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/biz/ - Business & Finance


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File: 1.75 MB, 3100x2170, Screen Shot 2023-06-06 at 5.03.14 PM.jpg [View same] [iqdb] [saucenao] [google]
55209369 No.55209369 [Reply] [Original]

I live in a shit hole part of Indiana, that is the land of the mouth breather.

The nearest City, Lafayette, has ghetto nig rejects all over, and so many mexicans it's like you are in Mexico half the time.

Houses were easily found under 100K before COVID. Now everything is 3x from pre covid. Shit sold in late 2022 is selling for 75% increase. What the fuck is going on? how the fuck can people afford this?

I didn't buy I house because I don't want to fucking live here. My goal is life is to sell my company and fucking leave the country.

>> No.55209375
File: 1.91 MB, 3084x2184, Screen Shot 2023-06-06 at 5.06.26 PM.jpg [View same] [iqdb] [saucenao] [google]
55209375

>>55209369
fuck the U.S. Government.

>> No.55209378
File: 2.57 MB, 3104x2540, Screen Shot 2023-06-06 at 5.09.53 PM.jpg [View same] [iqdb] [saucenao] [google]
55209378

>>55209369
>>55209375
and fuck boomers too.

I honestly don't know how these prices are sustainable.

>> No.55209419
File: 427 KB, 1248x854, ravenswood nice condo.jpg [View same] [iqdb] [saucenao] [google]
55209419

If you want to stay in the Midwest Chicago is actually pretty affordable. This condo probably offers a better quality of life than that house, one less bedroom, and is a 5 minute walk from:
>elementary school
>train (CTA and metra)
>gym
>grocery store
And there are plenty of extremely high paying jobs a 15 minute metra ride away in downtown.

And before you ask - the neighborhood is 85+% white and there have been zero shootings YTD. I live here and it's pretty nice. The downsides are the winters and shitty libs you'll have as neighbors. Other than that really nice place.

>> No.55209434
File: 304 KB, 1248x853, davis island tampa fl insane home appreciation.jpg [View same] [iqdb] [saucenao] [google]
55209434

>>55209378
>I honestly don't know how these prices are sustainable.
Oh that is nothing.

>> No.55209501

>>55209369
>flipped house
>>55209375
>tenant house
>>55209378
>water view
also with the houses under 200k you're not exactly priced out of making a low down payment

>> No.55209538

>>55209434
are you really going to compare Tampa FL, to shit hole Indiana?

the only good thing about this place was it was cheap. I moved here for my business. Now this area is getting expensive as hell and it sucks ass. The people here are mouth breathing retards.

>>55209419
I grew up in Chicagoland. value is there, but the state is run by a fat corrupt kike, and niggers from Chicago. I won't live somewhere where the state threatens to take your kids away for not chemically sterilizing them.

>> No.55209603

>>55209538
>are you really going to compare Tampa FL, to shit hole Indiana?
No, I'm more so comparing the price appreciation. This is the exact neighborhood I grew up in, too.

As for Chicago - it's probably the last affordable major US city where one can actually afford a decent condo or even single family home further out of the city core (and in the suburbs as well). The state government is categorically bad, and city government is even worse - however, aside from the abhorrently shitty new mayor (I was extremely involved in the Vallas campaign), the state is actually making some marked improvements. Debt bond rating improving for the first time in decades, budget gap closed, and pension debt actually being addressed are good signs. If you're in a nice part of the city or suburbs, it's a pretty good time to buy.

Obviously living in le big city isn't for everyone, and depending on your stage of life it might be a terrible idea. Just a thought in case you were planning on leaving.

>> No.55209669

>>55209603
i've lived in chicago. I will never live around niggers that are free to run wild.

>muh big city. it's just so full of energy.

The state of Illinois is losing people every year. the only people left are gonna be spics and niggers. have fun with the exit tax when you grow a brain cell and decide enough is enough.

>> No.55209694
File: 1.62 MB, 3400x4400, chicago population change.jpg [View same] [iqdb] [saucenao] [google]
55209694

>>55209669
>The state of Illinois is losing people every year.
Correct
the only people left are gonna be spics and niggers.
Now this is where it gets interesting. Want to guess where that population loss is occurring? You clearly know this area well. Go ahead and tell me what color the people in those green neighborhoods are.

>> No.55209762

>>55209694
We’re not from Shitcago faggot just spell it out for us kek

>> No.55209820

>>55209369
>My goal is life is to sell my company and fucking leave the country.
The new American dream is to leave America. You finally made it my friend, congrats.

>> No.55209825

>>55209694
>compares sate population drop to Chicago population drop.

are you retarded or just pretending? Chicago has been exporting niggers for years and it's fucking up the midwest. Talk to someone from Madison, or Lafayette for that matter. They ship them out to the suburbs of IL too.

