/biz/ - Business & Finance

[Anonymous No.55686207]

>30 years old
>still not a millionaire
it's over for me isn't it?

[Anonymous No.55686213]

>studied hard
>Had a shit office job but make good money
>Have a son with wife
>He is sever autist
>He is 9yo
>Can't talk only makes weird noises
>Only play with baby toys
>He have to wear diapers because somedays he refuses to go to the bath
>Some days he becomes agresive amd destroys the house
>He only sleeps 3-4h
>No sex with wife (sex drive goes to 0 when you don't sleep a full night for years)
>Only fun thing of my life is playing some vidya in the bus to work
>Regret not being a comfy happy neet.

[Anonymous No.55686214]

>>55686207
I'm pushing 40 and I have $20 to my name.

You think a heavy duty extension cord tied into knots would be strong enough?

[Anonymous No.55686223]

>>55686213
no shit get him stoned. start growing pot, and make distillate with it. it will pacify, and calm him down, and your life will sorta go back to some level of "normalcy". look it up. make sure it's THC, and pair it up with a fat dosage of CBD.

[Anonymous No.55686224]

literally maybe only 1-2% of 30 year olds in america are millionaires, kys

[Anonymous No.55686251]

>>55686213
we all have a cross to bear. don't be fooled thinking you wouldn't feel excruciating daily pain if you were a neet.

life. life is perfectly designed. everyone alive suffers one way or another.

[Anonymous No.55686259]

>>55686207
I'm 33 and make 150k a year, drive a beamer (meme car but I like how it handles), and for the longest time I was walking around like I was barely making ends meet because I work in crypto and I know several multi-millionaires. Yeah my net worth aint shit to them but to 80% (at least) of normies I'm richer than them. Plus I focus on the stuff that I do have going for me - I'm good looking, 6'4, and creative. Many of those multimillionaires that "make it" have a huge existential crisis and end up burying themselves in drugs and excessive partying - last time we were all in Miami one of them had to go to the ER because clear fluid started leaking out of his ears after doing a ton of drugs.

I find the most joy in creative writing whereas he constantly calls up our mutual complaining about his life/problems/loneliness despite having an outward life that most people on this board would kill for. I used to really envy him but nowadays I'm not sure if I really do anymore. I may end up the same way. I think being a low 7 figs guy in your 40s that has a good community, good family, and own business (or passion/cause to dedicate themselves to) is the ideal life.

Don't actually let this place fuck with your head too much anon. Don't settle for low effort but you're only 30, once you get to your 40s if you have around a million you're in good shape.

[Anonymous No.55686279]

>>55686213
don't be afraid to prioritize time for yourself. everyone needs it, I'm sure your wife needs it too. not in an "eat pray love" way, but in a "this is stressful and I'm human" way. try being more open about your sexuality and make her feel attractive. you can't get less pussy than you're getting now.

you shouldn't be afraid to have more kids either. you may develop a new perspective on family. don't despair, you can make it work.

what do you play?

[Anonymous No.55686293]

>>55686207
Embrace socialism and become a multimillionaire

[Anonymous No.55686332]

>>55686207
When did you start actually trying? I started actually thinking about my future and long term growth a month ago and I now have a place in place to have a million net worth in the next 10-15 years.

You can't expect to be a millionaire by 30 if you haven't spent a serious amount of time actively working towards that, having plans in place, saving, gaining compound interest, not spending lavishly etc.

Also helps if you have a partner who is aligned to your goals. 2 income streams help significantly.

[Anonymous No.55686335]

>>55686251
The elephant in the room no one wants to talk is the increasing numbers of disabled kids

No one wants to talk about it because if you told the population you have a 5-10% of having severe disabled kid natality rates will drop even faster.

Even young mothers and fathers are experiencing the increased risk of disabilities in their children so age is clearly not largest culprit if it even is a culprit at all.
No one knows for sure but a lot of much smarter people than us are saying that it is most likely the work of some pollutant that have increased in quantity over the last two decades, micro plastics is one of those pollutants that have been brought up many times as a likely source of this but it's almost blind speculation since no one knows for sure how 90% of the shit our industries pumps out into the biosphere actually affects the human body in the long term, the few who might know are either hiding their know for profit or doesn't care enough to spread awareness of it

The black pill that humanity is becoming unable at exponential rate to have healthy kids is too hard to swallow for the "muh legacy" conservatives.

For their mind is easier ignore the problem and think this will never happen to them that try to find a solution


>microplastics
>Air polution
>Weed during teen ages
>Tatto ink
>Paracetamol abuse
>Hair loss drugs

We don't really know
https://youtu.be/j4PTf7LgsIE

[Anonymous No.55686336]

>>55686214
Out of curiosity, what's your monthly income? How long have you been earning it? What's your months expenses?

