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/biz/ - Business & Finance


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56494913 No.56494913 [Reply] [Original]

WAGMI edition
Previously: >>56490850

>> No.56494952
File: 13 KB, 255x247, L.jpg [View same] [iqdb] [saucenao] [google]
56494952

>>56494913
KEK

>> No.56494954
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56494954

Laziest OP ever

>> No.56494959
File: 315 KB, 621x690, 1655936823782.png [View same] [iqdb] [saucenao] [google]
56494959

>Brokers
https://pastebin.com/F1yujtVq
https://brokerchooser.com/

>Stock market words:
https://pastebin.com/VtnpN5iJ

>Risk management:
https://pastebin.com/sqJUcbjp

>Financials podcasts/channels
https://www.youtube.com/c/CameronStewartCFA - Fundamendals analysis
https://www.youtube.com/user/BenzingaTV - Various themed livestreams
https://www.youtube.com/user/KitcoNews - Mainly PMs and crypto

>Live Streams:
http://www.livenewson.com/american/bloomberg-television-business.html
https://watchnewslive.tv/watch-cnbc-live-stream-free-24-7/

>Educational sites:
https://www.investopedia.com/
https://www.khanacademy.org/economics-finance-domain
https://www.thebalance.com/

>Free charts:
https://www.tradingview.com
https://www.finscreener.com/
https://www.koyfin.com/

>Screeners:
https://finviz.com/
https://www.tradingview.com/screener
https://etfdb.com/

>Pre-Market Data and Live data:
https://www.investing.com/indices/indices-futures
https://finance.yahoo.com/

>Bio-pharma Catalyst Calendar:
https://biopharmcatalyst.com

>Boomer Investing 101:
https://www.bogleheads.org/wiki/Getting_started

>Dividend Reinvestment (DRIP) calculator:
https://www.dividendchannel.com/drip-returns-calculator/

>List of hedge fund holdings:
https://fintel.io/

>Misc:
https://squeezemetrics.com/monitor
https://market24hclock.com/
https://tradingeconomics.com
https://wallmine.com/
https://tikr.com/

Previous: >>56494913

>> No.56494965

>>56494959
umm i clicked previous thread and it brings me back to his one?? im stuck in a never ending loop. what gives?

>> No.56494971

>>56494965
Click the link to go to the previous previous

>> No.56495024

you guys did buy calls for next week right?

>> No.56495025
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56495025

>>56494913
Me on the right, my bad gambles on penny memes on the left.

>> No.56495041

>>56494965
this is the only /smg/ ever, forever.

>> No.56495046
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56495046

I'm just giving up until Biden is out of office.

>> No.56495058
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56495058

>>56494959
you really mailed that one in, huh?

>> No.56495059

>>56495046
permabear?

>> No.56495067

Still not selling until the COST hotdog goes above 1.50. The fourth horseman has shown up, but has yet to mount his steed.

>> No.56495087

I wouldn't consider myself a full on "doomer" at this point, but absolutely do not rule hard core fuckin' doom out of the potentials. I more see the likelihood of potential very real economic issues that could wipe out financial institutions that aren't strong enough to hold through a serious enough storm and am taking steps to move into what should be a solid enough brokerage even though I consider their platform to be inferior in some key ways. I really wish I could just know for sure that it don't be like it is, but I think it just might do.

>> No.56495089
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56495089

Are we thinking Israel pussies out and calls this good enough (WTI to 60) or will we finally get a real war this century (WTI to 150)?

>> No.56495091
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56495091

>>56495058
What do you mean?

>> No.56495092

>>56494965
The ride never ends

>> No.56495105

>>56495089
WTI $70-80 base case. $100+ potential war case. $50-60 big recession case.

>> No.56495106
File: 1.07 MB, 1008x677, 809876543212345678908765.png [View same] [iqdb] [saucenao] [google]
56495106

>>56495046
Go vote him out of office.

>> No.56495110

>>56494954
Including the prev link is the part that takes work. So this isn't so bad.
>>56495067
Collapse != crash. Why does everyone keep acting like inflation is bearish?

>> No.56495117

>>56495091
man. i can't tell if you guys are all autistic or all zoomers or both. it's like you have no experience of the world around you, never heard anything, hardly seen anything. it's just wild.
https://idioms.thefreedictionary.com/mailed+in

>> No.56495118

>>56495046
It's wild to have someone in office so blatantly getting enriched by their position. When Biden sends a trillion dollars to Ukraine or Israel or when he leaves behind a ton of military hardware to Afghanistan, does anyone actually think there isn't an enormous amount of off the books shit going on?
>>56495087
Something very, very, very bad is a 99.99...% inevitability at this point. It's only a question of when. The U.S. will almost certainly not be suddenly pulled back from the brink and all of the corruption and deterioration reversed by anything short of a miracle.

>> No.56495123

>>56495110
>Why does everyone keep acting like inflation is bearish?
Recalculate the value of a growth stock like COST for a squeezed consumer struggling to match their wages with inflation.

Then recalculate the value of a divvy stock like KO for when Bond Yield Computer starts pricing in an extra 1% or 2% due to inflation.

>> No.56495126

>>56495110
runaway inflation is not bullish. a single mass inflationary event, if large enough, is also not bullish. these are wealth-destroying events that countries do not recover from; they change economies, society and government, in a fundamental manner.

>> No.56495129
File: 3.77 MB, 3006x1526, all-sectors-QQQ-SPY.png [View same] [iqdb] [saucenao] [google]
56495129

this may help you
>pic related
this is the current state of the market going into this coming week
look at healthcare industrials especially

>> No.56495132
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56495132

>>56495117
nta but personally I've only ever heard "phoned in" and figured you were making a mail-in ballots joke (yes, 2020 was stolen)

>> No.56495135
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56495135

>>56495110
>Why does everyone keep acting like inflation is bearish?
It's not bearish for me.

>> No.56495136

>>56495089
it will simmer until the biden/xi meeting and then we will find out if the straits of hormuz need to be closed or not and israel can do something that will outrage iran and force us to block the strait. iran will have nothing to hold out with except the billions of dollars we only very recently gave them. the fact that xi is agreeing to talk though seems like we have his attention though and this can simmer down without us having to enforce the rules-based order with more explosives.

>> No.56495137
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56495137

/smg/ cannot refute this

>> No.56495145

Ho hum. Year's almost gone. 2024 round the bend. Debt's getting knocked down; once the interest payments start kicking in march 2024 the payments won't be much. Right in time for my July pay hike. (6%). Another pay hike comes in July 2025 (4%). I'm confident the legislature will pass them. The state's sitting on a billion surplus. It's also an election year. Lots of voters work for the state. Both parties would have egg on the face if they denied the hikes. Don't dismiss the state worker; former gov tried to do fancy sneaky pension "reform" (blunt speak; hey work till your 65 even if you started right outta high school at age 19). Guess what happened to him?. Well he's a former gov now..His attempts to do sneaky reforms died to.

>> No.56495147

>>56495117
I know what mailing it in means. I don't understand your point? I put the same amount of effort into making that post that I would if I were baking an new OP. I copy and pasted. Am I always mailing it in? Sure... but... so what?

>> No.56495149

>>56495126
Yeah you destroy the production potential but stocks go up before then.
>>56495137
Yes we're getting a recession.