I grew up in Dupage and it was like the last gasp of white excellence. Now it's full of mutts and pajeets. Sad!

>> No.55209850

>>55209820
>You finally made it my friend, congrats.

this has been my goal for over a decade. COVID fucked my ass because I don't own any property and didn't debt max and break government freebie money laws- dumbass me.

Europe is getting buttfucked with non-whites even faster than the U.S., and they have serious risk of WWIII because of insane jews war profiteering. The entire planet it going to shit.

>> No.55209887
File: 30 KB, 386x429, monk wojak.png [View same] [iqdb] [saucenao] [google]
55209887

>>55209762
The south and west sides (where 90% of the shootings and insanity you see on tv) have lost about 30-40% of their population over the past 20 years while the downtown core and north side have gained about as many residents as the rest of the city has lost.

If you were to look at population gain bounded by Western, Roosevelt (even 35th now), Peterson and the lake - what I'd call the healthiest part of the city, the population is growing rapidly and with the good kind of growth.

The loss of net takers in the tax base (the aforementioned drop in population) coupled with a massive influx of young, educated, highly-paid professionals in the downtown core is a huge sign of future growth. The question is if that growth can be retained before those same young professionals age out of the city and move to the suburbs.

There are VERY early signs of a turnaround, but if there is one, I am super fucking early.

>> No.55209888

>>55209369
Imagine housing being only 400k and you complaining

In Canada you need 400k for a downpayment

>> No.55209916

>>55209888
stfu faggot. I almost bought a nice house for 40k like 3 years ago.

>>55209887
>still defended woke ass liberals being ruled by dumb niggers and mutts.

you will realize what a dumbass you are, one day. Maybe it's when you're a victim of nigger crime.

>> No.55209962
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55209962

>>55209916

>> No.55210269
File: 394 KB, 730x654, screenshot-www.reuters.com-2023.06.06-20_27_35.png [View same] [iqdb] [saucenao] [google]
55210269

DONT WORRY....

ITS ALL COMING CRASHING DOWN SOON!
>Deutsche expects default rates to peak in the fourth quarter of next year. It forecast peak default rates to reach 9% for U.S. high-yield debt, 11.3% for U.S. loans,
> loan peak default rate of 11.3% would be a near all-time high, compared to a peak of 12% during the 2007-2008 global financial crisis
So get ready to buy cheap deals.

https://www.reuters.com/markets/default-wave-imminent-will-peak-2024-deutsche-bank-2023-05-31/

>> No.55210667

>>55209916
You’re a moron, look at the rates they’re asking for

>> No.55210802

>>55209369
Looking at the history. someone flipped it or just bought the land and put a manufactured home on it.

>> No.55210850

>>55209887
You are absolutely insane to live in Chicongo.
That city should be nuked. Along with Baltimore, Atlanta, Detroit and East St. Louis.

>> No.55210900
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55210900

>>55210850
Atlanta is OK. The other three I agree with you.

Detroit has kind of already been nuked though. It may actually have hit rock bottom. Pic rel. The city is literally returning to nature in front of our eyes.

Similar story on the S/W sides of Chicago though I fear they have further to fall before it gets better. There are some pretty promising signs of redevelopment in pockets of the South Side, but not enough for the necessary generational change.

>> No.55210947
File: 646 KB, 1519x722, East St Louis IL.jpg [View same] [iqdb] [saucenao] [google]
55210947

>>55210850
Same story in East St. Louis too.

Actually it leads me to an interesting thought:
>have these high-crime, completely blighted cities, especially in the midwest, completely bottomed out?
>Have they gotten so unbelievably bad that there's actually some room for upward mobility?
Change in places like East St. Louis will probably not happen in our lifetime. But evetually if the coasts become so unattainably expensive, bigger cities a la Chicago or Detroit may lag so far behind the coasts that they actually become attractive investment opportunities again.

>> No.55211014

>>55209369
STFU you absolute poorfag. No bank or lender in their right mind would ever give you a mortgage for something so small and cheap. They have no guarantee anyone would ever buy it off of you again in the future since the market for these piss cheap homes are all broke boy incels who are dying out en masse. Have fun with trying to actually get a mortgage for a place like this. Also have fun trying to procreate LOL

>> No.55211032

>>55209369
Kikestain churches take donations meant to help the community to buy plane tickets and homes for migrant families and keep land/home prices artificially high which helps the church's (((largest donors))) (Hebrews and boomers). Go to any open house, you won't see any whites.

>> No.55211132

>>55209369
I lived in Lafayette for a year, it's not too bad

It's a college city. Where did you see mexicans?

