56% of student loan borrowers are fucked

[Anonymous No.55824024]

>When student loan payments resume, 56% of borrowers say they’ll have to choose between their debt and buying groceries
>Federal student loan payments are coming back, and they’re going to wreak havoc on borrowers’ budgets.
>Interest accruals resume on Sept. 1 and payments will be due in October for the first time in over three years.
>But over half of borrowers (56%) say they will be forced to choose between making their loan payment or covering necessities, like rent and groceries, when the pandemic forbearance ends
>Resuming student loan payments is likely going to hurt millions of households that had found some financial security over the past three years.
>68% of borrowers with household incomes under $50,000 say they’ll have to choose between keeping up with their loan payments and buying necessities
>45% of borrowers with household incomes of $100,000 or more say they’ll be forced to make those hard choices.
>45% of borrowers expect their loans to go delinquent when the forbearance ends
https://archive.is/ge0Ne

[Anonymous No.55824048]

we wouldn't be having a lot of the problems now that we are having if the consumer would just stop spending so damn much. But no. They have to be broken. This is a good thing.

[Anonymous No.55824054]

>>55824024
>45% of borrowers with household incomes of $100,000 or more say they’ll be forced to make those hard choices.
how are people to bad with their money?

[Anonymous No.55824061]

>>55824024
this is why we needed student debt forgiveness
but no, old boomers wanna give that money to Ukraine instead

[Anonymous No.55824071]

>>55824061
>but no, old boomers wanna give that money to Ukraine instead
yeah I'd rather give it to Ukraine so their nazis can kill more communists like you

[Anonymous No.55824077]

>>55824024
>Buying groceries
Yes, prepared food at Whole Foods is expensive.

[Anonymous No.55824093]

>>55824054
Apparently terrible. Pretty sure everyone with incomes over $100k maxed their financials the past few years buying houses they couldn't afford, cars they couldn't afford, vacations they couldn't afford, ect. Low interest rates are good but the greed of consumers knows no bounds. They all took on way too much debt.

[Anonymous No.55824108]

Feels good to have the system where you only pay back if you earn enough in my country. If you go neet after graduating you get a "free" education.

[Anonymous No.55824115]

>>55824061
You took out a loan. You pay it back. Simple as. Grow up and be an adult for once in your life.

[Anonymous No.55824117]

>>55824024
Someone please tell me why this is actually a good thing. My SSRIs and reruns of Friends aren’t keeping my mood high enough in the face of this. Please explain why this bad thing is actually a good thing so I can go about my day.

[Anonymous No.55824121]

>>55824024
>You took out a Loan
>Pay it back.
Not my problem. Free will to make decisions does not mean we have to create a nanny state for adults who make bad decisions.

[Anonymous No.55824148]

>>55824117
>tell me why this is actually a good thing
Because a huge chunk of adult society is stuck in childhood where they expect someone else to wipe their ass. These adolescent adults need a swift kick in the ass to bring them into adulthood. Being forced to make decisions that pay the bills rather than allow them to continue to live like children is a good thing.

[Anonymous No.55824277]

>>55824048
>everything costs at least twice what it did three years ago
>just spend less, bro!

[Anonymous No.55824326]

>>55824024
Good. Make all the gender studies fags working at Starbucks pay up for their government sponsored indoctrination. This will actually bring inflation down and reign in some of the money "given" to people during COVID. I can't wait to hear leftist vaxxie scum bitching about how they can't afford their vegan onions juice enemas anymore.

[Anonymous No.55824348]

>>55824024
so you're saying literally 2 more weeks?

[Anonymous No.55824354]

>>55824024
I will go full blown cancell all orders stockmarketfundingdotcom beargasm if this shit happens. Every smug retard I know who tried to shame me into getting the vax has student loans.

[Anonymous No.55824363]

this is insanely bullish. for however much you want to hate banks or their specific practices like compounding interest on loans. the worse of the 2 evils is certainly what the government did to allow these leech loanees to sit on loans with not only not compounding interest loans but zero payments and zero interest accrued. it already collapsed 3 american bank companies. this is not how you want to topple le jewish le banker.

[Anonymous No.55824367]

>>55824071
Nazi’s would and do support loan cancellation you dumb jew.

[Anonymous No.55824379]

>>55824277
it wouldn't cost more if the consumer refused to pay more
You are being price gouged and continue to just eat it up

[Anonymous No.55824434]

>>55824379
>bro, just stop buying groceries bro
>bro, don't get ripped off at the gas pump!

[Anonymous No.55824515]

I have $15k left in student loan debt. Should I just pay it all off when payments resume? I don't want to get fucked by eventual forgiveness. But I also don't want interest to keep building.

[Anonymous No.55824610]

>>55824024
>45% of borrowers expect their loans to go delinquent when the forbearance ends
Grim.

[Anonymous No.55824614]

>>55824434
if we were at the point where your shitpost actually applied, prices would be a lot lower right now across the board

[Anonymous No.55824642]

>>55824515
I don't see how there won't be some type of forgiveness eventually.

>>55824614
I'm the one shit posting? You're telling people to not pay so much for necessities. What should they be doing, stealing them? Haggling with the clerk?

[Anonymous No.55824643]

I was able to find a good job right out of college and pay off my loans right away.

There's nothing good about my current situation, but at least I don't have student loan debt to worry about.

I feel badly for the 20 and 30 somethings of today. They invested a lot in education, and don't seem to have much to show for it.

[Anonymous No.55824656]

>>55824642
Angry Republicans have filed lawsuits against loan forgiveness programs -- not because forgiveness is a bad thing, but because they believe that the government didn't have the authority to require it.

Borrows are caught in the crossfire of a political struggle.

[Anonymous No.55824659]

>>55824614
Shut the fuck up you retard.

[Anonymous No.55824660]

>>55824054
>how are people to bad with their money?
i know one guy who makes 110k a year with a kid and stay at home wife. He has 3 cars and stopped getting company 401k match so he afford the 3rd car

[Anonymous No.55824669]

>>55824077
based collagen peptide anon i got the same exact bottle right here i have it every day

[Anonymous No.55824673]

>>55824024
HA! Tik tok, loonies!
>t. loanie

[Anonymous No.55824679]

>>55824642
Nowhere did I suggest people stop buying necessities, although they could by producing plenty of that themselves. If they stopped buying the latest apple products, stopped eating at mcdicks, stopped going on vacations that would do plenty to slow the economy down and affect the prices of everything.
People are spending unnecessarily. Why are you acting like people are scrounging for pennies so they can buy generic cheerios. That isn't happening.

[Anonymous No.55824685]

Shit bros...

[Anonymous No.55824687]

>>55824054

Because all their income is being eaten up by debt. They have $2.5k mortgages and $1k car notes and wonder why they're broke and living paycheck to paycheck with a 6 figure income. It's called lifestyle creep.

[Anonymous No.55824703]

>>55824685
kek it's about to get so much worse

[Anonymous No.55824711]

>>55824024
>almost all of those with student loans nowadays are women
I hope enough men have the resolve to tell them to get fucked and not to help them financially

[Anonymous No.55824712]

>>55824687
I see shit ton of these types in new developments in upcoming suburbs. Young couples that are starting to get into their career probably earn $70-80k but live in "luxury" townhomes and drive $80k SUVs. No mystery why they're not saving money.

