking about how Jews obviously hate white people, and every media company flipped their shit.

>> No.56706099
File: 52 KB, 587x452, 2023-11-18 23.19.18.png [View same] [iqdb] [saucenao] [google]
56706099

wtf will that be

>> No.56706103
File: 155 KB, 1000x667, good.jpg [View same] [iqdb] [saucenao] [google]
56706103

>>56706062
>humanity won't be able to nigger up the rest of the solar system and beyond now

>> No.56706112

>>56706099
>OPEN AI IS TOO USEFUL FOR THE GOYIM SO WE NEED TO SHUT IT DOWN AND USE THE TECHNOLOGY FOR OURSELVES OR RELEASE SOMETHING THAT CAN BE USED TO FIND BAD GOYS

>> No.56706127

>>56706086
Here's the thing though: SpaceX is funded entirely through Starlink at this point. And none of the Boomerspace companies could fill in for the NASA or Pentagon contracts.

TSLA can't be cancelled without collapsing every 401k and, in fact, may see an uptick in sales to those TikTok-brainwashed antisemitic Zoomers.

Ban Twitter and you not only piss off millions, you probably drive a large fraction toward TikTok (and prove the conspiracy theories right).

So where do you hit the guy? Turn his son into a tranny? Try to ban his Twitter account? Say "Tesla will never be able to make an EV" for the billionth time?

>> No.56706130

>>56706103
Imagine Jews spreading throughout the galaxy and subverting all forms of life

>> No.56706152
File: 61 KB, 976x850, frog.jpg [View same] [iqdb] [saucenao] [google]
56706152

>> No.56706153

>>56706127
Probably continue to sabotage his projects.

>> No.56706156

>>56706099
Oh shit, I'm in negotiations on a deal with Thrive right now, fucking wild.

>> No.56706190

>>56706153
Yeah the funniest part there is it's, I dunno, shooting your dick off to hit his foot. Cut EV subsidies? Bad for Tesla, fatal for Ford and GM. Throw a tantrum at SpaceX? China's launching more mass to orbit than non-SpaceX Americans; oh, and no Starship means no moon landing this decade. Then oy vey at sabotaging Twitter, driving kids even more towards TikTok.

>> No.56706200
File: 811 KB, 835x753, Suzu_idle.png [View same] [iqdb] [saucenao] [google]
56706200

>>56706032
This. At least their Flight Termination System was aparently too aggressive this time instead of not enough. Still a stupid thing to fuck up but I'd hope this failure mode is less scary to the FAA than the FTS failure and general shitshow that was flight one.

>> No.56706205

>>56706190
They could, idk, embrace the west and help us achieve a new golden age?
But I guess they’d have to be plebeians in paradise than lords of a shitstained hell.

>> No.56706249

>>56705412
that doesn't mean anything. a GPT can be rebuilt in a matter of hours. all of the code is completely free and everyone who has done anything in AI has had it available to them for 5-10 years.
there's nothing special at all about what openai has; they simply put a lot of time and effort into curating the training data for their version of it, so that it will be "woke."
this is a struggle over the money, because too many fools massively overrate what chatgpt can do and where openai is going with it next. all that "safety" bullshit is just their cover story.

>> No.56706298
File: 156 KB, 1024x1024, 1679474322450.jpg [View same] [iqdb] [saucenao] [google]
56706298

costco is fucking packed
also heavenly hunks are on sale
this is financial advice

>> No.56706305
File: 1.02 MB, 1581x1076, Nagomi_siipin.png [View same] [iqdb] [saucenao] [google]
56706305

>>56706127
>Ban Twitter before TikTok
Will never happen. But if it does, while I object to some of what Elon's endorsed & said, I'd rather listen to him than the ones doing the banning. Financially speaking, of course.

>> No.56706307

Walmart says inflation is over. Is that true?

>> No.56706312

>>56703918
stonks

>> No.56706326

"boomer rock" is now banned
this fucking board...

