“Muh housing crisis”

[Anonymous No.55827448]

Anyone else feel like this housing crisis shit is blown out of proportion? Sure, the days of 50k starter homes are long gone, but it’s not too difficult to find shit that matches my price point in my market. I’m early 20s, making 65k a year and I’m starting out the home buying process and have a fair number of options.

>Pennsylvania
>upstate NY
>Ohio
>most of Texas
>most of the sunshine belt
>a lot of Michigan
>a lot of Illinois outside Chicago
>a lot of Florida
At a glance, all these areas have fairly affordable housing, so where does all the cope come from?

[Anonymous No.55827462]

>>55827448
yeah if you wana spend an hour sitting in traffic at 7am every morning sure

[Anonymous No.55827497]

>>55827448
Its super dependant on where you live and what you do for work. Most people don't have the option of moving states as there is no guarantee of finding a job (for most). That house you posted would be at least 400k (probably more) in the outer edge of my metropolitan area, meaning a 30-45min commute each day. Which wouldn't be worth it for me given the cost of the mortgage+gas.

[Anonymous No.55827503]

>>55827462
>NOOOOO, IT HAS TO BE PERFECT!
This is another thing, people are mad they can’t find find a trad-colonial with scenic views on 50 acres for under 200k. You shouldn’t be looking for your forever home with your first purchase, you should be looking for something you can get above water with equity in 5-10 years and use that to purchase your dream home. Also, traffic specifically isn’t even an issue in at least half the areas I mentioned

[Anonymous No.55827505]

except those homes were going for sub-$100k not that long ago. look,

if you can live and work and thrive in somewhere like Duluth MN, Grand Rapids MI or West Pittson PA its great. You have tons of money left over. And these places need skilled professionals who get paid pretty well like everywhere else does.

but the thing is you need those certifications and skills, and if you just want to show up in the upper midwest with just your college degree and some work ethic you're not going to advance. these places are dead-ends unless you can actually do something. there are no ladders to climb or "make it" points for people who can't actually perform a real skill like you'd find in a larger metro or high COL area. its also harder to succeed in enterprise in these sorts of places.

but if you're like a doctor, pilot, skilled tradesman or even collectively bargained CDL driver you can do extremely well for yourself. most americans don't want that though, they want a cushy office job where they can play on the computer all day.

[Anonymous No.55827519]

don't bother with michigan our batshit crazy feminist government is going to make it a felony to hurt niggers feelings

[Anonymous No.55827522]

>>55827448
the foundation of that old shitbox is literally failing.

[Anonymous No.55827543]

>>55827448
Anon these places are cheap because they suck
And as soon as you get close to any of the metros it's right back to being inflated
Look at Philadelphia or Pittsburgh, the wealthy areas there are wildly wealthy. It gets California CoL, but without the opportunities or pay of California. PA is basically the vault of old money in this country, a lot of the wealthiest areas and they are multi-generation. But look at the average pay there, terrible.
Upstate NY are the same thing, get close to any of the cities, Buffalo, Columbus, back to the same problem. Columbus also is sprawling like Phoenix is so none of those houses are cheap and you're a 30 minute commute to anything lol

Texas is probably the only place you mentioned that is cheap and has plenty of opportunities around at the same time. Florida is extremely crowded.

[Anonymous No.55827572]

>>55827448
Cheap houses are only worth the land theyre on. If you dont have at least 2 acres, you might as well be a slave.

[Anonymous No.55827610]

>>55827543
You’re straight up wrong about upstate NY, The big 3 cities up there are all cheap as fuck to stay in the metro, although the suburbs surrounding buffalo may get a bit pricey. As far as Pittsburgh and Philly, of course there’s going to be “rich areas”, they’re major US cities. However that’s narrowing it down to specific neighborhoods/zip codes. There’s plenty of houses for sale in all those cities for 300k and under.

[Anonymous No.55827627]

>>55827503
>Just spend 2 hours a day driving back and front to work for a decade bro
>Just tack on a workdays worth of driving to every week bro
>When gas is almost 4 dollars a galloon
Kill yourself NOW

[Anonymous No.55827653]

>>55827503
>get above water with equity in 5-10 years and use that to purchase your dream home
Who is going to buy your overpriced bags at that point? How are *you* going to afford loading up on more overpriced bags?

[Anonymous No.55827684]

>>55827653

Do you see the housing market crashing anon?? Do you? It keeps mooning.

[Anonymous No.55827721]

>>55827448
Nigger town.