[Anonymous No.55824734]

>>55824024
go get that loot nigga

[Anonymous No.55824763]

>>55824656
I'm actually glad there's a stalemate before they just blanket forgive all these loans because they need to address the core issues that caused the problem. Namely providing loans for gender studies and other bullshit degrees that provide no value and the blank checks that have allowed university administrations to spend out of control.

>>55824679
You are a dumb bastard just parroting the Biden narrative that inflation isn't that bad.

[Anonymous No.55824764]

>>55824024
Weird, How did this change all of the sudden? I mean, they were paying them before, right? Right?
Almost as if people talk shit.

[Anonymous No.55824792]

>>55824764
Only now things cost double what they did back when they were paying their student loans. This is unironically going to set off the next great depression.

[Anonymous No.55824822]

>>55824679
Why lie about the meaning of your own posts in this same thread? Do you not know what IDs are?

[Anonymous No.55824847]

>>55824822
I explicitly state that I believe people are spending too much and if they stopped spending so much prices would go down. Nowhere have I contradicted this.

[Sean No.55824856]

>>55824792
I told everyone I knew that graduated college to pay it down as fast as possible in case something happened. They… they really really really didn’t want to do that.

[Anonymous No.55824870]

>>55824856
Wow, that's crazy you did Sean. I don't think anyone else ever thought about that.

[Sean No.55824871]

>>55824870
It doesn’t fucking look like they did does it?

[Anonymous No.55824884]

>>55824326
There's no way to "make" them pay desu. Good luck.

[Anonymous No.55824885]

>>55824847
>Nowhere have I contradicted this.
... except in your post that I replied to. How would you feel if you hadn't eaten breakfast this morning?

[Anonymous No.55824886]

>>55824054
they took Trumps market for granted

[Anonymous No.55824920]

>>55824884

It's piss easy for student loan servicers to garnish wages. They don't even have to serve the debtor and get it approved by a judge like other types of debt, federal law streamlines the garnishment process.

Department of Education implemented a one year grace period though so no unpaid balances will go to collections and effectively there's no penalty for not paying (which it's arguable if this is even legal and isn't effectively a payment pause, which Congress outlawed). But unless the rules change, nobody has to worry about garnishments for another year after payments start back up. Biden admin kicked the can down the road yet again and is probably hoping they can get their backup debt cancelation plan through before anyone has to actually start paying. Hopefully they get BTFO again in the courts.

[Anonymous No.55824923]

>>55824115
No, I don't think I will.

[Anonymous No.55824930]

>>55824920
>ANOTHER year of catastrophic debt buildup

[Anonymous No.55824939]

>>55824885
I didn't contradict it there either. I say in the post you replied to that if people stopped spent less, it would lower prices. I also state that people could spend less on necessities if they really wanted to.
I skip breakfast pretty often so that doesn't really mean anything to me.

[Anonymous No.55824945]

>>55824939
>stopped spent less
I mean spent less (remove the stopped)

[Anonymous No.55825008]

Deal with it, peasants.

[Anonymous No.55825016]

>>55824939
>I skip breakfast pretty often so that doesn't really mean anything to me.
kek that's all I needed to know, thanks

[Anonymous No.55825042]

Rich men north of Richmond did this. Kill the jews, class war now.

[Anonymous No.55825058]

>>55825008

PPP and basically every public policy implemented during COVID were such a shitshow. One in four PPP loans have been flagged as being potentially fraudulent. I remember a study too seeing a large correlation between areas of the country with a high concentration of PPP recipients and places that saw the highest increases in housing prices over the last couple years. Basically a lot of people just took that PPP money (that they received either legitimately or fraudulently by setting up fake companies and payrolls) and pumped it into real estate, cars, etc. even further exacerbating inflation.

[Anonymous No.55825059]

>>55825008
And the real reason student loans will never be forgiven is that federal student loans can't be discharged in bankruptcy, as written into law by Congress in 1976.
Your loan balances have been packaged and sold as SLABS (student loan asset backed securities) to private parties and the government-connected investors are NOT going to be denied their GUARANTEED interest profits. It's a literal zero risk asset for them.

[Anonymous No.55825083]

>>55824024
>buy a 20 pound bag of rice from Walmart for $12
>320,000 calories
>yes three hundred and twenty thousand
>each 1000 calories a day and it lasts a year
>500 and it lasts two years
>its enriched with vitamins
You can so fucking easily survive if you have to. I got through college on less than a $100 a month budget. Millenials like prepared meals, door dash, and retarded luxury items

[Anonymous No.55825097]

>>55824024
>defaulted on mine 10 years ago
>robocalls will resume on a cellphone number that I no longer have
oh no! guess they'll have to wait until I have enough money to make it worth their while to come after me.

[Anonymous No.55825114]

>>55824687
>It's called lifestyle creep.
this, when I started making $20 and hour from $15 an hour I started drinking more expensive beer and more of it

[Anonymous No.55825137]

>>55824712
bro, and they are too fucking stupid to know that the new development homes in the last 20 years are the most cheaply built pieces of shit possible, maintenance on these mcmansion cookie cutter facade of real estate are going to kill them and their property value. Shits a timebomb ticking down.

[Anonymous No.55825232]

>>55824024
PAY YOUR FUCKING DEBT.

[Anonymous No.55825254]

>>55824024
What's the point of going to college if you're not going to come out with a good paying job?

[John Poop No.55825270]

Why didn't they go to school to learn how to make money?

[Anonymous No.55825293]

>>55824048
ok boomer

[Anonymous No.55825294]

>>55825137
In a neighborhood where I know some people they said at least three or four homes have flooded due to crap builds on floor plans that had washer and dryer upstairs.

[Anonymous No.55825305]

>>55824121
The bad decision was giving out an unsecured loan to teenagers without jobs. Not paying it back.

[Anonymous No.55825312]

>>55824024

[Anonymous No.55825331]

>>55824024
Lol do you really think shaniqua is going to pay her loans? Sheboon will claim it's racist

[Anonymous No.55825369]

>>55824024
Good. I want it all to come crumbling down.

[Anonymous No.55825380]

>>55825331
You think niggers need to take out loans for college? They get that shit fo free. Student loans are only for middle class whites.

[Anonymous No.55825385]

>>55824515
Just pay it off. They're never going to forgive those loans. Democrats like to waggle that carrot in the eyes of young democrat voters but they never, never not ever, follow through.

[Anonymous No.55825396]

>>55825331
https://studentaid.gov/help-center/answers/article/what-is-wage-garnishment

[Anonymous No.55825399]

>>55825380
Niggers will take all the grants that are spoonfed to them and that's it

[Anonymous No.55825406]

>>55825396
Again claim racism from da white man

[Anonymous No.55825410]

>>55825396
>start garnishing my wages
>I quit working again
I've been doing this for 20 years.

[Anonymous No.55825447]

>>55824048
>They have to
The boomers made these systems rigged as fuck

[Anonymous No.55825492]

>>55824077
damn brother that's at least $150 there. Those tortilla chips don't come in cheap. Also based pc cubs, my gf loves those.

[Anonymous No.55825538]

>>55825410

>Ha! I'll just not make any money, that'll show them!

[Anonymous No.55825543]

>>55825538
>thinks I'm not making money
I've been doing this for 20 years.

