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/biz/ - Business & Finance

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File: 33 KB, 657x354, 5.05.png [View same] [iqdb] [saucenao] [google]
56033121 No.56033121 [Reply] [Original]

T-Bills or high yield savings account? Which one are you doing?

>> No.56033125

>>56033121
T Bills

>> No.56033134

>>56033125
why not pic related if you can take the money out anytime? It's easier set and forget too

>> No.56033135

>>56033125
Why?

>> No.56033153

>>56033135
T-bills are slightly less rug-pull able than bank accounts

>> No.56033182
File: 442 KB, 1644x2946, Screenshot_20230905-235404~2.png [View same] [iqdb] [saucenao] [google]
56033182

>>56033121
European here. Can I get into this? If so how? My currency is dying

>> No.56033216

>>56033182
Yes

>> No.56033226

>>56033121
>Which one are you doing?
My HYS account is 5.25% APY so obviously the savings. Using it to invest is trivial too, just sent 9,999 USD to coinbase to buy BTC for example. Can't do that with shitty T bills.

>> No.56033275
File: 31 KB, 680x485, ewfg.jpg [View same] [iqdb] [saucenao] [google]
56033275

>>56033121
>>56033125
>>56033226
Kek dollarbaggies
The big guys are dumping on
Chairman Xi is rugging you

>> No.56033314

>>56033216
How? Tell me

>> No.56033392
File: 1.21 MB, 1242x1352, 1630206580853.jpg [View same] [iqdb] [saucenao] [google]
56033392

>>56033121
Tbill. asking why is just dumb

>> No.56033398

>>56033275
2 more weeks Chang

>> No.56033433
File: 376 KB, 1644x2150, Screenshot_20230906-002946~2.png [View same] [iqdb] [saucenao] [google]
56033433

>>56033275
>Chinese yuan lost almost 6% against the dollar in 6 months
Xi is selling to get as much dollars as possible to try and save China's sinking economy.

>> No.56033462

>>56033392
just because it's 5.25% yield instead of 5.05? In a savings account, I can take it out anytime and less bs dealing with treasury direct

>> No.56033585

>>56033226
Where do you bank?

>> No.56033596

>>56033125
YWNBAB

>> No.56033619

>>56033462
>treasury direct

Or just buy them using your broker on the secondary market, and liquidate them at any time.

>> No.56033637

>>56033121
fidelity pays me 4.92% on the cash balance of all my accounts and I don't have to do anything.

>> No.56033653
File: 87 KB, 546x498, 1682639164184098.jpg [View same] [iqdb] [saucenao] [google]
56033653

>>56033637
Yep, the credit card is also 2% across the board on literally everything.
Yes, Fidelity, an investment firm, hired me to shill on 4chan!
YOU GOT ME!
CONGRATULATIONS, HOLMES.
HOW DO YOU DO IT?

>> No.56033687

>>56033585
Vio

>> No.56033861

>>56033653
Is you fuh real dog? 2 puhsaynt? Sheeeeeeeit, dat bettuh den mines

>> No.56034031

>>56033135
Cause I believe America is the best in the world.

>> No.56034040

>>56033134
>>56033135
U don't have to pay state taxes on t bills

>> No.56034550

>>56033637
>fidelity pays me 4.92%
he leaves the money in the default fidelity sweep fund instead of using it to buy SGOV and earn 5.37%

>> No.56034671

>>56034550
yes. isn't that what I said?