>> No.56495151
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56495151

>>56495129
couldnt be more bullish

>> No.56495159
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56495159

>>56495137
Anon, if consumers are not saving piles of new money to buy treasuries, what happens to yields?

>> No.56495163

>>56495129
notice how energy keeps outperforming everything else.

>> No.56495167

>>56495137
I am pretty sure the majority of the population has a kind of learned helplessness when it comes to their spending habits

>> No.56495172

>>56495167
ZIRP magic requires financial tithes

>> No.56495180

>https://www.ctvnews.ca/business/another-first-for-jpmorgan-ceo-jamie-dimon-selling-shares-of-the-bank-he-s-run-for-nearly-2-decades-1.6621120

What did he mean by this?

>> No.56495184

>>56495180
Dimon has become a rather prominent bear as of late.

>> No.56495186

>FANG Stocks Of Dot Com Bubble: Today’s investors are very familiar with the FANG stocks, Facebook, Inc. (NASDAQ: FB), Amazon.com, Inc. (NASDAQ: AMZN), Netflix, Inc. (NASDAQ: NFLX) and Alphabet, Inc. (NASDAQ: GOOGL) (NASDAQ: GOOGL). These four stocks both led the bull market since the 2008 financial crisis and dominate today’s market with their massive market caps.

>The dot-com had its own growth of FANG-esque stocks that dominated the tech sector back in 2000:

>Microsoft Corporation (NASDAQ: MSFT) reached a dot-com bubble peak market cap of $561 billion back in March 2000.
>Cisco Systems, Inc. (NASDAQ: CSCO) reached a peak market cap of $555.4 billion.
>Intel Corporation (NASDAQ: INTC) peaked at a $509 billion market cap in August 2000.
>Oracle Corporation (NYSE: ORCL) had its dot com market cap top out at $245 billion in March 2000.
>Finally, IBM (NYSE: IBM) had a peak dot com-era market cap of $215 billion.

>Altogether, these five tech stocks had a peak combined dot com market cap of more than $2.08 trillion, but that valuation certainly didn’t last for long.

>Dot-Com Bubble Fallout: A year after the Nasdaq peaked in March 2000, the Nasdaq was down 59.3%. All five of these big tech stocks had taken a hit. IBM was the most resilient of the group, declining just 5.4%. Microsoft shares were down 43.8%, Intel shares were down 51%, Oracle shares were down 59.8% and Cisco shares were down 69.7%.

>By March 10, 2010, the Nasdaq was still down 53.2% from its dot-com bubble peak a decade later. IBM was the only stock that had generated decent returns, gaining 19.5% overall during that 10-year stretch. Oracle shares were down 39%, Microsoft shares were down 42.6%, Cisco shares were down 62% and Intel shares were down 64.7% during the first decade following the dot com bubble peak

>> No.56495195
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56495195

>>56495186
>At its peak in 2000, Cisco stock traded above $79 a share, for a market cap of $546 billion -- surpassing Microsoft as the world's most valuable company and inspiring estimates that it could surpass a $1 trillion valuation.

>Unfortunately, the runaway success was not to last.

>The networking industry had, for all intents and purposes, never before experienced a steep downturn, and unchecked optimism about the growth of the internet prompted the company to ramp up production and expectations to unreasonable levels. This excess exuberance later translated into a $2.25 billion inventory writedown in 2001, when the dot-com bubble deflated

Feels like we could in Dot Com Bubble 2.0 but this time its with AI and cloud shit...

>> No.56495227

>>56495089
They want to get rid of Gaza. They're probably gonna occupy the whole shit and that's gonna cause real chaos. All those Palestinians without homes for real this time.

:O
Oil to a thousand.

>> No.56495240

>>56495195
AI isn't reliable enough yet to do anything productive. It's just a matter of time for this bubble to pop.

>> No.56495244

>>56495046
Almost six more years.

>> No.56495246

>>56495227
>All those Palestinians without homes for real this time.
EU will become their new home.

>> No.56495252

>>56495087
>I more see the likelihood of potential very real economic issues
Such as?

>> No.56495255

>>56495246
If that happens we'll definitely get another holocaust. Europeans won't want it but they won't matter anymore.

>> No.56495270
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56495270

>>56495255
>If that happens we'll definitely get another holocaust.
2 more weeks. Take a walk any western EU capital city they're all filled with migrants.

>> No.56495278 [DELETED] 

>>56495270
Helsinki isn't

>> No.56495279
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56495279

>>56495046
>>56495244
Did you know a VP taking over for a President can serve up to 10 years? Assuming they serve less than 24 months of their predecessor's term, they're eligible for election twice.

>> No.56495282

>>56495278
>western EU

>> No.56495307
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56495307

>>56495279
>Kamala president for 10 years.
What a cauchemar.

>> No.56495345

>>56495307
Who do you think is impressed by Krugman's economic skills and loose money policy enough to appoint him as Powell's replacement?

>> No.56495346
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56495346

Is it true that time in the market beats timing the market?

>> No.56495349

>>56495346
Nope.

>> No.56495351

>>56495346
Remember: lions never go after the strongest gazelle.

>> No.56495352
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56495352

>>56495279
can we get someone whos not a total retard please?

>> No.56495356

>>56495346
timing beats time, but you need to do the timing right.

>> No.56495362
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56495362

>>56495352

>> No.56495364

currently opening -0.1% to flat
negligible non-factor when within 0.15% range, so could go either way

>> No.56495367
File: 267 KB, 1600x900, john-podesta-is-ready-to-talk-about-pizza-gate-6.jpg [View same] [iqdb] [saucenao] [google]
56495367

>>56494913
>>56494959
Cursed thread

>> No.56495371

They are supposed to bear the consequences of their guilt, but instead they say that I have to bear it since they are guilty.

>> No.56495372
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56495372

>>56495345
>>56495352
Doesn't matter who is "incharge" anymore the policies will be the same, the financial system is a ponzi.

>> No.56495374

>>56495364
anon it's weekend

>> No.56495376

>>56495270
>Take a walk any western EU capital city they're all filled with migrants.
Exactly. Look at the way the Germans think about the jews even as they're being crushed by them.
Now look at the Iranians who where on the same side as the Germans. Look at how they talk about the jews when they come to Germany.

>> No.56495377

>>56495367
I don't think anyone from the fancy men's jewelry group is going to make it.

>> No.56495386

>>56495279
I am not paying any taxes if she becomes president.

>> No.56495393

>>56495346
No it depends what you are holding.

>> No.56495394
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56495394

>>56495372
No, that's definitely not right. For instance, right now the people in charge have a "don't nuke Israel right now" policy but that is going to be the first policy I implement when I get the interlopers out of my temple.

>> No.56495397

>>56495367
It's a cursed life

>> No.56495400

https://twitter.com/WalterDeemer/status/1717913650592109049

>> No.56495401
File: 387 KB, 680x674, 1694898776765745.png [View same] [iqdb] [saucenao] [google]
56495401

>>56495386
>I am not paying any taxes if she becomes president.
Do not leave for tomorrow, what you can do today...

>> No.56495409

>>56495374
I think he's referring to the gambling degens over here: https://www.ig.com/en/indices/markets-indices/weekend-wall-street

They usually get the opening value on >futures right within a couple dozen bps.

>> No.56495423

>>56495386
That's understandable, anon. People who get laid off seldom do.

