/biz/ - Business & Finance

[Anonymous No.55321201]

How much of your net worth are you willing to risk on crypto?

[Anonymous No.55321211]

None. It's retarded to send money to an exchange to begin with, you risk accounts frozen. If you want to invest a relevant amount like 100k+, it fucking sucks, so maybe for peanuts.

[Anonymous No.55321214]

Literally 98% in crypto.
The rest is just for food and rent. That's it

[Anonymous No.55321246]

I have roughly 240k link and a findom fetish.
Everytime I imagine sergey dumping 700k into an illiquid market, I just feel giddy. The smell of holding a shitcoin for 6 years that's down 90% vs btc, eth, and usd just makes me want more.
Best thing to ever happen to me, and I'm only going to accumulate more! I've opened wide sergey, I'm ready for more!

[Anonymous No.55321263]

willing to risk or did?
the answer to the latter is about 23%. much regret.

[Anonymous No.55321297]

>>55321201
$13 in checking account. Everything else in crypto. I literally pay my expenses every month and then dumb all remaining dollars into BTC.

[Anonymous No.55321310]

>>55321297
>then dumb all remaining dollars
yes, I dumbed too much.

[Anonymous No.55321330]

>>55321297
Thats sad.

[Anonymous No.55321359]

>>55321297
That's smart and really happy :)

[Anonymous No.55321362]

I literally have all my net worth in crypto since my first salary ever. Okay, if you count my PC and my Herman Miller chair, I have 5k net worth in physical assets.

[Anonymous No.55321366]

>>55321214
This. What the fuck else would anyone spend money on?

[Anonymous No.55321390]

>>55321362
what do you invest in? do you just buy after every paycheck or accumulate until the local bottoms?

[Anonymous No.55321461]

>>55321201
>How much of your net worth are you willing to risk on crypto?
Unironically 75% of my network. Im a millennial that didnt buy a house early enough. I literally have no other way to make it then gamble on crypto. Such is life.

[Anonymous No.55321491]

>>55321390
Every paycheck, so twice a month. Mostly Ethereum, occasionally NFTs (got some Miladys at 0.5 and 1.1 ETH) and Chainlink. I want to diversify but I don't see many good opportunities. Bitcoin does not attract me. Stocks do not attract me. Been doing this for about 6 years now.

[Anonymous No.55321520]

>>55321491
what's your net worth now? i may just do this starting today. I keep around $70k just sitting in the bank. Been waiting for the market to get worse but seems negligible at this point desu

[Anonymous No.55321523]

>>55321201
All of it. Life is short af and I just want someone to suck my penis even if I'm old.

[Anonymous No.55321530]

>>55321491
It sounds like men attract you

[Anonymous No.55321559]

>>55321201
I’m about 50/50 cash crypto. I need enough cash to float until 2025. Hopefully my 20K LINK is enough…

[Anonymous No.55321561]

>>55321520
400k. Living with my parents until the next bull.

[Anonymous No.55321590]

>>55321561
Godspeed anon. I cant stand living with my family so I just live somewhere cheap, but that's a solid plan. At what point would you sell? Once you feel the bull has run its course or after hitting a 5x from this point or so?

[Anonymous No.55321596]

>>55321561
How old are you. You are my idol

[Anonymous No.55321607]

>>55321201
About 10% of about $100k. I think that’s reasonable. Yes, I’m poor

[Anonymous No.55321609]

>>55321201
Go back nigger

[Anonymous No.55321740]

>>55321596
26, college graduated and wfh.


>>55321590
I want at least 1 million before selling, but I wouldn't sell it all. I'll just run Ethereum validators. Crypto for life.

[Anonymous No.55321848]

>>55321740
>26, college graduated and wfh.
exactly same age and situation as me. Sadly I had over 100k in 2021 and now still haven't recovered the amount. I'm guessing you sold last bull run? How did know it was time to sell? i was following a few people that were really confident it was a "super cycle" and made some horrible decisions at that point. Don't recommend Crypto Twitter at all. Too much fomo.

[Anonymous No.55321912]

>>55321740
>I want at least 1 million before selling, but I wouldn't sell it all. I'll just run Ethereum validators. Crypto for life
Great choice. As far as the industry exists, this chain will remain the best chain and will outperform others in terms of mCAP, even if its throughput and scalability are shit compared to others. DePIN can be another good aspect or alternative to invest in.

