/smg/ - Stock Market General

[Anonymous No.56497178]

RIP MATTHEW PERRY

>Brokers
https://pastebin.com/F1yujtVq
https://brokerchooser.com/

>Stock market words:
https://pastebin.com/VtnpN5iJ

>Risk management:
https://pastebin.com/sqJUcbjp

>Financials podcasts/channels
https://www.youtube.com/c/CameronStewartCFA - Fundamendals analysis
https://www.youtube.com/user/BenzingaTV - Various themed livestreams
https://www.youtube.com/user/KitcoNews - Mainly PMs and crypto

>Live Streams:
http://www.livenewson.com/american/bloomberg-television-business.html
https://watchnewslive.tv/watch-cnbc-live-stream-free-24-7/

>Educational sites:
https://www.investopedia.com/
https://www.khanacademy.org/economics-finance-domain
https://www.thebalance.com/

>Free charts:
https://www.tradingview.com
https://www.finscreener.com/
https://www.koyfin.com/

>Screeners:
https://finviz.com/
https://www.tradingview.com/screener
https://etfdb.com/

>Pre-Market Data and Live data:
https://www.investing.com/indices/indices-futures
https://finance.yahoo.com/

>Bio-pharma Catalyst Calendar:
https://biopharmcatalyst.com

>Boomer Investing 101:
https://www.bogleheads.org/wiki/Getting_started

>Dividend Reinvestment (DRIP) calculator:
https://www.dividendchannel.com/drip-returns-calculator/

>List of hedge fund holdings:
https://fintel.io/

>Misc:
https://squeezemetrics.com/monitor
https://market24hclock.com/
https://tradingeconomics.com
https://wallmine.com/
https://tikr.com/

Previous: >>56494913

[Anonymous No.56497186]

Bros did Chandler Bing really die?

[Anonymous No.56497195]

>>56497186
He “drowned”

[Anonymous No.56497197]

JEPI

[Anonymous No.56497201]

>>56497186
idek who that is

>>56497197
JEPI was the way all along

[Anonymous No.56497202]

What does Matthew Perry's death mean for the market next week?

[Anonymous No.56497204]

i will NEVER have sex.

[Anonymous No.56497213]

>>56497204
me too

[Anonymous No.56497215]

>>56497202
He probably died from the jab so short pharma

[Anonymous No.56497218]

>>56497178
Matthew Perry is alive

[Anonymous No.56497222]

>>56497195
Damn spooky Halloween Hollywood murder.

[Anonymous No.56497225]

>>56497186
Nah just glow niggers

[Anonymous No.56497233]

>>56497201
adding more on this dip

[Anonymous No.56497237]

Hard to believe that Charlie Sheen outlived Matthew Perry.

[Anonymous No.56497242]

>>56497237
Charlie Sheen is dead...

[Anonymous No.56497247]

>>56497237
Keith Richards and Henry Kissinger are still alive as well.

[Anonymous No.56497258]

>>56497247
Keef is a lich.

[Anonymous No.56497260]

>>56497247
>Henry Kissinger

[Anonymous No.56497263]

>>56497242
He dies at least weekly here, yes.

[Anonymous No.56497276]

>>56497260
Where's the lie though?

[Anonymous No.56497287]

>>56497260
They literally out jewed themselves.

[Anonymous No.56497328]

I just kinda want to get on an online game and start calling people racial expletives but modern gaming is all shooters and it fucking sucks

[Anonymous No.56497333]

>>56497186
He did. Of apparent drowning. While in his home jacuzzi. With apparently no drugs nearby.
>>56497204
It's overrated anyway
>>56497260
>waddya mean filling western countries with mostly muslim immigrants will sour the average opinion of israel in these countries?

[Anonymous No.56497336]

>>56497328
you can get into the private wow server scene if you like being around mental patients

[Anonymous No.56497338]

>>56497328
you'd just get instabanned by auto-filters, or for voice chat, some limpdick fag would report you in seconds

[Anonymous No.56497346]

>>56497328
same but you get b& for that now it's extremely gay

[Anonymous No.56497348]

>>56497260
One day the world will recognize how right he was

[Anonymous No.56497351]

>>56497328
Take the chess-pill. Warning this will reduce your already low opinion of Indian people. And filipinos.

[Anonymous No.56497355]

>>56497328
Just get drunk in VRchat and do this.

[Anonymous No.56497360]

>>56497348
He's an idiot but he's finally starting to come around.

[Anonymous No.56497363]

>>56497336
they're too trans for me. Last time I played was classic wow during covid and everytime I snapped aggro with back to back shadowbolt crits I screamed "Help! I am being raped!" and most the people in the guild knew it was me who was about to get turned into an onahole until we got new raid members and they were carebear queers.
>>56497338
>>56497346
Only one I think could be worth it is maybe Rust. But I am not good enough at that and don't have anyone to introduce me into the game to learn the ropes. I really wanted to like ARK but that game is not designed for small groups in the slightest.
>>56497351
nah I want a social scene where I can sit around and shit talk and modern gaming took this from me when blizzard destroyed wow
>>56497355
Thats an idea. I need more money for that though. Still stuck in limbo buying the house I am currently living in for a year so been struggling to keep 3k cash saved up and pay all the bills etc that I keep having to front expenses like installing a new boiler unit.

[Anonymous No.56497364]

>>56497260
>>56497348
heil kissinger
total sargon victory

[Anonymous No.56497371]

>>56497363
>I need more money for that though.
What? It's free. You don't need the fucking goggles.

[Anonymous No.56497378]

>>56497178
I hear Monero is impervious to stock market downturns

[Anonymous No.56497385]

>>56497371
I'm the kind of alcoholic that women hate. I want to sit around with people, talk shit, and slam drinks getting wilder and wilder. Loud ass club music sobers me up. So anyways why I say this is the interaction part of drinking is important to me.

[Anonymous No.56497406]

>>56497378
Crypto seems to just follow inflation. A stock market downturn will be deflationary so crypto will drop.

[Anonymous No.56497424]

Can someone explain to a retard (me) how to trade leaps?
A simple YouTube video would be preferable I don't want to read

[Anonymous No.56497432]

>>56497424
There's literally nothing I can think of that's more cringe than some genetic dead end socially outcasted low status loser trying to "self improve" to fit into society. It's like they're so far off the mark I don't even know where to begin with them. The average person, and even the above average, just exist and the things that you consider "normal" just happen to them. No high schooler ever had to "self improve" to get a girlfriend, he just existed, thought it would be cool and fun to play sports, and a girl was attracted to him and they gravitated towards each other. There's no thought out into any of this, these things just happened through the natural flow of life, no "self improvement" necessary. That's what happens when you're not a genetic dead end mentally ill freak, you don't ever find yourself one night lying in bed alone wondering why you don't have a single friend or you've never kissed a girl at 23 years old. You don't devise a plan to stop touching your cock for six months in order to look a girl in the eye. You just exist, you go with the societal flow, and you end up with a wife, a nice job, a house,and some kids. If you missed out on this flow, its probably because you're complete genetic shit.

[Anonymous No.56497441]

>/smg/ thread
>half a dozen /pol/ threads
I'm very surprised by how much attention his death is getting. I guess it's just because the show was so popular? I've never heard anyone say anything good about friends. I remember binging it in high school and enjoying it though.

[Anonymous No.56497445]

>>56497424
You buy them deep ITM to create leverage of 2x-3x etc.