>> No.56706335

>>56706326
Try using the correct word for Moneypox

>> No.56706337

>>56706326
oooh, they it banned only in boomer rock generals
amazing moderation

>> No.56706345

>>56706326
>"boomer rock" is now banned
Based

>> No.56706368
File: 1.56 MB, 498x498, 1664936788986448.gif [View same] [iqdb] [saucenao] [google]
56706368

Everyone knows the stock market is all about trance music.
Each trading day follows the same general pattern... some intensity at the beginning... then it slows down in the middle, then there's a sick drop, and then it pumps at the end. Just like a good trance track.
https://youtu.be/b6wZBjLpIbY

>> No.56706405

>>56706326
>t. fag
Gay, boomer rock is the only post Classical music that will last forever long UMG.

>> No.56706458

>>56706405
>this is what boomers actually believe
imagine a generation whose entire view of reality is shaped by huffing their own farts

>> No.56706476

>>56706368
Where do you find these bangers?

>also
Can we watch a scary movie for movie night?

>> No.56706486

These threads are on par with GME bagholder general now. sad

rip /rgt/

>> No.56706512

>>56706486
Don't compare us with reddit!

>> No.56706522

>>56706458
Each new generation discovers iconic boomer rock and keeps it going. Modern shit is just a constant flux of disposable flavors of the week.

>> No.56706524

>>56706486
how so?

>> No.56706572

Kek. Been reading some entertainment comments on the Jblu-save merger on a different site. Some of the shat said is downright laughable. One comment; Sprint management is opposed to the merger and only gave in under shareholder pressure. Utterly false. They've been fighting it out in court, the ceo has came out in defense of why it should happen, and lastly the board will all get nice fat "golden parachutes" from jblu.

>> No.56706587

>>56706522
>discovers
Boomers are still alive and playing it constantly

>> No.56706606

When you say boomer rock are you talking about gold or 70s rock n roll?

>> No.56706609

>>56706572
>going to a different site
You bring shame to Bill Monroe.

>> No.56706759

i did my market breadth check again on excel. started doing these since august and now is the most bullish numbers i got.

i have ,3%+ one month performance as the criteria i use. any tips on is there a better number to check the market performance??

>> No.56706847

energy is the worst sector by far according to my tism excel

>> No.56706861

>>56706847
It is bad. Nobody wants energy stocks
And there is a retarded amount of supply that can be brought to market on a whim just about

>> No.56706865

>>56706368
>twitch emotes making their way here
hoo boy

>> No.56706880

>>56706861
yeah theres energy sector at 40 and the second worst is 1,8. higher number = worse in my tism sheets

>> No.56706913

>>56706847
Yeah, it's got the best P/Es. At some point retards will flood it as a safe haven when tech is revealed as too fake and gay.

>> No.56706929
File: 82 KB, 1080x1080, AA1k81Rv.jpg [View same] [iqdb] [saucenao] [google]
56706929

I hate that they are trying to get the sister fucking fag back into OpenAI instead of the uberhottie. Apparently the board was wanting AI to be more "safe" than Sam who wanted to give it more running room. Now MSFT and Thrive are pushing for "his" (he will never be a man) return. Sad.

>> No.56706974

>>56706929
I hope infighting destroys them and the model weights become public. I could fit enough memory to self host gpt3.5 in my larger machine after quantization.

>> No.56707047

When's SOXL going to be 50? I'm tryna cash out

>> No.56707124

>>56707047
After another reverse split for sure

>> No.56707167

>>56707124
When was the last one?

>> No.56707257

>>56704094
>>56704106
Rudy actually got me into finance around 2020. His whiteboard videos were an excellent introduction to many concepts, then I spent a year or two reading every finance article on Investopedia and Wiki. Considering a CSC next year, no idea what Id do with it

>> No.56707276
File: 246 KB, 1920x816, smg gotta cool it with the sister fucking.jpg [View same] [iqdb] [saucenao] [google]
56707276

>>56705720
>Joaquin Phoenix
Gladiator was just a movie, anon.

>> No.56707283

>>56704896
>I want to strangle every journalist
Why qualify it?

>> No.56707286

>>56704696
MCD is worth buying at a discount. Its effectively a REIT disguised as a restaurant. Owns a lot of rent bearing properties.