>> No.56495427
File: 330 KB, 360x560, Chris_Chan1.png [View same] [iqdb] [saucenao] [google]
56495427

I'm really digging this "I am Jesus Christ" arc by Chris Chan.

>> No.56495432

>>56495427
the lolcow that just keeps giving

>> No.56495438

>>56495432
Could you imagine being that dudes cell mate and him having to explain his sonichu lore to you and how he didn't fuck his own mother?

>> No.56495439

Because, you see, even if you flay yourself to advance your ability to practice deception, that doesn't stop you from putting on a disguise of your natural likeness.

>> No.56495444

>>56495195
I swear do non of you work for a large company? Or your spouse? If you did you wouldn't shit all over AI memes (they're not memes).

>> No.56495445
File: 1.49 MB, 1280x713, TIMESAND___FilthyMemeWoman2.png [View same] [iqdb] [saucenao] [google]
56495445

>>56494954
disgusting. kill it with fire.

>> No.56495454

>>56495438
there would never a boring day lmfao

>> No.56495466

>>56495444
Only absolute brainlets underestimate the impact AI will have. Honestly don't waste your time trying to explain it to these guys, they are equally as retarded as the people who think an AI will go sentient and rogue. The AI will do whatever we fucking program it to do. Nothing more and nothing less.

>> No.56495468

>>56495427
They chose the name "Chris Chan" to mock Christianity. You see how it's like "Christian?" That entire persona was conjured to mock the Christian faith, and everyone who participated mockingly in that thread is going to burn in hell forever, and if their families just end up dead rather than burning in hell with them, that's probably better than they deserve.

>> No.56495478

>>56495466
Yeah true, I have been constantly impressed by some of the things I've been seeing worked out at my company, wifes and friends companies. Lots of acceleration on tasks and possibilities to do more as training data builds and computing power increases. AI is a margin machine that people don't properly understand.

>> No.56495482

>>56495468
This is a very elaborate psyop to undermine Christians
>secret intelligence agencies decide to brainwash some autistic kid using sonic to behoove Christianity

>> No.56495495

>>56495478
Honestly it's terrifying how many jobs in will make obsolete. I can't wait until AI sex bots wreck all these onlyfans hoes and thots.

>> No.56495505

>>56495466
>>56495478
>>56495495
if AI blows up as much as some are predicting energy demand will leap much much higher, and that's on top of the energy demand that's coming regardless

>> No.56495510

>>56495495
I think people who are younger in copywriting, editing etc are realizing they're fucked, but it's the gen x types who are totally fucked

>> No.56495512

>>56495356
*perfect. There are for sure times when buying is opportune, but it is neigh impossible to sell at the peak.

>> No.56495519

>>56495512
you don't need to be perfect with your timing. Buying when things are cheap and selling when they're expensive is a good principle to try to follow.

>> No.56495520

>>56495512
>neigh
giddy up

>> No.56495521

These shrooms are stalled so damn much. I was expecting pins by now and maybe even fruits

>> No.56495522

>>56495505
Processors have been continually getting more power and energy efficient. This is just what happens as the nodes become smaller.

>> No.56495523
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56495523

>> No.56495524

>>56495137
We just came out of a recession but they changed the definition.

>> No.56495526

>>56495522
and yet energy demand has kept rising. Think about the energy requirements AI would bring about.

>> No.56495534
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56495534

Baggot and Scoopsies simultaneously tongue my anus

>> No.56495536
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56495536

>>56495520
better buy that dip or you'll be left in the dust!

>> No.56495539

>>56495505
Wake me up when ai can actually replace a job. Like I want to see an AI bookkeeper or something.

>> No.56495543

>>56495526
Energy demand is more or less a natural function of economic growth. Energy demand can rise and prices for energy can still compress due to innovation. This was seen with fracking & natty gas.

>> No.56495547

>>56495519
True, profit is profit. Still missing out on an extra 10-15% yield due to selling early feels bad, plus the extra work of staring at so many charts.

>> No.56495549

>>56495539
It's less that job is replaced moreso that you can make someone more efficient thus reducing a future demand for roles while increasing productivity. This is the whole purpose of things like MS copilot which is one of the most leading AI products the market has outside of search engines kek.

>> No.56495567

>>56495539
What are you talking about it already has in some places.
>fast food
>hotel service
>deliveries

>> No.56495568

>>56495539
I am hopeful that AI will replace pajeet coders as an even cheaper alternative that produces slightly better results. More likely companies will use it to replace domestic devs and we'll be left with the horrible pajeet/AI DP spaghetti.

>> No.56495569

>>56495536
Ahh I remember the good old days of pajeets shilling gayhorse in this general. Good times.

>> No.56495571

>>56495543
Now you're talking about energy supply, which is a good point as well since innovations are constantly happening in the energy space as well (improved heavy oil enhanced recovery methods or advancements in ultra-deep offshore drilling or geophysics to name a few could bring about a lot of new supply eventually). But you should not discount the potential impact to energy demand due to technological breakthroughs in pioneering areas like AI either.

>> No.56495573

>>56495549
It would be kickass for small business if they could though, like even if you just sat with it and answered/asked questions.

>> No.56495581

>>56495505
AI resource consumption is dropping very fast. There are already LLMs that are small enough to do inference on smart watches especially with post 2022 techniques.

>> No.56495587

>>56495571
Sure, I can't discount that but AI could be more efficient as well. It certainly won't help the green energy grift kill off gas faster or something that's for sure.
>>56495573
I agree, I mean just having basic chatbot functionality for a website that isn't very large can be quite nice for smaller businesses to optimize usage. Lots of ability to even maybe take deeper looks at your data without need a fucking staff for that.

>> No.56495588

>>56495569
I can't believe people bought into bayhorse. Wtf

>> No.56495595
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56495595

>>56495569
>>56495588

>> No.56495597

>>56495568
If this finally creates functional bank/healthcare/government websites I am all for it. It is a goddamn catastrophe out there.

>> No.56495605
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56495605

>>56495595
>Never selling.

>> No.56495606

>>56495588
Not to mention most of the people bought the top because that's when it was shilled. Never buy OTC trash like BOTY

>> No.56495607

>>56495568
>I am hopeful that AI will replace pajeet coders as an even cheaper alternative that produces slightly better results. More likely companies will use it to replace domestic devs and we'll be left with the horrible pajeet/AI DP spaghetti.
ATT did that this year, got rid of all of their North American in some divisions and turned it over to Slovakia and India. Their support has been fucking garbage since, making my job harder.

>> No.56495609

>>56495567
Most of those are just basic bitch robots that will never pan out because of tweakers & diversity.

>> No.56495612

>>56495581
>>56495587
It will certainly become more efficient over time no doubt. But in the short term if all this AI investment goes as planned that is going to materially affect energy demand too.

>OpenAI’s ChatGPT exploded onto the scene nearly a year ago, reaching an estimated 100 million users in two months and setting off an A.I. boom. Behind the scenes, the technology relies on thousands of specialized computer chips. And in the coming years, they could consume immense amounts of electricity.
A peer-reviewed analysis published Tuesday lays out some early estimates. In a middle-ground scenario, by 2027 A.I. servers could use between 85 to 134 terawatt hours (Twh) annually. That’s similar to what Argentina, the Netherlands and Sweden each use in a year, and is about 0.5 percent of the world's current electricity use.

>“We don’t have to completely blow this out of proportion,” said Alex de Vries, the data scientist who did the analysis. “But at the same time, the numbers that I write down — they are not small.”