[Anonymous No.56497446]

Ok mid 30s bros where the fuck do we go to meet women I have plenty of extra cash to invest pussy. I socialized a lot more when I was poor now i don't even know where to go, is a bar my only option?

[Anonymous No.56497448]

>>56497424
>>56497432
why do normalniggers have it so easy
it's not fucking fair

[Anonymous No.56497451]

>>56497441
i thought matthew perry died like a hundred years ago after forcing japan to open their brothels to westerners..i mean harbors

[Anonymous No.56497454]

>>56497424
It's just like trading 0dtes but you buy with a longer expiration date.
WTF kind of explanation do you want?

[Anonymous No.56497464]

>>56497441
It's 4chan's aging demographic I think. Majority here are 80s and early 90s kids.

[Anonymous No.56497467]

>>56497432
Self improvement for your self is based though.
The women thing is the result of "sexual liberation" in the 60s bleeding out into the rest of the population, in the 80s something like 4% of 40 year olds were unmarried. You're not going to get around that by self improving.

[Anonymous No.56497469]

F Friends and F Matt Perry both are gay af

[Anonymous No.56497473]

>>56497464
Zoomer celebs are TRASH. Like celebs have always been trash but damn.

[Anonymous No.56497485]

>>56497464
>Majority here are 80s and early 90s kids.

[Anonymous No.56497493]

>>56497485
being new and being old are two different things. You used to be able to shitpost everywhere on the internet and that suddenly changed
On top of that this is a stock thread

[Anonymous No.56497503]

>>56497493
you know there is a strong correlation between age and newfaggery. Boomers can't into t3h interwebz

[Anonymous No.56497510]

>>56497445
Options are point in time snapshots where you pay up when volatility is high (while also creating leverage like you said)
That means you should sell them now, since volatility is higher than usual
You can make a lot more money taking this into account, so I prefer selling otm puts and buying them back when volatility stabilizes

>>56497424
You wanna buy leaps when volatility (vix) is low and you think the stock is undervalued so you can profit from both increasing volatility and the price of the underlying going your way, if something goes wrong and the stock goes down then volatility will still increase and sell the call for a profit or minor loss
It's more asymmetric than you think

[Anonymous No.56497511]

>>56497445
How deep? I know it's at least 1 yr
How do I know what strike to pick?
When do I know that my leap trade is wrong? The pnl? If so roughly how much

[Anonymous No.56497515]

are we buying SVIX or what

[Anonymous No.56497518]

>>56497445
Doesn't detla go down deep ITM?

[Anonymous No.56497519]

>>56497515
>he isn't stacking physical VIX

[Anonymous No.56497532]

>>56497518
Delta goes up deep itm. You're looking at 70+ delta being deep itm. For every $1 the underlying stock value goes up the value of your option would go up by .7+
>>56497511
1yr+60 days would probably be best. Prepare to be heem'd though.
>>56497510
vix being elevated yeah it'd be a bad time for leaps

[Anonymous No.56497533]

>>56497503
i know a lot of boomers that bought shitcoins and baghold into bear markets. they got so involved they even "made" their own bc they think if they were able to get scammed by it then so should everyone else bc they are that much smarter than everyone. the grift writes itself, really.

[Anonymous No.56497537]

>>56497532
Holy fuck I've been doing this wrong.
I really need to sit down with some paper and work out Black Scholes by hand

[Anonymous No.56497541]

>>56497432
This is just demoralization. If you ask 18 year old high school Chads what their motivations are, a bunch of them will come up with dumb stories about how they overcame adversity
>I used to be ten pounds overweight and no girls liked me at first, then I lost ten pounds and also sometimes my Mom is mean to me but no my parents are together and it's all good now but she had to go to therapy.
Chad thinks he's deep too. Granted, sometimes they just get everything handed to them. But no, they have to choose to work hard. It's still a struggle.

What separates the men from the boys is the ability to do work without complaint or getting demoralized. Chad does his work quickly and efficiently--and he does a lot of it. He doesn't get demoralized. He doesn't give in to being tired. He runs until he throws up then he says
>Wow what a workout
It's a choice. It's still a struggle and it's a choice.

Unironically pushing this copypasta nonsense is demoralizing to young men in a way that is unnatural to humankind. It will result in men being able to do less work, generate less money, and ultimately it is evil.

Humans have a can-do spirit. Not can't do. If someone is a genetic dead end but they could marry "up" in the slightest way possible, they should bust their ass to change their brain and learn how to do more WORK. That's entirely normal. Just because you're a 6 doesn't mean you have to die a 6. You can become a sleazy 8 and marry the same. Now your kids are 8s.

[Anonymous No.56497549]

>>56497511
Read what I said here >>56497510
Then decide if you'll be buying or selling them
Essentially you wanna sell them at a strike where you think it will never hit (max premium profit)
You wanna buy them at a strike where you think it will hit
Play around with options calculators (grids) and try to form whichever profit/loss shape you desire with as many legs as needed. "Shaping" the grid your way is useful to lower premium cost since you don't want to pay for ridiculous +/- 50% plays

[Anonymous No.56497550]

>>56497541
demoralization threads is how we weed the weak willed out of the gene pool. hypergamy is a eugenics program. Untermensch don't deserve wives

[Anonymous No.56497562]

>>56497541
I always wondered where they filmed this video. Looks so fun

[Anonymous No.56497564]

>>56497537
Black Scholes is not useful for leaps

[Anonymous No.56497573]

>>56497549
>You wanna buy them at a strike where you think it will hit
ACHUALLY IT'S NOT ENOUGH FOR IT TO HIT YOUR STRIKE AT EXPIRATION YOU NEED THE STRIKE + PREMIUM PAID PER SHARE

[Anonymous No.56497578]

I feel empty during the times I can't watch the candles move

[Anonymous No.56497592]

>>56497541
i don't think i can consider myself young anymore at 28, and it demoralized me the first time i saw the original. i never had a can-do spirit, its always been a "have-to" attitude. a bare minimum that i should be able to do.
>graduate high school
>get a good job
>make good money
>find the right wife
>have children
>provide for them
>protect them

>>56497578
without my desire to provide and protect being filled, i feel empty 99% of the time. that 1% is when i'm enjoying my hobbies and having fun

[Anonymous No.56497593]

>futures

[Anonymous No.56497602]

>>56497578
Fill the void with goyslop, goyflix, tranny porn, and crippling alcoholism.
>jannies sell SPY this is financial advice

[Anonymous No.56497609]

>>56497573
This is true if you exercise but you should never exercise options since there will always be some extrinsic value left, which will increase when volatility goes your way as mentioned, which means you profit from the premium too. That's the whole idea of selling volatile options and buying stable ones.

[Anonymous No.56497616]

>>56497592
imo youthful looks is more important than being young itself, as long as I look young, I am young, so there's time for me. 28 too b tw

[Anonymous No.56497627]

>>56497485
Yep, it was Chanology for me and I was already in muh 30s by then.

[Anonymous No.56497646]

My apartment is quite cold, but I want to be financially prudent so I'm not turning the heat on...

[Anonymous No.56497676]

>>56497609
No it's true regardless, on expiration day the extrinsic value is almost entirely gone besides a little bit (which is highest for ATM options) that will evaporate by day's end. Even more so if they're a few strikes ITM which will now be high delta and basically all intrinsic value. And vega decreases towards expiration so if there's little time left it's not a big concern.
The bottom line is if stock XYZ is at $60 per share on expiration day and you're holding a 60 call that you paid $200 for, you're gonna need the stock price to be at $62 just to break even regardless if you're selling or exercising.
Stop trying to weasel your way out of the fact that you're incorrect, LIBTARD.