[Anonymous No.55321928]

I have 80% of my net worth in a $10M market cap shticoin called RXD

[Anonymous No.55321959]

>>55321201
I have 75% of my networth in stocks and crypto. The trick is to live with your parents and secure a high-paying job.

[Anonymous No.55321968]

>>55321848
No I did not sell last bull. I peaked at 740k, went down all the way.

[Anonymous No.55321985]

>>55321848
Those retards you were following are all deluded by those CTs in holding their bags while being dumped on. Don't listen to influencers; they are all a bunch of shillers looking for engagements.


>How did know it was time to sell?


Always sell when you see green dildos, whether it is a meme or a fundamental. Keep track of the project because a little fud can cause panic. Nothing is too safe, and we often lack true sustenance in the crypto ecosystem.

[Anonymous No.55322002]

100%

i lost over 90% of it during the bear market. i wish i derisked

[Anonymous No.55322024]

>>55322002
I made almost everything from crypto and they are still in crypto. I only allocate and reallocate. Even my payments are in crypto through CryptMi.

[Anonymous No.55322148]

>>55321968
ah yeah I've learned it's a meme to have diamonds hands. 2 years of work and still haven't caught up to my peak just because of I fell for it. Everyone rich dumps.
>>55321985
absolutely accurate. If you ever see that happen, it's time. If it's gradual, I'd sell at a 5x and then the rest at a 10x. Maybe buy back in a couple of months if a solid project

[Anonymous No.55322192]

>>55321201
i have several bitcoins and $60 in my velcro wallet

[Anonymous No.55322250]

>>55321523
Based. ygmi

[Anonymous No.55322298]

>>55321201
>BROOOOSSSSSSS cryptos are a total scam please don’t have more that >10% of networth trust me you’ll be fine when your 4K investment turns into 9k…no you won’t regret putting in more because it’s a SCAM OKKAY…OKAY

If you’re young and not putting in >90% of your networth into crypto then you’ll be a wagie till you’re 60. Some people just don’t fucking get. I hate Jews but you have to hand it to them some people are cattle and should be controlled for their own good.

[Anonymous No.55322501]

>>55322148
>absolutely accurate. If you ever see that happen, it's time. If it's gradual, I'd sell at a 5x and then the rest at a 10x. Maybe buy back in a couple of months if a solid project
Exactly. I just have a few I'm counting on, and I'm trying to position myself. I hope SeiNetwork and Peaq Network, which have their public sale on Krest ongoing, go as expected and projected.

I may likely sell my matic and a few others that Celsius is holding. They made their intention known to the public that they would convert all alts within their position to BTC and ETH.

[Anonymous No.55322518]

>>55321201
All.

[Anonymous No.55322546]

A little over half of my $1.5 million NW is in crypto. Obviously no regrets. Crypto could go to zero and I'd still be way ahead of most of my peers. I hedge my bets by regularly investing heavily in stocks and my 401k at the same time.

[Anonymous No.55322652]

>>55321201
>moon
More like poor

[Anonymous No.55322667]

>>55321201
I RISKED WAY TOO MUCH AND GREATLY REGRET IT THANKS FOR ASKING

[Anonymous No.55322784]

100% initially for eth nodes. changes now that i profit off staking returns

[Anonymous No.55322983]

>>55321740
Damn I'm 33 and kicking about with $20k half in LINK and half in a bunch of alts living with parents. I trashed my life so hard at this stage I don't see the point in even trying anymore.

[Anonymous No.55323220]

>>55322667
Not so good. I invest 40% into crypto where 20% is in stables farming through SpoolFi and the other in ETH and other altcoins.

[Anonymous No.55323284]

>>55321201
close to 100% cuz im not retarded. Treasuries = you lose 100% of the time cuz you are getting dumped on by the FED and by the US treasuries. Would you hold a shitcoin that prints about 7% of the supply each year and gives you a pathetic 2% APY for staking it?

