In Australia, you dont have to pay back your student loan unless you earn over $48,361 ($31250 USD)

[Anonymous No.56013419]

I have a bachelors, honors and masters degree in medicine.
I got my degrees over 15 years ago
I haven't paid back a cent
I'm enrolling for more degrees next year.

Yes, I'm on welfare.
Im a disappointment to my parents
I live alone in a squalor cheap run down apartment.
I havent dated anyone or even had friends in over a decade
I rarely leave my apartment except 11pm grocery shopping once a week

That student loan is never going to be paid I dont think, unless my crypto bags pump

[Anonymous No.56013470]

me too except for the welfare part

Love it, the stupid greens will wipe the debt before i ever had to pay it back

[Anonymous No.56013475]

are you disabled? you can't live on welfare in australia

[Anonymous No.56013476]

>>56013419
>he thinks degrees mean smart
You're the epitome of somebody I would never want to become. You're transgender tier garbage.

[Anonymous No.56013494]

>>56013476
100% this

[Anonymous No.56013499]

>>56013476
>t. one of millions who thinks watching a 6 hour youtube video of vaguely associative highly dramatized and decontextualized schizo nonsense is literally better than multiple years of formal education

[Anonymous No.56013509]

>>56013419
pathetic

[Anonymous No.56013517]

>>56013475

$860/fortnight

Rent is $700/fortnight
Electricity is $60/fortnight
Internet is $15/fortnight
Health Insurance is $15/fortnight
Groceries are $70/fortnight

I live in squalor, I eat cheap, and I do literally nothing all day but think about killing myself, and escaping this hell by watching youtube vids.
Its easier to shit literal gold than it is to get centrelink disability for "depression". Aus government doesnt really consider depression real.
I'll be dead soon anyway.

[Anonymous No.56013521]

>>56013419
imagine that being your milestone. lmfao.

[Anonymous No.56013552]

>>56013476
>>56013509

I suffer so you have someone to look down on.
Without me, you'd be the lowest social class
You should thank me
Although next time you're running late for wage your job because trains are delayed, that'll be because they're scraping guts and brains off the tracks.
I apologize for the inconvenience in advance

[Anonymous No.56013618]

>>56013552
i think most people don't care about the suffering they just want to get at other who they think are living better lives

[Anonymous No.56013621]

>>56013419
on the new plan in america, if you have federal loans it's almost exactly the same amount for a zero payment...$32805. And the way taxes are based, you could make an extra $31000 and if you put it all in an ira, 401k and hsa you would still have a zero payment.

[Anonymous No.56013634]

>Make $2000 a week mowing grass.
>Most of it is in cash so tax burden is greatly lowered
>Live with my dad so pay no rent.

Though I spend like $70 on groceries a day at least. + alcohol, smokes and weed so I am broke desu

[Anonymous No.56013640]

in nz you get 7% of your pay docked automatically to pay the loan
the minimum income for repayment is like $14k so basically anyone employed is paying
it's interest free debt unless you leave the country which is kind of cool
>>56013517
>Aus government doesnt really consider depression real.
australia continues to be surprisingly based but only in the lamest of ways

[Anonymous No.56013643]

>>56013419
You don't earn over 48k USD?

[Anonymous No.56013654]

>>56013517
>>56013552
Why not get a job? I had welfare+depression and very similar budget several years ago: $700 a fortnight centerlink, $600 a fortnight rent, trying to live on $35 a week for food

go to your gp and get on a mental health plan, you'll get a bunch of counseling and stuff that's probably still free while you're on welfare and getting a job will be more realistic prospect if you're not depressed

[Anonymous No.56013717]

>>56013654
>Why not get a job

i rarely have the will to get out of bed

[Anonymous No.56013877]

>>56013717
https://www.youtube.com/watch?v=eatIzqwB2dA

[Anonymous No.56013975]

>>56013517
all of your problems in life are all your fault dude

[Anonymous No.56013984]

Australian police are based af no cap. During the Pandemic (real) they must have bashed like 10,000 old people dead.

[Anonymous No.56013988]

>>56013419
Kek just wait until you start working. I just paid 12k in compulsory HECS payments from my 130k salary.

It's a killer

[Anonymous No.56013994]

>>56013988
they jacked that shit up recently didn't they? or was than just the interest indexing?

[Anonymous No.56013997]

>>56013419
Stop posting this astroturfed ginger niggerfaggot

[Anonymous No.56014002]

>>56013994
It's always been like that. The more you earn the higher the percentage of your salary they take.
From mine it's basically 12-13% of my gross salary plus the 35k in income tax it's insane