[Anonymous No.55827755]

>>55827505
I’ll concede that these same houses were going for even cheaper 5-10 years ago, but my point is a vast majority of them aren’t out of reach for someone making decent money. When I see people on here claiming to be SWE netting 130k a year and not able to find a house in their price range it truly boggles my mind.
> but if you're like a doctor, pilot, skilled tradesman or even collectively bargained CDL driver you can do extremely well for yourself
I guess that might be the disconnect for me then, as I am a cdl driver and can find work pretty much anywhere in the country. Still though, what type of job does the average American do if it’s not something you listed or some WFH computer shit? Most of my life I’ve been around low skill labor workers and while they’ve always been poor, they’ve also always struck me as the type of person who can pick up a job and get to work nearly anywhere in America. I guess I’m just not really familiar with such a work lifestyle that can tie someone down geographically like that.

>>55827627
Buy a Prius faggot, you’re making “muh traffic” out to be more of an issue than it really is

[Anonymous No.55827759]

>>55827448
>>55827627
These are two of the main issues I keep seeing pop up: Time & Expenses. Many are still waiting for wages to go up so they can justify the commutes, but they also want them to be short.

That said, I have to ask the following to everyone itt: WTF are you wanting to spend your time and money on when you're not working? If it's family-related, I understand that. Raising kids and maintaining a happy marriage is a 2nd job. But if you're choosing to fly solo, I need a detailed answer to the question in order to help you guys out.

[Anonymous No.55827766]

>>55827755
He obviously is military private and bought a big ass truck

[Anonymous No.55827772]

>>55827503
NEETs on 4chan have an "elbows too pointy" attitude for literally everything, not just women
houses, cars, media, anything
this should be no surprise to you

[Anonymous No.55828016]

>>55827503
It's not us.
That's a quarter of a million dollars, secured with shit.
IE financial ruin when the market corrects.

Fucking innumerate retards should be publicly executed.

[Anonymous No.55828029]

>>55827572
I mean, if it's sub $100k it's not so bad but yeah. Paying more than that for a rotting shack is retarded *especially* if you're getting a mortgage.

[Anonymous No.55828063]

>55827759
>WTF are you wanting to spend your time and money on when you're not working?
Literally anything else, you fucking dumb?
I exchange time for money, if I spend more time commuting for the same amount of cash its a bad profit prospect

[Anonymous No.55828079]

>>55827448
>Anyone else feel like this housing crisis shit is blown out of proportion?
No you retard, literally no one. Well the Jews.

[Anonymous No.55828094]

This post was made by a fucking truck driver. Disregard.
/thread

[Anonymous No.55828097]

>>55827448
There is no housing crisis. It’s entitled unmarried millennials who expect to live in the nice neighborhood and 5BR home they grew up in. Not realizing when their parents were their age they had a 2BR shit shack with wooden counterparts, ugly carpet, living and family room merged into one, and no basement. It’s also single people being confused as to why they can’t afford a single FAMILY home on their single income. That’d be like crying that you can’t afford to own separate cars by yourself, it’s dumb

Yes certain markets are hellscapes. Seattle, Denver, SF. But if you sack up and move to where you can afford to live like all our ancestors before us you’ll find Cincinnati, Tampa Bay, Indianapolis, Detroit, Oklahoma City, etc more than affordable and actually with plenty to do

[Anonymous No.55828104]

Right now, the problem is not that you can't afford to make the down payment on a house, or even your monthly mortgage payments.

The problem is that the cost of insuring your house is skyrocketing. Your property taxes are skyrocketing. Building materials and labour costs are skyrocketing. These are all eating in to your ability to pay for your mortgage.

Even people who are trying to rent their house out to help pay their monthlies are finding that the insurance on renting their house is so high that they wouldn't be able to get tenants in to pay that much in rent.

[Anonymous No.55828106]

>>55827755
>I’ll concede that these same houses were going for even cheaper 5-10 years ago

3 years ago. 3. Years. Ago.

Absolute price means NOTHING to me, even if I can afford it, if the very same house you linked was only 140K in the year 2020. I know for a fact that Midwest Condos were only 50K, but have since TRIPLED in price.

Don't gaslight us. I am not buying your boomer bags.

[Anonymous No.55828111]

>>55828097
>entitled
You literally sold the country to foreigners. Complaining about that isn't being entitled anymore than boomers complaining about their retirement being inflated away is.

We were robbed.

