/biz/ - Business & Finance

[Anonymous No.55487931]

Reminder that having kids before you're financial stable is basically giving up on ever making it. You will be bled dry.

[Anonymous No.55487935]

Having irresponsible sex without thinking of finances is for roasties and limp-dick liberals

[Anonymous No.55487937]

>>55487931
Nobody on /biz/ is having sex.

[Anonymous No.55487997]

Just checked, they're 30 cents. Even if you went through 5 diapers a day that's nothing

[Anonymous No.55488022]

>>55487937
No one on /biz/ is financially stable.

[Anonymous No.55488023]

>>55487931
Kids are as expensive as living cost of anyone.
i.e. very high if you're a braindead cattle buying brand following fads and other cattle things, or very cheap if you're human.

Please be aware that this is not an exageration.
Some people only have one kid on purpose because "we can only afford brand clothes for one".

[Anonymous No.55488111]

>>55487935
for me, it's number 10 and then the girl behind her.

[Anonymous No.55488158]

reminder that waiting until you're in your 30s to have kids is basically giving up on ever genetically making it. You will be a genelet and an evolutionary incel whose number of genes in each successive generation will reduce because you and your descendents will only have 1 or 2 kids until you don't have a single base pair left in existence.

If you and your descendants don't have >2 kids who reproduce each generation then you have lost at life.

[Anonymous No.55488181]

>>55487935
it's completely the opposite. Limpdick , almost impotent liberals wait until they're 35 before they feel "responsible" enough to have a child then only manage to have a single child or max two.

Meanwhile virile right-wingers and conservatives and traditionalists and religious people have kids earlier and have more of them because they realise it's more important to start a family and provide for them even if you live modestly than wait until you're 40 and your wife is 37 and her ovaries are almost concrete

[Anonymous No.55488196]

>>55488023
>braindead cattle

[Anonymous No.55488203]

>>55488181
>>55488158
>/Pol/ incel who's never touched a woman
Have fun being poor. While other anons live a fulfilled live with 5 kids financial stable. You won't stop us kiddo

[Anonymous No.55488382]

>>55487935
Rollin

[Anonymous No.55488394]

>>55488203
>has kids well past the prime
>100% chance half are developmentally challenged

[Anonymous No.55488406]

>>55488158
I'm already in my 30s and have nw of $20k in crypto and $78 in my bank account and $65k of student debt. I have no way to realistically attract a mate.

[Anonymous No.55488412]

>>55487931
having a kid is the real goal in life. I m so happy with my kid now. One advice to all reader ! Make sure your wife don t drink coffee during pregnancy

[Anonymous No.55488430]

>>55488412
Awww, coffee baby!

[Anonymous No.55488440]

>>55487931
>>55487935
>>55488203
Good advice, but don't put it off too long chasing riches. That would be equally foolish.

To the young: all the best women will be taken by their mid twenties, so work hard and be husband material by your 22-25, so you can find a good wife easily.

[Anonymous No.55488452]

>>55487931

OP I’m old and used up. My health is shot, I’m overweight, and I’m gonna die single and childless. When I was younger I thought like you. I had lots of relationships with different women because I’m not some fucked up incel. But I never got married and had kids because I was waiting until I made it financially. Well let me tell you something. After age 40 your health will rapidly deteriorate as will your dating prospects. And at that point it’s really just too late to find a decent quality wife and too late to produce children unless you’re ok with going to your autistic sons high school graduation when you are 70. So my advice is, if you are young and can land a somewhat tolerable woman then marry her and pump as many children into her as you possibly can and you can just deal with the financial issues as they arise. You’ll figure out a way to work it out. But once you get in my situation there’s no going back for a do over. I write this as I sit here alone in silence far too old to be looking at 4Chan.

[Anonymous No.55488468]

>>55488452
What if you are 32 and have no net worth.

[Anonymous No.55488474]

>>55488452
This will be the whole millenial generation.

The world is simply too grim to bring children into and the future looks even worse.

Yeah you will die alone, but so will the Boomers whose children barely see them because they were awful parents.

[Anonymous No.55488490]

>>55488452
>I’m overweight, and I’m gonna die single and childless
Fat people aren't entitled to give out advice, you can't even take care of yourself fatty

[Anonymous No.55488598]

>>55488203
The only people having 5+ kids are right wingers, traditionalists, conservatives and religious people who get married and start families early, dingus

Liboids and leftoids like you will barely manage to have 2 kids and one of them will end up some kind of faggot or tranny

[Anonymous No.55488629]

>>55488452
Are you going to let yourself be a genetic dead end? Let y out resit love a pointless failed life with no one to replace you after ever single one of your ancestors managed to reproduce?