[Anonymous No.56497720]

>>56497592
Dating has only gotten easier as I've gotten older. IMO men shouldn't really be worried about it unless they're in their late 30s. Fear of aging is for women.

[Anonymous No.56497725]

>>56497646
just put on some more clothes and maybe a blanket. It's kinda comfy

[Anonymous No.56497736]

>>56497260
That retard should realize that EVERYWHERE has too much immigration. That's why markets are getting fucked lately; less qualified workers, the worse quality products get. Intel has already shown why. I'm shorting a bunch of stocks, mainly electric shit like AAPL.

[Anonymous No.56497751]

>>56497720
and yet no one in this fucking thread can offer any ideas on where to meet women.

[Anonymous No.56497756]

>>56497260
He'll never name exactly who we're responsible for that "mistake". The only purpose of a statement like this is to misdirect anger from Germans to Palestinians temporarily.

[Anonymous No.56497759]

>>56497751
climbing gym

[Anonymous No.56497765]

>>56497736
The other thing people don't realize about high immigration is that it destroys all of the social institutions. Those don't exist in a vacuum, they come from the people. People work to participate in these and so as they erode so does the value in employment. Combine that with taxes, fees, and inflation and things start to get pretty rough.
Thus labor hording.

[Anonymous No.56497774]

>>56497751
Stop trying to "meet women" and go get dinner with your parents.
You should be socializing normally rather than socializing for the sake of women.

[Anonymous No.56497778]

>>56497751
Gym

[Anonymous No.56497794]

>>56497751
I don't meet women bro, I can't help you

[Anonymous No.56497799]

>>56497794
finally an honest fren

[Anonymous No.56497801]

>>56497751
If you're a zoomer you can add them on Instagram and shoot a dm after a couple days/weeks(don't make it seem creepy). Other than that idk

[Anonymous No.56497825]

>>56497751
Just go to church and walk with the LORD GOD Almighty and He will either bless you with a mate or bless you with no mate, but either way you will need to count your blessings.

[Anonymous No.56497829]

>>56497774
>socializing normally

lol.
lmao.

[Anonymous No.56497841]

>>56497825
Based and providence pilled.

[Anonymous No.56497866]

Israel is about to start WW3.

[Anonymous No.56497874]

There's a particular altcoin called $FRENS that has over several months of existing, should I?

[Anonymous No.56497877]

14 minutes to movie night! For this the final week of Spooktober our theme is "Halloween Classics Remade" and our feature is Evil Dead (2013)!

[Anonymous No.56497878]

>>56497774
>>56497829
I just got out of a 7 yr relationship that fell apart. Was engaged and everything but things just turned to shit. Glad I didn't get married but it really did a number on me and I don't think I have the same optimistic outlook on things like love. Men don't really gain anything from relationships and women will prioritize everything before having kids so I'm reluctant on getting into a new relationship. Funny enough I'm a good looking charismatic guy and have a few girls that are fwb's now but all women always end up bitching for commitment and I just don't see how any of them are special enough for me to make it worth it.

[Anonymous No.56497882]

I'm at the local temple trying to study for my 66

[Anonymous No.56497895]

>>56497866
good
glass it all

[Anonymous No.56497904]

>>56497765
I don't really understand this argument. Social institutions have simply changed over the years, or other things have come to fill the economic void. White people don't go to church any more. If they are zoomers they just go to the "club" or to festivals. Boomers have their expensive boomer holidays and family events or whatever boomers spend their boomer wage on.
Otherwise, the cultural tropes like eating out or playing sports has been replaced with uber eats and gym memberships so you can look like your favourite influencer.

[Anonymous No.56497910]

>>56497904
Bro 40% of men and women are obese. More like it's just drinking, eating, and video games and chasing clout online.

[Anonymous No.56497920]

>>56497720
i'm not scared of aging, i've given up on finding someone before hitting 30. after that all that i'll find will be single moms and crazy hoes.

[Anonymous No.56497926]

>>56497186
Yea, coincidentally he was working on exposing the child sex trafficking operation in Hollywood.

[Anonymous No.56497928]

>>56497195
> "drowned"
It's not some conspiracy, Perry was on opiates for 20 years then bought a hot tub a few days ago. Surprise surprise, his heart wasn't in the best shape and he went unconscious.

[Anonymous No.56497931]

>>56497920
I'm in my 30s trust me as long as you aren't fat and have hair on your head then you will be fine. Just holy shit are younger women needy. I genuinely feel sorry for younger guys that have to navigate through all the neurotic needs that younger women have these days.

[Anonymous No.56497934]

things are going to get worse

[Anonymous No.56497944]

BUY DIP

[Anonymous No.56497945]

Movie night movie night, get in here! For this the 5th week of Spooktober our feature is Evil Dead (2013!

[Anonymous No.56497950]

>>56497751
Pull up Google maps and sign up for a dance class, retard. They literally have to dance with you. Keep showing up, maybe one of the nights something will stick, at the very least you’ll learn how and next time you’re at a wedding you can get drunk and have the confidence to ask a girl to dance with you. If you live in the woods then I don’t know what to tell you.

[Anonymous No.56497954]

>>56497928
pay docked

[Anonymous No.56497957]

>>56497720
>men shouldn't worry, unless they're almost 40, then they should worry
That's just woman+10 years.

>>56497751
Because he's retarded, it's easiest to meet women in an academic setting which is why bachelor's in your 20s and then back to university for a master's in your 30s is easy times for pussy. People on 4chan will always try to bullshit you about being a 30yo ultrachad whose dick just attracts women.

[Anonymous No.56497965]

>>56497878
Answer is always the same- commitment is only if you want to make kids. Otherwise it's a fake marriage, worthless and they can fuck off.

[Anonymous No.56497975]

>>56497954
Okay, let's assume that it is a conspiracy. Why? Who benefits? Perry hasn't been relevant in Hollywood since the mid-2000s at the latest.

[Anonymous No.56497982]

>>56497503
>yfw Boxxy is in her 30s now

[Anonymous No.56497988]

>>56497878
>but all women always end up bitching for commitment and I just don't see how any of them are special enough for me to make it worth it.
Yeah this is the real issue. I have a hard time seeing myself getting married to a girl who wasn't with me when I was younger, there's just no reason for it.

[Anonymous No.56498006]

>>56497965
This is bullshit, some people just want the companionship and shared life experiences with each other and not the kids aspect. I say this as a dad, myself, mind you.

[Anonymous No.56498014]

>

[Anonymous No.56498070]

Let's say hypothetically I have roughly 3.5 mil net worth, 2.5 mil in liquid assets (2m in rolling 3 month CDs and 500k in SPY)... how can I improve my financial position in the next 6 months?

[Anonymous No.56498083]

What's your bracket order high and low exit defaults?

[Anonymous No.56498088]

>>56497178
i'm 29 and have never seen that show. Elon Musk apparently doesn't like it either. He tweeted about it being bored

[Anonymous No.56498099]

The owners of the token will hate me for this

[Anonymous No.56498105]

>>56498099
Lol, AI was close to forming an "i" and a dot

[Anonymous No.56498121]

>>56498006
Sure. Marriage doesn't get you that and hasn't for decades.

[Anonymous No.56498131]

I want to find neglected mid and small caps that do some boring, reliable business and just hold those stocks for years.