>The electricity needed to run A.I. could boost the world’s carbon emissions, depending on whether the data centers get their power from fossil fuels or renewable resources.

>In 2022, data centers that power all computers, including Amazon’s cloud and Google’s search engine, used about 1 to 1.3 percent of the world’s electricity. That excludes cryptocurrency mining, which used another 0.4 percent, though some of those resources are now being redeployed to run A.I.

>> No.56495622
File: 203 KB, 696x1238, B0135EE5-A294-4E00-A2E0-C10857531963.jpg [View same] [iqdb] [saucenao] [google]
56495622

Why do people use margin? I mean, I use Robinhood’s “margin” in a sense that I can execute orders quickly but it’s entirely coming out of pocket and not some ambiguous credit line

>> No.56495627

>>56495609
It is though. A basic bitch robot is still cheaper and less of a liability than actual employees. Just wait until they push this retarded ass Ai/robot lives matter into diversity and why getting replaced by a machine is a good thing. People are so fucking retarded already I can easily see this happening.

>> No.56495628

>>56495622
shorting can be fun sometimes

>> No.56495631

>>56495622
They're gamblers who have a desire to ruin their life even more.

>> No.56495655
File: 201 KB, 510x496, 1657664256474.png [View same] [iqdb] [saucenao] [google]
56495655

>>56495595

today i made money
and now i'm feeling fine
i'll re-invest profits
in that shilled silver mine

>> No.56495661
File: 418 KB, 852x622, 1616166193026.png [View same] [iqdb] [saucenao] [google]
56495661

>>56495655

>> No.56495666

>>56495588
I actually made a bit of cash off bayhorse holding it for like a week or two and selling higher.

>> No.56495670
File: 91 KB, 1392x729, the dumpning.jpg [View same] [iqdb] [saucenao] [google]
56495670

>>56495666
me too, Satan
the memes were pretty fun

>> No.56495672

>>56495666
Yeah no thanks Satan, I'm not falling for your tricky trips

>> No.56495678
File: 109 KB, 600x788, 1614200204151.jpg [View same] [iqdb] [saucenao] [google]
56495678

>>56495627
Not saying you're wrong but its retard techies that are trying to push it into places it doesnt really belong. Like go for it, replace fast food wagies with a machine that wont spit in my good, cool, great.

What I want is to be able to replace my office staff with something cheaper that I dont have to pay workers comp/get audited/have hr issues/train/ect with. Preferably with a cute ai girl like neuro.

>> No.56495721
File: 527 KB, 1080x1570, Screenshot_20231028_153926_Chrome.jpg [View same] [iqdb] [saucenao] [google]
56495721

>Putin raises Russian interest rate to 15% to curb inflation
Man we are entering balls to the walls crazy times

>> No.56495727

>>56495252
Financial institutions, like any other business, can fail, and like any other business, some are more vulnerable than others. Simple as. I do not pretend to know the specifics of their businesses that might make their specific case a more or less likely candidate for failure under general economic emergencies with myriads of factors affecting myriads of business functions. I do, however, assume that certain old hands with certain magnitudes are more reasonably figureable as "safe" than a bunch of youngsters that are barely, or even not yet profitable at all, and much less generally experienced.

>> No.56495744

>>56495721
Russia has a rather low debt-to-GDP ratio so they probably have to raise rates much more for any significant impact. And they also need to balance their currency a lot due to the sanctions

>> No.56495746

>>56495721
>putin is the central bank of russia

>> No.56495750
File: 54 KB, 858x582, Screenshot 2023-10-28 134537.jpg [View same] [iqdb] [saucenao] [google]
56495750

>>56495721
Seems like the ruble is doing okay considering how hard biden was trying to stomp it.

>> No.56495752

>>56495746
Putin's rate hike

>> No.56495761

>>56495746
Does the central bank of Russia operate on its own?

>>56495744
Yeah but aren't they racking in more debt because of the war? Isn't that what is devaluing the currency in the first place?

>> No.56495762

>>56495752
HE CANT KEEP GETTING AWAY WITH IT!

>> No.56495768

>>56495750
>Imagine doing an FX swap at the peak in 2020 thinking the Ruble was going to collapse.

>> No.56495774

>>56495761
I think the sanctions and trade disruptions are probably what's causing most of the inflation in Russia. They don't have a shortage of raw materials but they also don't have a great manufacturing base. The classic trade between Russia and Europe since Soviet times used to be natural resources for manufactured goods.

>> No.56495775

>>56495750
>>56495768
Biden is too busy collapsing the US dollar instead of the ruble

>> No.56495784

>>56495775
the USD will be one of the last currencies left standing despite Biden's persistent attempts to fuck everything

>> No.56495799
File: 827 KB, 968x928, 1679686486067164.png [View same] [iqdb] [saucenao] [google]
56495799

It's over. Stocks will never go up again.

>> No.56495800
File: 78 KB, 790x768, 105.jpg [View same] [iqdb] [saucenao] [google]
56495800

I own 65,000 dollars of TBIL.

>> No.56495810
File: 55 KB, 843x576, Screenshot 2023-10-28 135324.jpg [View same] [iqdb] [saucenao] [google]
56495810

>>56495775
Guess so. ukraines monies looks to have suffered more lol

>> No.56495812

OIL GO UP
GO UP OIL

>> No.56495816

>>56495800
Don't those have volatility when rates change? I still haven't totally figured the treasury etfs out.

>> No.56495819

Got an investor that's interested in my property. I owe about half a million at a weighted average 2% for the next 25 years. It's increased so much in value so much that I can't afford the taxes (barely), and figure I might as well get out at the top. Not sure if I should rent or buy a new place, but I want to be as liquid as possible going into next year. Am I crazy?

>> No.56495820
File: 734 KB, 595x564, 1640443564223.png [View same] [iqdb] [saucenao] [google]
56495820

>>56495655
What are you having for dinner tonight poem anon? Also did you save that broken mouse?

>> No.56495825
File: 857 KB, 1104x610, 1696274526151763.png [View same] [iqdb] [saucenao] [google]
56495825

>>56495800
>Yield 4.16%
>Inflation 3.7%/
>Inflation adjusted yield 0.46%.
Yeah buddy we get it you're a stupid faggot. Keep sucking on popsicles ape.

>> No.56495828

>>56495819
that locked-in interest rate is pretty sweet...

>> No.56495835
File: 39 KB, 357x357, 1629075086058.jpg [View same] [iqdb] [saucenao] [google]
56495835

>>56495799
Stocks will keep going down at least until they start going up again. We will know for sure when that happens because price changes will switch from a downward direction to an upward one. The main indicator that we can use to identify this switch is that we will begin to see stock prices rising instead of falling. That will tell us when returns on stocks have changed from negative to positive. With positive returns, then the value of stocks will grow rather than shrink. Thus, the prices at which stocks are bought and sold will be going up instead of going down. Until then though, stock values will continue moving downward rather than upward.

>> No.56495854

>>56495828
>that locked-in interest rate is pretty sweet...
I know, and so does the investor. The loans are assumable, and while a normal person would have difficulty buying my place any time soon, they can afford to sit on the assets just for the interest rates alone and if it take six months it takes six months, they don't care. I'd rather have all of the equity and massivly reduce my debt (I'll only have about 60k outstanding) so I can borrow another half a mill next year if all hell breaks loose and markets crash. Who knows, maybe I'll be buying this place back for less than I sold it for. 08 Condo crisis in FL is happening again, and I want to be agile.