Do whatever you have to. go moldova or Belarus and buy a bride if you have to . Do a josef fritzl and abduct a woman and keep her in your basement and breed her if you have to

But are you really just going to give up and let yourself be the living-dead for the last 30 years of your life with no descendants and nothing to live for?

[Anonymous No.55488653]

>>55487931
100%. In this economy it's do or die. You either become rich or you lose. Having kids before being rich is financial obliteration. Guarantees being a cattle until 60-80

[Anonymous No.55488684]

there's not enough wealth for all of us to "make it" financially, especially with record levels of inflation. you're chasing phantoms if you obsess over it to the exclusion of living your life. if you're in love and both want kids you shouldn't put it off. if anything, you'll work harder for the kids.

just stay in touch with your family and having kids isn't half as hard. but shitlibs hate their family so they need to spend 5000 a month on child care to maintain their unsustainable urban lifestyles.

[Anonymous No.55488698]

>all this gigacope that you need to have a baby when you are still poor
>just give up on you dreams of ever making it bro!!
just fuck a younger girl, lmao

[Anonymous No.55488756]

>>55488684
>exclusion of living your life
I can't live my life without money though. I only earn a little under $5k a month I don't want to spend it all on wooing random women just for a chance at pussy instead of buying BTC or something.

[Anonymous No.55489270]

You fucktards haven't realised your personal failures aren't mere accident or caused by anyone else but rather a fully natural phenomenon. That's right; "global warming" is eliete's lingo for gradual extinction. Inevitable. AI will be the next dominant species. None of you are ever making it genetically. AI will decide what genes (if any) to synthesize. Most likely it'll be a fully inorganic life form anyway (so bye genes). You're all beyond obsolete.

[Anonymous No.55489402]

I truly think at this point the entire Internet has been overtaken by the WEF plan of demoralizing the entire world. It is everywhere you go. I remember the good days of 4chan, the mid 2000s to early 2010s. I never remember even 4CHAN ANONS being this demoralizing. Why? Because there were very little glowies, bots and agendas back then. Now, it's everywhere. Even YouTube algorithm. will push down negative videos to people even if they don't search it out. There's a reason for this. I am sad it had to turn out this way. I won't falter by it, though. Frens, we can triumph over this demoralization. Don't give in.

[Anonymous No.55489416]

>>55488022
Kek'd and checked have this updoot good ser

[Anonymous No.55489471]

>>55488158
Reminder that western women are whores, the financial global system is a fake Jewish scam, modernity is incompatible with base mammalian mechanics, and nobody wants to have kids anymore except for Africans (even Pajeets are done).
The population of "advanced" states will halve soon.

[Anonymous No.55489491]

>>55487931
Kids really aren't that expensive.

[Anonymous No.55489526]

>>55489402
I’m with you brother

[Anonymous No.55491470]

>>55488158
its not so bad if you are a guy, if you are a girl however its more of an issue as 90% of your eggs are gone by age 30

[Anonymous No.55491489]

Kids are not naturally expensive. We make them expensive with our Western world juiced up lifestyle expectations.

[Anonymous No.55491525]

Jewish thread

[Anonymous No.55491579]

>>55487931
Thank god we are all incels here. I have a cousin of my age (25) who has a year old daughter while making minimum wage (700 euros). I lend him 500 in April and he still struggles to pay it back. Meanwhile I make 4 times his salary after taxes and I never even touched a coochie. Idk what is more pathetic. He's only lucky that he comes from a better off family and his mother lets him live in her big house. He will never make anything of himself tho.

[Anonymous No.55491585]

>>55487935
If you don't pick number 3 you're a faggot

[Anonymous No.55491591]

>>55491579

He has already secured his immortality and you will perish with nothing to show for it

[Anonymous No.55491596]

>>55488111
Checked and good taste

[Anonymous No.55491603]

>>55487931
Just use cloth/washable diapers.

[Anonymous No.55491616]

>>55491579
Yeah well just go to vacation in EAST asia (they want BWC and not money) and have fun
Nice to enjoy each other and use the gains there

I dont want kids desu, feel like i am gonna kms someday anyway

[Anonymous No.55491628]

>>55487931
get ready for some white nigger piece of shit /pol/tard leeching off government programs to chime in
>KIDS AINT 'SPENSIVE.
>THATS JUST A LIE BY THE JOOZ!
>I HAVE A BASED STAY AT HOME TRADWIFE
>AN' 3 WHITE ARYUN CHILLINS
>AND I ONLY MAKE $13.53/HOUR!

