/biz/ - Business & Finance

[Anonymous No.55961157]

You should be debt free and have 2-3 times your montly income on the bank, otherwise you are a broke nigga.

[Anonymous No.55961465]

Gross or net?

[Anonymous No.55961520]

>>55961465
Banks and financial advisers say net. I need to save €1500 more and I am there. When I will have reached the amount, I will buy gold.

[Anonymous No.55961602]

>>55961520
>Banks and financial advisers say net.
Makes sense. Fuckin commie governments always in my pocket.

[Anonymous No.55961624]

>>55961157
Wrong, we live in a world where money can only be achieved by having increasingly big levels of debt. Read how most streaming companies survive nowadays and you'll see they all have debts they will still be paying 20 years from now on. You should have 2-3 times your monthly income on the bank tho, that's not really that much.

Its like telling someone they shouldn' have dawae or pepe in their portfolio (wrongest take ever btw) or they shouldn't use more than 1/3 of their wages in crypto. You're not inventing the wheel anon, everyone knows that

[Anonymous No.55961649]

Having manageable debt on an appreciating (and tax deductible) asset, 6 months of net salary in the bank and the rest of your free cash in gold is better

[Anonymous No.55961657]

>>55961157
Sometimes I feel like I'm the only mf in this board with:
> a 160k stable job, 6 months of living expenses in the bank
> 2% of net wealth in BTC, everything else on low cost broad index ETFs and BRKB
> own house

Is it that difficult to you to work your ass up on a regular 9 to 5 and not spend everything on shitcoins and anime porn?

[Anonymous No.55961658]

>>55961157
more like 2-3 times your annual pre-tax income.

[Anonymous No.55961753]

>>55961465
>Gross or net?
>You should be debt free
nigger, really?