>> No.55211185

>>55210850
>Along with Baltimore, Atlanta, Detroit and East St. Louis.
Atlanta maybe 20 years ago. Not now, it's having an Austin style explosion. Tons of corp HQs are there. The others can be easily gassed.
>>55210947
>But evetually if the coasts become so unattainably expensive, bigger cities a la Chicago or Detroit may lag so far behind the coasts that they actually become attractive investment opportunities again.
And then make those cities expensive as the east coast too. Already happening to some cities This is why Atlanta isn't like the others that guy listed. People moved there and places like Phoenix, Nashville, Tampa, Austin, Raleigh, etc over past 5-10 years (but especially in the last 3) to surge those places in price. I guess it will keep happening to second tier cities and then third tier until they all go globohomo style and the only affordable thing will be the shitty suburbs whose dead malls didn't get converted into "lifestyle centers"

>> No.55211209
File: 267 KB, 1493x773, 17035556b4957a5d96e925ecc713e186.jpg [View same] [iqdb] [saucenao] [google]
55211209

>>55211185
>I guess it will keep happening to second tier cities and then third tier until they all go globohomo style and the only affordable thing will be the shitty suburbs whose dead malls didn't get converted into "lifestyle centers"
Yeah the suburbanization of poverty in the US is going to be interesting. As inner cities gentrify, middle-class inner ring suburbs are going to get worse. It's already happening.

>> No.55211249

>>55211209
>this picture makes Redditors seethe because the streets aren’t littered with AIDS needles and there’s no public transport bus filled with cracked out niggers driving by

The suburbs are about escaping browns. Always have been, always will be.

>> No.55211286

>>55211249
>The suburbs are about escaping browns.
kek I specifically picked that picture because of the lifted nig car and cutlass in the driveway to illustrate blacks moving into suburbs

>> No.55211301

>>55211209
>It's already happening.
It already happened in Europe.
>>55211249
>The suburbs are about escaping browns.
A lot of whites now want cosmopolitan urbanism. Basically a lifestyle resembling a college campus. Whites will put up with browns in cities since they will be priced out soon.

>> No.55211351

>>55211301
> A lot of whites now want cosmopolitan urbanism. Basically a lifestyle resembling a college campus.
Yeah, those who’ve sold their souls to consumerism have. Imagine sending your children to inner city nigger filled schools so they can get jumped daily and have to endure hellacious “learning” environment just so you can live next to a Indo-Vietnamese fusion pub and a hipster coffee shop.

I’ll take a 98% white community surrounded by corn fields and Tractor Supply stores any day.

>> No.55211417

>>55209434
If someone offers you a million dollars take it & leave the country

>> No.55211683

>>55211014
>Also have fun trying to procreate LOL
you say that like the vast majority of retards don't procreate in spades, what the fuck is wrong with you

>> No.55211758

>>55209850
>The entire planet it going to shit.
Just the White countries. Say thank you to Mr. Judenstein

>> No.55211824

>>55211301
>Whites will put up with browns in cities since they will be priced out soon.
Soon is relative. It's going to take a generation if not longer to undo the last 70 years of white flight.

>> No.55211968

>>55209369
>a literal trailer for a quarter mill
>in goddam Indiana
It truly is the end times

>> No.55212019

>>55211351
Agreed, but you're in the minority within the white demographic with your desires with regards to geography. Even whites that vote republican want the hipster bullshit because of "business opportunities."
>>55211824
>going to take a generation if not longer to undo the last 70 years of white flight.
Maybe a little bit less time than that. A lot of ground has been gained in the last 5 years alone. Aside from NYC/Brooklyn, from the late 90s until about the early 2010s, the only white people going back into the cities were white hipsters paying next to nothing for rent. Developers had no idea what the fuck was going on and when they did it took them a while to use those whites to lure in the neo urbanite wealthier types. The GFC set them back a few years too.

>> No.55212026

>>55209694
Your chart shows the most violent neighborhoods losing population. The city is slowing gentrifying and will become the best city in the country, aside from the winters.

>> No.55212042

>>55209369
>The nearest City, Lafayette
Listen to Guns and Roses alot, maybe start with "One in Million."

>> No.55212065
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55212065

>>55212019
That's a great point. The news would lead you to believe that the entire city of chicago (using it as an example because I live here) is a complete war zone hell scape and that young white liberal yuppies are dodging bullets on their way to the EL, when in reality there's a new tower going up in West Loop what seems like weekly and there's a teardown for new construction happening on my block just as frequently.

Obviously this development is completely bifurcated between areas that people want to live in and areas that people... dont, but it's happening, and it's happening fast.

