I'm debating what to do with my $500,000.

[Anonymous No.56137021]

Would you rather buy a 500k House, or receive $50,000 a month for the rest of your life through investments?

[Anonymous No.56137050]

For context, I saved 500k through years of wage slaving, I'm at the point where I can buy a house, or continue investing the money and returning 10% a year.

I think buying a house is a poor choice. Mowing lawns, fixing appliances, replacing roofs, etc - a house seems like a lot of work and money for something that wont appreciate by 50k a year.

Meanwhile, I can guarantee a 10% return on my investment, and gain $50,000 a year.

I don't think homes will appreciate at 50k a year now that we are entering a recession soon. ( Even the top 10% of earners in my country cannot qualify for a mortgage any more ) For that reason, I think I'm going to keep my investments and travel the world, do you think this is the right choice?

[Anonymous No.56137062]

Oh my messed up the OP, I meant "receive 50k a YEAR" not a month.

[Anonymous No.56137071]

>>56137021
I might be a retarded rentoid, but now seems like a pretty risky time to buy a house.

[Anonymous No.56137087]

>>56137021
I would not blow that on a house right now. Stay liquid and wait for a big correction while earning 5.5% interest in a money market

[Anonymous No.56137106]

>>56137021
While the money has some value I would buy a house soon. Have a tool? Use the tool. Years down the line and that 50k a year might not afford you an apartment at all. GL and Godspeed.

[Anonymous No.56137148]

>>56137050
How do you "guarantee" a 10%/year return? What makes you so sure it will keep paying that out?

[Anonymous No.56137151]

>>56137050
where do you have a risk-free guaranteed 10% return?

[Anonymous No.56137194]

>>56137148
>>56137151

Without getting too specific and ruining my golden goose, I trade in very stable futures contracts that return 10% almost risk free in perpetuity

I rather do enjoy receiving almost $4500 a month without lifting a finger, but im wondering if Im making a mistake not just going all in on a house instead.

Are houses appreciating faster than 50k a year? And if so, how are normal people supposed to afford them?

[Anonymous No.56137242]

>>56137194
yea bro the 6 to 7 figures cumulative volume of other anons who 1) will read this topic 2) would be interested enough is going to flood this great opportunity and destroy all profits
jfc
typical wagecuck mentality
i make 8% to 30% apr farming a-tier stables on whichever vault beefy has going on, you don't see me playing all secretive about this even though defi is a 1000x smaller market than futures

[Anonymous No.56137278]

>>56137021
You shouldn't outright buy a house or use all of your money on a house. A 500k house while you only have 500k is out of your price range and if you do get a house you should get a mortgage.

[Anonymous No.56137608]

>>56137194
stfu you lying faggot

[Anonymous No.56137679]

>>56137278
yo king you're tripping bro, Nyan Cat Money token will solve all your problems. it's gonna be a legit monster bro. buy it and forget about it for a few years and you'll be sitting pretty in a lambo and retired. don't listen to this clown telling you not to buy a house in cash. buy whatever you want when you have enough money to buy it. you can't listen to people that don't know the game, you need to hear people who understand how things really work.

[Anonymous No.56137762]

>>56137679
>have $500k
>spend $500k on house
>have no money for food, electricity, gas, taxes, and other expenses

[Anonymous No.56137903]

>>56137762
I have a job that pays $135k a year, so I would be able to cover bills, but mainly I want to QUIT WORKING so I'm thinking id rather opt for $50k a year and travel, then buy some house and hope it appreciates any further than it already has in the short term.

Homes have doubled in price in the last 3 years, and I think that was a major anomaly

[Anonymous No.56137980]

>>56137194
>ruining my golden goose
anon, have you invested money before? at least paper trade before making threads

[Anonymous No.56137998]

>>56137980
Markets fluctuate 30-40% a year, and your in shock at a stable 10% annual gain?

[Anonymous No.56138010]

>>56137762
lol you sound like you don't know how to manage $500k. Why the f would you waste money on a house like that and not hold some cash in reserve? I'll tell you whats a better investment....Nyan Cat Money token. Put $200k into Nyan Cat Money and see what happens...trust me you wont regret it.