[Anonymous No.56498159]

i have 65k in TBIL until things move back above the 200 SMA.

[Anonymous No.56498188]

I should have longed SPY at closing

[Anonymous No.56498209]

>the interest on the debt is $981 billion
>that's a trillion dollars on just paying our bond yields
>this is more than our military budget which is $800 billion
>it's expected to go up by 50% next year

[Anonymous No.56498216]

I read that a solid 3 ETF portfolio is: S&P500, Dividend, Growth
and then play around from there.
I am 22 years old.

I am with Schwab, and I like their stuff.
So for S&P500 I use SWPPX

For Dividend I use SCHD
and so far I have most of my investments split between SWPPX and SCHD.

I do not understand, what exactly is a growth ETF? It seems very similar to S&P500.

Also beyond that I figured I will also start investing in SCHH (Schwab's REIT ETF), SWSTX (Schwab Total Stock Index),
and maybe something international like SCHF. Open to opinions I am not currently in any of these. Also new to investing.

[Anonymous No.56498218]

>>56498209
they're just gonna default eventually

[Anonymous No.56498220]

>>56498218
the amount of boomers that are only investing in us bonds because its "default proof" is fucking insane

[Anonymous No.56498221]

>>56498070
If I were you I would start milking the weekly option premiums on your 500k in SPY. Sell a few calls as it's pumping until your shares are called away, then if it dips sell those same strikes but with puts. Basically just keep distributing and accumulating the same position but collect premium.

[Anonymous No.56498231]

how do you suggest balance your investments between Roth IRA and just regular brokerage account?

Do you max out your Roth IRA first, and then everything else goes into your regular?
Or do you do 50/50 every time you invest? That is what I have been doing.
When I invest like once or twice a month, I'll do like $150 into Roth IRA, $150 into regular account.
I don't want to tie all my funds up into a Roth IRA because I can't pull out until I retire. Not everyone lives that long, accidents happen, etc.

But maybe I should start doing more in the Roth? Like a 80/20% split until it's maxed (or not).. Because if I start making more money (hopefully some day), it would be beneficial to have my original money building in my roth still I guess because of time and me being young (22).

Opinions?

[Anonymous No.56498233]

>>56498220
It's so common to use T-bill or 10-year T-note yields as a "risk-free rate" in financial calculations. Nothing is risk-free, not even Treasurys.

[Anonymous No.56498236]

>>56498231
>Do you max out your Roth IRA first
always max it first
lump sum has always beat DCA and its your best investment after your HSA if you can

[Anonymous No.56498239]

>>56498233
its really funny that long term rates spiked by an entire 100 points after we took a credit hit
ive never been happier to hold the global bond market

[Anonymous No.56498252]

>>56497532
So vix up = bad for leaps?

[Anonymous No.56498260]

>>56497751
you have to actually go outside dude. this isn't something you can 'optimize' or find the path of least resistance for. do your hobbies but do them publicly, find facebook affinity groups, meet friends of friends. you have to put yourself out there. and let me tell you from experience: nothing will change unless you make it happen. I get it, it's a shitty time to be alive if you're in america because there's no "third place" (besides home and work). without school forcing you to socialize you probably lost contact with everyone. relationships take constant work, that thing that happened for free because of school will never come back. it is alienation in the workplace but that shit ain't changing soon so you have to do it the hard way. local gardens, local history parks, hiking groups, hobby meetups... where I'm going with this is that its easier to meet people when doing a shared task/interest if you aren't the kind of person who will just randomly introduce yourself to a stranger.

[Anonymous No.56498264]

>>56498216
That's more complicated than you need, really. You could do a one-fund stock portfolio -- a total US stock fund (e.g. VTI, ITOT), an S&P 500 fund (e.g. VOO, IVV), or a global stock fund (e.g. VT) -- and it would be fine.

>what exactly is a growth ETF?
Good question. I'm not entirely sure either. SCHG is Schwab's US large-cap growth ETF. It tracks the Dow Jones U.S. Large-Cap Growth Total Stock Market Index, which uses a statistical formula based on recent earnings growth, recent revenue growth, price-to-earnings ratio, price-to-book ratio, etc.

[Anonymous No.56498268]

>>56498233
Treasuries have a credit spread so the market obviously understands this.
>>56498220
What investment doesn't blow up if there's a US bond default? It's not risk free (I guess fed funds is the closest you can actually get to risk free but you're not allowed to use that unless your a federal reserve shareholder) but it's the closest you can get.

[Anonymous No.56498271]

>>56497957
30 year old women are not worth dating.

[Anonymous No.56498274]

>>56498268
A "blow up" isn't going to be the world ending apocalypse most people talk about. Instead it'll be a Japan style lost decade.

So your answer is international stocks or international bonds. Basically everything that isn't on fire. The money will flee and pump everything else.

[Anonymous No.56498285]

>>56497485
A few months before gigapudding here. So still a newfag.

[Anonymous No.56498289]

>>56498268
>Treasuries have a credit spread so the market obviously understands this.
Yes, but that doesn't mean it's always appropriate to plug in as the risk-free rate. Junk bonds have a credit spread too.

[Anonymous No.56498297]

>>56498274
Japan is a nation, the US is an economic zone. Serious economic disruption here will look like Brazil at best and more likely Rhodesia.
Of course when I say "blow up" I'm talking financially and my point was that all this other stuff is running on bonds/dollars so if that falls apart so does everything else.

[Anonymous No.56498308]

>>56498289
Yeah, I always use the fed funds rate instead just because it was a habit I developed before I understood the difference.

[Anonymous No.56498321]

>>56498231
You can withdraw all of your Roth contributions, tax and penelty free, at anytime. All of the Roth restrictions are on the withdrawal of the growth.

[Anonymous No.56498406]

bros, isn't the interest rate bound to go down in the long run? like, if i'm in my 20s or 30s, what's to prevent me from investing in TMF?

[Anonymous No.56498437]

>>56498406
Bond prices already reflect the market's prediction that interest rates will go down. You can speculate on interest rates, but it may or may not work out.

[Anonymous No.56498446]

>>56498406
middle east shenanigans can perhaps lead to some longer stagflation I guess, it is 50 years anniversary after all
hope not though I have position in TMF

[Anonymous No.56498460]

It's literally ogre.

[Anonymous No.56498471]

>>56498437
>>56498446
if i can hold out for 20+ years, wouldn't this still be a pretty safe bet?

[Anonymous No.56498487]

>>56497186
>Bing
I didn't know his figure's lastname was Bing and thought like wtf has Chandler to do with Microsoft Bing?

[Anonymous No.56498503]

>>56498216
>I do not understand, what exactly is a growth ETF? It seems very similar to S&P500.
Don't worry about it. If you're interested, a growth ETF would be a set of companies that don't pay dividends because they want to reinvest any profits into expanding their business.

But for you it doesn't really matter. IMO the basis for an investing account for a new investor is really just 2 things:

1. Money you won't need for the next several years, ideally ever if it really came down to it. Stocks, even index-based ETFs, are volatile.

2. One or two large ETFs.

It's really easy to get carried away here. If you buy VOO or SPY or SWPPX you're invested in the 500 largest companies in America. That's pretty diverse! But maybe you're worried big businesses are too slow, and you want some small businesses too. Then you can get VTI, which is the whole US stock market. But maybe you're worried about the potential downfall of America! Well, in that case add VXUS (entire world stock market without US). There, your portfolio is now literally every company on Earth. You did it, you're done diversifying.