[Anonymous No.55323512]

>>55321214
This .
It's all or nothing. I have little to lose. I'm an average male

[Anonymous No.55323516]

>>55321214
same

[Anonymous No.55323521]

>>55321968
Fiat to me simply is a tool to aquire more crypto. Investmen wise.
>Went down all the way
Same. I had to take a whole cycle hodling before I now feel balanced enough to actually be holding stables next peak as well I think. Or holding something equivalent in price stability like monero, which only went down 3x or anything else independent enough from speculator dumping and decentralized enough to be resilient.
I know what projects are solid but actually exchanging them for fiat was morally just unsound for me, because I had not thought it through. I need to have a safe buy-in plan in scope as well, which I am working on now.
From doing my reseach on biz (yes, actually, no kidding, I've been here way too much) I feel safe with myself knowing what certain exchanges seem independent and serve heir purpose honestly.
I now have the wizard powers needed to spot the blackrock owned, celcius, ftx, terra-luna projects out there. Actually I suspected them the moment I saw them popping up on CMC, but still I had to follow it a whole cycle to feel confident in my assumptions. So, I believe it is morally sound 'selling' them, to aquire sound money again.. The most safely, morally sound thing was what I did this cycle, fundamentally, but now, in comparison, I fully understand how evil their money as a tool actually is, I can obviously avoid greed itself, retain moral sanity, and buy up all the loosely owned sound money from weak-minded speculators, gamblers, and the poor souls who fell for the manipulation itself when the time is right, which is strengthening the movement away from unsound money as well, because they themselves could just have been holding the assets who actually were sound if they weren't seeing it as an investment but a speculation vessel, and I buy it away from the fiat whale speculators.

[Anonymous No.55323529]

>>55321201
100%; sometimes more than that as I will accrue debt and avoid paying it off if i see a lucrative short term trade.

[Anonymous No.55323530]

When you buy ICP you don't risk anything because its a guaranteed 100x.

[Anonymous No.55323531]

>>55321201
95%

[Anonymous No.55323671]

>>55321201
I'm buying what I can afford to lose, Fag. I bought KREST so as to get the Peaq airdrop, which is like killing two birds with one stone.

[Anonymous No.55323687]

>>55321201
I'm about 50% BTC and the rest stocks/cash

Thinking I should allocate more to BTC, at least 66%

[Anonymous No.55323942]

>>55321201
0.25 of the total amount it would take to keep me alive and strong enough to face the world. somewhere around %15 of that is water and food. throw in shelter for bullshit purposes and you got about %85. But don't underetimate the workin class will ya?

[Anonymous No.55324064]

>>55321520
There’s really no reason to keep that money in the bank anon. I know you’re waiting for housing prices to fall so you can use that as a down payment, but the crash won’t happen until boomers die off and the border is secure. Sorry anon. If I were you I’d start to DCA that all. $500 per week. Not financial advice

[Anonymous No.55324537]

>>55321491
You are wise to have picked ETH. Only fools will fade it. Just stake it on any reputable LSD protocol and buy some LSD-related tokens like PENDLE, TENET, LIDO, and SPOOL.

[Anonymous No.55324570]

>>55321214
I kinda wish I had the balls to do this

[Anonymous No.55324719]

What do you guts use to buy and sell crypto? I got raped in fees from that kraken thingy

[Anonymous No.55324731]

>>55321214
>>55321366
>>55323512
....I HAVE FOUND MY PEOPLE

[Anonymous No.55324780]

>>55321201
all of it

[Anonymous No.55325274]

>>55321201
bout350

[Anonymous No.55325327]

all my wealth has been generated from crypto, i haven't worked a real job in 3.5 yrs and im at peak nw rn
it's like 95%

[Anonymous No.55325335]

>>55322983
>half in link

10k net-worth soon then baggie.

[Anonymous No.55325336]

I worked a job in a cabinet shop and realized I'd never make it just buying SPY. So i took my meager savings and bought in 2013 and held through 2 cycles until taking profits in 2020.
I bought a house and rental and kept the rest in coins
Thinking about taking out a heloc on the rental to buy more coins
Thats how retarded I am and how retarded this world is
Make the most of it

[Anonymous No.55325341]

spin it the other way: how much of your networth are you willing to risk on the traditional economy?
post 2009 i answered that question with "sub 50%", and as a result my trad nw is now <1% of my total nw
thanks crypto

[Anonymous No.55325622]

>>55321201
80% of the posts using the phrase network to refer to their 4k in btc and shit coins.