>> No.56495860
File: 163 KB, 729x565, KR.jpg [View same] [iqdb] [saucenao] [google]
56495860

>>56495820
>What are you having for dinner tonight poem anon?
I don't know, maybe KR brand spaghetti and KR brand frozen meatballs
>Also did you save that broken mouse?
I went to get it from the trash, but it was covered in used coffee grinds and pretty gross. I smashed a hand mirror this morning though, do you want me to mail you a piece of broken glass with blood on it?

>> No.56495865

OIL UP OIL UP

>> No.56495869
File: 1009 KB, 756x700, 16578909876543242.png [View same] [iqdb] [saucenao] [google]
56495869

>>56495860
>I smashed a hand mirror this morning though, do you want me to mail you a piece of broken glass with blood on it?
Poem anon... I.

>> No.56495887

>>56495854
your reasoning seems sound, but do take into account that the new loan you'll be taking will likely be at higher interest rates. In the end realizing the home equity right now is a financially conservative action, you're realizing profits and improving your balance sheet. Consider your running costs too though, if it's cheaper to live after you sell the house then it will also be a financially better decision on that front and you'd only lose on the opportunity cost front

>> No.56495888
File: 701 KB, 900x900, burg46411.jpg [View same] [iqdb] [saucenao] [google]
56495888

Here /smg/ you can watch girls sport climbing european olympic qualifiers to pass the time. Oriane Bertone best girl.
https://www.youtube.com/watch?v=L4uc601eEgU
>>56495835
This is essentially what my ta does/seeks to do. Line trending up and volume supports? Long. Line trending down and volume supports? Short. That's it. No news, no fundamentals, line only, final destination.

>> No.56495892

>>56495860
Get help for your mental issues

>> No.56495923

>>56495887
Yes, I've taken a lot of that into account. With the equity I can get a place about half the size for almost nothing, saving me almost 3k a month, or I can just rent and hold onto the bag and wait to pounce if shit goes down like Jan-Feb 09. I can feel it in my bones.

>> No.56495934

>>56495825
30 day yield is at 5.24%
I'm up about 42% YTD. Simply parking my cash.
How's oil doing, adjusted for inflation, oil baggie?
200 dollar oil in just two more weeks right?

>> No.56495943

>>56495934
>30 day yield is at 5.24%
How consistent is that? I was loan sharking real estate in a third world country a few years ago and only making like 3.5-4% a month.

>> No.56495944

>>56495934
That's not how yield works you larping negroid

>> No.56495954

>>56495750
>-50%
>Doing okay

>> No.56495960

>>56495923
That sounds like a good plan. If the math checks out like you say it does, I say go for it. The worst that's going to happen is the housing market keeps going up and you'll lose out on potential profits. Best case is you won't be left holding a bag and you get to buy a big dip.

>> No.56495962

>>56495944
I'm aware it's annualized dumbfuck
>>56495943
It's annualized, any yield that high over a month isn't sustainable
That's a pretty interesting way to make money though

>> No.56495967
File: 2.67 MB, 640x640, 1695874592143843.gif [View same] [iqdb] [saucenao] [google]
56495967

>>56495934
>5.24%
>Expense ratio 0.15%
>Inflation 3.7%
>Real yield 1.39%
Doing just find bill baggie your going to make it compounding at 1.39%. I'm up more than you YTD and I'll be up even more by EOY. Two more weeks until the recession right?

>> No.56495980

>>56495923
So best case scenario you make 100-200k flipping between houses?
What if the market just crabs or doesn't go down according to the timeline in your head.
What's the worst possible scenario and are you prepared for that. It seems like it would be you sell, then buy or rent a new smaller place, then lose that profit or buy/rent a bigger place later for much more than you are paying now.
Seems like it could go either way...

>> No.56495985

>>56495967
You aren't up more than me YTD holding heavy oil bags you were shilling for years. 200 oil EOY right?
Post your bags.

>> No.56495998 [DELETED] 

>>56495980
If it crabs I make 3k a week more than I do now because I won't be servicing half a million dollars of debt.

>> No.56496001

>>56495954
...wat?

>> No.56496009

>>56495980
If it crabs I make 3k a month more than I do now because I won't be servicing half a million dollars of debt.

>> No.56496018
File: 1.04 MB, 723x813, 163456789876534567.png [View same] [iqdb] [saucenao] [google]
56496018

>>56495985
>You aren't up more than me YTD
Keep dreaming kid. I'm 8% more than you YTD and that gap is going to widen towards EOY in my favor keep holding those heave bill bags. Recession tomorrow and you'll buy the bottom am I right?

>> No.56496023

>>56496018
Why won't you post your bags youre so confident in? Strange behavior.

>> No.56496036
File: 125 KB, 248x258, 234567897654323456789876543.png [View same] [iqdb] [saucenao] [google]
56496036

>>56496023
I'm not going to move my ass for a stupid bill baggie yet alone log into my brokerage account you dumb fucking t bill compounding at 1.39% ape. My confidence comes from the fact that you're a nigger.

>> No.56496052

>>56496036
Thats too bad. LARPing isn't very nice anon. Unfortunately racism is against the rules too :(

>> No.56496059

>>56496009
And if it continues to climb? If you can't afford it then sell. What I'm saying is if you can afford to stay and you are simply trying to turn a profit it's more of a risk than you are potentially prepared to take. Just the way you describe the situation, it sounds like you are assuming a guaranteed trend in your favor, which is dangerous hopefully you can see that.

>> No.56496060
File: 493 KB, 699x736, 167890876543245678.png [View same] [iqdb] [saucenao] [google]
56496060

>>56496052
Pretty sure you're the LARPing one besides you're TBIL holding, and unfortunately the rules don't change the fact that you're a nigger.

>> No.56496067

>>56495137
>Everyone is broke
>And that's a good thing!

>> No.56496077

>>56495800
Seems like you'd be better off just parking it as uninvested cash in a HOOD Gold account for 4.9% or Fidelity with 4.99%.and not have the positional price action fluctuating.

>> No.56496101

>>56496059
>And if it continues to climb?
At my price point it won't. Not where I live. This is the top, interest rates make my place unsellable basically. What the investor is doing is assuming liability of the loan, I can still live in the house, but it's for sale at the same time.

They advertise the loan to their clients at 3%. It's the start of the housing collapse, and it's all psychological.

>Boomers in the neighborhood see property sell in super inflated market for record price with no wait time, looks like a private sell.
>They all start looking at listing, pulling equity, downsizing (all things I've heard them say btw)

and it's a ripple effect from there. I implore you to investigate the FL condo crises in 08. It's repeating, and the real estate market in general is frozen. I've been getting my company out of as many corporate leases as possible because they're not profitable anymore at current rates.

>> No.56496116

Oh, I forgot the best part. I'm exploiting a loophole in HUD. It's pretty fucking genious, I can see why these Democrat slumlords do so well in the inner cities.

>> No.56496120
File: 148 KB, 1024x1024, _06def93e-0685-4492-accc-1118a2525be0.jpg [View same] [iqdb] [saucenao] [google]
56496120

Just ate my daily WMT Great Value pinto beans and brown rice with skim mozzarella and olive oil, seasoned with iodized salt and hand ground peppercorn. All of that is WMT Great Value other than the peppercorn which came from DG and was given to me.