[Anonymous No.55686338]

>>55686213
My friend has a severely autistic brother who is now age 21 and he causes absolute hell for the family. They tried all sorts of things to calm him down but nothing worked. He goes around making impossible demands and then smashes things when they aren't met. They are having to send him to a permanent facility because as they grow order he becomes harder to physically restrain and the non-autistic brother quit his job to stay home and help control him because he felt bad for the parents.

[Anonymous No.55686342]

>>55686213
Just pray he never learns how to talk. My kid, 19, is *just* verbal enough to ask for shit. And he does. Non-stop. The only things he says always end in a question mark. He doesn't comment. Only asks.
>daddy do laundry when
>go to pool saturday
>daddy make sandwich for you (he means himself, but he's a tard)
It drives me insane. There is no peace to be had. But at least he doesn't destroy shit.

[Anonymous No.55686348]

>>55686335
Prevalence of autism in the United States is currently estimated at 1 in 36 children

Nearly 78 percent of children with autism have at least one co-occurring mental health condition (Science Daily, January 2021). ADHD is the most common mental health condition in people with autism, occurring in 28 percent, according to the Duke Center for Autism and Brain Development.

Approximately 75% of adults with autism are unemployed or under-employed. Of adults with autism that have a college education, 85 percent are unemployed.

About 40 percent of children with autism are nonverbal.

https://www.autismcincy.org/autism-facts-statistics/#:~:text=About%2040%20percent%20of%20children,peers%20(NAA%2C%202020

[Anonymous No.55686374]

>>55686335
>>55686348

This is fascinating. My current girlfriend's family aren't on the spectrum but they're all neuro-atypical (she has ADHD, her sister has OCD, her brother has a little OCD/sensory overload, her other sister works for FEMA so she's just a sociopath).

I'd like to start planning for kids when I get to around 35 and I've never really given it much thought before. In my family we're all neurotypical except I have very mild ADD which I don't even need medication for. What are the odds of her passing this on to potential kids?

[Anonymous No.55686375]

>>55686335
>For their mind is easier ignore the problem and think this will never happen to them that try to find a solution
uhhhh I think you're working from faulty assumptions

[Anonymous No.55686383]

>>55686251
>Bro I don't have a job and complain all day on a cartoon frog image board about being broke I totally feel your pain of having a child that requires 24/7 care and makes your life living hell and destroyed all your future dreams of being a proud father and grandfather

[Anonymous No.55686421]

>>55686213
Damn this story is in every demoralization thread.

[Anonymous No.55686630]

It's only over when you admit defeat.

[Anonymous No.55686669]

>>55686293
Kek. This guy is the definition of nepotism. Got rich only because people knew his boomer uncle from the young turds.

[Anonymous No.55686731]

>>55686223
>Duuude le weed cures autism just like cancer bro trust me

[Anonymous No.55686753]

>>55686213
>>55686335
>>55686348
>>55686374
human reproductive cloning fixes this. even if the modern autism epidemic is the result of the natal environment and/or early exposure to microplastics, xeno-hormones, pollution, etc you would still be selecting for genes resilient to these risks by picking a DNA donor that have less incidents of autism in their family. DNA analysis could probably provide a better picture: sorting donor candidates using more parameters would lead to better outcomes. big data analytics and neural networks have already been shown to be wildly successfully in biostatistics applications.

fertility crisis is here and it's only getting worse, and yet no one can afford to have more than 3 kids, not in the developed world at least. the solution is to improve stock, better genes improves all outcomes, makes childrearing safer and more profitable. self sufficient children, better genes means they make better parents, thus a virtuous pro-natal cycle to pull us out from what appears to be a dysgenic death spiral. the most powerful force in the universe is a positive feedback loop.

do we have the means? we are very close. scientists have recently figured out how to develop eggs from stem cells. sperm is dirt cheap. this means we will have a cheap source of human embryos to work with, even if nuclear transplantation has low success rates at first (which it will, probably starting at 0.5%) that just means you need ~200 embryos. like DNA analysis, this process will be automated and streamlined. the first consumers will be the rich and cosmopolitan, a good fit since they tend to have children later in life and probably need a reliable source of embryos. it will start with traditional dice-roll genes, move onto mass produced traditional + pre-implantation genetic diagnosis, then that + CRISPR single gene edits, then at some point people will realize that the embryos they are creating are so modified that they may as well just-out of space. continued below

[Anonymous No.55686763]

>>55686731
he's not saying it's a cure dumbass. Just that it will chill the kid out and help him sleep

[Anonymous No.55686773]

>>55686753
at some point people will realize that the embryos they are creating are so modified that they may as well just start with a donor 'template' DNA sequence and do single gene edits onto that. every single organism on the planet is just a single (double for twins) test run demo of a DNA sequence. it would be almost impossible to replicate that even with the best neural network biostatistics algorithm. I know most people value certainty, this would provide that. If you look at identical twins you can see they are quite similar. surprisingly similiar if you are of the mind that nurture is more powerful than nature. this certainty of outcome cannot be underestimated, especially given the litigious nature of healthcare, of medical malpractice. inevitably someone implanted embryo will come out all wrong. any uncertainty in the genetics could be considered damning. therefore medical companies will seek shelter under the certainty of cloning. how could it be our fault when we have the already run the DNA in this other human from birth to adulthood?