>>55321461
>Im a millennial that didnt buy a house early enough.

like wut? you dont have 5% to put down on a house? You don't have 20k-40k and you are talking about networth? Being a millenial and buying a house in 2012 means you were early to mid 20s. Who the fuck in their 20s buys a house unless you already were making ~70k in mid 20s. Some do sure. I married into a family of lawyers and doctors. Even they didnt buy a house in their mid 20s. Well 1 of them did, and he by all means has not made it because of it. He made it because he has good job and also married a doctor. you are a bird with bird thoughts

[Anonymous No.55325632]

>>55321201
98.7%, i just keep a small stack of fiat for emergencies everything i acquire in the meantime goes into crypto
i mean is there any other choice right now: anyone with braincells knows that living as a normie doesnt have any rewards any more, basic lifestyle is now out of reach for wagies so there is no doubt or second guessing in risking it all for a chance to escape as waging has a 100% fail rate
and at the rate things are going i need to get out before they might start drafting again

[Anonymous No.55325690]

>>55321201
whats the source on that image btw, cause there are some really retarded people on substack charging money for their dumb opinions

[Anonymous No.55325713]

>>55323530
>its a guaranteed 100x.
thou ICP has potential for growth, and I believe buying it at this level is a smart move according to the analysis I saw on my Al analyser, thou nothing is guaranteed 100x in the.space.

[Anonymous No.55325763]

>>55321201
80% ain't bad. Had to start banking via SpoolFi after Silicon valley bank but the dust. Crypto got amazing interest more than even Jp Morgan.

[Anonymous No.55325772]

>>55325341
>spin it the other way: how much of your networth are you willing to risk on the traditional economy?
this. anything in your bank or investment accounts you don't hold yourself and could disappear at any moment. if it's not crypto you don't own it, they do. even with most cryptos, if it's a transparent chain you could get blacklisted and lose your funds at any time
>20% of NW in crypto, all in xmr
>continue to DCA

[Anonymous No.55325801]

>>55321201
Started out with 75% crypto 25% stocks, it has balanced itself into the opposite now... Thinking of throwing that crap away now

[Anonymous No.55325813]

>>55321214
This
I'm either living the wage cuck life or I'm escaping it

There's no inbetween
I creeped past 1M in crypto last cycle at the peak but now I'm back into sigs figs hell
Currently 6 figs in crypto
4 figs in bank account

[Anonymous No.55325817]

After I use my savings to buy a house I will be 98% in crypto, rest to pay rent and have enough for immediate emergencies.

Only money Im giving a jew is via a mortgage. And even at that in 5 to 10 years Credit Unions will allow me to use my crypto as collateral for future loans and mortgages.

Either I make it or I dont make it, crypto is the only chance

[Anonymous No.55325819]

>>55321201
Worth $165,000, of that $7500 is crypto. ($100 / week DCA) I think I'm the only person on the planet who didn't bet more than he can afford to lose.

[Anonymous No.55325845]

>>55321201
like 80% on average. but ive been in since sub 100 btc so not exactly the norm

[Anonymous No.55325847]

>>55325819
but at 165k you can afford to lose it all, it wont make a difference
diversifying away from risk only starts when you reach make it levels of money, which is at least an order of magnitude above your level

[Anonymous No.55325887]

>>55325847
>but at 165k you can afford to lose it all,
No I can't. Starting over from scratch is not an option when you're over 40,.

[Anonymous No.55326148]

>>55321390
Hell yeah, man! Blindly buying is for the fools. I'm all about that research game in this space. Tokenmetrics is my trusty sidekick, helping me check the token's volatility and current drawdown.
It even predicts if it's in a sweet buy zone or not. That tool has been a game-changer for my investments lately, I ain't taking chances without some solid data in it.

[Anonymous No.55326240]

>>55321362
Haha, I feel you, bro! That shit is hilarious and relatable as hell, kek. I had a similar experience, man. I had a whopping 40% of my assets in RIDE tokens, and you know what? I bumped it up to 50% after I got wind of Apple's pro vision AR.
Sometimes, you just gotta believe in that one project, no matter how shitty the overall market may be right now. It's all about finding those hidden gems and riding the wave with conviction.