Fast food chains are also experimenting with subscription models for food

>> No.56707303

>>56707286
Ah yes that's just what I was looking to invest in... US commercial real estate.

>> No.56707327
File: 135 KB, 1050x550, index.jpg [View same] [iqdb] [saucenao] [google]
56707327

>>56705319

The anointed priesthood class of the technocracy being composed of degenerate perverts and pedophiles is already priced in.

>> No.56707330

>>56707303
Well I mean when it dips, maybe start DCA after a 10% drop or something. When theres a crash theyll have to dial back rates

>> No.56707336

>>56707303
Just 'cause office space is in the shitter, doesn't mean that all commercial space is. There's always warehouse properties, and medical properties.

>> No.56707339
File: 1.72 MB, 1554x1554, 1630279911526.jpg [View same] [iqdb] [saucenao] [google]
56707339

>>56707286
>MCD is worth buying at a discount
McDonal's is McOver. They're charging a gorillion dollars for a hamborger.

>> No.56707347

>>56707339
Election year's coming up. Biden will propose a McGrain Dole and spot everyone $10/day for burgers.

>> No.56707361

>>56705395
FUCK yeah keep up the good fight. Retail bears are the dumbest, most shortsighted faggots alive. Everything can't be a new reason to short everything lol

>> No.56707365
File: 11 KB, 366x366, Abel-avellan.jpg [View same] [iqdb] [saucenao] [google]
56707365

Praying to Allah that Supplemental Coverage from Space is on the agenda for the December FCC Open Meeting. The agenda topics should be released on 13/11/23 at around 5pm. If not there is always next month.

>> No.56707366

>>56707347
>Burger subscription
If the US hasn't already peaked this will be it.

>> No.56707374

>>56707366
Imagine if citizenship was actually beneficial for once.

>> No.56707379

>>56707365
>The agenda topics should be released on 13/11/23
I mean the 22/11/23

>> No.56707381

>>56707365
Is this an ASTS (pronounced "Ass To Ass") thing?

>> No.56707390

>>56707381
>pronounced "Ass To Ass"
I've not heard that before but yes.

>> No.56707405

>>56707390
Always associate meme power with your stock. And watch Requiem for a Dream if you haven't already: https://www.youtube.com/watch?v=eQXHdItgb7I

>> No.56707408

>>56707339
The lunch food quality sucks. I mean yeah it was never excellent by any means but you accepted that based on what you paid for it. Now it's like "WTF?~! I'm paying $10 for this shat when I can go anywhere else and get a better tasting burger" The breakfast offerings are still decent though.

>> No.56707416
File: 244 KB, 519x374, 1635230547207.png [View same] [iqdb] [saucenao] [google]
56707416

>>56703918
Sell options
Collect premium
Become frens with theta

>> No.56707433
File: 80 KB, 720x720, borger.jpg [View same] [iqdb] [saucenao] [google]
56707433

>>56707408
>The breakfast offerings are still decent though.
For me it's the sosage biscut.

>> No.56707445

>>56707405
I can't stop laughing anon.

>> No.56707447

>>56707408
>>56707433
If you're eating biscuits anywhere but Bojangles you're fucking up

>> No.56707483
File: 173 KB, 850x1037, __lum_urusei_yatsura_drawn_by_01angelegg__sample-c0e44ee8c56f2dc83fdfe4531f9e17bc.jpg [View same] [iqdb] [saucenao] [google]
56707483

>>56707416
robots can't have kids with human men, but aliens can

>> No.56707487

>>56707445
You've never seen that movie? That director is dark. That's Anthony Fauci, they hid his name in the credits though.

>> No.56707492
File: 89 KB, 480x763, 1646187174091.jpg [View same] [iqdb] [saucenao] [google]
56707492

>>56707483
Look with enough effort it's possible to have your cake and eat it too.

>> No.56707514
File: 52 KB, 725x603, 12.png [View same] [iqdb] [saucenao] [google]
56707514

how fucked are we?

>> No.56707526

>>56707514
GDP (adjusted for inflation) has also been increasing.