[Anonymous No.55491666]

>>55487997
Newborns can use up to 20 in a day. But I agree. Kids aren’t directly expensive . Lost income from taking care of them is but if the dad can’t support a stay at home mom than they obviously aren’t doing things right. I do genuinely feel bad for single moms.

[Anonymous No.55491680]

>>55487931
Picrel was listening to Sublime when he came up with his tweet idea

[Anonymous No.55491687]

>>55491591
>Immortality is when you have a daughter who will most likely grow up to be a whore like her mother who was literally made to do a DNA test because she was fucking his best friend

Just generations of below average wage slaves being cucked even out of whatever little money they make, truly greatness achieved.

[Anonymous No.55491691]

>>55491628
Post nose

[Anonymous No.55491700]

>>55491691
i'm pale white with blond hair and a german surname. have fun raising future forklift operators or great clip hair stylists, you white trash nigger retard.

[Anonymous No.55491704]

>>55488684
Only because of blackrock and other Jews...
They have enough wealth for all of us to "make it" if we forced them to buy our currency.

[Anonymous No.55491706]

>>55491628

t. Shlomo Niggerkikowitz

[Anonymous No.55491711]

>>55488653
Why is it so hard to imagine profiting off your kids? Gary Coleman made a lotta money for someone.

[Anonymous No.55491722]

The generation that grew up sharing a bedroom with 3-4 other siblings, wore a few hand me down pieces of clothing, grew up in small cramped conditions and ate ketchup sandwiches for dinner, went on to win world wars, invent the computer, and land on the moon

The generation that grew up with their own big room, smart phone, computer, TV all day, ate out 5x a week, with a bunch of new shoes and clothing on a monthly basis grew up to want to be a YouTuber and is afraid to drive a car

Good parenting isn't only inexpensive, you have an IMPERATIVE to raise humble, self-reliant, tough children. If you spoil them you have fucking failed.

[Anonymous No.55491735]

>>55488468
You already fucked up, why are u here instead of college/working?

[Anonymous No.55491759]

>>55491722
based and true.

[Anonymous No.55491816]

>>55491722
How many wars did you fight in and what the fuck did you invent?

[Anonymous No.55491825]

>>55491816

I was only raised moderately severely in comparison, but still far more austerely than the average American kid, and I'm currently fucking on my peers in terms of income/wealth. The things they think are arduous, are baby shit kids menu items for me, because I grew up with worse.

It's simple, raise your kids correctly, or watch them turn into expectant, spoiled little worms. Like you!

[Anonymous No.55491832]

>>55491816
you're talking to a retard who doesn't realize that uneducated poorfags weren't the ones who "invented computers" and "landed on the moon," and who also believes that fighting (via conscription, no less) on the wrong side of a world war was honorable and admirable.

[Anonymous No.55491839]

>>55491832

Address me directly you spoiled little piece of zoomie sludge.

>YOU CAN'T DO NOTHIN

nah fuck you niggerbrain

[Anonymous No.55491852]

>>55491839
>product of good parenting™

[Anonymous No.55491859]

>>55487931
Worked for me.
Still, we're not talking about highschool here, we're talking having 2 years worth of salaries saved.
But if you're not a consoomer, you should accomplish that before age 23 so...

[Anonymous No.55491880]

>>55491852

You can save the turn the other cheek bullshit for yours family, that's how you get manipulated

[Anonymous No.55491900]

>>55491839
im 34 years old, niggerlips.

[Anonymous No.55491914]

>>55491900

And you post on 4chan about how having kids is so vewy vewy hawd and expensive

[Anonymous No.55491921]

>>55491700
>have fun raisi- ACK!
>*dies alone*

[Anonymous No.55491923]

>>55491914
>vewy vewy hawd
did you have a stroke?

[Anonymous No.55491928]

>>55491923

Are you autistic?

[Anonymous No.55491941]

Lefties when you mention that rich kids are spoiled

>YES YES SO TRUE, AIMLESS AND BROKEN DEGENERATES

Leftists when you mention they're comparatively richer and spoiled too than their forebears

>NO THAT'S IMPOSSIBLE, I'M THE TOUGH AND RESOURCEFUL ONE IT WAS GRANDPA AND HIS POTATO SACK T SHIRT THAT HAD IT EASY

[Anonymous No.55491983]

>>55488452
>After age 40 your health will rapidly deteriorate
RIP to your health but I'm different

[Anonymous No.55491984]

>>55491941
>needlessly brings up politics
your 85 IQ lower class daughter will grow up to suck black cock. your 85 IQ lower class son will also grow up to suck black cock.