From there you want to start looking into riskier but more profitable strategies. The obvious place to start is finding some companies you think will outperform the ETF. For example, if you invested $1,000 in SWPPX in 2005 you'd have $5,000 today. If you had invested $1,000 in Apple you'd have $175,000. If you want a very approachable introduction on this I'd recommend this video: https://www.youtube.com/watch?v=cRMpgaBv-U4

>>56498231
Put as much money as you can in the Roth first. It'll make more money that way, it'll save you loads of tax paperwork, and withdrawing from it early isn't as bad as they make it sound if you really get in a pinch.

[Anonymous No.56498508]

>>56497931
Back when I was 19 I met this 16year old girl. We were 2 years together. After half a year the shitshow started. Extremely clingly. Panic attacks, crying etc. I didn't know what the fuck this was all about. She was visiting psychologist already before we met. It seemed ot suddenly broke out after an incident where she thought she lost me (an accident that didn't happen but thought happened). Guess what, divorced parents, mother had her from the age of 3-4 upwards and parents had argument about custody etc. She didn't see her father very often. She projected that unto me. The memes are real about daddy issues.

[Anonymous No.56498530]

>>56498471
Yeah, look up "Macaulay duration." If the duration of a bond fund is 17 years and you're definitely going to hold it and reinvest the dividends for more than 17 years, you'll be okay in the end -- even if the price drops in the meantime. (In fact, if you're holding for longer than the duration, it's GOOD if the price drops, because you'll get a bargain when you reinvest the dividends.)

[Anonymous No.56498551]

>>56498530
Wait Macaulay Culkin too?

[Anonymous No.56498570]

Can anybody explain to me why people are trying to meme the Hamas attack as something like 9/11 and worse cause more people died relatively to the amount of people the nation has? It is really forced. 9/11 was so severe cause it was 2 large buildings in the middle of a huge city with fuckin planes, not some festival outside of cities. It is also different because the US has no land border to the people who allegedly did it, because the US is half surrounded by two oceans.

And then compare that number with the 6 million 70 years ago. Yeah....hmmm... Ban me trannyjanny, this is financial as it has impact on the markets.

[Anonymous No.56498578]

>>56498460
nah the banks are pretty much immortal at this point. Not even a market crash on par with 1929 will kill them.

[Anonymous No.56498627]

White women fuck dogs.

[Anonymous No.56498657]

>>56498570
One is Israeli life is worth 30 Americans, chud.

[Anonymous No.56498665]

>>56498657
So it was like 180m americans died?

[Anonymous No.56498683]

>>56498665
No, but they will. :^)

[Anonymous No.56498727]

What's up, you filthy animals? Where were all those mfs who doubted me? NVDA to $200/share EOY btw.

[Anonymous No.56498745]

>>56498727
good job, ride that fucker down.

[Anonymous No.56498762]

I am an absolute newfag and I have about 1k that I want to invest. What is a good place to start?

[Anonymous No.56498772]

>>56498762
your bank account

[Anonymous No.56498903]

>>56498762
Buy watches at half the price and sell them for 30% more

[Anonymous No.56498923]

>Approximately 50 US military transport planes flew into the Middle East within 24 hours

Best military stocks to invest in? Also thinking of medical and commodities too.

[Anonymous No.56498926]

>>56498762
Put it in sgov in a roth ira until march and get a real job.

[Anonymous No.56499003]

>>56498014
Good morning Saar. I did not recieve my Whatsapp message this morning . Are you feeling alright saar?

[Anonymous No.56499031]

>>56498923
It's not happening. If there were a serious war the US military would fold pretty quickly.

[Anonymous No.56499042]

>>56499031
lmao

[Anonymous No.56499102]

>>56498131
If you are dutch, NN group and Aalberts.

[Anonymous No.56499112]

>>56499102
>NN group
https://www.reuters.com/business/nn-group-shares-fall-11-after-unfavourable-court-ruling-2023-09-27/

[Anonymous No.56499133]

>>56499112
It's a massive overreaction. It's going to take at least 5 years of more stalling lawsuits. The no cure no pay party represents like 30k people. The no cure no pay party doesn't get paid until something gets paid. So NN will just keep stalling until they get a favorable settlement.
Don't forget NN already paid off the worst cases and the newest cases were already well treated.
So this is just some subgroup of boomers that are hoping to get some easy bucks out of it before they die.
P/E of 6 and 10% yearly shareholder returns.

[Anonymous No.56499305]

>>56497432
You sound like a normalfag. Self improvement isn't about fitting into society.

[Anonymous No.56499326]

>>56497931
>Just holy shit are younger women needy.
If she's too needy she's not needed, simple as. Not buying you a $1.5k purse.

[Anonymous No.56499454]

>>56497446
yoga classes, painting/ drawing classes. There are so many thirsty women out there right now it's ridiculous.

Either that or just do something for fun to improve yourself, one night a week, and see where that leads. Just gotta be out in the world bro.

[Anonymous No.56499475]

>>56497627
Same. I remember the first video came out and I felt something in me fucking move, it was the most insane true-life dystopian sci-fi thing I've ever seen.

I am now 47 and only the blackest of pills can stir me.

[Anonymous No.56499494]

>>56498260
good post
updoot

[Anonymous No.56499500]

>>56498570
It was actually 3 large buildings in the middle of a huge city with just 2 planes though...

[Anonymous No.56499523]

Can someone tell me why my european dividend boomer stocks are doing good, meanwhile everything else that I own, indexes and all, are shitting the bed?

[Anonymous No.56499549]

you don't buy TSLA when it's $200 but when it is unknown by the masses at $2 but has the potential to disrupt the economy

[Anonymous No.56499552]

Does Home Depot seem like a good buy right now? Weekly RSI has bottomed out and its right under the 200 WMA which it hasn't really resolutely crashed under since 2007.

[Anonymous No.56499581]

>>56498503
What is schwabs equivalent of VXUS

[Anonymous No.56499605]

>>56498570
Israel was already on shaky ground before the attack with issues between the more liberal Jews who run the military and the ultra conservative Hasidic Jews that run the government and give Bibi his power. Going into Gaza is going to be a bloodbath and Bibi knows it. Telling a bunch of soldiers who hate your guts to march into a meat grinder is never easy. Even worse, if Israel gets bogged down in Gaza, Hezbollah and other paramilitary militias could jump in and turn the entire thing into a clusterfuck. If Saudi Arabia and Iran team up to embargo the West because Israel is massacring a bunch of Muslim civilians across the Middle East, it’ll be the 70s all over again with inflation

[Anonymous No.56499621]

>>56499605
What can they even do to Gaza? They can airstrike it all day but everyone lives in tunnels, and if they commit to a ground invasion then Iran and its proxies will be right on their tail.

Why don't they just kill a few hamas guys, parade their bodies around the media as "mission complete, we're safe now" and then just de-escalate? Does Israel have a smarter move? Is it just Hubris because they know USA is a loyal golem?