>> No.55212099

>>55209369
>OP talks about housing
>Chuds from flyover States, immediately starts talking avout muh hu-white, muh-brown
Do you have nothing else to contribute? Other than color of your rape baby skin? Seriously don't you get tired of fetishing about your skin all day long, in your monther's basement in nowhere ville? Even girls don't care that much about their skin, compare to you ugly bafoons.

>> No.55212130

>>55212099
Kek. Absolute SEETHING shitskin.
How does it feel having poop colored skin and low IQ and a proclivity for crime?

>> No.55212148

>>55212130
>Kek
Terminally online chud, as expected. Make sure to turn off your basement light today, your mom is having hard time paying the electricity bills :)

>> No.55212161

>>55212099
peepeepoopoo

>> No.55212169

>>55212148
Post time stamped hand + IQ score

>> No.55212173

Because no starter homes are being built anymore and with remote work and more millennials getting to the age where they want to escape the melanated menace for the safety of themselves and their children they're looking at cheaper areas that aren't too awful. Much of Indiana qualifies for this. My parents live in metro Detroit in an area that's been working class and relatively nice for a long time and houses there have gone from $100k to $200k in the last 4 years as well.

>> No.55212181

>>55212169
Post face+ id with time stamps, let's see how you look. You surely look 10/10 right, as you do care lot of skin :)

>> No.55212226

>>55212181
You first Jamal

>> No.55212257

>>55212065
Exactly right. The news reports you are referring to have no interest in meeting a financial goal, only a political one.

>Obviously this development is completely bifurcated between areas that people want to live in and areas that people... dont, but it's happening, and it's happening fast.
Right again. "Up and coming" areas of cities rarely need to be stress-tested anymore, or require a long time for people to warm up to. They are close enough to other developed/gentrified neighborhoods, and people are comfortable moving into an area that is "rough" for the time being. It's a proven method many times over by now.

>> No.55212270
File: 34 KB, 768x432, AA18IJgo.jpg [View same] [iqdb] [saucenao] [google]
55212270

Daily reminder this is what your loval chud looks like, lmaoooooooooooo. Only thing these kinds can cling to is their rape baby skin.

Forget about girls, not even druggie would want to come close to these mouth breather chuds, so they've no other option but to shuthin their mother's basement and seethe about minority online.

So much for being superior and all, yet >>55212226 chud is scared to death to showcase us his "superior" genes, lol. Dw, you won'g get doxxed there are millions of basement dwellers who just looks exactly like you :)

>> No.55212315

>>55209434
wtf is this piece of shit LMAO

>> No.55212325

>>55209434
How can you fuckin burgers let this happen to you? Texas alone is larger than Germany. How can your houses be expensive, it's insane.

>> No.55212349

>>55212325
Ripping each other off is the basis of the US economy

>> No.55212355

>>55212099
>>55212148
>>55212130
>>55212181
Moshe...I hate to tell you this...but your tongue has a certain destiny

>> No.55212360

>>55212325
Devils advocate but this is the neighborhood I grew up in and it's a 5 minute drive from the city center of the 12th largest city in the country on it's own little secluded island. So that has something to do with it.

>> No.55212447

>>55212360
>>55209434
Tampa/St.P is to 2023 what Orlando was to 2008

>> No.55212534

>>55212257
Yep, exactly. And that is how gentrification spreads and fast.

It may be different for other cities, but chicago follows a pretty similar path in every gentrified neighborhood

>white hipsters move in
>neighborhood gets marginally better
>white hipsters throw up some boba tea shops and artisan goat milk coffee cafes or whatever
>neighborhood improves
>property values rise
>hipsters start protesting for better city services
>city gives it to them because squeaky wheel
>neighborhood drastically improves
>wealthier people start moving in
>developers take notice and start developing housing in earnest
>hipsters get priced out and move to the next EL stop away from downtown
>cycle repeats

It will take a few more decades but soon enough, enough of the city will be gentrified and "safe" (safe enough for wealthy white liberals) that something is going to give. The secret will eventually get out.

>> No.55212816

>>55209369
People are willing to pay their lives away for a basic human need

Who knew

Also no one wants to be a rentoid pissing his money away into thin air

>> No.55212840

>>55209850
Boy am I pissed I missed out on the free covid mortgages. I could have gotten a 4 bedroom detached

Has to settle for a 2 bed terraced. Hurts thinking about it

>> No.55212911

>>55212534
I gotta scoop up some condos in south shore. It’ll take maybe 30-40 years but even that’ll likely get gentrified in my lifetime. The bones are too good not to.

>> No.55213070

>>55209369
Dude Indiana itself is the problem. I went through the VLK bomb dog school in Denver/Peru and it looked like a natural disaster hit it. I asked about it and they said no it's just always looks like that. Get out of there.

Like if Kokomo is the "nice" part you know you live in shit.