[Anonymous No.55825553]

>>55825543
>inb4 Janet Yellen's $600 hit squad gets you

[Anonymous No.55825630]

>>55825553
>deposit

[Anonymous No.55825726]

>>55824077
Eat healthier.

[Anonymous No.55825879]

>>55824115
Predatory loans don't deserve to be paid back. Credentials that don't return their cost don't deserve to be paid for. Adults know what's fair and what's not and don't keep promises to institutions that didn't keep their promises to them. You're not getting your money back. Simple as.

[Anonymous No.55825914]

>>55824434
Unironically, honestly. The media would have been crying about the slowdown and consumer spending and businesspeople would have been on the news crying about how no one was coming in and food was going bad on the shelves, etc. At some point in all of that they would have been forced to drop prices on necessities.

[Anonymous No.55825935]

>>55824679
>Why are you acting like people are scrounging for pennies so they can buy generic cheerios.
What if I told you that inequality has exploded and there are both groups of people struggling to afford basic goods and groups of people bidding up prices mindlessly?

[Anonymous No.55825952]

>>55824148
People.like you always say this shit and it turns out your on the government dole just like everyone else.

Fuck you nigger. Go be mad at a real person like niggers sucking welfare with eight kids instead of college students who got fucked over by a bad economy you pussy nigger bitch.

[Anonymous No.55825967]

>>55824024
Maybe we can get some housing supply back into the market, then, once it comes down to mortgage or student loans, and people start to become delinquent on student loans. I'm cash and stock heavy, now. Bring me the housing dip. Release the poverty gates.

[Anonymous No.55825971]

>>55824024
FUD. The Biden admin has repayment plans based on discretionary income. This is essentially the same thing as the student debt relief program the SCOTUS struck down, but repackaged in a different way. The only people who will be paying their loans back are the ones that can afford it and the remaining debt disappears after 20 years if they can't. If you're a fast food/retail/service worker you will pay $0 a month with no interest.

[Anonymous No.55825985]

>>55825305
>>55825312
>It’s the fault of the person who gave out the loan for giving the loan
Literal welfare nigger logic.

[Anonymous No.55825993]

>>55824061
Tfw paid my entire student loan in a year while living with parents rent and bill free

[Anonymous No.55826014]

>>55825985
Since when are bank loans "welfare nigger logic?". Does this poster live in Russia by any chance?

[Anonymous No.55826019]

>>55825971
If that's true why didn't they just do it first.

[Anonymous No.55826032]

>>55825726
>everything is branded
What's up with human-shaped cattle and branding ?
Even cows don't seek brands and have to be tricked into getting one.

[Anonymous No.55826035]

>>55826019
Probably because it required less overhead to process claims

[Anonymous No.55826036]

>>55826014
>Retarded zoomer, (You), thinks he’s entitlement to go to university even if he can’t afford it, believing, incorrectly, that a college degree is a guarantee to some unknown amount of income
>”WAAAAAAAAA why did you give me the loan you PREDATORS I’m not paying it back!!!”
I don’t know how your Russia non-sequitur came up, but it checks out that you got a worthless degree and are chimping out because of a bad decision you made.

[Anonymous No.55826041]

>>55825985
This is how loans have worked forever. You took a risk and lost. Lose the gibs mindset that you get to rent-seek on someone's future forever.

[Anonymous No.55826046]

>>55826036
see >>55826041 Ivan
Also, didn't read your post lol

[Anonymous No.55826050]

>>55826014
The vast majority (more than 90%) of student loans are backed by the federal government, not banks. Which is a big reason why we have such a mess, banks would be somewhat less stupid on who they offer money too.

[Anonymous No.55826052]

>>55826041
Ok, so giving loans out to people is a bad idea because it’s never the fault of the person who asked for them, then no more loans for anyone and no homes unless you have 400k cash, right?

[Anonymous No.55826056]

>>55826035
>Multiple court cases across the country, which was eminently predictable
>Years of people in uncertain circumstances rearranging finances again and again to deal with a do-nothing President and his empty promises
>Still have to deal with everything involved in the "alternative" which actually works
No, not less overhead. He just shifted the overhead onto lawyers and the people with the debt.

[Anonymous No.55826064]

>>55826046
We all know you read my post, that’s why you’re seething. Enjoy paying back your student loan when you chose a liberal arts degree.

[Anonymous No.55826134]

>>55826056
>lawyers are going to process repayment claims
Hmm, another Russian perhaps?

[Anonymous No.55826142]

>>55826052
Correct. Instead, tax rich people, don't let them wiggle out of estate taxes, pay for essential services like job-readiness education out of government funds directly, etc. The loan industry as we know it is just a way to privatize and offload responsibility for certain services and the preservation of family finances in the face of inflation. The market was juiced by massive overabundance of liquidity, and exploited by middle men who never should have been involved in the first place. Get rid of it.

[Anonymous No.55826150]

>>55826134
Read it again.

[Anonymous No.55826163]

>>55825726
>Land'O Frost for the lunchmeat
grim.

[Anonymous No.55826191]

>>55825726
You have soda, doritos and frozen pizza. I don't think you're in any position to talk about health bud

[Anonymous No.55826505]

>>55824024
Thank god, this might drop home prices because all of these fucks will be getting foreclosed on. I was responsible and lived at home and stayed local for college. Meanwhile these asswipes went out of state to big schools, partied, fucked around, and have been living the high life off of debt ever since graduation. PAY YOUR DEBTS MOTHERFUCKER!!!!!!!!!!!!!!!!!

>>55824687
Nah they are just fucking stupid. I work around a bunch of highly paid dolts and they spend spend spend spend spend. Saving money or doing anything yourself is a foreign concept to them. They tried to convince me that eating out was less expensive than cooking for yourself (?????????????????). Fuck 'em.

>>55825993
Based

[Anonymous No.55827015]

>>55825879
>Predatory
Nobody forced you to sign that contract. Stop whining and take some responsibility.

[Anonymous No.55827154]

>>55826163
It can't be worse than Buddig, S Bar, or FUD.

[Anonymous No.55827164]

>>55824061
>>55826041
>>55825293
>rent-seek on someone's future
>muh boomers
>muh capitalism le heckin bad
Fuck off, commie scum. You have no future.
Verification not required.

[Anonymous No.55827200]

>>55824024
>They said people had more money than ever and all this growth over the past few years was sustainable.
>a few criticized people kept warning covid stimulus policy created a temporary wealth effect.

Tell me again how its different this time.

[Anonymous No.55827220]

>>55825985
>It’s the fault of the person who gave out the loan for giving the loan
Yes? I bet you defend usury as well

[Anonymous No.55827232]

>>55824054
I don't get it either, lifestyle inflation is a bitch i guess, me and my friend ask ourselves this question when we have 2 other friends that make twice as much as us and are equally broke.

[Anonymous No.55827244]

>>55827154
>bar s
Boy oh boy, now that's bottom shelf dollar tree meat right there. Nothing like boiled bar s hot dogs on moldy expired white bread with hunts ketchup.

[Anonymous No.55827249]

>>55824024
>Kamaron McNair
I don't trust nigger journalists.

[Anonymous No.55827282]

>>55824108
>get an education
>do nothing with it

ok.

[Anonymous No.55827375]

>>55827015
>Nobody forced you to sign that contract.
Yeah, they did.
>>55827164
Get help.

