[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


View post   

File: 566 KB, 1600x1029, home.jpg [View same] [iqdb] [saucenao] [google]
56433142 No.56433142 [Reply] [Original]

Has anyone looked into building/buying a 'tiny home' as a way to avoid being a rentcuck for life while also not wasting every penny of yours to afford a $500,000 fixer-upper of a home? The main reason I am saving most of my money is so I can buy a house. But I really don't want to be stuck working 40-60 hours a week for the sole purpose of paying off my mortgage.

>> No.56433208

>>56433142
It really boils down to how much you need and what your goals are in life. Tiny homes are very romanticized nowadays and for a very good reason if you wanna stay for a few days. However permenant living in a tiny home is an entire lifestyle of its own that comes with challenges and benefits

If depends on what kind of a person you are and whether your preferrences align

>> No.56433224

It sucks ass because you need a plot of land for it which costs big money unless you move somewhere where the land is cheap, but then houses are cheap anyway.

>> No.56433263

>>56433142
My house isn't where my farm is but it would be nice to have a tiny home to be able to go into for lunch or stay over in when work needs to be done the next morning

>> No.56433264

>>56433142
better to travel around and live in hotels these days

>> No.56433604
File: 120 KB, 800x800, Antillean_crested_hummingbird - Copy.jpg [View same] [iqdb] [saucenao] [google]
56433604

>>56433142
If the idea is simply to bide one's time until home ownership could become a viable alternative to being a primetime first-class rentcuck, then I would just make do until such time that I could afford a house. This might mean living in a car, in a friend's closet, a woodland tent, hell, even under a bridge, whatever the fuck. Since it will only be temporary, then in theory you could suffer any amount of inconvenience, unless you're a real wet pussy. Why waste your time with a tiny house, which will be close to impossible to resale? Better a travel trailer, or a camper, but even better, the open streets.

>> No.56433658

>>56433224
Unless you inherited some land
>>56433142
Look up Boxabl

>> No.56434180

>>56433658
What are their prices like?

>> No.56434401
File: 523 KB, 1932x1332, 8463213214658.png [View same] [iqdb] [saucenao] [google]
56434401

>>56433142
>$500,000 fixer-upper

Move to an affordable part of the country

>> No.56434438

>>56433208
shut the fuck up retard

>> No.56434469

thinking of building one to separate work from home (but avoid the return to office).

>> No.56434505

>>56433224
> somewhere where the land is cheap, but then houses are cheap anyway.

Not true. Some places with cheap land are also having supply shortages. In my parents town you can get a lot for $20k but a house is at least $200k

>> No.56434576

>>56434505
>$200k
that means houses are cheap there, bro

>> No.56434939

>>56434576
You can get a pretty nice tiny house for $60k. $80k total is a lot cheaper than $200k

>> No.56435646

>>56433142
I looked briefly into it as something to allow buying a bigger piece of land then rent it out later, from what I saw “tiny home” has the meme markup attached from popularity and maybe from the miniature interior fittings - DIY cabin kits seem better and you can get a bit more space for longer term. Or of you want best price go for a yurt.

Unrelated, are house prices going to crash outside the US if rates are still high in a few years when all the 2020-onwards mortgage buyers have theirs updated? Or will something change first?

>> No.56435978

>>56433142
Here's an idea, instead of buying a nice house and having a huge mortgage, buy 2-4 small units. The bank allows 75% of rents as income so you can borrow more. Live in 1 and rent the others out - the tenants will pay your mortgage and then some.

>> No.56436173

>>56435978
Will the bank give you the mortgage before you've got the rent coming in though?

>> No.56436282
File: 42 KB, 379x475, 1698028430147378.jpg [View same] [iqdb] [saucenao] [google]
56436282

Can you hoo these up to electric or sewage?

>> No.56436447

>>56433142
>you will live in the pod and purchase it yourself
No thanks, poor-cucks

>> No.56436465
File: 2.27 MB, 1080x1077, Screenshot_20230421-213719.png [View same] [iqdb] [saucenao] [google]
56436465

I unironically want this one so bad but the builder for this is in New Zealand

>> No.56436479

>>56436465
I plan on moving to Nz. Who is the builder?

>> No.56436537
File: 56 KB, 1261x499, mspus m2.png [View same] [iqdb] [saucenao] [google]
56436537

Houses aren't expensive, you're just poor.

