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/biz/ - Business & Finance

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55386432 No.55386432 [Reply] [Original]

>$31 dollars for 2 hard seltzers
>$60 dollars for a shitty hamburger lunch
>$250 dollars for a shirt and pants
>$2000 dollars in rent for a studio
Take home pay?
>$25 an hour

I'm not gonna make it bro
How the fuck is anyone in finance in todays economy?
I don't believe other people are making that much more than me yet nobody seems bothered
I'm the only one visibly sweating as I buy a drink at a corporate function

>> No.55386453

They just put it on their credit card and keep having the debt roll over and pay the minimum amount

>> No.55386464
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55386464

>>55386453
Does everyone else have an unlimited credit limit other than me?
I only have about 10k

>> No.55386517
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55386517

>>55386432
>$60 dollars for a shitty hamburger lunch
Pure bullshit, but read this book - it's he Red Pill for money.

>> No.55386525
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55386525

>>55386464
I can't even get a 200 dollar credit card.

>> No.55386530
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55386530

Move the fuck out of NYC/SF you fucking assblasted dumbfuck retard

>> No.55386536

>>55386464
Idk, I earn 6 figures and live with mommy and daddy so I don't have a credit card and never needed one.

>> No.55386548

>>55386525
Bro you really don't want one anyway. It's too easy to get yourself fucked. I've done it twice now. Thought I learned the first time but na. I'll be paying them off for the next 5 years.

>> No.55386568
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55386568

>>55386517
>Pure bullshit,
This is on the lower end of prices

>> No.55386582
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55386582

>>55386530
And go where?
Rural living has the same amount of prices with 1/50th the job opportunities

Literally you can only be a Amazon wagie or work construction in 45/50 states in America

THERE ARE NO JOBS
I CAN'T FUCKING CODE

>> No.55386626
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55386626

>>55386432
>$8 for a six-pack
>$2 to make my own burger
>$20 for suit and tie from a thrift store, $40 with leather dress shoes
>$800 rent for studio
retard

>> No.55386630

>>55386568
Sorry - I stand corrected.

>> No.55386643

>>55386626
Six pack isn't enough

>>55386582
There aren't any coding jobs now either

>> No.55386648

>>55386432
You sound incredibly young and fiscally conscience. I'd guess that most of the people you are comparing yourself to are older than you (even 1 or 2 years can make a giant difference early in your career) or people straight up in a different class. If you grew up working class, you will always have a fiscal conscience that people who grew up upper-middle and upper class will never have. The "do I really need that?" that goes through your head even for $1, $2, and $3 purchases. However, at some income level, worrying about a $3 purchase simply isn't worth it. When you double your income, you aren't doubling the amount you can spend. You are multiplying it by even more. Sure, you'll spend more, but you won't spend double. If you make $25 hour, that's 50 grand a year. After tax, that's about $33k. You're probably spending right around $2000 a month, saving about $750 a month. If you made 100k, you'll have about $57k after tax. That's an extra $2k per month. Even if your spending goes up 1 grand, you'll still be saving more than double you were previously. If you don't splurge on a nicer apartment, it'll be 3x as much savings. That means that $60 dollar lunch will only feel as costly as a $20 lunch would feel now.

>> No.55386664

only nyc is that expensive

>> No.55386666

>>55386626
WTF...The binoculars on the window sill
Peeping on your neighbors ?

>> No.55386729

>>55386626
you can just get a new pair of washable slacks, a dress shirt, and a good suit jacket for like 200 bucks. 300 with good shoes. just gotta know your sizes. ties get at a thrift store.

>> No.55386767

>>55386432
>Just drink filtered water....
>I cook my own burgers for like 2-4$ a pop. and they are huge and delicious
>haven't bought clothes in like 5 years, last time i went shopping was <200$ for enough clothes to last 5-8years. I still wear shirts from 10 years ago
>Okay my studio is 2k but it's very nice

>200k TC
>500k NW

>> No.55386867

>>55386582
How the fuck are you making only $25 an hour at an office job in NYC/SF? What the fuck are you doing retard? This isn't even internship level pay

>> No.55386906

stop eating out you fucking retard, holy shit

it's like you want to be poor