>> No.56496165
File: 58 KB, 971x846, 1634595986838.jpg [View same] [iqdb] [saucenao] [google]
56496165

I know exactly what you did last night.

>> No.56496173
File: 103 KB, 1525x857, miko51.jpg [View same] [iqdb] [saucenao] [google]
56496173

>>56495860
I want that mirror

>> No.56496178
File: 108 KB, 1000x750, 1669075934923267.png [View same] [iqdb] [saucenao] [google]
56496178

>>56495865
it's over
ukraine won
Biden won
Isreal won
ESG won
Opec lost
Oil bulls lost
Sell everything
Gas will never be expensive again
And if it is there will be demand destruction so it won't matter

>> No.56496191
File: 177 KB, 1151x720, 1624626488952.jpg [View same] [iqdb] [saucenao] [google]
56496191

>>56496165
I came home from work, made dinner, ate dinner whilst watching a Croatian man play chess on youtube, went to bed, slept 12 hours, and woke up early this afternoon.

>> No.56496198

>>56495892
There's no help for being born a loser.
>>56496173
I was being facetious. I'm not actually going to mail that.

>> No.56496202

guise i sad
i waked up early this morning and and
then i went and goed over to the stock market
BUT THE DOORS DIDN'T OPEN
AND THE SIGN SAID CLOSED
what's happening?!

>> No.56496223

>>56496202
>accounting hours
We're reviewing strategies.

>> No.56496231

>>56496223
would you say that you are...
restocking?

>> No.56496254

>>56496231
More like reloading.

>> No.56496288
File: 437 KB, 747x747, 1693964778433302.png [View same] [iqdb] [saucenao] [google]
56496288

>investing in gold and silver sounds cool
>I know it's a fucking terrible choice
anyone else have that thing you want to invest in but you don't because you know it's a fucking terrible idea?

>> No.56496294

>>56496288
gold majors are cheap and bullion is a good hedge.

>> No.56496299

>>56496288
I thought this way about Uranium 20 years ago because everyone was protesting nuke plants for electricity. If you don't take into geopolitics when it comes to commodities then you miss the good shit.
China is going to sink the EV market. Tech in general really. They're positioning to just copy everything they've learned and take over. It's their only hedge.

>> No.56496312
File: 3.79 MB, 498x281, 1598205443502.gif [View same] [iqdb] [saucenao] [google]
56496312

rice cooker clicked. whole place smells like a chinese restaurant now.

>> No.56496325
File: 719 KB, 518x844, 1634787654567890.png [View same] [iqdb] [saucenao] [google]
56496325

>>56496120
Based. How much did this meal cost you?
>>56496198
Poem anon do not sink into the loser mentality. I believe in you.

>> No.56496326

>>56496288
yes, there are a ton of legacy businesses that make everyday life possible that are in debt up to their eyeballs and making payouts to shareholders they can't afford
ATT
Conagra
Kinder Morgan

>> No.56496329

>>56496288
Wdym investing in the metals or the miners?

>> No.56496332

>>56496312
my girlfriend is korean, house always smells way different like that even when we don't cook

>> No.56496342

>>56496332
It's the Korean pussy sweat

>> No.56496360

>>56496326
>ATT
Short them, they're outsourcing everything to stay above water.
>>56496332
Is there an old lady that lives there?

>> No.56496369

>>56496342
I'm assuming you meant that as a question and in which case yes. My dick actually gets sore from how often we want to fuck. We try not to do it more than twice a day
>>56496360
not yet

>> No.56496372

>>56496326
>Kinder Morgan
I wonder about the health of utilities as a sector. They all seem to pay out high dividend yields and they all seem to have a stellar history of keeping up with those payments. But on the other hand I keep reading about degrading infrastructure that hasn't been maintained properly, and I know utility companies are already pretty straddled with denbts

>> No.56496380
File: 2.43 MB, 498x266, 34567897654221344469.gif [View same] [iqdb] [saucenao] [google]
56496380

>>56496326
You can add the western tobacco companies to this list: MO, BTI, IMB etc... They'll basically inverse yields at this point since they're so indebted.

>> No.56496387

Hello fellow apes, what are your favourite stock subreddits for finding out information about the markets?

>> No.56496397

>>56496387
you're brand new? Stick to low cost passive index funds. Preferably forever. So like VTI/VXUS etc

>> No.56496400

>>56496372
>But on the other hand I keep reading about degrading infrastructure that hasn't been maintained properly, and I know utility companies are already pretty straddled with denbts
I'd stay away this argument has merit to it.

>> No.56496403

>>56496372
>But on the other hand I keep reading about degrading infrastructure that hasn't been maintained properly, and I know utility companies are already pretty straddled with denbts
Insurance anon. And Insurance companies spread out their exposure to the entire economy.

>> No.56496404

>>56496387
>>56496397
all in USOI

>> No.56496410

>>56496387
you won't find conversation more intelligent and thought provoking than the likes you will find on r/animefeet
I promise

>> No.56496446

Just wanted to say
FUCK NETANJAHU
that's all. See you on market open if I'm not banned by some trannyjanny

>> No.56496455

Why the fuck are slavs here insulting people as niggers? They know for westerners they are not much higher on the list.

>> No.56496474

>>56496325
I've never done the calculation but it would have to be less than 50 cents in USD. The 8 lb bags of pintos are less than $7, 1 lb bags of brown rice are 88 cents, and the largest expense is the 2 lb bags of skim mozzarella at $7.50 (using about 1 oz per meal).

>> No.56496478
File: 7 KB, 275x183, images.jpg [View same] [iqdb] [saucenao] [google]
56496478

>>56495147
You need to hand write the links and have your secretary transcribe it for every new thread or else you're not putting enough effort into the relationship. I can read the staleness of your copy-pasta from here and it sickens me.

>> No.56496486
File: 1.42 MB, 256x320, 1692811852970051.gif [View same] [iqdb] [saucenao] [google]
56496486

>>56496474
>but it would have to be less than 50 cents in USD
Holy based.

>> No.56496523

>ai images makes porn
Can one of you tech wizards explain another example of ai in that simple of a statement? My forays into technology started and ended with my porn addiction

>> No.56496537

>>56496523
The internet is for porn.
https://youtu.be/hkdYhw5zHk0?feature=shared
Same applies for AI.

>> No.56496538

>>56495118
You say biden as if all presidents haven't been doing this until the dawn of time. Anything war related makes it extremely easy to give your friends golden handshakes and get kickbacks for almost anything.

>> No.56496551

>>56496523
>another example of ai in that simple of a statement?
It's already being used to scam contests, social media political campaigns, bot accounts, etc. It's more of a menace then anything due to how dumb and gullible people are. Recent contracts have stipulations in them that AI not be used at all in creation or for completing a contract etc. People don't want it for anything else but porn and homework.

>> No.56496553

>>56496538
presidents don't do any of it, congress does. he's being a dummkopf

>> No.56496566
File: 149 KB, 878x1209, 1698372121456864.jpg [View same] [iqdb] [saucenao] [google]
56496566

>>56496523
depends on the ai but with most of these ones were talking about are basically a glorified search engine that creates an output based on user input that correlates with a large set of data.
so...can be
>ai uses images to create an image based on what your text input is.