[Anonymous No.56499657]

>>56499500
But the third wasn't hit directly. It just caught fire and crashed completely. Like a miracle, except the opposite

[Anonymous No.56499664]

>>56499523
Germany actually is the only country that truly owes something to Israel/jews if you want to call it like that. All other nations are ULTRAcucks as they don't owe them anything, but still love to lick their ass. And India is new in the crew

T. foreigner living in germany

[Anonymous No.56499687]

JFC, I had a really annoying moment at the grocery store just now.
>Have to take cans and bottles back because I have like 500 now
>It's cold out so threw on some jeans
>Only have one pair and they are the thickest dungarees money can buy
>Hop in car and get there early
>Walk in store and it's completely empty except the employees
>fucking awesome
>start putting in cans
>notice something feels off about my penis
>notice it's inverted
>doesn't hurt it's just really uncomfortable
>Try to inconspicuously swipe across my penis to un-invert it
>jeans are too thick can get clean grab of my penis
>ended up spending 45 minutes in the store with an inverted penis
>finally got to my car and it was so bad I had to unbelt my unzip my pants
>the inversion was so bad I had to actually grab the naked tip of my penis while pushing down around it to get it out
Has this ever happened to you? I swear to God we live in a cruel simulation

[Anonymous No.56499695]

>>56499664
She's Palistinian though, not Israeli..

[Anonymous No.56499698]

is budgeting 10% of your net worth for annual expenditures a viable strategy?
your gain on average would be 7% annually, the remaining 3% can come from work income and anything beyond that goes to the portfolio.
Your annual budget will slowly increase or you can live frugally to retire early

[Anonymous No.56499699]

>>56499695
I know. But she still should be able to understand that germans have some kind of special obligation or guilt towards jews. I do it as nonisraeli-nonpalestianian, which is why I say that all others are ultracucks as they don't have that moral obligation/guilt.

[Anonymous No.56499712]

niggers tongue my stock

[Anonymous No.56499715]

fyi this isn't bullish and we are going to go much lower this week

[Anonymous No.56499720]

>>56499715
Wrong. Pullbacks are bullish.

[Anonymous No.56499732]

>>56499712
If 30 years of booze and opiates didn't kill Mathew Perry, nothing will

[Anonymous No.56499755]

>>56499715
I don't know
Look at pic related
maybe on Monday we get another sell off focusing on tech
but you really think Fed is going to speak, during this -10% market correction, in a way that doesn't help out their oligarch friends and stabilize markets?
I doubt it. I doubt it very much. Although it isn't officially in the Feds mandate, promoting market stability is their primary job [which is why Powell backed down in 2018]

[Anonymous No.56499763]

>>56499732
But he allegedly died today or so by drowning

[Anonymous No.56499769]

>>56497178
Who?

[Anonymous No.56499771]

>>56499769
This.

[Anonymous No.56499773]

>>56499715
>retest of support isn’t bullish
>has never looked at the past 50 years
>just started investing momma’s paper account 6 months ago
>doesn’t know who his is

Kys bastard

[Anonymous No.56499776]

>>56499773
His dad

[Anonymous No.56499779]

>>56499763
Oh shit I just read that.

[Anonymous No.56499812]

Despite last weeks stock market correction my hair has improved. Maybe my hairline is not that connected to the line as I thought.

[Anonymous No.56499824]

>>56499773
>chart clearly shows line breaking through several support levels
sasuga retard cow

[Anonymous No.56499827]

>>56499824
>chart clearly shows line breaking through several support levels
Meds.

[Anonymous No.56499830]

>>56499827
I will singlehandedly reinforce the support with by putting the $200 weekly allowance my mom's husband gives me into TSLA.

[Anonymous No.56499849]

>>56497260
>>56497736
I had no idea it was also this bad in other countries. We have it pretty extreme in kangaroo land, and I thought other countries were being dramatic. We have literally dozens of diasporas which is actually the reason why it's about 2 million dollars to buy a regular house here. Whites are paying that much just to stay away from the immigrants, its a gatekeeping premium for their social circle. Pretty dystopian if you ask me - is burger land next?

[Anonymous No.56499862]

>>56499699
>germans have some kind of special obligation or guilt towards jews. I
The alleged genocide was over 80 years ago.
There have been multiple generations of Germans and the ones responsible are dead

[Anonymous No.56499887]

>>56499849
What's funny is this has been the magnum opus of globalists for years and in the end regardless of how hard they try it's going to fail miserably. No amount of propaganda or brainwashing will magically make people of different cultures cohesive with one another. It's probably going to be the biggest failure historically that progressives have ever had.

[Anonymous No.56499895]

>>56499715
the retard bears who are bearish at the bottom gonna be really pissed next week.
then once we rally back up they will think we cant drop and then we actually crash, after being liquidated several times before that, again.
the people calling for a crash right now are the biggest brainlets who wont accept that the technicals and the coming fed meeting gonna be the catalyst for the "santa rally"

[Anonymous No.56499903]

>>56499895
Pwned Chinese people

Thank you for iPhone btw

[Anonymous No.56499911]

>>56499862
its called brainwashing

[Anonymous No.56499914]

>>56499895
It's not going to be a crash, it's going to be a slow bleed back to reality. Unless the fed decides to do massive QE there is really no way we can go much higher.

[Anonymous No.56499928]

>>56499862
I know, which is why it is the duty of the german state and not just the people as people change (states can also change, but for now it has been stable)

[Anonymous No.56499932]

>>56499914
signal of a fed pause easily gives the market room to reach anywhere between 4500-4800 points

[Anonymous No.56499934]

The Fidelity website is definitely the work of autists. On every other brokerage, if you click on their logo while signed in it will take you to your account summary page, but on Fidelity it takes you to their index page the same as if you'd just walked in off the street. You have to retrain yourself to go to the Accounts & Trade dropdown and specify Portfolio if that's where you're wanting to get to after carrying out some task elsewhere.

[Anonymous No.56499942]

>pre-futures

[Anonymous No.56499946]

>>56499664
>>56499928
that doesnt really matter if no one likes these people

[Anonymous No.56499954]

weekend SMG anons are of a higher caliber, not degenerate slot machine gamblers watching the flashing red and green lights.
that being said, where do you see the stock market and greater economy in 3 years?
My prediction is that if Trump keeps Jerome around he will keep raising rates steadily untill we get some really bad news and he cant help but react due to political/wallstreet/societal pressure, HOWEVER, when rates are like 9% by then he will cut them like a couple points and we will still be in a high rate environment basically forever unless we get a 1929 tier event.
Stocks will crab for a lost decade, hypervalued tech and other zombie corps will be ground to dust and dividend dogs will crab along into a dismal return.

[Anonymous No.56499966]

Also, why are food stocks like Kellogs and hormel etc tanking by like 30% this past quarter?

[Anonymous No.56499969]

>>56499954
within 12 months, severe market crash affecting stocks, housing, bonds - everything
8-12 months after the crash economy starts repairing and booming
24 months after the crash golden age economy, golden age stock market
but first, the crash

[Anonymous No.56499972]

>mfw FOMC is this week

[Anonymous No.56499978]

>>56499954
Green from tomorrow until the end of time. Literally not a single red candle ever. In a year the Vatican will declare this a miracle, and that the market is Jesus Christ and he is risen.

[Anonymous No.56499980]

>>56499966
maybe americans decided after spending hundreds a month on ozempic its time to cut out food that gives you diabetes and shrinks your testes, but just a guess

[Anonymous No.56499985]

>>56499966
Because nobody can afford that shit anymore thanks to bidenomics

[Anonymous No.56499994]

>>56499966
>>56499980
The reason is the high interest rate environment. This fucks value companies as capital will be flowing out of these over bought "safe" stocks and into the bond market. A 20 PE with 5% return was good in a low interest rate environment, but if bonds now yield 5%, value stocks will need to offer 10% or more to be competitive, thus halving the stock value. It has nothing got to do with earnings or inflation

[Anonymous No.56500003]

>>56499985
man the USDA subsidized ag so hard in USA, like from the farmers to the consumers with EBT, im seriously eyeing those companies as a contrarian play rn

[Anonymous No.56500021]

>>56500003
Oh anon, farmers will find a way to be unprofitable. Bless them for the work they do, but it doesn't matter if they're well-subsidized or utterly destitute, they will always be getting by by the skin of their teeth.