[Anonymous No.55686792]

>>55686773
Also I forgot to mention that if you looked into the ethics of cloning, you would find that every anti-cloning argument is vapor thin. it's all smoke, all fuzzy feelings created from a slew of sci-fi films that preyed upon our biological instinctive fear of mimicry. we just naturally hate doppelgangers, identical twins are creepy. it's an old fear, likely 100s of millions of years old.
also don't even start with the 'playing god' argument. how many times have you got into your shiny metal capsule and blasted off using the power of internal explosions going faster than any land animal on earth. you do this regularly. we became gods the second we started lighting shit on fire.

[Anonymous No.55686800]

>>55686207
29 years and 3 months and I only have a NW of 850k, it’s literally unironically over for me

[Anonymous No.55686971]

>>55686207
Dude I'm almost 43 and have $1800 in my bank account

[Anonymous No.55687047]

>36yo
>100k salary
>150k in investments
>Save about $400 per month

In two years my wifey will finish her education and we will have dual incomes. I'll be a millionaire at age 50 at this rate... And I'll still feel poor.

[Anonymous No.55687101]

>>55686207
If it makes you feel better your best years are gone and wasted on indoctrination schools and doing retarded shit probably.
At late thirties you will start feeling the decline of your body. you still have 10 to 20 years left to live an ok life. at 60 you can just as well be dead.

[Anonymous No.55687293]

bill gates was a millionaire when he was 26
give up

[Anonymous No.55687310]

>>55686374
>35
Your semen hae already more chances of severe autostic kid, and you tell me your gf have mental issues runing in their family....

Bro...

[Anonymous No.55687437]

>>55687047
how is it lifefuel that you'll have a million dollars as an old retard?

[Anonymous No.55687510]

>>55686630
based baki fighter

[Anonymous No.55687531]

>>55686213
>>55686335
>>55686338
>>55686342
>>55686348
what is this, a bot?

[Anonymous No.55687544]

>>55686971
how?

[Anonymous No.55687567]

>>55686207
>i need more good goy points

[Anonymous No.55687587]

>>55686207
> You cannot become extremely wealthy (billionaire status) in life without stealing. If you think otherwise, then you're a lunatic.

Just watch the Russian oligarchs they stole everything they own from the state.

https://youtu.be/jau12r-jIK4

https://youtu.be/W8PsoYCZZF4

https://youtu.be/ughFLQDcI_Q

https://youtu.be/ySyx-7CZJfg

https://youtu.be/JF4BT3uySXU

https://youtu.be/tveVWnS36Nk

[Anonymous No.55687806]

>>55687587
Jeff Bezos didn't steal

[Anonymous No.55687852]

>>55687806
https://youtu.be/gYUJjpIxkCU

https://youtu.be/SlsBHnOTxgk

https://youtu.be/qNg55JDMDHM

https://youtu.be/tO4NJ6hMH40

[Anonymous No.55687884]

>>55687852
>not letting the government steal your money is stealing
I don't think so. you lose. Bezos is honest.

[Anonymous No.55687991]

>>55687884
https://youtube.com/shorts/A5u1xZwClvU?feature=share

[Anonymous No.55688037]

>>55686207
If you were born, raised and educated in the US and you're not touching 10 million by 25 (30 if you're in the middle of nowhere) I think it's over for you. It's different for Europoors though.

[Anonymous No.55688045]

>>55686251
you're completely correct
however your pic posted reassures me this is the only piece of wisdom you have

[Anonymous No.55688048]

>>55686207
yes

[Anonymous No.55688059]

>>55686335
schizo

[Anonymous No.55688070]

>>55688048
>implying he knows who will die first.

[Anonymous No.55688795]

>>55687531
huh...what a strange thing to bot. Creepy.

[Anonymous No.55688857]

>>55686207
STFU and build your PF in preparation for the coming bull run if you want to be a millionaire.

Stack up FTM, NXRA, VET and TRIAS

[Anonymous No.55689459]

>>55686207
You've still got time OP it's just that you gotta know where to look to make money. The next BTC halving is coming so crypto might make a decent comeback sooner or later. Kava could potentially make it and bring value to Cosmos as a whole, for example.

