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/biz/ - Business & Finance

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55971264 No.55971264 [Reply] [Original]

tick tock debtor, this is your reminder that you owe student loan payments on the first of October, better get ready to spread those cheeks!

>i won't pay!
lol they will garnish your wages and you will trash your credit score.

>> No.55971312

Fuck that, I’m not paying shit and I don’t care about my good goy score, good luck taking my wages when I’m all in crypto fucking feds

>> No.55971330

I'm a carpenter leave me alone

>> No.55971347

>subsidizing HR and women's studies degrees is Le good

APR should depend on degrees

>> No.55971576

>>55971264
Not paying shit

>> No.55971665

>>55971576
>>55971312
good luck with that, they can go after you with tax refunds being confiscated as well btw

>> No.55971745

Okay, I'm going to pay it back. Having the extra money for those years put me in a good spot. I could pay in full right now if I wanted to. (I'm going to pay the minimum monthly to avoid accruing extra interest)

>> No.55971763

>>55971665
Taxes? Lol

>> No.55971796

The govt gets enough money from me, fuck paying student loans

>> No.55971818

>>55971264

My employer is paying them down, doesn't matter to me they'll be gone in a couple of years and if i want to quit i can just pay them off in full.

>> No.55971828

>>55971264
i'm on PSLF and have 13 more months of <$500/month payments until my $380k loan balance is forgiven with $0 tax liability. you WILL pay for my student loans and you WILL like it.

>> No.55972560

>>55971665
What taxes? XD

>> No.55972700
File: 9 KB, 225x225, 7d23a0420d17dd28ab4b9fbfd00cbe20f17af916d17325d4d1ab50822f2d3327.png [View same] [iqdb] [saucenao] [google]
55972700

>>55971264
Kek, income based repayment is the next best thing to full forgiveness. It was changed from adjusted gross income to disposable. I make $135k a year, owe over $300k and my monthly payment is going to be $125, it's incredible. Another 15 years and the entire balance is forgiven. Sorry, I'M JUST NOT PAYING IT BACK IS ALL!

>> No.55972783

>>55972700
Redpill me on this?

>> No.55972795

>>55972700
The 15 year forgiveness part

>> No.55972829

>>55971264
We are all millionaires here, not sure who you're expecting to engage

>> No.55972851

>>55971312
>they expect one of us in the wreckage

>> No.55973246

>>55972783
>>55972795
I've already paid ten years (3 of those were zero payments due to covid pause) of a total of 25 years because I have graduate loans. Undergraduate loans are forgiven after just 20 years of minimum payments.

>> No.55973318

I got $155k in MBA loans, haven’t paid a cent since graduating. I looked the new IDR plans but the calculator still says I have to pay $600-$800/mo. How do I Jew the system so I pay the minimum without them garnishing wages ? I make $120k right now.

>> No.55973357

>>55971312
Fatherless nigger behavior.

>> No.55973404

>>55973318
Pay your debt you nigger. You got a 120k salary and are bitching about $600 a month?

>> No.55973409

>>55973318
File for bankruptcy. Oh wait these loans follow you after going bankrupt HAHAHA.

>> No.55973462

>>55973318
enroll in 12 credit hour graduate programs. they will qualify for unlimited loans (grad plus.) you only need to do this one semester a year, as you get a 6 month grace period every time you dis-enroll. let's say $700/credit and you're 30 years old, you could do this for another 50 years and rack up $400k of loans before you die.

>> No.55973484

>>55973404
>pay your stinky jewish bank debt or you're a heckin NIGGER!!!!!
>(at 8% interest, that was printed out of thin air no less)
judeo-boomer morality in action.

>> No.55973874

>>55973318
Look at the new income based repayment called SAVE. It's capped at 10% of your discretionary income, and that gets reduced by family size, etc. Look for anything you can do to make your income look smaller too, king.

>> No.55974421
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55974421

>>55972700
this is a coping LARP. He's paying much more than $125, but the best part is when any republican takes office in the next 15 years, they'll remove his debt forgiveness. oh and 10 years later, don't forget
INTEREST
IS
DUE
;)

>> No.55974428

>>55974421
no, he's probably not LARPing.
>muh recucklicans
master promissory note can't be changed by congress kikes. you WILL pay for my student loans and you WILL like it.

>> No.55974467

>>55971828
>being on PSLF
>not having a discharge yet
he doesn't know MOHELA is over a year behind in doing PSLF discharges, kek baggie

>> No.55974481

>tfw obfuscate my 6 figure income with dropshipping and crypto
>file for new SAVE plan
>0$ monthly repayments

kek

>> No.55974587

You didnt win the debt forgiveness lottery POV: https://www.youtube.com/watch?v=7sotIsQ4-Gg&start=33

>> No.55974661

>>55974467
Red pill me on this. Mohela is doing my loan

>> No.55974680

>>55974481
Fucking same lol, lmao even. I'll pay it all off during the next bullrun tho but for now I'm going on vacation abroad.

>> No.55974771

>>55974661
MOHELA has all the PSLF loans.
Once you reach 120 payments, you will need to wait almost a full year for them to acknowledge and actually discharge your loans.
>t. discharged 400K two months ago

>> No.55974792

>>55973246
If you've paid for 25 years it's probably close to the balance minus interest. You're not really winning.

>> No.55974825

>>55971665
You forgot no one here has a job

>> No.55974836

>>55971264
My wife is an MD and just signed up for a program that eliminates half her debt.
kek
It's just a dog an pony show. NO ONE IS PAYING SHIT.
Unless you voluntarily fork it over. In which case, you deserve it.

>> No.55974861
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55974861

>inflation exploding
>recession
>debt exploding

Yeah I'm thinking crash in the fall.

>> No.55974870

>>55971264
the 2nd Great depression starting in 32 days

>> No.55974931

Not paying you fuckers shit, also I used loan money to buy a gaming pc and a used car while in college, thanks for the free shit losers

>> No.55974947

>>55974771
Good for you, anon. Thanks for the info

>> No.55974965
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55974965

>>55974861
>Completely back on trend
lel

>> No.55975017

>>55973357
>any action against the system is deemed "nigger behavior"
nice try fednigger