[Anonymous No.56500032]

>>56499954
>where do you see the stock market and greater economy in 3 years?
Commodity decade incoming. Economy will be bad for those without assets good for those with assets as per usual.

[Anonymous No.56500037]

>>56500021
prices are literally controlled and fixed in the USA by the govt and the loss is covered by the USDA, I used to prepare farmers taxes, its crazy how it works. Did you know 99% of all sugar in the USA is grown in a small 3 county area in ND and MN? its literally illegal for you to grow sugar beats to sell for sugar production unless you are a member of the cartel.
Farmers have pretty good years too though, and spend lots of money on capital improvements.

[Anonymous No.56500042]

>>56500037
Isn't the sugar price fixed 300% above market in the USA? That's why producers use high fructose corn syrup.

[Anonymous No.56500049]

>>56498285
It's gigaPUDDI, newfag.

[Anonymous No.56500051]

>>56500042
not sure exactly how it works but those sugar beat farmers have it made. no sugar imports, no cane sugar from the subtropical regions of gulf of mexico

[Anonymous No.56500066]

>>56500051
>no sugar imports
Yeah there's no imports and the government sets a bottom on the price so if there is no buyers they buy all the sugar.

[Anonymous No.56500081]

>>56500037
But even then, since farming income is so seasonal, they rely on high interest short-term loans for working capital, no?

[Anonymous No.56500086]

>>56500081
They probably get like no interest loans from the government, considering how cartelized the industry is.

[Anonymous No.56500210]

>Drumpf promises unconditional support for Israel.
>Israeli market rallies.
Fucking Drumpf man... I was hoping for cheaper entries.

[Anonymous No.56500250]

>>56499972

[Anonymous No.56500251]

>>56497276

[Anonymous No.56500255]

>>56500210
Who the hell do you think really runs this country? Why are you surprised?

[Based retard No.56500276]

>come up with the most retarded shit ever because I can't find the solution to my question, start pilpuling
>start creating a big ass blogpost on /biz/
>by the end of it, come to the conclusion I was searching for
>delete my post
>by typing out a big ass text on /biz/ I found the answer I was looking for
>technically I can only thank /biz/ for getting that answer
Thanks guys, really cool of you.

[Anonymous No.56500287]

>>56500276
nigger

[Anonymous No.56500291]

>>56500255
I was hoping the Jews would let it crash buy more and then tell Drumpf to pump their bags, but in retrospect they already own everything.

[Based retard No.56500303]

>>56500287

[Anonymous No.56500351]

not only are you paying capital gains tax, but the company's profits are also taxed at the corporate level and then anything you buy is sales tax,

triple dip taxation

[Anonymous No.56500370]

>>56500276
rubber duck debugging
You get one of those yellow rubber ducks for the bath and explain your thing to it
Quite often during that you will find flaws or improvements to your original plan
Probably works for investing too, more anons should try it

[Anonymous No.56500391]

Ohhhh great awesome I can't wait for another FOMC week where schizo algorithms jerk the market back and forth trying to front run headlines. Bunch of horseshit.

[Anonymous No.56500402]

>>56500276
you're welcome.

[Anonymous No.56500414]

>>56500391
our office has developed a real time bayesian inference algorithm that analyzes Jay's tone and cadence with respect to his previous speeches
we also found out it's really good at detecting people who are closeted gay

[Anonymous No.56500443]

>>56500351
>and then anything you buy is sales tax,
The people and companies who produce the things you buy are taxed, the materials they use in production are taxed, the energy they use is taxed etc... ad infinitum.

[Anonymous No.56500445]

>>56497260
This motherfucker acting like he wasn't part of the problem causing mass immigration. Who could of thought that the practice of bombing brown countries causes brown immigration?

[Anonymous No.56500446]

>>56500414
Jerome purposely uses certain tones and cadences to throw off software like the one your office has. He is chaotic neutral and his only enjoyment is seeing mumu's and bobo's seethe.

[Anonymous No.56500467]

>>56500037
This sounds like an arbitrage opportunity.

[Anonymous No.56500482]

>>56500446
he's only spoken in iambic pentameter once, and VIX went to 80 that week, bayesian inference requires statistically significant data, so we have to manually monitor such instances

[Anonymous No.56500486]

A
BULL
MARKET
IS
COMING
HERE'S
PEE PEE POO POO
TO
BUY
HAND
OVER
FIST
hand over fist
HAND OVER FUCKING DANG FIST

[Anonymous No.56500505]

>>56500486

[Anonymous No.56500506]

>>56500486

[Anonymous No.56500548]

>>56500467
>This sounds like an arbitrage opportunity.

[Anonymous No.56500566]

>>56500370
>ducky, should I do it today?
https://i.4cdn.org/wsg/1698282305564757.webm

[Anonymous No.56500623]

>>56499994
But Goldman and Bofa all say that it's because of GLP-1! It's not interest rates goyim it's just fat people not eating!

[Anonymous No.56500636]

>>56500623
Is there really that many people taking it?

[Anonymous No.56500647]

>>56500636
Due to the huge growth of tele-medicine you can basically call someone, get a script, and have it mailed to you. That's why they've got a shortage of adderall and other shit that people take. Want generic viagra? It's like five dollars and a five minute phone call.

[Anonymous No.56500661]

>>56497928
Sure Moisha

[Anonymous No.56500662]

>>56500647
My Dr wouldn't give me Adderall. I got shit to do, and no drive.

[Anonymous No.56500664]

Relaxing Sunday. Pension growing even fatter once July 2024 and July 2025 hits. Hmm; Pension (start at age 54;keeps going till death), 401k - rolling getting fatter till age 73 then take RMD's till I die, S.S (if still a thing) take at age 70 to get the max outta it. Other investment fund I plan on doing soon to keep the shat pot of money flowing and growing even fatter from age 54 to 70. Cause I don't plan to just sit on my ass at 54 and let my money just not do nothing till I turn 73. Sure I'll die with a shat pot of money. But that's the goal. I'd rather have it and enjoy my life v.s hit old age and wham the money is gone.

[Anonymous No.56500672]

>>56500662
Call a different one.

[Anonymous No.56500685]

>>56500664
We know, you got it made. Most of us gotta grind into our 60s to get to "made it" status. Post sexy pics of your wife sometime.

[Anonymous No.56500708]

>>56500685
I mean, he is still doing that

[Anonymous No.56500709]

>>56500664
Fat green wads of shit

[Anonymous No.56500739]

>>56500708
I must always miss them. All I see is him talking about fucking her. And his henti habit.

[Anonymous No.56500745]

>>56500276
based introspect

[Anonymous No.56500762]

>>56497237
>>56497242
not only is charlie alive he's still anti-vax
perry wasn't a rabid vaxtard though

[Anonymous No.56500770]

>>56500672
You just have to find the pill pushing doctors that have absolute no morals. My doctor basically pulled me off of all the good meds and frankly I'm better off for it. My friend just got prescribed Adderall, Prozac, and Xanax without even so much as seeing a psych doctor and he literally needs none of it.