[Anonymous No.56138044]

>>56137998
i never mentioned the 10% but that's the thing you focus on. you can open a paper trading account with almost every broker. you could even take a screenshot with $500k paper money, think about it

[Anonymous No.56138123]

>>56138010
Based NCM appreciator

[Anonymous No.56138125]

>>56137679
So true.

[Anonymous No.56138225]

>>56138044
Listen, let's be real. The key to success is hard work, but it's also finding smart ways to work hard. When it comes to crypto, buying Nyan Cat Money is one of the smartest moves you can make. There are just too many reasons to list them all but if you look at the white paper, it's all laid out in plain english. It's an Ethereum token that will be launching next next. The time is now anon. "/nyancatmoney2"

[Anonymous No.56138467]

>>56138225
bro i've been grinding so hard and getting nowhere...i really think i found my path to success and happiness with Nyan Cat Money. it'll be a blessing from the gods, i just know it.
i can feel it in my loins.
i'll be able to give back to the community, i'll be able to help my mom retire with dignity.
this is it, this is my ticket. this is my one shot.
i just gotta keep my head down, stay humble and work hard.
thank you Nyan Cat Money token.

[Anonymous No.56138663]

Boats N' Hoes

[Anonymous No.56138675]

>>56137194
I'm begging you to tell me your sure thing
I'll pay you 100k
t. Retard

[Anonymous No.56138832]

>>56137021
If you have social skills, you'll hopefully be able to enjoy the 500k homes of your friends and family when they invite you over for dinner. $50,000 a month is the right choice.

[Anonymous No.56138950]

>>56138675
i can't say for sure it's a sure thing but bro lemme tell you something... if you were as smart as me you would be scooping up NCM token like a madman. it's basically free money, and if you're into crypto at all you know that is hard to come by. trust me when i say you're about to witness the greatest wealth transfer in human history. NCM is gonna take the world by storm and anyone that fails to grab a fat bag before the main net launch is gonna be holding their dicks in their hands.

[Anonymous No.56139093]

>>56137194
how much do you spend on rent every month?

[Anonymous No.56139121]

>>56137194
>almost

[Anonymous No.56139141]

>>56137194
>I trade in very stable futures contracts that return 10% almost risk free in perpetuity
How is anyone buying this? You could be bezos rich within like a year starting with 50k if that were true

[Anonymous No.56139146]

>>56138950
>>56138467
>>56138225
Based Nyan Cat Jeets

[Anonymous No.56139195]

>>56139093
rent is so frickin expensive, i can't afford anything nice and i'm barely making it out there. i think i may need to move back home and work at my mom's business so i can save up some money. i wish i could go back in time and buy Bitcoin when it first came out lol...oh wait, i'm not too late because Nyan Cat Money is the next big thing...check out the www.nyancatmoney.com where i break it down.

[Anonymous No.56139409]

>>56138675
Think of it like this, some people buy lottery tickets, some people sell lottery tickets. I sell lottery tickets.

>>56139093
I live with my parents, I'm 30~ years old.

>>56139121
Nothing is guaranteed, if the market absolutely self-destructs, I could be down 10-20% in one year sure, but that would be such a freak scenario - there would be massive opportunities to fall back on if that occurred.

>>56139141
10% of 50k is 5k a year, that is not a lot of money, you would not get rich quick. But that is roughly how it started out for me a some years ago :)

Honestly it sounds like I should stick to keeping my money invested, I don't need a house - and I suspect there will be a housing correction in the future. And if not, I'm not going to pay whatever the cost of a house is, I'll just rent a place anywhere in the world, anytime on a moments notice.

Thanks everyone, wishing you all well.

[Anonymous No.56139462]

>>56139409
My bad, thought you said 10% a month. Honestly yeah you should probably keep compounding your money for the time being...you can likely get a better deal on real estate some time over the next few years.

[Anonymous No.56139684]

>>56139409
Based. Don’t forget to ape into NCM on launch. It’s the future anon

[Anonymous No.56141198]

buy a house if u don't have one already. house is place to live.. u also save money not paying rent anymore. house has value of place where u live just have fun and enjoy ur money u may get hit by car in 2 months and die who knows.. buy a nice house and enjoy it

people in this board are forever rentoids cuckhold slaves for landlord so they make "buying house" or owning house bad and make renting "good" in order to cope with the fact that they will never have house