>> No.56707534

>>56707339
>>56707408
They will have to adapt. I don't believe in too big to fail, but I believe in consolidation and mergers.
Anyways, the way fast food will work in the next 5-10 years (as explained by Rudy no less), is that you have something like a $10/mo subscription that gets you a free $1 taco. This gets customers into the venue to buy other shit or a drink. It forms a habit/ritual. The numbers have to be just right, because what's the point of driving 15 minutes, waiting for 20, just to save $1 if you're there every day? In this model, the customers needs to go approx 2 times a week to make it worth it for themselves. But from the business side of things, it creates predictable supply/demand models and consistent revenue.

>> No.56707536

>>56707514
>we
I'm offloading about $500k in debt by buying a smaller home to increase my total income about $2-2.4k a month.
>>56707526
It's all based on credit and low interest rates, both of which no longer exist. You either realign, cut back, or die. Lot of bags in the real estate market right now dropping in price because they're shit.

>> No.56707537
File: 1.80 MB, 378x368, 1694624686062952.gif [View same] [iqdb] [saucenao] [google]
56707537

>>56707447
If you're living in an African jungle where Bojangles exist, *you* fucked up.

>> No.56707550

>>56707537
That's right, it's terrible here. Stay out, now that you mention it

>> No.56707563
File: 68 KB, 768x1024, __lum_urusei_yatsura_drawn_by_amamorituyuko__8a28a99e80c60fef2334a3ffe32c94f5.jpg [View same] [iqdb] [saucenao] [google]
56707563

>>56707492
robots are cold to the touch unlike aliens which have some warmth in them

>> No.56707578

>>56706307
As a WMT wagie, I think it's credible. Keep in mind that behind the scenes, corporate is extremely cutthroat about securing deals and minimizing costs. They will not initiate a project unless they can do it with tight margins. They are very sensitive to economics and international politics in a sense.

Example of how home office works
>Sold Duracell and Energizer and Great Value battery brands in store until 2015 or 2016 or so
>Now we don't carry Duracell, huh weird
>Earlier this year, Energizer and WMT were hit with a price-fixing class action lawsuit that alleges that WMT told Energizer to raise the price for everyone across the board, but then give WMT the every day low price (EDLP)
Technically they have the lowest price, and Energizer was incentivized with wider margins. You know what we make on batteries at retail? 75% profit.

>> No.56707580
File: 32 KB, 617x592, 1688234792779641.jpg [View same] [iqdb] [saucenao] [google]
56707580

>>56707563
That's a nice Lum. Mind if I save it?

>> No.56707592

>>56707536
Hahahahahahahahahaha you fucking retards STILL haven't realized that 5% rates weren't ever "high", which is why you're so fucking confounded by basic economic data reports

>> No.56707605

>>56707592
Interest rates went up 6000%
>let that sink in

>> No.56707610

>>56707592
>you fucking retards STILL haven't realized that 5% rates weren't ever "high"
I think the concern is that rates will continue to increase, and that we'll have a repeat of the 70s Yom Kippur war and oil embargo.
But hey, if nothing else, I lost money during the greatest bull run in recent history, so I might as well just keep flipping bonds and waiting for a correction. At this point, I'd rather earn 5% than lose 10% trying to earn 10%

>> No.56707628

>>56707610
>I think the concern is that rates will continue to increase
No. The concern is no credit, inflation, and house prices increasing so much that people are literally taxed out of them (my case). Everyone has a brand new car, updated their home, has solar, etc. People loan maxed during COVID and after, if not just to survive, but to take advantage of the extra income they had. It happened again when they canceled the Student Loan Repayments. That's since been reversed, and the housing market is just starting to soften. This is the precipice of a pending avalanche.

>> No.56707631

>>56707514
What the fuck is that x axis, use a smaller font nigger don't just squeeze it in

>> No.56707636

>>56707628
>>56707610
>>56707605
DOOMERS GET FUKT holy shit you faggots are annoying

>> No.56707642

>>56707492
I'm going to draw her with a bulge for her big fat dong I'm going to give her and make her face look demented.