>> No.56496569

>>56496551
This still sounds a lot more like a fancy text generator than any kind of intelligence

>> No.56496571

>>56496569
that's because there is no intelligence included

>> No.56496586

>>56496566
So is calling it an AI implying that we're stupid because a text generator isn't an intelligence. I'm glad I'm not a glorified bean counter like that nigger scoops. No fancy chatbots are taking my job

>> No.56496600

>>56496571
Correct. Pay for the license and/or contract some company to do it (with active user input making corrections).

>> No.56496604

>>56496586
AI is a meme, like green energy. Just something you have to say during calls.
It's all smoke and mirrors, I'm in the business.

>> No.56496608

>>56496571
Intelligence means the ability to think. AI cannot think. It's just goes through its database and scrambles info together for you. In case of image creation it also can only create which it has already "seen" to some degree.

>> No.56496632

Ok so can somebody actually explain whats ai doing at a big company like the anons said at the top of the thread

>> No.56496639

>>56496632
consuming electricity

>> No.56496643

>>56496632
We use it for advertising and marking balls on a court.

>> No.56496648

>>56496566
Fuck I for one, hope I live long enough till the day comes they merge this A.I stuff and the holodeck. Not that shat that passes for V.R now, but an honest to god holodeck. Imagine it; you, your bedroom and the ability to program it to look however with whoever you want as uh "playmates".

>> No.56496660

The problem with AI is it's only useful if you have the data to mine. HIPPA restricts insurance companies from mining, so they're going to use other data that isn't accurate. They'll use this 'investment' to guide their future, which is speculative now and based on whatever shit they think they want to know.

Many 'advisor' companies will probably pop up, but all the legal shit that could be involved is endless. Meme.

>> No.56496661

What the hell this isn't Reddit‽

>> No.56496672

>>56496661
You are right.

FREE PALESTINE

Now ban me TRANNYJANNY

>> No.56496679

>>56496660
I think machine learning has been used to some success in geophysical exploration of mineral deposits, and it may have some use in optimizing upstream oil and gas operations. But yeah it's an overhyped meme

>> No.56496680

>>56496648
Thats what META is trying to figure out, because there's infinite monies in that. Theyre not competent enough to pull it off though since they failed the diversity upwards and hired too many pajeets....many such cases.

>> No.56496683
File: 472 KB, 660x720, doomer.png [View same] [iqdb] [saucenao] [google]
56496683

i've given up on my dream of having a wife and child. how do i go about killing it in my heart permanently so i stop falling in love so easily? for financial reasons of course, i'd be more focused on trades and i'd be doing more research rather than think about the cut alt cashier girl from earlier.

>> No.56496695
File: 303 KB, 1119x1119, 1689285884744370.jpg [View same] [iqdb] [saucenao] [google]
56496695

>>56496683
>killing it in my heart
long PFE

>> No.56496698

>>56496648
I'm sorry anon you're only allowed to program your playmates to be within 2 years of your age and they cannot be white or white-adjacent in order to prevent our most precious resource, roasties, from getting the ick. Thank your grandparents for giving women the vote

>> No.56496705

>>56496695
uhhh, i'm a moral trader. i refuse to deal with companies that have brought upon death, chaos, and destruction

>> No.56496707

>>56496698
>roasties
Days are numbered.
https://www.youtube.com/watch?v=kDffe1Ouw0M

>> No.56496709

>>56496698
But at the same time they would also not want you to be able to pick asian or latina. They'll just ban it completely. No waifus.

>> No.56496716
File: 1.01 MB, 1072x697, 76543212345678875422113453.png [View same] [iqdb] [saucenao] [google]
56496716

>>56496683
>i've given up on my dream of having a wife and child.
Why?

>> No.56496725
File: 204 KB, 380x376, Screen Shot 2023-10-28 at 3.56.24 PM.png [View same] [iqdb] [saucenao] [google]
56496725

>>56496705
>i'm a moral trader
How about an oral trader?

>> No.56496727

>>56496716
Honestly, alimony is a bitch, and women know they win 99% of the time. It's basically cruise control for them from then on.

>> No.56496731

>>56496661
different website, same userbase

>> No.56496733

>>56496680
Facebook would never be based enough to let us bang AI anime chix. Any sort of intimacy simulator would be FORCED diversity based on your FB account.

>> No.56496739

>>56496683
>>56496727
this I've already heemed myself trading, why sign a contract that lets the other party heem me whenever? I've also seen too many colleagues and family get fucked.

>> No.56496746

I like the new CocaCola Y3000
I'm buying more KO shares on monday.

>> No.56496784

>>56496739
Kids are fucking awesome, and if you have a partner that's committed to them and the family then usually it works out, but not always. Due diligence per usual. Check local laws, some of them, even if you aren't 'married' they could be entitled to property.
Typical oversights that create a momentum effect when finances get out of control, as they are now (see credit card debt vs savings).

>> No.56496796
File: 96 KB, 996x996, 1695940882010901.jpg [View same] [iqdb] [saucenao] [google]
56496796

>>56496727
Obviously you get to know the bitch before you knock her up.
>>56496739
You don't need to sign a contract to have gf/wife and kids but if you want/"have" to make her sign a prenup.

>> No.56496802

>>56496716
i never seem to attract any kind of woman. it always seems to be the wrong thing i say, or the wrong time. most of the time, the girl is either not interested or already taken anyway. my last "relationship" was 8 years ago and its been a slew of rejection ever since. hell i've never even been a "last choice" at bars, not even a pity fuck. all i see around me now are newlyweds and couples with children.

>> No.56496809

>>56496683
buy a different hooker each weekend

>> No.56496810

>>56496727
>>56496739
>>56496784
>>56496796
write
the
fucking
prenup

how is this an issue anno domini 2023?

>> No.56496822

>>56496810
Marriages with prenuptials are not canonically valid

>> No.56496832

>>56496822
"till death do us part" is also invalid when either spouse can divorce at the drop of a hat

>> No.56496833

>>56496810
It's a big turn off (warning flag). Most people aren't financially literate, everyone I know has no clue what's going on with interest rates, they just complain about being squeezed. No savings, no retirement, etc. I own all of my vehicles, devices, etc. Only thing I have on load is real estate, and I have a phone bill and internet bill, and insurance. I don't know anyone else that pays cash for shit that costs less than $25k. Everyone is basically renting everything they 'own'.

>> No.56496836

>>56496822
its ok bro god spoke to me and told me he changed his mind about that too

>> No.56496838

>>56496832
also true

>> No.56496839

>>56496833
>wanting to marry a woman who knows fuck all about personal finance
you're just digging your own grave at this point

>> No.56496842

>>56496796
>>56496784
it does sound nice but I may earn a pension and any spouse is entitled to half of it if married > 10 years so right now it's better for me to wait, even with a prenup. Ideally own a house before as well.

>> No.56496848

>>56496842
Military? Yeah, just wait. Your world is about to get interesting again.

>> No.56496862

>>56496809
i've been seeing one monthly but i haven't seen her yet because i'm unemployed and i don't want to be throwing money around right now, besides, its not about the sex. its about having someone committed to me that i can trust and build up with, spare me the incel speech but its possible.

>>56496810
you do know that women can say something and the court can just over rule the prenup, right?