[Anonymous No.55827377]

>>55825952
Anon I can be mad at multiple groups at once. I can hate the welfare queen and the liberal arts degree holders at the same time.

[Anonymous No.55827388]

>>55827200

Its different this time. Do you see the housing market crashing anon?

[Anonymous No.55827389]

>>55824669
Educate me on collagen peptides

[Anonymous No.55827392]

>>55826050
They’d get sued for being racist overnight

[Anonymous No.55827410]

>>55826142
Estate tax is probably the gayest tax in existence. It’s at bare minimum a second tax on assets that have already been taxed once at the absolute minimum

[Anonymous No.55827425]

>>55827282
Just imagine them as an arts major and it makes sense

[Anonymous No.55827458]

I want the loans to fail so both the borrowers and banks eat shit. This is the only correct opinion any other opinion makes you a faggot loser

[Anonymous No.55827466]

>>55827375
>Get help.
Get a job.

[Anonymous No.55827493]

>>55827164
>anyone who makes fun of me on the internet is a le commie libtard
ok boomer

[Anonymous No.55827502]

>>55827466
I don't need one. Does that make you angry?

[Anonymous No.55827514]

>>55827466
you should take a break from AM talk radio and touch some grass

[Anonymous No.55827518]

>>55827410
Estate taxes are necessary for keeping land productive. Better that than being like Britain with families sitting on land for generations that they can't keep up because they're broke and that the surrounding community can't put to better use because they refuse to sell.

[Anonymous No.55827592]

>>55824610
and then all the loan debt-backed securities and bundles of securities will go delinquent too. combine with commercial real estate, mortgages, consumer loans like cars. domino effect ripple outwards like a butterfly, yaknowhatimstayin?

are you picking up what the rock is putting down? can you smell it?
>do you know?
>do you See?
>do you
UNDERSTAND?!?

[Anonymous No.55827595]

>>55827518
>nooooo you can’t own land when we can build a refugee park on your homestead
We can agree to disagree on estate taxes

[Anonymous No.55827604]

>>55827389
lips hair and nails on fleek, sis.

[Anonymous No.55827614]

>>55827592
Call them CLO’s anon
>t. Buy side investment fag

[Anonymous No.55827617]

the ones in heaps of shit are 75% nonwhite

[Anonymous No.55827632]

>>55827458
the loans can't really fail, even bankruptcy won't erase the debt, they will just start garnishing wages for anyone not paying.

[Anonymous No.55827659]

>>55827617
This all relates to immigration. Government WANTS shitskins because they are perfect goy tax cattle. 85 IQ yes men.

[Anonymous No.55827666]

>>55827659
yes

[Anonymous No.55827681]

got 20k in student loans. Going to probably pay them about 80% off by Christmas, keep the accounts open for credit score. I do honestly hope both bankers and debtors both get fucked, I'm just extricating myself from the equation.

[Anonymous No.55827685]

>>55827617
>white people faithfully pay back their loans
>non whites default en masse
>taxes raised on white people to cover this

Good job idiot. Could have just forgave these loans and helped out a ton of white people but nope, gotta shoot yourself in the foot.

[Anonymous No.55827841]

>>55827595
>Nooooo you can't take my overgrown defunct farmland and build decent housing or a school or a train on it or use it for farmland again.
We can disagree but you're still wrong.
Anyway, Americans aren't REALLY against robbing families of their land for public purposes. How do you think the Interstate System was built? You could also just ask the descendants of like 90% of the country's black farmer/landowners.

[Anonymous No.55827863]

>>55824115
Oy vey pay back your (((loan))) or it's literally anuddah shoah!

[Anonymous No.55827876]

>>55824061
Why not both? Forgive debts, seize the wealth from the (((moneylenders))) and use a portion to glass the muscovite horde?

[Anonymous No.55827886]

>>55827863
>>55827876
and what culture do you hail from? wait wait don't tell me...a brown one

[Anonymous No.55827888]

>>55824077
>>55825726
Disgusting amounts of plastic. You two should cum into each other's mouths and suckle on your microplastic filled semen.

[Anonymous No.55827892]

>>55827592
It's over for us jabronis.

[Anonymous No.55827897]

>>55827841
Europeans really have no appreciation for personal space.

[Anonymous No.55827927]

>>55824024
Why didn't they save money over the last 3 years when they weren't paying? My budget is going to take a hit when payments resume but I'll still be at like +$100/month, and I have thousands of extra in savings thanks to not paying for the last three years

[Anonymous No.55827974]

>>55827389

[Anonymous No.55827980]

>>55824024
>56% of student loan borrowers are fucked

How can I profit off this? Short Apple and Starbucks?

[Anonymous No.55827994]

>>55827886
>you're brown if you don't want to give jews money

[Anonymous No.55827995]

boomers didnt teach their children and now are crying that the younger generations are crying hahahahhahaha
>Your baby begins to cry cause he needs milk, instead of feeding it you start crying and yelling at it
Yeup sounds like boomers to me, cowards couldnt even beat their kids properly.

[Anonymous No.55828006]

>>55827244
i like to put two in the bun and pretend its a sawn off I'm blowing my head off with

[Anonymous No.55828017]

>>55824115
Shalom

[Anonymous No.55828032]

>>55825726

>Plant "meat"

Do us all a favor and kill yourself.

[Anonymous No.55828035]

>>55826052
Yeah when you don't get assets secured in exchange for the free money you're giving out you deserve to lose everything
>try reading the meme again, real slow this time

[Anonymous No.55828040]

>>55827994
>y y y y you're a j j j j j j jew if you don't want the banks to collapse to a bunch of literal leech mostly immigrant commies

[Anonymous No.55828042]

>>55828040
You're a kike is you want the banks existence to continue. lurk more

[Anonymous No.55828045]

>>55824024
>Kamaron

Jesus Christ what an absolute slave name

[Anonymous No.55828047]

>>55824054
Because being perpetually in debt isn’t a matter of circumstances, but character. These same people had their student loans paused for years because of the flu, had free money from the govt given to them, and inflation / record hot job market / record hot stock market to build wealth. Anyone older than 5 should be able to see that situation wouldn’t last indefinitely. But it was a prime opportunity to pay off that debt and build a nest egg.

Instead the following happens:
> home valuation hit records? If we own a house let’s cash out refinance and buy some dumb chit we don’t need or remodel the home because HGTV said so. If we rent let’s buy something we can’t afford because fomo
> stock market hit records? Not enough. Let’s chase even riskier investments, meme stocks, crypto, NFTs, etc buy on this at the top and get wiped out
> hot labor market means more salary? Let’s spend more
> interest rates are low. Time to get that car, boat, RV, etc. after all it’s free money Anon
> student loan debt paused and mortgage forbearance paused? More money to spend anons


And after all this these people (redditors) still have the audacity to blame inflation and rent for their problems. These people are perpetually broke because they are perpetual losers. They had everything handed to them the last few years and still squandered it. Character, not circumstances.

[Anonymous No.55828054]

>>55827375
>Yeah, they did.
Who put a gun to your head?

[Anonymous No.55828056]

>>55828042
I wouldn't mind regulating aspects of banks. or their collapse through cryptos emergence. but your approach of bullying them into your being allowed to break contracts and thus leeching off the entire cultural economy my parents and their parents and 100s more parents built because youre a dirty brown immigrant who just got her and have no respect isnt what we meant by occupy wallstreet. now face the wall.

