Dividend investing general /DIG/

[Anonymous No.56640007]

What are you buying edition

Previous thread
>>56609880
>dividend aristocrats
https://www.nasdaq.com/stocks/investing-lists/dividend-aristocrats
>dividend achievers (10 year dividend increase history)
https://www.marketbeat.com/dividends/achievers/
>check dividend history, dividend growth history, payout ratio etc.
https://www.financecharts.com/
>dividend calendar
https://www.nasdaq.com/market-activity/dividends
>dividend growth calculator
https://dividendathlete.com/dividend-investing-
calculator/
>what are qualified dividends and how are they taxed
https://www.investopedia.com/terms/q/qualifieddividend.asp
>REITs
https://www.reit.com/what-reit
>power of dividend growth
https://www.investopedia.com/articles/basics/04/072304.asp
>dividend is irrelevent
we don't care, we like dividends

[Anonymous No.56640034]

shit thread

[Anonymous No.56640038]

wouldnt all dividend kings also be dividend aristocrats, what a fucking stupid venn diagram

[Anonymous No.56640041]

>>56640007
That diagram makes no sense, the kings are a subset of aristocrats by definition. Why are some in the overlap and some not aristocrats?

Also dividends are irrelevant unless you have a particular tax advantage for them, cope and seethe.

[Anonymous No.56640042]

>>56640034
Thank you, any tips to improve?

[Anonymous No.56640085]

>>56640041
What is your counter proposal?

[Anonymous No.56640092]

>>56640041
Dividend stocks are great for Cashflow

[Anonymous No.56640105]

>>56640092
Even better are highly liquid assets (like any large cap stock) that you can sell in a second - you can also get exactly the money you need that way which is likely to reduce your taxes.

[Anonymous No.56640130]

Hey /div/! Good morning! I've got a quick story for you:
>last night
>friend wants to go to a casino for his batchelor party
>I go along and casino gives me $50 free play
>win $1500
>call it a night

I'm putting $500 into some work that needs to be done on my house. But that leaves $1k. My current brokerage portfolio is mostly SCHD with about equal parts DGRO and O.

Where should I put the $1k? I was thinking I'd just put it into one of the funds I have in the portfolio already, but maybe I should do something different with it.

Thoughts?

[Anonymous No.56640139]

Hey /div/! Good morning! I've got a quick story for you:
>last night
>friend wants to go to a casino for his batchelor party
>I go along and casino gives me $50 free play
>win $1500
>call it a night

I'm putting $500 into some work that needs to be done on my house. But that leaves $1k. My current brokerage portfolio is mostly SCHD with about equal parts DGRO and O.

Where should I put the $1k? I was thinking I'd just put it into one of the funds I have in the portfolio already, but maybe I should do something different with it.

Thoughts on what I should do with this little windfall?

[Anonymous No.56640171]

>>56640092
Don't feed the troll.

Seriously, he's a single autist that shows up every thread. All his talking points have been repeatedly debunked. And he's demonstrated that he has no idea how dividends work.

For whatever reason, we're living rent free in his head and he shows up every single /div/ to screech about /div/ killing a crypto thread.

[Anonymous No.56640198]

>>56640171
Kek I've never been in a dividend thread before in my life. I'm saying nothing any "Boglehead" wouldn't also say.

[Anonymous No.56640200]

>>56640105
But what do you do when you don't wan't to worry about having to sell stock for income? The thing you "dividends are irrelevent" guys don't seem to understand is that we like dividends because it only takes one action to get income. No further action needed. Just money on set dates. I don't care what I pay now, Only care that in 15 years I make enough income from dividends to not have to work anymore untill I die.

[Anonymous No.56640619]

>>56640139
Thats great anon! Not sure what to do in your position. Really depends on what your goals are?

[Anonymous No.56640699]

>>56640619
Growth, preferably tax sheltered or mostly tax sheltered. If I did something that had a high yield like JEPQ I'd probably reinvest the dividends anyhow.

[Anonymous No.56641841]

>>56640007
>dude bro just pay heckin TAXES every quarter rather than delaying the capital gain into perpetuity
shiggydigglydoo

[Anonymous No.56641929]

>>56640699
>reinvest the dividends anyhow
I'd go with O or JEPQ in that case I like the idea of monthly payments because you have yield to reinvest on a regular basis. 1500 in O is an extra 7,50 a month that you can use to reinvest and putting g it in JEPQ is an exta 12 to reinvest each month. Maybe split it 750 in O and 750 in JEPQ.