[Anonymous No.55828112]

>>55828097
Yeah man compare to times that don't exist anymore, and live in Detroit. Genius

[Anonymous No.55828122]

>>55827503
>just commute 10% of your life bruh

[Anonymous No.55828130]

>>55828104
Am a landlord in one of the areas i mentioned

Duplex or multi family goal isn’t for tenet to pay entire mortgage just a chunk

Again you shouldn’t buy a FAMILY house if you’re a single man. That’s what dual income is for.

It’s easily affordable. Easily. Most people are idiots though and again refuse to live in a blue collar neighborhood despite making a similar wage because they have some low tier office job like HR but their college degree gives them entitlement to live in the nice areas

And thus they cry housing crisis

[Anonymous No.55828139]

>>55828111
I’m a millennial you asshat , I’m just not bitchmade. Keep crying from your WFH email job about how tough life is in America lmao

[Anonymous No.55828141]

>>55828130
This man speaks the truth. Houses are for dual income.

[Anonymous No.55828148]

>>55828094
>this post was made by a debt free zoomer who makes enough to take care of his mother & family
And I’m proud of it cocksucker

[Anonymous No.55828161]

>>55827448
>siding
2/10, would not inhabit

[Anonymous No.55828219]

>>55828141
> houses are for dual income
only since they changed mortgage lending calcs from primary income to "household" income.
at a stroke housing went from needing one income to two.
two people working for exactly the same house as one income.
retards don't realize this because they don't understand how prices are set

[Anonymous No.55828231]

>>55827684
>It keeps mooning.
Unrealized gains don't count.

[Anonymous No.55828311]

>>55828130
>Am a landlord
>tenet
You're a fucking LARPer.

[Anonymous No.55828356]

>>55827772
>"elbows too pointy" attitude
the fuck does this even mean

[Anonymous No.55828427]

>>55827448
>>a lot of Illinois outside Chicago
Honestly even in Chicago. I bought a fixer upper condo in a middle class lakefront neighborhood for under $100K.

[Anonymous No.55828614]

>>55828139
Not a counter argument.

[Anonymous No.55828633]

>>55828063
>if I spend more time commuting for the same amount of cash its a bad profit prospect
I get that bit. Everyone here wants to spend less than what they bring in. That's why I don't bitch about people wanting a specific amount of money for their labor.
But IMO, you should live where you work or as close to your job as possible. If that's you're main concern ATM.

[Anonymous No.55828740]

>>55827448
>At a glance, all these areas have fairly affordable housing, so where does all the cope come from?
because looking at the entire continental US and just picking the cheapest city isnt something nearly anyone does when looking for a primary residence to purchase. just move to mexico if youre throwing darts at maps.

[Anonymous No.55828757]

>>55827627
you don't even WFH? LOOOOLLLLLL

FUcking boomer tradie just die. lrn2Code or just die.

[Anonymous No.55828914]

>>55827503
>"You owe the Jews for 2 houses, goyim!"
>"Of course, people all throughout history bought one home as practice and then another!"
Fucking blow your brains out for running screen for evil people for absolutely no reason at all.
Yes you should be able to live in the home you buy, yes you should be able to find GOOD work next to it. No there should not be people that do not speak English around you. Yes, it should have a good grocery store and a beautiful church nearby.
If you require an industrial park 1 hour away from any decent place of living then your factory should be burned down by a single disgruntled employee.

[Anonymous No.55828984]

>>55828356
it means you're a dumb summerfag and you need to go back to school

[Anonymous No.55829018]

>>55827772
Ok, I think both cities are urban hellscapes. But you can immediately tell that the Asian city is more walkable and has denser housing options.

[Anonymous No.55829025]

You owe me a whole world.

https://www.youtube.com/watch?v=aPt2Ly-t7VQ

[Anonymous No.55829026]

Anything related to housing is fake news, bear or bull.

/fred

[Anonymous No.55829050]

>>55827497
400k isnt a lot either

[Anonymous No.55829059]

usually its some loser who cant afford a nice area.

stop being a loser. go improve yourself.

nice areas arent going to be affordable for losers ever

[Anonymous No.55829070]

>>55828106
thats inflation bro

exciting isnt it?

[Anonymous No.55829082]

>>55827503
>You should be looking to buy something you'll sell in 5 years
>Price doesn't matter because you can just wait until the market goes back up to sell
Some time soon the pool of people you morons imported are going to become very desperate and they'll kill the retards like you.