[Anonymous No.55326293]

>>55321201
0%
>>55321214
>>55321297
>>55321366
>>55321461
>>55321561
>>55321928
>>55321959
>>55321968
>>55322002
>>55323284
>>55325813
>>55325845
Sub-IQ morons. Lol biz really is full of broke dipshits who live with their parents.

[Anonymous No.55326594]

>>55321201
Actively investing 15% of my monthly earnings on NXRA because I know that is where generational wealth comes from.

[Anonymous No.55327002]

>>55321214
Same and based. 130+ IQ Chad here

[Anonymous No.55327101]

>>55321201
0.0000%

[Anonymous No.55327454]

I have $40 to my name and $150K in Link. No, I literally can't sell.

[Anonymous No.55327485]

> Be me
> $300k S&P 500
> $700k ETH
> $200k shady foreign real estate
> No debts
> Crappy government job

How to retire without being raped by Uncle Sam?

[Anonymous No.55327742]

>>55321214
>Now we're talking! Crypto is all about bringing that food to the table. Recently, I made an investment in Krest through Fundrs' sale, it's got real-world usage potential. And you know what? EoT and DePIN, they'll be the perfect complements in the blockchain space anon.

[Anonymous No.55327756]

>>55321201
That post misses the point.
What matters is not the percentage, it is the amount.

If your net worth is say 100MM and you're 99% in crypto, that's not as mindwrecking.

Especially if it is in actual crypto assets like BTC and not in crypto securities.

[Anonymous No.55327795]

>>55327756
I have $9.90 in BTC and 10c in my jacket over there. Is this a good business strategy going forward outside the box?

[Anonymous No.55328175]

>>55321214
Based plan anon. But mine would be a 70% ratio into assets that show decent potential for gains, I spotted one in what DEPIN is bringing to the ecosystem with AI agents.

[Anonymous No.55328209]

>>55321201
Got 49k in crypto. Got 80 in my bank. No other assets. Paid in 2 weeks...all going on crypto.

[Anonymous No.55328217]

97% of my NW is in crypto I keep $20k cash and the rest in BTC

[Anonymous No.55329165]

>>55321214
all or nothing, either making it or working until I die

[Anonymous No.55329216]

>>55325801
>Started out with 75% crypto 25% stocks, it has balanced itself into the opposite now... Thinking of throwing that crap away now
How the fuck did that happen? Are you a classic bull run newfag that is going to signal the bottom by calling crypto trash and selling the local min?
The trick is to accumulate when everyone has written it off and wants to crucify anyone even saying the word "crypto"
I accumulated 2018 to early 2020. It sounds like you bought in 2021 after speculation had already taken hold of the market.

[Anonymous No.55329358]

>>55325713
Why do you some AI to make your financial decisions for you? In addition to ICP, bag QANX if you want to make it. I don't need to red-pill you that quantum-resistant blockchains are going to pump hard soon.

[Anonymous No.55329392]

>>55327795
Hahaha, just get your poor ass into Zealy. You can bag some based airdrops that can change your life. Don't say no one told you this. Ignore this and have fun staying poor.

[Anonymous No.55329425]

>>55329358
Back to the designated shitting street with you, vile scammer.

[Anonymous No.55329633]

>>55321201
100% in shitcoins since 2011. Net worth is maybe $11,000. That's right. Eleven thousand dollars. Rugged, robbed, hacked too many times to count. I diamond hand everything into dust and rebuild over and over and over. Almost been a millionare a few times. I've seen highs and I've seen lows. In this moment I am euphoric.

[Anonymous No.55330197]

>>55321201
I went from having a net worth of ~370k to literally 0 and taking out 150k of loans. This next cycle is my last chance to make it. Putting it all on leveraged eth and coinbase stock. should be 1.5m at bull market prices.

[Anonymous No.55330212]

>>55321214
some of us make enough money that 20% in crypto is enough to make it

[Anonymous No.55330215]

I have negative net worth so all of it.

[Anonymous No.55330223]

This thread...