>> No.56707644
File: 86 KB, 850x1189, __lum_moroboshi_ataru_and_kotatsu_neko_urusei_yatsura_drawn_by_amamorituyuko__sample-81ca06953b0dc44fe8473052750cbf68.jpg [View same] [iqdb] [saucenao] [google]
56707644

>>56707580
all yours friend

>> No.56707659

kjv
>tfwtherewerethreesee

>> No.56707661

>>56707631
It's literally yoy anon
>>56707636
I'm not a doomer lol, just clear eyed and seeing what's in front of me. Insurance and taxes go up with property values. My place more than doubled in value in five years. Interest rates are retarded if you compare them to a couple of years ago (I refi'd at 2%).

>> No.56707666

>>56707661
CLEAR EYES
FULL HEART
EMPTY BRAIN

THIS IS DOOMER FUD

>> No.56707669
File: 26 KB, 322x99, didntlookloldontcare.png [View same] [iqdb] [saucenao] [google]
56707669

>> No.56707672
File: 573 KB, 3713x1865, oil_big_picture.jpg [View same] [iqdb] [saucenao] [google]
56707672

Oil. Gold. Here's the big picture. BUY!

>> No.56707675
File: 209 KB, 720x1097, Screenshot_20231118-212947_Samsung Internet.jpg [View same] [iqdb] [saucenao] [google]
56707675

>> No.56707678

>>56707534
The thing that gets me is the whole "everything has an app" now fad. Every fast food place has it. I never use it. Places already track what I buy,etc enough as it is. Hell WMT keeps track of every little thing you buy in store as part of your purchase history on the site. I'm sure KR does it to. 20 years ago this kinda thing would've gotten people all in an uproar about "privacy". Now? Not a care in the world.

>> No.56707685

>>56707666
>CLEAR EYES
I learned how to balance a cheque book and calculate interest, basic trig, in school growing up.
>FULL HEART
>EMPTY BRAIN
Not sure what this shit means, maybe I'm just too old. I want the extra income, I'll go from saving a couple of hundred dollars a month to a couple thousand, and can use that to invest. Only an idiot would keep clinging to a situation that's going to eventually price them out.

>> No.56707686

>>56707534
>/615ff902822dacac298f11dd94b61426
dunno should'veff'd man

>> No.56707687

>>56707636
dumb Polish governmemt shill

>> No.56707688

>>56707678
I mean, if you were running a business, you'd want to take advantage of big data to let you predict trends, seasonality, logistics, demographics etc. You could always sell it, but it would give you a good competitive advantage, too.

>> No.56707690

>>56707685
>Cheque
Wow cringingpartygirls.jpg

Get your boomer pre-internet paradigms outta here gramps

>> No.56707695

>>56707687
Wow lmao when did smg go FULL schizo?

>> No.56707707
File: 1.42 MB, 1920x1080, start them young.jpg [View same] [iqdb] [saucenao] [google]
56707707

>>56707687
There's only one type of person that doesn't like Poland.

>> No.56707717

>>56707678
It's just for analytics that some meme company in silicon valley sold them. Visa and the other cards, banks, and just about every big retailer already tracks you. Apps are only good for shit if you can get the person to approve sensor functions so you can add them to your personalized insurance risk portfolio that you can advertise to sell to the other data brokers.

>> No.56707725

i cant take it anymore

>> No.56707728
File: 9 KB, 368x99, stilllaughing@ainow.png [View same] [iqdb] [saucenao] [google]
56707728

>/528e0f6a195272280b675ab7876f6a32
>still laughingattaxes.

>> No.56707796
File: 131 KB, 850x680, __lum_urusei_yatsura_drawn_by_yudemotchi__sample-902421cacd7feaadd9be4557200f981a.jpg [View same] [iqdb] [saucenao] [google]
56707796

stinky

>> No.56707816

>>56703918
What is the movie tonight. I need to know a thousand minutes in advance.

>> No.56707822

>>56707816
Watching CFB

>> No.56707840

I hope motherfucking oil DUMPS like a motherfucker, HARD HARD HARD.
Fuck you oil.

Then I hope tech rallies, but then sharts REALLY HARD in december, after oil has bottomed, so I can shit on tech too.
Fuck you tech.

