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/biz/ - Business & Finance

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55493219 No.55493219 [Reply] [Original]

You have 15,000 dollars in credit card debt with 20 percent interest.
What do, /biz/?

>> No.55493227

>>55493219
I simply don't get credit card debt.

>> No.55493253

>>55493227
>this
>>55493219
but say i did i would transfer it to a much lower interest LOC. 20% is for fucking retards

>> No.55493257

>>55493227
It's shrimple. You leverage your future income against things you need to buy right away that you don't have money for... And it's unsecured debit.

>> No.55493282

I woulld rather borrow that shit on a credit card for 0%APR for 15 months and when the time is up i pay it and take out another 0%APR credit card, this way i can use debt to buy assets and pay them back next year after the currency devalued another 10% or so

>> No.55493327

>>55493219
Debt maxx into physical assets then declare bankruptcy.

>> No.55493459

>>55493219
My dad implores me to pay off my 20k CC debt but I insist on putting it in investments to make more... so far, hasn't been working but the market will pick up.

>> No.55493468

I owe 8k to loan sharks I'm afraid for my life I made a dumb mistake.

>> No.55493488

>>55493459
You are not capable of producing greater investment returns than your respective credit card debt. You have proven this by being a moron with 20k debt owed to organizations that charge 30% or so annually on this debt. The market has returned 16% this year. Your dad is trying to help listen.

>> No.55493934

>>55493468
Typical lebanese, spending what you don't have travelling the world to seem bohemian then whining on 4channel when things go tits up.
T syrian

>> No.55493959

>>55493934
I'm not whining just comparing struggles I had to take a loan out because my father needed medical equipment and I'm living in hyperinflation just hoping someone could help.

>> No.55494029

>>55493219
Immediately pay it off. Next question.

>> No.55494051

>guy i met on grindr a while ago texts me "hey dude can i come over im fucking horny"
>oh-fuck-holy-shit.log
>"whoa, hey. yea give me 1 hour"
>dick fucking rock hard in my pants
>put on 3 deepthroat compilations at once and crank the volume. *glerk gerk glerk mmmm aaughhh glerk glerk glerk*
>pull out the jelly dildo, tilt my head back and deepthroat it *glerk glerk glerk glerk*
>dick leaking precum down my leg, still in my pants
>im so horny that im shaking. fuck its only been 6 mintues
>text him "do you want to come over sooner? my dick is going to explode haha"
>ffw 20 minutes i don't think its physically healthy to be this turned on
>*knock knock knock* i can feel my erection in my stomach
>"hey hows it going?" invite him to sit
>kneel in front of him and rub the front of his pants. feel him get hard
>as soon as his pants come off, his dick is buried in my throat.
>on each pump i come up far enough for a tiny sip of air, and then take him all the way down to his balls
>consistent rhythm this time. ive gotten better at this i think
>grabs my head and shoves me all the way down and cums
>gagging and choking like crazy, but trying to stay limp for him while he cums. insane feeling
>catching my breath, face covered in snot, i thank him on his way out
>wait 35 seconds in case he forgot something
>jerk off, nut so hard it almost hurts
>jerk off again
>watch deepthroat porn and jerk off one more time
>text the guy later "dude do you hold chainlink?"

>> No.55494062

>>55494029
No shit. What would you do if you couldn't pay it off? How would you minimize your interest rate and preserve your credit score?

>> No.55494919
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55494919

>>55493219
Fuck your mom and then proceed to spend the other 14,990 dollars I'd have left

>> No.55494931
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55494931

>>55493219
Read this book - it's the Red Pill or money. I paid off $16,500 in debt and I'm never going back.

>> No.55495214

>>55494051
Hot

>> No.55495291
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55495291

>>55493488
>>55493459
>>55493219
Fuck...

I'm also just financially insecure since I don't have any savings. It's all I got.

>> No.55495301

>>55493219
>You have 15,000 dollars in credit card debt with 20 percent interest.
>What do, /biz/?
I tap "pay card" and have my checking account go from $60k to $45k.
Continue with life

>> No.55495349

>>55493468
It's the Lebanese guy again lol weren't you on /pol/ last time?

>> No.55495378

>>55494062
Debt consolidation

>> No.55495408

>>55495349
I post on /pol/ warning about banks and hyperinflation but I just need help bad.

>> No.55495585

>>55493327
This.
Giga 250 IQ brain right here

>> No.55495791

>>55493219
I actually have a negative balance on my card right now because I got refunded 2k for a mountain bike I bought which I realized in hindsight was completely retarded.

What do I spend it on bros?

>> No.55495801

>>55495585
Can they take anything from me like rental property or put liens on my bank accounts?

>> No.55495832

>>55494051
Why'd this give me a half chub

>> No.55495956

>>55495801
NO, it is unsecured debt

>> No.55496138

>>55495801
It will literally kill your credit score for eight years, tho.