[Anonymous No.55330225]

>>55329633
You are a true warrior. May you live forever and have many attractive female slaves, in Jesus Christ's name amen.

[Anonymous No.55330443]

>>55321214
98% in crypto 2% food. 100% based

[Anonymous No.55330471]

>>55330443
Nah, 90% in digital USD banked via SpoolFi, 8% in raw BTC, 2% in milk, 100% smart.

[Anonymous No.55330477]

>>55321201
All of it + debt lmao

[Anonymous No.55330520]

>>55327756
If you put 99/100m into crypto you’d be fucking retarded.
The people who are doing this are putting <1mil and more often than not <100k

[Anonymous No.55331603]

>>55321214
I
Personally I'm this but I a split it between metals and crypto
Currently only buying crypto

[Anonymous No.55331616]

95% and 98% if you count stablecoins. Keep checking account above like $500 so I don't have to pay fees and rest in crypto. No wife, no kids... no future really. Might as well go all in.

[Anonymous No.55331672]

>>55330197
Insane if true.

[Anonymous No.55331677]

>>55329633
>I have a proven failure strategy. It has failed 100% of the time. I keep doing it

[Anonymous No.55332585]

>>55330197
Absolutely based and indomitable spirit pilled

[Anonymous No.55332601]

>>55331677
This

[Anonymous No.55332779]

>>55321201
20% in the market on ORE, VRA, OCEAN, and INJ. I'll continue to DCA.

[Anonymous No.55332798]

>>55321559
Sold all my LINK for OCEAN and ORE. Data projects are coming up.

[Anonymous No.55332824]

100% of what I don't need goes into investments.
I split 50/50 on BTC and stocks, but I only buy BTC during dips. If BTC is high then it all goes into stocks that week.
I did buy BTC Thursday right before the pump.
My stocks are all lithium/chromium and I cycle Ford every year. Their rise and falls are reliable.

[Anonymous No.55332913]

>>55330212
yes i am jelly of the potential of burger wages
however for everywhere else the choice becomes very clear what the only move is
and no i am not talking about some third world shithole, even in the rest of the first world wages are total shit

[Anonymous No.55332936]

>>55330520
altho yes i would say to diversify after you made it, i do think the whales are simply 90+% in out of necessity
or d oyuo really think those 5 billion btc whales have another 5 billion over in charles schwab

[Anonymous No.55332998]

>>55321201
Obviously treat it like the speculative instrument that it is and not exceed 10% of net-worth. Most I’ve ever been is 30% because a 50k btc investment went 6x back during the last bull run.

[Anonymous No.55334546]

Currently have about 140k from crypto. That's about 2/3 of all my assets.
>1.4m at the top

[Anonymous No.55334641]

>>55321214
This right here

[Anonymous No.55334645]

>>55322983
It's over for you, sir

[Anonymous No.55334762]

>>55321214
If you live with your parents, this is the play.
Have 5k $USD and the rest as your favorite crypto (please have some BTC and ETH).
Oh and some silver, why not help the schizos out?

[Anonymous No.55334821]

>>55325622
YWNBAW

[Anonymous No.55335376]

>>55321848
OG niggas had it right, when all the supercycle 800K-1 Million/hot chicks in crypto talk takes over, its time to sell. I'm also not back to 2021 levels, but have realized this is all a big emotional FOMO game to dump on people.

[Anonymous No.55335380]

>>55321214
I'm 100% in since 2017.

[Anonymous No.55335444]

>How much of your net worth are you willing to risk on crypto?
Wrong question for the target audience op.
>How much of your net worth are you willing to risk in legacy?
FTFY
You should receive more responses, and thus data, with the correct framing.
>Protip; npc's think the lesson learned from scams are that it was deserved for moral reasons and an indicator that you should not move further in that direction because it is a path of luck, the autistic know the lesson is to move smarter and be aware of where you step and stop

[Anonymous No.55335473]

>>55321201
30% of my network is already sitting pretty on AstraDAO, and given it provides practical access to crypto-oriented investment strategies, I'm in for some massive experience

[Anonymous No.55335509]

>>55321201
anyone smart enough to invest and provide financial strategies, not knowing about self-custody. shouldn't be giving out crypto advice in the first place.