[Anonymous No.55828060]

>>55824024
Anyone else here able to wipe all theirs out? I probably will because I don't want to deal with monthly payments.

[Anonymous No.55828062]

People took out these loans because they were promised up and down that if they got a university degree they would get a great high paying job afterwards. Indeed in the 90s and earlier, the stats were all geared in favour of graduates: university grads had much higher employment rates, high rates of pay, and more permanent job positions.

but while they were in school and taking on the debt, the stats changed. now university degrees are meaningless and you are actually less likely to be employed and paid well if you have a bachelor's degree than if you had a college diploma.

[Anonymous No.55828086]

>>55828062
Well the people doing it for the past ten years weren't promised anything they were instead they'd certainly be desocialized if they didn't take the loans.

So it's become a slave or possibly become a slave with a small chance of not being one.

[Anonymous No.55828153]

>>55828060
I'm just doing what I always planned to do, which is to pay the minimum payments of the income based repayment and have them forgiven after 25 years (3 of those were wiped out thanks to the Wuhan flu).

[Anonymous No.55828188]

>>55827685
>white people faithfully pay back their loans
rofl

[Anonymous No.55828200]

>>55827493
>>55827502
>>55827514
YWNBAC
(you will never be a capitalist, or a woman)

[Anonymous No.55828201]

>>55824054
Spotted the non-American. Float over here on your raft and work under the table for a few years. Seems easy at first, then you realize how much temptation there is to buy things with credit, to not have to pay it off on a new cc for the first 12 months, how you can justify buying overpriced shit if you can pay for it in 60 easy installments (plus (((interest)))), and how you get so fucking addicted to convenience that you're willing to pay $25 for a wagie to drive to a building and get goyslop handed through a window into his car so that he can deliver it to you on your apartment lobby.

[Anonymous No.55828203]

>>55828054
My parents. They were very serious about higher education. The banker and school admin who were in the room had tazers.

[Anonymous No.55828213]

I have yet to hear anyone who advocates student loan forgiveness explain what then happens to the student loan program? Does the government simply continue to give out loans? What kind of fool would ever pay back a student loan once there is a precedent of forgiveness? Delinquency will go to nearly 100%. This is always the problem with policy made on an emotional basis: nobody ever thinks through the consequences.

[Anonymous No.55828236]

>>55828200
isn't it time for your meds, grampa?

[Anonymous No.55828257]

>>55828213
Government should cap the amount of loans, and hopefully that will force the schools to charge less.

[Anonymous No.55828273]

>>55827389
it’s a scam

[Anonymous No.55828283]

>>55824660
I know people like this. I live in one of the most boring, cheapest areas of the country too. Must consoom.

[Anonymous No.55828303]

>>55824077
>overpriced processed goyslop
>shopping at hipster wholesheckles
Those perfect bars are $3 anon.

[Anonymous No.55828308]

>>55825985
You just said the welfare state isn't the fault of the government, aka the welfare state lmao shalom good golem

[Anonymous No.55828326]

>>55825726
you dun goofed here
>goyritos are $5 a fucking bag now
you dun gud here
>discounted meat
>cheapest off brand soda

[Anonymous No.55828366]

>>55828062
Promised my ass. I started college in 2009 and while we were all spoonfed the you must go to college meme , only idiots stumbled through Uni without thinking about what employment prospects for their degree are, or that their loans would have to be paid back. The only ones truly screwed were out of state idiots paying sticker price for a degree in a field with zero demand. Even if you’re an air head and went in state to a directional state university in a weak field like marketing, management, etc odds are you came out golden in your 20s and early 30s.

The people that were screwed just gave zero fucks. Idk how you spend 4 years at a place racking up tens of thousands with no thought of how to pay it off but they don’t deserve a bailout

[Anonymous No.55828394]

>>55828236
Stop jerking off to internet whores all day, kid. Learn some skills, make some money. You might start feeling better.

[Anonymous No.55828442]

>>55824024
My idr repayment plan for 50k was $25/month idgaf

[Anonymous No.55828451]

>>55828257
Cool it with the anti semitism

[Anonymous No.55828495]

>>55828213

Yeah this is the part I don't get. Democrats say student loans are exploitative, but nobody seems to be advocating for getting rid of federal student loans lol. Why are you letting new borrowers get fucked if they're so bad.

[Anonymous No.55828744]

>>55828495
They have been. Even hardcore conservatives have been wanting to get rid of the program because they see it another form of income tax for being educated. It's just that anyone saying shit that actually makes sense gets purposefully drowned out so the retard screeching strawmen can make the idea seem ludicrous.

[Anonymous No.55828792]

>>55824054
College loans in the hands of young and dumb people will eat them alive. As they grow older, they just learn to cope with the pain of it and don't ever fix their problems.

[Anonymous No.55828807]

>>55824277
>>55824434
>>55824642
>>55824763
>before they just blanket forgive all these loans
Never happening. You're a debt slave. Get it through your skull. They create slaves. Through debt. You work. They make you work. For paper. To pay your debt. That's demoninated in paper. Paper that they print out of thin air. You. Are. A. Slave.

[Anonymous No.55828823]

>>55828394
nigger I'm 35 and make 18nbucks an hour plus obertime

[Anonymous No.55828825]

>>55828366
>The people that were screwed just gave zero fucks.
the opposite honestly
they went to college to fuck around and get fucked

[Anonymous No.55828841]

>>55828213
>>55828257
>>55828495
>>55828744

the problem is actually more the private loans, from what i heard. But its a mistake to think anyone on the left will actually be for that if loans are forgiven. Its a perfect deal for them, make the loan, pay the universities, give out the degrees, all at the expense of honest middle class

[Anonymous No.55828868]

>>55824024

Good.
Let the suffering commence.

[Anonymous No.55828883]

>>55828807
The same people doing this now are the ones who ran the trans Atlantic slave trade. It's the only thing they know how to do.

[Anonymous No.55829192]

>>55828841

And this is what it boils down to. No Dems want to get rid of student loans because they're perverting the system to just turn it into free/subsidized higher education, which is a policy they've always wanted. You let people take out loans, but then put them on IDR plans where their payments are capped at 5% of discretionary income or even $0. Then after 10 years with the new SAVE plan you forgive them, and once it's all said and done the borrower hasn't even paid back anywhere close to the principle and amount they borrowed on the loan. Instead John Q Taxpayer has beared the burden of subsidizing their college education.

[Anonymous No.55829264]

>>55828823
>I squandered my life
Sad! Many such cases.

[Anonymous No.55829284]

>>55828868
This is gonna be good, fren. I hope we have front row seats to their misery.

[Anonymous No.55829289]

>>55829192
t. John Q Taxpayer
Get fucked faggot, should of went to college to understand how this game is played. Oh, hold on my mom just called from downstairs, my tendies are ready.

[Anonymous No.55829333]

>>55828213

[Anonymous No.55829336]

It is really, really funny imagining someone that thinks sending $150 billion over to Ukraine is a better idea than the 1 million different ways that money could be used to help Americans pay back student loans.