[Anonymous No.56500774]

>>56500664
...unless the age for RMDs changes. you're at the mercy of the banking cartel and the US government on that.
if they want that money in circulation, they'll lower it, and won't grandfather you in. it's not even worth including in your projections.

[Anonymous No.56500790]

>>56500276
waste of time dude. just type up some absolute bullshit on the subject in question and wait for some autistic retard to "correct you" with a 3-page essay. it's free market research

[Anonymous No.56500794]

>>56500664
>S.S. if it's still a thing
It won't be. Boomers literally took this country and formed into a system that only serves them at the expense of every future generation and made sure to put on a self destruct date for when they die. You are smart for planning around that.

[Anonymous No.56500807]

>>56499552
it's an okay idea but DIY renovation/flipping is not happening. there's no catalyst for this for maybe 2-3 years, even if rates begin falling immediately. consumer credit is basically tapped out.

[Anonymous No.56500851]

>>56500807
This. The market is fucking frozen. My real estate agent is working with private investors just to work the spread and get shit moved so she can get a sliver of the action.

[Anonymous No.56500894]

>>56499621
I think you're right on both points. Lord knows what Netanyahu will do though.

[Anonymous No.56500896]

>>56499954
Crab decade. Last thing anyone expects is for price to be exactly where it is now within 3 years which tells me that's what is going to happen. Too much excess liquidity is preventing dumps despite higher rates, it'll take a long time to flush all that money out of the market. I do think it ends in a crash but it will take years before the "big one" and it'll be 2008 level not great depression level.

[Anonymous No.56500905]

Dammit... the KR didn't have any hand-mirrors for sale. I'll have to go to TGT or order on AMZN

[Anonymous No.56500917]

>>56500905
Going to stores for anything other than food and standardized building materials is a waste of time these days.

[Anonymous No.56500923]

>>56499698
Typically the percentage used there is 4%. Though that was based on a 30 year retirement ending with anything >0$ during low inflation boomtimes. You probably want your annual expenses ~3% of net worth before retiring (unless you're actually consistent at beating the market).

Remember, those 7% or 9% or whatever returns assumed for markets is in *nominal* terms. Not a big deal when inflation's 1-2%, but any sane forecast says we're looking at 3-4% for the rest of the decade. Minimum.

[Anonymous No.56500933]

>>56499954
>>56500896
I agree we are going to crab and slow bleed for an eternity, it's the only way to end the "free money and entitled zoomer era" and put the wagies back in the cagies.
>>56500032
Yeah I also think that commodities will outperform other investments in this type of economy. Tech and growth stocks are going to get hammered so fucking hard, it's so overheated its unreal, and the fact people think its normal just shows the severity of this bubble. Definitely not the end of the world, but we are about to witness one of the greatest market shakeouts in human history. I think buying bonds when interest rates have peaked will be the winning play, with commodities as a hedge. Also housing will probably tank a bit but not as much as everything else, that market is a little more stable since a longer-term investment (for most, an investment they will hold for life)

[Anonymous No.56500955]

>>56500414
You cant analyze him. After they write the minutes of each meeting, just before the press conference he takes mild drugs that erase short-term memory for a few hours, and make him forget any additional details that may have come up and not be known to the public. When speaking, he only knows the message being delivered, nothing else.

[Anonymous No.56500960]

Also my scratch off ticket investment went to $0...
Not off to a good start of the day

[Anonymous No.56500967]

>>56499978
Got a laugh out of me.

[Anonymous No.56500978]

>>56499849
>Whites are paying that much just to stay away from the immigrants, its a gatekeeping premium for their social circle. Pretty dystopian if you ask me - is burger land next?
Burger land was first. Look up "white flight", or the "great migration", or even what Detroit used to look like up to the 1950's. Internal migration of blacks out of the South destroyed half the urban centers of the eastern seaboard.

There's a reason suburbs with "good school districts" were created.

[Anonymous No.56500982]

New to stocks. Had a thought about seasonal stocks. Like summer based companies are probably falling so you buy in winter and hold until summer then sell for profit. Is this type of medium term trading good for someone new to all this? Is is profitable? Any advice?

[Anonymous No.56501002]

>>56500982
Everything is priced in.

[Anonymous No.56501014]

>>56501002
what does priced in mean?

[Anonymous No.56501017]

>>56501014
everybody knows this basic shit and it is already reflected in the price. you need to figure something out before everyone else does in order to profit in the market

[Anonymous No.56501018]

>>56500982
Be very careful when asking about these things.

[Anonymous No.56501024]

>>56501018
Like overnight returns?

[Anonymous No.56501025]

>>56499954
This is /smg/'s official forecast until it's either disproven or someone comes up with a better shitpost.

[Anonymous No.56501026]

>>56500982
You're better off following the advice of a financial advisor. I recommend the services of Mrs. Frank Polio.

[Anonymous No.56501037]

>>56501024
NSPY tragically got delisted after only a year: https://www.businesswire.com/news/home/20220628005078/en/NightShares-Launches-the-Only-Family-of-ETFs-Focused-on-the-%E2%80%9CNight-Effect%E2%80%9D

But in any case I think that effect was all after hours QE type interventions. Now that after hours brings shit news from abroad, the effect's probably reversed.

[Anonymous No.56501057]

>>56500982
Buy Generac a month before Hurricane season.

[Anonymous No.56501132]

My E*TRADE account just got flagged for unusual activity after I linked another brokerage account as an external source, requiring me to call for restrictions to be removed. Abdul answered and transferred me to an Indian bitch who said I'd need to do a three way call with my other bank and verify everything. I had them close my account instead.

[Anonymous No.56501148]

somebody tend to the oven

[Anonymous No.56501185]

>>56501148
There's more than 10 posts till bump and it's Sunday. Even after bump limit it can hang higher than page 7 for a good long while.

[Anonymous No.56501212]

>April 2023 was 6 months ago

Whoa

[Anonymous No.56501234]

>Interest rates have gone up 6000% the last two years.
Totally a bull market guys, trust me.

[Anonymous No.56501239]

>>56501212
The 10 year yeild increased by 46.8% in 6 months. Nice, except for my mom that's holding them!

[Anonymous No.56501247]

>>56501148
Is this an antisemitic dogwhistle?

[Anonymous No.56501261]

New
>>56501255
>>56501255
>>56501255

[Anonymous No.56501263]

>>56501247
It's just business

[Anonymous No.56501343]

>>56501263
They all left, didn't they. Didn't even hit bump limit 1st.

[Anonymous No.56501484]

BUMP
>BUMP
BUMP
>BUMP
bumparino
Verification not required.

[Anonymous No.56501659]

>>56500351
I have been losing money for three years now so I never have to pay any capital gains. In fact they owe me money for all the loses I take.

[Anonymous No.56501744]

>>56497934
Much worse

[Anonymous No.56501823]

>>56501343
i lurk /fit/ in slow times like these
mostly for the occasional coomer thread
anything to avoid working on my car, house or gun projects
I'd mow but its rainy here
*sip*
yup time in the market and all that

[Anonymous No.56502847]

>>56497485
I started getting on 4chan in 2009. i still don't consider myself a real oldfag though, the real oldfags were here in like 2006

[Anonymous No.56502868]

>>56502847
i heard about 4chan through finding the old porn flashloops while searching for hentai flash files on my psp off the neighbor's wifi in like 2006 or 7 and from a guy i went to tech school with in highschool in 2008 but didn't join till 2009. didn't hear about it through any other website though fyi.