[Anonymous No.56641963]

>>56640105
I prefer to eat the cake, keep the cake and receive more cake as time goes by.

[Anonymous No.56642924]

>>56641841
Not every country has the same tax laws. I'm in Canada and don't pay taxes on dividends for stocks held in my Tax Free Savings Account. I can invest over $6000 per year in that account.

[Anonymous No.56643053]

>>56641963
Yes

[Anonymous No.56643581]

Dividends

[Anonymous No.56643648]

>>56640007
>what are you buying
Here’s my Roth IRA bimonthly buys about to hit on Tuesday. Taxable is all VOO

[Anonymous No.56643670]

>>56640139
Diversify into some other sleep well at night companies. JNJ and NEE are on sale right now

[Anonymous No.56643679]

>>56641841
Anytime you want money from a growth stock you have to sell and be taxed (usually at a higher tax rate than qualified dividends)

[Anonymous No.56643723]

Anyone got a payment date coming up? I’ve got realty income coming Tuesday for nearly 3/4 of a share

[Anonymous No.56643757]

>>56643723
Who else is a member of the 25 cents a month club?

[Anonymous No.56643874]

>>56643723
ARR and Unilever.

[Anonymous No.56643930]

Are prison reits like geo likely to bounce back and pay dividends again in the future? Michael burry was looking into them a year ago and there is a tiny subreddit with pre gme wsb type dd around geo. What about other companies that dropped dividends years ago, would they pay again later if they start looking good?

[Anonymous No.56643942]

Time to BTFO this general once again:

Dividends are irrelevant:
>https://www.jstor.org/stable/2351143
Above is the original paper, and below is a summary that is likely more your speed:
>https://www.investopedia.com/terms/d/dividendirrelevance.asp
Here's a good video explaining the concept as well:
>https://www.youtube.com/watch?v=f5j9v9dfinQ [Embed]

Rather than relying on something irrelevant like dividends, if you really must use some generic factor criteria to drive longterm investment decisions. I'd recommend you consider the Fama-French 5 factor model:
>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2287202

Once adjusting for other factors, dividends become entirely irrelevant as a predictor of future stock returns:
>https://www.financialplanningassociation.org/article/journal/APR13-dividend-investing-value-tilt-disguise
>In this study, the dividend yield factor has been shown to actually detract from portfolio performance.
And one final video, pointing out the drawbacks of restricting investment options based on some arbitrary irrelevant criteria:
>https://www.youtube.com/watch?v=4iNOtVtNKuU [Embed]

Hope this helps you see the light.

[Anonymous No.56643948]

>>56643930
If a company you are invested in cuts dividends, sell immediately. There are plenty of better REITs. Look into realty income or American tower

[Anonymous No.56643966]

>>56643942
Dont care, still buying divi stocks

[Anonymous No.56643996]

>>56643966
He just doesn’t understand the appeal of safe income. Hell most of our favorite dividend stocks have raised dividends through 2 recessions and multiple market downturns

[Anonymous No.56644014]

>>56640007
Retard here. Ideally, what proportion of my equities should be in index funds vs. dividend stocks/funds?

[Anonymous No.56644024]

>>56644014
Depends on what your goals are. If you just want the largest possible net worth go growth stocks. If you want to build a reliable flow of passive income go heavier on the dividend stocks.

[Anonymous No.56644054]

>>56644024
Makes sense. So perhaps I should buy enough divi stocks to generate a baseline value of passive income, then all excess capital should be allocated to growth funds. Sounds reasonable. Do dividend yields change quickly over time or are they roughly constant?

[Anonymous No.56644098]

>>56644054
I do all divvys in my Roth. This will be my second year and I’ll max $7000 next year. The rest I put to a taxable account with 100% VOO. Maybe I’ll do 4% withdrawal rate on that when I can retire and then when I’m 59 1/2 years old my dividends from my Roth will supplement me. Or I’ll let the VOO grow until I can turn it all into blue chip divvys

[Anonymous No.56645203]

Dividend investing

[Anonymous No.56645582]

>>56640007
why is At&t there in aristocrat last time I checked they fell so hard from 25 dollars

[Anonymous No.56645696]

>>56645582
yeah it lowered the div in 2022 i think

it also loses you money if you invest in it so fuck 'em either way

[Anonymous No.56645861]

>>56640041
>That diagram makes no sense, the kings are a subset of aristocrats by definition. Why are some in the overlap and some not aristocrats?

I thought the exact same thing its a nonsense diagram.