[Anonymous No.55829086]

>>55827448
OP, are you from any of those areas that you listed? If not, you're retarded. America is not supposed to be a migratory labor camp. It's supposed to be a place with families and people who can grow and develop over generations. Nothing wrong with moving somewhere else if you truly want to do so, but moving to another city and metro area. What I'm saying is, when you're thinking about buying a home, you shouldn't have to contemplate which part of the continent of North America that you have to move to in order to afford the kind of house that you desire.

You should be able to buy a home in the place you grew up in, and you should be able to move to a nicer city and still buy a home, but perhaps a more modest one if COL is higher.

I understand that your situation is somewhat common now, and it is actually a factor for many people. But I would advise against it. I actually moved to another city a couple years ago because housing costs were cheaper (I was renting) and I could get a job there that paid $2 per hour more than I was making back home.

So I made the move, I had a swanky downtown apartment for the price of my mediocre one back home. But it wasn't worth it. Yeah it's cool when things are cheaper, but if you don't have any friends there and work a bunch (thus making it more difficult to meet people), it can be kind of pointless.

Community is the most important thing to society, it's better to live where you have a strong IRL social network than be some atomized individual somewhere else, even if it's cheaper

[Anonymous No.55829124]

>>55827448
>can you believe that...
>posts exact reason people can believe that

[Anonymous No.55829235]

>>55827448
>the days of 50k starter homes are long gone
It' been less than a decade though sincel older homes could be bought for $50-$60k.

[Anonymous No.55829273]

>>55829018
Also it's not full of blacks and at least in Japan is probably very cheap.

[Anonymous No.55829398]

>>55827610
Dumbass, the property taxes are insane in NY. That’s why the houses are cheap.

[Anonymous No.55829434]

>>55827448
Feminism, foreign investors, and unchecked immigration causes this. So basically, it’s the Jews. It’s that simple. Have them be the 110th country they get kicked out of and replace them with nationalist whites of Anglo, Nordic, and Germanic genetics. Kill any who take bribes from Israel. Problem solved.

[Anonymous No.55829489]

>>55827503
>Also, traffic specifically isn’t even an issue in at least half the areas I mentioned
Lol
Lmao even
Roll I say.

[Anonymous No.55829517]

>>55828106
>I am not buying your boomer bags.
Then you're not gonna own anything either. You can sit and cope about it all you like but it's not gonna get you into a house any cheaper or any faster.

[Anonymous No.55829529]

>>55827627
pussy retard just doesnt get a motorcycle and skip all the traffic

[Anonymous No.55829603]

>>55829517
True. I bought in 2014 for 370k, doubled my money and sold in 2021. Bought a new home for 800k with 200k down @2% interest. House is now worth 1.2m. If you’re waiting for 2008, it’s not going to happen. Blackrock and a steady stream of chinks, pajeets, and beaners will continue to price you out. The game is rigged.

[Anonymous No.55830663]

>>55829086
I get what you’re saying, I do currently live in PA and I have that listed, but in 2016 I convinced my mom to move us from Jersey to PA because I knew we were priced out. Granted that’s only a 90 minute drive away but still, at a young age I understood what the circumstances called for. I get that it would be exponentially more difficult for someone born and raised in socal to up and move to Ohio and leave all their family behind, but I feel like that’s not the case for most people, at least on the east coast. I feel like most major metros over here have a cheaper metro area within a 3 hour drive. Nyc/NJ has PA & upstate NY, Miami has fort meyers, Richmond has raleigh-Durham etc. I may underestimate the family/community aspect of it because I have a large family and at least some of them would be willing to travel with me wherever I go for the most part, but I feel like 90% of the people who complain about this sort of thing use it as a cope to not even try. I suppose you do have a point though, there probably are a ton of people in middle America/west of the Rockies who’s only options for lower COL is so move a thousand miles away from all their friends and family, and that really is just a shitty hand to be dealt.

[Anonymous No.55830712]

>>55829517
>>I am not buying your boomer bags.
>Then you're not gonna own anything either

good luck starting a war in Ukraine and Taiwan then. you can only draft people with houses. people without assets will just flee.
i can't wait to see boomers fighting in Ukraine.

[Anonymous No.55830770]

>>55827448
I guess fags in here don't care that the closest non-shriveled pussy is three hours away lol
captcha hot hot

[Anonymous No.55831677]

>just live in the middle of nowhere bro

[Anonymous No.55831684]

>>55827448
paying the price to live in the middle of no where that people payed 3 years ago to live just outside of manhattan?

[Anonymous No.55831716]

>>55827448
>west pittston
i lived in scranton for a year. houses are cheap there because the jobs pay absolute dogshit and the poverty rate of the scranton/wilkes-barre area is insane, like 20%.