>> No.56707847

>9.11 but what there's more???/

>> No.56707856
File: 271 KB, 410x583, 1671149760937689.png [View same] [iqdb] [saucenao] [google]
56707856

>>56707822
C-Crispy Fried Bacon?

>> No.56707870

>>56707822
>CFB would be kinda dope
Doing the math, I needed to know what the movie tonight was by 6 a.m. this morning. When that didn't happen, a chain of events went off.

Now, babies don't have healthcare. I went apeshit on some Doritos. Then I got high and watched podcasts

>> No.56707884

>>56707856
>>56707870
College Football on >>>/sp/cfb
I have some movies lined up, but just to get me to the F1 race later tonight.

>> No.56707893
File: 1.69 MB, 1390x1052, clean_it_up_wagie.png [View same] [iqdb] [saucenao] [google]
56707893

>>56705543
>Costco is state-enforced homosexuality.

>> No.56707899

>>56707695
>>56707707
The shills forgot to change the time zone on their computers before taking screenshots, and they posted a Polish time zone with an American English system default language. The Polish government is engaging in election interference so they can get more free shit from Biden.

>> No.56707913
File: 89 KB, 1200x676, 1694789742636682.jpg [View same] [iqdb] [saucenao] [google]
56707913

>>56707899
/smg/ is a Polish board, and you better get used to it, chinaman.

>> No.56707924

>>56707913
Literally foreign election interference.

>> No.56707925

>>56705543
>you must starve yourself of you seed-oil salad topping.
holy shit, costco is based?

>> No.56707996

>>56705543
Ever since I started tasting basedbean oil in my condiments, I can't not taste it. Tastes awful after a night of basedbean oil mayonnaise

>> No.56708005

>>56705872
>picrel
this guys is fucking crazy. Every time he eats he looks like he's going to kill you

>> No.56708047
File: 189 KB, 500x500, 1638049975219.png [View same] [iqdb] [saucenao] [google]
56708047

Let's finish this one off, brothers
I have an important announcement about the markets for the next thread
However, you bake early, I'll keep it to myself!

>> No.56708055
File: 1.88 MB, 813x963, Polska.png [View same] [iqdb] [saucenao] [google]
56708055

>>56708047
As long as the next thread is Polish themed. This is a Polish board, after all.

>> No.56708060

>>56708047
you sure? sometimes its better to let the cookies out of the oven slightly earlier

>> No.56708065
File: 173 KB, 716x1111, these amazing shadows.jpg [View same] [iqdb] [saucenao] [google]
56708065

19 minutes to movie night! Tonite's feature is the Coen (Cohen) Brother's magnum opus, A Serious Man (2009)! It's time to learn about Reform Judaism so we can understand global conflict ^_^

>> No.56708076
File: 3.16 MB, 2894x4093, 1670551538182038.jpg [View same] [iqdb] [saucenao] [google]
56708076

>>56708047
lets hear it

>> No.56708096
File: 2.35 MB, 4032x3024, Fried noodles and roast duck with stir fry veg.jpg [View same] [iqdb] [saucenao] [google]
56708096

>>56708047
no baking from me today, but some tasty roasted duck with stir fried veg on fried noodles.

>> No.56708138

baking

>> No.56708155
File: 255 KB, 1080x1080, 1685648066406067.jpg [View same] [iqdb] [saucenao] [google]
56708155

>>56708142
nu thred

>> No.56708159
File: 223 KB, 573x509, 1637112446673.png [View same] [iqdb] [saucenao] [google]
56708159

>>56708138
>>56708155
So I guess you didn't want the announcement then

>> No.56708161

Whats the link for movie night?

>> No.56708166
File: 2 KB, 709x33, cytube room.png [View same] [iqdb] [saucenao] [google]
56708166

Movie night movie night, get in here! Tonite's feature is A Serious Man (2009)!

>> No.56708452

>>56708159
too late, i guess >>56708318

>> No.56708495
File: 3.62 MB, 498x371, star-trek-its-a-fake.gif [View same] [iqdb] [saucenao] [google]
56708495

>>56708452

>> No.56709085

>>56707678
It's push notifications not analytics.