[Anonymous No.55492014]

>>55491984
bestiality on the mind? thats unhealthy.

[Anonymous No.55492036]

>>55487931
Biz virgins will never know the pleasure of slipping into a juicy, warm and fertile adult female human vagina.

[Anonymous No.55492045]

shit like diapers should honestly be free. in fact, Ill go a step further and say that all child products should be free. baby food, formulas, diapers, baby asprins, etc. theres no reason to punish a child because they lost the parent lottery and got some shitters.

[Anonymous No.55492064]

>>55491921
You know, most times i have only schadenfreude for the braindead goylem cattle filth, but some times i have overtaken by a debilitating bout of empathy.

Just think what kind of lies this retard in the pic have fallen for.
Just think what kind of mental anguish she will suffer once it sinks in that she was deceived.
The worst possibility is that until her vaxxed death she do not realise, how sad and frustrating is that ?

I try to always use dehumanising terms when referencing the braindead goylem filth, and not just imply or states but try to THINK and ACCEPT they are NOT HUMAN.
But that's not true innit, they're people.
Very retrded people, huge liabilities since they have died and WILL die to protect the kikes and any other cattle whisperer out there.

I don't know, the vaxx is really helping, the kind of smug superiority then all used and continue to use really helps with dehumanisition and ignoring their deaths as either statistics or actual good things.

But man. They're people.
What kind of inner thought someone that sterilise or vaxx itself, that become a tranny and cut his dick, that become part of antifa, that go on all these marches against decency, they're all human.

I don't know. i really wish there was a button to just desintegrate all of them instantly. This would quick and painless for humans.
This is painful. to watch the non-human human-shaped treacherous cattle do all these things to themselves.

[Anonymous No.55492089]

Thank you DISH anon, its printing

[Anonymous No.55492115]

>>55488181
>right-wingers and conservatives and traditionalists and religious people have kids earlier
And most of those kids end up being failures/low level wagies like their parents.
Elites have k-selection strategies.

[Anonymous No.55492121]

>>55487931
Factually untrue lol. Source: me

[Anonymous No.55492158]

>>55491585
3 is the most fag option possible
Anon, you’re gay

[Anonymous No.55492184]

>>55487935
12 please and thank you.

[Anonymous No.55492255]

>>55488203
You're not having your first kid at 30+ and going on to have 5 kids.
I'm 29 with my second on the way and 5 kids is nearly out of reach for me.

[Anonymous No.55492316]

>>55491832
He's talking about Weimar Germany anon. The "landed on the moon" but was a dead give away.

[Anonymous No.55492324]

>>55487931
Niggas act like humans didn't spend hundreds of thousands of years raising babies without "Pampers", formula, and all that expensive shit.

[Anonymous No.55492329]

>>55489402
I agree but there also is a much more dismal undercurrent to everything now. Porn, social media, shitty high carb hormone laced food, etc. have worn away at the spirit of man.

[Anonymous No.55493024]

>>55487935
:DDDD

why are they so happy

[Anonymous No.55493152]

>>55489402
nigga, 20 years ago, we were 20 years younger with hopes and dreams, the real world has crushed all of that.

mike tyson " everyone has a plan until they get punched in the face."

[Anonymous No.55493165]

>>55491591
his daughter is going to fuck arabs or niggers. so much for the bloodline

[Anonymous No.55493532]

>>55491628

[Anonymous No.55493780]

>>55492064
You're so stupid it actually hurts
Who do you think is going to have to burden the cost of this dumb cunt once shes 65, jobless and penniless? The liberal governments will tax people to compensate for this cunts mistakes. What do you think social(ist) security was for?
The state of these goyim is deliberate. Its to force higher taxation and keep the middle class squeezed.