It wouldn't even need to be "student loan forgiveness". It could be like, "join the Army for 2 years and automatically get $10K in debt forgiveness" or programs to help the homeless in exchange for automatic student loan forgiveness, or I don't know, fucking anything that would benefit our country more than helicoptering over corrupt Ukrainian politicians houses and dumping money on them and defense contractors

[Anonymous No.55829354]

>>55824024
Either rate cuts or more deferral. Elections are coming and redditards are gonna get activated again

[Anonymous No.55829487]

>>55829336
>It wouldn't even need to be "student loan forgiveness". It could be like, "join the Army for 2 years and automatically get $10K in debt forgiveness" or programs to help the homeless in exchange for automatic student loan forgiveness

I could maybe get behind this, but let's be real, nobody would support it. If student loan borrowers were willing to work and sacrifice, they would have already paid off their loans instead of trying to force me to. The military and GI Bill has always been an option for them, by the way.

[Anonymous No.55829532]

>>55825312
Based. Fuck banks and anyone within 3 degrees of kikes.

[Anonymous No.55829540]

>>55824024
>Federal student loan payments are coming back,
Two

More

WEAKZ!

[Anonymous No.55829564]

>>55825914
Or they'd just stop producing them, because it wouldn't be profitable. Are you retarded?

[Anonymous No.55829569]

>>55824024
You know, these borrowers could do thing like drop a few streaming channels, drink fewer $5 coffees, spend less on vacations, pot, other drugs, alcohol, and tobacco, but that doesn't make catchy headlines.

[Anonymous No.55829570]

>>55829532

There are no banks lmao, 90% of student loans are originated by the Federal government, which is required by law to give those unsecured loans to teenagers regardless of creditworthiness or ability to pay it back.

There wouldn't be a student loan crisis if the federal government didn't tax and borrow to give them out, because no bank in their right mind would underwrite a $100k loan for Shaquanda's degree in Wakanda Studies. It's basically impossible for a high school grad to get a private student loan without a cosigner, for example. Meanwhile, it is literally illegal for the government to require a cosigner for federal student loans.

[Sean No.55829593]

>>55829336
Bro you’re gonna join the military for $10,000 loan forgiveness? At this point you’re just trying to not pay it out of principle, not pragmatism. I think they already have bonuses better than that but not sure honestly.

[Anonymous No.55830182]

I'm a lawyer with zero assets and legit about to DEBTMAXXX to fuck the jews up.

[Anonymous No.55830293]

>>55830182
doubt

[Anonymous No.55830309]

>>55824367
Nope, Nazis would support landing a V2 rocket bomb right on your head, nigger. They couldn't give two shots about your silly degree loans lmao. You seem not to understand what a Nazi is.

[Anonymous No.55830331]

>>55824326
uh no that money will just go back to the bank where it'll be lent out again

[Anonymous No.55830347]

>>55825254
we don't talk about that chud

[Anonymous No.55830827]

>>55824024
the US economy will literally collapse if neets wont pay their denbts oh god oh god oh god

[Anonymous No.55830835]

>le 56%

[Anonymous No.55830883]

>>55829289
why are tendies still said but no one says booba anymore? i hate human trends sometimes

[Anonymous No.55830970]

>>55824024
remove women and non-stem degrees and then give me the number again

[Anonymous No.55830998]

>>55828213
Get rid of the government guaranteeing them. If the banks have to assess who will actually pay them back then only whites and Asians could get student loans, while also reducing the price of education.

[Anonymous No.55831015]

>>55824939
HOLY SHIT WE GOT ONE

[Anonymous No.55831027]

>>55825985
You made a bad investment, should the government (taxpayers) bail you out for loaning money to niggers (college students)
If you didn't eat breakfast this morning, how would you feel?

[Anonymous No.55831103]

>>55824024
Economists thought that the student loans payment freeze would cause people to pay down other debt.
Instead they took on even more debt. This is because Americans are retarded consumers who spend on all their money on crap and then go into debt so they can consume more crap.
This is also why Americans now have more auto debt than most countries have in national debt

[Anonymous No.55831196]

>>55830970
Humanities subsidise stem degrees

[Anonymous No.55831582]

>>55824434
>tfw /fitbiz/
>eating rice/chicken for 10 years
How much do you spend per person on groceries a week? I spend less than 40, used to be less than 30 but it certainly didnt triple lmao rice/veggies are still dirt cheap

[Anonymous No.55831633]

>>55824711
I used to fuck this girl in exchange for paying her student loans
I dont know anything about picking up hookers but her bill was only like $250/mo which seems worth for a few cracks at her cracks a month
I caught feelings though, forgot she basically was a whore ended shortly after. Damn that was a sweet setup though

[Anonymous No.55831680]

>>55827980
That is the single best use of that format ive ever seen

[Anonymous No.55831808]

>>55824434
Yes.
Refuse to drive.
Make food at home.

[Anonymous No.55831811]

>>55826041
>You took a risk and lost
Except the banks didnt lose. It became a political issue so zoomers and millennials could avoid paying it back. They absolutely can afford to pay it back. They just dont want to.

[Anonymous No.55831884]

>>55824024
>Grocery prices might finally fall

[Anonymous No.55833007]

>>55831103
>Economists thought that the student loans payment freeze would cause people to pay down other debt.
>Instead they took on even more debt.
Economists are FUCKING RETARDED.

[Anonymous No.55833156]

They can't throw you in jail for not paying student loans so fuck them

[Anonymous No.55833234]

>>55824115
Then they should also let people discharge the debt in bankruptcy then.

[Anonymous No.55833360]

>>55824024
Based Biden will delay them.

[Anonymous No.55833440]

>>55824515
If the interest on your loans are less than the going interest rates right now, just do the monthly payments if you’re using your available cash by investing it.
If the interest on your loan is higher than the going interest rates, pay it off asap.
Not a perfect rule, but works for me

[Anonymous No.55834784]

pretty simple just take like 25% of the defense spending and wipe everyones loans. give people who paid their loans the same amount of money. then after that make college free for everyone.

there should be a goverment dao where we can vote on where the spending goes and what laws pass. fuck congress. also why do we need a president? its like boomers need some kind of father figure. disgusting

[Anonymous No.55834809]

>>55824515
>only $15k in debt
anon are you really living so far on the edge that you can't pay this off in like a year

[Anonymous No.55834989]

>>55834784
>giving up defense spending which keeps the west on top of the world in order to pay for some niggers psyop indoctrination degree
lol. lmao. 2/10

[Anonymous No.55835046]

>>55824054
The economy is fake and gay. $100k is the new $60k.

[Anonymous No.55835065]

>>55831103
>Economists thought that the student loans payment freeze would cause people to pay down other debt.
>Instead they took on even more debt
This is just proof women shouldn't be allowed in college.

[Anonymous No.55835095]

>>55835046
Try 48k

[Anonymous No.55835107]

>>55834989
You need to force other countries through threat of violence in order to remain the reserve currency instead of offering productive incentives to other countries?

[Anonymous No.55835187]

>>55835107
>NOOOOOOOO you can't just engineer the best weapons and then use them to control global economics

[Anonymous No.55835840]

>>55828060
Going to wipe out one 10k at 6%, the rest of the 20k is at 4% average. My car payments end in October and that payment is double what my student loans will be so I’ll just put that money toward them instead and not experience any lifestyle changes.