>> No.56436552

>>56436465
Their IG is @cocoontinyhomes the model is called ambience

https://youtu.be/wjhfU7QrDhw

>> No.56436559

>>56436552
>>56436479
>>56436537

>> No.56436911

>>56434401

>move to a place where the only jobs are $10 an hour if you can even get a job

>> No.56438156

>>56436173
Yeah on the application you put your income - just add the rental income as well as your salary.

>> No.56438180

>>56436282
bump

>> No.56438181

>>56433142
Tiny houses are a massive scam because they still cost a ton of money, and they depreciate like caravans rather than appreciating like houses. Nobody really lives in them long term, by the way. Even the youtubers who make money from tiny house videos only live in them for about a year or maybe two before getting bored.

>> No.56438233
File: 122 KB, 1024x1024, 1696578769345498.jpg [View same] [iqdb] [saucenao] [google]
56438233

No I will not live in a cuckbox.
Kek imagine not owning a home and browsing/ biz/.
Even the jeets in Mumbai have 5 sheets of metal they call their home.

>> No.56438295

>>56433208
thanks for nothing chatGPT

>> No.56438311

>>56436552
>@cocoontinyhomes
>200k for living in ze pod, not including land price
LOL

>> No.56438626

>>56436465
> le tinyhouse freedom
> gets a morgage for a cuckcontainer
The whole point is building them yourself or at least do most of the work

>> No.56438654

>>56433142
It's called a cabin retard. Normal non-urbanoids have them.
Lmao I could probably rent mine out to some city slickers.
>>56436911
>having a job
wtf this is /biz/ faggot

>> No.56438659

>>56436282
you'll need to have electricity access from a road.
I'm sure someone is going to post an epic map of cheap land and homes, but most of them are probably land locked pieces of shit.

>> No.56438698

The land is the hardest part but if you can buy some then you can build a small home. If you're really a hard motherfucker you can build it yourself using nothing but natural materials but personally I'd recommend just going with a metal building on a concrete slab. Chemical toilet and a well and you're living pretty good if you can either get electric service or have enough to build a solar and battery backup system. There's multiple people on youtube that have done exactly this and have made guides about it, just look up homesteading. It's a harder life but rewarding and frugal and I'm glad to see it's making a big comeback.
>t. Did it

>> No.56438841

>>56433142
>usually need to buy the land cash unless owner is willing to finance
>30k for a well
>15k septic
>install powerline and power drop
>cost of the home itself ~10k minimum
Personally I'm looking into RVs. A little apartment thats got everything I need until I can afford some boomer's place.

>> No.56440214

>>56433142
>$500,000 fixer-upper of a home
Jokes on you, it was $600,000

>> No.56440542

>>56436465
Anon, this is a fucking shed. The mexicans at homedepot will build this for you

>> No.56440558

>>56433208
Thanks WikiHow!

>> No.56440749
File: 16 KB, 711x146, zoning.png [View same] [iqdb] [saucenao] [google]
56440749

Another tiny home larp thread. If you did an ounce of due diligence you would realize that most zoning resolutions prevent tiny homes. They do this by requiring a permanent foundation and a minimum floor size (typically over 1,000 square feet).

This keeps property values high, which also keeps property taxes high (the government officials who write and enforce zoning rules have their salary paid in property taxes).

Counties/townships that don't have zoning are becoming increasingly more rare, even in rural areas. They are often so far away from urban areas that job prospects are very poor.

>> No.56441164

>>56438698
Expand on le Chem toilette. I am paying 88 use to have my sewage "treated" municipal and would like to eliminate this

>> No.56441172

>>56433142
chuds are so fucking delusional its unreal, when will lil chuddy finally grow up?

>> No.56441553

>>56433142
I like it as a "starter home"-type deal where you have enough land to build expansions. Start with a studio and then build out a bedroom, turning the former space into a kitchen/living room area, etc.

>> No.56441681

>>56433208
There are tens of millions of people who currently live, or have lived, in studio apartments which are smaller than the average "tiny home"

>> No.56441740

>>56440749
>They are often so far away from urban areas that job prospects are very poor.
The entire point of living in a tiny cuck shed is so you can bring your living expenses down to just a few hundred a month so you can stop waging. Imagine making like $100k+/year and still living in a fucking shed