[Anonymous No.55493792]

>>55487931
i could care less about retards who don't understand you can use cloth diapers and breast feed the kid. you have to understand these niggers think baby formula and plastic diapers are normal, but then again, OP is a nigger

[Anonymous No.55494176]

>yes go ahead and have kids LMAO

[Anonymous No.55494192]

>>55487931
>cloth diapers
>breast milk ONLY
>final destination

[Anonymous No.55494216]

>>55492045
Some states aren't taxing them anymore

[Anonymous No.55494400]

you vill self select

[Anonymous No.55494610]

>>55487931
as if the diapers were a problem, retard take. the hit to your sleep and ability to focus on things for multiple days without interruption is what will hamstring you in regards to making it

[Anonymous No.55494722]

>>55487931
Please any of you which think the way OP and the kid in his image think for your own peace of mind read the Quran in its entirety.

[Anonymous No.55494897]

>>55492064
nice book, I'm not reading a single word of that

[Anonymous No.55494911]

>>55487931
I know so many people with kids that have zero free tiklme or money for anything. They're like black holes of everything. I was thinking of taking a road trip across the country and I could tell my married friend was jealous. I could see why so many of them kill their family. Feel absolutely trapped for 20 years.

[Anonymous No.55494940]

>>55487931
a pack of 58 nappies for me is £2

[Anonymous No.55496497]

>>55493780
Correct. All of this is economic warfare against the middle class. They want to impoverish the middle class by forcing them to bolster the poor (while the uber-rich laugh through their money laundering schemes and tax code loopholes) until they themselves become too poor to ever challenge the uber-rich, at which point the uber-rich will simply rule over everyone and everything in a highly stratified society. It's all a fucking bad joke.

[Anonymous No.55496931]

>>55487931
Kids are the best thing in life. They make you grow up, make you responsible.

Unless of course you're a pussy man-child stuck on videogames and breakfast cereal and shit...

[Anonymous No.55497798]

>>55496931
I wonder why child havers are so aggressive, probably so tired of their children that they are always unhappy

[Anonymous No.55498077]

>>55488023
>kids
>very cheap
said no one ever.

[Anonymous No.55498089]

>>55487935
I ll deposit my cum in #12 a million times. Look at those fucking thighs


#3 looks my aunt. How can they be similar age? She looks older type

[Anonymous No.55498158]

>>55492064
>chick gets her tubes tied or some shit
>pasty turbo incel writes a paper on it

Didn’t read

[Anonymous No.55498440]

I don't want children and I hate women

[Anonymous No.55498454]

>>55492324
yeah and for hundreds of thousands of years humans didn't live that long either, so go without all that stuff and increase mortality rates.

[Anonymous No.55498487]

Europe:
With our extensive research we have invented a new method to prevent pregnancy which can be used by those who have a medical issue whereby the health of the woman or her baby would be fatal. It could also be used by those who have completed their reproduction phase of life and seek to bring it to a mature and well thought out end. In either case, preventing unneeded burden onto their medical system.

Medical industry and humanitarians:
>clap clap clap clap

Murica:
>>55491921

[Anonymous No.55498963]

>>55492115
Dying out is not an evolutionary strategy

[Anonymous No.55498984]

>>55498440
I hate woman but i would like to have those little gremlins, so i just need a submissive woman and ill be alright

[Anonymous No.55499098]

>>55487931
I made it financially years ago and now in my mid 30s I have zero desire to have children or bother with a relationship/marriage.
I'm just not stupid enough to fall for these scams.
>"but but you die alone"
we all die alone buddy
>"b-but the genetic lineage"
who cares? your kids are only 50% (You), when your kids have kids there is only 25% of (You) in them, if these kids have kids there is only 12.5% of (You) in there and this keeps declining until eventually nothing is left and nobody remembers you.
So why bother and waste my money on people in the future that I give zero shits about right now?
why should I waste my riches on them and not keep it all for myself?
why should I waste all I worked for on the vagina/procreation scam?
I'm doing really fine with my Millionaire lifestyle and there simply is no room in there for a vagina retard and her crotchgoblins.

[Anonymous No.55499119]

>>55491470
This. The stories about sperm degrading are just pure cope, when they say “400% degradation by age 50” what they mean is an increase from 0.01% to 0.04%

Eggs on the other hand are completely fucked by age 40.

[Anonymous No.55499205]

>>55499098
enjoy the trannies then, faggot. You will rope between 60 and 70

[Anonymous No.55499232]

>>55499205
I could easily make it to 100+

[Anonymous No.55500607]

>>55492115
Elites, as in ACTUAL elites, practice both.
As in, lots of kids ( r-selected ) with all being well educated ( k-selected ).

It's not for nothing that peasant bloodline all died out during the middle age in favour of noble bloodline.
Why do you think almost all europeans are related to Charlemagne, braindead goylem filth.