[Anonymous No.55836147]

>>55835107
All the "consumed" education and still cluless about how an empire works.

[Anonymous No.55836177]

>>55824367
nazi would kill you and then laugh at browns who signed their life away for a shit tier degree

[Anonymous No.55836189]

>>55824077
I only buy $10 water from erewhon

[Anonymous No.55836199]

>>55824024
How about not taking out loans you can't afford to pay back?

[Anonymous No.55836217]

>>55836199
>being this heartless
Even jews let other jews out of their debts after 7 years.

[Anonymous No.55836846]

I'm unemployed but these threads make me feel great about having no debt

[Anonymous No.55836895]

>>55824024
I paid off a 550k mortgage and 400k in student loans
I hope they burn

[Anonymous No.55838246]

>>55825083
>half of it is plastic

[Anonymous No.55838292]

>>55831103
>Americans have grown immune to Jewish boom bust cycles and simply continuing spending their way through the bust by force of will
Based

[Anonymous No.55838331]

>>55825726
I eat healthy and cheaply.

[Anonymous No.55838970]

>>55824054
Spending any significant time amongst Americans will turn you into AM from I Have No Mouth. You literally cannot conceive how beyond fucking retarded the average obese golem in this shitpile is without firsthand experience.
t. American

[Anonymous No.55839837]

>>55824024
i fucking hate collegefags with a passion.
i do food delivery in a mid sized city and every college apartment building i go to, doesnt tip.
these faggots are in DEBT, buying expensive goyslop, and not tipping.
well let me tell you zoomer college faggits a little secret about your delivery drivers.
especially if we've delivered to you BEFORE.
we fuck with your food and ALL THE TIP IS REALLY FOR IS SO THAT YOUR FOOD ISNT FUCKED WITH UPON DELIVERY.

had this fucking college faggot ive delivered to several times before drop me a NO TIP again, well he just ate one of my buggers tonight.
>i slipped my snot UNDER the cheese, hehe

hope you faggots learned a little something ITT.
tipping isnt mandatory, but when you are not tipping your driver, theres a 20% (at least) chance your food is getting fucked with.

[Anonymous No.55840026]

>>55829336
>imagining someone that thinks sending $150 billion over to Ukraine is a better idea than the 1 million different ways that money could be used to help Americans pay back student loans.
>anon doesn't know

Nothing is actually being sent to Ukraine
Here is how the scam works:
>American puppet is in charge of country
>Country agrees to sign a loan with the US worth 150 billion
>Puppet spends the entire 150 billion buying US equipment
>The equipment being bought is actually just surplus stuff rotting in warehouses
>"That tank last used in WW2? 8 million just for you buddy"
>Once the war is over the US forces you to pay back your 150 billion dollar debt
>You now have the sell what little is left of your country to US companies for pennies on the dollar

The Ukraine grift is on another level though, the country being robbed blind actually supports it kek
If you're interested on profiting of this the US gov created a handy website to make it easier:
https://privatization.gov.ua/en/

Now even us humble anons can enjoy the fruits of imperialism

[Anonymous No.55840038]

>32 years old
>yuropoor
>got 3 degrees, including one American diploma
>$0 in student loan debt
I stand with Ukraine

[Anonymous No.55840072]

Indonesian here.
Why take a loan that you can't pay back?????
I never get the condemnation of "loan shark" since... the the ones who take out loan have agency.

[Anonymous No.55840486]

>>55829593
Joining the military means zero bills, free food, free housing. Deadbeats will prefer that to wageslaving in a minimum wage job.

[Anonymous No.55840940]

>>55825083
>check 20 pound in human units
>9kg
>so actually 32000 calories, probably less
>check 12$ in jewish asspaper for people
>10€
>more than 1€/kg for rice is a good deal in mongrelica
>it's enriched
>i.e. they put mystery juice in it and don't even hide it
lol, lmao, on so many levels.

[Anonymous No.55841064]

>>55825385
If they followed through, there wouldn't be a carrot anymore.

[Anonymous No.55841103]

>>55827841
Keep your commie shit in neo USSR (EU) faggot

[Anonymous No.55841114]

>>55828203
LMAO get fucked

[Anonymous No.55841146]

>>55835095
Given that the CPI numbers have been increasingly fudged lately, I think you're right.

[Anonymous No.55841192]

>>55838331
That is not cheap if you are as poor as me.

[Anonymous No.55841209]

>>55824024
>You took out a loan
>You pay it back
Seethe

[Anonymous No.55841219]

>>55825305
Teenagers should have some kind of guiding hand that is warning them that hey, maybe a 120k loan for a liberal arts degree is not a wise financial move.
Alas, gen x suffers from similar brain rot to their boomer counterparts

[Anonymous No.55841231]

>>55841219
>some kind of guiding hand
Yeah, parents.

[Anonymous No.55841262]

>>55841231
>parents that got access to cheap money and relatively (based on consumer costs) well paying entry level jobs, lucked into the foot of a booming housing market, and lucked into a raging bullmarket, don't actually understand how to manage finances
I mean, yeah, it's not the government's fault the people are financially retarded. Its just a product of circumstance

[Anonymous No.55841320]

>>55824077
>spent $50 buying some patties, milk, eggs, cheese, frozen broccoli
>everything but the beef is going to easily last me the better part of a month

[Anonymous No.55841329]

>>55839837
>these faggots are in DEBT, buying expensive goyslop, and not tipping.
Huh its almost like they don't know what sacrifice or frugality is. Its like they want everything at all times but can't pay for it.

Definitely society's fault.

[Anonymous No.55843614]

>>55824115

t. trust fund toddler watching alpha male friend simulators

[Anonymous No.55843957]

>>55824024
As a poorfag with a worthless degree, I'm seriously considering just blowing my brains out.
Will rent at least go up less quickly?

[Anonymous No.55844053]

>>55827980
based picrel

[Anonymous No.55844076]

>>55824024
>damn
>I have to make a budget
Aint nobody going hungry

[Anonymous No.55844080]

>>55843957
Mechanical Engineers aren't worthless

[Anonymous No.55844174]

>>55843957
dont kill yourself. You can commit high stakes heists and live a badass life as a white collar criminal

[Anonymous No.55844227]

>>55828201
>then you realize how much temptation
Just say no nigga like close your eyes and walk away lmao. Stop buying shit, take responsibility for your actions.

[Anonymous No.55844239]

>>55841192
is cheap if you cook it by yourself

[Anonymous No.55844279]

>>55824054
Two kids. Stay home wife. Groceries are kicking the shit out of me. Hospital bills out my ass for the pregnancies. We probably ate out too much in the past, but it wasn’t that much. Maybe 2 times a week max. I’m getting fucking rekt with groceries and diapers and wipes. Kids need shit like clothes and toys and other shit you wouldn’t even believe like furniture and beds. I only make 99k but I am getting raped financially.

[Anonymous No.55844355]

>>55844279
>he doesn't have an HSA and HDHP to cover the preggers
Yikes.

[Anonymous No.55844591]

>>55844279
How do spics shit out kids on toilet scrubbing salary? Just don't pay lol.

[Anonymous No.55844667]

>>55844355
I have literally the best health insurance money can buy.

>>55844591
Unironically Medicaid. Medicaid pays for 3/4 of all births in America (spics)

[Anonymous No.55844896]

>>55844667
>Hospital bills out my ass for the pregnancies.
>I have literally the best health insurance money can buy.
Pressing X to doubt.