>> No.56496871
File: 1.45 MB, 1409x805, 16423456345678.png [View same] [iqdb] [saucenao] [google]
56496871

>>56496802
>i never seem to attract any kind of woman
Work on yourself body and mind.
>my last "relationship" was 8 years ago and its been a slew of rejection ever since.
Idk how many times you got rejected, but there ain't much else to do than keep trying.
>>56496842
I mean if you're in your 20s you can wait, not sure about 30s-40s.

>> No.56496884

>>56496871
>I mean if you're in your 20s you can wait, not sure about 30s-40s.
I'm in the latter group and picking up 20 year old girls is easy as fuck. All they want are bags and clothes. They're dumb and lazy, and eventually fight about dumb shit that I don't give a fuck about because I'm trying to make money.

>> No.56496887

>>56496862
prenups can be overruled in certain cases but you can avoid that by writing them properly and knowing the circumstances in which they could be overruled. And you're still better off with a prenup rather than without anyways, even if you marry somebody you think you can trust and devote your life to

>> No.56496910
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56496910

>>56496884
>All they want are bags and clothes.
I mean sure if you have money you can still play the game in your 30s-40s. 50s is pushing it unless you're rich, handsome or both.

>> No.56496944

>>56496910
Rowing machine is like 1500, jump on it during commercials. It works the two largest muscle groups in your body, while doing cardio. Drink a meal shake as a replacement and drink a gallon of water a day.
t. work at home, do yard work, and have kids and stay fit.

>> No.56496960
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56496960

>>56496884
The clothes I understand. The bags I don't. Ex spent 1500 once on a small purse. Her own money. It was a purse. It held a small collection of items she carries because she's a woman. 1500 dollar. And she already had three other purses to begin with.

>> No.56496976

>>56496871
>Work on yourself body and mind
i am, i'm a lot more confident than i was. halfway done with my weight loss and i seem to have plateau'd so i've gained some weight back
>Idk how many times you got rejected, but there ain't much else to do than keep trying
not keeping track but let's just say an average of going out every other week for 5 years. i'm tired of hearing "ew" "no" "lol fuck off" "in your dreams" "back off weirdo" "stay away creep" etc. i'm more at peace these last 3 years just keeping to myself rather than trying to attract someone.

>>56496887
maybe, most boomers at my job all have been divorced at least once. its only until they hit their 40's do the divorces seem to reduce. i always joke and say "so moral of the story is don't get married" and they tend to agree but seeing as i'm a "young buck" they still try to console me and tell me to find the right woman and i won't need a prenup.

>> No.56496983
File: 103 KB, 671x868, 1696601647335361.jpg [View same] [iqdb] [saucenao] [google]
56496983

>>56496960
>1500 dollar
Not sure I've spent that much on clothes in a decade.

>> No.56496985

>>56496960
I'm the opposite, I don't understand the clothes. Bags are tradeable, and likely not used for a long time depending on size and use. I have some exclusive LVxSupreme and Gucci bags I've been sitting on for a while, and they just keep increasing in value because the design is easy to be a fan of. I've done this with other products in the past, but you have to be pretty intimate with the market, like reselling watches.

>> No.56496999

>>56496976
You need to invest in something that says you have fuck off money. A very cheap (fake) wedding ring is a great first step.

>> No.56497007

when all this fake recession crap is over when does the golden bullrun start?

>> No.56497012

>>56497007
give it a year or three

>> No.56497019
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56497019

>>56497007
Don't worry anon, it will be different this time. The market will simply go on another bullrun.

>> No.56497023

>>56496976
>i seem to have plateau'd so i've gained some weight back
You got to push yourself otherwise you'll never reach your goals. If you push yourself you'll realize you can do things you thought you couldnt.
>i'm tired of hearing "ew" "no" "lol fuck off" "in your dreams" "back off weirdo" "stay away creep" etc.
Bruv idk if you're larping or you're running into shitty women or something is off about you.

>> No.56497034

>>56496976
>i'm tired of hearing "ew" "no" "lol fuck off" "in your dreams" "back off weirdo" "stay away creep" etc
sounds like you may be approaching women wrong or something

>> No.56497056

>>56496839
it can work if you set up some ground rules like only giving them 1 credit card with a $500 maximum and no access to your primary accounts. they already seem interested in handling children, its basically the same

>> No.56497058

what do i invest in to get my father to say that he's proud of me?

>> No.56497065

>>56497058
an education

>> No.56497070

>>56497058
yourself

>> No.56497080

>>56497058
The dip and not the top.

>> No.56497081

>>56497058
Buy a lambo on credit

>> No.56497082
File: 693 KB, 760x527, 1644325678654678.png [View same] [iqdb] [saucenao] [google]
56497082

>>56497058
Cigars, Oil, Whiskey.

>> No.56497085
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56497085

>>56497058

>> No.56497088

>>56497065
>>56497058
THIS
it the unironic correct answer. Bonus points for vocational like plumbing/electrical/etc. and getting a union job.

>> No.56497096

>>56496999
explain further

>>56497023
i do 3 sets of reps until failure, i don't know how much more i'm supposed to push myself. in fact, i think if i do that causes injury so thats bad advice
>Bruv idk if you're larping or you're running into shitty women or something is off about you.
i guess its easier to assume i'm larping so lets go with that and end this topic

>>56497034
>you may be approaching women wrong or something
....thats what i said in my first post....

>> No.56497097

>>56497085
kek

>> No.56497103

>>56497096
>explain further
Read the thread. Women are whores.

>> No.56497108

>>56496486
It's good shit, too. Sometimes I sprinkle it up with cayenne pepper, and usually add some Italian seasoning. Occasionally I'll go with curry powder. I usually put whole kernel corn in it, and often even include hemp seed powder for extra protein (beans/rice beans/corn either one together form a complete protein). I just ate another bowl so have splurged $1 US today I reckon.

>> No.56497124

>>56497096
>i don't know how much more i'm supposed to push myself.
Well you mentioned you're stagnating on your weight loss goal and you don't have to push yourself on lifting heavier weights maybe do more cardio eat healthier and less calorie dense foods on top of your lifting. Point is you can always do more.
>i guess its easier to assume i'm larping
What do you even say to these women to get that kind of response?

>> No.56497129
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56497129

Can we wrap this up and get to the next thread already?
This one is making me fucking depressed

>> No.56497130

>>56497108
Based anon. I'd recommend larger sizes of meat cuts that are expiring, and using them for smokes or pan fries. You can leech off of them for diversity for a month.

>> No.56497132

RIP MATTHEW PERRY

>> No.56497133

>>56497108
Sound cheap and healthy af desu.

>> No.56497139
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56497139

Bobo, you covered right? This is gonna hurt

>> No.56497144

>>56497132
damn

>> No.56497149

>>56496660
>hippa
They mine the health information elsewhere. Some roasties at work were talking about this app where they give you gift cards for answering health surveys.

>> No.56497154
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56497154

>>56497139
>Mumu posting on a Saturday night.
You're as bad as bear posters.

>> No.56497159

>>56497149
Yeah, that information is firewalled. Opt in only. Retards fall for it.

>> No.56497169
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56497169

>>56497154
I'll take that as a no.

>> No.56497191

Migrate
>>56497178
>>56497178
>>56497178

>> No.56497273

>>56496683
Get an e girlfriend or date an Asian.
It tricks your brain into thinking everything is fine so you don't worry about it.

>> No.56497551

>>56497273
i'm not weak minded enough to fall for things like that