[Anonymous No.55689461]

>>55688857
>>55689459
total cryptonigger death

[Anonymous No.55689467]

>>55689459
>cosmos needs to rely on erc-20 interoperability + a sizeable payment to attract talent
lol. lmao, even

[Anonymous No.55689473]

>>55689459
There is no "next" bull run. It's a psyop for people who want you to become their exit liquidity

[Anonymous No.55690298]

>>55686213

>People still replying to this copypasta that gets posted daily

Is /biz/ full of ai bots?

[Anonymous No.55691125]

>>55686731
Who gives a shit about curing, drug that fucker up.

[Anonymous No.55692430]

>>55689459
Cosmos is a based ecosystem chad. It also fits into what DePINs is bringing to the space with physical infrastructure tokenization.

[Anonymous No.55692463]

>>55687531
Unironically a begging bot a sophisticated one but a beggar non the less.
It's posted that comment 6593 times in three months and when people ignore it, it doesn't engage.

[Anonymous No.55692672]

>>55686207
I can also feel the pressure froglet. I'm already 28, yet I can't touch millions in my hand. Crypto is my only solution. I have heavy bags on VET, ATOM, XTP, and SAND. I hope these tokens will bring me good fortune in the next bullrun season.

[Anonymous No.55693546]

>>55689459
I recall staking ATOM on Keplr for huge bands bizfag. Now I'm earning passive income metastaking Itheum and Ride on the Xexchange.

[Sean No.55693577]

>>55686207
It’s over for us. I’m just going to live an ascetic life stocking a portfolio for my progeny to run with. I’m also thinking about getting that Airships game on steam. Looks pretty good.

[Anonymous No.55694025]

>>55692672
Based. With VET, ATOM and DID tokens like ORE and KEY, I'm definitely making millions in the next bull run.

[Anonymous No.55694035]

>>55688857
The PF is trash without privacy focused coins in it.

[Anonymous No.55694045]

>>55686213
I love this pasta as it perfectly illustrates the need for eugenics.

[Anonymous No.55694475]

>>55686335
It's literally (((vaccines))).

[Anonymous No.55694485]

>>55686207
DCA ORE and watch magic happen in the next bull run

[Anonymous No.55695011]

I want $1 million dollars and anya as my wife

[Anonymous No.55695026]

>>55694475
Yea idk how the fuck they could type all that out and ignore the most obvious factor.

[Anonymous No.55695036]

>>55692463
How do you verify this?

[Anonymous No.55695257]

>>55686207
might as well start taking some gigs on Arkham intel to earn some extra cashies this is the latest one

[Anonymous No.55695537]

>>55695026
Brainwashing. People literally think the earth moves 4 different directions at once while also slowing down and speeding up at certain times oh and you can't feel it......

[Anonymous No.55695607]

>>55686207
>thinks he needs to be a multimillionaire to be happy
It was over for you from the beginning. YNGMI with that mentality.

[Anonymous No.55696160]

>>55686731
This but unironically

[Anonymous No.55696190]

>>55686213
my headcanon is that the son is the autist that keeps posting this pasta

[Anonymous No.55696380]

>>55694485
The next bull market narratives according to Altcoinistdao are real world assets and liquid staking derivatives. Might add link and xrp also

[Anonymous No.55696384]

>>55686213
He is autistic about servers, which OS does he like?
At least fix the spelling on the pasta.

[Anonymous No.55696391]

>>55686731
Normally I hate stones too but if you have a severely autistic kid that screams all fucking day and night either he's gonna disappear or ima make him so drugged up his retardation circles back into normalcy. Fuck else are you gonna do at that point?

[Anonymous No.55697841]

>>55686207
American population ~340M
Median salary ~$52K

Now look at the debt stats.. If you're not in the red, even as a NEET, you are probably better off than most.

[Anonymous No.55698002]

>>55695011
>fetal alcohol syndrome
shit taste

[Anonymous No.55699138]

>>55695607
I base my self worth on how much money I have

[Anonymous No.55699685]

>>55686207
kek

[Anonymous No.55701023]

>>55686207
No, you will WAGMI

[Anonymous No.55701446]

>>55686207
At 60 and above Pajeet are still making cool bucks. Better now you embrace the credible innovative by eloop one and peaqnetwork as they are revolutionizing web3 car-sharing on Polkadot.They're tokenizing a fleet of Teslas, enabling users to own a fraction of the cars. It's a new level of revenue sharing to the EV industry.

[Anonymous No.55701470]

>>55696380
Don't be deceived anon. DePIN will lead in the next Bullrun, even Messari mentioned it in research for the first time. If you want to make it big start exploring Orchid Protocol, Helium, Flux, and Peaqnetwork that just won parachain slot on Polkadot.

[Anonymous No.55701551]

>>55686669
And Hassan only got famous due to Chunk Yogurt, that's just how it be in the cewlb/nepotism world my guy.

[Anonymous No.55701558]

>>55688070
Youth is a sad flex for those who think they should be doing more with their life but can't be bothered.