[Anonymous No.55845021]

fugg bros. Got $155k in loans making $120k today. I could probably be doing $200k+ salary in a few years. My parents could probably give me $155k at 0% and I'd just pay them back which is what I'm leaning towards. Is there any reason to keep the debt and do one of these plans?

[Anonymous No.55845245]

>>55824024
They're just not gonna pay lol. This isn't a catastrophe. Without debtors' prisons, loans are free money.

[Anonymous No.55845327]

>>55845245
I would love to know where you live to find and kill you. Like cartel style kill and stream it

[Anonymous No.55845468]

>>55825097
There's some dumb forgiveness baked into the plan so you can just do the IDR plan now and pay nothing "legally" and get it forgiven eventually.

Of course most people are too lazy/retarded to do this so we'll be hearing some more sob stories in a decade about how they've been left behind.

[Anonymous No.55845471]

>>55824024
Hahaha no refunds baggie.

[Anonymous No.55845526]

>>55828213
It's a thinly veiled bail out for universities that are facing declining enrollment. The max student loans you can take out is $57,500, and average student loan balance is $30,000. So they just made room for universities to double their income. The higher tuition won't matter because everyone can do the IDR plan that acts like an additional 5-10% tax so who cares right?

[Anonymous No.55846026]

EU sends it regards, now pay your masters for the right to learn

[Anonymous No.55846058]

>>55834784

>there should be a government dao
>should be a government dao
>a government dao

Sweet jesus stay the fuck away from my tax dollars bro

[Anonymous No.55846074]

>>55844279

You can't raise a family of four on 99k. Sorry man

[Anonymous No.55846085]

>>55824024
Loanies btfo LOL I never heard so many millennial faggots cheering for kiddie diddler Joe Biden only to get assraped by bait and switch loan repayment that's started back up after election was over, you DESERVE IT

[Anonymous No.55846167]

>>55845021
Don't they forgive the balance after X years? And considering that student debt forgiveness will probably happen the largest holders of debt are women and if they don't have a husband to pay it off (40-50% of all women are not married) daddy government will.

[Anonymous No.55846200]

>>55824024
>>When student loan payments resume, 56% of borrowers say they’ll have to choose between their debt and buying groceries
>>Resuming student loan payments is likely going to hurt millions of households that had found some financial security over the past three years.
>>68% of borrowers with household incomes under $50,000 say they’ll have to choose between keeping up with their loan payments and buying necessities
>>45% of borrowers with household incomes of $100,000 or more say they’ll be forced to make those hard choices.
>>45% of borrowers expect their loans to go delinquent when the forbearance ends

They're lying or they're retards and deserve what they get.

[Anonymous No.55846206]

>>55846085
>muh student loan forgiveness
>muh rep-are-rations fo slavry n' sheeit
>I cAn'T kIlL mY bAbY!!
These three talking points are going to be bait'd and switch'd by the democrats for the next decade. I hope you enjoy democrat leadership and monetary policy. Cause that's what you are gonna get.

[Anonymous No.55846251]

>>55824024
GEt fucked

never should have went to school in the first place

[Anonymous No.55846723]

>>55824024
>pay back loans
You can pry it from my cold dead hands

[Anonymous No.55847073]

>>55825726
>>55824077
>no 50 lb bag of rice and cartons of eggs
>milk is 1000 Calories per dollar
What the fuck can be tastier than classic eggs on rice and some ketchup? Plus if you're a not-fat manlet like me you shouldn't need more than 1.5k Cal per day.

[Anonymous No.55847124]

>>55824326
After rent and groceries allowance the government should just take the rest of the paycheck and still charge income tax

[Anonymous No.55847157]

>>55824515
The supreme Court already said no. It's also a stupid idea especially under inflationary environment and credit risk (even the government debt has been rated lower, they would never do this now). Just pay it off and move on. Don't give interest to these fucks

[Anonymous No.55847454]

This is what I would pay on my $12k student loans
$16 a month (pay off by 2043 LMAO as if civilization will exist then)

[Anonymous No.55847490]

>>55847454
I don't understand people who are unable to pay off such small amounts

My student loans were around $60k and my first job wasn't even 6 figures, I paid that shit off in a few years with controlled spending and swallowing some pride to spend extra time living with parents

[Anonymous No.55847625]

>>55844279
Take the chris watts route anon be free

[Anonymous No.55847823]

>>55828060
10k @~4.75%.

I can wipe them out, but my savings are bringing in 5% interest currently, so the money is better sitting there while I make just above minimum payment and keep stuffing the rest in the account. Feels good man. Pic unrelated, just for fun

[Anonymous No.55848053]

>>55824093
This is the answer right here. When people have any amount of money they are not used to having... Often they will spend it on stupid shit or will try to live a lifestyle they won't be able to afford cuz of being idiots w no idea what to do next for more money. I have seen plenty of divorcee bitches for instance who got a big lump sum from their poor bastard of an ex husband. You know what they always end up doing? Either making a terrible business plan and failing or they do nothing but spend it on a new car with payments, an expensive house with horrible property taxes, overpriced subscription products, going out to eat EVERY other night, partying, dumb useless toys, etc.

[Anonymous No.55848062]

>>55847823
It's been said before, but I'll say it again. Having debt over your head makes a man act funny. Debt = Slavery. You're in voluntary slavery for what? $200 in interest arbitrage? Pay it off, retard.

[Anonymous No.55848066]

>>55825083
>buying shitty rice instead of kidney beans or literally ANY other bean or grain
Kill your self.

[Anonymous No.55848081]

>>55825985
The only bad thing about a loan or any money being given to someone is interest aka usury. That shit ought to be rioting over that nonsense. The threat of imprisonment or forced work over debt should be enuff. No one should have the chance to go into a lifetime of invisible enslavement cuz they took a loan out from Mr Shekelstein and his butt buddy Goldsmith and Goldenberg

[Anonymous No.55848146]

>>55828047

I think theres a balance somewhere between being a fucking cheap ass with money and being a moron. Too cheap and you basically aren't living - my uncle is extremely frugal and while very rich he is close to his 80s and basically has never lived outside of a quest to save money. Too much of a moron and you go into debt with countless dumb items and toys.

I think you should go on vacations, get a nice car at some point in your life, buy something nice for yourself on occasion. Sometimes go out to eat.

The problem is you look outside and it is wave after wave of fat people. People drinking or on drugs. The common friday/saturday activity now is to get wasted. People just cant control themselves and they have no incentive to either (why be a good member of society when I can just be a fat piece of shit and get away with it)?

[Anonymous No.55848154]

>>55848066
You do know shitty rice is what keeps a people alive in 3rd world countries right? Let's see your pride hold up buying expensive beans when you're on your last legs retard. Don't let us catch you eating rats too.

[Anonymous No.55848167]

>>55827980
lmao

[Anonymous No.55848269]

>>55824920
>there's no penalty for not paying
interest.

Loanies will pay up :)

[Anonymous No.55848383]

>>55824024

will you be able to apply for a deference or a forbearance?

i am a neet so i can't pay that shit lmao

[Anonymous No.55848755]

>>55848383
Apply for the income based repayment plans; if you have neet level of income you likely will not have to pay anything.