/biz/ - Business & Finance

[Anonymous No.56490432]

>be zoomer
>whine about how it’s da evil boomers fault you’re poor
>actually pays for discord
>donates to twitch streamers
>pays for streaming services
>gets Starbucks and avacado toast every day
>finances the new halo phone every year
Yeah it’s the boomers fault you can’t afford a house or whatever

[Anonymous No.56490438]

>>56490432
sorry but it is not zoomers fault that the world is horrible
they have almost no way to make it

[Anonymous No.56490448]

>>56490438
zoomers have it better than millennials, try graduating into the Great Recession and losing all that compound interest because you can’t get a job

Meanwhile McDonald’s starts you off at $25/hr now and even post inflation that’s still pretty good

[Anonymous No.56490459]

>>56490448
zoomers and millennials cannot possible "work" their way out of hell
there is a reason for the gambling explosion

[Anonymous No.56490475]

>>56490459
ok retard just eat a bullet if you think you’re destined to 40 years of stagnation lmao

[Anonymous No.56490483]

>>56490475
KYS faggot

[Anonymous No.56490488]

>>56490483
I’m not the blackpilled incel, I’ve found success. You can kys though

[Anonymous No.56490495]

>>56490488
How many abortions do you have?

[Anonymous No.56490503]

>>56490495
>How many abortions do you have?

[Anonymous No.56490510]

>>56490503
I've hit a nerve didn't I

[Anonymous No.56491710]

>>56490448

To be fair, try graduating into COVID lockdowns…

[Anonymous No.56491755]

>>56490448
They are graduating into a recession and can't get jobs. Show me where McDonalds pays 25 bucks an hour. Last I heard that fucked up state California was offering 20$ to poos and I don't think it was McDonald's

[Anonymous No.56491914]

>>56490432
>be boomer pay for $200+ monthly cable bill
Tard

[Anonymous No.56491922]

>>56490432
>halo phone
what?

[Anonymous No.56491925]

>>56490448
Lmaooo stfu. 2008 was 15 years ago. I can't believe your stupid fucking generation couldn't buy the dip, all you had to do was buy literally anything and watch your money more than double. Meanwhile us zoomers got fucked with 30% inflation, no dip in the housing market, covid lockdowns, the recession and high interest rates. Git gud nigger if I was 20 in 2008 I would have been a millionaire

[Tell me the truth No.56491931]

>>56491925
Unfortunately this zoomer retard is 100% correct

[Anonymous No.56492187]

>>56490448
>be boomer born in 1955
>graduate college in 1978
>first job out of college pays 15k/year
>homes are 50k (3.3x salary)
>have to borrow at 10% interest rates
>96% of first payment is interest
>s&p is $100
>10 years later s&p is $270 (+270%)
>give birth to millennial

>be millennial born in 1990 to boomer parents
>graduate college in 2012
>starting salary out of college is 45k
>housing price is 230k (5.1x salary)
>get to borrow at 3.5% interest rates
>58% of first payment is interest
>S&P is 1350
>10 years later S&P is 4200 (+311%)
>complains about how much worse they had it

Millennials have been more spoiled than Boomers

[Anonymous No.56492241]

>>56491925
So did you buy Rubles when the ukraine war broke out or not? There are opportunities everywhere, stop seething over hindsight and look around you.
The millennial who didn't make it had the same attitude in 2008 you do now. All they did was seethe about the past instead of playing the hand they were dealt.

[Anonymous No.56492276]

>>56490432
this has to be bait, obviously yes it is the fault of the boomers. They literally put legislation in place to make it very difficult to build new houses in order to increase the value of their own homes, not to mention its boomers who purchased dirt cheap houses after the 2008 crash through various hedge funds (particularly Blackrock) and are now holding young people hostage. What the hell do zoomers have to do with how awful the world is today?

[Anonymous No.56492279]

>>56490510
ESL…

[Anonymous No.56492325]

>>56491925
you can get finance for a house tomorrow zoomie.
you had generational dip to buy not 3 years ago as your entry to the market and missed it.
it's a skill issue. you could've just bought the dip and been a millionaire and that was a handicap that gave you even more opportunity than the boomers in a single quarter. but unfortunately I guess the boomers prevented you from the oil tanker meme and GME shorts too right?
Anon in your case the issue is the device between the keyboard and chair try turning it off and on again.

[Anonymous No.56492331]

>>56491925
>2008 was 15 years ago.

i fail to believe this is true

[Anonymous No.56492335]

>>56492276
I'd say a lack of morals, lack of empathy, lack of work ethics.
Generally lazy and ignorant with no perspective and no ability to expand their own subjective horizons.
You could, y'know, just get a job? Ironically I don't think the travel blog lifestyle will work out. Sadly you're just not interesting enough.

[Anonymous No.56492340]

>>56491925
How much are your monthly subscriptions?

