It's hard to find worthwhile work without the right credentials, connections, and/or putting yourself into debt, especially if you're from a poor family.
I've wanted to be a portfolio/financial advisor for a few years now, but every time I look up the cost of college and the credentials required afterwards, it turns me away. The nearest college offering finance, or economics would end up costing around $120k to get my degree. Then you usually need to get a job in the industry and get sponsored so you can take the series 7 test. I know FINRA got rid of the sponsorship requirement, but goodluck getting a job at a financial firm without a degree. So instead I just study economics and finance as a hobby.
I work in a factory doing very monotonous work. It's not challenging, or fun, but it pays decent for the area I live in. Every time I look up other jobs, even in banking, the pay is shittier. I make about $22/hr, not including overtime. I have 4 weeks of paid vacation and great insurance benefits. I looked up jobs at my local bank. It's $15/hr to be a bank teller, yet the local Walmart pays $17.50/hr. The mid-managers at the bank make $20/hr and you need a degree in some type of buisness/accounting major. Unless I became the branch manager I'd be making less money than I do now.
Sometimes there aren't better options for people unless they're willing to take a massive risk, like moving away from family, going into debt, etc. Especially if these people already own a home, or have kids.
I'm not making excuses, but there is a lot more nuance than just claiming everyone is "nigger cattle NPCs" like this idiot >>55683681