[Anonymous No.56492356]

>>56492335
I'm a young millenial not a zoomer, and I have a job. I just think its ridiculous blaming zoomers or young people in general for society going to shit. Lack of work ethics? No shit, you need meaning to be willing to work hard, which young men have been robbed of entirely in western societies. Lack of morals? oh because boomers who sold out their countries and children in every possible way just for their own benefit have good morals I suppose? What a fucking joke. Yeah zoomers are fucked up, but they're not responsible for the shit environment that made them so

[Anonymous No.56492402]

>>56492356
How about being responsible for yourself?
Name a single thing you've ever done out of your own power and motivation that was altruistic and meant anything to anyone besides your immediate environment?
How come you weren't interesting enough to go viral?
So every unsuccessful boomer of the older generation (90% of them) is just as culpable of those who enjoy the benefits of the 1%?
>but they're not responsible for the shit environment that made them so
not responsible for bringing it about. no.
but you are responsible for it.

What have you ever actually failed at?
name one serious things you've fucked up. im not sure youre capable of taking responsibility, nor know the weight of it.

[Anonymous No.56492424]

the whole issue with zoomers is they spend their lives larping as internet influencers lmao

their whole life is one big fake larp

[Anonymous No.56492439]

>>56492402
What the fuck are you talking about? the point of this thread was who is at fault for bringing about the shit society we currently live in, not my own personal situation. Yes you can always make it, but a smaller and smaller percentage of people can as the scales are so heavily tilted against the average young person. The average or even below average boomer could afford a good life and fulfill most of Maslow's hierarchy of needs. The average young person today doesn't have shit and won't ever have shit. Not everyone is exceptional by definition, and that's what you have to be more and more to make it. I don't know why I'm explaining anything to you, what are these questions like
> How come you weren't interesting enough to go viral?
guess what a lot of us don't want to be online celebrities, that's just pathetic. I am taking ownership of my own situation and trying to make it my own way, but blaming young people for where we are is absurd you old shit

[Anonymous No.56492460]

>boop, more free stuff

[Anonymous No.56492461]

>>56492439
Ive given you plenty already you vacuous little shit.
>I am taking ownership of my own situation
I see no evidence of this in your thinking.

[Anonymous No.56492466]

>boop, got mine

[Anonymous No.56492469]

>>56492325
3 years ago a 20 year old was 17.

[Anonymous No.56492499]

>>56492469
oldest zoomers would have been 22.
markets had unregulated securities tied to tokenised assets on unregulated exchanges with no KYC/AML. You got to grow up in the app garden and barely learnt how to meme let alone how to source information. I used to be much more optimistic about the hope for the future. But I think hard work and applied skill skips every other generation. I guess someone needs to make philosophy majors.

[Anonymous No.56492534]

>>56492461
kek yeah you've given me plenty, like assuming im jobless, assuming I want to be an influencer, assuming im never tried anything (all wrong assumptions) and made retarded points relating to my personal situation which isn't the topic of the thread that I was addressing. Boomer tier level of verbal reasoning.

[Anonymous No.56494086]

>>56490432
>da evil boomers fault you’re poor
literally yes fr doe, I'm entitled to good things in life (discord, starbucks, clothes, cool phone) AND a house. You literally owe me one grandpa, you ain't living there forever bitch.

[Anonymous No.56494110]

>>56491755
I see signs at every fast food place in Phoenix offering at least 20 starting

[Anonymous No.56494145]

>>56490432
most of them are muttgroids. you're expecting too much from them.

[Anonymous No.56494438]

>>56490432
Bros how do we convince zoomers to stop pumping interest rates?

[Anonymous No.56494444]

>>56494438
How tf are we going to get the FED to stop raising interest rates??

[Anonymous No.56494459]

>>56494444
Checked based fellow zoomer dunking on retarded millennial poorfags. Day of the pillow is coming you old fucks

[Anonymous No.56494496]

>>56490432
Someone could have all the most popular streaming services, plus a few Twitch subscriptions, plus Discord or whatever, and still it would only add up to like $100/month. It simply is not enough to make the difference between being able to afford a house or not

[Anonymous No.56494506]

>>56494444
>tf
>FED
can someone please raise the minimum posting age to 25 and require a picture of a hand to post

[Anonymous No.56494512]

>>56494506
Can someone take a pillow to your face while you sleep you geriatric goblin

[Anonymous No.56494521]

>>56490432
I'm a zoomer and I don't do any of this.

[Anonymous No.56494649]

>actually pays for discord
>donates to twitch streamers
>pays for streaming services
>gets Starbucks and avacado toast every day
>finances the new halo phone every year

Yes it would be a good idea for zoomers to cut all of this out of their budget, but let's stop cappin here - do the math on how much they'd save if they cut ALL of those out, and even then, it won't come anywhere CLOSE to what they need to be saving for a new house.

Signed, a millennial

[Anonymous No.56494666]

Median household income in 1970 was 235oz of gold. Yes, boomers are at fault.

[Anonymous No.56494866]

>>56492331
2006 and 2040 are the same distance away